In 2012, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 18,898 mortgage applications totaling $4.2 billion, up 50% from 2011. The average application was for $224,763, and applicants reported an average income of $117,865. 69% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (8,986), Minneapolis-St. Paul-Bloomington, MN-WI (2,733) and Lake County-Kenosha County, IL-WI (787) (applications in parentheses).
| Mortgage Company & Address | Barrington Bank & Trust Company, N.A. 201 South Hough Street Barrington, IL 60010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,898 |
| Total Mortgage Loan Application Amount | $4,247,573,000 |
| Average Mortgage Loan Application Amount | $224,763 |
| Highest Mortgage Loan Application Amount | $2,190,000 |
| Average Applicant Income | $117,865 |
| Highest Applicant Income | $6,020,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 8,986 | $ 2,098,986,000 | $ 233,584 | $ 124,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,733 | $ 505,284,000 | $ 184,882 | $ 87,056 |
| Lake County-Kenosha County, IL-WI | 787 | $ 212,638,000 | $ 270,188 | $ 159,946 |
| Denver-Aurora-Broomfield, CO | 466 | $ 116,396,000 | $ 249,776 | $ 107,000 |
| Madison, WI | 411 | $ 105,184,000 | $ 255,922 | $ 147,000 |
| Omaha-Council Bluffs, NE-IA | 352 | $ 62,070,000 | $ 176,335 | $ 97,210 |
| St. Louis, MO-IL | 342 | $ 57,153,000 | $ 167,114 | $ 79,684 |
| Milwaukee-Waukesha-West Allis, WI | 324 | $ 78,599,000 | $ 242,589 | $ 148,000 |
| Baltimore-Towson, MD | 257 | $ 66,776,000 | $ 259,828 | $ 104,000 |
| Rochester, MN | 209 | $ 34,289,000 | $ 164,062 | $ 68,000 |
| Phoenix-Mesa-Glendale, AZ | 178 | $ 30,444,000 | $ 171,033 | $ 102,000 |
| Gary, IN | 142 | $ 26,950,000 | $ 189,788 | $ 90,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 132 | $ 55,395,000 | $ 419,659 | $ 165,053 |
| Waterloo-Cedar Falls, IA | 124 | $ 13,905,000 | $ 112,137 | $ 54,000 |
| Manhattan, KS | 91 | $ 14,686,000 | $ 161,384 | $ 69,000 |
| Philadelphia, PA | 74 | $ 16,537,000 | $ 223,472 | $ 96,000 |
| Fort Wayne, IN | 71 | $ 9,888,000 | $ 139,267 | $ 83,000 |
| La Crosse, WI-MN | 67 | $ 10,883,000 | $ 162,432 | $ 69,791 |
| Colorado Springs, CO | 65 | $ 14,021,000 | $ 215,707 | $ 98,000 |
| York-Hanover, PA | 65 | $ 11,023,000 | $ 169,584 | $ 63,000 |
| Grand Forks, ND-MN | 53 | $ 7,690,000 | $ 145,094 | $ 62,150 |
| New York-White Plains-Wayne, NY-NJ | 53 | $ 17,106,000 | $ 322,754 | $ 158,075 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 49 | $ 13,295,000 | $ 271,326 | $ 117,795 |
| Fort Collins-Loveland, CO | 48 | $ 10,687,000 | $ 222,645 | $ 105,000 |
| Atlanta-Sandy Springs-Marietta, GA | 41 | $ 14,048,000 | $ 342,634 | $ 171,000 |
| Santa Ana-Anaheim-Irvine, CA | 41 | $ 16,493,000 | $ 402,268 | $ 178,000 |
| Indianapolis-Carmel, IN | 39 | $ 7,833,000 | $ 200,846 | $ 110,000 |
| Los Angeles-Long Beach-Glendale, CA | 39 | $ 18,495,000 | $ 474,230 | $ 202,000 |
