Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2012

In 2012, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 18,898 mortgage applications totaling $4.2 billion, up 50% from 2011. The average application was for $224,763, and applicants reported an average income of $117,865. 69% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (8,986), Minneapolis-St. Paul-Bloomington, MN-WI (2,733) and Lake County-Kenosha County, IL-WI (787) (applications in parentheses).

Mortgage Company & Address Barrington Bank & Trust Company, N.A.
201 South Hough Street
Barrington, IL 60010
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 18,898
Total Mortgage Loan Application Amount $4,247,573,000
Average Mortgage Loan Application Amount $224,763
Highest Mortgage Loan Application Amount $2,190,000
Average Applicant Income $117,865
Highest Applicant Income $6,020,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Barrington Bank & Trust Company, N.A. by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Joliet-Naperville, IL 8,986 $ 2,098,986,000 $ 233,584 $ 124,000
Minneapolis-St. Paul-Bloomington, MN-WI 2,733 $ 505,284,000 $ 184,882 $ 87,056
Lake County-Kenosha County, IL-WI 787 $ 212,638,000 $ 270,188 $ 159,946
Denver-Aurora-Broomfield, CO 466 $ 116,396,000 $ 249,776 $ 107,000
Madison, WI 411 $ 105,184,000 $ 255,922 $ 147,000
Omaha-Council Bluffs, NE-IA 352 $ 62,070,000 $ 176,335 $ 97,210
St. Louis, MO-IL 342 $ 57,153,000 $ 167,114 $ 79,684
Milwaukee-Waukesha-West Allis, WI 324 $ 78,599,000 $ 242,589 $ 148,000
Baltimore-Towson, MD 257 $ 66,776,000 $ 259,828 $ 104,000
Rochester, MN 209 $ 34,289,000 $ 164,062 $ 68,000
Phoenix-Mesa-Glendale, AZ 178 $ 30,444,000 $ 171,033 $ 102,000
Gary, IN 142 $ 26,950,000 $ 189,788 $ 90,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 132 $ 55,395,000 $ 419,659 $ 165,053
Waterloo-Cedar Falls, IA 124 $ 13,905,000 $ 112,137 $ 54,000
Manhattan, KS 91 $ 14,686,000 $ 161,384 $ 69,000
Philadelphia, PA 74 $ 16,537,000 $ 223,472 $ 96,000
Fort Wayne, IN 71 $ 9,888,000 $ 139,267 $ 83,000
La Crosse, WI-MN 67 $ 10,883,000 $ 162,432 $ 69,791
Colorado Springs, CO 65 $ 14,021,000 $ 215,707 $ 98,000
York-Hanover, PA 65 $ 11,023,000 $ 169,584 $ 63,000
Grand Forks, ND-MN 53 $ 7,690,000 $ 145,094 $ 62,150
New York-White Plains-Wayne, NY-NJ 53 $ 17,106,000 $ 322,754 $ 158,075
Virginia Beach-Norfolk-Newport News, VA-NC 49 $ 13,295,000 $ 271,326 $ 117,795
Fort Collins-Loveland, CO 48 $ 10,687,000 $ 222,645 $ 105,000
Atlanta-Sandy Springs-Marietta, GA 41 $ 14,048,000 $ 342,634 $ 171,000
Santa Ana-Anaheim-Irvine, CA 41 $ 16,493,000 $ 402,268 $ 178,000
Indianapolis-Carmel, IN 39 $ 7,833,000 $ 200,846 $ 110,000
Los Angeles-Long Beach-Glendale, CA 39 $ 18,495,000 $ 474,230 $ 202,000
Seattle-Bellevue-Everett, WA 38 $ 15,504,000 $ 408,000 $ 150,000
Louisville/Jefferson County, KY-IN 36 $ 7,442,000 $ 206,722 $ 100,916
