Bank Of America, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Bank Of America, N.A. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of America, N.A. 4500 Park Granada Calabasas, CA 91302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 674,341 |
| Total Mortgage Loan Application Amount | $147,450,416,000 |
| Average Mortgage Loan Application Amount | $187,333 |
| Highest Mortgage Loan Application Amount | $25,520,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Bank Of America, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of America, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Bank Of America, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of America, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of America, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of America, N.A.'s mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 27,376 | $ 9,359,298,000 | $ 341,000 | $ 158,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 19,163 | $ 2,768,301,000 | $ 144,000 | $ 108,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 18,987 | $ 5,083,485,000 | $ 251,250 | $ 128,500 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 15,630 | $ 2,801,278,000 | $ 179,000 | $ 107,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 14,618 | $ 3,259,731,000 | $ 222,000 | $ 119,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 14,527 | $ 4,542,049,000 | $ 312,000 | $ 141,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 14,218 | $ 3,176,858,000 | $ 223,000 | $ 129,000 |
| DALLAS-PLANO-IRVING, TX | 13,916 | $ 2,154,623,000 | $ 154,000 | $ 114,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 12,525 | $ 4,297,663,000 | $ 330,500 | $ 188,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 12,457 | $ 2,585,662,000 | $ 207,000 | $ 130,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 11,196 | $ 1,910,286,000 | $ 170,000 | $ 105,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 11,102 | $ 4,009,669,000 | $ 361,000 | $ 174,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 10,108 | $ 1,831,765,000 | $ 174,000 | $ 106,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9,510 | $ 3,588,442,000 | $ 377,000 | $ 167,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 9,388 | $ 3,978,754,000 | $ 423,000 | $ 205,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 8,848 | $ 2,049,487,000 | $ 231,000 | $ 140,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 8,833 | $ 2,513,334,000 | $ 284,000 | $ 137,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8,747 | $ 2,810,335,000 | $ 321,000 | $ 157,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 8,685 | $ 1,732,635,000 | $ 199,000 | $ 120,000 |
| LAS VEGAS-PARADISE, NV | 7,391 | $ 1,691,244,000 | $ 228,000 | $ 138,000 |
| BALTIMORE-TOWSON, MD | 7,223 | $ 1,615,651,000 | $ 223,000 | $ 119,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 7,185 | $ 1,718,015,000 | $ 239,000 | $ 124,000 |
| ORLANDO-KISSIMMEE, FL | 6,697 | $ 1,285,921,000 | $ 192,000 | $ 110,000 |
| EDISON-NEW BRUNSWICK, NJ | 6,512 | $ 1,590,961,000 | $ 244,000 | $ 143,000 |
| FORT WORTH-ARLINGTON, TX | 6,356 | $ 806,558,000 | $ 126,000 | $ 97,000 |
| AUSTIN-ROUND ROCK, TX | 5,638 | $ 1,015,252,000 | $ 180,000 | $ 127,000 |
| BOSTON-QUINCY, MA | 5,350 | $ 1,356,104,000 | $ 253,000 | $ 142,000 |
| NASSAU-SUFFOLK, NY | 5,209 | $ 1,692,995,000 | $ 325,000 | $ 172,000 |
| ST. LOUIS, MO-IL | 5,200 | $ 834,271,000 | $ 143,500 | $ 94,500 |
| SAN ANTONIO, TX | 5,064 | $ 624,196,000 | $ 123,000 | $ 90,000 |
| NEWARK-UNION, NJ-PA | 4,815 | $ 1,209,617,000 | $ 198,000 | $ 133,000 |
| KANSAS CITY, MO-KS | 4,659 | $ 638,131,000 | $ 143,000 | $ 98,500 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 4,490 | $ 1,084,187,000 | $ 241,000 | $ 162,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 4,420 | $ 1,311,948,000 | $ 296,000 | $ 157,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 4,389 | $ 1,033,124,000 | $ 232,500 | $ 120,500 |
