Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Bank Of England 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,339 |
| Total Mortgage Loan Application Amount | $3,655,265,000 |
| Average Mortgage Loan Application Amount | $142,333 |
| Highest Mortgage Loan Application Amount | $3,458,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $3,729,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| JACKSONVILLE, FL | 1,095 | $ 230,303,000 | $ 210,000 | $ 88,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 723 | $ 128,145,000 | $ 161,333 | $ 66,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 465 | $ 92,914,000 | $ 199,000 | $ 79,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 443 | $ 96,937,000 | $ 218,000 | $ 89,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 435 | $ 58,304,000 | $ 134,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 427 | $ 86,520,000 | $ 202,000 | $ 83,000 |
| PHOENIX-MESA-GLENDALE, AZ | 404 | $ 79,186,000 | $ 196,000 | $ 74,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 380 | $ 92,674,000 | $ 238,000 | $ 75,500 |
| DENVER-AURORA-BROOMFIELD, CO | 379 | $ 87,733,000 | $ 231,000 | $ 73,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 300 | $ 63,719,000 | $ 212,000 | $ 82,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 300 | $ 53,271,000 | $ 177,000 | $ 69,000 |
| COLUMBUS, OH | 247 | $ 39,315,000 | $ 159,000 | $ 81,000 |
| PITTSBURGH, PA | 233 | $ 42,877,000 | $ 184,000 | $ 96,000 |
| GARY, IN | 226 | $ 38,834,000 | $ 171,000 | $ 70,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 226 | $ 49,592,000 | $ 219,000 | $ 84,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 216 | $ 54,293,000 | $ 251,000 | $ 104,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 216 | $ 77,377,000 | $ 358,000 | $ 81,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 197 | $ 47,856,000 | $ 242,000 | $ 126,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 194 | $ 30,953,000 | $ 159,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 194 | $ 49,259,000 | $ 253,000 | $ 103,000 |
| LAS VEGAS-PARADISE, NV | 155 | $ 33,864,000 | $ 218,000 | $ 81,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 153 | $ 56,916,000 | $ 367,500 | $ 92,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 152 | $ 30,982,000 | $ 213,000 | $ 65,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 151 | $ 56,381,000 | $ 325,750 | $ 77,250 |
| ASHEVILLE, NC | 145 | $ 22,240,000 | $ 153,000 | $ 51,000 |
| DALLAS-PLANO-IRVING, TX | 145 | $ 29,591,000 | $ 204,000 | $ 83,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 135 | $ 33,429,000 | $ 247,000 | $ 83,000 |
| NEW HAVEN-MILFORD, CT | 128 | $ 25,726,000 | $ 200,000 | $ 83,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 125 | $ 24,830,000 | $ 170,500 | $ 71,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 119 | $ 37,437,000 | $ 314,000 | $ 79,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 117 | $ 19,662,000 | $ 168,000 | $ 75,000 |
| SALEM, OR | 110 | $ 20,304,000 | $ 184,000 | $ 92,000 |
| OGDEN-CLEARFIELD, UT | 106 | $ 18,454,000 | $ 174,000 | $ 41,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 104 | $ 19,500,000 | $ 187,000 | $ 70,000 |
| PROVO-OREM, UT | 102 | $ 21,701,000 | $ 212,000 | $ 67,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 101 | $ 20,930,000 | $ 207,000 | $ 89,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 99 | $ 31,526,000 | $ 318,000 | $ 105,000 |