Decatur, IL 34 $ 3,614,000 $ 106,294 $ 88,000
Edison-New Brunswick, NJ 34 $ 8,936,000 $ 262,823 $ 122,000
Kansas City, MO-KS 34 $ 6,791,000 $ 199,735 $ 76,323
Little Rock-North Little Rock-Conway, AR 34 $ 4,885,000 $ 143,676 $ 63,000
Newark-Union, NJ-PA 34 $ 10,128,000 $ 297,882 $ 142,970
Houston-Sugar Land-Baytown, TX 33 $ 12,820,000 $ 388,484 $ 238,000
Memphis, TN-MS-AR 33 $ 6,307,000 $ 191,121 $ 100,090
Salt Lake City, UT 30 $ 8,488,000 $ 282,933 $ 154,000
Dallas-Plano-Irving, TX 27 $ 7,975,000 $ 295,370 $ 185,000
Boulder, CO 26 $ 7,765,000 $ 298,653 $ 339,000
Pittsburgh, PA 26 $ 6,387,000 $ 245,653 $ 171,000
Niles-Benton Harbor, MI 25 $ 7,985,000 $ 319,400 $ 331,000
Bethesda-Rockville-Frederick, MD 24 $ 8,475,000 $ 353,125 $ 181,000
Boston-Quincy, MA 23 $ 9,915,000 $ 431,086 $ 190,000
Mankato-North Mankato, MN 23 $ 3,756,000 $ 163,304 $ 92,000
Rockford, IL 22 $ 3,874,000 $ 176,090 $ 118,000
San Diego-Carlsbad-San Marcos, CA 22 $ 7,121,000 $ 323,681 $ 136,000
Warren-Troy-Farmington Hills, MI 22 $ 6,465,000 $ 293,863 $ 152,000
Des Moines-West Des Moines, IA 21 $ 3,914,000 $ 186,380 $ 96,000
Camden, NJ 20 $ 3,597,000 $ 179,850 $ 95,000
Knoxville, TN 20 $ 3,905,000 $ 195,250 $ 87,000
Richmond, VA 20 $ 4,828,000 $ 241,400 $ 136,000
St. Cloud, MN 20 $ 3,111,000 $ 155,550 $ 124,000
Greeley, CO 19 $ 4,805,000 $ 252,894 $ 123,000
Riverside-San Bernardino-Ontario, CA 19 $ 4,234,000 $ 222,842 $ 142,000
Hartford-West Hartford-East Hartford, CT 18 $ 4,267,000 $ 237,055 $ 99,000
Austin-Round Rock-San Marcos, TX 17 $ 4,440,000 $ 261,176 $ 159,000
Kalamazoo-Portage, MI 17 $ 2,200,000 $ 129,411 $ 77,000
Chattanooga, TN-GA 16 $ 3,230,000 $ 201,875 $ 92,375
Duluth, MN-WI 16 $ 3,824,000 $ 239,000 $ 114,000
Michigan City-La Porte, IN 16 $ 4,238,000 $ 264,875 $ 220,000
Portland-Vancouver-Hillsboro, OR-WA 16 $ 5,303,000 $ 331,437 $ 143,750
Cape Coral-Fort Myers, FL 15 $ 3,675,000 $ 245,000 $ 183,000
Fort Worth-Arlington, TX 15 $ 4,573,000 $ 304,866 $ 140,000
Cambridge-Newton-Framingham, MA 14 $ 6,197,000 $ 442,642 $ 169,000
Kankakee-Bradley, IL 14 $ 2,420,000 $ 172,857 $ 68,000
Peoria, IL 14 $ 3,012,000 $ 215,142 $ 133,000
South Bend-Mishawaka, IN-MI 14 $ 3,139,000 $ 224,214 $ 167,714
Allentown-Bethlehem-Easton, PA-NJ 13 $ 2,762,000 $ 212,461 $ 142,923
Bloomington-Normal, IL 13 $ 2,289,000 $ 176,076 $ 111,000
Bridgeport-Stamford-Norwalk, CT 13 $ 4,644,000 $ 357,230 $ 136,000
Fargo, ND-MN 13 $ 2,037,000 $ 156,692 $ 73,923
Janesville, WI 13 $ 1,755,000 $ 135,000 $ 58,000
Nashville-Davidson--Murfreesboro--Franklin, TN 13 $ 3,240,000 $ 249,230 $ 121,000
San Francisco-San Mateo-Redwood City, CA 13 $ 7,257,000 $ 558,230 $ 178,000
Cincinnati-Middletown, OH-KY-IN 12 $ 2,005,000 $ 167,083 $ 96,166
Las Vegas-Paradise, NV 12 $ 3,021,000 $ 251,750 $ 290,000
Lincoln, NE 12 $ 1,691,000 $ 140,916 $ 100,000
