Bank of America, N.A. Mortgage Lending & HMDA Data, 2008

In 2008, Bank of America, N.A. of Calabasas, CA reported 674,341 mortgage applications totaling $147.5 billion, down 42% from 2007. The average application was for $218,658, and applicants reported an average income of $120,770. 47% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (27,376), Houston-Sugar Land-Baytown, TX (19,163) and Washington-Arlington-Alexandria, DC-VA-MD-WV (18,987) (applications in parentheses).

Mortgage Company & Address Bank of America, N.A.
4500 Park Granada
Calabasas, CA 91302
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 674,341
Total Mortgage Loan Application Amount $147,450,416,000
Average Mortgage Loan Application Amount $218,658
Highest Mortgage Loan Application Amount $25,520,000
Average Applicant Income $120,770
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of America, N.A. by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 27,376 $ 9,359,298,000 $ 341,879 $ 158,000
Houston-Sugar Land-Baytown, TX 19,163 $ 2,768,301,000 $ 144,460 $ 108,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 18,987 $ 5,083,485,000 $ 267,735 $ 136,077
Atlanta-Sandy Springs-Marietta, GA 15,630 $ 2,801,278,000 $ 179,224 $ 107,000
Riverside-San Bernardino-Ontario, CA 14,618 $ 3,259,731,000 $ 222,994 $ 119,000
Oakland-Fremont-Hayward, CA 14,527 $ 4,542,049,000 $ 312,662 $ 141,000
Chicago-Naperville-Joliet, IL 14,218 $ 3,176,858,000 $ 223,439 $ 129,000
Dallas-Plano-Irving, TX 13,916 $ 2,154,623,000 $ 154,830 $ 114,000
New York-White Plains-Wayne, NY-NJ 12,525 $ 4,297,663,000 $ 343,126 $ 195,259
Phoenix-Mesa-Scottsdale, AZ 12,457 $ 2,585,662,000 $ 207,566 $ 130,000
Tampa-St. Petersburg-Clearwater, FL 11,196 $ 1,910,286,000 $ 170,622 $ 105,000
Santa Ana-Anaheim-Irvine, CA 11,102 $ 4,009,669,000 $ 361,166 $ 174,000
Charlotte-Gastonia-Concord, NC-SC 10,108 $ 1,831,765,000 $ 181,219 $ 112,921
San Jose-Sunnyvale-Santa Clara, CA 9,510 $ 3,588,442,000 $ 377,333 $ 167,000
San Francisco-San Mateo-Redwood City, CA 9,388 $ 3,978,754,000 $ 423,812 $ 205,000
Miami-Miami Beach-Kendall, FL 8,848 $ 2,049,487,000 $ 231,632 $ 140,000
Seattle-Bellevue-Everett, WA 8,833 $ 2,513,334,000 $ 284,539 $ 137,000
San Diego-Carlsbad-San Marcos, CA 8,747 $ 2,810,335,000 $ 321,291 $ 157,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 8,685 $ 1,732,635,000 $ 199,497 $ 120,000
Las Vegas-Paradise, NV 7,391 $ 1,691,244,000 $ 228,824 $ 138,000
Baltimore-Towson, MD 7,223 $ 1,615,651,000 $ 223,681 $ 119,000
Sacramento--Arden-Arcade--Roseville, CA 7,185 $ 1,718,015,000 $ 239,111 $ 124,000
Orlando-Kissimmee, FL 6,697 $ 1,285,921,000 $ 192,014 $ 110,000
Edison-New Brunswick, NJ 6,512 $ 1,590,961,000 $ 244,312 $ 143,000
Fort Worth-Arlington, TX 6,356 $ 806,558,000 $ 126,897 $ 97,000
Austin-Round Rock, TX 5,638 $ 1,015,252,000 $ 180,073 $ 127,000
Boston-Quincy, MA 5,350 $ 1,356,104,000 $ 253,477 $ 142,000
Nassau-Suffolk, NY 5,209 $ 1,692,995,000 $ 325,013 $ 172,000
St. Louis, MO-IL 5,200 $ 834,271,000 $ 160,436 $ 102,855
San Antonio, TX 5,064 $ 624,196,000 $ 123,261 $ 90,000
Newark-Union, NJ-PA 4,815 $ 1,209,617,000 $ 251,218 $ 145,497
Kansas City, MO-KS 4,659 $ 638,131,000 $ 136,967 $ 93,466
