Assurity Financial Services Mortgage Lending & HMDA Data, 2008

In 2008, Assurity Financial Services of Englewood, CO reported 10,675 mortgage applications totaling $1.9 billion, up 130% from 2007. The average application was for $180,232, and applicants reported an average income of $60,527. 34% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Denver-Aurora, CO (596), Phoenix-Mesa-Scottsdale, AZ (330) and Columbus, OH (322) (applications in parentheses).

Mortgage Company & Address Assurity Financial Services
6025 South Quebec Street, #260
Englewood, CO 80111
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 10,675
Total Mortgage Loan Application Amount $1,923,986,000
Average Mortgage Loan Application Amount $180,232
Highest Mortgage Loan Application Amount $2,660,000
Average Applicant Income $60,527
Highest Applicant Income $1,407,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Assurity Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Assurity Financial Services by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 293 $ 55,163,000 $ 188,269 $ 56,000
Cook, Illinois 240 $ 48,316,000 $ 201,316 $ 68,000
Franklin, Ohio 210 $ 28,458,000 $ 135,514 $ 56,000
Wayne, Michigan 207 $ 21,200,000 $ 102,415 $ 57,000
Los Angeles, California 199 $ 61,705,000 $ 310,075 $ 86,000
Adams, Colorado 158 $ 27,059,000 $ 171,259 $ 48,000
Cuyahoga, Ohio 152 $ 15,665,000 $ 103,059 $ 59,000
Arapahoe, Colorado 149 $ 29,174,000 $ 195,798 $ 59,000
Denver, Colorado 145 $ 23,793,000 $ 164,089 $ 57,000
Clark, Nevada 145 $ 30,385,000 $ 209,551 $ 65,000
El Paso, Colorado 142 $ 28,279,000 $ 199,147 $ 61,000
Miami-Dade, Florida 141 $ 35,580,000 $ 252,340 $ 82,000
Bernalillo, New Mexico 128 $ 22,310,000 $ 174,296 $ 49,000
Salt Lake, Utah 128 $ 24,960,000 $ 195,000 $ 56,000
Pierce, Washington 115 $ 27,997,000 $ 243,452 $ 59,000
Riverside, California 114 $ 31,834,000 $ 279,245 $ 86,000
San Diego, California 110 $ 32,683,000 $ 297,118 $ 85,000
Jackson, Missouri 97 $ 12,225,000 $ 126,030 $ 48,000
Pima, Arizona 96 $ 15,093,000 $ 157,218 $ 51,000
King, Washington 90 $ 22,666,000 $ 251,844 $ 69,000
San Bernardino, California 89 $ 22,141,000 $ 248,775 $ 78,000
Jefferson, Colorado 89 $ 18,122,000 $ 203,617 $ 60,000
Snohomish, Washington 87 $ 23,310,000 $ 267,931 $ 67,000
Broward, Florida 81 $ 17,053,000 $ 210,530 $ 80,000
Anchorage, Alaska 77 $ 17,588,000 $ 228,415 $ 60,000
Clark, Washington 77 $ 17,199,000 $ 223,363 $ 60,000
San Joaquin, California 74 $ 15,665,000 $ 211,689 $ 70,000
Shelby, Tennessee 73 $ 9,446,000 $ 129,397 $ 48,000
Orange, Florida 72 $ 12,718,000 $ 176,638 $ 55,000
Weld, Colorado 70 $ 12,822,000 $ 183,171 $ 72,000
Multnomah, Oregon 70 $ 16,113,000 $ 230,185 $ 64,000
St. Louis, Missouri 69 $ 9,899,000 $ 143,463 $ 40,000
Lucas, Ohio 69 $ 8,033,000 $ 116,420 $ 52,000
Hillsborough, Florida 62 $ 10,281,000 $ 165,822 $ 57,000
Pueblo, Colorado 59 $ 7,228,000 $ 122,508 $ 53,000
Polk, Florida 59 $ 7,939,000 $ 134,559 $ 49,000
Fresno, California 55 $ 10,945,000 $ 199,000 $ 59,000
Lee, Florida 55 $ 10,019,000 $ 182,163 $ 67,000
Ada, Idaho 55 $ 9,801,000 $ 178,200 $ 54,000
Oakland, Michigan 54 $ 9,349,000 $ 173,129 $ 68,000
Prince George's, Maryland 53 $ 18,042,000 $ 340,415 $ 97,000
Weber, Utah 50 $ 8,465,000 $ 169,300 $ 52,000
Canyon, Idaho 49 $ 7,998,000 $ 163,224 $ 45,000
Montgomery, Ohio 49 $ 6,042,000 $ 123,306 $ 58,000
Oklahoma, Oklahoma 48 $ 5,180,000 $ 107,916 $ 51,000
Duval, Florida 47 $ 7,056,000 $ 150,127 $ 46,000
Laramie, Wyoming 47 $ 7,968,000 $ 169,531 $ 56,000
Contra Costa, California 45 $ 12,758,000 $ 283,511 $ 113,000
Pasco, Florida 44 $ 6,244,000 $ 141,909 $ 56,000
