Bank Of The West
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Bank Of The West 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bank Of The West
180 Montgomery Street
San Francisco, CA 94104
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 15,523
Total Mortgage Loan Application Amount $6,163,294,000
Average Mortgage Loan Application Amount $350,333
Highest Mortgage Loan Application Amount $61,600,000
Average Applicant Income $118,666
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Bank Of The West. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The West's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Bank Of The West's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The West serves its applicants.

Each category highlights the total number of mortgage applications processed by Bank Of The West, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The West's mortgage activity for 2017.

Mortgage Loan Application Totals for Bank Of The West by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 1,988 $ 1,233,886,000 $ 620,000 $ 176,000
OAKLAND-HAYWARD-BERKELEY, CA 1,090 $ 571,348,000 $ 524,000 $ 144,000
DENVER-AURORA-LAKEWOOD, CO 934 $ 289,466,000 $ 309,000 $ 112,000
ANAHEIM-SANTA ANA-IRVINE, CA 643 $ 474,463,000 $ 737,000 $ 219,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 524 $ 165,502,000 $ 315,000 $ 108,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 489 $ 337,565,000 $ 690,000 $ 196,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 476 $ 376,779,000 $ 791,000 $ 191,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 420 $ 159,943,000 $ 349,500 $ 81,500
OMAHA-COUNCIL BLUFFS, NE-IA 414 $ 58,550,000 $ 140,000 $ 71,500
MODESTO, CA 398 $ 93,445,000 $ 234,000 $ 113,000
LAS VEGAS-HENDERSON-PARADISE, NV 387 $ 111,499,000 $ 288,000 $ 77,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 366 $ 143,193,000 $ 391,000 $ 145,000
STOCKTON-LODI, CA 342 $ 80,431,000 $ 235,000 $ 109,000
SAN DIEGO-CARLSBAD, CA 312 $ 181,659,000 $ 582,000 $ 161,000
ALBUQUERQUE, NM 265 $ 40,279,000 $ 151,000 $ 87,000
PHOENIX-MESA-SCOTTSDALE, AZ 261 $ 65,832,000 $ 252,000 $ 74,000
SANTA ROSA, CA 256 $ 131,802,000 $ 514,000 $ 159,000
FRESNO, CA 211 $ 43,584,000 $ 206,000 $ 90,000
KANSAS CITY, MO-KS 202 $ 33,677,000 $ 169,000 $ 77,000
WICHITA, KS 181 $ 20,139,000 $ 111,000 $ 84,000
DES MOINES-WEST DES MOINES, IA 164 $ 18,429,000 $ 112,000 $ 93,000
VALLEJO-FAIRFIELD, CA 153 $ 41,596,000 $ 271,000 $ 98,000
RENO, NV 138 $ 99,430,000 $ 720,000 $ 113,000
BOISE CITY, ID 133 $ 23,992,000 $ 180,000 $ 37,000
BOULDER, CO 123 $ 51,357,000 $ 417,000 $ 145,000
TUCSON, AZ 121 $ 38,563,000 $ 318,000 $ 88,000
OXNARD-THOUSAND OAKS-VENTURA, CA 110 $ 57,369,000 $ 521,000 $ 148,000
SEATTLE-BELLEVUE-EVERETT, WA 106 $ 45,686,000 $ 431,000 $ 83,000
BAKERSFIELD, CA 97 $ 19,757,000 $ 203,000 $ 48,000
SAN RAFAEL, CA 95 $ 79,307,000 $ 834,000 $ 260,000
SALINAS, CA 93 $ 65,042,000 $ 699,000 $ 163,000
