Bank Of The Ozarks
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Bank Of The Ozarks 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of The Ozarks Po Box 8811 Little Rock, AR 72231 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,492 |
| Total Mortgage Loan Application Amount | $404,342,000 |
| Average Mortgage Loan Application Amount | $129,666 |
| Highest Mortgage Loan Application Amount | $29,173,000 |
| Average Applicant Income | $72,666 |
| Highest Applicant Income | $2,662,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Bank Of The Ozarks. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The Ozarks's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Bank Of The Ozarks's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The Ozarks serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of The Ozarks, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The Ozarks's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 270 | $ 39,482,000 | $ 146,000 | $ 64,000 |
| Garland County Arkansas | 186 | $ 28,940,000 | $ 155,000 | $ 94,000 |
| Saline County Arkansas | 184 | $ 33,070,000 | $ 179,000 | $ 77,000 |
| Cleveland County North Carolina | 125 | $ 11,829,000 | $ 94,000 | $ 68,000 |
| Collin County Texas | 116 | $ 28,140,000 | $ 242,000 | $ 126,000 |
| Faulkner County Arkansas | 114 | $ 25,890,000 | $ 227,000 | $ 68,000 |
| Denton County Texas | 90 | $ 18,804,000 | $ 208,000 | $ 117,000 |
| Lonoke County Arkansas | 88 | $ 12,604,000 | $ 143,000 | $ 70,000 |
| Gaston County North Carolina | 85 | $ 10,871,000 | $ 127,000 | $ 104,000 |
| Benton County Arkansas | 64 | $ 10,526,000 | $ 164,000 | $ 83,000 |
| Dallas County Texas | 64 | $ 12,656,000 | $ 197,000 | $ 111,000 |
| Crawford County Arkansas | 63 | $ 6,621,000 | $ 105,000 | $ 60,000 |
| Pope County Arkansas | 56 | $ 5,354,000 | $ 95,000 | $ 60,000 |
| Johnson County Arkansas | 47 | $ 3,207,000 | $ 68,000 | $ 56,000 |
| Boone County Arkansas | 40 | $ 3,099,000 | $ 77,000 | $ 69,000 |
| Hempstead County Arkansas | 39 | $ 1,974,000 | $ 50,000 | $ 56,000 |
| Lowndes County Georgia | 36 | $ 2,913,000 | $ 80,000 | $ 53,000 |
| Hot Spring County Arkansas | 35 | $ 3,549,000 | $ 101,000 | $ 78,000 |
| Geneva County Alabama | 34 | $ 1,800,000 | $ 52,000 | $ 52,000 |
| Baxter County Arkansas | 33 | $ 3,133,000 | $ 94,000 | $ 59,000 |
| Sebastian County Arkansas | 31 | $ 6,184,000 | $ 199,000 | $ 59,000 |
| Washington County Arkansas | 30 | $ 6,346,000 | $ 211,000 | $ 86,000 |
| Newton County Arkansas | 29 | $ 900,000 | $ 31,000 | $ 35,000 |
| Franklin County Arkansas | 28 | $ 2,030,000 | $ 72,000 | $ 46,000 |
| Tarrant County Texas | 28 | $ 4,545,000 | $ 162,000 | $ 109,000 |
| Lincoln County North Carolina | 26 | $ 2,621,000 | $ 100,000 | $ 57,000 |
| Glynn County Georgia | 19 | $ 3,450,000 | $ 181,000 | $ 84,000 |
| Mecklenburg County North Carolina | 19 | $ 7,077,000 | $ 372,000 | $ 75,000 |
| Clark County Arkansas | 18 | $ 2,422,000 | $ 134,000 | $ 131,000 |
| Logan County Arkansas | 16 | $ 1,283,000 | $ 80,000 | $ 36,000 |
| Bartow County Georgia | 16 | $ 1,262,000 | $ 78,000 | $ 90,000 |
| Decatur County Georgia | 16 | $ 1,016,000 | $ 63,000 | $ 73,000 |
| Bowie County Texas | 16 | $ 2,167,000 | $ 135,000 | $ 76,000 |
| Van Buren County Arkansas | 15 | $ 2,083,000 | $ 138,000 | $ 65,000 |
| Searcy County Arkansas | 13 | $ 562,000 | $ 43,000 | $ 65,000 |
| Dawson County Georgia | 13 | $ 1,692,000 | $ 130,000 | $ 70,000 |
| Marion County Arkansas | 11 | $ 747,000 | $ 67,000 | $ 36,000 |
| Forsyth County Georgia | 11 | $ 1,735,000 | $ 157,000 | $ 55,000 |
| Rutherford County North Carolina | 11 | $ 1,439,000 | $ 130,000 | $ 67,000 |
| Nevada County Arkansas | 10 | $ 339,000 | $ 33,000 | $ 44,000 |
| Mobile County Alabama | 9 | $ 1,476,000 | $ 164,000 | $ 68,000 |
| Cleburne County Arkansas | 9 | $ 1,529,000 | $ 169,000 | $ 73,000 |
| Coweta County Georgia | 9 | $ 383,000 | $ 42,000 | $ 48,000 |
| Grady County Georgia | 9 | $ 285,000 | $ 31,000 | $ 36,000 |
| Travis County Texas | 9 | $ 2,579,000 | $ 286,000 | $ 154,000 |
| Henry County Georgia | 8 | $ 1,166,000 | $ 145,000 | $ 44,000 |