West Palm Beach-Boca Raton-Boynton Beach, FL 4,490 $ 1,084,187,000 $ 241,467 $ 162,000
Bethesda-Frederick-Gaithersburg, MD 4,420 $ 1,311,948,000 $ 296,820 $ 157,000
Portland-Vancouver-Beaverton, OR-WA 4,389 $ 1,033,124,000 $ 235,389 $ 119,053
Philadelphia, PA 4,320 $ 892,586,000 $ 206,617 $ 126,000
Providence-New Bedford-Fall River, RI-MA 4,182 $ 816,458,000 $ 195,231 $ 109,414
Columbia, SC 4,109 $ 641,951,000 $ 156,230 $ 114,000
Jacksonville, FL 4,046 $ 716,322,000 $ 177,044 $ 109,000
Cambridge-Newton-Framingham, MA 3,840 $ 1,093,318,000 $ 284,718 $ 164,000
Bradenton-Sarasota-Venice, FL 3,636 $ 712,427,000 $ 195,937 $ 120,000
Warren-Troy-Farmington Hills, MI 3,619 $ 543,918,000 $ 150,295 $ 95,000
Charleston-North Charleston-Summerville, SC 3,609 $ 884,580,000 $ 245,103 $ 160,000
Virginia Beach-Norfolk-Newport News, VA-NC 3,384 $ 703,817,000 $ 207,983 $ 117,210
Nashville-Davidson--Murfreesboro--Franklin, TN 3,315 $ 576,430,000 $ 173,885 $ 111,000
Richmond, VA 3,248 $ 594,139,000 $ 182,924 $ 99,000
Stockton, CA 2,936 $ 584,596,000 $ 199,113 $ 100,000
Raleigh-Cary, NC 2,870 $ 539,571,000 $ 188,003 $ 105,000
Oklahoma City, OK 2,836 $ 354,972,000 $ 125,166 $ 80,000
Hartford-West Hartford-East Hartford, CT 2,790 $ 548,222,000 $ 196,495 $ 118,000
Bakersfield, CA 2,564 $ 409,419,000 $ 159,679 $ 96,000
Cape Coral-Fort Myers, FL 2,533 $ 485,409,000 $ 191,634 $ 122,000
El Paso, TX 2,458 $ 256,568,000 $ 104,380 $ 69,000
Oxnard-Thousand Oaks-Ventura, CA 2,448 $ 767,034,000 $ 313,330 $ 152,000
Fresno, CA 2,313 $ 415,134,000 $ 179,478 $ 92,000
Tucson, AZ 2,293 $ 407,746,000 $ 177,822 $ 118,000
Tacoma, WA 2,282 $ 535,896,000 $ 234,836 $ 112,000
Salinas, CA 2,189 $ 649,666,000 $ 296,786 $ 150,000
Greensboro-High Point, NC 2,072 $ 270,279,000 $ 130,443 $ 82,000
Palm Bay-Melbourne-Titusville, FL 1,998 $ 313,011,000 $ 156,662 $ 102,000
Bridgeport-Stamford-Norwalk, CT 1,987 $ 900,901,000 $ 453,397 $ 242,000
New Haven-Milford, CT 1,984 $ 407,952,000 $ 205,620 $ 125,000
Memphis, TN-MS-AR 1,952 $ 231,369,000 $ 118,529 $ 83,612
Deltona-Daytona Beach-Ormond Beach, FL 1,906 $ 298,584,000 $ 156,654 $ 96,000
Camden, NJ 1,905 $ 282,457,000 $ 148,271 $ 92,000
Springfield, MA 1,871 $ 252,956,000 $ 135,198 $ 76,000
Detroit-Livonia-Dearborn, MI 1,850 $ 196,429,000 $ 106,177 $ 74,000
Myrtle Beach-North Myrtle Beach-Conway, SC 1,850 $ 353,687,000 $ 191,182 $ 139,000
Port St. Lucie, FL 1,823 $ 321,868,000 $ 176,559 $ 116,000
Worcester, MA 1,811 $ 309,217,000 $ 170,743 $ 95,000
Albuquerque, NM 1,778 $ 292,660,000 $ 164,600 $ 90,000
Greenville-Mauldin-Easley, SC 1,764 $ 269,969,000 $ 153,043 $ 98,000
McAllen-Edinburg-Mission, TX 1,740 $ 146,576,000 $ 84,239 $ 64,000
Tulsa, OK 1,725 $ 217,408,000 $ 126,033 $ 83,000
Wichita, KS 1,720 $ 200,848,000 $ 116,772 $ 82,000
Lakeland-Winter Haven, FL 1,710 $ 243,097,000 $ 142,161 $ 90,000
Peabody, MA 1,705 $ 366,401,000 $ 214,897 $ 127,000
Little Rock-North Little Rock-Conway, AR 1,676 $ 216,519,000 $ 129,187 $ 82,000
Vallejo-Fairfield, CA 1,675 $ 423,517,000 $ 252,845 $ 113,000
Buffalo-Niagara Falls, NY 1,599 $ 161,452,000 $ 100,970 $ 74,000
Santa Rosa-Petaluma, CA 1,581 $ 521,130,000 $ 329,620 $ 155,000
Modesto, CA 1,530 $ 291,435,000 $ 190,480 $ 102,000
