Atlantic Coast Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Atlantic Coast Mortgage, LLC of Fairfax, VA reported 7,300 mortgage applications totaling $3.0 billion, up 15% from 2024. The average application was for $414,815, and applicants reported an average income of $166,541. 78% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (2,613), Virginia Beach-Norfolk-Newport News, VA-NC (755) and Charlotte-Concord-Gastonia, NC-SC (365) (applications in parentheses).
| Mortgage Company & Address | Atlantic Coast Mortgage, LLC 4100 Monument Corner Drive, Suite 300 Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 7,300 |
| Total Mortgage Loan Application Amount | $3,028,150,000 |
| Average Mortgage Loan Application Amount | $414,815 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $166,541 |
| Highest Applicant Income | $3,628,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Atlantic Coast Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 649 | $ 365,705,000 | $ 563,489 | $ 209,000 |
| Loudoun, Virginia | 520 | $ 314,420,000 | $ 604,653 | $ 224,000 |
| Prince William, Virginia | 384 | $ 182,920,000 | $ 476,354 | $ 177,000 |
| Montgomery, Maryland | 221 | $ 125,725,000 | $ 568,891 | $ 246,000 |
| Stafford, Virginia | 209 | $ 100,325,000 | $ 480,023 | $ 157,000 |
| District of Columbia, District Of Columbia | 195 | $ 110,415,000 | $ 566,230 | $ 222,000 |
| Spotsylvania, Virginia | 174 | $ 67,920,000 | $ 390,344 | $ 135,000 |
| Virginia Beach, Virginia | 164 | $ 62,500,000 | $ 381,097 | $ 150,000 |
| Mecklenburg, North Carolina | 159 | $ 50,535,000 | $ 317,830 | $ 164,000 |
| Jefferson, West Virginia | 153 | $ 57,695,000 | $ 377,091 | $ 130,000 |
| Charleston, South Carolina | 135 | $ 63,785,000 | $ 472,481 | $ 199,000 |
| Chesapeake, Virginia | 129 | $ 46,315,000 | $ 359,031 | $ 140,000 |
| Berkeley, West Virginia | 129 | $ 38,055,000 | $ 295,000 | $ 123,000 |
| Alexandria, Virginia | 122 | $ 76,880,000 | $ 630,163 | $ 247,000 |
| Arlington, Virginia | 118 | $ 78,800,000 | $ 667,796 | $ 253,000 |
| Frederick, Maryland | 116 | $ 52,750,000 | $ 454,741 | $ 175,000 |
| Prince George's, Maryland | 108 | $ 47,720,000 | $ 441,851 | $ 140,000 |
| Henrico, Virginia | 108 | $ 32,900,000 | $ 304,629 | $ 130,000 |
| Chesterfield, Virginia | 95 | $ 33,885,000 | $ 356,684 | $ 133,000 |
| Berkeley, South Carolina | 93 | $ 30,105,000 | $ 323,709 | $ 148,000 |
| Norfolk, Virginia | 93 | $ 26,515,000 | $ 285,107 | $ 109,000 |
| Dorchester, South Carolina | 90 | $ 24,520,000 | $ 272,444 | $ 119,000 |
| Fauquier, Virginia | 85 | $ 41,245,000 | $ 485,235 | $ 162,000 |
| Frederick, Virginia | 83 | $ 29,965,000 | $ 361,024 | $ 142,000 |
| Portsmouth, Virginia | 79 | $ 18,875,000 | $ 238,924 | $ 86,000 |
| Currituck, North Carolina | 72 | $ 31,380,000 | $ 435,833 | $ 192,000 |
| Suffolk, Virginia | 69 | $ 19,295,000 | $ 279,637 | $ 114,000 |
| Dare, North Carolina | 66 | $ 30,230,000 | $ 458,030 | $ 208,000 |
| Culpeper, Virginia | 58 | $ 24,340,000 | $ 419,655 | $ 127,000 |
| Orange, Virginia | 57 | $ 18,995,000 | $ 333,245 | $ 116,000 |
| Albemarle, Virginia | 56 | $ 19,760,000 | $ 352,857 | $ 121,000 |
| Hampton, Virginia | 53 | $ 12,565,000 | $ 237,075 | $ 100,000 |
| Richmond City, Virginia | 49 | $ 15,695,000 | $ 320,306 | $ 139,000 |
| Lynchburg, Virginia | 47 | $ 9,865,000 | $ 209,893 | $ 85,000 |
| Pasquotank, North Carolina | 44 | $ 10,630,000 | $ 241,590 | $ 100,000 |
| Caroline, Virginia | 44 | $ 12,400,000 | $ 281,818 | $ 115,000 |
| Campbell, Virginia | 43 | $ 9,375,000 | $ 218,023 | $ 100,000 |
| Gaston, North Carolina | 42 | $ 9,770,000 | $ 232,619 | $ 100,000 |
| Newport News, Virginia | 41 | $ 10,375,000 | $ 253,048 | $ 98,000 |
| Anne Arundel, Maryland | 40 | $ 20,540,000 | $ 513,500 | $ 194,000 |
| Iredell, North Carolina | 40 | $ 10,460,000 | $ 261,500 | $ 104,000 |
| Warren, Virginia | 39 | $ 12,955,000 | $ 332,179 | $ 126,000 |
| Fluvanna, Virginia | 37 | $ 10,265,000 | $ 277,432 | $ 106,000 |
| Baltimore, Maryland | 36 | $ 12,620,000 | $ 350,555 | $ 147,000 |
| Forsyth, North Carolina | 36 | $ 10,730,000 | $ 298,055 | $ 128,000 |
| Guilford, North Carolina | 36 | $ 8,080,000 | $ 224,444 | $ 106,000 |