| PHILADELPHIA, PA | 4,320 | $ 892,586,000 | $ 206,000 | $ 126,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4,182 | $ 816,458,000 | $ 192,500 | $ 107,000 |
| COLUMBIA, SC | 4,109 | $ 641,951,000 | $ 156,000 | $ 114,000 |
| JACKSONVILLE, FL | 4,046 | $ 716,322,000 | $ 177,000 | $ 109,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3,840 | $ 1,093,318,000 | $ 284,000 | $ 164,000 |
| BRADENTON-SARASOTA-VENICE, FL | 3,636 | $ 712,427,000 | $ 195,000 | $ 120,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3,619 | $ 543,918,000 | $ 150,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 3,609 | $ 884,580,000 | $ 245,000 | $ 160,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3,384 | $ 703,817,000 | $ 268,000 | $ 170,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3,315 | $ 576,430,000 | $ 173,000 | $ 111,000 |
| RICHMOND, VA | 3,248 | $ 594,139,000 | $ 182,000 | $ 99,000 |
| STOCKTON, CA | 2,936 | $ 584,596,000 | $ 199,000 | $ 100,000 |
| RALEIGH-CARY, NC | 2,870 | $ 539,571,000 | $ 188,000 | $ 105,000 |
| OKLAHOMA CITY, OK | 2,836 | $ 354,972,000 | $ 125,000 | $ 80,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2,790 | $ 548,222,000 | $ 196,000 | $ 118,000 |
| BAKERSFIELD, CA | 2,564 | $ 409,419,000 | $ 159,000 | $ 96,000 |
| CAPE CORAL-FORT MYERS, FL | 2,533 | $ 485,409,000 | $ 191,000 | $ 122,000 |
| EL PASO, TX | 2,458 | $ 256,568,000 | $ 104,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2,448 | $ 767,034,000 | $ 313,000 | $ 152,000 |
| FRESNO, CA | 2,313 | $ 415,134,000 | $ 179,000 | $ 92,000 |
| TUCSON, AZ | 2,293 | $ 407,746,000 | $ 177,000 | $ 118,000 |
| TACOMA, WA | 2,282 | $ 535,896,000 | $ 234,000 | $ 112,000 |
| SALINAS, CA | 2,189 | $ 649,666,000 | $ 296,000 | $ 150,000 |
| GREENSBORO-HIGH POINT, NC | 2,072 | $ 270,279,000 | $ 130,000 | $ 82,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,998 | $ 313,011,000 | $ 156,000 | $ 102,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,987 | $ 900,901,000 | $ 453,000 | $ 242,000 |
| NEW HAVEN-MILFORD, CT | 1,984 | $ 407,952,000 | $ 205,000 | $ 125,000 |
| MEMPHIS, TN-MS-AR | 1,952 | $ 231,369,000 | $ 125,666 | $ 77,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,906 | $ 298,584,000 | $ 156,000 | $ 96,000 |
| CAMDEN, NJ | 1,905 | $ 282,457,000 | $ 148,000 | $ 92,000 |
| SPRINGFIELD, MA | 1,871 | $ 252,956,000 | $ 135,000 | $ 76,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,850 | $ 196,429,000 | $ 106,000 | $ 74,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1,850 | $ 353,687,000 | $ 191,000 | $ 139,000 |
| PORT ST. LUCIE, FL | 1,823 | $ 321,868,000 | $ 176,000 | $ 116,000 |
| WORCESTER, MA | 1,811 | $ 309,217,000 | $ 170,000 | $ 95,000 |
| ALBUQUERQUE, NM | 1,778 | $ 292,660,000 | $ 164,000 | $ 90,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1,764 | $ 269,969,000 | $ 153,000 | $ 98,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1,740 | $ 146,576,000 | $ 84,000 | $ 64,000 |
| TULSA, OK | 1,725 | $ 217,408,000 | $ 126,000 | $ 83,000 |
| WICHITA, KS | 1,720 | $ 200,848,000 | $ 116,000 | $ 82,000 |
| LAKELAND-WINTER HAVEN, FL | 1,710 | $ 243,097,000 | $ 142,000 | $ 90,000 |
| PEABODY, MA | 1,705 | $ 366,401,000 | $ 214,000 | $ 127,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,676 | $ 216,519,000 | $ 129,000 | $ 82,000 |
| VALLEJO-FAIRFIELD, CA | 1,675 | $ 423,517,000 | $ 252,000 | $ 113,000 |
| BUFFALO-NIAGARA FALLS, NY | 1,599 | $ 161,452,000 | $ 100,000 | $ 74,000 |
| SANTA ROSA-PETALUMA, CA | 1,581 | $ 521,130,000 | $ 329,000 | $ 155,000 |
| MODESTO, CA | 1,530 | $ 291,435,000 | $ 190,000 | $ 102,000 |
| RENO-SPARKS, NV | 1,501 | $ 393,182,000 | $ 261,000 | $ 143,000 |
| WILMINGTON, NC | 1,444 | $ 292,415,000 | $ 202,000 | $ 117,000 |