| Seattle-Bellevue-Everett, WA | 38 | $ 15,504,000 | $ 408,000 | $ 150,000 |
| Louisville/Jefferson County, KY-IN | 36 | $ 7,442,000 | $ 206,722 | $ 100,916 |
| Decatur, IL | 34 | $ 3,614,000 | $ 106,294 | $ 88,000 |
| Edison-New Brunswick, NJ | 34 | $ 8,936,000 | $ 262,823 | $ 122,000 |
| Kansas City, MO-KS | 34 | $ 6,791,000 | $ 199,735 | $ 76,323 |
| Little Rock-North Little Rock-Conway, AR | 34 | $ 4,885,000 | $ 143,676 | $ 63,000 |
| Newark-Union, NJ-PA | 34 | $ 10,128,000 | $ 297,882 | $ 142,970 |
| Houston-Sugar Land-Baytown, TX | 33 | $ 12,820,000 | $ 388,484 | $ 238,000 |
| Memphis, TN-MS-AR | 33 | $ 6,307,000 | $ 191,121 | $ 100,090 |
| Salt Lake City, UT | 30 | $ 8,488,000 | $ 282,933 | $ 154,000 |
| Dallas-Plano-Irving, TX | 27 | $ 7,975,000 | $ 295,370 | $ 185,000 |
| Boulder, CO | 26 | $ 7,765,000 | $ 298,653 | $ 339,000 |
| Pittsburgh, PA | 26 | $ 6,387,000 | $ 245,653 | $ 171,000 |
| Niles-Benton Harbor, MI | 25 | $ 7,985,000 | $ 319,400 | $ 331,000 |
| Bethesda-Rockville-Frederick, MD | 24 | $ 8,475,000 | $ 353,125 | $ 181,000 |
| Boston-Quincy, MA | 23 | $ 9,915,000 | $ 431,086 | $ 190,000 |
| Mankato-North Mankato, MN | 23 | $ 3,756,000 | $ 163,304 | $ 92,000 |
| Rockford, IL | 22 | $ 3,874,000 | $ 176,090 | $ 118,000 |
| San Diego-Carlsbad-San Marcos, CA | 22 | $ 7,121,000 | $ 323,681 | $ 136,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 6,465,000 | $ 293,863 | $ 152,000 |
| Des Moines-West Des Moines, IA | 21 | $ 3,914,000 | $ 186,380 | $ 96,000 |
| Camden, NJ | 20 | $ 3,597,000 | $ 179,850 | $ 95,000 |
| Knoxville, TN | 20 | $ 3,905,000 | $ 195,250 | $ 87,000 |
| Richmond, VA | 20 | $ 4,828,000 | $ 241,400 | $ 136,000 |
| St. Cloud, MN | 20 | $ 3,111,000 | $ 155,550 | $ 124,000 |
| Greeley, CO | 19 | $ 4,805,000 | $ 252,894 | $ 123,000 |
| Riverside-San Bernardino-Ontario, CA | 19 | $ 4,234,000 | $ 222,842 | $ 142,000 |
| Hartford-West Hartford-East Hartford, CT | 18 | $ 4,267,000 | $ 237,055 | $ 99,000 |
| Austin-Round Rock-San Marcos, TX | 17 | $ 4,440,000 | $ 261,176 | $ 159,000 |
| Kalamazoo-Portage, MI | 17 | $ 2,200,000 | $ 129,411 | $ 77,000 |
| Chattanooga, TN-GA | 16 | $ 3,230,000 | $ 201,875 | $ 92,375 |
| Duluth, MN-WI | 16 | $ 3,824,000 | $ 239,000 | $ 114,000 |
| Michigan City-La Porte, IN | 16 | $ 4,238,000 | $ 264,875 | $ 220,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 16 | $ 5,303,000 | $ 331,437 | $ 143,750 |
| Cape Coral-Fort Myers, FL | 15 | $ 3,675,000 | $ 245,000 | $ 183,000 |
| Fort Worth-Arlington, TX | 15 | $ 4,573,000 | $ 304,866 | $ 140,000 |
| Cambridge-Newton-Framingham, MA | 14 | $ 6,197,000 | $ 442,642 | $ 169,000 |
| Kankakee-Bradley, IL | 14 | $ 2,420,000 | $ 172,857 | $ 68,000 |
| Peoria, IL | 14 | $ 3,012,000 | $ 215,142 | $ 133,000 |
| South Bend-Mishawaka, IN-MI | 14 | $ 3,139,000 | $ 224,214 | $ 167,714 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 2,762,000 | $ 212,461 | $ 142,923 |
