Bank Of America, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Bank Of America, N.A. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of America, N.A. 4500 Park Granada Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 860,829 |
| Total Mortgage Loan Application Amount | $192,544,900,000 |
| Average Mortgage Loan Application Amount | $178,205 |
| Highest Mortgage Loan Application Amount | $57,000,000 |
| Average Applicant Income | $80,692 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Bank Of America, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of America, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Bank Of America, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of America, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of America, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of America, N.A.'s mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 35,779 | $ 13,530,940,000 | $ 378,000 | $ 124,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 18,890 | $ 3,280,129,000 | $ 173,000 | $ 77,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 17,482 | $ 3,441,909,000 | $ 196,000 | $ 84,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 17,420 | $ 4,427,968,000 | $ 254,000 | $ 101,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16,826 | $ 2,717,231,000 | $ 161,000 | $ 83,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 16,513 | $ 2,059,258,000 | $ 124,000 | $ 87,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 16,246 | $ 4,238,238,000 | $ 260,000 | $ 87,000 |
| DALLAS-PLANO-IRVING, TX | 15,148 | $ 2,216,877,000 | $ 146,000 | $ 93,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 13,640 | $ 5,763,441,000 | $ 422,000 | $ 141,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 13,033 | $ 5,734,913,000 | $ 440,000 | $ 141,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 11,785 | $ 4,634,872,000 | $ 393,000 | $ 125,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11,037 | $ 2,249,373,000 | $ 203,000 | $ 93,000 |
| BALTIMORE-TOWSON, MD | 10,627 | $ 2,404,951,000 | $ 226,000 | $ 90,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 10,179 | $ 2,281,659,000 | $ 224,000 | $ 110,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 10,173 | $ 3,124,567,000 | $ 307,000 | $ 105,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 10,062 | $ 5,353,751,000 | $ 532,000 | $ 170,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9,992 | $ 2,799,054,000 | $ 280,000 | $ 85,000 |
| ORLANDO, FL | 9,848 | $ 1,674,602,000 | $ 170,000 | $ 79,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 9,389 | $ 3,622,551,000 | $ 385,000 | $ 124,000 |
| LAS VEGAS-PARADISE, NV | 9,322 | $ 2,107,110,000 | $ 226,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 8,977 | $ 4,403,735,000 | $ 490,000 | $ 122,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 8,352 | $ 1,355,007,000 | $ 162,000 | $ 70,000 |
| NASSAU-SUFFOLK, NY | 7,153 | $ 2,195,064,000 | $ 306,000 | $ 146,000 |
| EDISON, NJ | 6,971 | $ 1,534,292,000 | $ 220,000 | $ 113,000 |
| FORT WORTH-ARLINGTON, TX | 6,847 | $ 826,627,000 | $ 120,000 | $ 71,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 6,609 | $ 1,561,055,000 | $ 236,000 | $ 104,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 6,499 | $ 2,221,735,000 | $ 341,000 | $ 102,000 |
| ST. LOUIS, MO-IL | 6,484 | $ 1,060,838,000 | $ 163,000 | $ 74,000 |
| JACKSONVILLE, FL | 6,101 | $ 1,077,874,000 | $ 176,000 | $ 93,000 |
| BOSTON-QUINCY, MA | 5,905 | $ 1,671,392,000 | $ 283,000 | $ 100,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5,754 | $ 1,061,081,000 | $ 184,000 | $ 86,000 |
| AUSTIN-ROUND ROCK, TX | 5,650 | $ 921,938,000 | $ 163,000 | $ 87,000 |
| NEWARK-UNION, NJ-PA | 5,562 | $ 1,356,830,000 | $ 243,000 | $ 107,000 |
| PHILADELPHIA, PA | 5,502 | $ 1,168,081,000 | $ 212,000 | $ 88,000 |