Lake, Indiana 44 $ 5,553,000 $ 126,204 $ 53,000
Washington, Oregon 43 $ 10,770,000 $ 250,465 $ 66,000
Douglas, Colorado 41 $ 10,475,000 $ 255,487 $ 81,000
Larimer, Colorado 41 $ 7,963,000 $ 194,219 $ 82,000
Lorain, Ohio 41 $ 4,916,000 $ 119,902 $ 53,000
Pinellas, Florida 40 $ 6,776,000 $ 169,400 $ 63,000
Macomb, Michigan 40 $ 5,535,000 $ 138,375 $ 52,000
Summit, Ohio 40 $ 4,609,000 $ 115,225 $ 46,000
Natrona, Wyoming 40 $ 6,727,000 $ 168,175 $ 63,000
Hamilton, Ohio 39 $ 5,252,000 $ 134,666 $ 56,000
Osceola, Florida 38 $ 6,739,000 $ 177,342 $ 67,000
Clackamas, Oregon 38 $ 10,864,000 $ 285,894 $ 76,000
Davis, Utah 38 $ 6,828,000 $ 179,684 $ 51,000
Spokane, Washington 38 $ 6,226,000 $ 163,842 $ 50,000
Pinal, Arizona 37 $ 5,924,000 $ 160,108 $ 48,000
Palm Beach, Florida 37 $ 7,113,000 $ 192,243 $ 66,000
Hennepin, Minnesota 37 $ 6,890,000 $ 186,216 $ 61,000
Kern, California 36 $ 6,688,000 $ 185,777 $ 69,000
Baltimore, Maryland 36 $ 9,130,000 $ 253,611 $ 63,000
Harris, Texas 36 $ 5,872,000 $ 163,111 $ 78,000
Orange, California 35 $ 12,749,000 $ 364,257 $ 94,000
Sandoval, New Mexico 35 $ 5,761,000 $ 164,600 $ 53,000
Sacramento, California 33 $ 6,849,000 $ 207,545 $ 68,000
Butler, Ohio 33 $ 4,572,000 $ 138,545 $ 55,000
Marion, Oregon 33 $ 6,578,000 $ 199,333 $ 53,000
Kent, Michigan 32 $ 4,581,000 $ 143,156 $ 50,000
Hernando, Florida 31 $ 4,057,000 $ 130,870 $ 48,000
Baltimore City, Maryland 30 $ 5,334,000 $ 177,800 $ 52,000
Clay, Missouri 30 $ 4,333,000 $ 144,433 $ 42,000
Greenville, South Carolina 30 $ 4,071,000 $ 135,700 $ 45,000
St. Charles, Missouri 29 $ 5,383,000 $ 185,620 $ 44,000
Licking, Ohio 29 $ 3,756,000 $ 129,517 $ 51,000
Jefferson, Missouri 28 $ 4,362,000 $ 155,785 $ 39,000
Thurston, Washington 28 $ 5,388,000 $ 192,428 $ 45,000
Utah, Utah 27 $ 5,206,000 $ 192,814 $ 54,000
Santa Clara, California 26 $ 10,597,000 $ 407,576 $ 110,000
Will, Illinois 26 $ 5,005,000 $ 192,500 $ 70,000
Marion, Indiana 26 $ 3,397,000 $ 130,653 $ 66,000
Alameda, California 25 $ 6,764,000 $ 270,560 $ 101,000
Volusia, Florida 25 $ 4,031,000 $ 161,240 $ 82,000
Washoe, Nevada 25 $ 5,136,000 $ 205,440 $ 58,000
Fairfield, Ohio 25 $ 4,089,000 $ 163,560 $ 62,000
Warren, Ohio 25 $ 4,237,000 $ 169,480 $ 66,000
Wood, Ohio 25 $ 3,716,000 $ 148,640 $ 71,000
Genesee, Michigan 24 $ 2,389,000 $ 99,541 $ 57,000
Mohave, Arizona 23 $ 3,002,000 $ 130,521 $ 47,000
Collier, Florida 23 $ 4,728,000 $ 205,565 $ 69,000
Seminole, Florida 23 $ 4,605,000 $ 200,217 $ 55,000
Greene, Missouri 23 $ 2,990,000 $ 130,000 $ 45,000
Horry, South Carolina 23 $ 4,109,000 $ 178,652 $ 86,000
Cowlitz, Washington 23 $ 3,891,000 $ 169,173 $ 51,000
Marion, Florida 22 $ 2,855,000 $ 129,772 $ 54,000
Sarasota, Florida 22 $ 3,863,000 $ 175,590 $ 60,000
Delaware, Ohio 22 $ 4,114,000 $ 187,000 $ 98,000
Muskingum, Ohio 22 $ 2,237,000 $ 101,681 $ 44,000
Bonneville, Idaho 21 $ 3,149,000 $ 149,952 $ 58,000
Anoka, Minnesota 21 $ 4,550,000 $ 216,666 $ 72,000
Dona Ana, New Mexico 21 $ 3,572,000 $ 170,095 $ 52,000
Linn, Oregon 21 $ 3,581,000 $ 170,523 $ 56,000
Chesterfield, Virginia 21 $ 4,501,000 $ 214,333 $ 69,000
Kitsap, Washington 21 $ 4,799,000 $ 228,523 $ 58,000
Lake, Florida 20 $ 3,193,000 $ 159,650 $ 50,000
Santa Fe, New Mexico 20 $ 3,935,000 $ 196,750 $ 54,000
Merced, California 19 $ 3,620,000 $ 190,526 $ 69,000
Mesa, Colorado 19 $ 3,845,000 $ 202,368 $ 70,000
St. Louis City, Missouri 19 $ 2,583,000 $ 135,947 $ 45,000
Cleveland, Oklahoma 19 $ 2,653,000 $ 139,631 $ 40,000
Lane, Oregon 19 $ 3,968,000 $ 208,842 $ 45,000
Imperial, California 18 $ 3,001,000 $ 166,722 $ 64,000
San Mateo, California 18 $ 8,332,000 $ 462,888 $ 131,000
