Apex Bank Mortgage Lending & HMDA Data, 2013

In 2013, Apex Bank of Camden, TN reported 727 mortgage applications totaling $81.2 million, up 31% from 2012. The average application was for $111,740, and applicants reported an average income of $12,196. 20% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Valdosta, GA (28), Macon, GA (26) and Nashville-Davidson--Murfreesboro--Franklin, TN (24) (applications in parentheses).

Mortgage Company & Address Apex Bank
102 E Main St
Camden, TN 38320
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 727
Total Mortgage Loan Application Amount $81,235,000
Average Mortgage Loan Application Amount $111,740
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $12,196
Highest Applicant Income $500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Apex Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Apex Bank by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Valdosta, GA 28 $ 3,539,000 $ 126,392 $ 0
Macon, GA 26 $ 990,000 $ 38,076 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 24 $ 2,291,000 $ 95,458 $ 44,000
Atlanta-Sandy Springs-Marietta, GA 11 $ 2,109,000 $ 191,727 $ 0
Baltimore-Towson, MD 9 $ 553,000 $ 61,444 $ 0
Chicago-Joliet-Naperville, IL 9 $ 1,645,000 $ 182,777 $ 0
Lake County-Kenosha County, IL-WI 9 $ 2,003,000 $ 222,555 $ 0
New York-White Plains-Wayne, NY-NJ 7 $ 2,628,000 $ 375,428 $ 0
Scranton--Wilkes-Barre, PA 7 $ 1,051,000 $ 150,142 $ 0
Warren-Troy-Farmington Hills, MI 7 $ 1,106,000 $ 158,000 $ 0
Florence, SC 6 $ 1,391,000 $ 231,833 $ 0
Washington-Arlington-Alexandria, DC-VA-MD-WV 6 $ 1,104,000 $ 184,000 $ 0
Glens Falls, NY 5 $ 309,000 $ 61,800 $ 0
Los Angeles-Long Beach-Glendale, CA 5 $ 1,805,000 $ 361,000 $ 0
Philadelphia, PA 5 $ 273,000 $ 54,600 $ 0
Pittsburgh, PA 5 $ 745,000 $ 149,000 $ 0
Columbus, OH 4 $ 413,000 $ 103,250 $ 0
Detroit-Livonia-Dearborn, MI 4 $ 1,020,000 $ 255,000 $ 0
Houston-Sugar Land-Baytown, TX 4 $ 425,000 $ 106,250 $ 0
Lancaster, PA 4 $ 108,000 $ 27,000 $ 0
New Orleans-Metairie-Kenner, LA 4 $ 569,000 $ 142,250 $ 0
Salisbury, MD 4 $ 303,000 $ 75,750 $ 0
Syracuse, NY 4 $ 426,000 $ 106,500 $ 0
Tampa-St. Petersburg-Clearwater, FL 4 $ 572,000 $ 143,000 $ 0
Binghamton, NY 3 $ 278,000 $ 92,666 $ 0
Buffalo-Niagara Falls, NY 3 $ 172,000 $ 57,333 $ 0
Cape Coral-Fort Myers, FL 3 $ 576,000 $ 192,000 $ 0
Charlotte-Gastonia-Rock Hill, NC-SC 3 $ 371,000 $ 123,666 $ 0
El Centro, CA 3 $ 660,000 $ 220,000 $ 0
Erie, PA 3 $ 123,000 $ 41,000 $ 0
Lynchburg, VA 3 $ 43,000 $ 14,333 $ 0
Newark-Union, NJ-PA 3 $ 1,131,000 $ 377,000 $ 0
Orlando-Kissimmee-Sanford, FL 3 $ 590,000 $ 196,666 $ 0
San Diego-Carlsbad-San Marcos, CA 3 $ 1,232,000 $ 410,666 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 383,000 $ 127,666 $ 0
Wilmington, DE-MD-NJ 3 $ 127,000 $ 42,333 $ 0
Allentown-Bethlehem-Easton, PA-NJ 2 $ 54,000 $ 27,000 $ 0
Atlantic City-Hammonton, NJ 2 $ 395,000 $ 197,500 $ 0