| RALEIGH-CARY, NC | 99 | $ 22,338,000 | $ 225,000 | $ 87,000 |
| YUBA CITY, CA | 98 | $ 16,646,000 | $ 169,000 | $ 60,000 |
| DAYTON, OH | 94 | $ 16,112,000 | $ 171,000 | $ 79,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 94 | $ 24,796,000 | $ 263,000 | $ 67,000 |
| SALT LAKE CITY, UT | 92 | $ 21,462,000 | $ 233,000 | $ 79,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 88 | $ 22,561,000 | $ 208,500 | $ 77,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 87 | $ 32,322,000 | $ 371,000 | $ 72,000 |
| NASSAU-SUFFOLK, NY | 83 | $ 30,668,000 | $ 369,000 | $ 87,000 |
| HONOLULU, HI | 81 | $ 34,590,000 | $ 427,000 | $ 81,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 81 | $ 21,150,000 | $ 261,000 | $ 93,000 |
| LAKELAND-WINTER HAVEN, FL | 80 | $ 12,912,000 | $ 161,000 | $ 63,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 80 | $ 18,284,000 | $ 240,000 | $ 65,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 79 | $ 24,771,000 | $ 313,000 | $ 108,000 |
| PHILADELPHIA, PA | 78 | $ 22,956,000 | $ 294,000 | $ 125,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 78 | $ 32,368,000 | $ 414,000 | $ 131,000 |
| OKLAHOMA CITY, OK | 70 | $ 10,504,000 | $ 150,000 | $ 55,000 |
| INDIANAPOLIS-CARMEL, IN | 69 | $ 11,559,000 | $ 167,000 | $ 123,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 65 | $ 13,603,000 | $ 209,000 | $ 112,000 |
| DANVILLE, VA | 65 | $ 8,085,000 | $ 124,000 | $ 52,000 |
| FRESNO, CA | 64 | $ 13,933,000 | $ 217,000 | $ 85,000 |
| OCALA, FL | 61 | $ 11,865,000 | $ 194,000 | $ 73,000 |
| FORT WORTH-ARLINGTON, TX | 60 | $ 10,265,000 | $ 171,000 | $ 74,000 |
| BOSTON-QUINCY, MA | 57 | $ 16,305,000 | $ 286,000 | $ 97,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 56 | $ 11,888,000 | $ 212,000 | $ 80,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 56 | $ 10,034,000 | $ 179,000 | $ 56,000 |
| TULSA, OK | 56 | $ 8,418,000 | $ 150,000 | $ 62,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 56 | $ 14,418,000 | $ 269,500 | $ 93,500 |
| COLORADO SPRINGS, CO | 55 | $ 12,390,000 | $ 225,000 | $ 52,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 53 | $ 9,211,000 | $ 173,000 | $ 74,000 |
| ST. LOUIS, MO-IL | 53 | $ 10,802,000 | $ 191,500 | $ 69,000 |
| ALBUQUERQUE, NM | 49 | $ 9,124,000 | $ 186,000 | $ 53,000 |
| BISMARCK, ND | 48 | $ 8,752,000 | $ 182,000 | $ 79,000 |
| KANSAS CITY, MO-KS | 48 | $ 9,233,000 | $ 190,500 | $ 56,000 |
| RICHMOND, VA | 48 | $ 10,438,000 | $ 217,000 | $ 60,000 |
| AKRON, OH | 47 | $ 7,837,000 | $ 166,000 | $ 58,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 47 | $ 10,305,000 | $ 219,000 | $ 99,000 |
| TUCSON, AZ | 47 | $ 9,366,000 | $ 199,000 | $ 53,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 45 | $ 8,352,000 | $ 185,000 | $ 86,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 45 | $ 18,875,000 | $ 419,000 | $ 97,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 44 | $ 8,167,000 | $ 182,500 | $ 88,500 |
| EDISON-NEW BRUNSWICK, NJ | 42 | $ 11,744,000 | $ 279,000 | $ 71,000 |
| BOISE CITY-NAMPA, ID | 41 | $ 7,108,000 | $ 173,000 | $ 63,000 |
| GAINESVILLE, FL | 41 | $ 7,378,000 | $ 179,000 | $ 73,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 41 | $ 5,283,000 | $ 123,000 | $ 52,000 |
| NAPLES-MARCO ISLAND, FL | 39 | $ 9,977,000 | $ 255,000 | $ 113,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 39 | $ 10,043,000 | $ 257,000 | $ 106,000 |
| TALLAHASSEE, FL | 39 | $ 6,664,000 | $ 170,000 | $ 59,000 |