| SARASOTA-BRADENTON-VENICE, FL | 5,160 | $ 1,076,654,000 | $ 208,000 | $ 109,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 5,010 | $ 1,072,922,000 | $ 214,000 | $ 82,000 |
| SAN ANTONIO, TX | 4,872 | $ 539,433,000 | $ 110,000 | $ 90,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4,659 | $ 1,383,201,000 | $ 296,000 | $ 100,000 |
| DENVER-AURORA, CO | 4,655 | $ 1,187,203,000 | $ 255,000 | $ 86,000 |
| KANSAS CITY, MO-KS | 4,571 | $ 542,254,000 | $ 118,000 | $ 63,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4,517 | $ 1,139,666,000 | $ 252,000 | $ 71,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4,508 | $ 1,057,807,000 | $ 234,000 | $ 100,000 |
| RICHMOND, VA | 4,337 | $ 721,695,000 | $ 166,000 | $ 71,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,234 | $ 1,293,041,000 | $ 305,000 | $ 110,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 4,110 | $ 655,311,000 | $ 159,000 | $ 74,000 |
| CAPE CORAL-FORT MYERS, FL | 3,759 | $ 804,773,000 | $ 214,000 | $ 104,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 3,562 | $ 693,632,000 | $ 194,000 | $ 100,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3,532 | $ 570,692,000 | $ 161,000 | $ 84,000 |
| BAKERSFIELD, CA | 3,505 | $ 545,442,000 | $ 155,000 | $ 75,000 |
| ALBUQUERQUE, NM | 3,368 | $ 458,762,000 | $ 136,000 | $ 65,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3,295 | $ 1,314,605,000 | $ 398,000 | $ 132,000 |
| RALEIGH-CARY, NC | 3,177 | $ 551,449,000 | $ 173,000 | $ 73,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3,044 | $ 1,175,726,000 | $ 386,000 | $ 105,000 |
| TUCSON, AZ | 2,905 | $ 473,637,000 | $ 163,000 | $ 75,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2,901 | $ 426,163,000 | $ 146,000 | $ 78,000 |
| COLUMBIA, SC | 2,843 | $ 402,526,000 | $ 141,000 | $ 97,000 |
| FRESNO, CA | 2,782 | $ 515,391,000 | $ 185,000 | $ 96,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 2,701 | $ 548,949,000 | $ 203,000 | $ 93,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 2,688 | $ 441,082,000 | $ 164,000 | $ 108,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2,669 | $ 484,718,000 | $ 181,000 | $ 74,000 |
| LAKELAND, FL | 2,665 | $ 338,148,000 | $ 126,000 | $ 64,000 |
| STOCKTON, CA | 2,652 | $ 714,785,000 | $ 269,000 | $ 93,000 |
| OKLAHOMA CITY, OK | 2,618 | $ 308,002,000 | $ 117,000 | $ 67,000 |
| TACOMA, WA | 2,576 | $ 502,239,000 | $ 194,000 | $ 77,000 |
| CAMDEN, NJ | 2,559 | $ 346,374,000 | $ 135,000 | $ 91,000 |
| NEW HAVEN-MILFORD, CT | 2,533 | $ 421,441,000 | $ 166,000 | $ 82,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2,453 | $ 418,184,000 | $ 170,000 | $ 86,000 |
| NAPLES-MARCO ISLAND, FL | 2,398 | $ 789,624,000 | $ 329,000 | $ 134,000 |
| GREENSBORO-HIGH POINT, NC | 2,371 | $ 294,665,000 | $ 124,000 | $ 58,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 2,365 | $ 583,223,000 | $ 246,000 | $ 91,000 |
| WORCESTER, MA | 2,299 | $ 431,315,000 | $ 187,000 | $ 75,000 |
| RENO-SPARKS, NV | 2,260 | $ 665,629,000 | $ 294,000 | $ 102,000 |
| MEMPHIS, TN-MS-AR | 2,193 | $ 280,622,000 | $ 127,000 | $ 84,000 |
| HONOLULU, HI | 2,184 | $ 644,726,000 | $ 295,000 | $ 118,000 |
| ESSEX COUNTY, MA | 2,138 | $ 554,455,000 | $ 259,000 | $ 108,000 |
| MODESTO, CA | 2,111 | $ 502,212,000 | $ 237,000 | $ 88,000 |
| SANTA ROSA-PETALUMA, CA | 2,048 | $ 816,520,000 | $ 398,000 | $ 119,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2,044 | $ 664,333,000 | $ 325,000 | $ 108,000 |
| PITTSBURGH, PA | 2,037 | $ 263,247,000 | $ 129,000 | $ 80,000 |
| VALLEJO-FAIRFIELD, CA | 2,027 | $ 629,916,000 | $ 310,000 | $ 94,000 |
| GREENVILLE, SC | 1,947 | $ 280,580,000 | $ 144,000 | $ 66,000 |
| TULSA, OK | 1,946 | $ 225,342,000 | $ 115,000 | $ 60,000 |
| WILMINGTON, NC | 1,944 | $ 385,699,000 | $ 198,000 | $ 110,000 |
| SPRINGFIELD, MA | 1,836 | $ 223,317,000 | $ 121,000 | $ 67,000 |