Brevard, Florida 18 $ 2,717,000 $ 150,944 $ 51,000
DeKalb, Georgia 18 $ 2,866,000 $ 159,222 $ 59,000
Lenawee, Michigan 18 $ 2,338,000 $ 129,888 $ 56,000
Lake, Ohio 18 $ 2,928,000 $ 162,666 $ 63,000
Yakima, Washington 18 $ 2,628,000 $ 146,000 $ 46,000
Gwinnett, Georgia 17 $ 3,319,000 $ 195,235 $ 67,000
Davidson, Tennessee 17 $ 2,756,000 $ 162,117 $ 55,000
Dallas, Texas 17 $ 2,774,000 $ 163,176 $ 68,000
Benton, Washington 17 $ 2,973,000 $ 174,882 $ 86,000
Stanislaus, California 16 $ 3,744,000 $ 234,000 $ 69,000
Clay, Florida 16 $ 2,703,000 $ 168,937 $ 59,000
St. Lucie, Florida 16 $ 3,150,000 $ 196,875 $ 38,000
Saginaw, Michigan 16 $ 1,570,000 $ 98,125 $ 44,000
Eddy, New Mexico 16 $ 1,717,000 $ 107,312 $ 60,000
Portage, Ohio 16 $ 2,513,000 $ 157,062 $ 57,000
Richland, Ohio 16 $ 1,512,000 $ 94,500 $ 45,000
Tulsa, Oklahoma 16 $ 2,587,000 $ 161,687 $ 62,000
Richland, South Carolina 16 $ 2,358,000 $ 147,375 $ 41,000
Yuma, Arizona 15 $ 2,830,000 $ 188,666 $ 68,000
Morgan, Colorado 15 $ 1,803,000 $ 120,200 $ 70,000
Fulton, Georgia 15 $ 2,798,000 $ 186,533 $ 71,000
Ross, Ohio 15 $ 1,487,000 $ 99,133 $ 45,000
Charleston, South Carolina 15 $ 3,431,000 $ 228,733 $ 68,000
Cochise, Arizona 14 $ 1,854,000 $ 132,428 $ 48,000
Yavapai, Arizona 14 $ 2,313,000 $ 165,214 $ 54,000
Tulare, California 14 $ 2,398,000 $ 171,285 $ 56,000
Ottawa, Michigan 14 $ 1,848,000 $ 132,000 $ 44,000
Columbia, Oregon 14 $ 2,643,000 $ 188,785 $ 48,000
Yamhill, Oregon 14 $ 3,084,000 $ 220,285 $ 52,000
Tarrant, Texas 14 $ 1,973,000 $ 140,928 $ 64,000
Franklin, Washington 14 $ 1,773,000 $ 126,642 $ 56,000
Mason, Washington 14 $ 2,409,000 $ 172,071 $ 42,000
Navajo, Arizona 13 $ 2,394,000 $ 184,153 $ 75,000
Jefferson, Kentucky 13 $ 1,865,000 $ 143,461 $ 59,000
Dakota, Minnesota 13 $ 2,411,000 $ 185,461 $ 52,000
Cass, Missouri 13 $ 2,006,000 $ 154,307 $ 38,000
Clermont, Ohio 13 $ 2,333,000 $ 179,461 $ 70,000
Pickaway, Ohio 13 $ 2,084,000 $ 160,307 $ 66,000
Skagit, Washington 13 $ 3,227,000 $ 248,230 $ 53,000
Whatcom, Washington 13 $ 2,767,000 $ 212,846 $ 60,000
Matanuska-Susitna, Alaska 12 $ 2,518,000 $ 209,833 $ 72,000
Solano, California 12 $ 3,494,000 $ 291,166 $ 80,000
Hartford, Connecticut 12 $ 2,402,000 $ 200,166 $ 57,000
Citrus, Florida 12 $ 1,611,000 $ 134,250 $ 45,000
Anne Arundel, Maryland 12 $ 3,427,000 $ 285,583 $ 78,000
Montgomery, Maryland 12 $ 3,982,000 $ 331,833 $ 71,000
Midland, Michigan 12 $ 1,457,000 $ 121,416 $ 55,000
Nye, Nevada 12 $ 2,002,000 $ 166,833 $ 60,000
Stark, Ohio 12 $ 1,155,000 $ 96,250 $ 42,000
Deschutes, Oregon 12 $ 2,821,000 $ 235,083 $ 67,000
Hamilton, Tennessee 12 $ 1,709,000 $ 142,416 $ 57,000
Knox, Tennessee 12 $ 1,680,000 $ 140,000 $ 33,000
Grant, Washington 12 $ 2,112,000 $ 176,000 $ 57,000
Grays Harbor, Washington 12 $ 1,955,000 $ 162,916 $ 48,000
Lewis, Washington 12 $ 2,418,000 $ 201,500 $ 50,000
New Haven, Connecticut 11 $ 2,537,000 $ 230,636 $ 67,000
Manatee, Florida 11 $ 2,284,000 $ 207,636 $ 57,000
Putnam, Florida 11 $ 1,482,000 $ 134,727 $ 41,000
St. Johns, Florida 11 $ 1,639,000 $ 149,000 $ 55,000
Payette, Idaho 11 $ 1,475,000 $ 134,090 $ 52,000
Twin Falls, Idaho 11 $ 1,624,000 $ 147,636 $ 41,000
Lake, Illinois 11 $ 1,832,000 $ 166,545 $ 62,000
Ingham, Michigan 11 $ 1,061,000 $ 96,454 $ 33,000
Washtenaw, Michigan 11 $ 2,077,000 $ 188,818 $ 110,000
Cape Girardeau, Missouri 11 $ 1,330,000 $ 120,909 $ 50,000
Morrow, Ohio 11 $ 1,765,000 $ 160,454 $ 49,000
Sandusky, Ohio 11 $ 1,537,000 $ 139,727 $ 67,000
Pottawatomie, Oklahoma 11 $ 1,014,000 $ 92,181 $ 39,000
Lexington, South Carolina 11 $ 1,152,000 $ 104,727 $ 40,000
