Bank of Blue Valley Mortgage Lending & HMDA Data, 2012

In 2012, Bank of Blue Valley of Overland Park, KS reported 466 mortgage applications totaling $112.1 million, down 2% from 2011. The average application was for $240,463, and applicants reported an average income of $143,914. 79% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Kansas City, MO-KS (371), Edison-New Brunswick, NJ (7) and Washington-Arlington-Alexandria, DC-VA-MD-WV (5) (applications in parentheses).

Mortgage Company & Address Bank of Blue Valley
11935 Riley
Overland Park, KS 66213
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 466
Total Mortgage Loan Application Amount $112,056,000
Average Mortgage Loan Application Amount $240,463
Highest Mortgage Loan Application Amount $2,566,000
Average Applicant Income $143,914
Highest Applicant Income $2,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of Blue Valley filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of Blue Valley by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 297 $ 67,638,000 $ 227,737 $ 146,000
Jackson, Missouri 31 $ 5,646,000 $ 182,129 $ 111,000
Miami, Kansas 11 $ 2,427,000 $ 220,636 $ 119,000
Cass, Missouri 10 $ 1,644,000 $ 164,400 $ 106,000
Wyandotte, Kansas 6 $ 884,000 $ 147,333 $ 83,000
Leavenworth, Kansas 5 $ 5,957,000 $ 1,191,400 $ 34,000
Clay, Missouri 5 $ 980,000 $ 196,000 $ 99,000
Platte, Missouri 5 $ 1,287,000 $ 257,400 $ 121,000
Maricopa, Arizona 4 $ 901,000 $ 225,250 $ 226,000
Los Angeles, California 4 $ 1,333,000 $ 333,250 $ 293,000
Ocean, New Jersey 4 $ 1,328,000 $ 332,000 $ 199,000
Camden, Missouri 3 $ 701,000 $ 233,666 $ 100,000
Denver, Colorado 2 $ 530,000 $ 265,000 $ 101,000
Eagle, Colorado 2 $ 1,137,000 $ 568,500 $ 227,000
Cook, Illinois 2 $ 595,000 $ 297,500 $ 103,000
Orleans, Louisiana 2 $ 456,000 $ 228,000 $ 139,000
St. Charles, Louisiana 2 $ 320,000 $ 160,000 $ 102,000
Olmsted, Minnesota 2 $ 440,000 $ 220,000 $ 154,000
Stone, Missouri 2 $ 503,000 $ 251,500 $ 187,000
Clark, Nevada 2 $ 416,000 $ 208,000 $ 395,000
Somerset, New Jersey 2 $ 536,000 $ 268,000 $ 274,000
Collin, Texas 2 $ 282,000 $ 141,000 $ 143,000
Limestone, Alabama 1 $ 168,000 $ 168,000 $ 140,000
Larimer, Colorado 1 $ 231,000 $ 231,000 $ 90,000
Routt, Colorado 1 $ 400,000 $ 400,000 $ 154,000
Weld, Colorado 1 $ 214,000 $ 214,000 $ 70,000
Tolland, Connecticut 1 $ 247,000 $ 247,000 $ 119,000
Windham, Connecticut 1 $ 261,000 $ 261,000 $ 156,000
District of Columbia, District Of Columbia 1 $ 379,000 $ 379,000 $ 118,000
Pasco, Florida 1 $ 144,000 $ 144,000 $ 108,000
Harris, Georgia 1 $ 266,000 $ 266,000 $ 188,000
Muscogee, Georgia 1 $ 220,000 $ 220,000 $ 122,000
Peoria, Illinois 1 $ 125,000 $ 125,000 $ 139,000
Allen, Indiana 1 $ 114,000 $ 114,000 $ 66,000
Hamilton, Indiana 1 $ 320,000 $ 320,000 $ 138,000
Lake, Indiana 1 $ 109,000 $ 109,000 $ 59,000
Crawford, Kansas 1 $ 225,000 $ 225,000 $ 176,000
Douglas, Kansas 1 $ 417,000 $ 417,000 $ 260,000
Franklin, Kansas 1 $ 150,000 $ 150,000 $ 198,000
Hardin, Kentucky 1 $ 188,000 $ 188,000 $ 116,000
Caddo, Louisiana 1 $ 224,000 $ 224,000 $ 103,000
Barnstable, Massachusetts 1 $ 280,000 $ 280,000 $ 211,000
Oakland, Michigan 1 $ 240,000 $ 240,000 $ 69,000
Dakota, Minnesota 1 $ 186,000 $ 186,000 $ 102,000
Ramsey, Minnesota 1 $ 267,000 $ 267,000 $ 55,000
Steele, Minnesota 1 $ 217,000 $ 217,000 $ 140,000
Lauderdale, Mississippi 1 $ 160,000 $ 160,000 $ 117,000
Barry, Missouri 1 $ 92,000 $ 92,000 $ 148,000
Buchanan, Missouri 1 $ 316,000 $ 316,000 $ 422,000
Newton, Missouri 1 $ 246,000 $ 246,000 $ 95,000
Saline, Missouri 1 $ 376,000 $ 376,000 $ 110,000
St. Louis, Missouri 1 $ 175,000 $ 175,000 $ 51,000
Taney, Missouri 1 $ 115,000 $ 115,000 $ 187,000
Bergen, New Jersey 1 $ 354,000 $ 354,000 $ 125,000
Hunterdon, New Jersey 1 $ 390,000 $ 390,000 $ 247,000
Monmouth, New Jersey 1 $ 393,000 $ 393,000 $ 79,000
Union, New Jersey 1 $ 367,000 $ 367,000 $ 116,000
Greene, New York 1 $ 408,000 $ 408,000 $ 370,000
Westchester, New York 1 $ 335,000 $ 335,000 $ 178,000
Durham, North Carolina 1 $ 105,000 $ 105,000 $ 74,000
Macon, North Carolina 1 $ 72,000 $ 72,000 $ 125,000
Mecklenburg, North Carolina 1 $ 413,000 $ 413,000 $ 211,000
Transylvania, North Carolina 1 $ 417,000 $ 417,000 $ 269,000
Wake, North Carolina 1 $ 169,000 $ 169,000 $ 158,000
Cuyahoga, Ohio 1 $ 346,000 $ 346,000 $ 225,000
Warren, Ohio 1 $ 312,000 $ 312,000 $ 0
Wagoner, Oklahoma 1 $ 255,000 $ 255,000 $ 118,000
Marion, Oregon 1 $ 379,000 $ 379,000 $ 158,000
Washington, Oregon 1 $ 226,000 $ 226,000 $ 184,000
Montgomery, Pennsylvania 1 $ 344,000 $ 344,000 $ 164,000
Wayne, Pennsylvania 1 $ 270,000 $ 270,000 $ 164,000
Providence, Rhode Island 1 $ 327,000 $ 327,000 $ 124,000
Greenville, South Carolina 1 $ 120,000 $ 120,000 $ 122,000
Summit, Utah 1 $ 417,000 $ 417,000 $ 325,000
Hanover, Virginia 1 $ 190,000 $ 190,000 $ 116,000
Henrico, Virginia 1 $ 352,000 $ 352,000 $ 100,000
Loudoun, Virginia 1 $ 540,000 $ 540,000 $ 406,000
Prince William, Virginia 1 $ 173,000 $ 173,000 $ 115,000
Spotsylvania, Virginia 1 $ 506,000 $ 506,000 $ 406,000
Stafford, Virginia 1 $ 345,000 $ 345,000 $ 170,000
Grant, Washington 1 $ 175,000 $ 175,000 $ 184,000
Milwaukee, Wisconsin 1 $ 155,000 $ 155,000 $ 93,000
Waukesha, Wisconsin 1 $ 188,000 $ 188,000 $ 96,000