| ROCHESTER, NY | 1,400 | $ 145,372,000 | $ 103,000 | $ 81,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1,306 | $ 204,922,000 | $ 156,000 | $ 112,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1,249 | $ 278,878,000 | $ 223,000 | $ 140,000 |
| DURHAM, NC | 1,173 | $ 220,805,000 | $ 188,000 | $ 112,000 |
| SAVANNAH, GA | 1,120 | $ 187,630,000 | $ 167,000 | $ 102,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,117 | $ 288,217,000 | $ 208,500 | $ 119,500 |
| NAPLES-MARCO ISLAND, FL | 1,100 | $ 352,389,000 | $ 320,000 | $ 181,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,089 | $ 160,190,000 | $ 157,500 | $ 91,500 |
| MERCED, CA | 1,076 | $ 169,815,000 | $ 157,000 | $ 83,000 |
| OCALA, FL | 1,060 | $ 135,636,000 | $ 127,000 | $ 81,000 |
| WINSTON-SALEM, NC | 1,040 | $ 156,492,000 | $ 150,000 | $ 87,000 |
| CORPUS CHRISTI, TX | 1,032 | $ 113,159,000 | $ 109,000 | $ 97,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1,020 | $ 128,463,000 | $ 127,000 | $ 84,000 |
| VISALIA-PORTERVILLE, CA | 1,020 | $ 150,742,000 | $ 147,000 | $ 76,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 998 | $ 206,459,000 | $ 206,000 | $ 110,000 |
| GAINESVILLE, FL | 979 | $ 153,028,000 | $ 156,000 | $ 98,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 968 | $ 138,635,000 | $ 109,000 | $ 68,000 |
| ASHEVILLE, NC | 939 | $ 179,100,000 | $ 190,000 | $ 110,000 |
| REDDING, CA | 853 | $ 180,421,000 | $ 211,000 | $ 112,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 852 | $ 347,636,000 | $ 408,000 | $ 181,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 849 | $ 152,508,000 | $ 179,000 | $ 121,000 |
| DENVER-AURORA, CO | 846 | $ 238,095,000 | $ 281,000 | $ 147,000 |
| SPRINGFIELD, MO | 843 | $ 95,924,000 | $ 113,000 | $ 63,000 |
| PUNTA GORDA, FL | 813 | $ 127,772,000 | $ 157,000 | $ 107,000 |
| SPOKANE, WA | 797 | $ 129,302,000 | $ 162,000 | $ 91,000 |
| SANTA CRUZ-WATSONVILLE, CA | 784 | $ 272,735,000 | $ 347,000 | $ 182,000 |
| WILMINGTON, DE-MD-NJ | 775 | $ 155,799,000 | $ 185,333 | $ 99,666 |
| TRENTON-EWING, NJ | 743 | $ 169,043,000 | $ 227,000 | $ 136,000 |
| YUBA CITY, CA | 739 | $ 133,500,000 | $ 180,000 | $ 92,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 729 | $ 135,439,000 | $ 179,500 | $ 89,000 |
| SYRACUSE, NY | 728 | $ 76,567,000 | $ 105,000 | $ 79,000 |
| CHARLOTTESVILLE, VA | 725 | $ 186,506,000 | $ 257,000 | $ 155,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 716 | $ 157,119,000 | $ 219,000 | $ 128,000 |
| CHATTANOOGA, TN-GA | 685 | $ 104,647,000 | $ 148,000 | $ 106,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 683 | $ 108,590,000 | $ 158,000 | $ 108,000 |
| BARNSTABLE TOWN, MA | 678 | $ 205,257,000 | $ 302,000 | $ 237,000 |
| ANN ARBOR, MI | 665 | $ 131,872,000 | $ 198,000 | $ 128,000 |
| BOISE CITY-NAMPA, ID | 664 | $ 118,870,000 | $ 179,000 | $ 114,000 |
| PITTSBURGH, PA | 658 | $ 89,611,000 | $ 136,000 | $ 92,000 |
| BREMERTON-SILVERDALE, WA | 651 | $ 145,368,000 | $ 223,000 | $ 104,000 |
| TALLAHASSEE, FL | 647 | $ 93,470,000 | $ 144,000 | $ 97,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 636 | $ 63,329,000 | $ 99,000 | $ 76,000 |
| SPARTANBURG, SC | 630 | $ 78,174,000 | $ 124,000 | $ 85,000 |
| NAPA, CA | 628 | $ 232,705,000 | $ 370,000 | $ 185,000 |
| UTICA-ROME, NY | 617 | $ 50,649,000 | $ 82,000 | $ 67,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 616 | $ 199,862,000 | $ 324,000 | $ 179,000 |
| DES MOINES-WEST DES MOINES, IA | 613 | $ 78,553,000 | $ 128,000 | $ 99,000 |
| PRESCOTT, AZ | 586 | $ 129,209,000 | $ 220,000 | $ 118,000 |
| ROANOKE, VA | 583 | $ 99,971,000 | $ 171,000 | $ 94,000 |
| KALAMAZOO-PORTAGE, MI | 555 | $ 75,459,000 | $ 135,000 | $ 94,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 542 | $ 83,842,000 | $ 154,000 | $ 103,000 |
| MANCHESTER-NASHUA, NH | 531 | $ 97,449,000 | $ 183,000 | $ 113,000 |
| KNOXVILLE, TN | 526 | $ 89,533,000 | $ 170,000 | $ 101,000 |
| PALM COAST, FL | 518 | $ 86,864,000 | $ 167,000 | $ 98,000 |