| Bloomington-Normal, IL | 13 | $ 2,289,000 | $ 176,076 | $ 111,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 4,644,000 | $ 357,230 | $ 136,000 |
| Fargo, ND-MN | 13 | $ 2,037,000 | $ 156,692 | $ 73,923 |
| Janesville, WI | 13 | $ 1,755,000 | $ 135,000 | $ 58,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 3,240,000 | $ 249,230 | $ 121,000 |
| San Francisco-San Mateo-Redwood City, CA | 13 | $ 7,257,000 | $ 558,230 | $ 178,000 |
| Cincinnati-Middletown, OH-KY-IN | 12 | $ 2,005,000 | $ 167,083 | $ 96,166 |
| Las Vegas-Paradise, NV | 12 | $ 3,021,000 | $ 251,750 | $ 290,000 |
| Lincoln, NE | 12 | $ 1,691,000 | $ 140,916 | $ 100,000 |
| Naples-Marco Island, FL | 12 | $ 3,272,000 | $ 272,666 | $ 262,000 |
| Racine, WI | 12 | $ 2,392,000 | $ 199,333 | $ 109,000 |
| Raleigh-Cary, NC | 12 | $ 2,661,000 | $ 221,750 | $ 107,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 12 | $ 3,493,000 | $ 291,083 | $ 144,000 |
| Tampa-St. Petersburg-Clearwater, FL | 12 | $ 2,993,000 | $ 249,416 | $ 228,000 |
| Cleveland-Elyria-Mentor, OH | 11 | $ 2,041,000 | $ 185,545 | $ 125,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 11 | $ 1,638,000 | $ 148,909 | $ 94,000 |
| Wilmington, DE-MD-NJ | 11 | $ 2,190,000 | $ 199,090 | $ 96,363 |
| Bismarck, ND | 10 | $ 1,813,000 | $ 181,300 | $ 95,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 3,071,000 | $ 307,100 | $ 175,000 |
| Greenville-Mauldin-Easley, SC | 10 | $ 2,681,000 | $ 268,100 | $ 110,000 |
| New Haven-Milford, CT | 10 | $ 2,324,000 | $ 232,400 | $ 81,000 |
| Oakland-Fremont-Hayward, CA | 10 | $ 3,650,000 | $ 365,000 | $ 108,000 |
| San Antonio-New Braunfels, TX | 10 | $ 2,050,000 | $ 205,000 | $ 194,000 |
| Albuquerque, NM | 9 | $ 1,791,000 | $ 199,000 | $ 133,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 9 | $ 1,932,000 | $ 214,666 | $ 117,333 |
| Harrisburg-Carlisle, PA | 9 | $ 1,592,000 | $ 176,888 | $ 76,000 |
| Oklahoma City, OK | 9 | $ 1,932,000 | $ 214,666 | $ 137,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 2,700,000 | $ 300,000 | $ 81,000 |
| Portland-South Portland-Biddeford, ME | 9 | $ 1,953,000 | $ 217,000 | $ 114,000 |
| Amarillo, TX | 8 | $ 1,339,000 | $ 167,375 | $ 100,000 |
| Appleton, WI | 8 | $ 1,005,000 | $ 125,625 | $ 77,000 |
| Champaign-Urbana, IL | 8 | $ 1,999,000 | $ 249,875 | $ 151,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,570,000 | $ 196,250 | $ 88,875 |
| Reading, PA | 8 | $ 1,539,000 | $ 192,375 | $ 111,000 |
| Tacoma, WA | 8 | $ 2,248,000 | $ 281,000 | $ 70,000 |
| Providence-New Bedford-Fall River, RI-MA | 7 | $ 2,202,000 | $ 314,571 | $ 179,285 |
| Rapid City, SD | 7 | $ 978,000 | $ 139,714 | $ 97,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 2,562,000 | $ 366,000 | $ 154,000 |
| Sioux Falls, SD | 7 | $ 1,655,000 | $ 236,428 | $ 141,000 |