| New Hanover County North Carolina | 8 | $ 2,568,000 | $ 321,000 | $ 117,000 |
| Perry County Arkansas | 7 | $ 718,000 | $ 102,000 | $ 81,000 |
| Marion County Florida | 7 | $ 487,000 | $ 69,000 | $ 117,000 |
| Columbia County Arkansas | 6 | $ 124,000 | $ 20,000 | $ 50,000 |
| Chatham County Georgia | 6 | $ 3,631,000 | $ 605,000 | $ 305,000 |
| Douglas County Georgia | 6 | $ 1,330,000 | $ 221,000 | $ 42,000 |
| Echols County Georgia | 6 | $ 93,000 | $ 15,000 | $ 21,000 |
| Fulton County Georgia | 6 | $ 30,106,000 | $ 5,017,000 | $ 307,000 |
| Bexar County Texas | 6 | $ 3,176,000 | $ 529,000 | $ 83,000 |
| Montgomery County Arkansas | 5 | $ 1,307,000 | $ 261,000 | $ 231,000 |
| White County Arkansas | 5 | $ 524,000 | $ 104,000 | $ 56,000 |
| Holmes County Florida | 5 | $ 477,000 | $ 95,000 | $ 69,000 |
| Brooks County Georgia | 5 | $ 208,000 | $ 41,000 | $ 36,000 |
| Carroll County Georgia | 5 | $ 1,368,000 | $ 273,000 | $ 50,000 |
| Floyd County Georgia | 5 | $ 388,000 | $ 77,000 | $ 57,000 |
| Hall County Georgia | 5 | $ 545,000 | $ 109,000 | $ 60,000 |
| Carroll County Arkansas | 4 | $ 254,000 | $ 63,000 | $ 38,000 |
| Conway County Arkansas | 4 | $ 796,000 | $ 199,000 | $ 134,000 |
| Little River County Arkansas | 4 | $ 380,000 | $ 95,000 | $ 56,000 |
| Miller County Arkansas | 4 | $ 204,000 | $ 51,000 | $ 43,000 |
| Stone County Arkansas | 4 | $ 73,000 | $ 18,000 | $ 46,000 |
| Manatee County Florida | 4 | $ 996,000 | $ 249,000 | $ 113,000 |
| Walton County Florida | 4 | $ 231,000 | $ 57,000 | $ 28,000 |
| Clayton County Georgia | 4 | $ 206,000 | $ 51,000 | $ 9,000 |
| Cobb County Georgia | 4 | $ 886,000 | $ 221,000 | $ 76,000 |
| DeKalb County Georgia | 4 | $ 1,149,000 | $ 287,000 | $ 125,000 |
| Gordon County Georgia | 4 | $ 642,000 | $ 160,000 | $ 76,000 |
| Gwinnett County Georgia | 4 | $ 1,164,000 | $ 291,000 | $ 42,000 |
| Lumpkin County Georgia | 4 | $ 223,000 | $ 55,000 | $ 51,000 |
| Pickens County Georgia | 4 | $ 239,000 | $ 59,000 | $ 47,000 |
| Sequoyah County Oklahoma | 4 | $ 251,000 | $ 62,000 | $ 36,000 |
| Grant County Arkansas | 3 | $ 426,000 | $ 142,000 | $ 72,000 |
| Yell County Arkansas | 3 | $ 468,000 | $ 156,000 | $ 68,000 |
| Cherokee County Georgia | 3 | $ 553,000 | $ 184,000 | $ 64,000 |
| Cherokee County South Carolina | 3 | $ 209,000 | $ 69,000 | $ 57,000 |
| Davidson County Tennessee | 3 | $ 628,000 | $ 209,000 | $ 105,000 |
| Grayson County Texas | 3 | $ 925,000 | $ 308,000 | $ 135,000 |
| Harris County Texas | 3 | $ 836,000 | $ 278,000 | $ 204,000 |
| Baldwin County Alabama | 2 | $ 536,000 | $ 268,000 | $ 71,000 |
| Coffee County Alabama | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Maricopa County Arizona | 2 | $ 320,000 | $ 160,000 | $ 110,000 |
| Craighead County Arkansas | 2 | $ 405,000 | $ 202,000 | $ 40,000 |
| Pike County Arkansas | 2 | $ 179,000 | $ 89,000 | $ 76,000 |
| Brantley County Georgia | 2 | $ 144,000 | $ 72,000 | $ 83,000 |
| Camden County Georgia | 2 | $ 109,000 | $ 54,000 | $ 53,000 |
| Oconee County Georgia | 2 | $ 412,000 | $ 206,000 | $ 80,000 |
| Paulding County Georgia | 2 | $ 333,000 | $ 166,000 | $ 34,000 |
| Wyandotte County Kansas | 2 | $ 157,000 | $ 78,000 | $ 36,000 |
| Taney County Missouri | 2 | $ 106,000 | $ 53,000 | $ 20,000 |
| Catawba County North Carolina | 2 | $ 143,000 | $ 71,000 | $ 50,000 |
| Greenwood County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Spartanburg County South Carolina | 2 | $ 699,000 | $ 349,000 | $ 14,000 |
| York County South Carolina | 2 | $ 505,000 | $ 252,000 | $ 16,000 |
| Cass County Texas | 2 | $ 116,000 | $ 58,000 | $ 77,000 |
| Montgomery County Texas | 2 | $ 203,000 | $ 101,000 | $ 51,000 |
| DeKalb County Alabama | 1 | $ 44,000 | $ 44,000 | $ 56,000 |
| Crittenden County Arkansas | 1 | $ 173,000 | $ 173,000 | $ 64,000 |
| Jefferson County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 53,000 |
| Lafayette County Arkansas | 1 | $ 7,000 | $ 7,000 | $ 96,000 |
| Madison County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 73,000 |