| MEMPHIS, TN-MS-AR | 38 | $ 6,718,000 | $ 169,666 | $ 96,000 |
| TACOMA, WA | 38 | $ 8,399,000 | $ 221,000 | $ 28,000 |
| PINE BLUFF, AR | 35 | $ 2,458,000 | $ 70,000 | $ 55,000 |
| DURHAM-CHAPEL HILL, NC | 34 | $ 6,544,000 | $ 192,000 | $ 79,000 |
| BOULDER, CO | 33 | $ 10,764,000 | $ 326,000 | $ 160,000 |
| GREELEY, CO | 33 | $ 6,173,000 | $ 187,000 | $ 55,000 |
| MADISON, WI | 33 | $ 6,394,000 | $ 193,000 | $ 83,000 |
| NEWARK-UNION, NJ-PA | 33 | $ 10,086,000 | $ 205,500 | $ 74,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 33 | $ 15,788,000 | $ 478,000 | $ 96,000 |
| PALM COAST, FL | 32 | $ 5,488,000 | $ 171,000 | $ 77,000 |
| HARRISBURG-CARLISLE, PA | 31 | $ 5,971,000 | $ 192,000 | $ 63,000 |
| FORT COLLINS-LOVELAND, CO | 30 | $ 5,753,000 | $ 191,000 | $ 63,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 29 | $ 9,741,000 | $ 335,000 | $ 85,000 |
| FARGO, ND-MN | 29 | $ 4,731,000 | $ 159,500 | $ 53,500 |
| GREEN BAY, WI | 29 | $ 4,377,000 | $ 150,000 | $ 116,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 29 | $ 5,945,000 | $ 209,000 | $ 97,500 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 29 | $ 7,541,000 | $ 260,000 | $ 90,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 28 | $ 5,104,000 | $ 182,000 | $ 79,000 |
| STOCKTON, CA | 28 | $ 6,259,000 | $ 223,000 | $ 68,000 |
| BATON ROUGE, LA | 27 | $ 5,560,000 | $ 205,000 | $ 59,000 |
| BEND, OR | 27 | $ 5,543,000 | $ 205,000 | $ 110,000 |
| ALBANY-SCHENECTADY-TROY, NY | 26 | $ 5,318,000 | $ 204,000 | $ 104,000 |
| BIRMINGHAM-HOOVER, AL | 26 | $ 5,762,000 | $ 221,000 | $ 56,000 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 6,288,000 | $ 241,000 | $ 113,000 |
| VISALIA-PORTERVILLE, CA | 26 | $ 4,530,000 | $ 174,000 | $ 78,000 |
| CORVALLIS, OR | 25 | $ 5,837,000 | $ 233,000 | $ 71,000 |
| PORT ST. LUCIE, FL | 25 | $ 5,268,000 | $ 210,000 | $ 157,000 |
| VALLEJO-FAIRFIELD, CA | 25 | $ 6,584,000 | $ 263,000 | $ 58,000 |
| WILMINGTON, NC | 25 | $ 5,141,000 | $ 205,000 | $ 80,000 |
| APPLETON, WI | 24 | $ 3,087,000 | $ 128,000 | $ 58,000 |
| COLUMBUS, GA-AL | 24 | $ 6,415,000 | $ 187,000 | $ 135,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 24 | $ 5,302,000 | $ 220,000 | $ 74,000 |
| RACINE, WI | 24 | $ 3,562,000 | $ 148,000 | $ 65,000 |
| ANCHORAGE, AK | 23 | $ 5,281,000 | $ 229,000 | $ 49,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 23 | $ 2,602,000 | $ 113,000 | $ 37,000 |
| NORWICH-NEW LONDON, CT | 23 | $ 4,986,000 | $ 216,000 | $ 87,000 |
| WORCESTER, MA | 23 | $ 5,481,000 | $ 238,000 | $ 62,000 |
| BAKERSFIELD-DELANO, CA | 22 | $ 4,322,000 | $ 196,000 | $ 74,000 |
| COLUMBIA, SC | 22 | $ 5,147,000 | $ 233,000 | $ 79,000 |
| EL PASO, TX | 22 | $ 4,186,000 | $ 190,000 | $ 100,000 |
| MODESTO, CA | 22 | $ 5,312,000 | $ 241,000 | $ 98,000 |
| PEABODY, MA | 22 | $ 6,766,000 | $ 307,000 | $ 100,000 |
| ST. GEORGE, UT | 22 | $ 4,774,000 | $ 217,000 | $ 74,000 |
| TOLEDO, OH | 22 | $ 3,353,000 | $ 152,000 | $ 59,000 |
| EUGENE-SPRINGFIELD, OR | 21 | $ 4,622,000 | $ 220,000 | $ 63,000 |
| DES MOINES-WEST DES MOINES, IA | 20 | $ 3,752,000 | $ 187,000 | $ 84,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 20 | $ 3,513,000 | $ 175,000 | $ 77,000 |
| MERCED, CA | 20 | $ 3,358,000 | $ 167,000 | $ 63,000 |
| RENO-SPARKS, NV | 20 | $ 5,219,000 | $ 260,000 | $ 47,000 |
| CAMDEN, NJ | 19 | $ 4,807,000 | $ 253,000 | $ 44,000 |
| GRAND RAPIDS-WYOMING, MI | 19 | $ 3,352,000 | $ 176,000 | $ 70,000 |