| Cabarrus, North Carolina | 35 | $ 12,595,000 | $ 359,857 | $ 140,000 |
| Louisa, Virginia | 33 | $ 12,115,000 | $ 367,121 | $ 256,000 |
| Horry, South Carolina | 32 | $ 10,050,000 | $ 314,062 | $ 187,000 |
| Baltimore City, Maryland | 31 | $ 8,425,000 | $ 271,774 | $ 140,000 |
| Spartanburg, South Carolina | 31 | $ 8,705,000 | $ 280,806 | $ 119,000 |
| Bedford, Virginia | 31 | $ 10,855,000 | $ 350,161 | $ 137,000 |
| Manassas, Virginia | 31 | $ 12,805,000 | $ 413,064 | $ 140,000 |
| Howard, Maryland | 29 | $ 15,395,000 | $ 530,862 | $ 196,000 |
| Brunswick, North Carolina | 29 | $ 9,295,000 | $ 320,517 | $ 157,000 |
| Union, North Carolina | 29 | $ 8,035,000 | $ 277,068 | $ 126,000 |
| King George, Virginia | 29 | $ 12,485,000 | $ 430,517 | $ 152,000 |
| Rockingham, Virginia | 27 | $ 7,835,000 | $ 290,185 | $ 148,000 |
| Shenandoah, Virginia | 26 | $ 8,170,000 | $ 314,230 | $ 126,000 |
| Charlottesville, Virginia | 24 | $ 9,120,000 | $ 380,000 | $ 166,000 |
| Charles, Maryland | 22 | $ 10,010,000 | $ 455,000 | $ 147,000 |
| Kent, Maryland | 22 | $ 6,420,000 | $ 291,818 | $ 128,000 |
| Davidson, North Carolina | 22 | $ 4,210,000 | $ 191,363 | $ 92,000 |
| Westmoreland, Virginia | 22 | $ 6,800,000 | $ 309,090 | $ 125,000 |
| Washington, Maryland | 21 | $ 7,115,000 | $ 338,809 | $ 121,000 |
| Catawba, North Carolina | 21 | $ 5,665,000 | $ 269,761 | $ 110,000 |
| Sussex, Delaware | 20 | $ 8,370,000 | $ 418,500 | $ 170,000 |
| Carroll, Maryland | 20 | $ 10,710,000 | $ 535,500 | $ 168,000 |
| Winchester, Virginia | 20 | $ 7,050,000 | $ 352,500 | $ 164,000 |
| Wake, North Carolina | 19 | $ 6,805,000 | $ 358,157 | $ 151,000 |
| Greenville, South Carolina | 19 | $ 6,415,000 | $ 337,631 | $ 177,000 |
| Augusta, Virginia | 19 | $ 5,725,000 | $ 301,315 | $ 103,000 |
| Fredericksburg, Virginia | 19 | $ 7,295,000 | $ 383,947 | $ 148,000 |
| Lincoln, North Carolina | 18 | $ 7,220,000 | $ 401,111 | $ 129,000 |
| Clarke, Virginia | 18 | $ 8,850,000 | $ 491,666 | $ 183,000 |
| Greene, Virginia | 18 | $ 5,080,000 | $ 282,222 | $ 105,000 |
| Hopewell, Virginia | 18 | $ 3,490,000 | $ 193,888 | $ 97,000 |
| Petersburg, Virginia | 18 | $ 3,030,000 | $ 168,333 | $ 58,000 |
| Queen Anne's, Maryland | 17 | $ 6,535,000 | $ 384,411 | $ 173,000 |
| York, South Carolina | 17 | $ 5,585,000 | $ 328,529 | $ 138,000 |
| Lake, Illinois | 16 | $ 5,670,000 | $ 354,375 | $ 162,000 |
| Cecil, Maryland | 16 | $ 4,560,000 | $ 285,000 | $ 99,000 |
| Rowan, North Carolina | 16 | $ 3,800,000 | $ 237,500 | $ 76,000 |
| Pittsylvania, Virginia | 15 | $ 2,755,000 | $ 183,666 | $ 85,000 |
| Pinellas, Florida | 14 | $ 4,170,000 | $ 297,857 | $ 164,000 |
| Philadelphia, Pennsylvania | 14 | $ 4,990,000 | $ 356,428 | $ 194,000 |
| Danville, Virginia | 14 | $ 2,090,000 | $ 149,285 | $ 117,000 |
| Hanover, Virginia | 14 | $ 5,900,000 | $ 421,428 | $ 164,000 |
| Camden, North Carolina | 13 | $ 4,385,000 | $ 337,307 | $ 127,000 |
| Franklin, Virginia | 13 | $ 2,685,000 | $ 206,538 | $ 120,000 |
| Henry, Virginia | 13 | $ 1,795,000 | $ 138,076 | $ 71,000 |
| Harford, Maryland | 12 | $ 4,670,000 | $ 389,166 | $ 105,000 |
| Stanly, North Carolina | 12 | $ 2,320,000 | $ 193,333 | $ 81,000 |
| Falls Church, Virginia | 12 | $ 9,010,000 | $ 750,833 | $ 281,000 |
| Isle of Wight, Virginia | 12 | $ 4,600,000 | $ 383,333 | $ 112,000 |
| James City, Virginia | 12 | $ 3,860,000 | $ 321,666 | $ 168,000 |
| New Hanover, North Carolina | 11 | $ 5,275,000 | $ 479,545 | $ 219,000 |
| Amherst, Virginia | 11 | $ 2,365,000 | $ 215,000 | $ 117,000 |
| Fairfax City, Virginia | 11 | $ 6,495,000 | $ 590,454 | $ 234,000 |
| Waynesboro, Virginia | 11 | $ 2,935,000 | $ 266,818 | $ 103,000 |
| Delaware, Pennsylvania | 10 | $ 7,140,000 | $ 714,000 | $ 410,000 |
| Martinsville, Virginia | 10 | $ 1,120,000 | $ 112,000 | $ 154,000 |
| Palm Beach, Florida | 9 | $ 7,845,000 | $ 871,666 | $ 300,000 |
| Calvert, Maryland | 9 | $ 3,095,000 | $ 343,888 | $ 207,000 |
| St. Mary's, Maryland | 9 | $ 4,265,000 | $ 473,888 | $ 133,000 |
| Onslow, North Carolina | 9 | $ 2,425,000 | $ 269,444 | $ 141,000 |
| Perquimans, North Carolina | 9 | $ 2,115,000 | $ 235,000 | $ 97,000 |
| Lancaster, South Carolina | 9 | $ 3,025,000 | $ 336,111 | $ 139,000 |