| Ouachita County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Polk County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Prairie County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 13,000 |
| Los Angeles County California | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| Sonoma County California | 1 | $ 372,000 | $ 372,000 | $ 148,000 |
| Fairfield County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 15,000 |
| Hartford County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Hamilton County Florida | 1 | $ 35,000 | $ 35,000 | $ 7,000 |
| St. Johns County Florida | 1 | $ 1,454,000 | $ 1,454,000 | $ 0 |
| Washington County Florida | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Barrow County Georgia | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Ben Hill County Georgia | 1 | $ 122,000 | $ 122,000 | $ 90,000 |
| Bulloch County Georgia | 1 | $ 244,000 | $ 244,000 | $ 85,000 |
| Clarke County Georgia | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Cook County Georgia | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Fayette County Georgia | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Habersham County Georgia | 1 | $ 218,000 | $ 218,000 | $ 85,000 |
| Haralson County Georgia | 1 | $ 288,000 | $ 288,000 | $ 78,000 |
| Jackson County Georgia | 1 | $ 312,000 | $ 312,000 | $ 104,000 |
| Lanier County Georgia | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Liberty County Georgia | 1 | $ 116,000 | $ 116,000 | $ 87,000 |
| Meriwether County Georgia | 1 | $ 56,000 | $ 56,000 | $ 68,000 |
| Miller County Georgia | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Newton County Georgia | 1 | $ 2,000 | $ 2,000 | $ 19,000 |
| Spalding County Georgia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Will County Illinois | 1 | $ 112,000 | $ 112,000 | $ 71,000 |
| Sedgwick County Kansas | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Allegan County Michigan | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Genesee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Oakland County Michigan | 1 | $ 56,000 | $ 56,000 | $ 182,000 |
| Ottawa County Michigan | 1 | $ 217,000 | $ 217,000 | $ 69,000 |
| Adams County Mississippi | 1 | $ 417,000 | $ 417,000 | $ 197,000 |
| Neshoba County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Pike County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Cape Girardeau County Missouri | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Dallas County Missouri | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Jackson County Missouri | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
| Ozark County Missouri | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| St. Louis County Missouri | 1 | $ 417,000 | $ 417,000 | $ 177,000 |
| Atlantic County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Camden County New Jersey | 1 | $ 174,000 | $ 174,000 | $ 153,000 |
| Gloucester County New Jersey | 1 | $ 357,000 | $ 357,000 | $ 153,000 |
| Mercer County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 64,000 |
| Monmouth County New Jersey | 1 | $ 404,000 | $ 404,000 | $ 157,000 |
| Queens County New York | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Suffolk County New York | 1 | $ 145,000 | $ 145,000 | $ 178,000 |
| Union County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 73,000 |
| Wake County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Lucas County Ohio | 1 | $ 106,000 | $ 106,000 | $ 109,000 |
| Oklahoma County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Okmulgee County Oklahoma | 1 | $ 2,156,000 | $ 2,156,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 100,000 |
| Aiken County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 601,000 |
| Beaufort County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Charleston County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 89,000 |
| Jasper County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Lexington County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 87,000 |
| Hamilton County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Maury County Tennessee | 1 | $ 313,000 | $ 313,000 | $ 85,000 |