Reno-Sparks, NV 1,501 $ 393,182,000 $ 261,946 $ 143,000
Wilmington, NC 1,444 $ 292,415,000 $ 202,503 $ 117,000
Rochester, NY 1,400 $ 145,372,000 $ 103,837 $ 81,000
Albany-Schenectady-Troy, NY 1,306 $ 204,922,000 $ 156,908 $ 112,000
Portland-South Portland-Biddeford, ME 1,249 $ 278,878,000 $ 223,281 $ 140,000
Durham, NC 1,173 $ 220,805,000 $ 188,239 $ 112,000
Savannah, GA 1,120 $ 187,630,000 $ 167,526 $ 102,000
Lake County-Kenosha County, IL-WI 1,117 $ 288,217,000 $ 258,027 $ 161,920
Naples-Marco Island, FL 1,100 $ 352,389,000 $ 320,353 $ 181,000
Allentown-Bethlehem-Easton, PA-NJ 1,089 $ 160,190,000 $ 147,098 $ 85,314
Merced, CA 1,076 $ 169,815,000 $ 157,820 $ 83,000
Ocala, FL 1,060 $ 135,636,000 $ 127,958 $ 81,000
Winston-Salem, NC 1,040 $ 156,492,000 $ 150,473 $ 87,000
Corpus Christi, TX 1,032 $ 113,159,000 $ 109,650 $ 97,000
Augusta-Richmond County, GA-SC 1,020 $ 128,463,000 $ 125,944 $ 83,066
Visalia-Porterville, CA 1,020 $ 150,742,000 $ 147,786 $ 76,000
Poughkeepsie-Newburgh-Middletown, NY 998 $ 206,459,000 $ 206,872 $ 110,000
Gainesville, FL 979 $ 153,028,000 $ 156,310 $ 98,000
Fayetteville-Springdale-Rogers, AR-MO 968 $ 138,635,000 $ 143,217 $ 90,239
Asheville, NC 939 $ 179,100,000 $ 190,734 $ 110,000
Redding, CA 853 $ 180,421,000 $ 211,513 $ 112,000
Santa Barbara-Santa Maria-Goleta, CA 852 $ 347,636,000 $ 408,023 $ 181,000
Atlantic City-Hammonton, NJ 849 $ 152,508,000 $ 179,632 $ 121,000
Denver-Aurora, CO 846 $ 238,095,000 $ 281,436 $ 147,000
Springfield, MO 843 $ 95,924,000 $ 113,788 $ 63,000
Punta Gorda, FL 813 $ 127,772,000 $ 157,161 $ 107,000
Spokane, WA 797 $ 129,302,000 $ 162,235 $ 91,000
Santa Cruz-Watsonville, CA 784 $ 272,735,000 $ 347,876 $ 182,000
Wilmington, DE-MD-NJ 775 $ 155,799,000 $ 201,030 $ 101,312
Trenton-Ewing, NJ 743 $ 169,043,000 $ 227,514 $ 136,000
Yuba City, CA 739 $ 133,500,000 $ 180,649 $ 92,000
Minneapolis-St. Paul-Bloomington, MN-WI 729 $ 135,439,000 $ 185,787 $ 96,780
Syracuse, NY 728 $ 76,567,000 $ 105,174 $ 79,000
Charlottesville, VA 725 $ 186,506,000 $ 257,249 $ 155,000
Rockingham County-Strafford County, NH 716 $ 157,119,000 $ 219,439 $ 128,000
Chattanooga, TN-GA 685 $ 104,647,000 $ 152,769 $ 106,160
Pensacola-Ferry Pass-Brent, FL 683 $ 108,590,000 $ 158,989 $ 108,000
Barnstable Town, MA 678 $ 205,257,000 $ 302,738 $ 237,000
Ann Arbor, MI 665 $ 131,872,000 $ 198,303 $ 128,000
Boise City-Nampa, ID 664 $ 118,870,000 $ 179,021 $ 114,000
Pittsburgh, PA 658 $ 89,611,000 $ 136,186 $ 92,000
Bremerton-Silverdale, WA 651 $ 145,368,000 $ 223,299 $ 104,000
Tallahassee, FL 647 $ 93,470,000 $ 144,466 $ 97,000
Killeen-Temple-Fort Hood, TX 636 $ 63,329,000 $ 99,573 $ 76,000
Spartanburg, SC 630 $ 78,174,000 $ 124,085 $ 85,000
Napa, CA 628 $ 232,705,000 $ 370,549 $ 185,000
Utica-Rome, NY 617 $ 50,649,000 $ 82,089 $ 67,000
San Luis Obispo-Paso Robles, CA 616 $ 199,862,000 $ 324,451 $ 179,000
Des Moines-West Des Moines, IA 613 $ 78,553,000 $ 128,145 $ 99,000
Prescott, AZ 586 $ 129,209,000 $ 220,493 $ 118,000
Roanoke, VA 583 $ 99,971,000 $ 171,476 $ 94,000
Kalamazoo-Portage, MI 555 $ 75,459,000 $ 135,962 $ 94,000
Lake Havasu City-Kingman, AZ 542 $ 83,842,000 $ 154,690 $ 103,000
Manchester-Nashua, NH 531 $ 97,449,000 $ 183,519 $ 113,000