| Akron, OH | 6 | $ 1,390,000 | $ 231,666 | $ 223,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,209,000 | $ 201,500 | $ 101,000 |
| Boise City-Nampa, ID | 6 | $ 1,403,000 | $ 233,833 | $ 201,000 |
| Detroit-Livonia-Dearborn, MI | 6 | $ 870,000 | $ 145,000 | $ 127,000 |
| Green Bay, WI | 6 | $ 1,203,000 | $ 200,500 | $ 215,000 |
| Jefferson City, MO | 6 | $ 1,028,000 | $ 171,333 | $ 53,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 2,111,000 | $ 351,833 | $ 555,000 |
| Trenton-Ewing, NJ | 6 | $ 1,372,000 | $ 228,666 | $ 99,000 |
| Barnstable Town, MA | 5 | $ 1,665,000 | $ 333,000 | $ 118,000 |
| Charleston-North Charleston-Summerville, SC | 5 | $ 1,913,000 | $ 382,600 | $ 131,000 |
| Columbus, OH | 5 | $ 1,237,000 | $ 247,400 | $ 152,000 |
| Grand Junction, CO | 5 | $ 1,134,000 | $ 226,800 | $ 76,000 |
| Jacksonville, FL | 5 | $ 827,000 | $ 165,400 | $ 109,000 |
| Nassau-Suffolk, NY | 5 | $ 2,455,000 | $ 491,000 | $ 415,000 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 1,856,000 | $ 371,200 | $ 177,000 |
| Ogden-Clearfield, UT | 5 | $ 1,029,000 | $ 205,800 | $ 86,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 636,000 | $ 127,200 | $ 163,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 5 | $ 1,269,000 | $ 253,800 | $ 73,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 2,133,000 | $ 426,600 | $ 165,000 |
| Toledo, OH | 5 | $ 1,024,000 | $ 204,800 | $ 126,000 |
| Tucson, AZ | 5 | $ 1,121,000 | $ 224,200 | $ 116,000 |
| Wilmington, NC | 5 | $ 2,441,000 | $ 488,200 | $ 251,000 |
| Worcester, MA | 5 | $ 1,761,000 | $ 352,200 | $ 116,000 |
| Charleston, WV | 4 | $ 1,305,000 | $ 326,250 | $ 160,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 699,000 | $ 174,750 | $ 136,500 |
| Durham-Chapel Hill, NC | 4 | $ 2,109,000 | $ 527,250 | $ 288,000 |
| Fond Du Lac, WI | 4 | $ 687,000 | $ 171,750 | $ 111,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 1,791,000 | $ 447,750 | $ 156,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 1,111,000 | $ 277,750 | $ 86,250 |
| Lancaster, PA | 4 | $ 505,000 | $ 126,250 | $ 76,000 |
| Ocean City, NJ | 4 | $ 1,435,000 | $ 358,750 | $ 428,000 |
| Olympia, WA | 4 | $ 1,732,000 | $ 433,000 | $ 236,000 |
| Oshkosh-Neenah, WI | 4 | $ 360,000 | $ 90,000 | $ 153,000 |
| Peabody, MA | 4 | $ 1,804,000 | $ 451,000 | $ 475,000 |
| Rockingham County-Strafford County, NH | 4 | $ 949,000 | $ 237,250 | $ 101,000 |
| Savannah, GA | 4 | $ 1,336,000 | $ 334,000 | $ 259,000 |
| Springfield, IL | 4 | $ 860,000 | $ 215,000 | $ 88,000 |
| Springfield, MO | 4 | $ 459,000 | $ 114,750 | $ 58,000 |
| Tulsa, OK | 4 | $ 956,000 | $ 239,000 | $ 116,000 |
| Wichita, KS | 4 | $ 1,696,000 | $ 424,000 | $ 141,000 |
| Anderson, IN | 3 | $ 450,000 | $ 150,000 | $ 62,000 |
| Bakersfield-Delano, CA | 3 | $ 649,000 | $ 216,333 | $ 370,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,094,000 | $ 364,666 | $ 135,000 |
