Axia Financial LLC Mortgage Lending & HMDA Data, 2018
In 2018, Axia Financial LLC of Bellevue, WA reported 13,481 mortgage applications totaling $3.9 billion, up 137% from 2017. The average application was for $291,994, and applicants reported an average income of $87,115. 30% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (737), Seattle-Bellevue-Everett, WA (536) and Minneapolis-St. Paul-Bloomington, MN-WI (462) (applications in parentheses).
| Mortgage Company & Address | Axia Financial LLC 1120 112th Ave Ne Ste 600 Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 13,481 |
| Total Mortgage Loan Application Amount | $3,936,375,000 |
| Average Mortgage Loan Application Amount | $291,994 |
| Highest Mortgage Loan Application Amount | $3,355,000 |
| Average Applicant Income | $87,115 |
| Highest Applicant Income | $2,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axia Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 752 | $ 144,530,000 | $ 192,194 | $ 78,930 |
| Las Vegas-Henderson-Paradise, NV | 737 | $ 197,745,000 | $ 268,310 | $ 95,000 |
| Seattle-Bellevue-Everett, WA | 536 | $ 258,660,000 | $ 482,574 | $ 150,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 462 | $ 111,820,000 | $ 242,034 | $ 89,816 |
| Kahului-Wailuku-Lahaina, HI | 334 | $ 183,200,000 | $ 548,502 | $ 150,000 |
| Tacoma-Lakewood, WA | 322 | $ 90,960,000 | $ 282,484 | $ 97,000 |
| Reno, NV | 304 | $ 92,680,000 | $ 304,868 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 275 | $ 72,185,000 | $ 262,490 | $ 99,000 |
| Twin Falls, ID | 264 | $ 41,290,000 | $ 156,401 | $ 57,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 232 | $ 76,380,000 | $ 329,224 | $ 119,275 |
| Colorado Springs, CO | 201 | $ 53,405,000 | $ 265,696 | $ 87,000 |
| Boise City, ID | 167 | $ 40,405,000 | $ 241,946 | $ 85,000 |
| Bremerton-Silverdale, WA | 157 | $ 49,865,000 | $ 317,611 | $ 93,000 |
| Olympia-Tumwater, WA | 142 | $ 36,080,000 | $ 254,084 | $ 95,000 |
| Austin-Round Rock, TX | 127 | $ 42,415,000 | $ 333,976 | $ 186,000 |
| Provo-Orem, UT | 119 | $ 29,635,000 | $ 249,033 | $ 87,000 |
| Riverside-San Bernardino-Ontario, CA | 90 | $ 27,230,000 | $ 302,555 | $ 130,000 |
| Lake Havasu City-Kingman, AZ | 83 | $ 14,415,000 | $ 173,674 | $ 93,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 77 | $ 31,135,000 | $ 404,350 | $ 91,000 |
| Salt Lake City, UT | 76 | $ 20,860,000 | $ 274,473 | $ 99,000 |
| Redding, CA | 73 | $ 15,825,000 | $ 216,780 | $ 77,000 |
| Los Angeles-Long Beach-Glendale, CA | 52 | $ 26,020,000 | $ 500,384 | $ 136,000 |
| Orlando-Kissimmee-Sanford, FL | 46 | $ 12,290,000 | $ 267,173 | $ 131,000 |
| Tucson, AZ | 33 | $ 7,125,000 | $ 215,909 | $ 92,000 |
| Salem, OR | 30 | $ 7,200,000 | $ 240,000 | $ 85,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 27 | $ 9,505,000 | $ 352,037 | $ 105,000 |
| Flagstaff, AZ | 26 | $ 7,270,000 | $ 279,615 | $ 101,000 |
| Columbia, SC | 24 | $ 3,820,000 | $ 159,166 | $ 60,000 |
| Charlotte-Concord-Gastonia, NC-SC | 23 | $ 6,065,000 | $ 263,695 | $ 95,086 |
| Ogden-Clearfield, UT | 17 | $ 3,295,000 | $ 193,823 | $ 72,000 |
| Dallas-Plano-Irving, TX | 16 | $ 5,490,000 | $ 343,125 | $ 176,000 |
| Anaheim-Santa Ana-Irvine, CA | 15 | $ 7,885,000 | $ 525,666 | $ 125,000 |
| Prescott, AZ | 14 | $ 3,820,000 | $ 272,857 | $ 107,000 |
| San Diego-Carlsbad, CA | 12 | $ 5,540,000 | $ 461,666 | $ 130,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 3,145,000 | $ 285,909 | $ 128,000 |
| Longview, WA | 11 | $ 2,425,000 | $ 220,454 | $ 69,000 |
| Carson City, NV | 10 | $ 2,700,000 | $ 270,000 | $ 98,000 |
| Denver-Aurora-Lakewood, CO | 10 | $ 4,630,000 | $ 463,000 | $ 148,000 |
| Spokane-Spokane Valley, WA | 10 | $ 2,240,000 | $ 224,000 | $ 159,000 |