| GREENSBORO-HIGH POINT, NC | 19 | $ 3,188,000 | $ 167,000 | $ 67,000 |
| HOT SPRINGS, AR | 19 | $ 3,272,000 | $ 172,000 | $ 74,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 19 | $ 6,709,000 | $ 353,000 | $ 82,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 18 | $ 3,295,000 | $ 183,000 | $ 46,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 18 | $ 5,352,000 | $ 297,000 | $ 116,000 |
| PEORIA, IL | 18 | $ 2,624,000 | $ 145,000 | $ 79,000 |
| SPRINGFIELD, MA | 18 | $ 4,076,000 | $ 226,000 | $ 65,000 |
| BARNSTABLE TOWN, MA | 17 | $ 3,863,000 | $ 227,000 | $ 65,000 |
| BUFFALO-NIAGARA FALLS, NY | 17 | $ 2,913,000 | $ 171,000 | $ 62,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 17 | $ 2,944,000 | $ 173,000 | $ 60,000 |
| HUNTSVILLE, AL | 17 | $ 4,234,000 | $ 249,000 | $ 66,000 |
| OSHKOSH-NEENAH, WI | 17 | $ 2,665,000 | $ 156,000 | $ 58,000 |
| WILMINGTON, DE-MD-NJ | 17 | $ 4,672,000 | $ 241,500 | $ 36,500 |
| GREENVILLE-MAULDIN-EASLEY, SC | 16 | $ 3,034,000 | $ 189,000 | $ 53,000 |
| JACKSON, MS | 16 | $ 3,358,000 | $ 209,000 | $ 89,000 |
| SALINAS, CA | 16 | $ 4,306,000 | $ 269,000 | $ 79,000 |
| SHEBOYGAN, WI | 16 | $ 2,184,000 | $ 136,000 | $ 53,000 |
| SPOKANE, WA | 16 | $ 3,132,000 | $ 195,000 | $ 32,000 |
| WICHITA, KS | 16 | $ 2,981,000 | $ 186,000 | $ 49,000 |
| WINSTON-SALEM, NC | 16 | $ 2,739,000 | $ 171,000 | $ 40,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 15 | $ 5,702,000 | $ 380,000 | $ 125,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 15 | $ 6,893,000 | $ 459,000 | $ 76,000 |
| BREMERTON-SILVERDALE, WA | 14 | $ 3,953,000 | $ 282,000 | $ 82,000 |
| IDAHO FALLS, ID | 14 | $ 1,909,000 | $ 136,000 | $ 48,000 |
| OLYMPIA, WA | 14 | $ 3,217,000 | $ 229,000 | $ 29,000 |
| YORK-HANOVER, PA | 14 | $ 2,429,000 | $ 173,000 | $ 71,000 |
| EAU CLAIRE, WI | 13 | $ 1,765,000 | $ 135,000 | $ 57,000 |
| FAYETTEVILLE, NC | 13 | $ 1,762,000 | $ 135,000 | $ 62,000 |
| JACKSONVILLE, NC | 13 | $ 2,904,000 | $ 223,000 | $ 64,000 |
| MONTGOMERY, AL | 13 | $ 2,466,000 | $ 189,000 | $ 69,000 |
| MUSKEGON-NORTON SHORES, MI | 13 | $ 1,482,000 | $ 114,000 | $ 26,000 |
| CANTON-MASSILLON, OH | 12 | $ 1,462,000 | $ 121,000 | $ 64,000 |
| JANESVILLE, WI | 12 | $ 1,588,000 | $ 132,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 12 | $ 1,561,000 | $ 130,000 | $ 52,000 |
| MEDFORD, OR | 12 | $ 2,639,000 | $ 219,000 | $ 38,000 |
| PUNTA GORDA, FL | 12 | $ 1,744,000 | $ 145,000 | $ 70,000 |
| SAVANNAH, GA | 12 | $ 2,819,000 | $ 234,000 | $ 69,000 |
| SPRINGFIELD, OH | 12 | $ 1,577,000 | $ 131,000 | $ 50,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 11 | $ 2,000,000 | $ 188,000 | $ 76,500 |
| COEUR D'ALENE, ID | 11 | $ 3,150,000 | $ 286,000 | $ 72,000 |
| JONESBORO, AR | 11 | $ 1,850,000 | $ 168,000 | $ 82,000 |
| KALAMAZOO-PORTAGE, MI | 11 | $ 2,046,000 | $ 186,000 | $ 38,000 |
| MADERA-CHOWCHILLA, CA | 11 | $ 2,162,000 | $ 196,000 | $ 79,000 |
| ROANOKE, VA | 11 | $ 2,026,000 | $ 184,000 | $ 68,000 |
| ROCKFORD, IL | 11 | $ 1,526,000 | $ 138,000 | $ 64,000 |
| CHATTANOOGA, TN-GA | 10 | $ 2,631,000 | $ 243,000 | $ 99,000 |
| DULUTH, MN-WI | 10 | $ 1,157,000 | $ 115,500 | $ 57,000 |
| FOND DU LAC, WI | 10 | $ 1,232,000 | $ 123,000 | $ 49,000 |
| FORT SMITH, AR-OK | 10 | $ 1,630,000 | $ 167,000 | $ 104,500 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 1,719,000 | $ 171,000 | $ 57,000 |
| ROCHESTER, MN | 10 | $ 1,518,000 | $ 151,000 | $ 47,000 |