| HICKORY-LENOIR-MORGANTON, NC | 517 | $ 72,894,000 | $ 140,000 | $ 88,000 |
| OCEAN CITY, NJ | 515 | $ 147,678,000 | $ 286,000 | $ 197,000 |
| SCRANTON--WILKES-BARRE, PA | 511 | $ 52,379,000 | $ 102,000 | $ 67,000 |
| CHICO, CA | 510 | $ 101,469,000 | $ 198,000 | $ 106,000 |
| NORWICH-NEW LONDON, CT | 505 | $ 101,159,000 | $ 200,000 | $ 128,000 |
| TYLER, TX | 505 | $ 68,477,000 | $ 135,000 | $ 94,000 |
| GREENVILLE, NC | 496 | $ 69,553,000 | $ 140,000 | $ 102,000 |
| GRAND RAPIDS-WYOMING, MI | 486 | $ 70,818,000 | $ 145,000 | $ 94,000 |
| YAKIMA, WA | 478 | $ 55,463,000 | $ 116,000 | $ 66,000 |
| OLYMPIA, WA | 472 | $ 104,259,000 | $ 220,000 | $ 100,000 |
| SEBASTIAN-VERO BEACH, FL | 471 | $ 112,168,000 | $ 238,000 | $ 147,000 |
| FAYETTEVILLE, NC | 470 | $ 52,463,000 | $ 111,000 | $ 75,000 |
| ANDERSON, SC | 463 | $ 60,871,000 | $ 131,000 | $ 77,000 |
| AMARILLO, TX | 439 | $ 40,097,000 | $ 91,000 | $ 78,000 |
| BROWNSVILLE-HARLINGEN, TX | 432 | $ 39,829,000 | $ 92,000 | $ 94,000 |
| INDIANAPOLIS-CARMEL, IN | 419 | $ 66,422,000 | $ 158,000 | $ 113,000 |
| JACKSONVILLE, NC | 419 | $ 72,856,000 | $ 173,000 | $ 120,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 415 | $ 59,859,000 | $ 144,000 | $ 81,000 |
| MACON, GA | 415 | $ 47,674,000 | $ 114,000 | $ 73,000 |
| LANSING-EAST LANSING, MI | 414 | $ 52,536,000 | $ 126,000 | $ 71,000 |
| LUBBOCK, TX | 406 | $ 35,483,000 | $ 87,000 | $ 74,000 |
| HOT SPRINGS, AR | 405 | $ 50,944,000 | $ 125,000 | $ 82,000 |
| MADERA, CA | 405 | $ 88,009,000 | $ 217,000 | $ 127,000 |
| LYNCHBURG, VA | 398 | $ 58,934,000 | $ 148,000 | $ 81,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 388 | $ 55,604,000 | $ 143,000 | $ 104,000 |
| FLORENCE, SC | 387 | $ 49,567,000 | $ 128,000 | $ 83,000 |
| GAINESVILLE, GA | 362 | $ 53,399,000 | $ 147,000 | $ 77,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 359 | $ 58,210,000 | $ 115,000 | $ 68,666 |
| WACO, TX | 357 | $ 36,081,000 | $ 101,000 | $ 73,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 352 | $ 74,366,000 | $ 211,000 | $ 167,000 |
| CLARKSVILLE, TN-KY | 345 | $ 36,463,000 | $ 92,000 | $ 57,000 |
| SALEM, OR | 345 | $ 58,197,000 | $ 168,000 | $ 80,000 |
| BELLINGHAM, WA | 335 | $ 73,422,000 | $ 219,000 | $ 117,000 |
| COLUMBUS, OH | 324 | $ 56,082,000 | $ 173,000 | $ 95,000 |
| MONROE, MI | 321 | $ 34,510,000 | $ 107,000 | $ 74,000 |
| BANGOR, ME | 310 | $ 38,094,000 | $ 122,000 | $ 78,000 |
| COLLEGE STATION-BRYAN, TX | 310 | $ 48,430,000 | $ 156,000 | $ 110,000 |
| MIDLAND, TX | 305 | $ 35,983,000 | $ 117,000 | $ 88,000 |
| BEAUMONT-PORT ARTHUR, TX | 301 | $ 46,559,000 | $ 154,000 | $ 81,000 |
| GARY, IN | 299 | $ 37,536,000 | $ 125,000 | $ 73,000 |
| ALBANY, GA | 297 | $ 32,799,000 | $ 110,000 | $ 69,000 |
| BURLINGTON, NC | 293 | $ 36,153,000 | $ 123,000 | $ 86,000 |
| COLUMBIA, MO | 289 | $ 41,137,000 | $ 142,000 | $ 85,000 |
| LEWISTON-AUBURN, ME | 287 | $ 37,610,000 | $ 131,000 | $ 76,000 |
| TOPEKA, KS | 286 | $ 28,154,000 | $ 98,000 | $ 66,000 |
| SALT LAKE CITY, UT | 285 | $ 136,405,000 | $ 478,000 | $ 353,000 |
| COEUR D'ALENE, ID | 281 | $ 70,845,000 | $ 252,000 | $ 123,000 |
| BEND, OR | 277 | $ 84,970,000 | $ 306,000 | $ 173,000 |
| EUGENE-SPRINGFIELD, OR | 277 | $ 64,200,000 | $ 231,000 | $ 143,000 |
| JACKSON, MI | 277 | $ 27,331,000 | $ 98,000 | $ 69,000 |
| VALDOSTA, GA | 276 | $ 34,692,000 | $ 125,000 | $ 75,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 272 | $ 30,146,000 | $ 110,000 | $ 71,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 271 | $ 36,831,000 | $ 135,000 | $ 90,000 |
| ATHENS-CLARKE COUNTY, GA | 267 | $ 38,280,000 | $ 143,000 | $ 95,000 |
| MEDFORD, OR | 265 | $ 65,449,000 | $ 246,000 | $ 148,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 263 | $ 50,937,000 | $ 193,000 | $ 162,000 |