Sumner, Tennessee 11 $ 2,035,000 $ 185,000 $ 66,000
Tooele, Utah 11 $ 1,799,000 $ 163,545 $ 46,000
Henrico, Virginia 11 $ 2,200,000 $ 200,000 $ 60,000
Prince William, Virginia 11 $ 2,843,000 $ 258,454 $ 72,000
Kenai Peninsula, Alaska 10 $ 1,952,000 $ 195,200 $ 49,000
Madera, California 10 $ 2,007,000 $ 200,700 $ 82,000
Columbia, Florida 10 $ 1,189,000 $ 118,900 $ 50,000
Escambia, Florida 10 $ 1,415,000 $ 141,500 $ 60,000
Highlands, Florida 10 $ 1,566,000 $ 156,600 $ 53,000
Kootenai, Idaho 10 $ 1,937,000 $ 193,700 $ 47,000
Winnebago, Illinois 10 $ 1,151,000 $ 115,100 $ 60,000
St. Joseph, Indiana 10 $ 1,016,000 $ 101,600 $ 43,000
Allegan, Michigan 10 $ 1,060,000 $ 106,000 $ 36,000
Ramsey, Minnesota 10 $ 1,969,000 $ 196,900 $ 51,000
Boone, Missouri 10 $ 1,485,000 $ 148,500 $ 58,000
Franklin, Missouri 10 $ 1,466,000 $ 146,600 $ 37,000
Columbiana, Ohio 10 $ 1,049,000 $ 104,900 $ 52,000
Berkeley, South Carolina 10 $ 1,451,000 $ 145,100 $ 50,000
Dorchester, South Carolina 10 $ 1,705,000 $ 170,500 $ 37,000
Virginia Beach, Virginia 10 $ 2,506,000 $ 250,600 $ 61,000
Santa Cruz, Arizona 9 $ 1,466,000 $ 162,888 $ 55,000
Shasta, California 9 $ 2,142,000 $ 238,000 $ 62,000
Boulder, Colorado 9 $ 4,064,000 $ 451,555 $ 134,000
Bay, Florida 9 $ 1,394,000 $ 154,888 $ 54,000
Clayton, Georgia 9 $ 1,308,000 $ 145,333 $ 41,000
Bannock, Idaho 9 $ 1,452,000 $ 161,333 $ 61,000
Allen, Indiana 9 $ 1,000,000 $ 111,111 $ 39,000
Porter, Indiana 9 $ 1,318,000 $ 146,444 $ 70,000
Bay, Michigan 9 $ 1,052,000 $ 116,888 $ 39,000
Jackson, Michigan 9 $ 1,296,000 $ 144,000 $ 62,000
Valencia, New Mexico 9 $ 1,807,000 $ 200,777 $ 57,000
Allen, Ohio 9 $ 1,061,000 $ 117,888 $ 50,000
Clark, Ohio 9 $ 918,000 $ 102,000 $ 37,000
Canadian, Oklahoma 9 $ 1,050,000 $ 116,666 $ 56,000
Douglas, Oregon 9 $ 1,587,000 $ 176,333 $ 49,000
Umatilla, Oregon 9 $ 1,474,000 $ 163,777 $ 62,000
El Paso, Texas 9 $ 1,044,000 $ 116,000 $ 57,000
Fort Bend, Texas 9 $ 2,741,000 $ 304,555 $ 120,000
Sweetwater, Wyoming 9 $ 1,821,000 $ 202,333 $ 71,000
Montezuma, Colorado 8 $ 1,283,000 $ 160,375 $ 57,000
Alachua, Florida 8 $ 1,214,000 $ 151,750 $ 70,000
Sumter, Florida 8 $ 1,159,000 $ 144,875 $ 60,000
Cobb, Georgia 8 $ 1,410,000 $ 176,250 $ 52,000
Eaton, Michigan 8 $ 1,197,000 $ 149,625 $ 50,000
Livingston, Michigan 8 $ 1,266,000 $ 158,250 $ 62,000
Muskegon, Michigan 8 $ 835,000 $ 104,375 $ 32,000
Curry, New Mexico 8 $ 958,000 $ 119,750 $ 55,000
Onslow, North Carolina 8 $ 980,000 $ 122,500 $ 33,000
Brown, Ohio 8 $ 850,000 $ 106,250 $ 38,000
Greene, Ohio 8 $ 1,086,000 $ 135,750 $ 48,000
Ottawa, Ohio 8 $ 1,436,000 $ 179,500 $ 54,000
Trumbull, Ohio 8 $ 1,249,000 $ 156,125 $ 59,000
Grady, Oklahoma 8 $ 763,000 $ 95,375 $ 44,000
Jackson, Oregon 8 $ 1,562,000 $ 195,250 $ 58,000
Beaufort, South Carolina 8 $ 1,585,000 $ 198,125 $ 55,000
Spartanburg, South Carolina 8 $ 855,000 $ 106,875 $ 30,000
Iron, Utah 8 $ 1,094,000 $ 136,750 $ 32,000
Summit, Utah 8 $ 2,172,000 $ 271,500 $ 50,000
Chesapeake, Virginia 8 $ 2,315,000 $ 289,375 $ 76,000
Fairfax, Virginia 8 $ 2,382,000 $ 297,750 $ 84,000
Norfolk, Virginia 8 $ 1,459,000 $ 182,375 $ 45,000
Butte, California 7 $ 1,629,000 $ 232,714 $ 74,000
La Plata, Colorado 7 $ 1,741,000 $ 248,714 $ 73,000
Las Animas, Colorado 7 $ 1,260,000 $ 180,000 $ 113,000
Montrose, Colorado 7 $ 922,000 $ 131,714 $ 53,000
Teller, Colorado 7 $ 1,402,000 $ 200,285 $ 64,000
Fairfield, Connecticut 7 $ 2,415,000 $ 345,000 $ 114,000
Gilchrist, Florida 7 $ 779,000 $ 111,285 $ 46,000
Leon, Florida 7 $ 1,165,000 $ 166,428 $ 69,000
Nassau, Florida 7 $ 703,000 $ 100,428 $ 37,000
Walton, Florida 7 $ 1,027,000 $ 146,714 $ 41,000