| ROCHESTER, NY | 10 | $ 1,835,000 | $ 183,000 | $ 96,000 |
| BILLINGS, MT | 9 | $ 1,581,000 | $ 175,000 | $ 80,000 |
| GAINESVILLE, GA | 9 | $ 1,994,000 | $ 221,000 | $ 67,000 |
| GREENVILLE, NC | 9 | $ 1,248,000 | $ 138,000 | $ 52,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 9 | $ 2,107,000 | $ 234,000 | $ 58,000 |
| HICKORY-LENOIR-MORGANTON, NC | 9 | $ 1,259,000 | $ 139,000 | $ 48,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 1,623,000 | $ 180,500 | $ 25,000 |
| LEXINGTON-FAYETTE, KY | 9 | $ 2,105,000 | $ 233,000 | $ 84,000 |
| LYNCHBURG, VA | 9 | $ 1,100,000 | $ 122,000 | $ 65,000 |
| PRESCOTT, AZ | 9 | $ 2,343,000 | $ 260,000 | $ 49,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 9 | $ 2,387,000 | $ 265,000 | $ 56,000 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 2,754,000 | $ 306,000 | $ 145,000 |
| SANTA FE, NM | 9 | $ 2,866,000 | $ 318,000 | $ 43,000 |
| ANN ARBOR, MI | 8 | $ 1,808,000 | $ 226,000 | $ 67,000 |
| AUBURN-OPELIKA, AL | 8 | $ 1,365,000 | $ 170,000 | $ 50,000 |
| CHARLOTTESVILLE, VA | 8 | $ 1,873,000 | $ 234,000 | $ 25,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 1,862,000 | $ 210,000 | $ 76,500 |
| KNOXVILLE, TN | 8 | $ 1,728,000 | $ 216,000 | $ 50,000 |
| LANCASTER, PA | 8 | $ 1,833,000 | $ 229,000 | $ 52,000 |
| SANTA ROSA-PETALUMA, CA | 8 | $ 3,464,000 | $ 433,000 | $ 116,000 |
| SHREVEPORT-BOSSIER CITY, LA | 8 | $ 1,560,000 | $ 195,000 | $ 69,000 |
| WHEELING, WV-OH | 8 | $ 1,564,000 | $ 195,000 | $ 85,500 |
| DANVILLE, IL | 7 | $ 789,000 | $ 112,000 | $ 77,000 |
| EVANSVILLE, IN-KY | 7 | $ 550,000 | $ 78,000 | $ 23,000 |
| HOLLAND-GRAND HAVEN, MI | 7 | $ 1,052,000 | $ 150,000 | $ 43,000 |
| MACON, GA | 7 | $ 1,355,000 | $ 193,000 | $ 37,000 |
| MIDLAND, TX | 7 | $ 1,575,000 | $ 225,000 | $ 45,000 |
| PASCAGOULA, MS | 7 | $ 1,216,000 | $ 173,000 | $ 65,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 7 | $ 2,137,000 | $ 305,000 | $ 130,000 |
| PUEBLO, CO | 7 | $ 1,334,000 | $ 190,000 | $ 42,000 |
| SANDUSKY, OH | 7 | $ 2,590,000 | $ 370,000 | $ 103,000 |
| WAUSAU, WI | 7 | $ 943,000 | $ 134,000 | $ 48,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 1,248,000 | $ 208,000 | $ 85,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $ 1,641,000 | $ 273,000 | $ 91,000 |
| CHICO, CA | 6 | $ 935,000 | $ 155,000 | $ 23,000 |
| FLAGSTAFF, AZ | 6 | $ 1,019,000 | $ 169,000 | $ 91,000 |
| GRAND JUNCTION, CO | 6 | $ 1,498,000 | $ 249,000 | $ 203,000 |
| HANFORD-CORCORAN, CA | 6 | $ 1,305,000 | $ 217,000 | $ 63,000 |
| JACKSON, MI | 6 | $ 1,291,000 | $ 215,000 | $ 139,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 6 | $ 820,000 | $ 136,000 | $ 43,000 |
| KINGSTON, NY | 6 | $ 1,489,000 | $ 248,000 | $ 147,000 |
| LAFAYETTE, LA | 6 | $ 1,355,000 | $ 225,000 | $ 93,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 1,043,000 | $ 173,000 | $ 55,000 |
| MISSOULA, MT | 6 | $ 1,002,000 | $ 167,000 | $ 89,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 1,957,000 | $ 326,000 | $ 90,000 |
| SHERMAN-DENISON, TX | 6 | $ 1,410,000 | $ 235,000 | $ 126,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 899,000 | $ 149,500 | $ 70,500 |
| SPRINGFIELD, IL | 6 | $ 798,000 | $ 133,000 | $ 70,000 |
| SPRINGFIELD, MO | 6 | $ 678,000 | $ 113,000 | $ 82,000 |
| SYRACUSE, NY | 6 | $ 1,239,000 | $ 206,000 | $ 46,000 |
| TYLER, TX | 6 | $ 1,233,000 | $ 205,000 | $ 60,000 |