| Madison, Virginia | 9 | $ 3,315,000 | $ 368,333 | $ 167,000 |
| Northumberland, Virginia | 9 | $ 2,855,000 | $ 317,222 | $ 164,000 |
| Staunton, Virginia | 9 | $ 2,225,000 | $ 247,222 | $ 98,000 |
| New Castle, Delaware | 8 | $ 2,180,000 | $ 272,500 | $ 163,000 |
| Caroline, Maryland | 8 | $ 2,730,000 | $ 341,250 | $ 134,000 |
| Edgefield, South Carolina | 8 | $ 950,000 | $ 118,750 | $ 72,000 |
| Appomattox, Virginia | 8 | $ 1,600,000 | $ 200,000 | $ 66,000 |
| Manassas Park, Virginia | 8 | $ 2,360,000 | $ 295,000 | $ 112,000 |
| Prince George, Virginia | 8 | $ 2,980,000 | $ 372,500 | $ 108,000 |
| Hampshire, West Virginia | 8 | $ 2,300,000 | $ 287,500 | $ 121,000 |
| Cleveland, North Carolina | 7 | $ 1,285,000 | $ 183,571 | $ 103,000 |
| Beaufort, South Carolina | 7 | $ 2,595,000 | $ 370,714 | $ 260,000 |
| Georgetown, South Carolina | 7 | $ 1,645,000 | $ 235,000 | $ 148,000 |
| Harris, Texas | 7 | $ 1,855,000 | $ 265,000 | $ 114,000 |
| Goochland, Virginia | 7 | $ 2,715,000 | $ 387,857 | $ 161,000 |
| Nelson, Virginia | 7 | $ 2,345,000 | $ 335,000 | $ 315,000 |
| Powhatan, Virginia | 7 | $ 3,905,000 | $ 557,857 | $ 259,000 |
| Roanoke, Virginia | 7 | $ 2,505,000 | $ 357,857 | $ 112,000 |
| Worcester, Maryland | 6 | $ 1,580,000 | $ 263,333 | $ 157,000 |
| Carteret, North Carolina | 6 | $ 2,530,000 | $ 421,666 | $ 257,000 |
| Cumberland, North Carolina | 6 | $ 1,160,000 | $ 193,333 | $ 155,000 |
| York, Pennsylvania | 6 | $ 1,750,000 | $ 291,666 | $ 128,000 |
| Buckingham, Virginia | 6 | $ 1,160,000 | $ 193,333 | $ 137,000 |
| Harrisonburg, Virginia | 6 | $ 1,810,000 | $ 301,666 | $ 94,000 |
| Page, Virginia | 6 | $ 1,690,000 | $ 281,666 | $ 121,000 |
| York, Virginia | 6 | $ 1,570,000 | $ 261,666 | $ 107,000 |
| Maricopa, Arizona | 5 | $ 2,105,000 | $ 421,000 | $ 184,000 |
| Brevard, Florida | 5 | $ 2,385,000 | $ 477,000 | $ 248,000 |
| Orange, Florida | 5 | $ 2,895,000 | $ 579,000 | $ 267,000 |
| Allegany, Maryland | 5 | $ 855,000 | $ 171,000 | $ 110,000 |
| Davie, North Carolina | 5 | $ 1,105,000 | $ 221,000 | $ 67,000 |
| Durham, North Carolina | 5 | $ 1,695,000 | $ 339,000 | $ 207,000 |
| Granville, North Carolina | 5 | $ 1,235,000 | $ 247,000 | $ 96,000 |
| Orangeburg, South Carolina | 5 | $ 1,085,000 | $ 217,000 | $ 98,000 |
| Richland, South Carolina | 5 | $ 1,435,000 | $ 287,000 | $ 167,000 |
| Accomack, Virginia | 5 | $ 1,195,000 | $ 239,000 | $ 237,000 |
| Essex, Virginia | 5 | $ 1,155,000 | $ 231,000 | $ 101,000 |
| New Kent, Virginia | 5 | $ 2,115,000 | $ 423,000 | $ 137,000 |
| Patrick, Virginia | 5 | $ 795,000 | $ 159,000 | $ 114,000 |
| Prince Edward, Virginia | 5 | $ 905,000 | $ 181,000 | $ 102,000 |
| Kanawha, West Virginia | 5 | $ 525,000 | $ 105,000 | $ 55,000 |
| Morgan, West Virginia | 5 | $ 1,305,000 | $ 261,000 | $ 209,000 |
| Kent, Delaware | 4 | $ 960,000 | $ 240,000 | $ 74,000 |
| Broward, Florida | 4 | $ 2,000,000 | $ 500,000 | $ 142,000 |
| Charlotte, Florida | 4 | $ 1,570,000 | $ 392,500 | $ 249,000 |
| Garrett, Maryland | 4 | $ 3,100,000 | $ 775,000 | $ 369,000 |
| Stokes, North Carolina | 4 | $ 770,000 | $ 192,500 | $ 87,000 |
| Cuyahoga, Ohio | 4 | $ 960,000 | $ 240,000 | $ 110,000 |
| Franklin, Ohio | 4 | $ 1,140,000 | $ 285,000 | $ 79,000 |
| Dauphin, Pennsylvania | 4 | $ 1,280,000 | $ 320,000 | $ 81,000 |
| Franklin, Pennsylvania | 4 | $ 1,260,000 | $ 315,000 | $ 74,000 |
| Anderson, South Carolina | 4 | $ 1,030,000 | $ 257,500 | $ 84,000 |
| Botetourt, Virginia | 4 | $ 1,530,000 | $ 382,500 | $ 200,000 |
| Dinwiddie, Virginia | 4 | $ 1,150,000 | $ 287,500 | $ 90,000 |
| Franklin City, Virginia | 4 | $ 520,000 | $ 130,000 | $ 72,000 |
| Gloucester, Virginia | 4 | $ 1,630,000 | $ 407,500 | $ 125,000 |
| Fayette, West Virginia | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Collier, Florida | 3 | $ 2,355,000 | $ 785,000 | $ 262,000 |
| Pasco, Florida | 3 | $ 505,000 | $ 168,333 | $ 101,000 |
| Sarasota, Florida | 3 | $ 665,000 | $ 221,666 | $ 256,000 |
| Chatham, Georgia | 3 | $ 835,000 | $ 278,333 | $ 109,000 |
| Cook, Illinois | 3 | $ 1,455,000 | $ 485,000 | $ 1,313,000 |
| Marion, Indiana | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Jackson, Mississippi | 3 | $ 955,000 | $ 318,333 | $ 146,000 |