Naples-Marco Island, FL 12 $ 3,272,000 $ 272,666 $ 262,000
Racine, WI 12 $ 2,392,000 $ 199,333 $ 109,000
Raleigh-Cary, NC 12 $ 2,661,000 $ 221,750 $ 107,000
Sacramento--Arden-Arcade--Roseville, CA 12 $ 3,493,000 $ 291,083 $ 144,000
Tampa-St. Petersburg-Clearwater, FL 12 $ 2,993,000 $ 249,416 $ 228,000
Cleveland-Elyria-Mentor, OH 11 $ 2,041,000 $ 185,545 $ 125,000
West Palm Beach-Boca Raton-Boynton Beach, FL 11 $ 1,638,000 $ 148,909 $ 94,000
Wilmington, DE-MD-NJ 11 $ 2,190,000 $ 199,090 $ 96,363
Bismarck, ND 10 $ 1,813,000 $ 181,300 $ 95,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 10 $ 3,071,000 $ 307,100 $ 175,000
Greenville-Mauldin-Easley, SC 10 $ 2,681,000 $ 268,100 $ 110,000
New Haven-Milford, CT 10 $ 2,324,000 $ 232,400 $ 81,000
Oakland-Fremont-Hayward, CA 10 $ 3,650,000 $ 365,000 $ 108,000
San Antonio-New Braunfels, TX 10 $ 2,050,000 $ 205,000 $ 194,000
Albuquerque, NM 9 $ 1,791,000 $ 199,000 $ 133,000
Charlotte-Gastonia-Rock Hill, NC-SC 9 $ 1,932,000 $ 214,666 $ 117,333
Harrisburg-Carlisle, PA 9 $ 1,592,000 $ 176,888 $ 76,000
Oklahoma City, OK 9 $ 1,932,000 $ 214,666 $ 137,000
Oxnard-Thousand Oaks-Ventura, CA 9 $ 2,700,000 $ 300,000 $ 81,000
Portland-South Portland-Biddeford, ME 9 $ 1,953,000 $ 217,000 $ 114,000
Amarillo, TX 8 $ 1,339,000 $ 167,375 $ 100,000
Appleton, WI 8 $ 1,005,000 $ 125,625 $ 77,000
Champaign-Urbana, IL 8 $ 1,999,000 $ 249,875 $ 151,000
Hagerstown-Martinsburg, MD-WV 8 $ 1,570,000 $ 196,250 $ 88,875
Reading, PA 8 $ 1,539,000 $ 192,375 $ 111,000
Tacoma, WA 8 $ 2,248,000 $ 281,000 $ 70,000
Providence-New Bedford-Fall River, RI-MA 7 $ 2,202,000 $ 314,571 $ 179,285
Rapid City, SD 7 $ 978,000 $ 139,714 $ 97,000
San Jose-Sunnyvale-Santa Clara, CA 7 $ 2,562,000 $ 366,000 $ 154,000
Sioux Falls, SD 7 $ 1,655,000 $ 236,428 $ 141,000
Akron, OH 6 $ 1,390,000 $ 231,666 $ 223,000
Atlantic City-Hammonton, NJ 6 $ 1,209,000 $ 201,500 $ 101,000
Boise City-Nampa, ID 6 $ 1,403,000 $ 233,833 $ 201,000
Detroit-Livonia-Dearborn, MI 6 $ 870,000 $ 145,000 $ 127,000
Green Bay, WI 6 $ 1,203,000 $ 200,500 $ 215,000
Jefferson City, MO 6 $ 1,028,000 $ 171,333 $ 53,000
Miami-Miami Beach-Kendall, FL 6 $ 2,111,000 $ 351,833 $ 555,000
Trenton-Ewing, NJ 6 $ 1,372,000 $ 228,666 $ 99,000
Barnstable Town, MA 5 $ 1,665,000 $ 333,000 $ 118,000
Charleston-North Charleston-Summerville, SC 5 $ 1,913,000 $ 382,600 $ 131,000
Columbus, OH 5 $ 1,237,000 $ 247,400 $ 152,000
Grand Junction, CO 5 $ 1,134,000 $ 226,800 $ 76,000
Jacksonville, FL 5 $ 827,000 $ 165,400 $ 109,000
Nassau-Suffolk, NY 5 $ 2,455,000 $ 491,000 $ 415,000
North Port-Bradenton-Sarasota, FL 5 $ 1,856,000 $ 371,200 $ 177,000
Ogden-Clearfield, UT 5 $ 1,029,000 $ 205,800 $ 86,000
Orlando-Kissimmee-Sanford, FL 5 $ 636,000 $ 127,200 $ 163,000
Poughkeepsie-Newburgh-Middletown, NY 5 $ 1,269,000 $ 253,800 $ 73,000