| YUMA, AZ | 6 | $ 1,176,000 | $ 196,000 | $ 94,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 1,188,000 | $ 237,000 | $ 47,000 |
| CARSON CITY, NV | 5 | $ 1,128,000 | $ 225,000 | $ 49,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 623,000 | $ 124,000 | $ 68,000 |
| CHEYENNE, WY | 5 | $ 1,049,000 | $ 209,000 | $ 79,000 |
| CLARKSVILLE, TN-KY | 5 | $ 977,000 | $ 188,000 | $ 60,500 |
| CORPUS CHRISTI, TX | 5 | $ 797,000 | $ 159,000 | $ 54,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 572,000 | $ 114,000 | $ 59,000 |
| FAIRBANKS, AK | 5 | $ 1,081,000 | $ 216,000 | $ 102,000 |
| FLINT, MI | 5 | $ 707,000 | $ 141,000 | $ 44,000 |
| FORT WAYNE, IN | 5 | $ 550,000 | $ 110,000 | $ 43,000 |
| GLENS FALLS, NY | 5 | $ 1,356,000 | $ 271,000 | $ 78,000 |
| KANKAKEE-BRADLEY, IL | 5 | $ 975,000 | $ 195,000 | $ 37,000 |
| LAS CRUCES, NM | 5 | $ 1,351,000 | $ 270,000 | $ 44,000 |
| LINCOLN, NE | 5 | $ 896,000 | $ 179,000 | $ 69,000 |
| LOGAN, UT-ID | 5 | $ 783,000 | $ 156,000 | $ 73,000 |
| LONGVIEW, WA | 5 | $ 945,000 | $ 189,000 | $ 60,000 |
| MANSFIELD, OH | 5 | $ 432,000 | $ 86,000 | $ 48,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 791,000 | $ 158,000 | $ 21,000 |
| NAPA, CA | 5 | $ 2,018,000 | $ 403,000 | $ 83,000 |
| READING, PA | 5 | $ 812,000 | $ 162,000 | $ 52,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 5 | $ 1,055,000 | $ 211,000 | $ 55,000 |
| SCRANTON--WILKES-BARRE, PA | 5 | $ 555,000 | $ 111,000 | $ 34,000 |
| TUSCALOOSA, AL | 5 | $ 1,978,000 | $ 395,000 | $ 154,000 |
| UTICA-ROME, NY | 5 | $ 863,000 | $ 172,000 | $ 130,000 |
| YAKIMA, WA | 5 | $ 793,000 | $ 158,000 | $ 51,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 551,000 | $ 137,000 | $ 35,000 |
| BINGHAMTON, NY | 4 | $ 728,000 | $ 182,000 | $ 14,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 541,000 | $ 135,000 | $ 236,000 |
| BLOOMINGTON, IN | 4 | $ 783,000 | $ 195,000 | $ 104,000 |
| CASPER, WY | 4 | $ 652,000 | $ 163,000 | $ 47,000 |
| CHARLESTON, WV | 4 | $ 1,070,000 | $ 267,000 | $ 90,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 1,289,000 | $ 322,000 | $ 98,000 |
| COLUMBIA, MO | 4 | $ 935,000 | $ 233,000 | $ 101,000 |
| DECATUR, IL | 4 | $ 474,000 | $ 118,000 | $ 35,000 |
| ELIZABETHTOWN, KY | 4 | $ 749,000 | $ 187,000 | $ 14,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 857,000 | $ 214,000 | $ 78,000 |
| ITHACA, NY | 4 | $ 726,000 | $ 181,000 | $ 24,000 |
| JACKSON, TN | 4 | $ 702,000 | $ 175,000 | $ 75,000 |
| LA CROSSE, WI-MN | 4 | $ 550,000 | $ 142,000 | $ 45,500 |
| LONGVIEW, TX | 4 | $ 861,000 | $ 215,000 | $ 112,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 861,000 | $ 215,000 | $ 56,000 |
| MANHATTAN, KS | 4 | $ 684,000 | $ 171,000 | $ 92,000 |
| MOBILE, AL | 4 | $ 500,000 | $ 125,000 | $ 41,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 685,000 | $ 171,000 | $ 47,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 1,046,000 | $ 261,000 | $ 206,000 |
| POCATELLO, ID | 4 | $ 587,000 | $ 146,000 | $ 144,000 |
| ST. CLOUD, MN | 4 | $ 588,000 | $ 147,000 | $ 63,000 |
| TRENTON-EWING, NJ | 4 | $ 1,232,000 | $ 308,000 | $ 102,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 4 | $ 762,000 | $ 190,000 | $ 66,000 |
| AMARILLO, TX | 3 | $ 547,000 | $ 182,000 | $ 81,000 |
| ANDERSON, SC | 3 | $ 668,000 | $ 222,000 | $ 42,000 |
| BRUNSWICK, GA | 3 | $ 829,000 | $ 276,000 | $ 123,000 |
| CEDAR RAPIDS, IA | 3 | $ 713,000 | $ 237,000 | $ 27,000 |
| DOTHAN, AL | 3 | $ 529,000 | $ 176,000 | $ 16,000 |
