Bankwest, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Bankwest, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bankwest, Inc. 420 S. Pierre Street, Po Box 998 Pierre, SD 57501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,345 |
| Total Mortgage Loan Application Amount | $97,732,000 |
| Average Mortgage Loan Application Amount | $73,363 |
| Highest Mortgage Loan Application Amount | $4,100,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $1,580,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Bankwest, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bankwest, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Bankwest, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bankwest, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bankwest, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bankwest, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hughes County South Dakota | 257 | $ 19,612,000 | $ 76,000 | $ 54,000 |
| Pennington County South Dakota | 82 | $ 8,990,000 | $ 109,000 | $ 58,000 |
| Minnehaha County South Dakota | 57 | $ 2,077,000 | $ 36,000 | $ 40,000 |
| Stanley County South Dakota | 41 | $ 2,922,000 | $ 71,000 | $ 55,000 |
| Gregory County South Dakota | 32 | $ 1,691,000 | $ 52,000 | $ 60,000 |
| Davison County South Dakota | 31 | $ 2,853,000 | $ 92,000 | $ 53,000 |
| Meade County South Dakota | 30 | $ 3,594,000 | $ 119,000 | $ 55,000 |
| Lawrence County South Dakota | 26 | $ 8,223,000 | $ 316,000 | $ 91,000 |
| Walworth County South Dakota | 25 | $ 1,194,000 | $ 47,000 | $ 45,000 |
| Sully County South Dakota | 23 | $ 974,000 | $ 42,000 | $ 37,000 |
| Tripp County South Dakota | 22 | $ 1,166,000 | $ 53,000 | $ 69,000 |
| Brown County South Dakota | 16 | $ 807,000 | $ 50,000 | $ 66,000 |
| Brookings County South Dakota | 13 | $ 523,000 | $ 40,000 | $ 40,000 |
| Campbell County Wyoming | 13 | $ 2,054,000 | $ 158,000 | $ 49,000 |
| Lyman County South Dakota | 12 | $ 746,000 | $ 62,000 | $ 48,000 |
| Custer County South Dakota | 10 | $ 800,000 | $ 80,000 | $ 75,000 |
| Lincoln County South Dakota | 10 | $ 383,000 | $ 38,000 | $ 39,000 |
| Aurora County South Dakota | 9 | $ 753,000 | $ 83,000 | $ 56,000 |
| Jackson County South Dakota | 8 | $ 602,000 | $ 75,000 | $ 80,000 |
| Gallatin County Montana | 7 | $ 403,000 | $ 57,000 | $ 41,000 |
| Beadle County South Dakota | 7 | $ 302,000 | $ 43,000 | $ 35,000 |
| Haakon County South Dakota | 7 | $ 212,000 | $ 30,000 | $ 48,000 |
| Charles Mix County South Dakota | 6 | $ 335,000 | $ 55,000 | $ 68,000 |
| Edmunds County South Dakota | 6 | $ 661,000 | $ 110,000 | $ 352,000 |
| Fall River County South Dakota | 6 | $ 254,000 | $ 42,000 | $ 37,000 |
| Lake County South Dakota | 6 | $ 294,000 | $ 49,000 | $ 30,000 |
| Yankton County South Dakota | 6 | $ 186,000 | $ 31,000 | $ 50,000 |
| Fremont County Wyoming | 6 | $ 290,000 | $ 48,000 | $ 43,000 |
| Burleigh County North Dakota | 5 | $ 266,000 | $ 53,000 | $ 31,000 |
| Stark County North Dakota | 5 | $ 272,000 | $ 54,000 | $ 38,000 |
| Dewey County South Dakota | 5 | $ 245,000 | $ 49,000 | $ 48,000 |
| Weston County Wyoming | 5 | $ 203,000 | $ 40,000 | $ 61,000 |
| Butte County South Dakota | 4 | $ 993,000 | $ 248,000 | $ 25,000 |
| Perkins County South Dakota | 4 | $ 341,000 | $ 85,000 | $ 48,000 |
| Spink County South Dakota | 4 | $ 309,000 | $ 77,000 | $ 67,000 |
| Boone County Iowa | 3 | $ 134,000 | $ 44,000 | $ 38,000 |
| Yellowstone County Montana | 3 | $ 199,000 | $ 66,000 | $ 38,000 |
| Buffalo County Nebraska | 3 | $ 115,000 | $ 38,000 | $ 37,000 |
| Lancaster County Nebraska | 3 | $ 145,000 | $ 48,000 | $ 31,000 |