Hamilton, Indiana 7 $ 1,210,000 $ 172,857 $ 53,000
Hardin, Kentucky 7 $ 1,036,000 $ 148,000 $ 57,000
Charles, Maryland 7 $ 2,605,000 $ 372,142 $ 99,000
Barry, Michigan 7 $ 873,000 $ 124,714 $ 61,000
Cheboygan, Michigan 7 $ 921,000 $ 131,571 $ 45,000
Kalamazoo, Michigan 7 $ 892,000 $ 127,428 $ 57,000
Lapeer, Michigan 7 $ 1,038,000 $ 148,285 $ 57,000
Van Buren, Michigan 7 $ 621,000 $ 88,714 $ 36,000
Christian, Missouri 7 $ 1,041,000 $ 148,714 $ 48,000
Lyon, Nevada 7 $ 1,120,000 $ 160,000 $ 53,000
Ashtabula, Ohio 7 $ 994,000 $ 142,000 $ 57,000
Coshocton, Ohio 7 $ 669,000 $ 95,571 $ 36,000
Madison, Ohio 7 $ 862,000 $ 123,142 $ 50,000
Medina, Ohio 7 $ 1,101,000 $ 157,285 $ 55,000
Scioto, Ohio 7 $ 778,000 $ 111,142 $ 53,000
Anderson, South Carolina 7 $ 967,000 $ 138,142 $ 58,000
Montgomery, Texas 7 $ 2,294,000 $ 327,714 $ 112,000
Washington, Utah 7 $ 1,283,000 $ 183,285 $ 40,000
Richmond City, Virginia 7 $ 1,055,000 $ 150,714 $ 46,000
Spotsylvania, Virginia 7 $ 1,400,000 $ 200,000 $ 62,000
Suffolk, Virginia 7 $ 1,772,000 $ 253,142 $ 79,000
Stevens, Washington 7 $ 1,183,000 $ 169,000 $ 58,000
Albany, Wyoming 7 $ 1,275,000 $ 182,142 $ 87,000
Lake, California 6 $ 966,000 $ 161,000 $ 51,000
Delta, Colorado 6 $ 898,000 $ 149,666 $ 36,000
Park, Colorado 6 $ 936,000 $ 156,000 $ 59,000
Flagler, Florida 6 $ 788,000 $ 131,333 $ 42,000
Monroe, Florida 6 $ 2,604,000 $ 434,000 $ 188,000
Okaloosa, Florida 6 $ 1,166,000 $ 194,333 $ 42,000
Paulding, Georgia 6 $ 933,000 $ 155,500 $ 56,000
Monroe, Michigan 6 $ 912,000 $ 152,000 $ 53,000
Newaygo, Michigan 6 $ 497,000 $ 82,833 $ 51,000
Pennington, Minnesota 6 $ 562,000 $ 93,666 $ 56,000
Scott, Minnesota 6 $ 1,039,000 $ 173,166 $ 121,000
Sherburne, Minnesota 6 $ 1,158,000 $ 193,000 $ 64,000
Chaves, New Mexico 6 $ 798,000 $ 133,000 $ 56,000
Rio Arriba, New Mexico 6 $ 804,000 $ 134,000 $ 54,000
Gaston, North Carolina 6 $ 1,088,000 $ 181,333 $ 67,000
Wake, North Carolina 6 $ 1,003,000 $ 167,166 $ 38,000
Erie, Ohio 6 $ 977,000 $ 162,833 $ 61,000
Jackson, Ohio 6 $ 601,000 $ 100,166 $ 48,000
Mahoning, Ohio 6 $ 710,000 $ 118,333 $ 48,000
Marion, Ohio 6 $ 516,000 $ 86,000 $ 30,000
Shelby, Ohio 6 $ 627,000 $ 104,500 $ 64,000
Logan, Oklahoma 6 $ 665,000 $ 110,833 $ 33,000
Payne, Oklahoma 6 $ 663,000 $ 110,500 $ 57,000
Polk, Oregon 6 $ 1,151,000 $ 191,833 $ 61,000
Orangeburg, South Carolina 6 $ 699,000 $ 116,500 $ 74,000
York, South Carolina 6 $ 719,000 $ 119,833 $ 52,000
Sevier, Tennessee 6 $ 957,000 $ 159,500 $ 42,000
Lubbock, Texas 6 $ 434,000 $ 72,333 $ 57,000
Cache, Utah 6 $ 961,000 $ 160,166 $ 32,000
Portsmouth, Virginia 6 $ 1,298,000 $ 216,333 $ 53,000
Island, Washington 6 $ 1,345,000 $ 224,166 $ 66,000
Kittitas, Washington 6 $ 1,467,000 $ 244,500 $ 74,000
Campbell, Wyoming 6 $ 888,000 $ 148,000 $ 62,000
Fairbanks North Star, Alaska 5 $ 903,000 $ 180,600 $ 72,000
Juneau, Alaska 5 $ 1,329,000 $ 265,800 $ 82,000
Ketchikan Gateway, Alaska 5 $ 1,021,000 $ 204,200 $ 60,000
Graham, Arizona 5 $ 702,000 $ 140,400 $ 37,000
Fremont, Colorado 5 $ 1,012,000 $ 202,400 $ 66,000
Charlotte, Florida 5 $ 570,000 $ 114,000 $ 43,000
Jackson, Florida 5 $ 564,000 $ 112,800 $ 61,000
Levy, Florida 5 $ 509,000 $ 101,800 $ 79,000
Santa Rosa, Florida 5 $ 572,000 $ 114,400 $ 31,000
Bonner, Idaho 5 $ 1,070,000 $ 214,000 $ 225,000
Nez Perce, Idaho 5 $ 830,000 $ 166,000 $ 37,000
Kankakee, Illinois 5 $ 792,000 $ 158,400 $ 68,000
Elkhart, Indiana 5 $ 672,000 $ 134,400 $ 72,000
Calhoun, Michigan 5 $ 480,000 $ 96,000 $ 43,000
Gratiot, Michigan 5 $ 408,000 $ 81,600 $ 34,000
Hillsdale, Michigan 5 $ 716,000 $ 143,200 $ 54,000
Montcalm, Michigan 5 $ 580,000 $ 116,000 $ 44,000