| YUMA, AZ | 262 | $ 36,876,000 | $ 140,000 | $ 76,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 260 | $ 44,647,000 | $ 171,000 | $ 84,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 254 | $ 29,682,000 | $ 117,500 | $ 78,000 |
| KINGSTON, NY | 251 | $ 43,064,000 | $ 171,000 | $ 103,000 |
| EL CENTRO, CA | 243 | $ 37,300,000 | $ 153,000 | $ 81,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 242 | $ 36,000,000 | $ 127,000 | $ 66,500 |
| ODESSA, TX | 239 | $ 16,068,000 | $ 67,000 | $ 70,000 |
| YORK-HANOVER, PA | 237 | $ 38,729,000 | $ 163,000 | $ 93,000 |
| HONOLULU, HI | 234 | $ 89,635,000 | $ 383,000 | $ 295,000 |
| LAS CRUCES, NM | 234 | $ 30,113,000 | $ 128,000 | $ 86,000 |
| READING, PA | 232 | $ 30,190,000 | $ 130,000 | $ 92,000 |
| BIRMINGHAM-HOOVER, AL | 231 | $ 38,205,000 | $ 165,000 | $ 109,000 |
| SUMTER, SC | 230 | $ 29,106,000 | $ 126,000 | $ 81,000 |
| WENATCHEE, WA | 228 | $ 48,451,000 | $ 212,000 | $ 106,000 |
| BRUNSWICK, GA | 227 | $ 52,099,000 | $ 229,000 | $ 152,000 |
| HANFORD-CORCORAN, CA | 227 | $ 37,168,000 | $ 163,000 | $ 80,000 |
| FLAGSTAFF, AZ | 222 | $ 56,533,000 | $ 254,000 | $ 164,000 |
| LAREDO, TX | 222 | $ 21,588,000 | $ 97,000 | $ 67,000 |
| WARNER ROBINS, GA | 217 | $ 28,683,000 | $ 132,000 | $ 103,000 |
| MOUNT VERNON-ANACORTES, WA | 215 | $ 42,975,000 | $ 199,000 | $ 89,000 |
| LANCASTER, PA | 212 | $ 28,597,000 | $ 134,000 | $ 72,000 |
| SANTA FE, NM | 210 | $ 63,831,000 | $ 303,000 | $ 190,000 |
| FLINT, MI | 209 | $ 23,552,000 | $ 112,000 | $ 73,000 |
| HARRISBURG-CARLISLE, PA | 208 | $ 36,515,000 | $ 175,000 | $ 119,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 206 | $ 19,705,000 | $ 95,000 | $ 66,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 204 | $ 24,195,000 | $ 116,000 | $ 89,500 |
| HOLLAND-GRAND HAVEN, MI | 197 | $ 28,299,000 | $ 143,000 | $ 91,000 |
| ABILENE, TX | 192 | $ 16,694,000 | $ 86,000 | $ 96,000 |
| JOHNSON CITY, TN | 186 | $ 21,191,000 | $ 113,000 | $ 78,000 |
| JOPLIN, MO | 184 | $ 19,845,000 | $ 107,000 | $ 79,000 |
| FARMINGTON, NM | 183 | $ 30,819,000 | $ 168,000 | $ 89,000 |
| COLORADO SPRINGS, CO | 178 | $ 32,774,000 | $ 184,000 | $ 111,000 |
| HARRISONBURG, VA | 173 | $ 26,780,000 | $ 154,000 | $ 77,000 |
| LONGVIEW, WA | 172 | $ 30,128,000 | $ 175,000 | $ 79,000 |
| SAN ANGELO, TX | 168 | $ 15,113,000 | $ 89,000 | $ 74,000 |
| NILES-BENTON HARBOR, MI | 167 | $ 25,022,000 | $ 149,000 | $ 129,000 |
| PANAMA CITY-LYNN HAVEN, FL | 164 | $ 33,736,000 | $ 205,000 | $ 156,000 |
| SHERMAN-DENISON, TX | 164 | $ 19,023,000 | $ 115,000 | $ 108,000 |
| BAY CITY, MI | 163 | $ 15,539,000 | $ 95,000 | $ 64,000 |
| DAYTON, OH | 159 | $ 17,910,000 | $ 112,000 | $ 78,000 |
| GLENS FALLS, NY | 159 | $ 23,055,000 | $ 145,000 | $ 104,000 |
| DANVILLE, VA | 158 | $ 16,221,000 | $ 102,000 | $ 74,000 |
| JACKSON, TN | 158 | $ 22,653,000 | $ 143,000 | $ 77,000 |
| SALISBURY, MD | 158 | $ 25,953,000 | $ 164,000 | $ 82,000 |
| BATON ROUGE, LA | 152 | $ 27,060,000 | $ 178,000 | $ 116,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 148 | $ 21,339,000 | $ 134,000 | $ 78,500 |
| PINE BLUFF, AR | 144 | $ 12,247,000 | $ 85,000 | $ 68,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 142 | $ 26,940,000 | $ 186,000 | $ 100,500 |
| TOLEDO, OH | 136 | $ 21,036,000 | $ 154,000 | $ 94,000 |
| FORT WAYNE, IN | 133 | $ 18,206,000 | $ 136,000 | $ 107,000 |
| JACKSON, MS | 133 | $ 20,458,000 | $ 153,000 | $ 112,000 |
| CARSON CITY, NV | 131 | $ 26,685,000 | $ 203,000 | $ 106,000 |
| AKRON, OH | 130 | $ 17,190,000 | $ 132,000 | $ 101,000 |
| COLUMBUS, GA-AL | 129 | $ 17,266,000 | $ 153,000 | $ 83,500 |
| VICTORIA, TX | 127 | $ 13,456,000 | $ 105,000 | $ 110,000 |
| ELKHART-GOSHEN, IN | 125 | $ 15,066,000 | $ 120,000 | $ 70,000 |
| JONESBORO, AR | 125 | $ 12,451,000 | $ 99,000 | $ 80,000 |
| LONGVIEW, TX | 116 | $ 11,589,000 | $ 99,000 | $ 76,000 |
| DALTON, GA | 114 | $ 11,786,000 | $ 103,000 | $ 50,000 |
| PROVO-OREM, UT | 105 | $ 28,185,000 | $ 268,000 | $ 182,000 |