Mortgage Loan Application Detail Totals for Bank of Blue Valley in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 383 $88,714,000 $231,000 $1,267,000 $148,000 $2,400,000
Home Purchase 82 $23,337,000 $284,000 $2,566,000 $125,000 $629,000
Home Improvement 1 $5,000 $5,000 $5,000 $130,000 $130,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 403 $92,682,000 $229,000 $1,267,000 $145,000 $2,400,000
Not Provided 31 $7,759,000 $250,000 $540,000 $151,000 $406,000
Asian 11 $2,468,000 $224,000 $417,000 $135,000 $302,000
Black or African American 9 $2,073,000 $230,000 $350,000 $191,000 $395,000
Not applicable 7 $6,047,000 $863,000 $2,566,000 $0 $0
Hispanic 4 $872,000 $218,000 $383,000 $163,000 $350,000
American Indian or Alaskan Native 1 $155,000 $155,000 $155,000 $95,000 $95,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 426 $104,532,000 $245,000 $2,566,000 $150,000 $2,400,000
FHA-insured (Federal Housing Administration) 31 $5,415,000 $174,000 $275,000 $71,000 $112,000
VA-guaranteed (Veterans Administration) 9 $2,109,000 $234,000 $540,000 $92,000 $406,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 368 $87,034,000 $236,000 $2,566,000 $139,000 $1,740,000
Application Withdrawn By Applicant 47 $11,956,000 $254,000 $1,267,000 $188,000 $2,400,000
Application Denied By Financial Institution 32 $8,651,000 $270,000 $676,000 $130,000 $422,000
Application Approved But Not Accepted 11 $2,449,000 $222,000 $317,000 $125,000 $274,000
File Closed For Incompleteness 8 $1,966,000 $245,000 $385,000 $209,000 $395,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of Blue Valley's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of Blue Valley's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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