Otsego, Michigan 5 $ 589,000 $ 117,800 $ 85,000
Washington, Minnesota 5 $ 1,201,000 $ 240,200 $ 133,000
Wright, Minnesota 5 $ 911,000 $ 182,200 $ 60,000
Johnson, Missouri 5 $ 687,000 $ 137,400 $ 49,000
Platte, Missouri 5 $ 873,000 $ 174,600 $ 47,000
Elko, Nevada 5 $ 730,000 $ 146,000 $ 75,000
Otero, New Mexico 5 $ 659,000 $ 131,800 $ 50,000
Henry, Ohio 5 $ 758,000 $ 151,600 $ 55,000
Highland, Ohio 5 $ 824,000 $ 164,800 $ 58,000
Lawrence, Ohio 5 $ 407,000 $ 81,400 $ 26,000
Miami, Ohio 5 $ 805,000 $ 161,000 $ 54,000
Union, Ohio 5 $ 1,164,000 $ 232,800 $ 94,000
Wayne, Ohio 5 $ 633,000 $ 126,600 $ 35,000
Benton, Oregon 5 $ 1,196,000 $ 239,200 $ 67,000
Clatsop, Oregon 5 $ 852,000 $ 170,400 $ 55,000
Coos, Oregon 5 $ 1,188,000 $ 237,600 $ 44,000
Josephine, Oregon 5 $ 1,140,000 $ 228,000 $ 63,000
Klamath, Oregon 5 $ 720,000 $ 144,000 $ 50,000
Tillamook, Oregon 5 $ 951,000 $ 190,200 $ 58,000
Wasco, Oregon 5 $ 1,029,000 $ 205,800 $ 62,000
Greenwood, South Carolina 5 $ 426,000 $ 85,200 $ 50,000
Hardeman, Tennessee 5 $ 638,000 $ 127,600 $ 68,000
Jefferson, Tennessee 5 $ 655,000 $ 131,000 $ 58,000
Rutherford, Tennessee 5 $ 944,000 $ 188,800 $ 65,000
Washington, Tennessee 5 $ 651,000 $ 130,200 $ 52,000
Bexar, Texas 5 $ 741,000 $ 148,200 $ 81,000
Johnson, Texas 5 $ 651,000 $ 130,200 $ 62,000
Wise, Texas 5 $ 466,000 $ 93,200 $ 43,000
Caroline, Virginia 5 $ 986,000 $ 197,200 $ 58,000
Newport News, Virginia 5 $ 1,021,000 $ 204,200 $ 51,000
Goshen, Wyoming 5 $ 665,000 $ 133,000 $ 57,000
Coconino, Arizona 4 $ 660,000 $ 165,000 $ 44,000
Kings, California 4 $ 655,000 $ 163,750 $ 63,000
Monterey, California 4 $ 903,000 $ 225,750 $ 64,000
Tuolumne, California 4 $ 875,000 $ 218,750 $ 59,000
Ventura, California 4 $ 1,084,000 $ 271,000 $ 125,000
Yolo, California 4 $ 1,136,000 $ 284,000 $ 50,000
Yuba, California 4 $ 776,000 $ 194,000 $ 35,000
Broomfield, Colorado 4 $ 1,040,000 $ 260,000 $ 86,000
Logan, Colorado 4 $ 364,000 $ 91,000 $ 43,000
Carroll, Georgia 4 $ 616,000 $ 154,000 $ 70,000
Chatham, Georgia 4 $ 630,000 $ 157,500 $ 55,000
Douglas, Georgia 4 $ 736,000 $ 184,000 $ 54,000
Blaine, Idaho 4 $ 806,000 $ 201,500 $ 31,000
Jefferson, Idaho 4 $ 971,000 $ 242,750 $ 87,000
Boone, Illinois 4 $ 509,000 $ 127,250 $ 67,000
DuPage, Illinois 4 $ 757,000 $ 189,250 $ 50,000
Clark, Indiana 4 $ 750,000 $ 187,500 $ 45,000
Wayne, Indiana 4 $ 581,000 $ 145,250 $ 45,000
Boone, Kentucky 4 $ 838,000 $ 209,500 $ 75,000
Johnson, Kentucky 4 $ 454,000 $ 113,500 $ 28,000
Nelson, Kentucky 4 $ 418,000 $ 104,500 $ 50,000
Cecil, Maryland 4 $ 832,000 $ 208,000 $ 59,000
Howard, Maryland 4 $ 1,246,000 $ 311,500 $ 104,000
Queen Anne's, Maryland 4 $ 786,000 $ 196,500 $ 81,000
Clare, Michigan 4 $ 337,000 $ 84,250 $ 49,000
Gladwin, Michigan 4 $ 388,000 $ 97,000 $ 29,000
Tuscola, Michigan 4 $ 359,000 $ 89,750 $ 36,000
Mille Lacs, Minnesota 4 $ 735,000 $ 183,750 $ 54,000
Buchanan, Missouri 4 $ 592,000 $ 148,000 $ 44,000
Camden, Missouri 4 $ 494,000 $ 123,500 $ 73,000
Perry, Missouri 4 $ 467,000 $ 116,750 $ 53,000
San Juan, New Mexico 4 $ 682,000 $ 170,500 $ 60,000
Davidson, North Carolina 4 $ 512,000 $ 128,000 $ 34,000
Guilford, North Carolina 4 $ 515,000 $ 128,750 $ 73,000
Mecklenburg, North Carolina 4 $ 912,000 $ 228,000 $ 101,000
Randolph, North Carolina 4 $ 362,000 $ 90,500 $ 35,000
Champaign, Ohio 4 $ 433,000 $ 108,250 $ 37,000
Harrison, Ohio 4 $ 379,000 $ 94,750 $ 34,000
Knox, Ohio 4 $ 574,000 $ 143,500 $ 50,000
Comanche, Oklahoma 4 $ 311,000 $ 77,750 $ 41,000
Delaware, Oklahoma 4 $ 223,000 $ 55,750 $ 23,000
McClain, Oklahoma 4 $ 728,000 $ 182,000 $ 87,000
Osage, Oklahoma 4 $ 431,000 $ 107,750 $ 37,000