Santa Barbara-Santa Maria-Goleta, CA 5 $ 2,133,000 $ 426,600 $ 165,000
Toledo, OH 5 $ 1,024,000 $ 204,800 $ 126,000
Tucson, AZ 5 $ 1,121,000 $ 224,200 $ 116,000
Wilmington, NC 5 $ 2,441,000 $ 488,200 $ 251,000
Worcester, MA 5 $ 1,761,000 $ 352,200 $ 116,000
Charleston, WV 4 $ 1,305,000 $ 326,250 $ 160,000
Davenport-Moline-Rock Island, IA-IL 4 $ 699,000 $ 174,750 $ 136,500
Durham-Chapel Hill, NC 4 $ 2,109,000 $ 527,250 $ 288,000
Fond Du Lac, WI 4 $ 687,000 $ 171,750 $ 111,000
Hickory-Lenoir-Morganton, NC 4 $ 1,791,000 $ 447,750 $ 156,000
Kingsport-Bristol-Bristol, TN-VA 4 $ 1,111,000 $ 277,750 $ 86,250
Lancaster, PA 4 $ 505,000 $ 126,250 $ 76,000
Ocean City, NJ 4 $ 1,435,000 $ 358,750 $ 428,000
Olympia, WA 4 $ 1,732,000 $ 433,000 $ 236,000
Oshkosh-Neenah, WI 4 $ 360,000 $ 90,000 $ 153,000
Peabody, MA 4 $ 1,804,000 $ 451,000 $ 475,000
Rockingham County-Strafford County, NH 4 $ 949,000 $ 237,250 $ 101,000
Savannah, GA 4 $ 1,336,000 $ 334,000 $ 259,000
Springfield, IL 4 $ 860,000 $ 215,000 $ 88,000
Springfield, MO 4 $ 459,000 $ 114,750 $ 58,000
Tulsa, OK 4 $ 956,000 $ 239,000 $ 116,000
Wichita, KS 4 $ 1,696,000 $ 424,000 $ 141,000
Anderson, IN 3 $ 450,000 $ 150,000 $ 62,000
Bakersfield-Delano, CA 3 $ 649,000 $ 216,333 $ 370,000
Bremerton-Silverdale, WA 3 $ 1,094,000 $ 364,666 $ 135,000
Burlington-South Burlington, VT 3 $ 821,000 $ 273,666 $ 96,000
Cedar Rapids, IA 3 $ 382,000 $ 127,333 $ 29,000
Corpus Christi, TX 3 $ 1,150,000 $ 383,333 $ 176,000
Eau Claire, WI 3 $ 568,000 $ 189,333 $ 461,000
Grand Rapids-Wyoming, MI 3 $ 752,000 $ 250,666 $ 166,000
Honolulu, HI 3 $ 1,056,000 $ 352,000 $ 73,000
Las Cruces, NM 3 $ 698,000 $ 232,666 $ 80,000
Lexington-Fayette, KY 3 $ 956,000 $ 318,666 $ 140,000
Logan, UT-ID 3 $ 1,478,000 $ 492,666 $ 212,000
McAllen-Edinburg-Mission, TX 3 $ 595,000 $ 198,333 $ 112,000
Morristown, TN 3 $ 418,000 $ 139,333 $ 59,000
Norwich-New London, CT 3 $ 549,000 $ 183,000 $ 78,000
Panama City-Lynn Haven-Panama City Beach, FL 3 $ 607,000 $ 202,333 $ 165,000
Salisbury, MD 3 $ 360,000 $ 120,000 $ 65,000
San Luis Obispo-Paso Robles, CA 3 $ 915,000 $ 305,000 $ 144,000
Scranton--Wilkes-Barre, PA 3 $ 345,000 $ 115,000 $ 52,000
Topeka, KS 3 $ 649,000 $ 216,333 $ 135,000
Vineland-Millville-Bridgeton, NJ 3 $ 717,000 $ 239,000 $ 51,000
Ames, IA 2 $ 323,000 $ 161,500 $ 87,000
Ann Arbor, MI 2 $ 258,000 $ 129,000 $ 179,000
Asheville, NC 2 $ 345,000 $ 172,500 $ 42,000
Bend, OR 2 $ 811,000 $ 405,500 $ 114,000
Canton-Massillon, OH 2 $ 311,000 $ 155,500 $ 94,000
Charlottesville, VA 2 $ 1,310,000 $ 655,000 $ 370,000
Chico, CA 2 $ 247,000 $ 123,500 $ 56,000
Columbia, MO 2 $ 1,029,000 $ 514,500 $ 146,000
Columbus, IN 2 $ 568,000 $ 284,000 $ 156,000
Dayton, OH 2 $ 211,000 $ 105,500 $ 296,000
Dover, DE 2 $ 608,000 $ 304,000 $ 29,000
El Paso, TX 2 $ 500,000 $ 250,000 $ 153,000
Elkhart-Goshen, IN 2 $ 167,000 $ 83,500 $ 61,000