| Monmouth, New Jersey | 3 | $ 1,275,000 | $ 425,000 | $ 196,000 |
| Alamance, North Carolina | 3 | $ 705,000 | $ 235,000 | $ 70,000 |
| Burke, North Carolina | 3 | $ 575,000 | $ 191,666 | $ 80,000 |
| Chowan, North Carolina | 3 | $ 545,000 | $ 181,666 | $ 101,000 |
| Lenoir, North Carolina | 3 | $ 485,000 | $ 161,666 | $ 233,000 |
| Montgomery, North Carolina | 3 | $ 885,000 | $ 295,000 | $ 60,000 |
| Moore, North Carolina | 3 | $ 1,015,000 | $ 338,333 | $ 128,000 |
| Pitt, North Carolina | 3 | $ 645,000 | $ 215,000 | $ 139,000 |
| Rockingham, North Carolina | 3 | $ 655,000 | $ 218,333 | $ 146,000 |
| Washington, North Carolina | 3 | $ 485,000 | $ 161,666 | $ 80,000 |
| Watauga, North Carolina | 3 | $ 1,155,000 | $ 385,000 | $ 243,000 |
| Wayne, North Carolina | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Hamilton, Ohio | 3 | $ 955,000 | $ 318,333 | $ 233,000 |
| Adams, Pennsylvania | 3 | $ 845,000 | $ 281,666 | $ 83,000 |
| Allegheny, Pennsylvania | 3 | $ 545,000 | $ 181,666 | $ 145,000 |
| Beaver, Pennsylvania | 3 | $ 825,000 | $ 275,000 | $ 81,000 |
| Cumberland, Pennsylvania | 3 | $ 945,000 | $ 315,000 | $ 175,000 |
| Lancaster, Pennsylvania | 3 | $ 885,000 | $ 295,000 | $ 206,000 |
| Northampton, Pennsylvania | 3 | $ 1,005,000 | $ 335,000 | $ 281,000 |
| Aiken, South Carolina | 3 | $ 515,000 | $ 171,666 | $ 83,000 |
| Colleton, South Carolina | 3 | $ 305,000 | $ 101,666 | $ 60,000 |
| Lexington, South Carolina | 3 | $ 655,000 | $ 218,333 | $ 60,000 |
| Travis, Texas | 3 | $ 715,000 | $ 238,333 | $ 203,000 |
| Amelia, Virginia | 3 | $ 875,000 | $ 291,666 | $ 85,000 |
| Bath, Virginia | 3 | $ 405,000 | $ 135,000 | $ 113,000 |
| Cumberland, Virginia | 3 | $ 935,000 | $ 311,666 | $ 117,000 |
| King William, Virginia | 3 | $ 1,075,000 | $ 358,333 | $ 93,000 |
| Middlesex, Virginia | 3 | $ 1,925,000 | $ 641,666 | $ 302,000 |
| Poquoson, Virginia | 3 | $ 1,225,000 | $ 408,333 | $ 114,000 |
| Rappahannock, Virginia | 3 | $ 2,105,000 | $ 701,666 | $ 142,000 |
| Richmond, Virginia | 3 | $ 775,000 | $ 258,333 | $ 91,000 |
| Rockbridge, Virginia | 3 | $ 1,915,000 | $ 638,333 | $ 285,000 |
| King, Washington | 3 | $ 2,355,000 | $ 785,000 | $ 399,000 |
| Monongalia, West Virginia | 3 | $ 715,000 | $ 238,333 | $ 118,000 |
| San Diego, California | 2 | $ 1,000,000 | $ 500,000 | $ 195,000 |
| El Paso, Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 131,000 |
| Bay, Florida | 2 | $ 470,000 | $ 235,000 | $ 103,000 |
| Flagler, Florida | 2 | $ 540,000 | $ 270,000 | $ 55,000 |
| Indian River, Florida | 2 | $ 1,250,000 | $ 625,000 | $ 461,000 |
| Lee, Florida | 2 | $ 710,000 | $ 355,000 | $ 293,000 |
| St. Johns, Florida | 2 | $ 1,790,000 | $ 895,000 | $ 677,000 |
| Walton, Florida | 2 | $ 2,050,000 | $ 1,025,000 | $ 272,000 |
| Cobb, Georgia | 2 | $ 1,010,000 | $ 505,000 | $ 186,000 |
| Fulton, Georgia | 2 | $ 880,000 | $ 440,000 | $ 217,000 |
| Houston, Georgia | 2 | $ 770,000 | $ 385,000 | $ 197,000 |
| Wayne, Georgia | 2 | $ 540,000 | $ 270,000 | $ 122,000 |
| Sioux, Iowa | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Sedgwick, Kansas | 2 | $ 490,000 | $ 245,000 | $ 95,000 |
| Menifee, Kentucky | 2 | $ 150,000 | $ 75,000 | $ 299,000 |
| Dorchester, Maryland | 2 | $ 470,000 | $ 235,000 | $ 285,000 |
| Wicomico, Maryland | 2 | $ 690,000 | $ 345,000 | $ 108,000 |
| Kalamazoo, Michigan | 2 | $ 390,000 | $ 195,000 | $ 299,000 |
| Wayne, Michigan | 2 | $ 520,000 | $ 260,000 | $ 190,000 |
| Essex, New Jersey | 2 | $ 2,500,000 | $ 1,250,000 | $ 528,000 |
| Gloucester, New Jersey | 2 | $ 720,000 | $ 360,000 | $ 143,000 |
| Ocean, New Jersey | 2 | $ 1,050,000 | $ 525,000 | $ 258,000 |
| Beaufort, North Carolina | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Bertie, North Carolina | 2 | $ 590,000 | $ 295,000 | $ 177,000 |
| Buncombe, North Carolina | 2 | $ 500,000 | $ 250,000 | $ 92,000 |
| Gates, North Carolina | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Hertford, North Carolina | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| Johnston, North Carolina | 2 | $ 720,000 | $ 360,000 | $ 146,000 |
| Martin, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 76,000 |
| Person, North Carolina | 2 | $ 520,000 | $ 260,000 | $ 94,000 |