VISALIA-PORTERVILLE, CA 91 $ 20,381,000 $ 223,000 $ 188,000
SANTA MARIA-SANTA BARBARA, CA 86 $ 61,427,000 $ 714,000 $ 220,000
OKLAHOMA CITY, OK 80 $ 17,800,000 $ 222,000 $ 78,000
SALT LAKE CITY, UT 80 $ 30,276,000 $ 378,000 $ 71,000
TACOMA-LAKEWOOD, WA 80 $ 21,294,000 $ 266,000 $ 65,000
LAS CRUCES, NM 79 $ 7,236,000 $ 91,000 $ 59,000
SANTA CRUZ-WATSONVILLE, CA 71 $ 37,364,000 $ 526,000 $ 148,000
NAPA, CA 70 $ 61,966,000 $ 885,000 $ 182,000
FORT COLLINS, CO 69 $ 22,028,000 $ 319,000 $ 107,000
LINCOLN, NE 68 $ 11,074,000 $ 162,000 $ 77,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 61 $ 41,706,000 $ 683,000 $ 104,000
GRAND JUNCTION, CO 60 $ 10,965,000 $ 182,000 $ 93,000
GREELEY, CO 60 $ 14,973,000 $ 249,000 $ 80,000
HANFORD-CORCORAN, CA 58 $ 6,626,000 $ 114,000 $ 150,000
CHICO, CA 57 $ 8,157,000 $ 143,000 $ 65,000
JACKSONVILLE, FL 55 $ 6,909,000 $ 125,000 $ 0
OGDEN-CLEARFIELD, UT 52 $ 11,923,000 $ 229,000 $ 18,000
COLORADO SPRINGS, CO 50 $ 10,804,000 $ 216,000 $ 73,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 46 $ 6,509,000 $ 141,000 $ 0
MERCED, CA 45 $ 13,915,000 $ 309,000 $ 158,000
CHEYENNE, WY 39 $ 4,415,000 $ 113,000 $ 60,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 36 $ 14,736,000 $ 409,000 $ 122,000
KENNEWICK-RICHLAND, WA 31 $ 4,889,000 $ 157,000 $ 68,000
CEDAR RAPIDS, IA 30 $ 4,107,000 $ 136,000 $ 61,000
ENID, OK 30 $ 2,332,000 $ 77,000 $ 74,000
SPOKANE-SPOKANE VALLEY, WA 29 $ 3,957,000 $ 136,000 $ 17,000
TULSA, OK 29 $ 3,661,000 $ 126,000 $ 71,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 28 $ 5,498,000 $ 196,000 $ 14,000
CARSON CITY, NV 27 $ 5,398,000 $ 199,000 $ 110,000
FARGO, ND-MN 27 $ 8,856,000 $ 244,500 $ 73,500
SALEM, OR 27 $ 6,971,000 $ 258,000 $ 99,000
FLAGSTAFF, AZ 25 $ 3,658,000 $ 146,000 $ 73,000
GRAND ISLAND, NE 23 $ 2,043,000 $ 88,000 $ 69,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 21 $ 13,596,000 $ 647,000 $ 24,000
NORTH PORT-SARASOTA-BRADENTON, FL 21 $ 2,680,000 $ 127,000 $ 0
PRESCOTT, AZ 20 $ 3,988,000 $ 199,000 $ 86,000
YAKIMA, WA 20 $ 4,589,000 $ 229,000 $ 69,000
MADERA, CA 19 $ 3,991,000 $ 210,000 $ 67,000
BREMERTON-SILVERDALE, WA 18 $ 4,450,000 $ 247,000 $ 49,000
YUBA CITY, CA 17 $ 7,620,000 $ 448,000 $ 52,000
AMES, IA 16 $ 1,607,000 $ 100,000 $ 95,000
OLYMPIA-TUMWATER, WA 16 $ 4,481,000 $ 280,000 $ 35,000
ANCHORAGE, AK 15 $ 1,705,000 $ 113,000 $ 0
PROVO-OREM, UT 15 $ 13,275,000 $ 885,000 $ 68,000
CASPER, WY 14 $ 1,860,000 $ 132,000 $ 65,000
ST. CLOUD, MN 13 $ 1,660,000 $ 127,000 $ 100,000
LA CROSSE-ONALASKA, WI-MN 12 $ 1,381,000 $ 217,000 $ 129,000
ORLANDO-KISSIMMEE-SANFORD, FL 12 $ 2,182,000 $ 181,000 $ 0
BEND-REDMOND, OR 10 $ 2,655,000 $ 265,000 $ 115,000
COEUR D'ALENE, ID 9 $ 1,186,000 $ 131,000 $ 8,000
ROCHESTER, MN 9 $ 737,000 $ 81,000 $ 50,000
LAKE HAVASU CITY-KINGMAN, AZ 8 $ 1,098,000 $ 137,000 $ 123,000
MIAMI-MIAMI BEACH-KENDALL, FL 8 $ 1,826,000 $ 228,000 $ 0
SANTA FE, NM 8 $ 3,058,000 $ 382,000 $ 93,000