| Urban Honolulu, HI | 10 | $ 6,470,000 | $ 647,000 | $ 210,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 2,150,000 | $ 268,750 | $ 138,000 |
| Coeur D'Alene, ID | 7 | $ 1,895,000 | $ 270,714 | $ 79,000 |
| Bellingham, WA | 6 | $ 1,770,000 | $ 295,000 | $ 142,000 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 2,760,000 | $ 460,000 | $ 233,000 |
| Modesto, CA | 6 | $ 2,290,000 | $ 381,666 | $ 81,000 |
| Pueblo, CO | 6 | $ 1,320,000 | $ 220,000 | $ 55,000 |
| San Antonio-New Braunfels, TX | 6 | $ 1,530,000 | $ 255,000 | $ 111,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 1,360,000 | $ 226,666 | $ 197,000 |
| Bend-Redmond, OR | 5 | $ 1,835,000 | $ 367,000 | $ 178,000 |
| Lakeland-Winter Haven, FL | 5 | $ 705,000 | $ 141,000 | $ 47,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,755,000 | $ 351,000 | $ 129,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 1,745,000 | $ 349,000 | $ 74,000 |
| Charleston-North Charleston, SC | 4 | $ 820,000 | $ 205,000 | $ 302,000 |
| Chico, CA | 4 | $ 570,000 | $ 142,500 | $ 89,000 |
| Duluth, MN-WI | 4 | $ 990,000 | $ 247,500 | $ 85,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 930,000 | $ 232,500 | $ 107,000 |
| Pittsburgh, PA | 4 | $ 650,000 | $ 162,500 | $ 48,000 |
| St. Cloud, MN | 4 | $ 540,000 | $ 135,000 | $ 71,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,600,000 | $ 400,000 | $ 80,000 |
| Wenatchee, WA | 4 | $ 2,060,000 | $ 515,000 | $ 159,000 |
| Fort Worth-Arlington, TX | 3 | $ 565,000 | $ 188,333 | $ 256,000 |
| Greeley, CO | 3 | $ 755,000 | $ 251,666 | $ 127,000 |
| Medford, OR | 3 | $ 885,000 | $ 295,000 | $ 347,000 |
| Racine, WI | 3 | $ 235,000 | $ 78,333 | $ 117,000 |
| St. George, UT | 3 | $ 1,035,000 | $ 345,000 | $ 242,000 |
| Walla Walla, WA | 3 | $ 805,000 | $ 268,333 | $ 158,000 |
| Albany, OR | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Bakersfield, CA | 2 | $ 470,000 | $ 235,000 | $ 59,000 |
| Corvallis, OR | 2 | $ 520,000 | $ 260,000 | $ 114,000 |
| El Paso, TX | 2 | $ 200,000 | $ 100,000 | $ 82,000 |
| Eugene, OR | 2 | $ 480,000 | $ 240,000 | $ 58,000 |
| Florence, SC | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Grants Pass, OR | 2 | $ 530,000 | $ 265,000 | $ 80,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 340,000 | $ 170,000 | $ 47,000 |
| Killeen-Temple, TX | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Lewiston, ID-WA | 2 | $ 450,000 | $ 225,000 | $ 52,000 |
| Mankato-North Mankato, MN | 2 | $ 340,000 | $ 170,000 | $ 40,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 620,000 | $ 310,000 | $ 88,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,140,000 | $ 570,000 | $ 113,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 790,000 | $ 395,000 | $ 75,000 |
| Stockton-Lodi, CA | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Winston-Salem, NC | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Clarksville, TN-KY | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Fort Collins, CO | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Greensboro-High Point, NC | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Hanford-Corcoran, CA | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Homosassa Springs, FL | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Idaho Falls, ID | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Jacksonville, NC | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Laredo, TX | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Lubbock, TX | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Merced, CA | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Missoula, MT | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 85,000 | $ 85,000 | $ 141,000 |