| Surry, North Carolina | 2 | $ 310,000 | $ 155,000 | $ 87,000 |
| Yadkin, North Carolina | 2 | $ 510,000 | $ 255,000 | $ 85,000 |
| Geauga, Ohio | 2 | $ 750,000 | $ 375,000 | $ 604,000 |
| Licking, Ohio | 2 | $ 640,000 | $ 320,000 | $ 115,000 |
| Bryan, Oklahoma | 2 | $ 1,190,000 | $ 595,000 | $ 343,000 |
| Washington, Oregon | 2 | $ 1,000,000 | $ 500,000 | $ 198,000 |
| Centre, Pennsylvania | 2 | $ 1,110,000 | $ 555,000 | $ 564,000 |
| Clarion, Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Monroe, Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 155,000 |
| Venango, Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| Laurens, South Carolina | 2 | $ 610,000 | $ 305,000 | $ 95,000 |
| Pickens, South Carolina | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Hamilton, Tennessee | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Knox, Tennessee | 2 | $ 1,420,000 | $ 710,000 | $ 98,000 |
| Maury, Tennessee | 2 | $ 750,000 | $ 375,000 | $ 131,000 |
| Shelby, Tennessee | 2 | $ 740,000 | $ 370,000 | $ 96,000 |
| Sumner, Tennessee | 2 | $ 780,000 | $ 390,000 | $ 178,000 |
| Dallas, Texas | 2 | $ 630,000 | $ 315,000 | $ 200,000 |
| Fort Bend, Texas | 2 | $ 1,360,000 | $ 680,000 | $ 455,000 |
| Montgomery, Texas | 2 | $ 460,000 | $ 230,000 | $ 150,000 |
| Williamson, Texas | 2 | $ 520,000 | $ 260,000 | $ 165,000 |
| Emporia, Virginia | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
| Lexington, Virginia | 2 | $ 800,000 | $ 400,000 | $ 111,000 |
| Montgomery, Virginia | 2 | $ 550,000 | $ 275,000 | $ 224,000 |
| Northampton, Virginia | 2 | $ 810,000 | $ 405,000 | $ 259,000 |
| Pulaski, Virginia | 2 | $ 820,000 | $ 410,000 | $ 377,000 |
| Southampton, Virginia | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| Sussex, Virginia | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Williamsburg, Virginia | 2 | $ 610,000 | $ 305,000 | $ 164,000 |
| Hardy, West Virginia | 2 | $ 950,000 | $ 475,000 | $ 397,000 |
| Milwaukee, Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 117,000 |
| Cullman, Alabama | 1 | $ 105,000 | $ 105,000 | $ 424,000 |
| Geneva, Alabama | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Madison, Alabama | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Marshall, Alabama | 1 | $ 465,000 | $ 465,000 | $ 414,000 |
| Tuscaloosa, Alabama | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| Pima, Arizona | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Benton, Arkansas | 1 | $ 225,000 | $ 225,000 | $ 276,000 |
| Van Buren, Arkansas | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Washington, Arkansas | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Alameda, California | 1 | $ 635,000 | $ 635,000 | $ 190,000 |
| Los Angeles, California | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Placer, California | 1 | $ 395,000 | $ 395,000 | $ 136,000 |
| Riverside, California | 1 | $ 465,000 | $ 465,000 | $ 232,000 |
| Archuleta, Colorado | 1 | $ 375,000 | $ 375,000 | $ 137,000 |
| Boulder, Colorado | 1 | $ 655,000 | $ 655,000 | $ 324,000 |
| Douglas, Colorado | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 1 | $ 225,000 | $ 225,000 | $ 434,000 |
| Southeastern Connecticut Planning Region, Connecticut | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Alachua, Florida | 1 | $ 415,000 | $ 415,000 | $ 277,000 |
| Citrus, Florida | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Gadsden, Florida | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Hernando, Florida | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Highlands, Florida | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Madison, Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Manatee, Florida | 1 | $ 705,000 | $ 705,000 | $ 298,000 |
| Martin, Florida | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Miami-Dade, Florida | 1 | $ 455,000 | $ 455,000 | $ 189,000 |
| Monroe, Florida | 1 | $ 445,000 | $ 445,000 | $ 138,000 |
| Osceola, Florida | 1 | $ 465,000 | $ 465,000 | $ 87,000 |
| Santa Rosa, Florida | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Sumter, Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Union, Florida | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Volusia, Florida | 1 | $ 175,000 | $ 175,000 | $ 198,000 |
