Barrington Bank & Trust Company, National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Barrington Bank & Trust Company, National Association 201 S. Hough Street Barrington, IL 60010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,898 |
| Total Mortgage Loan Application Amount | $4,247,573,000 |
| Average Mortgage Loan Application Amount | $224,333 |
| Highest Mortgage Loan Application Amount | $2,190,000 |
| Average Applicant Income | $116,333 |
| Highest Applicant Income | $6,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Barrington Bank & Trust Company, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Barrington Bank & Trust Company, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Barrington Bank & Trust Company, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Barrington Bank & Trust Company, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Barrington Bank & Trust Company, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Barrington Bank & Trust Company, National Association's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-JOLIET-NAPERVILLE, IL | 8,986 | $ 2,098,986,000 | $ 233,000 | $ 124,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,733 | $ 505,284,000 | $ 179,500 | $ 89,500 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 787 | $ 212,638,000 | $ 238,000 | $ 159,000 |
| DENVER-AURORA-BROOMFIELD, CO | 466 | $ 116,396,000 | $ 249,000 | $ 107,000 |
| MADISON, WI | 411 | $ 105,184,000 | $ 255,000 | $ 147,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 352 | $ 62,070,000 | $ 151,000 | $ 84,000 |
| ST. LOUIS, MO-IL | 342 | $ 57,153,000 | $ 163,500 | $ 78,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 324 | $ 78,599,000 | $ 242,000 | $ 148,000 |
| BALTIMORE-TOWSON, MD | 257 | $ 66,776,000 | $ 259,000 | $ 104,000 |
| ROCHESTER, MN | 209 | $ 34,289,000 | $ 164,000 | $ 68,000 |
| PHOENIX-MESA-GLENDALE, AZ | 178 | $ 30,444,000 | $ 171,000 | $ 102,000 |
| GARY, IN | 142 | $ 26,950,000 | $ 189,000 | $ 90,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 132 | $ 55,395,000 | $ 419,000 | $ 126,250 |
| WATERLOO-CEDAR FALLS, IA | 124 | $ 13,905,000 | $ 112,000 | $ 54,000 |
| MANHATTAN, KS | 91 | $ 14,686,000 | $ 161,000 | $ 69,000 |
| PHILADELPHIA, PA | 74 | $ 16,537,000 | $ 223,000 | $ 96,000 |
| FORT WAYNE, IN | 71 | $ 9,888,000 | $ 139,000 | $ 83,000 |
| LA CROSSE, WI-MN | 67 | $ 10,883,000 | $ 144,000 | $ 57,500 |
| COLORADO SPRINGS, CO | 65 | $ 14,021,000 | $ 215,000 | $ 98,000 |
| YORK-HANOVER, PA | 65 | $ 11,023,000 | $ 169,000 | $ 63,000 |
| GRAND FORKS, ND-MN | 53 | $ 7,690,000 | $ 147,500 | $ 60,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 53 | $ 17,106,000 | $ 340,500 | $ 168,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 49 | $ 13,295,000 | $ 273,000 | $ 136,500 |
| FORT COLLINS-LOVELAND, CO | 48 | $ 10,687,000 | $ 222,000 | $ 105,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 41 | $ 14,048,000 | $ 342,000 | $ 171,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 41 | $ 16,493,000 | $ 402,000 | $ 178,000 |
| INDIANAPOLIS-CARMEL, IN | 39 | $ 7,833,000 | $ 200,000 | $ 110,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 39 | $ 18,495,000 | $ 474,000 | $ 202,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 38 | $ 15,504,000 | $ 408,000 | $ 150,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 36 | $ 7,442,000 | $ 197,000 | $ 85,500 |
| DECATUR, IL | 34 | $ 3,614,000 | $ 106,000 | $ 88,000 |