| New Bern, NC | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Ocala, FL | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Oshkosh-Neenah, WI | 1 | $ 395,000 | $ 395,000 | $ 162,000 |
| Raleigh, NC | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Rochester, MN | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 555,000 | $ 555,000 | $ 197,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Visalia-Porterville, CA | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Yuba City, CA | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Axia Financial LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,056 | $3,539,330,000 | $293,000 | $3,355,000 | $85,000 | $2,400,000 |
| Refinancing | 1,424 | $396,990,000 | $278,000 | $1,805,000 | $105,000 | $2,000,000 |
| Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $129,000 | $129,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,280 | $2,095,800,000 | $287,000 | $2,625,000 | $97,000 | $1,643,000 |
| Not Provided | 3,779 | $1,157,565,000 | $306,000 | $3,275,000 | $74,000 | $2,400,000 |
| Hispanic | 1,183 | $296,545,000 | $250,000 | $1,305,000 | $70,000 | $648,000 |
| Asian | 560 | $199,370,000 | $356,000 | $1,605,000 | $110,000 | $805,000 |
| Black or African American | 487 | $125,935,000 | $258,000 | $1,505,000 | $75,000 | $1,509,000 |
| American Indian or Alaskan Native | 108 | $29,680,000 | $274,000 | $1,005,000 | $74,000 | $426,000 |
| Native Hawaiian or Other Pacific Islander | 84 | $31,480,000 | $374,000 | $3,355,000 | $82,000 | $291,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,682 | $2,738,390,000 | $315,000 | $3,355,000 | $102,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 3,156 | $737,720,000 | $233,000 | $705,000 | $55,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 1,327 | $399,135,000 | $300,000 | $1,495,000 | $79,000 | $1,450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 316 | $61,130,000 | $193,000 | $595,000 | $49,000 | $176,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 8,375 | $2,471,315,000 | $295,000 | $3,355,000 | $81,000 | $2,400,000 |
| Loan Originated | 4,040 | $1,141,680,000 | $282,000 | $2,205,000 | $100,000 | $1,643,000 |
| Application Withdrawn By Applicant | 553 | $176,175,000 | $318,000 | $1,575,000 | $109,000 | $1,311,000 |
| Application Denied By Financial Institution | 364 | $96,870,000 | $266,000 | $1,805,000 | $77,000 | $900,000 |
| Application Approved But Not Accepted | 137 | $46,665,000 | $340,000 | $2,705,000 | $104,000 | $480,000 |
| Preapproval Approved but not Accepted | 10 | $2,830,000 | $283,000 | $505,000 | $77,000 | $173,000 |
| Preapproval Denied by Financial Institution | 2 | $840,000 | $420,000 | $475,000 | $70,000 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,115 | $3,838,665,000 | $292,000 | $3,355,000 | $88,000 | $2,400,000 |
| Credit History | 135 | $34,765,000 | $257,000 | $1,005,000 | $68,000 | $332,000 |
| Collateral | 80 | $18,950,000 | $236,000 | $745,000 | $90,000 | $593,000 |
| Debt-To-Income Ratio | 68 | $21,640,000 | $318,000 | $1,055,000 | $60,000 | $267,000 |
| Unverifiable Information | 41 | $10,745,000 | $262,000 | $1,155,000 | $91,000 | $900,000 |
| Other | 16 | $4,600,000 | $287,000 | $755,000 | $126,000 | $815,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $4,460,000 | $371,000 | $1,805,000 | $84,000 | $345,000 |
| Credit Application Incomplete | 8 | $1,520,000 | $190,000 | $255,000 | $79,000 | $178,000 |
| Employment History | 5 | $815,000 | $163,000 | $205,000 | $43,000 | $55,000 |
| Mortgage Insurance Denied | 1 | $215,000 | $215,000 | $215,000 | $64,000 | $64,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axia Financial LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axia Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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