| Bartow, Georgia | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Bryan, Georgia | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Camden, Georgia | 1 | $ 495,000 | $ 495,000 | $ 174,000 |
| DeKalb, Georgia | 1 | $ 795,000 | $ 795,000 | $ 370,000 |
| Dougherty, Georgia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Effingham, Georgia | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Jackson, Georgia | 1 | $ 415,000 | $ 415,000 | $ 484,000 |
| Newton, Georgia | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Upson, Georgia | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Ada, Idaho | 1 | $ 375,000 | $ 375,000 | $ 135,000 |
| Jerome, Idaho | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Boone, Illinois | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Ford, Illinois | 1 | $ 305,000 | $ 305,000 | $ 192,000 |
| Kendall, Illinois | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Madison, Illinois | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Ogle, Illinois | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Peoria, Illinois | 1 | $ 375,000 | $ 375,000 | $ 134,000 |
| Vermilion, Illinois | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Winnebago, Illinois | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Boone, Indiana | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Hamilton, Indiana | 1 | $ 155,000 | $ 155,000 | $ 191,000 |
| Hendricks, Indiana | 1 | $ 245,000 | $ 245,000 | $ 912,000 |
| Lake, Indiana | 1 | $ 395,000 | $ 395,000 | $ 116,000 |
| Noble, Indiana | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| St. Joseph, Indiana | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Butler, Kansas | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Johnson, Kansas | 1 | $ 125,000 | $ 125,000 | $ 282,000 |
| Orleans, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| St. Charles, Louisiana | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| St. Tammany, Louisiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Cumberland, Maine | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Talbot, Maryland | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Barnstable, Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| Berkshire, Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 157,000 |
| Middlesex, Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 194,000 |
| Norfolk, Massachusetts | 1 | $ 1,205,000 | $ 1,205,000 | $ 182,000 |
| Genesee, Michigan | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Livingston, Michigan | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Otter Tail, Minnesota | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Scott, Minnesota | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| St. Louis, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Bolivar, Mississippi | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Lafayette, Mississippi | 1 | $ 385,000 | $ 385,000 | $ 170,000 |
| Grafton, New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 292,000 |
| Atlantic, New Jersey | 1 | $ 1,505,000 | $ 1,505,000 | $ 536,000 |
| Hudson, New Jersey | 1 | $ 465,000 | $ 465,000 | $ 192,000 |
| Morris, New Jersey | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Somerset, New Jersey | 1 | $ 705,000 | $ 705,000 | $ 492,000 |
| Alexander, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Caswell, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Craven, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Franklin, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Greene, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harnett, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Haywood, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Lee, North Carolina | 1 | $ 565,000 | $ 565,000 | $ 210,000 |
| Madison, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 224,000 |
| Nash, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Pender, North Carolina | 1 | $ 485,000 | $ 485,000 | $ 231,000 |
| Polk, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Swain, North Carolina | 1 | $ 605,000 | $ 605,000 | $ 283,000 |