| EDISON-NEW BRUNSWICK, NJ | 34 | $ 8,936,000 | $ 262,000 | $ 122,000 |
| KANSAS CITY, MO-KS | 34 | $ 6,791,000 | $ 202,500 | $ 79,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 34 | $ 4,885,000 | $ 143,000 | $ 63,000 |
| NEWARK-UNION, NJ-PA | 34 | $ 10,128,000 | $ 233,500 | $ 110,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 33 | $ 12,820,000 | $ 388,000 | $ 238,000 |
| MEMPHIS, TN-MS-AR | 33 | $ 6,307,000 | $ 186,500 | $ 97,500 |
| SALT LAKE CITY, UT | 30 | $ 8,488,000 | $ 282,000 | $ 154,000 |
| DALLAS-PLANO-IRVING, TX | 27 | $ 7,975,000 | $ 295,000 | $ 185,000 |
| BOULDER, CO | 26 | $ 7,765,000 | $ 298,000 | $ 339,000 |
| PITTSBURGH, PA | 26 | $ 6,387,000 | $ 245,000 | $ 171,000 |
| NILES-BENTON HARBOR, MI | 25 | $ 7,985,000 | $ 319,000 | $ 331,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 24 | $ 8,475,000 | $ 353,000 | $ 181,000 |
| BOSTON-QUINCY, MA | 23 | $ 9,915,000 | $ 431,000 | $ 190,000 |
| MANKATO-NORTH MANKATO, MN | 23 | $ 3,756,000 | $ 163,000 | $ 92,000 |
| ROCKFORD, IL | 22 | $ 3,874,000 | $ 176,000 | $ 118,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 22 | $ 7,121,000 | $ 323,000 | $ 136,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 22 | $ 6,465,000 | $ 293,000 | $ 152,000 |
| DES MOINES-WEST DES MOINES, IA | 21 | $ 3,914,000 | $ 186,000 | $ 96,000 |
| CAMDEN, NJ | 20 | $ 3,597,000 | $ 179,000 | $ 95,000 |
| KNOXVILLE, TN | 20 | $ 3,905,000 | $ 195,000 | $ 87,000 |
| RICHMOND, VA | 20 | $ 4,828,000 | $ 241,000 | $ 136,000 |
| ST. CLOUD, MN | 20 | $ 3,111,000 | $ 155,000 | $ 124,000 |
| GREELEY, CO | 19 | $ 4,805,000 | $ 252,000 | $ 123,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 19 | $ 4,234,000 | $ 222,000 | $ 142,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 4,267,000 | $ 237,000 | $ 99,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 17 | $ 4,440,000 | $ 261,000 | $ 159,000 |
| KALAMAZOO-PORTAGE, MI | 17 | $ 2,200,000 | $ 129,000 | $ 77,000 |
| CHATTANOOGA, TN-GA | 16 | $ 3,230,000 | $ 168,500 | $ 78,500 |
| DULUTH, MN-WI | 16 | $ 3,824,000 | $ 249,000 | $ 124,000 |
| MICHIGAN CITY-LA PORTE, IN | 16 | $ 4,238,000 | $ 264,000 | $ 220,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 16 | $ 5,303,000 | $ 284,500 | $ 126,500 |
| CAPE CORAL-FORT MYERS, FL | 15 | $ 3,675,000 | $ 245,000 | $ 183,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 4,573,000 | $ 304,000 | $ 140,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 14 | $ 6,197,000 | $ 442,000 | $ 169,000 |
| KANKAKEE-BRADLEY, IL | 14 | $ 2,420,000 | $ 172,000 | $ 68,000 |
| PEORIA, IL | 14 | $ 3,012,000 | $ 215,000 | $ 133,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 14 | $ 3,139,000 | $ 222,500 | $ 182,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 2,762,000 | $ 181,000 | $ 113,500 |
| BLOOMINGTON-NORMAL, IL | 13 | $ 2,289,000 | $ 176,000 | $ 111,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 13 | $ 4,644,000 | $ 357,000 | $ 136,000 |
| FARGO, ND-MN | 13 | $ 2,037,000 | $ 161,500 | $ 74,500 |
| JANESVILLE, WI | 13 | $ 1,755,000 | $ 135,000 | $ 58,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 13 | $ 3,240,000 | $ 249,000 | $ 121,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 13 | $ 7,257,000 | $ 558,000 | $ 178,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 12 | $ 2,005,000 | $ 163,500 | $ 108,500 |
| LAS VEGAS-PARADISE, NV | 12 | $ 3,021,000 | $ 251,000 | $ 290,000 |
| LINCOLN, NE | 12 | $ 1,691,000 | $ 140,000 | $ 100,000 |
| NAPLES-MARCO ISLAND, FL | 12 | $ 3,272,000 | $ 272,000 | $ 262,000 |