| Ward County North Dakota | 3 | $ 237,000 | $ 79,000 | $ 50,000 |
| Williams County North Dakota | 3 | $ 128,000 | $ 42,000 | $ 44,000 |
| Campbell County South Dakota | 3 | $ 55,000 | $ 18,000 | $ 80,000 |
| Grant County South Dakota | 3 | $ 164,000 | $ 54,000 | $ 41,000 |
| Hand County South Dakota | 3 | $ 168,000 | $ 56,000 | $ 39,000 |
| Potter County South Dakota | 3 | $ 180,000 | $ 60,000 | $ 45,000 |
| Shannon County South Dakota | 3 | $ 126,000 | $ 42,000 | $ 28,000 |
| Turner County South Dakota | 3 | $ 98,000 | $ 32,000 | $ 59,000 |
| Union County South Dakota | 3 | $ 261,000 | $ 87,000 | $ 52,000 |
| Ziebach County South Dakota | 3 | $ 212,000 | $ 70,000 | $ 48,000 |
| Maricopa County Arizona | 2 | $ 403,000 | $ 201,000 | $ 378,000 |
| Cherry County Nebraska | 2 | $ 93,000 | $ 46,000 | $ 204,000 |
| Dawes County Nebraska | 2 | $ 191,000 | $ 95,000 | $ 68,000 |
| Barnes County North Dakota | 2 | $ 106,000 | $ 53,000 | $ 42,000 |
| Bowman County North Dakota | 2 | $ 64,000 | $ 32,000 | $ 35,000 |
| Emmons County North Dakota | 2 | $ 181,000 | $ 90,000 | $ 78,000 |
| McLean County North Dakota | 2 | $ 175,000 | $ 87,000 | $ 91,000 |
| Mercer County North Dakota | 2 | $ 218,000 | $ 109,000 | $ 82,000 |
| Brule County South Dakota | 2 | $ 168,000 | $ 84,000 | $ 43,000 |
| Clark County South Dakota | 2 | $ 88,000 | $ 44,000 | $ 100,000 |
| Clay County South Dakota | 2 | $ 1,160,000 | $ 580,000 | $ 20,000 |
| Codington County South Dakota | 2 | $ 66,000 | $ 33,000 | $ 23,000 |
| Harding County South Dakota | 2 | $ 86,000 | $ 43,000 | $ 58,000 |
| Hyde County South Dakota | 2 | $ 263,000 | $ 131,000 | $ 176,000 |
| Moody County South Dakota | 2 | $ 171,000 | $ 85,000 | $ 24,000 |
| Todd County South Dakota | 2 | $ 124,000 | $ 62,000 | $ 70,000 |
| Big Horn County Wyoming | 2 | $ 141,000 | $ 70,000 | $ 53,000 |
| Sweetwater County Wyoming | 2 | $ 98,000 | $ 49,000 | $ 33,000 |
| Pima County Arizona | 1 | $ 160,000 | $ 160,000 | $ 150,000 |
| Jefferson County Colorado | 1 | $ 100,000 | $ 100,000 | $ 275,000 |
| Buena Vista County Iowa | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Clay County Iowa | 1 | $ 22,000 | $ 22,000 | $ 10,000 |
| Dickinson County Iowa | 1 | $ 31,000 | $ 31,000 | $ 80,000 |
| Pottawattamie County Iowa | 1 | $ 22,000 | $ 22,000 | $ 26,000 |
| Story County Iowa | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Thomas County Kansas | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Faribault County Minnesota | 1 | $ 17,000 | $ 17,000 | $ 16,000 |
| Hennepin County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Lincoln County Minnesota | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Murray County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 151,000 |
| Nobles County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 285,000 |
| Rock County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 372,000 |
| Custer County Montana | 1 | $ 125,000 | $ 125,000 | $ 6,000 |
| Lewis and Clark County Montana | 1 | $ 41,000 | $ 41,000 | $ 62,000 |
| Missoula County Montana | 1 | $ 78,000 | $ 78,000 | $ 127,000 |
| Park County Montana | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Phillips County Montana | 1 | $ 43,000 | $ 43,000 | $ 37,000 |
| Knox County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 38,000 |
| Sarpy County Nebraska | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| Scotts Bluff County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Sheridan County Nebraska | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Cass County North Dakota | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Foster County North Dakota | 1 | $ 39,000 | $ 39,000 | $ 63,000 |
