Bankunited, National Association Mortgage Lending & HMDA Data, 2013
In 2013, Bankunited, National Association of Miami Lakes, FL reported 2,242 mortgage applications totaling $1.5 billion, up 53% from 2012. The average application was for $667,736, and applicants reported an average income of $81,955. 11% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (324), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (252) and Los Angeles-Long Beach-Glendale, CA (236) (applications in parentheses).
| Mortgage Company & Address | Bankunited, National Association 7815 Nw 148th Street Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,242 |
| Total Mortgage Loan Application Amount | $1,497,065,000 |
| Average Mortgage Loan Application Amount | $667,736 |
| Highest Mortgage Loan Application Amount | $17,100,000 |
| Average Applicant Income | $81,955 |
| Highest Applicant Income | $4,992,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Miami Beach-Kendall, FL | 324 | $ 137,311,000 | $ 423,799 | $ 184,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 252 | $ 97,539,000 | $ 387,059 | $ 134,000 |
| Los Angeles-Long Beach-Glendale, CA | 236 | $ 235,217,000 | $ 996,682 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 127 | $ 53,560,000 | $ 421,732 | $ 193,000 |
| Santa Ana-Anaheim-Irvine, CA | 116 | $ 118,679,000 | $ 1,023,094 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 92 | $ 93,901,000 | $ 1,020,663 | $ 275,086 |
| Tampa-St. Petersburg-Clearwater, FL | 80 | $ 37,513,000 | $ 468,912 | $ 80,000 |
| San Francisco-San Mateo-Redwood City, CA | 58 | $ 49,925,000 | $ 860,775 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 49 | $ 52,392,000 | $ 1,069,224 | $ 9,000 |
| Port St. Lucie, FL | 46 | $ 11,354,000 | $ 246,826 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 45 | $ 41,829,000 | $ 929,533 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 43 | $ 34,704,000 | $ 807,069 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 41 | $ 11,554,000 | $ 281,804 | $ 97,000 |
| Orlando-Kissimmee-Sanford, FL | 38 | $ 17,913,000 | $ 471,394 | $ 178,000 |
| Dallas-Plano-Irving, TX | 34 | $ 26,582,000 | $ 781,823 | $ 0 |
| Nassau-Suffolk, NY | 34 | $ 24,248,000 | $ 713,176 | $ 153,000 |
| Cape Coral-Fort Myers, FL | 31 | $ 4,751,000 | $ 153,258 | $ 67,000 |
| Phoenix-Mesa-Glendale, AZ | 27 | $ 17,975,000 | $ 665,740 | $ 0 |
| Seattle-Bellevue-Everett, WA | 27 | $ 20,057,000 | $ 742,851 | $ 0 |
| Chicago-Joliet-Naperville, IL | 26 | $ 18,610,000 | $ 715,769 | $ 3,000 |
| Oakland-Fremont-Hayward, CA | 26 | $ 22,616,000 | $ 869,846 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 25 | $ 27,015,000 | $ 1,080,600 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 25 | $ 20,422,000 | $ 816,880 | $ 0 |
| Naples-Marco Island, FL | 24 | $ 22,221,000 | $ 925,875 | $ 173,000 |
| Sebastian-Vero Beach, FL | 24 | $ 3,656,000 | $ 152,333 | $ 46,000 |
| Denver-Aurora-Broomfield, CO | 20 | $ 18,581,000 | $ 929,050 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 18 | $ 14,569,000 | $ 809,388 | $ 0 |
| Boston-Quincy, MA | 17 | $ 12,552,000 | $ 738,352 | $ 0 |
| Cambridge-Newton-Framingham, MA | 16 | $ 10,762,000 | $ 672,625 | $ 0 |
| Austin-Round Rock-San Marcos, TX | 15 | $ 14,587,000 | $ 972,466 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 13,758,000 | $ 917,200 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 14 | $ 10,612,000 | $ 758,000 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 9,699,000 | $ 746,076 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 13 | $ 8,115,000 | $ 624,230 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 11 | $ 10,833,000 | $ 984,818 | $ 0 |
| Baltimore-Towson, MD | 10 | $ 7,921,000 | $ 792,100 | $ 0 |
| Fort Worth-Arlington, TX | 9 | $ 5,519,000 | $ 613,222 | $ 0 |
| Edison-New Brunswick, NJ | 8 | $ 5,307,000 | $ 663,375 | $ 580,000 |