Lincoln, Oregon 4 $ 912,000 $ 228,000 $ 48,000
Abbeville, South Carolina 4 $ 275,000 $ 68,750 $ 45,000
Florence, South Carolina 4 $ 367,000 $ 91,750 $ 33,000
Pickens, South Carolina 4 $ 311,000 $ 77,750 $ 44,000
Sumter, South Carolina 4 $ 412,000 $ 103,000 $ 32,000
Greene, Tennessee 4 $ 426,000 $ 106,500 $ 33,000
Wilson, Tennessee 4 $ 629,000 $ 157,250 $ 61,000
Hanover, Virginia 4 $ 795,000 $ 198,750 $ 50,000
Petersburg, Virginia 4 $ 454,000 $ 113,500 $ 68,000
Roanoke City, Virginia 4 $ 424,000 $ 106,000 $ 25,000
Clallam, Washington 4 $ 756,000 $ 189,000 $ 66,000
Fremont, Wyoming 4 $ 621,000 $ 155,250 $ 54,000
Sitka, Alaska 3 $ 521,000 $ 173,666 $ 49,000
El Dorado, California 3 $ 1,092,000 $ 364,000 $ 94,000
Plumas, California 3 $ 777,000 $ 259,000 $ 69,000
San Benito, California 3 $ 668,000 $ 222,666 $ 64,000
Siskiyou, California 3 $ 618,000 $ 206,000 $ 69,000
Tehama, California 3 $ 806,000 $ 268,666 $ 160,000
Middlesex, Connecticut 3 $ 551,000 $ 183,666 $ 71,000
Tolland, Connecticut 3 $ 849,000 $ 283,000 $ 110,000
Dixie, Florida 3 $ 447,000 $ 149,000 $ 112,000
Gadsden, Florida 3 $ 457,000 $ 152,333 $ 47,000
Indian River, Florida 3 $ 579,000 $ 193,000 $ 75,000
Martin, Florida 3 $ 396,000 $ 132,000 $ 32,000
Suwannee, Florida 3 $ 290,000 $ 96,666 $ 43,000
Henry, Georgia 3 $ 513,000 $ 171,000 $ 69,000
Newton, Georgia 3 $ 703,000 $ 234,333 $ 89,000
Bingham, Idaho 3 $ 327,000 $ 109,000 $ 37,000
Gooding, Idaho 3 $ 430,000 $ 143,333 $ 55,000
Power, Idaho 3 $ 259,000 $ 86,333 $ 30,000
Washington, Idaho 3 $ 322,000 $ 107,333 $ 51,000
Peoria, Illinois 3 $ 326,000 $ 108,666 $ 61,000
St. Clair, Illinois 3 $ 367,000 $ 122,333 $ 63,000
Hancock, Indiana 3 $ 380,000 $ 126,666 $ 54,000
Morgan, Indiana 3 $ 535,000 $ 178,333 $ 41,000
Linn, Iowa 3 $ 580,000 $ 193,333 $ 71,000
Jessamine, Kentucky 3 $ 393,000 $ 131,000 $ 32,000
Knox, Kentucky 3 $ 607,000 $ 202,333 $ 72,000
Meade, Kentucky 3 $ 367,000 $ 122,333 $ 57,000
Oldham, Kentucky 3 $ 521,000 $ 173,666 $ 116,000
Scott, Kentucky 3 $ 494,000 $ 164,666 $ 135,000
Calvert, Maryland 3 $ 724,000 $ 241,333 $ 52,000
Frederick, Maryland 3 $ 855,000 $ 285,000 $ 32,000
Harford, Maryland 3 $ 998,000 $ 332,666 $ 88,000
Wicomico, Maryland 3 $ 445,000 $ 148,333 $ 51,000
Berrien, Michigan 3 $ 593,000 $ 197,666 $ 80,000
Cass, Michigan 3 $ 282,000 $ 94,000 $ 29,000
Crawford, Michigan 3 $ 265,000 $ 88,333 $ 33,000
Roscommon, Michigan 3 $ 247,000 $ 82,333 $ 84,000
St. Clair, Michigan 3 $ 372,000 $ 124,000 $ 46,000
Carver, Minnesota 3 $ 655,000 $ 218,333 $ 54,000
Chisago, Minnesota 3 $ 699,000 $ 233,000 $ 83,000
Crow Wing, Minnesota 3 $ 394,000 $ 131,333 $ 41,000
Kandiyohi, Minnesota 3 $ 488,000 $ 162,666 $ 50,000
Roseau, Minnesota 3 $ 351,000 $ 117,000 $ 47,000
Jasper, Missouri 3 $ 330,000 $ 110,000 $ 26,000
Lincoln, Missouri 3 $ 437,000 $ 145,666 $ 33,000
Pulaski, Missouri 3 $ 432,000 $ 144,000 $ 69,000
Gallatin, Montana 3 $ 863,000 $ 287,666 $ 78,000
Missoula, Montana 3 $ 753,000 $ 251,000 $ 67,000
Lea, New Mexico 3 $ 250,000 $ 83,333 $ 58,000
Los Alamos, New Mexico 3 $ 828,000 $ 276,000 $ 115,000
Roosevelt, New Mexico 3 $ 213,000 $ 71,000 $ 27,000
Cumberland, North Carolina 3 $ 416,000 $ 138,666 $ 27,000
Forsyth, North Carolina 3 $ 418,000 $ 139,333 $ 63,000
Iredell, North Carolina 3 $ 239,000 $ 79,666 $ 35,000
Rowan, North Carolina 3 $ 651,000 $ 217,000 $ 41,000
Ashland, Ohio 3 $ 424,000 $ 141,333 $ 26,000
Athens, Ohio 3 $ 332,000 $ 110,666 $ 51,000
Belmont, Ohio 3 $ 301,000 $ 100,333 $ 38,000
Fayette, Ohio 3 $ 525,000 $ 175,000 $ 84,000
Gallia, Ohio 3 $ 441,000 $ 147,000 $ 51,000
Hancock, Ohio 3 $ 379,000 $ 126,333 $ 42,000
