Finance of America Commercial LLC Mortgage Lending & HMDA Data, 2020
In 2020, Finance of America Commercial LLC of Charlotte, NC reported 5,711 mortgage applications totaling $1.4 billion, down 18% from 2019. The average application was for $236,446, and applicants reported an average income of $0. 53% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Chicago-Naperville, IL (476), Philadelphia, PA (236) and Atlanta-Sandy Springs-Roswell, GA (211) (applications in parentheses).
| Mortgage Company & Address | Finance of America Commercial LLC 6230 Fairview Road, Suite 300 Charlotte, NC 28210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 5,711 |
| Total Mortgage Loan Application Amount | $1,350,345,000 |
| Average Mortgage Loan Application Amount | $236,446 |
| Highest Mortgage Loan Application Amount | $11,495,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finance of America Commercial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 476 | $ 82,670,000 | $ 173,676 | $ 0 |
| Philadelphia, PA | 236 | $ 51,900,000 | $ 219,915 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 211 | $ 41,235,000 | $ 195,426 | $ 0 |
| Baltimore-Columbia-Towson, MD | 196 | $ 34,020,000 | $ 173,571 | $ 0 |
| New Haven-Milford, CT | 167 | $ 34,015,000 | $ 203,682 | $ 0 |
| Outside any metro area | 156 | $ 38,980,000 | $ 249,871 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 128 | $ 51,640,000 | $ 403,437 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 127 | $ 24,965,000 | $ 196,574 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 120 | $ 38,680,000 | $ 322,333 | $ 0 |
| Newark, NJ-PA | 111 | $ 41,485,000 | $ 373,738 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 108 | $ 17,240,000 | $ 159,629 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 105 | $ 16,595,000 | $ 158,047 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 104 | $ 14,870,000 | $ 142,980 | $ 0 |
| New York-Newark, NY | 103 | $ 27,115,000 | $ 263,252 | $ 0 |
| Dallas-Plano-Irving, TX | 97 | $ 20,535,000 | $ 211,701 | $ 0 |
| Camden, NJ | 96 | $ 12,900,000 | $ 134,375 | $ 0 |
| Albuquerque, NM | 89 | $ 18,605,000 | $ 209,044 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 85 | $ 15,135,000 | $ 178,058 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 79 | $ 22,645,000 | $ 286,645 | $ 0 |
| Nassau County-Suffolk County, NY | 73 | $ 26,385,000 | $ 361,438 | $ 0 |
| Cape Coral-Fort Myers, FL | 72 | $ 13,580,000 | $ 188,611 | $ 0 |
| Kansas City, MO-KS | 72 | $ 10,420,000 | $ 144,722 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 60 | $ 13,040,000 | $ 217,333 | $ 0 |
| Cleveland-Elyria, OH | 57 | $ 7,825,000 | $ 137,280 | $ 0 |
| Richmond, VA | 55 | $ 8,525,000 | $ 155,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 53 | $ 8,665,000 | $ 163,490 | $ 0 |
| Fort Worth-Arlington, TX | 50 | $ 7,650,000 | $ 153,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 49 | $ 10,815,000 | $ 220,714 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 47 | $ 16,495,000 | $ 350,957 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 47 | $ 10,125,000 | $ 215,425 | $ 0 |
| Birmingham-Hoover, AL | 46 | $ 5,550,000 | $ 120,652 | $ 0 |
| San Antonio-New Braunfels, TX | 46 | $ 7,560,000 | $ 164,347 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 45 | $ 14,775,000 | $ 328,333 | $ 0 |
| Visalia-Porterville, CA | 45 | $ 5,755,000 | $ 127,888 | $ 0 |
| Wilmington, DE-MD-NJ | 44 | $ 6,610,000 | $ 150,227 | $ 0 |
| Lake County-Kenosha County, IL-WI | 43 | $ 7,835,000 | $ 182,209 | $ 0 |
| Trenton, NJ | 42 | $ 6,600,000 | $ 157,142 | $ 0 |
| Cincinnati, OH-KY-IN | 41 | $ 5,035,000 | $ 122,804 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 41 | $ 14,195,000 | $ 346,219 | $ 0 |
| Pittsburgh, PA | 41 | $ 6,565,000 | $ 160,121 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 40 | $ 18,840,000 | $ 471,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 39 | $ 4,845,000 | $ 124,230 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 38 | $ 14,160,000 | $ 372,631 | $ 0 |
| Boston, MA | 37 | $ 13,345,000 | $ 360,675 | $ 0 |
| Jacksonville, FL | 37 | $ 5,375,000 | $ 145,270 | $ 0 |
| Memphis, TN-MS-AR | 37 | $ 4,625,000 | $ 125,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 35 | $ 12,425,000 | $ 355,000 | $ 0 |
| Columbus, OH | 33 | $ 10,985,000 | $ 332,878 | $ 0 |
| Gary, IN | 33 | $ 3,915,000 | $ 118,636 | $ 0 |
| Reno, NV | 33 | $ 12,525,000 | $ 379,545 | $ 0 |