| BOULDER, CO | 101 | $ 29,965,000 | $ 296,000 | $ 240,000 |
| DOVER, DE | 97 | $ 18,419,000 | $ 189,000 | $ 76,000 |
| OGDEN-CLEARFIELD, UT | 97 | $ 19,216,000 | $ 198,000 | $ 94,000 |
| HINESVILLE-FORT STEWART, GA | 96 | $ 14,001,000 | $ 145,000 | $ 79,000 |
| ROCKY MOUNT, NC | 96 | $ 9,518,000 | $ 99,000 | $ 73,000 |
| WINCHESTER, VA-WV | 94 | $ 18,077,000 | $ 159,500 | $ 79,000 |
| FORT COLLINS-LOVELAND, CO | 93 | $ 19,953,000 | $ 214,000 | $ 228,000 |
| ROCKFORD, IL | 90 | $ 9,920,000 | $ 110,000 | $ 83,000 |
| GULFPORT-BILOXI, MS | 89 | $ 14,455,000 | $ 162,000 | $ 162,000 |
| ANCHORAGE, AK | 87 | $ 23,278,000 | $ 267,000 | $ 135,000 |
| FORT SMITH, AR-OK | 86 | $ 8,852,000 | $ 101,500 | $ 89,000 |
| BINGHAMTON, NY | 84 | $ 10,300,000 | $ 122,000 | $ 179,000 |
| GOLDSBORO, NC | 84 | $ 7,578,000 | $ 90,000 | $ 69,000 |
| MOBILE, AL | 84 | $ 15,915,000 | $ 189,000 | $ 91,000 |
| WICHITA FALLS, TX | 83 | $ 8,113,000 | $ 97,000 | $ 80,000 |
| BATTLE CREEK, MI | 82 | $ 10,474,000 | $ 127,000 | $ 75,000 |
| ITHACA, NY | 81 | $ 11,096,000 | $ 136,000 | $ 88,000 |
| CORVALLIS, OR | 78 | $ 16,609,000 | $ 212,000 | $ 101,000 |
| ERIE, PA | 77 | $ 9,665,000 | $ 125,000 | $ 83,000 |
| SIOUX CITY, IA-NE-SD | 77 | $ 5,781,000 | $ 96,666 | $ 63,000 |
| LAWRENCE, KS | 75 | $ 10,606,000 | $ 141,000 | $ 102,000 |
| PEORIA, IL | 74 | $ 7,213,000 | $ 97,000 | $ 70,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 74 | $ 7,447,000 | $ 93,500 | $ 91,500 |
| MONTGOMERY, AL | 73 | $ 9,426,000 | $ 129,000 | $ 87,000 |
| BLOOMINGTON, IN | 72 | $ 12,948,000 | $ 179,000 | $ 176,000 |
| MUSKEGON-NORTON SHORES, MI | 72 | $ 6,565,000 | $ 91,000 | $ 74,000 |
| CHAMPAIGN-URBANA, IL | 71 | $ 8,582,000 | $ 120,000 | $ 74,000 |
| PITTSFIELD, MA | 70 | $ 18,197,000 | $ 259,000 | $ 199,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 68 | $ 42,249,000 | $ 621,000 | $ 252,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 68 | $ 8,125,000 | $ 118,000 | $ 85,000 |
| LEXINGTON-FAYETTE, KY | 67 | $ 11,034,000 | $ 164,000 | $ 96,000 |
| HUNTSVILLE, AL | 65 | $ 11,316,000 | $ 174,000 | $ 103,000 |
| LEWISTON, ID-WA | 64 | $ 11,167,000 | $ 172,000 | $ 95,000 |
| GREELEY, CO | 63 | $ 9,899,000 | $ 157,000 | $ 77,000 |
| IDAHO FALLS, ID | 60 | $ 9,183,000 | $ 153,000 | $ 86,000 |
| MADISON, WI | 57 | $ 12,737,000 | $ 223,000 | $ 132,000 |
| CANTON-MASSILLON, OH | 53 | $ 7,195,000 | $ 135,000 | $ 74,000 |
| SHREVEPORT-BOSSIER CITY, LA | 53 | $ 7,361,000 | $ 138,000 | $ 78,000 |
| GREEN BAY, WI | 52 | $ 7,340,000 | $ 141,000 | $ 107,000 |
| LEBANON, PA | 51 | $ 7,251,000 | $ 142,000 | $ 78,000 |
| SPRINGFIELD, IL | 49 | $ 6,718,000 | $ 137,000 | $ 95,000 |
| EVANSVILLE, IN-KY | 48 | $ 10,509,000 | $ 218,000 | $ 71,000 |
| ST. JOSEPH, MO-KS | 46 | $ 6,066,000 | $ 89,500 | $ 54,000 |
| STATE COLLEGE, PA | 44 | $ 7,888,000 | $ 179,000 | $ 131,000 |
| LAFAYETTE, LA | 43 | $ 6,936,000 | $ 161,000 | $ 115,000 |
| MORRISTOWN, TN | 43 | $ 9,354,000 | $ 217,000 | $ 173,000 |
| IOWA CITY, IA | 40 | $ 6,966,000 | $ 174,000 | $ 127,000 |
| KANKAKEE-BRADLEY, IL | 40 | $ 5,186,000 | $ 129,000 | $ 79,000 |
| LAWTON, OK | 40 | $ 3,688,000 | $ 92,000 | $ 78,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 38 | $ 4,065,000 | $ 107,666 | $ 71,000 |
| ST. GEORGE, UT | 38 | $ 8,031,000 | $ 211,000 | $ 132,000 |
| PASCAGOULA, MS | 37 | $ 5,195,000 | $ 140,000 | $ 131,000 |
| MICHIGAN CITY-LA PORTE, IN | 36 | $ 4,405,000 | $ 122,000 | $ 98,000 |
| PUEBLO, CO | 36 | $ 4,996,000 | $ 138,000 | $ 99,000 |
| ROME, GA | 36 | $ 5,402,000 | $ 150,000 | $ 84,000 |
| CLEVELAND, TN | 35 | $ 5,958,000 | $ 170,000 | $ 123,000 |
| ALTOONA, PA | 34 | $ 3,068,000 | $ 90,000 | $ 63,000 |
| APPLETON, WI | 33 | $ 4,459,000 | $ 135,000 | $ 50,000 |
| DULUTH, MN-WI | 33 | $ 6,077,000 | $ 172,000 | $ 91,000 |
| ELMIRA, NY | 33 | $ 3,465,000 | $ 105,000 | $ 94,000 |
| JEFFERSON CITY, MO | 33 | $ 3,893,000 | $ 117,000 | $ 88,000 |