| RACINE, WI | 12 | $ 2,392,000 | $ 199,000 | $ 109,000 |
| RALEIGH-CARY, NC | 12 | $ 2,661,000 | $ 221,000 | $ 107,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 12 | $ 3,493,000 | $ 291,000 | $ 144,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 12 | $ 2,993,000 | $ 249,000 | $ 228,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 11 | $ 2,041,000 | $ 185,000 | $ 125,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 11 | $ 1,638,000 | $ 148,000 | $ 94,000 |
| WILMINGTON, DE-MD-NJ | 11 | $ 2,190,000 | $ 197,333 | $ 95,000 |
| BISMARCK, ND | 10 | $ 1,813,000 | $ 181,000 | $ 95,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 10 | $ 3,071,000 | $ 307,000 | $ 175,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 10 | $ 2,681,000 | $ 268,000 | $ 110,000 |
| NEW HAVEN-MILFORD, CT | 10 | $ 2,324,000 | $ 232,000 | $ 81,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 10 | $ 3,650,000 | $ 365,000 | $ 108,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 2,050,000 | $ 205,000 | $ 194,000 |
| ALBUQUERQUE, NM | 9 | $ 1,791,000 | $ 199,000 | $ 133,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 9 | $ 1,932,000 | $ 227,000 | $ 137,500 |
| HARRISBURG-CARLISLE, PA | 9 | $ 1,592,000 | $ 176,000 | $ 76,000 |
| OKLAHOMA CITY, OK | 9 | $ 1,932,000 | $ 214,000 | $ 137,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 2,700,000 | $ 300,000 | $ 81,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 9 | $ 1,953,000 | $ 217,000 | $ 114,000 |
| AMARILLO, TX | 8 | $ 1,339,000 | $ 167,000 | $ 100,000 |
| APPLETON, WI | 8 | $ 1,005,000 | $ 125,000 | $ 77,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 1,999,000 | $ 249,000 | $ 151,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 8 | $ 1,570,000 | $ 213,500 | $ 99,500 |
| READING, PA | 8 | $ 1,539,000 | $ 192,000 | $ 111,000 |
| TACOMA, WA | 8 | $ 2,248,000 | $ 281,000 | $ 70,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 7 | $ 2,202,000 | $ 314,500 | $ 182,500 |
| RAPID CITY, SD | 7 | $ 978,000 | $ 139,000 | $ 97,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 2,562,000 | $ 366,000 | $ 154,000 |
| SIOUX FALLS, SD | 7 | $ 1,655,000 | $ 236,000 | $ 141,000 |
| AKRON, OH | 6 | $ 1,390,000 | $ 231,000 | $ 223,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 6 | $ 1,209,000 | $ 201,000 | $ 101,000 |
| BOISE CITY-NAMPA, ID | 6 | $ 1,403,000 | $ 233,000 | $ 201,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 6 | $ 870,000 | $ 145,000 | $ 127,000 |
| GREEN BAY, WI | 6 | $ 1,203,000 | $ 200,000 | $ 215,000 |
| JEFFERSON CITY, MO | 6 | $ 1,028,000 | $ 171,000 | $ 53,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 2,111,000 | $ 351,000 | $ 555,000 |
| TRENTON-EWING, NJ | 6 | $ 1,372,000 | $ 228,000 | $ 99,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,665,000 | $ 333,000 | $ 118,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 5 | $ 1,913,000 | $ 382,000 | $ 131,000 |
| COLUMBUS, OH | 5 | $ 1,237,000 | $ 247,000 | $ 152,000 |
| GRAND JUNCTION, CO | 5 | $ 1,134,000 | $ 226,000 | $ 76,000 |
| JACKSONVILLE, FL | 5 | $ 827,000 | $ 165,000 | $ 109,000 |
| NASSAU-SUFFOLK, NY | 5 | $ 2,455,000 | $ 491,000 | $ 415,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 5 | $ 1,856,000 | $ 371,000 | $ 177,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 1,029,000 | $ 205,000 | $ 86,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 636,000 | $ 127,000 | $ 163,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 5 | $ 1,269,000 | $ 253,000 | $ 73,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 5 | $ 2,133,000 | $ 426,000 | $ 165,000 |