| Polk County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Shelby County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 258,000 |
| Williamson County Tennessee | 1 | $ 349,000 | $ 349,000 | $ 96,000 |
| Wilson County Tennessee | 1 | $ 408,000 | $ 408,000 | $ 169,000 |
| Bastrop County Texas | 1 | $ 200,000 | $ 200,000 | $ 133,000 |
| Brazoria County Texas | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Caldwell County Texas | 1 | $ 1,000 | $ 1,000 | $ 22,000 |
| Ellis County Texas | 1 | $ 276,000 | $ 276,000 | $ 60,000 |
| Fort Bend County Texas | 1 | $ 155,000 | $ 155,000 | $ 186,000 |
| Franklin County Texas | 1 | $ 276,000 | $ 276,000 | $ 449,000 |
| Jasper County Texas | 1 | $ 770,000 | $ 770,000 | $ 327,000 |
| Johnson County Texas | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Lubbock County Texas | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Williamson County Texas | 1 | $ 204,000 | $ 204,000 | $ 87,000 |
| Wise County Texas | 1 | $ 264,000 | $ 264,000 | $ 159,000 |
| Weber County Utah | 1 | $ 221,000 | $ 221,000 | $ 89,000 |
| Henrico County Virginia | 1 | $ 752,000 | $ 752,000 | $ 432,000 |
| Hopewell County Virginia | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Prince William County Virginia | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Bank Of The Ozarks in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,527 | $272,752,000 | $178,000 | $29,173,000 | $79,000 | $1,511,000 |
| Refinancing | 712 | $120,964,000 | $169,000 | $2,156,000 | $87,000 | $2,662,000 |
| Home Improvement | 253 | $10,626,000 | $42,000 | $656,000 | $52,000 | $278,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,964 | $279,174,000 | $142,000 | $1,610,000 | $85,000 | $2,662,000 |
| Not applicable | 187 | $76,169,000 | $407,000 | $29,173,000 | $0 | $0 |
| Black or African American | 117 | $13,401,000 | $114,000 | $665,000 | $66,000 | $600,000 |
| Hispanic | 87 | $11,588,000 | $133,000 | $417,000 | $86,000 | $752,000 |
| Asian | 83 | $16,966,000 | $204,000 | $664,000 | $118,000 | $644,000 |
| Not Provided | 48 | $6,723,000 | $140,000 | $417,000 | $83,000 | $528,000 |
| American Indian or Alaskan Native | 4 | $111,000 | $27,000 | $65,000 | $49,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $210,000 | $105,000 | $171,000 | $107,000 | $191,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,018 | $339,064,000 | $168,000 | $29,173,000 | $84,000 | $2,662,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 185 | $20,705,000 | $111,000 | $245,000 | $40,000 | $87,000 |
| FHA-insured (Federal Housing Administration) | 175 | $24,604,000 | $140,000 | $349,000 | $69,000 | $521,000 |
| VA-guaranteed (Veterans Administration) | 114 | $19,969,000 | $175,000 | $558,000 | $60,000 | $154,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,741 | $291,285,000 | $167,000 | $29,173,000 | $80,000 | $1,511,000 |
| Application Denied By Financial Institution | 423 | $51,750,000 | $122,000 | $1,610,000 | $63,000 | $1,200,000 |
| Application Withdrawn By Applicant | 304 | $56,349,000 | $185,000 | $1,500,000 | $96,000 | $2,662,000 |
| Application Approved But Not Accepted | 24 | $4,958,000 | $206,000 | $1,454,000 | $67,000 | $279,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 193 | $17,510,000 | $90,000 | $1,610,000 | $50,000 | $664,000 |
| Debt-To-Income Ratio | 97 | $12,870,000 | $132,000 | $980,000 | $53,000 | $460,000 |
| Collateral | 48 | $6,045,000 | $125,000 | $585,000 | $78,000 | $233,000 |
| Credit Application Incomplete | 43 | $8,262,000 | $192,000 | $770,000 | $127,000 | $1,200,000 |
| Other | 13 | $2,255,000 | $173,000 | $680,000 | $96,000 | $356,000 |
| Unverifiable Information | 10 | $1,679,000 | $167,000 | $293,000 | $49,000 | $122,000 |
| Employment History | 8 | $828,000 | $103,000 | $223,000 | $49,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,119,000 | $139,000 | $294,000 | $74,000 | $137,000 |
| Mortgage Insurance Denied | 1 | $87,000 | $87,000 | $87,000 | $82,000 | $82,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The Ozarks's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of The Ozarks's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.