SIOUX CITY, IA-NE-SD 8 $ 677,000 $ 79,000 $ 63,333
PORT ST. LUCIE, FL 7 $ 1,002,000 $ 143,000 $ 0
PUEBLO, CO 7 $ 1,102,000 $ 157,000 $ 55,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 6 $ 1,175,000 $ 195,000 $ 0
IOWA CITY, IA 6 $ 1,031,000 $ 171,000 $ 114,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 6 $ 786,000 $ 266,000 $ 0
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 6 $ 1,129,000 $ 188,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 5 $ 1,078,000 $ 215,000 $ 37,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 5 $ 614,000 $ 122,000 $ 0
DULUTH, MN-WI 5 $ 478,000 $ 108,500 $ 57,000
LONGVIEW, WA 5 $ 2,465,000 $ 493,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 5 $ 556,000 $ 111,000 $ 19,000
ST. GEORGE, UT 5 $ 2,135,000 $ 427,000 $ 89,000
GARY, IN 4 $ 363,000 $ 90,000 $ 0
LAWRENCE, KS 4 $ 812,000 $ 203,000 $ 71,000
EUGENE, OR 3 $ 878,000 $ 292,000 $ 43,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 3 $ 1,340,000 $ 446,000 $ 0
IDAHO FALLS, ID 3 $ 976,000 $ 325,000 $ 30,000
REDDING, CA 3 $ 776,000 $ 258,000 $ 24,000
SIOUX FALLS, SD 3 $ 383,000 $ 127,000 $ 49,000
ALBANY, OR 2 $ 518,000 $ 259,000 $ 123,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 2 $ 154,000 $ 77,000 $ 0
BELLINGHAM, WA 2 $ 462,000 $ 231,000 $ 162,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2 $ 670,000 $ 335,000 $ 0
DALLAS-PLANO-IRVING, TX 2 $ 238,000 $ 119,000 $ 79,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 2 $ 458,000 $ 229,000 $ 0
LAWTON, OK 2 $ 65,000 $ 32,000 $ 4,000
OSHKOSH-NEENAH, WI 2 $ 1,400,000 $ 700,000 $ 12,000
POCATELLO, ID 2 $ 59,000 $ 29,000 $ 30,000
PUNTA GORDA, FL 2 $ 186,000 $ 93,000 $ 0
SIERRA VISTA-DOUGLAS, AZ 2 $ 565,000 $ 282,000 $ 0
TOPEKA, KS 2 $ 186,000 $ 93,000 $ 70,000
WALLA WALLA, WA 2 $ 249,000 $ 124,000 $ 80,000
BISMARCK, ND 1 $ 360,000 $ 360,000 $ 120,000
BROWNSVILLE-HARLINGEN, TX 1 $ 1,088,000 $ 1,088,000 $ 0
CLARKSVILLE, TN-KY 1 $ 214,000 $ 214,000 $ 0
CORVALLIS, OR 1 $ 126,000 $ 126,000 $ 39,000
DANVILLE, IL 1 $ 330,000 $ 330,000 $ 0
FARMINGTON, NM 1 $ 70,000 $ 70,000 $ 90,000
GRAND FORKS, ND-MN 1 $ 360,000 $ 360,000 $ 640,000
KAHULUI-WAILUKU-LAHAINA, HI 1 $ 612,000 $ 612,000 $ 510,000
LAREDO, TX 1 $ 1,500,000 $ 1,500,000 $ 0
LOGAN, UT-ID 1 $ 117,000 $ 117,000 $ 0
MANKATO-NORTH MANKATO, MN 1 $ 255,000 $ 255,000 $ 125,000
MEDFORD, OR 1 $ 250,000 $ 250,000 $ 60,000
MOUNT VERNON-ANACORTES, WA 1 $ 442,000 $ 442,000 $ 73,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1 $ 470,000 $ 470,000 $ 0
PEORIA, IL 1 $ 195,000 $ 195,000 $ 0
PHILADELPHIA, PA 1 $ 184,000 $ 184,000 $ 0
RACINE, WI 1 $ 608,000 $ 608,000 $ 0
RAPID CITY, SD 1 $ 287,000 $ 287,000 $ 86,000
ROCKFORD, IL 1 $ 315,000 $ 315,000 $ 0
SHEBOYGAN, WI 1 $ 204,000 $ 204,000 $ 67,000
SPRINGFIELD, MO 1 $ 126,000 $ 126,000 $ 110,000
ST. LOUIS, MO-IL 1 $ 675,000 $ 675,000 $ 0
URBAN HONOLULU, HI 1 $ 1,500,000 $ 1,500,000 $ 0
VALDOSTA, GA 1 $ 469,000 $ 469,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 20,000,000 $ 20,000,000 $ 0