| DES MOINES, IA | 1,728 | $ 214,507,000 | $ 124,000 | $ 59,000 |
| WICHITA, KS | 1,712 | $ 162,280,000 | $ 94,000 | $ 61,000 |
| EL PASO, TX | 1,694 | $ 132,763,000 | $ 78,000 | $ 77,000 |
| DURHAM, NC | 1,561 | $ 278,992,000 | $ 178,000 | $ 81,000 |
| CORPUS CHRISTI, TX | 1,549 | $ 155,181,000 | $ 100,000 | $ 85,000 |
| SAVANNAH, GA | 1,526 | $ 251,420,000 | $ 164,000 | $ 87,000 |
| OCALA, FL | 1,511 | $ 173,592,000 | $ 114,000 | $ 62,000 |
| SALINAS, CA | 1,493 | $ 654,636,000 | $ 438,000 | $ 128,000 |
| MCALLEN-EDINBURG-PHARR, TX | 1,484 | $ 111,693,000 | $ 75,000 | $ 62,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,473 | $ 291,941,000 | $ 198,000 | $ 122,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1,410 | $ 170,107,000 | $ 120,000 | $ 60,000 |
| VISALIA-PORTERVILLE, CA | 1,379 | $ 185,239,000 | $ 134,000 | $ 85,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1,341 | $ 628,019,000 | $ 468,000 | $ 166,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,337 | $ 211,141,000 | $ 157,000 | $ 66,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1,330 | $ 165,815,000 | $ 124,000 | $ 75,000 |
| INDIANAPOLIS, IN | 1,299 | $ 223,660,000 | $ 172,000 | $ 80,000 |
| WINSTON-SALEM, NC | 1,273 | $ 154,525,000 | $ 121,000 | $ 61,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,262 | $ 99,367,000 | $ 78,000 | $ 52,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1,225 | $ 249,207,000 | $ 203,000 | $ 68,000 |
| ASHEVILLE, NC | 1,157 | $ 203,336,000 | $ 175,000 | $ 100,000 |
| GAINESVILLE, FL | 1,155 | $ 159,490,000 | $ 138,000 | $ 74,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,149 | $ 161,298,000 | $ 140,000 | $ 66,000 |
| BOISE CITY-NAMPA, ID | 1,142 | $ 157,528,000 | $ 137,000 | $ 66,000 |
| ROCHESTER, NY | 1,130 | $ 111,431,000 | $ 98,000 | $ 68,000 |
| SALT LAKE CITY, UT | 1,129 | $ 323,562,000 | $ 286,000 | $ 177,000 |
| GREEN BAY, WI | 1,128 | $ 164,342,000 | $ 145,000 | $ 73,000 |
| COLUMBUS, OH | 1,111 | $ 196,573,000 | $ 176,000 | $ 65,000 |
| CHARLOTTESVILLE, VA | 1,109 | $ 259,668,000 | $ 234,000 | $ 112,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1,108 | $ 481,848,000 | $ 434,000 | $ 110,000 |
| PUNTA GORDA, FL | 1,102 | $ 183,009,000 | $ 166,000 | $ 96,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1,096 | $ 213,729,000 | $ 195,000 | $ 120,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1,091 | $ 206,144,000 | $ 188,000 | $ 79,000 |
| ATLANTIC CITY, NJ | 1,077 | $ 163,069,000 | $ 151,000 | $ 79,000 |
| TALLAHASSEE, FL | 1,069 | $ 168,962,000 | $ 158,000 | $ 78,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,048 | $ 129,357,000 | $ 123,000 | $ 67,000 |
| LOUISVILLE, KY-IN | 1,034 | $ 186,740,000 | $ 180,000 | $ 62,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,022 | $ 154,739,000 | $ 151,000 | $ 84,000 |
| SPOKANE, WA | 979 | $ 122,975,000 | $ 125,000 | $ 65,000 |
| MERCED, CA | 928 | $ 196,809,000 | $ 212,000 | $ 98,000 |
| BARNSTABLE TOWN, MA | 918 | $ 277,077,000 | $ 301,000 | $ 124,000 |
| SPRINGFIELD, MO | 910 | $ 103,280,000 | $ 113,000 | $ 50,000 |
| TRENTON-EWING, NJ | 909 | $ 205,322,000 | $ 225,000 | $ 109,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 898 | $ 175,620,000 | $ 195,000 | $ 77,000 |
| MANCHESTER-NASHUA, NH | 871 | $ 156,726,000 | $ 179,000 | $ 80,000 |
| CHICO, CA | 847 | $ 172,975,000 | $ 204,000 | $ 76,000 |
| ROANOKE, VA | 847 | $ 127,798,000 | $ 150,000 | $ 73,000 |
| SCRANTON--WILKES-BARRE, PA | 843 | $ 78,101,000 | $ 92,000 | $ 59,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 842 | $ 325,944,000 | $ 387,000 | $ 119,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 820 | $ 93,186,000 | $ 113,000 | $ 61,000 |
| NAPA, CA | 807 | $ 348,878,000 | $ 432,000 | $ 133,000 |
| SPARTANBURG, SC | 787 | $ 97,248,000 | $ 123,000 | $ 64,000 |
| SYRACUSE, NY | 785 | $ 60,113,000 | $ 76,000 | $ 67,000 |