Boston-Quincy, MA 2 $ 963,000 $ 481,500 $ 0
Cambridge-Newton-Framingham, MA 2 $ 383,000 $ 191,500 $ 0
Cincinnati-Middletown, OH-KY-IN 2 $ 76,000 $ 38,000 $ 0
Dover, DE 2 $ 28,000 $ 14,000 $ 0
Indianapolis-Carmel, IN 2 $ 207,000 $ 103,500 $ 0
Mansfield, OH 2 $ 273,000 $ 136,500 $ 0
Muskegon-Norton Shores, MI 2 $ 141,000 $ 70,500 $ 0
Nassau-Suffolk, NY 2 $ 1,288,000 $ 644,000 $ 0
Phoenix-Mesa-Glendale, AZ 2 $ 221,000 $ 110,500 $ 0
Rochester, NY 2 $ 72,000 $ 36,000 $ 0
San Antonio-New Braunfels, TX 2 $ 1,581,000 $ 790,500 $ 0
Seattle-Bellevue-Everett, WA 2 $ 576,000 $ 288,000 $ 0
Steubenville-Weirton, OH-WV 2 $ 54,000 $ 27,000 $ 0
Visalia-Porterville, CA 2 $ 670,000 $ 335,000 $ 0
Winchester, VA-WV 2 $ 52,000 $ 26,000 $ 0
York-Hanover, PA 2 $ 163,000 $ 81,500 $ 0
Akron, OH 1 $ 22,000 $ 22,000 $ 0
Albany-Schenectady-Troy, NY 1 $ 19,000 $ 19,000 $ 0
Asheville, NC 1 $ 7,000 $ 7,000 $ 0
Augusta-Richmond County, GA-SC 1 $ 212,000 $ 212,000 $ 0
Bakersfield-Delano, CA 1 $ 335,000 $ 335,000 $ 0
Bend, OR 1 $ 382,000 $ 382,000 $ 0
Blacksburg-Christiansburg-Radford, VA 1 $ 116,000 $ 116,000 $ 0
Boise City-Nampa, ID 1 $ 155,000 $ 155,000 $ 0
Bremerton-Silverdale, WA 1 $ 369,000 $ 369,000 $ 0
Bridgeport-Stamford-Norwalk, CT 1 $ 666,000 $ 666,000 $ 0
Burlington-South Burlington, VT 1 $ 26,000 $ 26,000 $ 0
Charleston-North Charleston-Summerville, SC 1 $ 125,000 $ 125,000 $ 0
Chattanooga, TN-GA 1 $ 51,000 $ 51,000 $ 172,000
Clarksville, TN-KY 1 $ 56,000 $ 56,000 $ 105,000
Cleveland-Elyria-Mentor, OH 1 $ 135,000 $ 135,000 $ 0
Columbia, SC 1 $ 106,000 $ 106,000 $ 0
Dayton, OH 1 $ 595,000 $ 595,000 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 50,000 $ 50,000 $ 31,000
Edison-New Brunswick, NJ 1 $ 192,000 $ 192,000 $ 0
El Paso, TX 1 $ 183,000 $ 183,000 $ 0
Eugene-Springfield, OR 1 $ 164,000 $ 164,000 $ 0
Evansville, IN-KY 1 $ 26,000 $ 26,000 $ 0
Flint, MI 1 $ 117,000 $ 117,000 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 103,000 $ 103,000 $ 0
Fort Wayne, IN 1 $ 67,000 $ 67,000 $ 0
Fort Worth-Arlington, TX 1 $ 625,000 $ 625,000 $ 0
Gary, IN 1 $ 40,000 $ 40,000 $ 0
Hagerstown-Martinsburg, MD-WV 1 $ 33,000 $ 33,000 $ 0
Harrisburg-Carlisle, PA 1 $ 40,000 $ 40,000 $ 0
Huntington-Ashland, WV-KY-OH 1 $ 65,000 $ 65,000 $ 0
Jackson, MS 1 $ 35,000 $ 35,000 $ 0
Jackson, TN 1 $ 68,000 $ 68,000 $ 56,000
Kansas City, MO-KS 1 $ 39,000 $ 39,000 $ 0
Knoxville, TN 1 $ 19,000 $ 19,000 $ 0
Lake Charles, LA 1 $ 116,000 $ 116,000 $ 0
Lake Havasu City-Kingman, AZ 1 $ 263,000 $ 263,000 $ 0
Laredo, TX 1 $ 61,000 $ 61,000 $ 0
Las Cruces, NM 1 $ 96,000 $ 96,000 $ 0
Las Vegas-Paradise, NV 1 $ 160,000 $ 160,000 $ 0
Lebanon, PA 1 $ 25,000 $ 25,000 $ 0
Lewiston-Auburn, ME 1 $ 70,000 $ 70,000 $ 0
Longview, WA 1 $ 137,000 $ 137,000 $ 0
Miami-Miami Beach-Kendall, FL 1 $ 166,000 $ 166,000 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 167,000 $ 167,000 $ 0