| Providence-Warwick, RI-MA | 32 | $ 12,040,000 | $ 376,250 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 31 | $ 7,025,000 | $ 226,612 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 31 | $ 10,015,000 | $ 323,064 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 28 | $ 4,230,000 | $ 151,071 | $ 0 |
| Denver-Aurora-Lakewood, CO | 27 | $ 13,935,000 | $ 516,111 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 27 | $ 5,715,000 | $ 211,666 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 27 | $ 7,875,000 | $ 291,666 | $ 0 |
| New Orleans-Metairie, LA | 26 | $ 5,850,000 | $ 225,000 | $ 0 |
| Austin-Round Rock, TX | 25 | $ 9,595,000 | $ 383,800 | $ 0 |
| Atlantic City-Hammonton, NJ | 22 | $ 4,140,000 | $ 188,181 | $ 0 |
| St. Louis, MO-IL | 22 | $ 6,320,000 | $ 287,272 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 21 | $ 2,145,000 | $ 102,142 | $ 0 |
| Seattle-Bellevue-Everett, WA | 21 | $ 9,655,000 | $ 459,761 | $ 0 |
| Boise City, ID | 20 | $ 6,840,000 | $ 342,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 20 | $ 4,440,000 | $ 222,000 | $ 0 |
| Fresno, CA | 20 | $ 4,580,000 | $ 229,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 20 | $ 3,880,000 | $ 194,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 18 | $ 4,290,000 | $ 238,333 | $ 0 |
| Punta Gorda, FL | 18 | $ 4,930,000 | $ 273,888 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 18 | $ 12,640,000 | $ 702,222 | $ 0 |
| Colorado Springs, CO | 16 | $ 4,590,000 | $ 286,875 | $ 0 |
| St. Joseph, MO-KS | 16 | $ 1,430,000 | $ 89,375 | $ 0 |
| Charleston-North Charleston, SC | 15 | $ 1,945,000 | $ 129,666 | $ 0 |
| Dover, DE | 15 | $ 1,385,000 | $ 92,333 | $ 0 |
| Flint, MI | 15 | $ 2,005,000 | $ 133,666 | $ 0 |
| Lakeland-Winter Haven, FL | 15 | $ 2,005,000 | $ 133,666 | $ 0 |
| Savannah, GA | 15 | $ 2,855,000 | $ 190,333 | $ 0 |
| Tucson, AZ | 14 | $ 2,540,000 | $ 181,428 | $ 0 |
| Worcester, MA-CT | 14 | $ 6,570,000 | $ 469,285 | $ 0 |
| Albany-Schenectady-Troy, NY | 13 | $ 1,545,000 | $ 118,846 | $ 0 |
| Durham-Chapel Hill, NC | 13 | $ 2,225,000 | $ 171,153 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 13 | $ 2,295,000 | $ 176,538 | $ 0 |
| Raleigh, NC | 13 | $ 4,455,000 | $ 342,692 | $ 0 |
| Cambridge-Newton-Framingham, MA | 12 | $ 4,230,000 | $ 352,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 2,540,000 | $ 211,666 | $ 0 |
| East Stroudsburg, PA | 12 | $ 2,850,000 | $ 237,500 | $ 0 |
| Killeen-Temple, TX | 12 | $ 13,960,000 | $ 1,163,333 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 2,690,000 | $ 224,166 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 2,200,000 | $ 183,333 | $ 0 |
| Reading, PA | 12 | $ 1,780,000 | $ 148,333 | $ 0 |
| Urban Honolulu, HI | 12 | $ 5,110,000 | $ 425,833 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 2,445,000 | $ 222,272 | $ 0 |
| Jacksonville, NC | 11 | $ 1,155,000 | $ 105,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 3,225,000 | $ 293,181 | $ 0 |
| Fayetteville, NC | 10 | $ 1,150,000 | $ 115,000 | $ 0 |
| Fort Collins, CO | 10 | $ 3,400,000 | $ 340,000 | $ 0 |
| Longview, WA | 10 | $ 1,930,000 | $ 193,000 | $ 0 |
| Santa Fe, NM | 10 | $ 3,600,000 | $ 360,000 | $ 0 |
| Springfield, MA | 10 | $ 1,580,000 | $ 158,000 | $ 0 |
| Asheville, NC | 9 | $ 2,515,000 | $ 279,444 | $ 0 |
| Greeley, CO | 9 | $ 2,165,000 | $ 240,555 | $ 0 |
| Rockingham County-Strafford County, NH | 9 | $ 2,445,000 | $ 271,666 | $ 0 |
| San Diego-Carlsbad, CA | 9 | $ 5,815,000 | $ 646,111 | $ 0 |
| Tacoma-Lakewood, WA | 9 | $ 2,685,000 | $ 298,333 | $ 0 |
| Washington-Baltimore-Arlington, DC | 9 | $ 3,345,000 | $ 371,666 | $ 0 |
| Elgin, IL | 8 | $ 1,130,000 | $ 141,250 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 1,250,000 | $ 156,250 | $ 0 |
| Sherman-Denison, TX | 8 | $ 730,000 | $ 91,250 | $ 0 |
| Spartanburg, SC | 8 | $ 1,070,000 | $ 133,750 | $ 0 |
| Baton Rouge, LA | 7 | $ 1,915,000 | $ 273,571 | $ 0 |
| Boulder, CO | 7 | $ 4,065,000 | $ 580,714 | $ 0 |
| Burlington, NC | 7 | $ 605,000 | $ 86,428 | $ 0 |
| Eugene, OR | 7 | $ 1,565,000 | $ 223,571 | $ 0 |
| Jackson, MS | 7 | $ 735,000 | $ 105,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 6,595,000 | $ 942,142 | $ 0 |
| Kankakee, IL | 7 | $ 775,000 | $ 110,714 | $ 0 |
| Knoxville, TN | 7 | $ 1,175,000 | $ 167,857 | $ 0 |
| Lafayette, LA | 7 | $ 975,000 | $ 139,285 | $ 0 |
| Lansing-East Lansing, MI | 7 | $ 535,000 | $ 76,428 | $ 0 |
| Manchester-Nashua, NH | 7 | $ 1,345,000 | $ 192,142 | $ 0 |
| Oklahoma City, OK | 7 | $ 4,455,000 | $ 636,428 | $ 0 |
| Portland-South Portland, ME | 7 | $ 1,295,000 | $ 185,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 7 | $ 795,000 | $ 113,571 | $ 0 |