Fayetteville, NC 2 $ 368,000 $ 184,000 $ 70,000
Flagstaff, AZ 2 $ 300,000 $ 150,000 $ 55,000
Fresno, CA 2 $ 328,000 $ 164,000 $ 325,000
Greensboro-High Point, NC 2 $ 302,000 $ 151,000 $ 66,000
Port St. Lucie, FL 2 $ 283,000 $ 141,500 $ 70,000
Prescott, AZ 2 $ 329,000 $ 164,500 $ 62,000
Provo-Orem, UT 2 $ 799,000 $ 399,500 $ 97,000
Reno-Sparks, NV 2 $ 360,000 $ 180,000 $ 56,000
Santa Rosa-Petaluma, CA 2 $ 593,000 $ 296,500 $ 95,000
Spokane, WA 2 $ 486,000 $ 243,000 $ 114,000
St. Joseph, MO-KS 2 $ 228,000 $ 114,000 $ 39,000
Terre Haute, IN 2 $ 374,000 $ 187,000 $ 100,000
Wausau, WI 2 $ 221,000 $ 110,500 $ 101,000
Winchester, VA-WV 2 $ 702,000 $ 351,000 $ 176,000
Albany-Schenectady-Troy, NY 1 $ 127,000 $ 127,000 $ 68,000
Altoona, PA 1 $ 205,000 $ 205,000 $ 44,000
Battle Creek, MI 1 $ 90,000 $ 90,000 $ 127,000
Bellingham, WA 1 $ 417,000 $ 417,000 $ 167,000
Bowling Green, KY 1 $ 101,000 $ 101,000 $ 32,000
Brownsville-Harlingen, TX 1 $ 41,000 $ 41,000 $ 78,000
Clarksville, TN-KY 1 $ 51,000 $ 51,000 $ 111,000
Cleveland, TN 1 $ 165,000 $ 165,000 $ 69,000
Columbia, SC 1 $ 104,000 $ 104,000 $ 133,000
Danville, IL 1 $ 138,000 $ 138,000 $ 47,000
Dubuque, IA 1 $ 400,000 $ 400,000 $ 134,000
Eugene-Springfield, OR 1 $ 409,000 $ 409,000 $ 187,000
Fairbanks, AK 1 $ 245,000 $ 245,000 $ 104,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 143,000 $ 143,000 $ 134,000
Flint, MI 1 $ 52,000 $ 52,000 $ 17,000
Goldsboro, NC 1 $ 126,000 $ 126,000 $ 112,000
Greenville, NC 1 $ 168,000 $ 168,000 $ 88,000
Harrisonburg, VA 1 $ 186,000 $ 186,000 $ 61,000
Holland-Grand Haven, MI 1 $ 315,000 $ 315,000 $ 72,000
Houma-Bayou Cane-Thibodaux, LA 1 $ 80,000 $ 80,000 $ 68,000
Huntsville, AL 1 $ 83,000 $ 83,000 $ 32,000
Idaho Falls, ID 1 $ 122,000 $ 122,000 $ 32,000
Iowa City, IA 1 $ 193,000 $ 193,000 $ 110,000
Jackson, MI 1 $ 214,000 $ 214,000 $ 70,000
Johnstown, PA 1 $ 259,000 $ 259,000 $ 95,000
Lakeland-Winter Haven, FL 1 $ 174,000 $ 174,000 $ 217,000
Lansing-East Lansing, MI 1 $ 54,000 $ 54,000 $ 35,000
Longview, WA 1 $ 396,000 $ 396,000 $ 92,000
Missoula, MT 1 $ 139,000 $ 139,000 $ 33,000
Modesto, CA 1 $ 266,000 $ 266,000 $ 155,000
Muncie, IN 1 $ 370,000 $ 370,000 $ 517,000
Myrtle Beach-North Myrtle Beach-Conway, SC 1 $ 138,000 $ 138,000 $ 228,000
Napa, CA 1 $ 347,000 $ 347,000 $ 80,000
Pascagoula, MS 1 $ 109,000 $ 109,000 $ 301,000
Pine Bluff, AR 1 $ 201,000 $ 201,000 $ 171,000
Pueblo, CO 1 $ 190,000 $ 190,000 $ 67,000
Punta Gorda, FL 1 $ 300,000 $ 300,000 $ 135,000
Rochester, NY 1 $ 316,000 $ 316,000 $ 146,000
Salinas, CA 1 $ 413,000 $ 413,000 $ 76,000
Santa Fe, NM 1 $ 390,000 $ 390,000 $ 112,000
St. George, UT 1 $ 417,000 $ 417,000 $ 346,000
State College, PA 1 $ 300,000 $ 300,000 $ 127,000
Sumter, SC 1 $ 162,000 $ 162,000 $ 0
Utica-Rome, NY 1 $ 49,000 $ 49,000 $ 41,000
Vallejo-Fairfield, CA 1 $ 221,000 $ 221,000 $ 105,000