| PRESCOTT, AZ | 770 | $ 167,374,000 | $ 217,000 | $ 91,000 |
| SANTA FE, NM | 745 | $ 195,303,000 | $ 262,000 | $ 147,000 |
| KNOXVILLE, TN | 740 | $ 131,932,000 | $ 178,000 | $ 64,000 |
| COLORADO SPRINGS, CO | 729 | $ 168,395,000 | $ 230,000 | $ 64,000 |
| GARY, IN | 718 | $ 90,867,000 | $ 126,000 | $ 51,000 |
| FAYETTEVILLE, NC | 706 | $ 62,612,000 | $ 88,000 | $ 58,000 |
| CHATTANOOGA, TN-GA | 699 | $ 106,422,000 | $ 152,000 | $ 76,000 |
| AMARILLO, TX | 698 | $ 65,156,000 | $ 93,000 | $ 87,000 |
| REDDING, CA | 690 | $ 140,888,000 | $ 204,000 | $ 91,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 669 | $ 61,007,000 | $ 91,000 | $ 74,000 |
| BREMERTON-SILVERDALE, WA | 664 | $ 138,527,000 | $ 208,000 | $ 78,000 |
| BOULDER, CO | 657 | $ 233,911,000 | $ 356,000 | $ 133,000 |
| OCEAN CITY, NJ | 643 | $ 178,987,000 | $ 278,000 | $ 127,000 |
| YUBA CITY, CA | 638 | $ 132,320,000 | $ 207,000 | $ 82,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 625 | $ 100,351,000 | $ 160,000 | $ 97,000 |
| PROVO-OREM, UT | 623 | $ 118,270,000 | $ 189,000 | $ 72,000 |
| NORWICH-NEW LONDON, CT | 599 | $ 109,081,000 | $ 182,000 | $ 92,000 |
| APPLETON, WI | 598 | $ 78,006,000 | $ 130,000 | $ 55,000 |
| LUBBOCK, TX | 594 | $ 47,159,000 | $ 79,000 | $ 69,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 591 | $ 72,114,000 | $ 122,000 | $ 66,000 |
| VERO BEACH, FL | 590 | $ 133,775,000 | $ 226,000 | $ 117,000 |
| TYLER, TX | 585 | $ 57,015,000 | $ 97,000 | $ 72,000 |
| YAKIMA, WA | 576 | $ 55,402,000 | $ 96,000 | $ 60,000 |
| GREENVILLE, NC | 571 | $ 67,970,000 | $ 119,000 | $ 64,000 |
| ANDERSON, SC | 549 | $ 64,539,000 | $ 117,000 | $ 62,000 |
| HICKORY-LENOIR-MORGANTON, NC | 546 | $ 76,073,000 | $ 139,000 | $ 68,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 538 | $ 131,528,000 | $ 244,000 | $ 119,000 |
| BIRMINGHAM-HOOVER, AL | 535 | $ 146,954,000 | $ 274,000 | $ 55,000 |
| SALEM, OR | 532 | $ 88,606,000 | $ 166,000 | $ 77,000 |
| MACON, GA | 531 | $ 59,201,000 | $ 111,000 | $ 66,000 |
| TOPEKA, KS | 524 | $ 64,262,000 | $ 122,000 | $ 49,000 |
| JACKSONVILLE, NC | 511 | $ 76,379,000 | $ 149,000 | $ 90,000 |
| WACO, TX | 504 | $ 42,105,000 | $ 83,000 | $ 68,000 |
| UTICA-ROME, NY | 492 | $ 30,391,000 | $ 61,000 | $ 50,000 |
| BEND, OR | 487 | $ 129,146,000 | $ 265,000 | $ 167,000 |
| BRUNSWICK, GA | 486 | $ 92,229,000 | $ 189,000 | $ 88,000 |
| COEUR D'ALENE, ID | 484 | $ 83,224,000 | $ 171,000 | $ 81,000 |
| MADISON, WI | 475 | $ 100,358,000 | $ 211,000 | $ 62,000 |
| GAINESVILLE, GA | 473 | $ 84,493,000 | $ 178,000 | $ 82,000 |
| ALBANY, GA | 470 | $ 43,408,000 | $ 92,000 | $ 61,000 |
| OLYMPIA, WA | 469 | $ 86,420,000 | $ 184,000 | $ 79,000 |
| YORK-HANOVER, PA | 465 | $ 66,548,000 | $ 143,000 | $ 60,000 |
| WILMINGTON, DE-MD-NJ | 460 | $ 104,323,000 | $ 226,000 | $ 73,000 |
| BELLINGHAM, WA | 450 | $ 97,750,000 | $ 217,000 | $ 78,000 |
| HOT SPRINGS, AR | 444 | $ 42,723,000 | $ 96,000 | $ 86,000 |
| LYNCHBURG, VA | 444 | $ 61,662,000 | $ 138,000 | $ 66,000 |
| BROWNSVILLE-HARLINGEN, TX | 441 | $ 39,234,000 | $ 88,000 | $ 82,000 |
| DAYTON, OH | 439 | $ 55,577,000 | $ 126,000 | $ 44,000 |
| YUMA, AZ | 436 | $ 51,346,000 | $ 117,000 | $ 65,000 |
| MADERA, CA | 431 | $ 78,760,000 | $ 182,000 | $ 88,000 |
| BURLINGTON, NC | 410 | $ 38,839,000 | $ 94,000 | $ 54,000 |
| CLARKSVILLE, TN-KY | 404 | $ 35,931,000 | $ 88,000 | $ 58,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 403 | $ 34,253,000 | $ 84,000 | $ 59,000 |
| ANN ARBOR, MI | 397 | $ 120,362,000 | $ 303,000 | $ 110,000 |
| MEDFORD, OR | 387 | $ 88,906,000 | $ 229,000 | $ 99,000 |
| FLINT, MI | 377 | $ 54,359,000 | $ 144,000 | $ 80,000 |
| VALDOSTA, GA | 374 | $ 39,449,000 | $ 105,000 | $ 53,000 |
| FORT COLLINS-LOVELAND, CO | 358 | $ 80,512,000 | $ 224,000 | $ 215,000 |
| BANGOR, ME | 357 | $ 40,485,000 | $ 113,000 | $ 55,000 |