| Burlington-South Burlington, VT | 3 | $ 821,000 | $ 273,666 | $ 96,000 |
| Cedar Rapids, IA | 3 | $ 382,000 | $ 127,333 | $ 29,000 |
| Corpus Christi, TX | 3 | $ 1,150,000 | $ 383,333 | $ 176,000 |
| Eau Claire, WI | 3 | $ 568,000 | $ 189,333 | $ 461,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 752,000 | $ 250,666 | $ 166,000 |
| Honolulu, HI | 3 | $ 1,056,000 | $ 352,000 | $ 73,000 |
| Las Cruces, NM | 3 | $ 698,000 | $ 232,666 | $ 80,000 |
| Lexington-Fayette, KY | 3 | $ 956,000 | $ 318,666 | $ 140,000 |
| Logan, UT-ID | 3 | $ 1,478,000 | $ 492,666 | $ 212,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 595,000 | $ 198,333 | $ 112,000 |
| Morristown, TN | 3 | $ 418,000 | $ 139,333 | $ 59,000 |
| Norwich-New London, CT | 3 | $ 549,000 | $ 183,000 | $ 78,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 607,000 | $ 202,333 | $ 165,000 |
| Salisbury, MD | 3 | $ 360,000 | $ 120,000 | $ 65,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 915,000 | $ 305,000 | $ 144,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Topeka, KS | 3 | $ 649,000 | $ 216,333 | $ 135,000 |
| Vineland-Millville-Bridgeton, NJ | 3 | $ 717,000 | $ 239,000 | $ 51,000 |
| Ames, IA | 2 | $ 323,000 | $ 161,500 | $ 87,000 |
| Ann Arbor, MI | 2 | $ 258,000 | $ 129,000 | $ 179,000 |
| Asheville, NC | 2 | $ 345,000 | $ 172,500 | $ 42,000 |
| Bend, OR | 2 | $ 811,000 | $ 405,500 | $ 114,000 |
| Canton-Massillon, OH | 2 | $ 311,000 | $ 155,500 | $ 94,000 |
| Charlottesville, VA | 2 | $ 1,310,000 | $ 655,000 | $ 370,000 |
| Chico, CA | 2 | $ 247,000 | $ 123,500 | $ 56,000 |
| Columbia, MO | 2 | $ 1,029,000 | $ 514,500 | $ 146,000 |
| Columbus, IN | 2 | $ 568,000 | $ 284,000 | $ 156,000 |
| Dayton, OH | 2 | $ 211,000 | $ 105,500 | $ 296,000 |
| Dover, DE | 2 | $ 608,000 | $ 304,000 | $ 29,000 |
| El Paso, TX | 2 | $ 500,000 | $ 250,000 | $ 153,000 |
| Elkhart-Goshen, IN | 2 | $ 167,000 | $ 83,500 | $ 61,000 |
| Fayetteville, NC | 2 | $ 368,000 | $ 184,000 | $ 70,000 |
| Flagstaff, AZ | 2 | $ 300,000 | $ 150,000 | $ 55,000 |
| Fresno, CA | 2 | $ 328,000 | $ 164,000 | $ 325,000 |
| Greensboro-High Point, NC | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| Port St. Lucie, FL | 2 | $ 283,000 | $ 141,500 | $ 70,000 |
| Prescott, AZ | 2 | $ 329,000 | $ 164,500 | $ 62,000 |
| Provo-Orem, UT | 2 | $ 799,000 | $ 399,500 | $ 97,000 |
| Reno-Sparks, NV | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 593,000 | $ 296,500 | $ 95,000 |
| Spokane, WA | 2 | $ 486,000 | $ 243,000 | $ 114,000 |
| St. Joseph, MO-KS | 2 | $ 228,000 | $ 114,000 | $ 39,000 |
| Terre Haute, IN | 2 | $ 374,000 | $ 187,000 | $ 100,000 |
| Wausau, WI | 2 | $ 221,000 | $ 110,500 | $ 101,000 |
| Winchester, VA-WV | 2 | $ 702,000 | $ 351,000 | $ 176,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 127,000 | $ 127,000 | $ 68,000 |
| Altoona, PA | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Battle Creek, MI | 1 | $ 90,000 | $ 90,000 | $ 127,000 |