| TOLEDO, OH | 5 | $ 1,024,000 | $ 204,000 | $ 126,000 |
| TUCSON, AZ | 5 | $ 1,121,000 | $ 224,000 | $ 116,000 |
| WILMINGTON, NC | 5 | $ 2,441,000 | $ 488,000 | $ 251,000 |
| WORCESTER, MA | 5 | $ 1,761,000 | $ 352,000 | $ 116,000 |
| CHARLESTON, WV | 4 | $ 1,305,000 | $ 326,000 | $ 160,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 699,000 | $ 174,500 | $ 136,500 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 2,109,000 | $ 527,000 | $ 288,000 |
| FOND DU LAC, WI | 4 | $ 687,000 | $ 171,000 | $ 111,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 1,791,000 | $ 447,000 | $ 156,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 1,111,000 | $ 259,000 | $ 115,500 |
| LANCASTER, PA | 4 | $ 505,000 | $ 126,000 | $ 76,000 |
| OCEAN CITY, NJ | 4 | $ 1,435,000 | $ 358,000 | $ 428,000 |
| OLYMPIA, WA | 4 | $ 1,732,000 | $ 433,000 | $ 236,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 360,000 | $ 90,000 | $ 153,000 |
| PEABODY, MA | 4 | $ 1,804,000 | $ 451,000 | $ 475,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 949,000 | $ 237,000 | $ 101,000 |
| SAVANNAH, GA | 4 | $ 1,336,000 | $ 334,000 | $ 259,000 |
| SPRINGFIELD, IL | 4 | $ 860,000 | $ 215,000 | $ 88,000 |
| SPRINGFIELD, MO | 4 | $ 459,000 | $ 114,000 | $ 58,000 |
| TULSA, OK | 4 | $ 956,000 | $ 239,000 | $ 116,000 |
| WICHITA, KS | 4 | $ 1,696,000 | $ 424,000 | $ 141,000 |
| ANDERSON, IN | 3 | $ 450,000 | $ 150,000 | $ 62,000 |
| BAKERSFIELD-DELANO, CA | 3 | $ 649,000 | $ 216,000 | $ 370,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 1,094,000 | $ 364,000 | $ 135,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 821,000 | $ 273,000 | $ 96,000 |
| CEDAR RAPIDS, IA | 3 | $ 382,000 | $ 127,000 | $ 29,000 |
| CORPUS CHRISTI, TX | 3 | $ 1,150,000 | $ 383,000 | $ 176,000 |
| EAU CLAIRE, WI | 3 | $ 568,000 | $ 189,000 | $ 461,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 752,000 | $ 250,000 | $ 166,000 |
| HONOLULU, HI | 3 | $ 1,056,000 | $ 352,000 | $ 73,000 |
| LAS CRUCES, NM | 3 | $ 698,000 | $ 232,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 956,000 | $ 318,000 | $ 140,000 |
| LOGAN, UT-ID | 3 | $ 1,478,000 | $ 492,000 | $ 212,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 595,000 | $ 198,000 | $ 112,000 |
| MORRISTOWN, TN | 3 | $ 418,000 | $ 139,000 | $ 59,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 549,000 | $ 183,000 | $ 78,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 3 | $ 607,000 | $ 202,000 | $ 165,000 |
| SALISBURY, MD | 3 | $ 360,000 | $ 120,000 | $ 65,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 915,000 | $ 305,000 | $ 144,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| TOPEKA, KS | 3 | $ 649,000 | $ 216,000 | $ 135,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 717,000 | $ 239,000 | $ 51,000 |
| AMES, IA | 2 | $ 323,000 | $ 161,000 | $ 87,000 |
| ANN ARBOR, MI | 2 | $ 258,000 | $ 129,000 | $ 179,000 |
| ASHEVILLE, NC | 2 | $ 345,000 | $ 172,000 | $ 42,000 |
| BEND, OR | 2 | $ 811,000 | $ 405,000 | $ 114,000 |
| CANTON-MASSILLON, OH | 2 | $ 311,000 | $ 155,000 | $ 94,000 |
| CHARLOTTESVILLE, VA | 2 | $ 1,310,000 | $ 655,000 | $ 370,000 |
| CHICO, CA | 2 | $ 247,000 | $ 123,000 | $ 56,000 |
| COLUMBIA, MO | 2 | $ 1,029,000 | $ 514,000 | $ 146,000 |
| COLUMBUS, IN | 2 | $ 568,000 | $ 284,000 | $ 156,000 |