| Columbia, SC | 6 | $ 760,000 | $ 126,666 | $ 0 |
| Dayton-Springfield-Kettering, OH | 6 | $ 660,000 | $ 110,000 | $ 0 |
| Greenville, NC | 6 | $ 1,430,000 | $ 238,333 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 890,000 | $ 148,333 | $ 0 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,020,000 | $ 170,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 3,780,000 | $ 630,000 | $ 0 |
| Port St. Lucie, FL | 6 | $ 1,400,000 | $ 233,333 | $ 0 |
| Racine, WI | 6 | $ 1,270,000 | $ 211,666 | $ 0 |
| Vineland-Bridgeton, NJ | 6 | $ 620,000 | $ 103,333 | $ 0 |
| Bakersfield, CA | 5 | $ 815,000 | $ 163,000 | $ 0 |
| Chattanooga, TN-GA | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Corpus Christi, TX | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Harrisburg-Carlisle, PA | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Homosassa Springs, FL | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Kennewick-Richland, WA | 5 | $ 955,000 | $ 191,000 | $ 0 |
| Macon-Bibb County, GA | 5 | $ 1,435,000 | $ 287,000 | $ 0 |
| Midland, MI | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Morristown, TN | 5 | $ 955,000 | $ 191,000 | $ 0 |
| Norwich-New London, CT | 5 | $ 555,000 | $ 111,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 605,000 | $ 121,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 5 | $ 2,465,000 | $ 493,000 | $ 0 |
| Pueblo, CO | 5 | $ 725,000 | $ 145,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 3,495,000 | $ 699,000 | $ 0 |
| Tuscaloosa, AL | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Yuma, AZ | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Akron, OH | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Athens-Clarke County, GA | 4 | $ 830,000 | $ 207,500 | $ 0 |
| Augusta-Richmond County, GA-SC | 4 | $ 390,000 | $ 97,500 | $ 0 |
| Beaumont-Port Arthur, TX | 4 | $ 360,000 | $ 90,000 | $ 0 |
| California-Lexington Park, MD | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Evansville, IN-KY | 4 | $ 430,000 | $ 107,500 | $ 0 |
| Gainesville, FL | 4 | $ 940,000 | $ 235,000 | $ 0 |
| Hanford-Corcoran, CA | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Huntsville, AL | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Modesto, CA | 4 | $ 870,000 | $ 217,500 | $ 0 |
| Monroe, MI | 4 | $ 780,000 | $ 195,000 | $ 0 |
| Muncie, IN | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Panama City, FL | 4 | $ 570,000 | $ 142,500 | $ 0 |
| Rockford, IL | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Salisbury, MD-DE | 4 | $ 980,000 | $ 245,000 | $ 0 |
| Tulsa, OK | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Vallejo-Fairfield, CA | 4 | $ 1,980,000 | $ 495,000 | $ 0 |
| Barnstable Town, MA | 3 | $ 775,000 | $ 258,333 | $ 0 |
| Bloomington, IN | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Brownsville-Harlingen, TX | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Columbus, GA-AL | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Des Moines-West Des Moines, IA | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Eau Claire, WI | 3 | $ 415,000 | $ 138,333 | $ 0 |
| Greensboro-High Point, NC | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 925,000 | $ 308,333 | $ 0 |
| Lincoln, NE | 3 | $ 275,000 | $ 91,666 | $ 0 |
| Louisville/Jefferson County, KY-IN | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Michigan City-La Porte, IN | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Montgomery, AL | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 1,565,000 | $ 521,666 | $ 0 |
| Ocala, FL | 3 | $ 2,065,000 | $ 688,333 | $ 0 |
| Redding, CA | 3 | $ 1,145,000 | $ 381,666 | $ 0 |
| Salem, OR | 3 | $ 1,375,000 | $ 458,333 | $ 0 |
| Spokane-Spokane Valley, WA | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Syracuse, NY | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Tallahassee, FL | 3 | $ 1,115,000 | $ 371,666 | $ 0 |
| Winston-Salem, NC | 3 | $ 495,000 | $ 165,000 | $ 0 |
| York-Hanover, PA | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Anchorage, AK | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Ann Arbor, MI | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Bend-Redmond, OR | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Carbondale-Marion, IL | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Carson City, NV | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| Columbia, MO | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Dothan, AL | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Florence, SC | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Kingston, NY | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lebanon, PA | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Mobile, AL | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Odessa, TX | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Rochester, NY | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 2,190,000 | $ 1,095,000 | $ 0 |