| DOVER, DE | 3 | $ 454,000 | $ 151,000 | $ 65,000 |
| EL CENTRO, CA | 3 | $ 600,000 | $ 200,000 | $ 52,000 |
| FARMINGTON, NM | 3 | $ 613,000 | $ 204,000 | $ 54,000 |
| HATTIESBURG, MS | 3 | $ 792,000 | $ 264,000 | $ 193,000 |
| KOKOMO, IN | 3 | $ 220,000 | $ 73,000 | $ 37,000 |
| LAREDO, TX | 3 | $ 369,000 | $ 123,000 | $ 28,000 |
| LEWISTON, ID-WA | 3 | $ 514,000 | $ 157,000 | $ 60,500 |
| LUBBOCK, TX | 3 | $ 295,000 | $ 98,000 | $ 39,000 |
| MORRISTOWN, TN | 3 | $ 440,000 | $ 146,000 | $ 61,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 828,000 | $ 276,000 | $ 118,000 |
| PITTSFIELD, MA | 3 | $ 1,077,000 | $ 359,000 | $ 37,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 904,000 | $ 301,000 | $ 0 |
| ST. JOSEPH, MO-KS | 3 | $ 259,000 | $ 86,000 | $ 59,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 3 | $ 320,000 | $ 106,000 | $ 34,000 |
| WENATCHEE-EAST WENATCHEE, WA | 3 | $ 475,000 | $ 158,000 | $ 53,000 |
| WILLIAMSPORT, PA | 3 | $ 350,000 | $ 116,000 | $ 72,000 |
| WINCHESTER, VA-WV | 3 | $ 607,000 | $ 202,000 | $ 76,000 |
| ALBANY, GA | 2 | $ 227,000 | $ 113,000 | $ 193,000 |
| ALEXANDRIA, LA | 2 | $ 362,000 | $ 181,000 | $ 31,000 |
| AMES, IA | 2 | $ 269,000 | $ 134,000 | $ 62,000 |
| ANDERSON, IN | 2 | $ 167,000 | $ 83,000 | $ 14,000 |
| BALTIMORE-TOWSON, MD | 2 | $ 574,000 | $ 287,000 | $ 110,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 211,000 | $ 105,000 | $ 21,000 |
| BELLINGHAM, WA | 2 | $ 426,000 | $ 213,000 | $ 72,000 |
| BURLINGTON, NC | 2 | $ 227,000 | $ 113,000 | $ 49,000 |
| COLUMBUS, IN | 2 | $ 318,000 | $ 159,000 | $ 54,000 |
| ERIE, PA | 2 | $ 263,000 | $ 131,000 | $ 68,000 |
| FLORENCE, SC | 2 | $ 196,000 | $ 98,000 | $ 16,000 |
| GOLDSBORO, NC | 2 | $ 298,000 | $ 149,000 | $ 45,000 |
| GULFPORT-BILOXI, MS | 2 | $ 298,000 | $ 149,000 | $ 23,000 |
| HARRISONBURG, VA | 2 | $ 401,000 | $ 200,000 | $ 18,000 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 352,000 | $ 176,000 | $ 0 |
| JOHNSON CITY, TN | 2 | $ 569,000 | $ 284,000 | $ 59,000 |
| JOPLIN, MO | 2 | $ 248,000 | $ 124,000 | $ 49,000 |
| LAFAYETTE, IN | 2 | $ 177,000 | $ 88,000 | $ 63,000 |
| LEBANON, PA | 2 | $ 321,000 | $ 160,000 | $ 45,000 |
| LIMA, OH | 2 | $ 250,000 | $ 125,000 | $ 25,000 |
| MONROE, LA | 2 | $ 326,000 | $ 163,000 | $ 81,000 |
| MONROE, MI | 2 | $ 273,000 | $ 136,000 | $ 52,000 |
| OCEAN CITY, NJ | 2 | $ 429,000 | $ 214,000 | $ 36,000 |
| REDDING, CA | 2 | $ 688,000 | $ 344,000 | $ 90,000 |
| ROCKY MOUNT, NC | 2 | $ 194,000 | $ 97,000 | $ 33,000 |
| SAN ANGELO, TX | 2 | $ 254,000 | $ 127,000 | $ 71,000 |
| SIOUX FALLS, SD | 2 | $ 320,000 | $ 160,000 | $ 49,000 |
| SPARTANBURG, SC | 2 | $ 398,000 | $ 199,000 | $ 73,000 |
| VICTORIA, TX | 2 | $ 270,000 | $ 135,000 | $ 304,000 |
| WARNER ROBINS, GA | 2 | $ 364,000 | $ 182,000 | $ 61,000 |
| WICHITA FALLS, TX | 2 | $ 261,000 | $ 130,000 | $ 67,000 |
| ABILENE, TX | 1 | $ 191,000 | $ 191,000 | $ 59,000 |
| ALTOONA, PA | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| ANNISTON-OXFORD, AL | 1 | $ 114,000 | $ 114,000 | $ 198,000 |
| BATTLE CREEK, MI | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 1 | $ 997,000 | $ 997,000 | $ 353,000 |
| BOWLING GREEN, KY | 1 | $ 280,000 | $ 280,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 103,000 | $ 103,000 | $ 0 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| CLEVELAND, TN | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| CUMBERLAND, MD-WV | 1 | $ 307,000 | $ 307,000 | $ 0 |