Knoxville, TN 526 $ 89,533,000 $ 170,214 $ 101,000
Palm Coast, FL 518 $ 86,864,000 $ 167,691 $ 98,000
Hickory-Lenoir-Morganton, NC 517 $ 72,894,000 $ 140,994 $ 88,000
Ocean City, NJ 515 $ 147,678,000 $ 286,753 $ 197,000
Scranton--Wilkes-Barre, PA 511 $ 52,379,000 $ 102,502 $ 67,000
Chico, CA 510 $ 101,469,000 $ 198,958 $ 106,000
Norwich-New London, CT 505 $ 101,159,000 $ 200,314 $ 128,000
Tyler, TX 505 $ 68,477,000 $ 135,598 $ 94,000
Greenville, NC 496 $ 69,553,000 $ 140,227 $ 102,000
Grand Rapids-Wyoming, MI 486 $ 70,818,000 $ 145,716 $ 94,000
Yakima, WA 478 $ 55,463,000 $ 116,031 $ 66,000
Olympia, WA 472 $ 104,259,000 $ 220,887 $ 100,000
Sebastian-Vero Beach, FL 471 $ 112,168,000 $ 238,148 $ 147,000
Fayetteville, NC 470 $ 52,463,000 $ 111,623 $ 75,000
Anderson, SC 463 $ 60,871,000 $ 131,470 $ 77,000
Amarillo, TX 439 $ 40,097,000 $ 91,337 $ 78,000
Brownsville-Harlingen, TX 432 $ 39,829,000 $ 92,196 $ 94,000
Indianapolis-Carmel, IN 419 $ 66,422,000 $ 158,525 $ 113,000
Jacksonville, NC 419 $ 72,856,000 $ 173,880 $ 120,000
Kennewick-Pasco-Richland, WA 415 $ 59,859,000 $ 144,238 $ 81,000
Macon, GA 415 $ 47,674,000 $ 114,877 $ 73,000
Lansing-East Lansing, MI 414 $ 52,536,000 $ 126,898 $ 71,000
Lubbock, TX 406 $ 35,483,000 $ 87,396 $ 74,000
Hot Springs, AR 405 $ 50,944,000 $ 125,787 $ 82,000
Madera, CA 405 $ 88,009,000 $ 217,306 $ 127,000
Lynchburg, VA 398 $ 58,934,000 $ 148,075 $ 81,000
Cleveland-Elyria-Mentor, OH 388 $ 55,604,000 $ 143,309 $ 104,000
Florence, SC 387 $ 49,567,000 $ 128,080 $ 83,000
Gainesville, GA 362 $ 53,399,000 $ 147,511 $ 77,000
Cincinnati-Middletown, OH-KY-IN 359 $ 58,210,000 $ 162,144 $ 97,559
Waco, TX 357 $ 36,081,000 $ 101,067 $ 73,000
Fort Walton Beach-Crestview-Destin, FL 352 $ 74,366,000 $ 211,267 $ 167,000
Clarksville, TN-KY 345 $ 36,463,000 $ 105,689 $ 65,086
Salem, OR 345 $ 58,197,000 $ 168,686 $ 80,000
Bellingham, WA 335 $ 73,422,000 $ 219,170 $ 117,000
Columbus, OH 324 $ 56,082,000 $ 173,092 $ 95,000
Monroe, MI 321 $ 34,510,000 $ 107,507 $ 74,000
Bangor, ME 310 $ 38,094,000 $ 122,883 $ 78,000
College Station-Bryan, TX 310 $ 48,430,000 $ 156,225 $ 110,000
Midland, TX 305 $ 35,983,000 $ 117,977 $ 88,000
Beaumont-Port Arthur, TX 301 $ 46,559,000 $ 154,681 $ 81,000
Gary, IN 299 $ 37,536,000 $ 125,538 $ 73,000
Albany, GA 297 $ 32,799,000 $ 110,434 $ 69,000
Burlington, NC 293 $ 36,153,000 $ 123,389 $ 86,000
Columbia, MO 289 $ 41,137,000 $ 142,342 $ 85,000
Lewiston-Auburn, ME 287 $ 37,610,000 $ 131,045 $ 76,000
Topeka, KS 286 $ 28,154,000 $ 98,440 $ 66,000
Salt Lake City, UT 285 $ 136,405,000 $ 478,614 $ 353,000
Coeur D'Alene, ID 281 $ 70,845,000 $ 252,117 $ 123,000
Bend, OR 277 $ 84,970,000 $ 306,750 $ 173,000
Eugene-Springfield, OR 277 $ 64,200,000 $ 231,768 $ 143,000
Jackson, MI 277 $ 27,331,000 $ 98,667 $ 69,000
Valdosta, GA 276 $ 34,692,000 $ 125,695 $ 75,000
Vineland-Millville-Bridgeton, NJ 272 $ 30,146,000 $ 110,830 $ 71,000
Blacksburg-Christiansburg-Radford, VA 271 $ 36,831,000 $ 135,907 $ 90,000
Athens-Clarke County, GA 267 $ 38,280,000 $ 143,370 $ 95,000
Medford, OR 265 $ 65,449,000 $ 246,977 $ 148,000
New Orleans-Metairie-Kenner, LA 263 $ 50,937,000 $ 193,676 $ 162,000
Yuma, AZ 262 $ 36,876,000 $ 140,748 $ 76,000