| DAYTON, OH | 2 | $ 211,000 | $ 105,000 | $ 296,000 |
| DOVER, DE | 2 | $ 608,000 | $ 304,000 | $ 29,000 |
| EL PASO, TX | 2 | $ 500,000 | $ 250,000 | $ 153,000 |
| ELKHART-GOSHEN, IN | 2 | $ 167,000 | $ 83,000 | $ 61,000 |
| FAYETTEVILLE, NC | 2 | $ 368,000 | $ 184,000 | $ 70,000 |
| FLAGSTAFF, AZ | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| FRESNO, CA | 2 | $ 328,000 | $ 164,000 | $ 325,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| PORT ST. LUCIE, FL | 2 | $ 283,000 | $ 141,000 | $ 70,000 |
| PRESCOTT, AZ | 2 | $ 329,000 | $ 164,000 | $ 62,000 |
| PROVO-OREM, UT | 2 | $ 799,000 | $ 399,000 | $ 97,000 |
| RENO-SPARKS, NV | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 593,000 | $ 296,000 | $ 95,000 |
| SPOKANE, WA | 2 | $ 486,000 | $ 243,000 | $ 114,000 |
| ST. JOSEPH, MO-KS | 2 | $ 228,000 | $ 114,000 | $ 39,000 |
| TERRE HAUTE, IN | 2 | $ 374,000 | $ 187,000 | $ 100,000 |
| WAUSAU, WI | 2 | $ 221,000 | $ 110,000 | $ 101,000 |
| WINCHESTER, VA-WV | 2 | $ 702,000 | $ 351,000 | $ 176,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 127,000 | $ 127,000 | $ 68,000 |
| ALTOONA, PA | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| BATTLE CREEK, MI | 1 | $ 90,000 | $ 90,000 | $ 127,000 |
| BELLINGHAM, WA | 1 | $ 417,000 | $ 417,000 | $ 167,000 |
| BOWLING GREEN, KY | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 41,000 | $ 41,000 | $ 78,000 |
| CLARKSVILLE, TN-KY | 1 | $ 51,000 | $ 51,000 | $ 111,000 |
| CLEVELAND, TN | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| COLUMBIA, SC | 1 | $ 104,000 | $ 104,000 | $ 133,000 |
| DANVILLE, IL | 1 | $ 138,000 | $ 138,000 | $ 47,000 |
| DUBUQUE, IA | 1 | $ 400,000 | $ 400,000 | $ 134,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 409,000 | $ 409,000 | $ 187,000 |
| FAIRBANKS, AK | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 143,000 | $ 143,000 | $ 134,000 |
| FLINT, MI | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| GOLDSBORO, NC | 1 | $ 126,000 | $ 126,000 | $ 112,000 |
| GREENVILLE, NC | 1 | $ 168,000 | $ 168,000 | $ 88,000 |
| HARRISONBURG, VA | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| HUNTSVILLE, AL | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| IDAHO FALLS, ID | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| IOWA CITY, IA | 1 | $ 193,000 | $ 193,000 | $ 110,000 |
| JACKSON, MI | 1 | $ 214,000 | $ 214,000 | $ 70,000 |
| JOHNSTOWN, PA | 1 | $ 259,000 | $ 259,000 | $ 95,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 174,000 | $ 174,000 | $ 217,000 |
| LANSING-EAST LANSING, MI | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| LONGVIEW, WA | 1 | $ 396,000 | $ 396,000 | $ 92,000 |
| MISSOULA, MT | 1 | $ 139,000 | $ 139,000 | $ 33,000 |
| MODESTO, CA | 1 | $ 266,000 | $ 266,000 | $ 155,000 |
| MUNCIE, IN | 1 | $ 370,000 | $ 370,000 | $ 517,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 138,000 | $ 138,000 | $ 228,000 |
| NAPA, CA | 1 | $ 347,000 | $ 347,000 | $ 80,000 |
| PASCAGOULA, MS | 1 | $ 109,000 | $ 109,000 | $ 301,000 |
| PINE BLUFF, AR | 1 | $ 201,000 | $ 201,000 | $ 171,000 |
| PUEBLO, CO | 1 | $ 190,000 | $ 190,000 | $ 67,000 |
| PUNTA GORDA, FL | 1 | $ 300,000 | $ 300,000 | $ 135,000 |
| ROCHESTER, NY | 1 | $ 316,000 | $ 316,000 | $ 146,000 |
| SALINAS, CA | 1 | $ 413,000 | $ 413,000 | $ 76,000 |
| SANTA FE, NM | 1 | $ 390,000 | $ 390,000 | $ 112,000 |
| ST. GEORGE, UT | 1 | $ 417,000 | $ 417,000 | $ 346,000 |
| STATE COLLEGE, PA | 1 | $ 300,000 | $ 300,000 | $ 127,000 |