| DALTON, GA | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| ELKHART-GOSHEN, IN | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| ELMIRA, NY | 1 | $ 180,000 | $ 180,000 | $ 119,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 284,000 | $ 284,000 | $ 0 |
| GADSDEN, AL | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| GRAND FORKS, ND-MN | 1 | $ 92,000 | $ 92,000 | $ 88,000 |
| GREAT FALLS, MT | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| JEFFERSON CITY, MO | 1 | $ 201,000 | $ 201,000 | $ 53,000 |
| JOHNSTOWN, PA | 1 | $ 131,000 | $ 131,000 | $ 165,000 |
| LAKE CHARLES, LA | 1 | $ 300,000 | $ 300,000 | $ 0 |
| LAWRENCE, KS | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| LAWTON, OK | 1 | $ 338,000 | $ 338,000 | $ 0 |
| LEWISTON-AUBURN, ME | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| MORGANTOWN, WV | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| ROME, GA | 1 | $ 78,000 | $ 78,000 | $ 73,000 |
| STATE COLLEGE, PA | 1 | $ 168,000 | $ 168,000 | $ 33,000 |
| SUMTER, SC | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 116,000 | $ 116,000 | $ 55,000 |
| VALDOSTA, GA | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| WACO, TX | 1 | $ 189,000 | $ 189,000 | $ 102,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 108,000 | $ 108,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank Of England in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,667 | $2,763,595,000 | $218,000 | $3,458,000 | $77,000 | $3,729,000 |
| Home Purchase | 4,614 | $890,693,000 | $193,000 | $1,450,000 | $87,000 | $3,600,000 |
| Home Improvement | 58 | $977,000 | $16,000 | $192,000 | $63,000 | $265,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,639 | $2,604,125,000 | $206,000 | $3,458,000 | $85,000 | $3,600,000 |
| Not Provided | 2,205 | $563,677,000 | $255,000 | $2,000,000 | $63,000 | $3,729,000 |
| Hispanic | 1,096 | $205,217,000 | $187,000 | $765,000 | $66,000 | $970,000 |
| Black or African American | 859 | $150,871,000 | $175,000 | $687,000 | $62,000 | $780,000 |
| Asian | 414 | $101,638,000 | $245,000 | $1,040,000 | $89,000 | $428,000 |
| Native Hawaiian or Other Pacific Islander | 79 | $20,313,000 | $257,000 | $674,000 | $70,000 | $370,000 |
| American Indian or Alaskan Native | 42 | $8,089,000 | $192,000 | $676,000 | $61,000 | $148,000 |
| Not applicable | 5 | $1,335,000 | $267,000 | $992,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,196 | $2,337,886,000 | $229,000 | $3,458,000 | $95,000 | $3,729,000 |
| FHA-insured (Federal Housing Administration) | 5,033 | $877,888,000 | $174,000 | $750,000 | $62,000 | $1,524,000 |
| VA-guaranteed (Veterans Administration) | 1,488 | $353,509,000 | $237,000 | $1,023,000 | $51,000 | $490,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 622 | $85,982,000 | $138,000 | $370,000 | $46,000 | $260,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 8,418 | $1,896,611,000 | $225,000 | $3,458,000 | $78,000 | $3,729,000 |
| Loan Originated | 5,707 | $1,125,162,000 | $197,000 | $1,450,000 | $88,000 | $3,600,000 |
| Application Denied By Financial Institution | 3,180 | $622,830,000 | $195,000 | $2,000,000 | $65,000 | $2,638,000 |
| File Closed For Incompleteness | 24 | $7,251,000 | $302,000 | $721,000 | $131,000 | $490,000 |
| Application Approved But Not Accepted | 10 | $3,411,000 | $341,000 | $690,000 | $1,514,000 | $3,403,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.