| Vance, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Wilson, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Ashtabula, Ohio | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Jackson, Ohio | 1 | $ 385,000 | $ 385,000 | $ 111,000 |
| Lorain, Ohio | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Lucas, Ohio | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Medina, Ohio | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Richland, Ohio | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Ross, Ohio | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Seneca, Ohio | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Stark, Ohio | 1 | $ 325,000 | $ 325,000 | $ 874,000 |
| Trumbull, Ohio | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| McClain, Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 116,000 |
| Deschutes, Oregon | 1 | $ 365,000 | $ 365,000 | $ 79,000 |
| Blair, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
| Bucks, Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Chester, Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 107,000 |
| Forest, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 253,000 |
| Lebanon, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 232,000 |
| Lehigh, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Montgomery, Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 176,000 |
| Perry, Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Snyder, Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 127,000 |
| Tioga, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Westmoreland, Pennsylvania | 1 | $ 905,000 | $ 905,000 | $ 188,000 |
| Abbeville, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Calhoun, South Carolina | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Chesterfield, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Kershaw, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Oconee, South Carolina | 1 | $ 465,000 | $ 465,000 | $ 217,000 |
| Saluda, South Carolina | 1 | $ 225,000 | $ 225,000 | $ 1,266,000 |
| Davidson, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Putnam, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Robertson, Tennessee | 1 | $ 395,000 | $ 395,000 | $ 196,000 |
| Scott, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Sequatchie, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Sevier, Tennessee | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Sullivan, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Warren, Tennessee | 1 | $ 565,000 | $ 565,000 | $ 352,000 |
| Washington, Tennessee | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Bexar, Texas | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Denton, Texas | 1 | $ 575,000 | $ 575,000 | $ 264,000 |
| Galveston, Texas | 1 | $ 355,000 | $ 355,000 | $ 207,000 |
| Gregg, Texas | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Hidalgo, Texas | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Hunt, Texas | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Johnson, Texas | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Liberty, Texas | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Parker, Texas | 1 | $ 685,000 | $ 685,000 | $ 313,000 |
| Tarrant, Texas | 1 | $ 435,000 | $ 435,000 | $ 225,000 |
| Taylor, Texas | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Victoria, Texas | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Addison, Vermont | 1 | $ 365,000 | $ 365,000 | $ 78,000 |
| Charles City, Virginia | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Charlotte, Virginia | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Colonial Heights, Virginia | 1 | $ 475,000 | $ 475,000 | $ 181,000 |
| Dickenson, Virginia | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Greensville, Virginia | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| King and Queen, Virginia | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Lancaster, Virginia | 1 | $ 1,245,000 | $ 1,245,000 | $ 1,766,000 |
| Mathews, Virginia | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Mecklenburg, Virginia | 1 | $ 505,000 | $ 505,000 | $ 104,000 |
| Nottoway, Virginia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Roanoke City, Virginia | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Smyth, Virginia | 1 | $ 285,000 | $ 285,000 | $ 1,108,000 |