| Mountrail County North Dakota | 1 | $ 73,000 | $ 73,000 | $ 58,000 |
| Renville County North Dakota | 1 | $ 64,000 | $ 64,000 | $ 68,000 |
| Bennett County South Dakota | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Corson County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Day County South Dakota | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Douglas County South Dakota | 1 | $ 14,000 | $ 14,000 | $ 114,000 |
| Hamlin County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Hanson County South Dakota | 1 | $ 21,000 | $ 21,000 | $ 47,000 |
| Hutchinson County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Jerauld County South Dakota | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Jones County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Kingsbury County South Dakota | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Marshall County South Dakota | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| McPherson County South Dakota | 1 | $ 93,000 | $ 93,000 | $ 69,000 |
| Mellette County South Dakota | 1 | $ 11,000 | $ 11,000 | $ 35,000 |
| Roberts County South Dakota | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| Hill County Texas | 1 | $ 164,000 | $ 164,000 | $ 225,000 |
| Hot Springs County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Sublette County Wyoming | 1 | $ 28,000 | $ 28,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Bankwest, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,096 | $80,594,000 | $89,083 | $4,100,000 | $115,500 | $554,000 |
| Refinancing | 195 | $15,797,000 | $61,833 | $596,000 | $68,833 | $1,580,000 |
| Home Improvement | 54 | $1,341,000 | $43,500 | $153,000 | $39,750 | $112,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,084 | $72,970,000 | $80,916 | $650,000 | $112,916 | $554,000 |
| Not Provided | 132 | $8,913,000 | $62,166 | $1,100,000 | $51,833 | $297,000 |
| American Indian or Alaskan Native | 77 | $3,556,000 | $58,400 | $161,000 | $93,000 | $310,000 |
| Hispanic | 19 | $633,000 | $32,500 | $90,000 | $35,000 | $74,000 |
| Not applicable | 19 | $10,335,000 | $1,045,500 | $4,100,000 | $105,000 | $1,580,000 |
| Asian | 6 | $542,000 | $73,000 | $310,000 | $36,500 | $86,000 |
| Black or African American | 5 | $540,000 | $115,000 | $234,000 | $65,500 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $243,000 | $69,000 | $184,000 | $28,500 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,294 | $92,667,000 | $85,583 | $4,100,000 | $112,833 | $1,580,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $4,676,000 | $78,500 | $596,000 | $38,500 | $153,000 |
| VA-guaranteed (Veterans Administration) | 4 | $321,000 | $98,500 | $135,000 | $45,500 | $70,000 |
| FHA-insured (Federal Housing Administration) | 2 | $68,000 | $34,000 | $40,000 | $34,000 | $37,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 672 | $57,615,000 | $97,200 | $4,100,000 | $119,000 | $1,580,000 |
| Application Denied By Financial Institution | 497 | $27,729,000 | $50,555 | $1,100,000 | $53,666 | $285,000 |
| Application Approved But Not Accepted | 108 | $7,904,000 | $72,000 | $516,000 | $89,666 | $372,000 |
| Preapproval Denied by Financial Institution | 48 | $2,743,000 | $57,000 | $150,000 | $34,000 | $91,000 |
| Application Withdrawn By Applicant | 17 | $1,546,000 | $92,500 | $295,000 | $43,500 | $115,000 |
| File Closed For Incompleteness | 3 | $195,000 | $65,000 | $129,000 | $42,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankwest, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankwest, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.