Mobile, AL 1 $ 88,000 $ 88,000 $ 0
Monroe, MI 1 $ 39,000 $ 39,000 $ 0
Naples-Marco Island, FL 1 $ 272,000 $ 272,000 $ 0
New Haven-Milford, CT 1 $ 144,000 $ 144,000 $ 0
Ocala, FL 1 $ 211,000 $ 211,000 $ 0
Owensboro, KY 1 $ 17,000 $ 17,000 $ 0
Parkersburg-Marietta-Vienna, WV-OH 1 $ 5,000 $ 5,000 $ 0
Pascagoula, MS 1 $ 131,000 $ 131,000 $ 0
Peabody, MA 1 $ 388,000 $ 388,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 1 $ 206,000 $ 206,000 $ 0
Provo-Orem, UT 1 $ 122,000 $ 122,000 $ 0
Reading, PA 1 $ 21,000 $ 21,000 $ 0
Richmond, VA 1 $ 272,000 $ 272,000 $ 0
Riverside-San Bernardino-Ontario, CA 1 $ 230,000 $ 230,000 $ 0
Sacramento--Arden-Arcade--Roseville, CA 1 $ 114,000 $ 114,000 $ 0
San Luis Obispo-Paso Robles, CA 1 $ 233,000 $ 233,000 $ 0
Santa Ana-Anaheim-Irvine, CA 1 $ 452,000 $ 452,000 $ 0
Santa Rosa-Petaluma, CA 1 $ 297,000 $ 297,000 $ 0
Savannah, GA 1 $ 195,000 $ 195,000 $ 0
Springfield, MA 1 $ 189,000 $ 189,000 $ 0
Tacoma, WA 1 $ 154,000 $ 154,000 $ 0
Toledo, OH 1 $ 179,000 $ 179,000 $ 0
Tulsa, OK 1 $ 99,000 $ 99,000 $ 0
Utica-Rome, NY 1 $ 7,000 $ 7,000 $ 0
Warner Robins, GA 1 $ 94,000 $ 94,000 $ 0
Wilmington, NC 1 $ 187,000 $ 187,000 $ 0
Worcester, MA 1 $ 633,000 $ 633,000 $ 0
Youngstown-Warren-Boardman, OH-PA 1 $ 178,000 $ 178,000 $ 0

Mortgage Loan Application Detail Totals for Apex Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 393 $37,192,000 $94,000 $1,500,000 $13,000 $500,000
Refinancing 296 $39,936,000 $134,000 $791,000 $10,000 $224,000
Home Improvement 38 $4,107,000 $108,000 $773,000 $21,000 $172,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 573 $70,042,000 $122,000 $1,500,000 $0 $0
White 136 $9,790,000 $71,000 $394,000 $62,000 $500,000
Hispanic 12 $927,000 $77,000 $135,000 $39,000 $92,000
Black or African American 5 $433,000 $86,000 $151,000 $53,000 $61,000
Native Hawaiian or Other Pacific Islander 1 $43,000 $43,000 $43,000 $81,000 $81,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 721 $79,986,000 $110,000 $1,500,000 $12,000 $500,000
VA-guaranteed (Veterans Administration) 4 $454,000 $113,000 $155,000 $0 $0
FHA-insured (Federal Housing Administration) 1 $666,000 $666,000 $666,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $129,000 $129,000 $129,000 $45,000 $45,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 567 $68,141,000 $120,000 $1,279,000 $0 $0
Loan Originated 145 $12,348,000 $85,000 $1,500,000 $60,000 $500,000
Application Approved But Not Accepted 7 $420,000 $60,000 $129,000 $57,000 $149,000
Application Denied By Financial Institution 7 $288,000 $41,000 $90,000 $24,000 $34,000
Application Withdrawn By Applicant 1 $38,000 $38,000 $38,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Apex Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Apex Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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