Logan, Ohio 3 $ 333,000 $ 111,000 $ 79,000
Preble, Ohio 3 $ 420,000 $ 140,000 $ 53,000
Seneca, Ohio 3 $ 411,000 $ 137,000 $ 63,000
Carter, Oklahoma 3 $ 425,000 $ 141,666 $ 49,000
Lincoln, Oklahoma 3 $ 229,000 $ 76,333 $ 65,000
Mayes, Oklahoma 3 $ 171,000 $ 57,000 $ 31,000
Muskogee, Oklahoma 3 $ 198,000 $ 66,000 $ 51,000
Crook, Oregon 3 $ 590,000 $ 196,666 $ 49,000
Malheur, Oregon 3 $ 378,000 $ 126,000 $ 36,000
Aiken, South Carolina 3 $ 352,000 $ 117,333 $ 37,000
Chester, South Carolina 3 $ 352,000 $ 117,333 $ 56,000
Jasper, South Carolina 3 $ 511,000 $ 170,333 $ 60,000
Laurens, South Carolina 3 $ 482,000 $ 160,666 $ 43,000
Anderson, Tennessee 3 $ 210,000 $ 70,000 $ 30,000
Blount, Tennessee 3 $ 279,000 $ 93,000 $ 52,000
Claiborne, Tennessee 3 $ 314,000 $ 104,666 $ 42,000
Fayette, Tennessee 3 $ 383,000 $ 127,666 $ 36,000
Madison, Tennessee 3 $ 239,000 $ 79,666 $ 32,000
Monroe, Tennessee 3 $ 307,000 $ 102,333 $ 50,000
Montgomery, Tennessee 3 $ 464,000 $ 154,666 $ 65,000
Tipton, Tennessee 3 $ 382,000 $ 127,333 $ 67,000
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Mortgage Loan Application Detail Totals for Assurity Financial Services in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,598 $1,225,990,000 $185,000 $2,660,000 $59,000 $1,407,000
Home Purchase 4,077 $697,996,000 $171,000 $1,022,000 $63,000 $737,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,781 $1,014,936,000 $175,000 $2,660,000 $61,000 $1,407,000
Hispanic 1,671 $315,833,000 $189,000 $1,360,000 $59,000 $511,000
Black or African American 1,563 $258,421,000 $165,000 $684,000 $59,000 $600,000
Not Provided 1,370 $266,167,000 $194,000 $1,100,000 $60,000 $737,000
Asian 186 $45,306,000 $243,000 $738,000 $79,000 $384,000
Native Hawaiian or Other Pacific Islander 60 $15,680,000 $261,000 $672,000 $76,000 $255,000
American Indian or Alaskan Native 44 $7,643,000 $173,000 $477,000 $50,000 $144,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 8,473 $1,505,392,000 $177,000 $1,360,000 $57,000 $802,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,888 $352,307,000 $186,000 $2,660,000 $77,000 $1,407,000
VA-guaranteed (Veterans Administration) 314 $66,287,000 $211,000 $600,000 $49,000 $195,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,066 $734,422,000 $180,000 $2,660,000 $61,000 $825,000
Loan Originated 3,661 $634,198,000 $173,000 $814,000 $58,000 $817,000
Application Approved But Not Accepted 1,418 $254,846,000 $179,000 $672,000 $62,000 $480,000
Application Withdrawn By Applicant 1,178 $231,298,000 $196,000 $1,100,000 $62,000 $1,407,000
File Closed For Incompleteness 352 $69,222,000 $196,000 $1,250,000 $67,000 $737,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,188 $206,831,000 $174,000 $675,000 $61,000 $301,000
Debt-To-Income Ratio 915 $189,831,000 $207,000 $695,000 $57,000 $384,000
Credit Application Incomplete 681 $109,079,000 $160,000 $1,360,000 $59,000 $394,000
Other 591 $103,275,000 $174,000 $741,000 $63,000 $292,000
Collateral 325 $58,630,000 $180,000 $2,660,000 $71,000 $825,000
Unverifiable Information 167 $30,697,000 $183,000 $713,000 $69,000 $386,000
Employment History 77 $13,912,000 $180,000 $684,000 $56,000 $305,000
Mortgage Insurance Denied 37 $6,271,000 $169,000 $342,000 $63,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 36 $6,613,000 $183,000 $477,000 $56,000 $142,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Assurity Financial Services's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Assurity Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet with aggregated HMDA statistics today.

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