| GRAND JUNCTION, CO | 32 | $ 5,676,000 | $ 177,000 | $ 75,000 |
| LINCOLN, NE | 32 | $ 5,303,000 | $ 165,000 | $ 138,000 |
| AMES, IA | 31 | $ 4,211,000 | $ 135,000 | $ 57,000 |
| BILLINGS, MT | 31 | $ 4,549,000 | $ 146,000 | $ 86,000 |
| DOTHAN, AL | 31 | $ 4,753,000 | $ 153,000 | $ 97,000 |
| JOHNSTOWN, PA | 31 | $ 3,417,000 | $ 110,000 | $ 87,000 |
| TEXARKANA, TX-TEXARKANA, AR | 31 | $ 3,239,000 | $ 105,500 | $ 65,500 |
| CHARLESTON, WV | 30 | $ 3,642,000 | $ 121,000 | $ 83,000 |
| FLORENCE-MUSCLE SHOALS, AL | 30 | $ 4,833,000 | $ 161,000 | $ 95,000 |
| POCATELLO, ID | 29 | $ 3,418,000 | $ 117,000 | $ 67,000 |
| AUBURN-OPELIKA, AL | 28 | $ 3,784,000 | $ 135,000 | $ 131,000 |
| BLOOMINGTON-NORMAL, IL | 28 | $ 3,947,000 | $ 140,000 | $ 82,000 |
| DECATUR, IL | 28 | $ 3,252,000 | $ 116,000 | $ 95,000 |
| CEDAR RAPIDS, IA | 27 | $ 2,771,000 | $ 102,000 | $ 80,000 |
| CUMBERLAND, MD-WV | 27 | $ 2,440,000 | $ 127,500 | $ 78,000 |
| RACINE, WI | 27 | $ 5,430,000 | $ 201,000 | $ 241,000 |
| ROCHESTER, MN | 26 | $ 3,280,000 | $ 126,000 | $ 96,000 |
| WATERLOO-CEDAR FALLS, IA | 26 | $ 2,474,000 | $ 95,000 | $ 77,000 |
| LOGAN, UT-ID | 25 | $ 3,873,000 | $ 127,500 | $ 61,500 |
| TUSCALOOSA, AL | 25 | $ 3,549,000 | $ 141,000 | $ 102,000 |
| WILLIAMSPORT, PA | 24 | $ 2,801,000 | $ 116,000 | $ 127,000 |
| FARGO, ND-MN | 23 | $ 3,427,000 | $ 109,500 | $ 44,500 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 23 | $ 3,322,000 | $ 144,000 | $ 88,000 |
| LAKE CHARLES, LA | 23 | $ 2,938,000 | $ 127,000 | $ 83,000 |
| MONROE, LA | 21 | $ 3,048,000 | $ 145,000 | $ 90,000 |
| ELIZABETHTOWN, KY | 20 | $ 2,621,000 | $ 131,000 | $ 71,000 |
| WHEELING, WV-OH | 20 | $ 1,650,000 | $ 82,000 | $ 52,000 |
| BOWLING GREEN, KY | 18 | $ 2,519,000 | $ 139,000 | $ 78,000 |
| LAFAYETTE, IN | 18 | $ 2,587,000 | $ 143,000 | $ 118,000 |
| SPRINGFIELD, OH | 18 | $ 1,200,000 | $ 66,000 | $ 45,000 |
| ANDERSON, IN | 17 | $ 1,701,000 | $ 100,000 | $ 79,000 |
| ANNISTON-OXFORD, AL | 17 | $ 1,546,000 | $ 90,000 | $ 66,000 |
| HATTIESBURG, MS | 17 | $ 2,091,000 | $ 123,000 | $ 71,000 |
| SIOUX FALLS, SD | 17 | $ 2,337,000 | $ 137,000 | $ 74,000 |
| WAUSAU, WI | 16 | $ 2,209,000 | $ 138,000 | $ 88,000 |
| JANESVILLE, WI | 15 | $ 1,747,000 | $ 116,000 | $ 69,000 |
| OSHKOSH-NEENAH, WI | 15 | $ 1,654,000 | $ 110,000 | $ 38,000 |
| TERRE HAUTE, IN | 15 | $ 728,000 | $ 48,000 | $ 70,000 |
| ALEXANDRIA, LA | 14 | $ 1,582,000 | $ 113,000 | $ 75,000 |
| CHEYENNE, WY | 14 | $ 2,543,000 | $ 181,000 | $ 124,000 |
| MORGANTOWN, WV | 14 | $ 1,897,000 | $ 135,000 | $ 87,000 |
| CASPER, WY | 13 | $ 2,641,000 | $ 203,000 | $ 89,000 |
| DECATUR, AL | 13 | $ 1,734,000 | $ 133,000 | $ 88,000 |
| GRAND FORKS, ND-MN | 13 | $ 1,000,000 | $ 71,500 | $ 29,500 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 13 | $ 2,164,000 | $ 157,000 | $ 76,000 |
| FOND DU LAC, WI | 12 | $ 1,337,000 | $ 111,000 | $ 24,000 |
| KOKOMO, IN | 12 | $ 840,000 | $ 70,000 | $ 41,000 |
| MISSOULA, MT | 12 | $ 3,087,000 | $ 257,000 | $ 108,000 |
| ST. CLOUD, MN | 12 | $ 1,087,000 | $ 90,000 | $ 21,000 |
| LA CROSSE, WI-MN | 11 | $ 1,507,000 | $ 235,000 | $ 89,000 |
| MUNCIE, IN | 11 | $ 1,229,000 | $ 111,000 | $ 112,000 |
| OWENSBORO, KY | 11 | $ 759,000 | $ 69,000 | $ 25,000 |
| DANVILLE, IL | 10 | $ 717,000 | $ 71,000 | $ 55,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 10 | $ 931,000 | $ 88,500 | $ 47,500 |
| COLUMBUS, IN | 9 | $ 1,120,000 | $ 124,000 | $ 60,000 |
| DUBUQUE, IA | 9 | $ 727,000 | $ 80,000 | $ 48,000 |
| SANDUSKY, OH | 9 | $ 1,314,000 | $ 146,000 | $ 81,000 |
| BISMARCK, ND | 8 | $ 777,000 | $ 97,000 | $ 51,000 |
| RAPID CITY, SD | 8 | $ 1,427,000 | $ 178,000 | $ 76,000 |
| SHEBOYGAN, WI | 8 | $ 1,150,000 | $ 143,000 | $ 43,000 |
| GADSDEN, AL | 7 | $ 1,111,000 | $ 158,000 | $ 77,000 |
| FAIRBANKS, AK | 6 | $ 1,144,000 | $ 190,000 | $ 62,000 |
| EAU CLAIRE, WI | 5 | $ 754,000 | $ 150,000 | $ 127,000 |