| GREELEY, CO | 357 | $ 64,318,000 | $ 180,000 | $ 62,000 |
| READING, PA | 357 | $ 38,983,000 | $ 109,000 | $ 59,000 |
| BATON ROUGE, LA | 356 | $ 111,358,000 | $ 312,000 | $ 54,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 353 | $ 67,011,000 | $ 189,000 | $ 98,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 353 | $ 78,483,000 | $ 222,000 | $ 62,000 |
| LANCASTER, PA | 349 | $ 44,455,000 | $ 127,000 | $ 59,000 |
| FLORENCE, SC | 347 | $ 37,188,000 | $ 107,000 | $ 61,000 |
| HANFORD-CORCORAN, CA | 347 | $ 46,356,000 | $ 133,000 | $ 73,000 |
| JOPLIN, MO | 346 | $ 31,549,000 | $ 91,000 | $ 61,000 |
| WINCHESTER, VA-WV | 346 | $ 74,098,000 | $ 214,000 | $ 66,000 |
| OGDEN-CLEARFIELD, UT | 341 | $ 57,495,000 | $ 168,000 | $ 67,000 |
| LAREDO, TX | 339 | $ 37,827,000 | $ 111,000 | $ 81,000 |
| LEWISTON-AUBURN, ME | 336 | $ 36,573,000 | $ 108,000 | $ 63,000 |
| PEORIA, IL | 336 | $ 44,615,000 | $ 132,000 | $ 158,000 |
| ATHENS-CLARKE COUNTY, GA | 330 | $ 45,457,000 | $ 137,000 | $ 78,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 326 | $ 37,555,000 | $ 115,000 | $ 65,000 |
| EUGENE-SPRINGFIELD, OR | 326 | $ 62,368,000 | $ 191,000 | $ 74,000 |
| RACINE, WI | 326 | $ 46,996,000 | $ 144,000 | $ 65,000 |
| CHAMPAIGN-URBANA, IL | 324 | $ 39,226,000 | $ 121,000 | $ 74,000 |
| COLLEGE STATION-BRYAN, TX | 318 | $ 38,433,000 | $ 120,000 | $ 77,000 |
| GRAND RAPIDS-WYOMING, MI | 317 | $ 50,645,000 | $ 159,000 | $ 57,000 |
| AKRON, OH | 314 | $ 42,366,000 | $ 134,000 | $ 39,000 |
| LEXINGTON-FAYETTE, KY | 312 | $ 49,175,000 | $ 157,000 | $ 55,000 |
| FORT WAYNE, IN | 310 | $ 36,749,000 | $ 118,000 | $ 63,000 |
| SALISBURY, MD | 308 | $ 44,195,000 | $ 143,000 | $ 89,000 |
| KINGSTON, NY | 305 | $ 49,133,000 | $ 161,000 | $ 103,000 |
| LANSING-EAST LANSING, MI | 304 | $ 42,486,000 | $ 139,000 | $ 76,000 |
| HARRISBURG-CARLISLE, PA | 302 | $ 47,188,000 | $ 156,000 | $ 53,000 |
| JACKSON, TN | 301 | $ 33,983,000 | $ 112,000 | $ 36,000 |
| COLUMBIA, MO | 300 | $ 33,823,000 | $ 112,000 | $ 64,000 |
| BEAUMONT-PORT ARTHUR, TX | 296 | $ 34,715,000 | $ 117,000 | $ 67,000 |
| FLAGSTAFF, AZ | 293 | $ 78,481,000 | $ 267,000 | $ 137,000 |
| NILES-BENTON HARBOR, MI | 293 | $ 55,029,000 | $ 187,000 | $ 115,000 |
| OSHKOSH-NEENAH, WI | 283 | $ 36,009,000 | $ 127,000 | $ 48,000 |
| PANAMA CITY-LYNN HAVEN, FL | 282 | $ 66,326,000 | $ 235,000 | $ 176,000 |
| WARNER ROBINS, GA | 282 | $ 27,981,000 | $ 99,000 | $ 64,000 |
| MIDLAND, TX | 277 | $ 21,202,000 | $ 76,000 | $ 88,000 |
| SAN ANGELO, TX | 277 | $ 18,782,000 | $ 67,000 | $ 66,000 |
| LONGVIEW, WA | 275 | $ 30,192,000 | $ 109,000 | $ 52,000 |
| EL CENTRO, CA | 273 | $ 41,109,000 | $ 150,000 | $ 79,000 |
| LAS CRUCES, NM | 270 | $ 31,745,000 | $ 117,000 | $ 68,000 |
| JOHNSON CITY, TN | 263 | $ 28,939,000 | $ 110,000 | $ 55,000 |
| ODESSA, TX | 251 | $ 12,441,000 | $ 49,000 | $ 49,000 |
| SUMTER, SC | 251 | $ 26,075,000 | $ 103,000 | $ 76,000 |
| MOUNT VERNON-ANACORTES, WA | 243 | $ 43,370,000 | $ 178,000 | $ 56,000 |
| CARSON CITY, NV | 240 | $ 55,467,000 | $ 231,000 | $ 91,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 235 | $ 49,922,000 | $ 212,000 | $ 68,000 |
| DALTON, GA | 226 | $ 26,927,000 | $ 119,000 | $ 58,000 |
| KALAMAZOO-PORTAGE, MI | 224 | $ 39,597,000 | $ 176,000 | $ 132,000 |
| ERIE, PA | 220 | $ 21,829,000 | $ 99,000 | $ 64,000 |
| JACKSON, MS | 217 | $ 27,271,000 | $ 125,000 | $ 61,000 |
| GRAND JUNCTION, CO | 214 | $ 40,855,000 | $ 190,000 | $ 62,000 |
| ELKHART-GOSHEN, IN | 211 | $ 22,100,000 | $ 104,000 | $ 43,000 |
| SHERMAN-DENISON, TX | 209 | $ 22,800,000 | $ 109,000 | $ 87,000 |
| HARRISONBURG, VA | 206 | $ 29,495,000 | $ 143,000 | $ 69,000 |
| ABILENE, TX | 205 | $ 13,363,000 | $ 65,000 | $ 72,000 |
| TOLEDO, OH | 205 | $ 32,480,000 | $ 158,000 | $ 50,000 |