WENATCHEE, WA 1 $ 461,000 $ 461,000 $ 215,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 323,000 $ 323,000 $ 0

Mortgage Loan Application Detail Totals for Bank Of The West in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,782 $2,948,261,000 $434,000 $61,600,000 $121,000 $5,740,000
Refinancing 6,318 $2,786,664,000 $441,000 $24,500,000 $143,000 $9,999,000
Home Improvement 2,423 $428,369,000 $176,000 $3,300,000 $92,000 $1,633,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,791 $3,082,525,000 $395,000 $11,500,000 $153,000 $8,681,000
Not applicable 2,854 $1,068,063,000 $374,000 $61,600,000 $0 $0
Hispanic 1,623 $421,932,000 $259,000 $4,495,000 $116,000 $9,999,000
Asian 1,533 $907,989,000 $592,000 $6,000,000 $198,000 $4,200,000
Not Provided 1,312 $569,240,000 $433,000 $4,800,000 $167,000 $3,507,000
Black or African American 269 $78,023,000 $290,000 $2,100,000 $105,000 $2,164,000
American Indian or Alaskan Native 81 $16,438,000 $202,000 $1,040,000 $89,000 $547,000
Native Hawaiian or Other Pacific Islander 60 $19,084,000 $318,000 $1,204,000 $118,000 $626,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,920 $6,040,382,000 $404,000 $61,600,000 $128,000 $9,999,000
FHA-insured (Federal Housing Administration) 397 $79,023,000 $199,000 $1,002,000 $65,000 $250,000
VA-guaranteed (Veterans Administration) 174 $39,858,000 $229,000 $697,000 $71,000 $292,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $4,031,000 $125,000 $318,000 $47,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,059 $3,432,260,000 $378,000 $11,500,000 $124,000 $9,999,000
Application Denied By Financial Institution 3,719 $1,612,658,000 $433,000 $61,600,000 $122,000 $3,547,000
Application Withdrawn By Applicant 2,225 $998,279,000 $448,000 $20,000,000 $143,000 $4,200,000
Loan Purchased By The Institution 351 $62,493,000 $178,000 $653,000 $63,000 $362,000
Application Approved But Not Accepted 169 $57,604,000 $340,000 $2,650,000 $162,000 $2,004,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,046 $504,547,000 $482,000 $6,000,000 $76,000 $1,472,000
Unverifiable Information 939 $452,940,000 $482,000 $9,870,000 $163,000 $1,902,000
Credit History 700 $88,197,000 $125,000 $3,000,000 $97,000 $3,547,000
Credit Application Incomplete 481 $290,183,000 $603,000 $61,600,000 $135,000 $1,076,000
Collateral 376 $164,911,000 $438,000 $3,720,000 $148,000 $2,432,000
Other 89 $65,189,000 $732,000 $24,500,000 $223,000 $3,208,000
Insufficient Cash (Downpayment, Closing Cost) 54 $32,960,000 $610,000 $3,000,000 $213,000 $1,633,000
Employment History 31 $11,486,000 $370,000 $1,359,000 $70,000 $192,000
Mortgage Insurance Denied 3 $2,245,000 $748,000 $868,000 $212,000 $268,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The West's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank Of The West's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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