| Newark-Union, NJ-PA | 8 | $ 6,614,000 | $ 826,750 | $ 22,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 4,734,000 | $ 789,000 | $ 0 |
| St. Louis, MO-IL | 6 | $ 4,472,000 | $ 745,333 | $ 0 |
| Napa, CA | 5 | $ 4,167,000 | $ 833,400 | $ 0 |
| Philadelphia, PA | 5 | $ 3,517,000 | $ 703,400 | $ 0 |
| Reno-Sparks, NV | 5 | $ 4,500,000 | $ 900,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 3,576,000 | $ 715,200 | $ 0 |
| Lake County-Kenosha County, IL-WI | 4 | $ 3,620,000 | $ 905,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 4,588,000 | $ 1,147,000 | $ 0 |
| Tulsa, OK | 4 | $ 2,164,000 | $ 541,000 | $ 0 |
| Albuquerque, NM | 3 | $ 2,191,000 | $ 730,333 | $ 0 |
| Barnstable Town, MA | 3 | $ 2,015,000 | $ 671,666 | $ 0 |
| Baton Rouge, LA | 3 | $ 1,899,000 | $ 633,000 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 3 | $ 2,607,000 | $ 869,000 | $ 0 |
| Columbia, SC | 3 | $ 2,181,000 | $ 727,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 524,000 | $ 174,666 | $ 149,000 |
| Indianapolis-Carmel, IN | 3 | $ 2,122,000 | $ 707,333 | $ 0 |
| Kansas City, MO-KS | 3 | $ 1,857,000 | $ 619,000 | $ 0 |
| Las Vegas-Paradise, NV | 3 | $ 2,952,000 | $ 984,000 | $ 0 |
| Oklahoma City, OK | 3 | $ 2,773,000 | $ 924,333 | $ 0 |
| Punta Gorda, FL | 3 | $ 449,000 | $ 149,666 | $ 62,000 |
| Santa Fe, NM | 3 | $ 2,167,000 | $ 722,333 | $ 0 |
| Tucson, AZ | 3 | $ 2,035,000 | $ 678,333 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 2,108,000 | $ 702,666 | $ 0 |
| Ann Arbor, MI | 2 | $ 1,514,000 | $ 757,000 | $ 0 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 2 | $ 1,206,000 | $ 603,000 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 1,140,000 | $ 570,000 | $ 0 |
| Colorado Springs, CO | 2 | $ 957,000 | $ 478,500 | $ 0 |
| Fresno, CA | 2 | $ 1,335,000 | $ 667,500 | $ 0 |
| Harrisburg-Carlisle, PA | 2 | $ 1,126,000 | $ 563,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 1,088,000 | $ 544,000 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 482,000 | $ 241,000 | $ 10,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 1,111,000 | $ 555,500 | $ 101,000 |
| Richmond, VA | 2 | $ 1,549,000 | $ 774,500 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 1,376,000 | $ 688,000 | $ 0 |
| Salinas, CA | 2 | $ 1,087,000 | $ 543,500 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 1,935,000 | $ 967,500 | $ 0 |
| Santa Rosa-Petaluma, CA | 2 | $ 2,038,000 | $ 1,019,000 | $ 0 |
| Savannah, GA | 2 | $ 2,024,000 | $ 1,012,000 | $ 0 |
| Stockton, CA | 2 | $ 1,067,000 | $ 533,500 | $ 0 |
| Akron, OH | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Anchorage, AK | 1 | $ 1,324,000 | $ 1,324,000 | $ 0 |
| Bakersfield-Delano, CA | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Bismarck, ND | 1 | $ 696,000 | $ 696,000 | $ 0 |
| Boulder, CO | 1 | $ 793,000 | $ 793,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 744,000 | $ 744,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Camden, NJ | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Chico, CA | 1 | $ 573,000 | $ 573,000 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 526,000 | $ 526,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 631,000 | $ 631,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Fort Collins-Loveland, CO | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Glens Falls, NY | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Green Bay, WI | 1 | $ 654,000 | $ 654,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Huntsville, AL | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Jacksonville, FL | 1 | $ 528,000 | $ 528,000 | $ 0 |