| SUMTER, SC | 1 | $ 162,000 | $ 162,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 49,000 | $ 49,000 | $ 41,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 221,000 | $ 221,000 | $ 105,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 383,000 | $ 383,000 | $ 82,000 |
| WINSTON-SALEM, NC | 1 | $ 412,000 | $ 412,000 | $ 253,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| YUBA CITY, CA | 1 | $ 182,000 | $ 182,000 | $ 240,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,637 | $2,681,970,000 | $252,000 | $2,094,000 | $137,000 | $6,020,000 |
| Home Purchase | 8,189 | $1,548,854,000 | $189,000 | $2,190,000 | $93,000 | $2,942,000 |
| Home Improvement | 72 | $16,749,000 | $232,000 | $1,500,000 | $119,000 | $693,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,890 | $3,215,213,000 | $231,000 | $2,094,000 | $125,000 | $6,020,000 |
| Not Provided | 1,332 | $361,398,000 | $271,000 | $2,190,000 | $134,000 | $1,729,000 |
| Hispanic | 1,202 | $184,985,000 | $153,000 | $1,500,000 | $62,000 | $733,000 |
| Not applicable | 934 | $186,683,000 | $199,000 | $716,000 | $101,000 | $1,311,000 |
| Asian | 833 | $188,229,000 | $225,000 | $1,718,000 | $119,000 | $1,029,000 |
| Black or African American | 672 | $104,284,000 | $155,000 | $1,427,000 | $70,000 | $371,000 |
| American Indian or Alaskan Native | 22 | $3,561,000 | $161,000 | $379,000 | $120,000 | $663,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,220,000 | $247,000 | $461,000 | $101,000 | $217,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,974 | $3,421,705,000 | $244,000 | $2,190,000 | $138,000 | $6,020,000 |
| FHA-insured (Federal Housing Administration) | 3,999 | $654,633,000 | $163,000 | $716,000 | $61,000 | $2,024,000 |
| VA-guaranteed (Veterans Administration) | 565 | $120,824,000 | $213,000 | $708,000 | $66,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 360 | $50,411,000 | $140,000 | $371,000 | $48,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,064 | $2,887,445,000 | $221,000 | $2,190,000 | $117,000 | $6,020,000 |
| Application Denied By Financial Institution | 2,094 | $481,079,000 | $229,000 | $1,850,000 | $114,000 | $2,500,000 |
| Application Withdrawn By Applicant | 1,874 | $438,914,000 | $234,000 | $1,624,000 | $125,000 | $2,942,000 |
| Loan Purchased By The Institution | 934 | $186,683,000 | $199,000 | $716,000 | $101,000 | $1,311,000 |
| File Closed For Incompleteness | 778 | $216,781,000 | $278,000 | $2,094,000 | $144,000 | $1,282,000 |
| Application Approved But Not Accepted | 154 | $36,671,000 | $238,000 | $2,000,000 | $127,000 | $1,729,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 946 | $242,461,000 | $256,000 | $1,500,000 | $137,000 | $2,500,000 |
| Unverifiable Information | 348 | $72,193,000 | $207,000 | $1,500,000 | $108,000 | $1,873,000 |
| Debt-To-Income Ratio | 256 | $56,143,000 | $219,000 | $1,718,000 | $64,000 | $850,000 |
| Credit History | 225 | $43,648,000 | $193,000 | $1,850,000 | $87,000 | $1,008,000 |
| Other | 142 | $27,718,000 | $195,000 | $975,000 | $112,000 | $2,024,000 |
| Employment History | 89 | $16,915,000 | $190,000 | $863,000 | $86,000 | $694,000 |
| Credit Application Incomplete | 68 | $16,816,000 | $247,000 | $876,000 | $124,000 | $554,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $5,185,000 | $259,000 | $552,000 | $129,000 | $455,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrington Bank & Trust Company, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.