| EVANSVILLE, IN-KY | 202 | $ 23,161,000 | $ 114,000 | $ 55,000 |
| WENATCHEE, WA | 200 | $ 32,380,000 | $ 161,000 | $ 84,000 |
| ALTOONA, PA | 196 | $ 18,672,000 | $ 95,000 | $ 49,000 |
| ROCKFORD, IL | 189 | $ 24,155,000 | $ 127,000 | $ 57,000 |
| VICTORIA, TX | 189 | $ 17,417,000 | $ 92,000 | $ 94,000 |
| LONGVIEW, TX | 188 | $ 19,227,000 | $ 102,000 | $ 57,000 |
| BILLINGS, MT | 184 | $ 25,440,000 | $ 138,000 | $ 67,000 |
| WAUSAU, WI | 180 | $ 20,476,000 | $ 113,000 | $ 75,000 |
| AMES, IA | 177 | $ 20,136,000 | $ 113,000 | $ 69,000 |
| ST. CLOUD, MN | 171 | $ 25,949,000 | $ 151,000 | $ 60,000 |
| CANTON-MASSILLON, OH | 170 | $ 21,467,000 | $ 126,000 | $ 32,000 |
| FARGO, ND-MN | 165 | $ 19,145,000 | $ 116,000 | $ 62,000 |
| JONESBORO, AR | 163 | $ 18,984,000 | $ 116,000 | $ 55,000 |
| HUNTSVILLE, AL | 161 | $ 21,956,000 | $ 136,000 | $ 60,000 |
| ST. JOSEPH, MO-KS | 160 | $ 17,420,000 | $ 108,000 | $ 43,000 |
| WICHITA FALLS, TX | 155 | $ 12,135,000 | $ 78,000 | $ 60,000 |
| WHEELING, WV-OH | 154 | $ 13,956,000 | $ 90,000 | $ 51,000 |
| LAWRENCE, KS | 153 | $ 21,621,000 | $ 141,000 | $ 93,000 |
| DANVILLE, VA | 148 | $ 14,657,000 | $ 99,000 | $ 56,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 147 | $ 16,102,000 | $ 109,000 | $ 49,000 |
| ST. GEORGE, UT | 146 | $ 30,719,000 | $ 210,000 | $ 90,000 |
| MOBILE, AL | 145 | $ 45,105,000 | $ 311,000 | $ 52,000 |
| CEDAR RAPIDS, IA | 143 | $ 21,407,000 | $ 149,000 | $ 39,000 |
| PINE BLUFF, AR | 141 | $ 8,543,000 | $ 60,000 | $ 67,000 |
| IDAHO FALLS, ID | 135 | $ 13,515,000 | $ 100,000 | $ 59,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 134 | $ 12,702,000 | $ 94,000 | $ 51,000 |
| PUEBLO, CO | 126 | $ 15,781,000 | $ 125,000 | $ 46,000 |
| OWENSBORO, KY | 125 | $ 11,014,000 | $ 88,000 | $ 59,000 |
| COLUMBUS, GA-AL | 124 | $ 26,935,000 | $ 217,000 | $ 78,000 |
| FOND DU LAC, WI | 124 | $ 15,618,000 | $ 125,000 | $ 45,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 124 | $ 13,611,000 | $ 109,000 | $ 61,000 |
| SHREVEPORT-BOSSIER CITY, LA | 124 | $ 19,900,000 | $ 160,000 | $ 52,000 |
| LINCOLN, NE | 123 | $ 29,080,000 | $ 236,000 | $ 47,000 |
| GOLDSBORO, NC | 120 | $ 8,731,000 | $ 72,000 | $ 145,000 |
| GLENS FALLS, NY | 119 | $ 20,465,000 | $ 171,000 | $ 83,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 119 | $ 11,473,000 | $ 96,000 | $ 46,000 |
| ROCKY MOUNT, NC | 118 | $ 12,285,000 | $ 104,000 | $ 210,000 |
| FARMINGTON, NM | 114 | $ 15,214,000 | $ 133,000 | $ 78,000 |
| JANESVILLE, WI | 114 | $ 11,842,000 | $ 103,000 | $ 50,000 |
| JACKSON, MI | 112 | $ 13,634,000 | $ 121,000 | $ 66,000 |
| MONTGOMERY, AL | 110 | $ 25,230,000 | $ 229,000 | $ 42,000 |
| BLOOMINGTON-NORMAL, IL | 109 | $ 18,249,000 | $ 167,000 | $ 55,000 |
| ANCHORAGE, AK | 108 | $ 24,809,000 | $ 229,000 | $ 105,000 |
| HOLLAND-GRAND HAVEN, MI | 107 | $ 15,957,000 | $ 149,000 | $ 82,000 |
| GULFPORT-BILOXI, MS | 106 | $ 13,076,000 | $ 123,000 | $ 108,000 |
| BINGHAMTON, NY | 104 | $ 10,395,000 | $ 99,000 | $ 82,000 |
| ROCHESTER, MN | 104 | $ 20,051,000 | $ 192,000 | $ 49,000 |
| DULUTH, MN-WI | 103 | $ 16,385,000 | $ 159,000 | $ 44,000 |
| WATERLOO-CEDAR FALLS, IA | 103 | $ 10,917,000 | $ 105,000 | $ 50,000 |
| LAFAYETTE, IN | 102 | $ 12,140,000 | $ 119,000 | $ 46,000 |
| PITTSFIELD, MA | 97 | $ 24,577,000 | $ 253,000 | $ 108,000 |
| CORVALLIS, OR | 96 | $ 15,413,000 | $ 160,000 | $ 60,000 |
| FORT SMITH, AR-OK | 95 | $ 13,143,000 | $ 138,000 | $ 43,000 |
| BAY CITY, MI | 94 | $ 10,023,000 | $ 106,000 | $ 48,000 |
| MONROE, MI | 92 | $ 14,762,000 | $ 160,000 | $ 47,000 |
| PASCAGOULA, MS | 92 | $ 9,839,000 | $ 106,000 | $ 126,000 |
| IOWA CITY, IA | 89 | $ 20,191,000 | $ 226,000 | $ 80,000 |
| CLEVELAND, TN | 85 | $ 11,996,000 | $ 141,000 | $ 83,000 |
| LAFAYETTE, LA | 84 | $ 10,388,000 | $ 123,000 | $ 31,000 |
| CUMBERLAND, MD-WV | 83 | $ 6,499,000 | $ 78,000 | $ 57,000 |