Wenatchee-East Wenatchee, WA 1 $ 383,000 $ 383,000 $ 82,000
Winston-Salem, NC 1 $ 412,000 $ 412,000 $ 253,000
Youngstown-Warren-Boardman, OH-PA 1 $ 116,000 $ 116,000 $ 94,000
Yuba City, CA 1 $ 182,000 $ 182,000 $ 240,000

Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,637 $2,681,970,000 $252,000 $2,094,000 $137,000 $6,020,000
Home Purchase 8,189 $1,548,854,000 $189,000 $2,190,000 $93,000 $2,942,000
Home Improvement 72 $16,749,000 $232,000 $1,500,000 $119,000 $693,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,890 $3,215,213,000 $231,000 $2,094,000 $125,000 $6,020,000
Not Provided 1,332 $361,398,000 $271,000 $2,190,000 $134,000 $1,729,000
Hispanic 1,202 $184,985,000 $153,000 $1,500,000 $62,000 $733,000
Not applicable 934 $186,683,000 $199,000 $716,000 $101,000 $1,311,000
Asian 833 $188,229,000 $225,000 $1,718,000 $119,000 $1,029,000
Black or African American 672 $104,284,000 $155,000 $1,427,000 $70,000 $371,000
American Indian or Alaskan Native 22 $3,561,000 $161,000 $379,000 $120,000 $663,000
Native Hawaiian or Other Pacific Islander 13 $3,220,000 $247,000 $461,000 $101,000 $217,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,974 $3,421,705,000 $244,000 $2,190,000 $138,000 $6,020,000
FHA-insured (Federal Housing Administration) 3,999 $654,633,000 $163,000 $716,000 $61,000 $2,024,000
VA-guaranteed (Veterans Administration) 565 $120,824,000 $213,000 $708,000 $66,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 360 $50,411,000 $140,000 $371,000 $48,000 $150,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,064 $2,887,445,000 $221,000 $2,190,000 $117,000 $6,020,000
Application Denied By Financial Institution 2,094 $481,079,000 $229,000 $1,850,000 $114,000 $2,500,000
Application Withdrawn By Applicant 1,874 $438,914,000 $234,000 $1,624,000 $125,000 $2,942,000
Loan Purchased By The Institution 934 $186,683,000 $199,000 $716,000 $101,000 $1,311,000
File Closed For Incompleteness 778 $216,781,000 $278,000 $2,094,000 $144,000 $1,282,000
Application Approved But Not Accepted 154 $36,671,000 $238,000 $2,000,000 $127,000 $1,729,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 946 $242,461,000 $256,000 $1,500,000 $137,000 $2,500,000
Unverifiable Information 348 $72,193,000 $207,000 $1,500,000 $108,000 $1,873,000
Debt-To-Income Ratio 256 $56,143,000 $219,000 $1,718,000 $64,000 $850,000
Credit History 225 $43,648,000 $193,000 $1,850,000 $87,000 $1,008,000
Other 142 $27,718,000 $195,000 $975,000 $112,000 $2,024,000
Employment History 89 $16,915,000 $190,000 $863,000 $86,000 $694,000
Credit Application Incomplete 68 $16,816,000 $247,000 $876,000 $124,000 $554,000
Insufficient Cash (Downpayment, Closing Cost) 20 $5,185,000 $259,000 $552,000 $129,000 $455,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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