| LIMA, OH | 5 | $ 1,466,000 | $ 293,000 | $ 222,000 |
| MANSFIELD, OH | 5 | $ 661,000 | $ 132,000 | $ 95,000 |
| GREAT FALLS, MT | 4 | $ 397,000 | $ 99,000 | $ 66,000 |
| GUAYAMA, PR | 1 | $ 27,000 | $ 27,000 | $ 32,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 3,000 | $ 3,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Bank Of America, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 375,544 | $83,366,598,000 | $221,000 | $25,520,000 | $120,000 | $9,999,000 |
| Refinancing | 260,210 | $59,744,650,000 | $229,000 | $20,150,000 | $126,000 | $9,999,000 |
| Home Improvement | 38,587 | $4,339,168,000 | $112,000 | $14,300,000 | $93,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 302,101 | $61,031,972,000 | $202,000 | $23,250,000 | $117,000 | $9,999,000 |
| Hispanic | 115,769 | $20,005,588,000 | $172,000 | $8,263,000 | $79,000 | $9,999,000 |
| Not Provided | 115,385 | $35,554,432,000 | $308,000 | $22,000,000 | $203,000 | $9,999,000 |
| Asian | 62,307 | $16,238,191,000 | $260,000 | $3,520,000 | $123,000 | $8,840,000 |
| Black or African American | 52,579 | $8,317,812,000 | $158,000 | $3,350,000 | $78,000 | $9,999,000 |
| Not applicable | 19,317 | $4,891,911,000 | $253,000 | $25,520,000 | $53,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 3,665 | $825,814,000 | $225,000 | $1,680,000 | $102,000 | $2,005,000 |
| American Indian or Alaskan Native | 3,218 | $584,696,000 | $181,000 | $2,500,000 | $96,000 | $8,000,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 620,634 | $137,980,826,000 | $222,000 | $25,520,000 | $126,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 45,007 | $7,921,253,000 | $176,000 | $1,024,000 | $62,000 | $934,000 |
| VA-guaranteed (Veterans Administration) | 8,699 | $1,548,322,000 | $177,000 | $495,000 | $62,000 | $454,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $15,000 | $15,000 | $15,000 | $40,000 | $40,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 314,308 | $71,647,635,000 | $227,000 | $23,000,000 | $134,000 | $9,999,000 |
| Application Denied By Financial Institution | 145,698 | $28,957,400,000 | $198,000 | $20,000,000 | $105,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 64,062 | $12,490,853,000 | $194,000 | $5,000,000 | $78,000 | $9,999,000 |
| Application Withdrawn By Applicant | 45,504 | $11,577,243,000 | $254,000 | $25,520,000 | $152,000 | $9,999,000 |
| Application Approved But Not Accepted | 43,584 | $9,134,282,000 | $209,000 | $16,201,000 | $131,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 30,593 | $7,467,827,000 | $244,000 | $3,840,000 | $123,000 | $9,999,000 |
| Loan Purchased By The Institution | 18,686 | $3,174,266,000 | $169,000 | $2,100,000 | $54,000 | $9,999,000 |
| File Closed For Incompleteness | 11,906 | $3,000,910,000 | $252,000 | $25,000,000 | $145,000 | $9,999,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 62,694 | $14,060,121,000 | $224,000 | $13,950,000 | $62,000 | $9,000,000 |
| Collateral | 49,648 | $10,513,249,000 | $211,000 | $13,810,000 | $137,000 | $9,999,000 |
| Credit History | 49,201 | $6,962,787,000 | $141,000 | $20,000,000 | $87,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18,487 | $3,771,742,000 | $204,000 | $14,300,000 | $98,000 | $7,758,000 |
| Other | 16,443 | $3,413,857,000 | $207,000 | $20,000,000 | $135,000 | $9,999,000 |
| Unverifiable Information | 6,002 | $1,389,566,000 | $231,000 | $13,400,000 | $115,000 | $9,999,000 |
| Employment History | 5,712 | $1,092,159,000 | $191,000 | $2,800,000 | $66,000 | $3,328,000 |
| Credit Application Incomplete | 1,547 | $237,703,000 | $153,000 | $10,000,000 | $151,000 | $9,999,000 |
| Mortgage Insurance Denied | 26 | $7,069,000 | $271,000 | $933,000 | $99,000 | $315,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of America, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of America, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.