Milwaukee-Waukesha-West Allis, WI 260 $ 44,647,000 $ 171,719 $ 84,000
Kingsport-Bristol-Bristol, TN-VA 254 $ 29,682,000 $ 116,858 $ 75,070
Kingston, NY 251 $ 43,064,000 $ 171,569 $ 103,000
El Centro, CA 243 $ 37,300,000 $ 153,497 $ 81,000
Louisville-Jefferson County, KY-IN 242 $ 36,000,000 $ 148,760 $ 82,677
Odessa, TX 239 $ 16,068,000 $ 67,230 $ 70,000
York-Hanover, PA 237 $ 38,729,000 $ 163,413 $ 93,000
Honolulu, HI 234 $ 89,635,000 $ 383,055 $ 295,000
Las Cruces, NM 234 $ 30,113,000 $ 128,688 $ 86,000
Reading, PA 232 $ 30,190,000 $ 130,129 $ 92,000
Birmingham-Hoover, AL 231 $ 38,205,000 $ 165,389 $ 109,000
Sumter, SC 230 $ 29,106,000 $ 126,547 $ 81,000
Wenatchee, WA 228 $ 48,451,000 $ 212,504 $ 106,000
Brunswick, GA 227 $ 52,099,000 $ 229,511 $ 152,000
Hanford-Corcoran, CA 227 $ 37,168,000 $ 163,735 $ 80,000
Flagstaff, AZ 222 $ 56,533,000 $ 254,653 $ 164,000
Laredo, TX 222 $ 21,588,000 $ 97,243 $ 67,000
Warner Robins, GA 217 $ 28,683,000 $ 132,179 $ 103,000
Mount Vernon-Anacortes, WA 215 $ 42,975,000 $ 199,883 $ 89,000
Lancaster, PA 212 $ 28,597,000 $ 134,891 $ 72,000
Santa Fe, NM 210 $ 63,831,000 $ 303,957 $ 190,000
Flint, MI 209 $ 23,552,000 $ 112,688 $ 73,000
Harrisburg-Carlisle, PA 208 $ 36,515,000 $ 175,552 $ 119,000
Saginaw-Saginaw Township North, MI 206 $ 19,705,000 $ 95,655 $ 66,000
South Bend-Mishawaka, IN-MI 204 $ 24,195,000 $ 118,602 $ 93,926
Holland-Grand Haven, MI 197 $ 28,299,000 $ 143,649 $ 91,000
Abilene, TX 192 $ 16,694,000 $ 86,947 $ 96,000
Johnson City, TN 186 $ 21,191,000 $ 113,930 $ 78,000
Joplin, MO 184 $ 19,845,000 $ 107,853 $ 79,000
Farmington, NM 183 $ 30,819,000 $ 168,409 $ 89,000
Colorado Springs, CO 178 $ 32,774,000 $ 184,123 $ 111,000
Harrisonburg, VA 173 $ 26,780,000 $ 154,797 $ 77,000
Longview, WA 172 $ 30,128,000 $ 175,162 $ 79,000
San Angelo, TX 168 $ 15,113,000 $ 89,958 $ 74,000
Niles-Benton Harbor, MI 167 $ 25,022,000 $ 149,832 $ 129,000
Panama City-Lynn Haven, FL 164 $ 33,736,000 $ 205,707 $ 156,000
Sherman-Denison, TX 164 $ 19,023,000 $ 115,993 $ 108,000
Bay City, MI 163 $ 15,539,000 $ 95,331 $ 64,000
Dayton, OH 159 $ 17,910,000 $ 112,641 $ 78,000
Glens Falls, NY 159 $ 23,055,000 $ 145,000 $ 104,000
Danville, VA 158 $ 16,221,000 $ 102,664 $ 74,000
Jackson, TN 158 $ 22,653,000 $ 143,373 $ 77,000
Salisbury, MD 158 $ 25,953,000 $ 164,259 $ 82,000
Baton Rouge, LA 152 $ 27,060,000 $ 178,026 $ 116,000
Omaha-Council Bluffs, NE-IA 148 $ 21,339,000 $ 144,182 $ 88,344
Pine Bluff, AR 144 $ 12,247,000 $ 85,048 $ 68,000
Hagerstown-Martinsburg, MD-WV 142 $ 26,940,000 $ 189,718 $ 97,746
Toledo, OH 136 $ 21,036,000 $ 154,676 $ 94,000
Fort Wayne, IN 133 $ 18,206,000 $ 136,887 $ 107,000
Jackson, MS 133 $ 20,458,000 $ 153,819 $ 112,000
Carson City, NV 131 $ 26,685,000 $ 203,702 $ 106,000
Akron, OH 130 $ 17,190,000 $ 132,230 $ 101,000
Columbus, GA-AL 129 $ 17,266,000 $ 133,844 $ 88,147
Victoria, TX 127 $ 13,456,000 $ 105,952 $ 110,000
Elkhart-Goshen, IN 125 $ 15,066,000 $ 120,528 $ 70,000
Jonesboro, AR 125 $ 12,451,000 $ 99,608 $ 80,000
Longview, TX 116 $ 11,589,000 $ 99,905 $ 76,000
Dalton, GA 114 $ 11,786,000 $ 103,385 $ 50,000
Provo-Orem, UT 105 $ 28,185,000 $ 268,428 $ 182,000
Boulder, CO 101 $ 29,965,000 $ 296,683 $ 240,000