| Bellingham, WA | 1 | $ 417,000 | $ 417,000 | $ 167,000 |
| Bowling Green, KY | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| Brownsville-Harlingen, TX | 1 | $ 41,000 | $ 41,000 | $ 78,000 |
| Clarksville, TN-KY | 1 | $ 51,000 | $ 51,000 | $ 111,000 |
| Cleveland, TN | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Columbia, SC | 1 | $ 104,000 | $ 104,000 | $ 133,000 |
| Danville, IL | 1 | $ 138,000 | $ 138,000 | $ 47,000 |
| Dubuque, IA | 1 | $ 400,000 | $ 400,000 | $ 134,000 |
| Eugene-Springfield, OR | 1 | $ 409,000 | $ 409,000 | $ 187,000 |
| Fairbanks, AK | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 143,000 | $ 143,000 | $ 134,000 |
| Flint, MI | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| Goldsboro, NC | 1 | $ 126,000 | $ 126,000 | $ 112,000 |
| Greenville, NC | 1 | $ 168,000 | $ 168,000 | $ 88,000 |
| Harrisonburg, VA | 1 | $ 186,000 | $ 186,000 | $ 61,000 |
| Holland-Grand Haven, MI | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Huntsville, AL | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Idaho Falls, ID | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| Iowa City, IA | 1 | $ 193,000 | $ 193,000 | $ 110,000 |
| Jackson, MI | 1 | $ 214,000 | $ 214,000 | $ 70,000 |
| Johnstown, PA | 1 | $ 259,000 | $ 259,000 | $ 95,000 |
| Lakeland-Winter Haven, FL | 1 | $ 174,000 | $ 174,000 | $ 217,000 |
| Lansing-East Lansing, MI | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Longview, WA | 1 | $ 396,000 | $ 396,000 | $ 92,000 |
| Missoula, MT | 1 | $ 139,000 | $ 139,000 | $ 33,000 |
| Modesto, CA | 1 | $ 266,000 | $ 266,000 | $ 155,000 |
| Muncie, IN | 1 | $ 370,000 | $ 370,000 | $ 517,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 138,000 | $ 138,000 | $ 228,000 |
| Napa, CA | 1 | $ 347,000 | $ 347,000 | $ 80,000 |
| Pascagoula, MS | 1 | $ 109,000 | $ 109,000 | $ 301,000 |
| Pine Bluff, AR | 1 | $ 201,000 | $ 201,000 | $ 171,000 |
| Pueblo, CO | 1 | $ 190,000 | $ 190,000 | $ 67,000 |
| Punta Gorda, FL | 1 | $ 300,000 | $ 300,000 | $ 135,000 |
| Rochester, NY | 1 | $ 316,000 | $ 316,000 | $ 146,000 |
| Salinas, CA | 1 | $ 413,000 | $ 413,000 | $ 76,000 |
| Santa Fe, NM | 1 | $ 390,000 | $ 390,000 | $ 112,000 |
| St. George, UT | 1 | $ 417,000 | $ 417,000 | $ 346,000 |
| State College, PA | 1 | $ 300,000 | $ 300,000 | $ 127,000 |
| Sumter, SC | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 49,000 | $ 49,000 | $ 41,000 |
| Vallejo-Fairfield, CA | 1 | $ 221,000 | $ 221,000 | $ 105,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 383,000 | $ 383,000 | $ 82,000 |
| Winston-Salem, NC | 1 | $ 412,000 | $ 412,000 | $ 253,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Yuba City, CA | 1 | $ 182,000 | $ 182,000 | $ 240,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,637 | $2,681,970,000 | $252,000 | $2,094,000 | $137,000 | $6,020,000 |