| Kennewick-Pasco-Richland, WA | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Knoxville, TN | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Lafayette, LA | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Longview, TX | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Madison, WI | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 987,000 | $ 987,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Mobile, AL | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Modesto, CA | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Montgomery, AL | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 526,000 | $ 526,000 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 618,000 | $ 618,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 564,000 | $ 564,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 719,000 | $ 719,000 | $ 0 |
| Peabody, MA | 1 | $ 753,000 | $ 753,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 93,000 | $ 93,000 | $ 23,000 |
| Prescott, AZ | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Raleigh-Cary, NC | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Roanoke, VA | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Salt Lake City, UT | 1 | $ 1,994,000 | $ 1,994,000 | $ 0 |
| San Antonio-New Braunfels, TX | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 699,000 | $ 699,000 | $ 0 |
| Tacoma, WA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Topeka, KS | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Yakima, WA | 1 | $ 497,000 | $ 497,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bankunited, National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,402 | $971,772,000 | $693,000 | $10,110,000 | $87,000 | $4,992,000 |
| Home Purchase | 829 | $517,632,000 | $624,000 | $17,100,000 | $73,000 | $1,510,000 |
| Home Improvement | 11 | $7,661,000 | $696,000 | $5,550,000 | $114,000 | $222,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,234 | $1,156,194,000 | $936,000 | $17,100,000 | $0 | $0 |
| White | 513 | $209,857,000 | $409,000 | $7,000,000 | $233,000 | $4,992,000 |
| Hispanic | 305 | $79,387,000 | $260,000 | $2,379,000 | $149,000 | $2,500,000 |
| Not Provided | 102 | $34,287,000 | $336,000 | $2,185,000 | $122,000 | $1,151,000 |
| Black or African American | 59 | $8,250,000 | $139,000 | $610,000 | $61,000 | $246,000 |
| Asian | 28 | $8,940,000 | $319,000 | $1,550,000 | $150,000 | $734,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $150,000 | $150,000 | $150,000 | $38,000 | $38,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,028 | $1,469,410,000 | $724,000 | $17,100,000 | $86,000 | $4,992,000 |
| FHA-insured (Federal Housing Administration) | 214 | $27,655,000 | $129,000 | $415,000 | $48,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,447 | $1,104,097,000 | $763,000 | $5,000,000 | $6,000 | $360,000 |
| Loan Originated | 247 | $194,682,000 | $788,000 | $17,100,000 | $306,000 | $4,992,000 |
| Application Denied By Financial Institution | 227 | $87,667,000 | $386,000 | $4,000,000 | $193,000 | $4,992,000 |
| Application Withdrawn By Applicant | 115 | $46,886,000 | $407,000 | $7,000,000 | $183,000 | $1,182,000 |
| File Closed For Incompleteness | 104 | $35,829,000 | $344,000 | $3,300,000 | $173,000 | $1,444,000 |
| Application Approved But Not Accepted | 102 | $27,904,000 | $273,000 | $2,300,000 | $164,000 | $1,000,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 79 | $31,997,000 | $405,000 | $2,185,000 | $114,000 | $1,151,000 |
| Credit History | 59 | $24,040,000 | $407,000 | $4,000,000 | $315,000 | $4,992,000 |
| Collateral | 41 | $13,466,000 | $328,000 | $1,614,000 | $187,000 | $516,000 |
| Other | 19 | $8,977,000 | $472,000 | $1,700,000 | $266,000 | $1,489,000 |
| Unverifiable Information | 11 | $4,282,000 | $389,000 | $1,500,000 | $103,000 | $375,000 |
| Credit Application Incomplete | 11 | $3,280,000 | $298,000 | $960,000 | $166,000 | $708,000 |
| Mortgage Insurance Denied | 4 | $387,000 | $96,000 | $144,000 | $55,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $823,000 | $411,000 | $628,000 | $138,000 | $222,000 |
| Employment History | 1 | $415,000 | $415,000 | $415,000 | $126,000 | $126,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankunited, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About