| Sebring, FL | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Stockton-Lodi, CA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Utica-Rome, NY | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Waco, TX | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Abilene, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Albany, GA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Albany, OR | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bangor, ME | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Charleston, WV | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chico, CA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Corvallis, OR | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Gainesville, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Gettysburg, PA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson, TN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Joplin, MO | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Lake Charles, LA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lancaster, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Longview, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Missoula, MT | 1 | $ 175,000 | $ 175,000 | $ 0 |
| New Bern, NC | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Ocean City, NJ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Olympia-Tumwater, WA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pocatello, ID | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Salinas, CA | 1 | $ 535,000 | $ 535,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 605,000 | $ 605,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 75,000 | $ 75,000 | $ 0 |
| State College, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sumter, SC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Toledo, OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Walla Walla, WA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wausau, WI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Yakima, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
Mortgage Loan Application Detail Totals for Finance of America Commercial LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,727 | $693,875,000 | $254,000 | $11,495,000 | $0 | $0 |
| Home Purchase | 2,543 | $561,685,000 | $220,000 | $3,485,000 | $0 | $0 |
| Refinancing | 441 | $94,785,000 | $214,000 | $2,005,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,732 | $1,166,890,000 | $246,000 | $11,495,000 | $0 | $0 |
| White | 420 | $74,950,000 | $178,000 | $945,000 | $0 | $0 |
| Not Provided | 263 | $54,225,000 | $206,000 | $1,945,000 | $0 | $0 |
| Black or African American | 107 | $18,895,000 | $176,000 | $735,000 | $0 | $0 |
| Asian | 99 | $17,815,000 | $179,000 | $525,000 | $0 | $0 |
| Hispanic | 77 | $14,545,000 | $188,000 | $595,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $270,000 | $135,000 | $195,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $185,000 | $185,000 | $185,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,711 | $1,350,345,000 | $236,000 | $11,495,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,051 | $695,675,000 | $228,000 | $11,495,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,762 | $433,250,000 | $245,000 | $5,005,000 | $0 | $0 |
| Application Denied By Financial Institution | 792 | $197,800,000 | $249,000 | $3,815,000 | $0 | $0 |
| Application Approved But Not Accepted | 54 | $11,460,000 | $212,000 | $595,000 | $0 | $0 |
| File Closed For Incompleteness | 52 | $12,160,000 | $233,000 | $1,435,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,919 | $1,152,545,000 | $234,000 | $11,495,000 | $0 | $0 |
| Other | 764 | $192,160,000 | $251,000 | $3,815,000 | $0 | $0 |
| Credit History | 16 | $3,500,000 | $218,000 | $905,000 | $0 | $0 |
| Collateral | 10 | $1,770,000 | $177,000 | $265,000 | $0 | $0 |
| Credit Application Incomplete | 2 | $370,000 | $185,000 | $215,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finance of America Commercial LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finance of America Commercial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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