| Home Purchase | 8,189 | $1,548,854,000 | $189,000 | $2,190,000 | $93,000 | $2,942,000 |
| Home Improvement | 72 | $16,749,000 | $232,000 | $1,500,000 | $119,000 | $693,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,890 | $3,215,213,000 | $231,000 | $2,094,000 | $125,000 | $6,020,000 |
| Not Provided | 1,332 | $361,398,000 | $271,000 | $2,190,000 | $134,000 | $1,729,000 |
| Hispanic | 1,202 | $184,985,000 | $153,000 | $1,500,000 | $62,000 | $733,000 |
| Not applicable | 934 | $186,683,000 | $199,000 | $716,000 | $101,000 | $1,311,000 |
| Asian | 833 | $188,229,000 | $225,000 | $1,718,000 | $119,000 | $1,029,000 |
| Black or African American | 672 | $104,284,000 | $155,000 | $1,427,000 | $70,000 | $371,000 |
| American Indian or Alaskan Native | 22 | $3,561,000 | $161,000 | $379,000 | $120,000 | $663,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,220,000 | $247,000 | $461,000 | $101,000 | $217,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,974 | $3,421,705,000 | $244,000 | $2,190,000 | $138,000 | $6,020,000 |
| FHA-insured (Federal Housing Administration) | 3,999 | $654,633,000 | $163,000 | $716,000 | $61,000 | $2,024,000 |
| VA-guaranteed (Veterans Administration) | 565 | $120,824,000 | $213,000 | $708,000 | $66,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 360 | $50,411,000 | $140,000 | $371,000 | $48,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,064 | $2,887,445,000 | $221,000 | $2,190,000 | $117,000 | $6,020,000 |
| Application Denied By Financial Institution | 2,094 | $481,079,000 | $229,000 | $1,850,000 | $114,000 | $2,500,000 |
| Application Withdrawn By Applicant | 1,874 | $438,914,000 | $234,000 | $1,624,000 | $125,000 | $2,942,000 |
| Loan Purchased By The Institution | 934 | $186,683,000 | $199,000 | $716,000 | $101,000 | $1,311,000 |
| File Closed For Incompleteness | 778 | $216,781,000 | $278,000 | $2,094,000 | $144,000 | $1,282,000 |
| Application Approved But Not Accepted | 154 | $36,671,000 | $238,000 | $2,000,000 | $127,000 | $1,729,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 946 | $242,461,000 | $256,000 | $1,500,000 | $137,000 | $2,500,000 |
| Unverifiable Information | 348 | $72,193,000 | $207,000 | $1,500,000 | $108,000 | $1,873,000 |
| Debt-To-Income Ratio | 256 | $56,143,000 | $219,000 | $1,718,000 | $64,000 | $850,000 |
| Credit History | 225 | $43,648,000 | $193,000 | $1,850,000 | $87,000 | $1,008,000 |
| Other | 142 | $27,718,000 | $195,000 | $975,000 | $112,000 | $2,024,000 |
| Employment History | 89 | $16,915,000 | $190,000 | $863,000 | $86,000 | $694,000 |
| Credit Application Incomplete | 68 | $16,816,000 | $247,000 | $876,000 | $124,000 | $554,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $5,185,000 | $259,000 | $552,000 | $129,000 | $455,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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