| Wythe, Virginia | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Spokane, Washington | 1 | $ 215,000 | $ 215,000 | $ 182,000 |
| Cabell, West Virginia | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Grant, West Virginia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Jackson, West Virginia | 1 | $ 615,000 | $ 615,000 | $ 247,000 |
| Mineral, West Virginia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Roane, West Virginia | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Summers, West Virginia | 1 | $ 185,000 | $ 185,000 | $ 340,000 |
| Wood, West Virginia | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Brown, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Atlantic Coast Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,390 | $2,656,950,000 | $415,000 | $2,505,000 | $164,000 | $3,628,000 |
| Refinancing | 458 | $215,050,000 | $469,000 | $1,585,000 | $193,000 | $1,273,000 |
| Cash-out Refinancing | 270 | $114,810,000 | $425,000 | $2,275,000 | $175,000 | $1,606,000 |
| Other Purpose | 162 | $36,920,000 | $227,000 | $1,405,000 | $174,000 | $896,000 |
| Home Improvement | 20 | $4,420,000 | $221,000 | $805,000 | $198,000 | $849,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,152 | $1,775,910,000 | $427,000 | $2,485,000 | $174,000 | $1,916,000 |
| Hispanic | 919 | $316,415,000 | $344,000 | $1,245,000 | $136,000 | $3,628,000 |
| Black or African American | 878 | $315,530,000 | $359,000 | $2,505,000 | $133,000 | $1,292,000 |
| Not Provided | 813 | $366,425,000 | $450,000 | $2,325,000 | $187,000 | $2,684,000 |
| Asian | 489 | $236,715,000 | $484,000 | $2,005,000 | $187,000 | $1,742,000 |
| American Indian or Alaskan Native | 39 | $13,665,000 | $350,000 | $805,000 | $126,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,270,000 | $408,000 | $775,000 | $129,000 | $301,000 |
| Not applicable | 2 | $220,000 | $110,000 | $215,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,099 | $2,073,895,000 | $406,000 | $2,485,000 | $179,000 | $3,628,000 |
| FHA-insured (Federal Housing Administration) | 1,070 | $378,990,000 | $354,000 | $1,165,000 | $112,000 | $392,000 |
| VA-guaranteed (Veterans Administration) | 1,064 | $556,710,000 | $523,000 | $2,505,000 | $163,000 | $1,606,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $18,555,000 | $276,000 | $405,000 | $90,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,729 | $2,398,325,000 | $418,000 | $2,505,000 | $167,000 | $2,684,000 |
| Application Withdrawn By Applicant | 944 | $382,340,000 | $405,000 | $2,325,000 | $172,000 | $3,628,000 |
| Application Approved But Not Accepted | 386 | $153,840,000 | $398,000 | $2,485,000 | $157,000 | $1,266,000 |
| Application Denied By Financial Institution | 131 | $44,495,000 | $339,000 | $1,185,000 | $126,000 | $1,742,000 |
| Preapproval Approved but not Accepted | 58 | $28,010,000 | $482,000 | $1,915,000 | $163,000 | $781,000 |
| File Closed For Incompleteness | 29 | $14,305,000 | $493,000 | $1,385,000 | $199,000 | $657,000 |
| Preapproval Denied by Financial Institution | 21 | $6,615,000 | $315,000 | $685,000 | $84,000 | $151,000 |
| Loan Purchased By The Institution | 2 | $220,000 | $110,000 | $215,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,148 | $2,977,040,000 | $416,000 | $2,505,000 | $167,000 | $3,628,000 |
| Debt-To-Income Ratio | 54 | $18,450,000 | $341,000 | $1,185,000 | $85,000 | $294,000 |
| Credit History | 32 | $10,350,000 | $323,000 | $685,000 | $110,000 | $233,000 |
| Collateral | 20 | $6,640,000 | $332,000 | $805,000 | $126,000 | $311,000 |
| Other | 16 | $4,740,000 | $296,000 | $755,000 | $140,000 | $313,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,785,000 | $368,000 | $1,165,000 | $256,000 | $1,742,000 |
| Employment History | 10 | $4,100,000 | $410,000 | $715,000 | $127,000 | $381,000 |
| Unverifiable Information | 7 | $2,045,000 | $292,000 | $545,000 | $115,000 | $199,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Coast Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Coast Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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