| ITHACA, NY | 82 | $ 9,033,000 | $ 110,000 | $ 81,000 |
| STATE COLLEGE, PA | 80 | $ 10,996,000 | $ 137,000 | $ 58,000 |
| DOVER, DE | 78 | $ 10,497,000 | $ 134,000 | $ 49,000 |
| SHEBOYGAN, WI | 76 | $ 10,659,000 | $ 140,000 | $ 70,000 |
| GRAND FORKS, ND-MN | 74 | $ 13,612,000 | $ 183,000 | $ 55,000 |
| HINESVILLE-FORT STEWART, GA | 72 | $ 5,356,000 | $ 74,000 | $ 60,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 71 | $ 10,491,000 | $ 147,000 | $ 44,000 |
| POCATELLO, ID | 68 | $ 7,072,000 | $ 104,000 | $ 51,000 |
| SIOUX FALLS, SD | 68 | $ 14,327,000 | $ 210,000 | $ 43,000 |
| SPRINGFIELD, IL | 68 | $ 8,935,000 | $ 131,000 | $ 74,000 |
| MUSKEGON-NORTON SHORES, MI | 65 | $ 6,959,000 | $ 107,000 | $ 35,000 |
| CHARLESTON, WV | 64 | $ 7,374,000 | $ 115,000 | $ 42,000 |
| ROME, GA | 62 | $ 9,369,000 | $ 151,000 | $ 68,000 |
| LAWTON, OK | 58 | $ 3,817,000 | $ 65,000 | $ 58,000 |
| SIOUX CITY, IA-NE-SD | 57 | $ 4,554,000 | $ 79,000 | $ 50,000 |
| CHEYENNE, WY | 56 | $ 7,163,000 | $ 127,000 | $ 59,000 |
| MICHIGAN CITY-LA PORTE, IN | 55 | $ 8,960,000 | $ 162,000 | $ 71,000 |
| BOWLING GREEN, KY | 54 | $ 8,331,000 | $ 154,000 | $ 62,000 |
| SPRINGFIELD, OH | 54 | $ 5,093,000 | $ 94,000 | $ 39,000 |
| ANDERSON, IN | 53 | $ 4,453,000 | $ 84,000 | $ 35,000 |
| BLOOMINGTON, IN | 53 | $ 7,627,000 | $ 143,000 | $ 26,000 |
| LEBANON, PA | 53 | $ 6,618,000 | $ 124,000 | $ 49,000 |
| MANSFIELD, OH | 52 | $ 5,643,000 | $ 108,000 | $ 28,000 |
| TEXARKANA, TX-TEXARKANA, AR | 52 | $ 5,070,000 | $ 97,000 | $ 65,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 52 | $ 4,133,000 | $ 79,000 | $ 62,000 |
| BATTLE CREEK, MI | 51 | $ 7,025,000 | $ 137,000 | $ 55,000 |
| EAU CLAIRE, WI | 49 | $ 6,934,000 | $ 141,000 | $ 37,000 |
| MORRISTOWN, TN | 49 | $ 6,298,000 | $ 128,000 | $ 50,000 |
| TUSCALOOSA, AL | 49 | $ 11,264,000 | $ 229,000 | $ 26,000 |
| JEFFERSON CITY, MO | 48 | $ 5,146,000 | $ 107,000 | $ 62,000 |
| KANKAKEE-BRADLEY, IL | 48 | $ 6,418,000 | $ 133,000 | $ 66,000 |
| MISSOULA, MT | 48 | $ 11,056,000 | $ 230,000 | $ 91,000 |
| AUBURN-OPELIKA, AL | 47 | $ 15,934,000 | $ 339,000 | $ 59,000 |
| LAKE CHARLES, LA | 46 | $ 5,012,000 | $ 108,000 | $ 15,000 |
| DECATUR, IL | 44 | $ 4,620,000 | $ 105,000 | $ 48,000 |
| DOTHAN, AL | 44 | $ 6,549,000 | $ 148,000 | $ 41,000 |
| ELIZABETHTOWN, KY | 44 | $ 4,836,000 | $ 109,000 | $ 38,000 |
| KOKOMO, IN | 44 | $ 4,792,000 | $ 108,000 | $ 44,000 |
| WILLIAMSPORT, PA | 44 | $ 3,615,000 | $ 82,000 | $ 42,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 42 | $ 3,228,000 | $ 76,000 | $ 40,000 |
| JOHNSTOWN, PA | 42 | $ 3,001,000 | $ 71,000 | $ 57,000 |
| DECATUR, AL | 41 | $ 5,060,000 | $ 123,000 | $ 64,000 |
| TERRE HAUTE, IN | 41 | $ 3,155,000 | $ 76,000 | $ 24,000 |
| BISMARCK, ND | 39 | $ 4,147,000 | $ 106,000 | $ 49,000 |
| ALEXANDRIA, LA | 37 | $ 3,467,000 | $ 93,000 | $ 64,000 |
| LEWISTON, ID-WA | 35 | $ 3,090,000 | $ 88,000 | $ 61,000 |
| CASPER, WY | 34 | $ 4,700,000 | $ 138,000 | $ 34,000 |
| LA CROSSE, WI-MN | 34 | $ 5,667,000 | $ 166,000 | $ 64,000 |
| ELMIRA, NY | 33 | $ 2,222,000 | $ 67,000 | $ 55,000 |
| LOGAN, UT-ID | 33 | $ 4,250,000 | $ 128,000 | $ 62,000 |
| MONROE, LA | 32 | $ 4,094,000 | $ 127,000 | $ 41,000 |
| MUNCIE, IN | 31 | $ 3,031,000 | $ 97,000 | $ 31,000 |
| FLORENCE-MUSCLE SHOALS, AL | 30 | $ 3,108,000 | $ 103,000 | $ 102,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 30 | $ 4,283,000 | $ 142,000 | $ 31,000 |
| DANVILLE, IL | 29 | $ 2,188,000 | $ 75,000 | $ 47,000 |
| ANNISTON-OXFORD, AL | 27 | $ 3,000,000 | $ 111,000 | $ 32,000 |
| GADSDEN, AL | 27 | $ 2,365,000 | $ 87,000 | $ 32,000 |
| SANDUSKY, OH | 27 | $ 3,466,000 | $ 128,000 | $ 29,000 |
| GREAT FALLS, MT | 25 | $ 2,873,000 | $ 114,000 | $ 107,000 |
| LIMA, OH | 24 | $ 2,278,000 | $ 94,000 | $ 28,000 |
| MORGANTOWN, WV | 24 | $ 4,381,000 | $ 182,000 | $ 56,000 |