Dover, DE 97 $ 18,419,000 $ 189,886 $ 76,000
Ogden-Clearfield, UT 97 $ 19,216,000 $ 198,103 $ 94,000
Hinesville-Fort Stewart, GA 96 $ 14,001,000 $ 145,843 $ 79,000
Rocky Mount, NC 96 $ 9,518,000 $ 99,145 $ 73,000
Winchester, VA-WV 94 $ 18,077,000 $ 192,308 $ 91,765
Fort Collins-Loveland, CO 93 $ 19,953,000 $ 214,548 $ 228,000
Rockford, IL 90 $ 9,920,000 $ 110,222 $ 83,000
Gulfport-Biloxi, MS 89 $ 14,455,000 $ 162,415 $ 162,000
Anchorage, AK 87 $ 23,278,000 $ 267,563 $ 135,000
Fort Smith, AR-OK 86 $ 8,852,000 $ 102,930 $ 86,209
Binghamton, NY 84 $ 10,300,000 $ 122,619 $ 179,000
Goldsboro, NC 84 $ 7,578,000 $ 90,214 $ 69,000
Mobile, AL 84 $ 15,915,000 $ 189,464 $ 91,000
Wichita Falls, TX 83 $ 8,113,000 $ 97,746 $ 80,000
Battle Creek, MI 82 $ 10,474,000 $ 127,731 $ 75,000
Ithaca, NY 81 $ 11,096,000 $ 136,987 $ 88,000
Corvallis, OR 78 $ 16,609,000 $ 212,935 $ 101,000
Erie, PA 77 $ 9,665,000 $ 125,519 $ 83,000
Sioux City, IA-NE-SD 77 $ 5,781,000 $ 75,077 $ 69,142
Lawrence, KS 75 $ 10,606,000 $ 141,413 $ 102,000
Peoria, IL 74 $ 7,213,000 $ 97,472 $ 70,000
Youngstown-Warren-Boardman, OH-PA 74 $ 7,447,000 $ 100,635 $ 94,337
Montgomery, AL 73 $ 9,426,000 $ 129,123 $ 87,000
Bloomington, IN 72 $ 12,948,000 $ 179,833 $ 176,000
Muskegon-Norton Shores, MI 72 $ 6,565,000 $ 91,180 $ 74,000
Champaign-Urbana, IL 71 $ 8,582,000 $ 120,873 $ 74,000
Pittsfield, MA 70 $ 18,197,000 $ 259,957 $ 199,000
Burlington-South Burlington, VT 68 $ 42,249,000 $ 621,308 $ 252,000
Davenport-Moline-Rock Island, IA-IL 68 $ 8,125,000 $ 119,485 $ 85,470
Lexington-Fayette, KY 67 $ 11,034,000 $ 164,686 $ 96,000
Huntsville, AL 65 $ 11,316,000 $ 174,092 $ 103,000
Lewiston, ID-WA 64 $ 11,167,000 $ 174,484 $ 96,125
Greeley, CO 63 $ 9,899,000 $ 157,126 $ 77,000
Idaho Falls, ID 60 $ 9,183,000 $ 153,050 $ 86,000
Madison, WI 57 $ 12,737,000 $ 223,456 $ 132,000
Canton-Massillon, OH 53 $ 7,195,000 $ 135,754 $ 74,000
Shreveport-Bossier City, LA 53 $ 7,361,000 $ 138,886 $ 78,000
Green Bay, WI 52 $ 7,340,000 $ 141,153 $ 107,000
Lebanon, PA 51 $ 7,251,000 $ 142,176 $ 78,000
Springfield, IL 49 $ 6,718,000 $ 137,102 $ 95,000
Evansville, IN-KY 48 $ 10,509,000 $ 218,937 $ 71,000
St. Joseph, MO-KS 46 $ 6,066,000 $ 131,869 $ 80,478
State College, PA 44 $ 7,888,000 $ 179,272 $ 131,000
Lafayette, LA 43 $ 6,936,000 $ 161,302 $ 115,000
Morristown, TN 43 $ 9,354,000 $ 217,534 $ 173,000
Iowa City, IA 40 $ 6,966,000 $ 174,150 $ 127,000
Kankakee-Bradley, IL 40 $ 5,186,000 $ 129,650 $ 79,000
Lawton, OK 40 $ 3,688,000 $ 92,200 $ 78,000
Huntington-Ashland, WV-KY-OH 38 $ 4,065,000 $ 106,973 $ 76,868
St. George, UT 38 $ 8,031,000 $ 211,342 $ 132,000
Pascagoula, MS 37 $ 5,195,000 $ 140,405 $ 131,000
Michigan City-La Porte, IN 36 $ 4,405,000 $ 122,361 $ 98,000
Pueblo, CO 36 $ 4,996,000 $ 138,777 $ 99,000
Rome, GA 36 $ 5,402,000 $ 150,055 $ 84,000
Cleveland, TN 35 $ 5,958,000 $ 170,228 $ 123,000
Altoona, PA 34 $ 3,068,000 $ 90,235 $ 63,000
Appleton, WI 33 $ 4,459,000 $ 135,121 $ 50,000
Duluth, MN-WI 33 $ 6,077,000 $ 184,151 $ 110,727
Elmira, NY 33 $ 3,465,000 $ 105,000 $ 94,000
Jefferson City, MO 33 $ 3,893,000 $ 117,969 $ 88,000
Grand Junction, CO 32 $ 5,676,000 $ 177,375 $ 75,000
Lincoln, NE 32 $ 5,303,000 $ 165,718 $ 138,000