| RAPID CITY, SD | 22 | $ 3,187,000 | $ 144,000 | $ 83,000 |
| HATTIESBURG, MS | 21 | $ 1,880,000 | $ 89,000 | $ 35,000 |
| COLUMBUS, IN | 20 | $ 3,517,000 | $ 175,000 | $ 58,000 |
| DUBUQUE, IA | 17 | $ 4,135,000 | $ 243,000 | $ 53,000 |
| FAIRBANKS, AK | 11 | $ 1,071,000 | $ 97,000 | $ 27,000 |
| PARKERSBURG-MARIETTA, WV-OH | 8 | $ 525,000 | $ 65,000 | $ 54,000 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Bank Of America, N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 470,856 | $104,659,076,000 | $208,792 | $44,000,000 | $97,037 | $9,999,000 |
| Refinancing | 312,196 | $76,495,629,000 | $207,000 | $57,000,000 | $67,647 | $9,999,000 |
| Home Improvement | 77,777 | $11,390,195,000 | $118,788 | $15,000,000 | $76,826 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 430,248 | $84,056,734,000 | $175,226 | $11,813,000 | $98,207 | $9,999,000 |
| Not applicable | 140,839 | $52,338,023,000 | $292,250 | $57,000,000 | $0 | $0 |
| Hispanic | 119,250 | $18,469,884,000 | $143,980 | $3,200,000 | $78,884 | $9,999,000 |
| Black or African American | 57,856 | $8,277,596,000 | $131,500 | $7,000,000 | $89,020 | $9,999,000 |
| Asian | 55,032 | $13,992,674,000 | $189,981 | $5,000,000 | $98,924 | $9,999,000 |
| Not Provided | 49,049 | $13,809,270,000 | $232,000 | $20,000,000 | $139,826 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 4,344 | $949,390,000 | $154,577 | $3,000,000 | $94,400 | $4,000,000 |
| American Indian or Alaskan Native | 4,211 | $651,329,000 | $128,551 | $1,820,000 | $75,653 | $9,999,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 835,895 | $189,356,876,000 | $203,094 | $57,000,000 | $88,301 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 21,257 | $2,610,450,000 | $129,134 | $1,996,000 | $21,000 | $437,000 |
| VA-guaranteed (Veterans Administration) | 3,677 | $577,574,000 | $159,367 | $525,000 | $56,224 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 419,328 | $87,493,528,000 | $186,096 | $57,000,000 | $106,884 | $9,999,000 |
| Loan Purchased By The Institution | 140,086 | $50,010,198,000 | $273,450 | $6,250,000 | $0 | $0 |
| Application Denied By Financial Institution | 111,387 | $17,548,491,000 | $138,882 | $16,100,000 | $79,235 | $9,999,000 |
| Preapproval Approved but not Accepted | 69,826 | $14,715,506,000 | $210,000 | $5,000,000 | $66,000 | $9,999,000 |
| Application Approved But Not Accepted | 67,569 | $13,969,580,000 | $168,352 | $6,000,000 | $98,254 | $9,999,000 |
| Preapproval Denied by Financial Institution | 46,712 | $7,351,859,000 | $157,000 | $4,800,000 | $59,000 | $9,999,000 |
| File Closed For Incompleteness | 2,968 | $695,897,000 | $174,632 | $20,000,000 | $85,408 | $9,999,000 |
| Application Withdrawn By Applicant | 2,953 | $759,841,000 | $564,254 | $29,300,000 | $124,156 | $6,479,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 58,307 | $7,286,520,000 | $120,769 | $5,000,000 | $82,115 | $9,999,000 |
| Debt-To-Income Ratio | 47,838 | $8,637,059,000 | $157,078 | $5,186,000 | $53,176 | $5,048,000 |
| Collateral | 23,751 | $3,762,178,000 | $143,078 | $5,988,000 | $89,980 | $9,999,000 |
| Other | 8,973 | $1,784,057,000 | $149,000 | $16,100,000 | $98,520 | $5,128,000 |
| Unverifiable Information | 7,447 | $1,447,327,000 | $168,229 | $4,550,000 | $90,187 | $9,999,000 |
| Employment History | 6,200 | $940,483,000 | $147,553 | $1,600,000 | $55,914 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4,134 | $831,966,000 | $169,187 | $4,000,000 | $78,229 | $3,251,000 |
| Credit Application Incomplete | 1,442 | $209,434,000 | $152,450 | $7,032,000 | $98,050 | $1,250,000 |
| Mortgage Insurance Denied | 7 | $1,326,000 | $185,400 | $359,000 | $116,400 | $320,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of America, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of America, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.