Ames, IA 31 $ 4,211,000 $ 135,838 $ 57,000
Billings, MT 31 $ 4,549,000 $ 146,741 $ 86,000
Dothan, AL 31 $ 4,753,000 $ 153,322 $ 97,000
Johnstown, PA 31 $ 3,417,000 $ 110,225 $ 87,000
Texarkana, Tx-Texarkana, AR 31 $ 3,239,000 $ 104,483 $ 64,451
Charleston, WV 30 $ 3,642,000 $ 121,400 $ 83,000
Florence-Muscle Shoals, AL 30 $ 4,833,000 $ 161,100 $ 95,000
Pocatello, ID 29 $ 3,418,000 $ 117,862 $ 67,000
Auburn-Opelika, AL 28 $ 3,784,000 $ 135,142 $ 131,000
Bloomington-Normal, IL 28 $ 3,947,000 $ 140,964 $ 82,000
Decatur, IL 28 $ 3,252,000 $ 116,142 $ 95,000
Cedar Rapids, IA 27 $ 2,771,000 $ 102,629 $ 80,000
Cumberland, MD-WV 27 $ 2,440,000 $ 90,370 $ 79,407
Racine, WI 27 $ 5,430,000 $ 201,111 $ 241,000
Rochester, MN 26 $ 3,280,000 $ 126,153 $ 96,000
Waterloo-Cedar Falls, IA 26 $ 2,474,000 $ 95,153 $ 77,000
Logan, UT-ID 25 $ 3,873,000 $ 154,920 $ 69,480
Tuscaloosa, AL 25 $ 3,549,000 $ 141,960 $ 102,000
Williamsport, PA 24 $ 2,801,000 $ 116,708 $ 127,000
Fargo, ND-MN 23 $ 3,427,000 $ 149,000 $ 73,521
Houma-Bayou Cane-Thibodaux, LA 23 $ 3,322,000 $ 144,434 $ 88,000
Lake Charles, LA 23 $ 2,938,000 $ 127,739 $ 83,000
Monroe, LA 21 $ 3,048,000 $ 145,142 $ 90,000
Elizabethtown, KY 20 $ 2,621,000 $ 131,050 $ 71,000
Wheeling, WV-OH 20 $ 1,650,000 $ 82,500 $ 50,600
Bowling Green, KY 18 $ 2,519,000 $ 139,944 $ 78,000
Lafayette, IN 18 $ 2,587,000 $ 143,722 $ 118,000
Springfield, OH 18 $ 1,200,000 $ 66,666 $ 45,000
Anderson, IN 17 $ 1,701,000 $ 100,058 $ 79,000
Anniston-Oxford, AL 17 $ 1,546,000 $ 90,941 $ 66,000
Hattiesburg, MS 17 $ 2,091,000 $ 123,000 $ 71,000
Sioux Falls, SD 17 $ 2,337,000 $ 137,470 $ 74,000
Wausau, WI 16 $ 2,209,000 $ 138,062 $ 88,000
Janesville, WI 15 $ 1,747,000 $ 116,466 $ 69,000
Oshkosh-Neenah, WI 15 $ 1,654,000 $ 110,266 $ 38,000
Terre Haute, IN 15 $ 728,000 $ 48,533 $ 70,000
Alexandria, LA 14 $ 1,582,000 $ 113,000 $ 75,000
Cheyenne, WY 14 $ 2,543,000 $ 181,642 $ 124,000
Morgantown, WV 14 $ 1,897,000 $ 135,500 $ 87,000
Casper, WY 13 $ 2,641,000 $ 203,153 $ 89,000
Decatur, AL 13 $ 1,734,000 $ 133,384 $ 88,000
Grand Forks, ND-MN 13 $ 1,000,000 $ 76,923 $ 28,153
Parkersburg-Marietta-Vienna, WV-OH 13 $ 2,164,000 $ 166,461 $ 79,461
Fond Du Lac, WI 12 $ 1,337,000 $ 111,416 $ 24,000
Kokomo, IN 12 $ 840,000 $ 70,000 $ 41,000
Missoula, MT 12 $ 3,087,000 $ 257,250 $ 108,000
St. Cloud, MN 12 $ 1,087,000 $ 90,583 $ 21,000
La Crosse, WI-MN 11 $ 1,507,000 $ 137,000 $ 88,181
Muncie, IN 11 $ 1,229,000 $ 111,727 $ 112,000
Owensboro, KY 11 $ 759,000 $ 69,000 $ 25,000
Danville, IL 10 $ 717,000 $ 71,700 $ 55,000
Weirton-Steubenville, WV-OH 10 $ 931,000 $ 93,100 $ 45,300
Columbus, IN 9 $ 1,120,000 $ 124,444 $ 60,000
Dubuque, IA 9 $ 727,000 $ 80,777 $ 48,000
Sandusky, OH 9 $ 1,314,000 $ 146,000 $ 81,000
Bismarck, ND 8 $ 777,000 $ 97,125 $ 51,000
Rapid City, SD 8 $ 1,427,000 $ 178,375 $ 76,000
Sheboygan, WI 8 $ 1,150,000 $ 143,750 $ 43,000
Gadsden, AL 7 $ 1,111,000 $ 158,714 $ 77,000
Fairbanks, AK 6 $ 1,144,000 $ 190,666 $ 62,000
Eau Claire, WI 5 $ 754,000 $ 150,800 $ 127,000
Lima, OH 5 $ 1,466,000 $ 293,200 $ 222,000
Mansfield, OH 5 $ 661,000 $ 132,200 $ 95,000
Great Falls, MT 4 $ 397,000 $ 99,250 $ 66,000
Guayama, PR 1 $ 27,000 $ 27,000 $ 32,000
San Juan-Caguas-Guaynabo, PR 1 $ 3,000 $ 3,000 $ 84,000

Mortgage Loan Application Detail Totals for Bank of America, N.A. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 375,544 $83,366,598,000 $221,000 $25,520,000 $120,000 $9,999,000
Refinancing 260,210 $59,744,650,000 $229,000 $20,150,000 $126,000 $9,999,000
Home Improvement 38,587 $4,339,168,000 $112,000 $14,300,000 $93,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 302,101 $61,031,972,000 $202,000 $23,250,000 $117,000 $9,999,000
Hispanic 115,769 $20,005,588,000 $172,000 $8,263,000 $79,000 $9,999,000
Not Provided 115,385 $35,554,432,000 $308,000 $22,000,000 $203,000 $9,999,000
Asian 62,307 $16,238,191,000 $260,000 $3,520,000 $123,000 $8,840,000
Black or African American 52,579 $8,317,812,000 $158,000 $3,350,000 $78,000 $9,999,000
Not applicable 19,317 $4,891,911,000 $253,000 $25,520,000 $53,000 $9,999,000
Native Hawaiian or Other Pacific Islander 3,665 $825,814,000 $225,000 $1,680,000 $102,000 $2,005,000
American Indian or Alaskan Native 3,218 $584,696,000 $181,000 $2,500,000 $96,000 $8,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 620,634 $137,980,826,000 $222,000 $25,520,000 $126,000 $9,999,000
FHA-insured (Federal Housing Administration) 45,007 $7,921,253,000 $176,000 $1,024,000 $62,000 $934,000
VA-guaranteed (Veterans Administration) 8,699 $1,548,322,000 $177,000 $495,000 $62,000 $454,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $15,000 $15,000 $15,000 $40,000 $40,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 314,308 $71,647,635,000 $227,000 $23,000,000 $134,000 $9,999,000
Application Denied By Financial Institution 145,698 $28,957,400,000 $198,000 $20,000,000 $105,000 $9,999,000
Preapproval Denied by Financial Institution 64,062 $12,490,853,000 $194,000 $5,000,000 $78,000 $9,999,000
Application Withdrawn By Applicant 45,504 $11,577,243,000 $254,000 $25,520,000 $152,000 $9,999,000
Application Approved But Not Accepted 43,584 $9,134,282,000 $209,000 $16,201,000 $131,000 $9,999,000
Preapproval Approved but not Accepted 30,593 $7,467,827,000 $244,000 $3,840,000 $123,000 $9,999,000
Loan Purchased By The Institution 18,686 $3,174,266,000 $169,000 $2,100,000 $54,000 $9,999,000
File Closed For Incompleteness 11,906 $3,000,910,000 $252,000 $25,000,000 $145,000 $9,999,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 62,694 $14,060,121,000 $224,000 $13,950,000 $62,000 $9,000,000
Collateral 49,648 $10,513,249,000 $211,000 $13,810,000 $137,000 $9,999,000
Credit History 49,201 $6,962,787,000 $141,000 $20,000,000 $87,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 18,487 $3,771,742,000 $204,000 $14,300,000 $98,000 $7,758,000
Other 16,443 $3,413,857,000 $207,000 $20,000,000 $135,000 $9,999,000
Unverifiable Information 6,002 $1,389,566,000 $231,000 $13,400,000 $115,000 $9,999,000
Employment History 5,712 $1,092,159,000 $191,000 $2,800,000 $66,000 $3,328,000
Credit Application Incomplete 1,547 $237,703,000 $153,000 $10,000,000 $151,000 $9,999,000
Mortgage Insurance Denied 26 $7,069,000 $271,000 $933,000 $99,000 $315,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of America, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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