Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2021
In 2021, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 37,271 mortgage applications totaling $10.3 billion, down 18% from 2020. The average application was for $276,271, and applicants reported an average income of $128,646. 66% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Chicago-Naperville, IL (8,606), Lake County-Kenosha County, IL-WI (1,516) and Minneapolis-St. Paul-Bloomington, MN-WI (1,503) (applications in parentheses).
| Mortgage Company & Address | Barrington Bank & Trust Company, N.A. 201 South Hough Street Barrington, IL 60010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 37,271 |
| Total Mortgage Loan Application Amount | $10,296,925,000 |
| Average Mortgage Loan Application Amount | $276,271 |
| Highest Mortgage Loan Application Amount | $5,125,000 |
| Average Applicant Income | $128,646 |
| Highest Applicant Income | $9,512,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 8,606 | $ 2,488,670,000 | $ 289,178 | $ 138,000 |
| Outside any metro area | 5,123 | $ 981,095,000 | $ 191,507 | $ 86,548 |
| Lake County-Kenosha County, IL-WI | 1,516 | $ 437,470,000 | $ 288,568 | $ 157,408 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,503 | $ 432,565,000 | $ 287,801 | $ 114,872 |
| Los Angeles-Long Beach-Glendale, CA | 1,294 | $ 765,630,000 | $ 591,676 | $ 199,000 |
| Madison, WI | 1,212 | $ 395,100,000 | $ 325,990 | $ 137,000 |
| Milwaukee-Waukesha-West Allis, WI | 813 | $ 250,875,000 | $ 308,579 | $ 149,000 |
| Elgin, IL | 732 | $ 176,710,000 | $ 241,407 | $ 124,000 |
| Phoenix-Mesa-Scottsdale, AZ | 580 | $ 194,340,000 | $ 335,068 | $ 133,000 |
| Atlanta-Sandy Springs-Roswell, GA | 411 | $ 101,315,000 | $ 246,508 | $ 108,000 |
| Des Moines-West Des Moines, IA | 321 | $ 68,045,000 | $ 211,978 | $ 89,000 |
| Riverside-San Bernardino-Ontario, CA | 292 | $ 107,270,000 | $ 367,363 | $ 131,000 |
| Las Vegas-Henderson-Paradise, NV | 264 | $ 83,350,000 | $ 315,719 | $ 106,000 |
| Tampa-St. Petersburg-Clearwater, FL | 253 | $ 57,895,000 | $ 228,833 | $ 104,000 |
| Houston-The Woodlands-Sugar Land, TX | 246 | $ 64,090,000 | $ 260,528 | $ 152,000 |
| Rochester, MN | 205 | $ 48,615,000 | $ 237,146 | $ 90,000 |
| Rockford, IL | 205 | $ 32,445,000 | $ 158,268 | $ 85,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 205 | $ 90,805,000 | $ 442,951 | $ 156,751 |
| Grand Forks, ND-MN | 199 | $ 42,515,000 | $ 213,643 | $ 101,778 |
| San Diego-Carlsbad, CA | 197 | $ 111,715,000 | $ 567,081 | $ 170,000 |
| Gary, IN | 195 | $ 43,395,000 | $ 222,538 | $ 106,000 |
| Racine, WI | 189 | $ 39,645,000 | $ 209,761 | $ 99,000 |
| St. Louis, MO-IL | 185 | $ 32,705,000 | $ 176,783 | $ 81,572 |
| Dallas-Plano-Irving, TX | 165 | $ 55,805,000 | $ 338,212 | $ 238,000 |
| Indianapolis-Carmel-Anderson, IN | 156 | $ 28,160,000 | $ 180,512 | $ 85,000 |
| Charlotte-Concord-Gastonia, NC-SC | 153 | $ 35,845,000 | $ 234,281 | $ 103,823 |
| Oxnard-Thousand Oaks-Ventura, CA | 153 | $ 81,125,000 | $ 530,228 | $ 185,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 153 | $ 37,345,000 | $ 244,084 | $ 76,326 |
| Appleton, WI | 150 | $ 30,880,000 | $ 205,866 | $ 98,000 |
| San Antonio-New Braunfels, TX | 146 | $ 36,990,000 | $ 253,356 | $ 92,000 |
| Orlando-Kissimmee-Sanford, FL | 139 | $ 36,375,000 | $ 261,690 | $ 98,000 |
| New York-Jersey City-White Plains, NY-NJ | 133 | $ 70,615,000 | $ 530,939 | $ 179,924 |
| New York-Newark, NY | 133 | $ 40,455,000 | $ 304,172 | $ 105,796 |
| Cape Coral-Fort Myers, FL | 130 | $ 38,690,000 | $ 297,615 | $ 153,000 |
| Jacksonville, FL | 129 | $ 33,785,000 | $ 261,899 | $ 87,000 |
| Baltimore-Columbia-Towson, MD | 119 | $ 32,275,000 | $ 271,218 | $ 103,000 |
| Anaheim-Santa Ana-Irvine, CA | 118 | $ 78,650,000 | $ 666,525 | $ 241,000 |
| Kansas City, MO-KS | 115 | $ 22,645,000 | $ 196,913 | $ 78,260 |
| Cincinnati, OH-KY-IN | 114 | $ 18,930,000 | $ 166,052 | $ 74,678 |
| Nassau County-Suffolk County, NY | 112 | $ 48,140,000 | $ 429,821 | $ 137,000 |
| Columbus, OH | 105 | $ 20,105,000 | $ 191,476 | $ 73,000 |
| Denver-Aurora-Lakewood, CO | 104 | $ 50,810,000 | $ 488,557 | $ 266,000 |
| Tucson, AZ | 104 | $ 22,210,000 | $ 213,557 | $ 78,000 |
| Fayetteville, NC | 103 | $ 17,475,000 | $ 169,660 | $ 67,000 |
| Pittsburgh, PA | 102 | $ 16,910,000 | $ 165,784 | $ 80,000 |
| North Port-Sarasota-Bradenton, FL | 101 | $ 38,385,000 | $ 380,049 | $ 233,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 101 | $ 36,515,000 | $ 361,534 | $ 124,900 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 100 | $ 33,080,000 | $ 330,800 | $ 119,000 |
| Warren-Troy-Farmington Hills, MI | 100 | $ 26,790,000 | $ 267,900 | $ 129,000 |
| Albuquerque, NM | 96 | $ 19,790,000 | $ 206,145 | $ 89,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 95 | $ 19,675,000 | $ 207,105 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 95 | $ 33,035,000 | $ 347,736 | $ 161,000 |
| New Orleans-Metairie, LA | 95 | $ 21,295,000 | $ 224,157 | $ 115,000 |
| Janesville-Beloit, WI | 92 | $ 17,500,000 | $ 190,217 | $ 81,000 |
| Oklahoma City, OK | 91 | $ 15,595,000 | $ 171,373 | $ 67,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 89 | $ 18,135,000 | $ 203,764 | $ 72,662 |
| Naples-Immokalee-Marco Island, FL | 89 | $ 39,035,000 | $ 438,595 | $ 277,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 87 | $ 14,445,000 | $ 166,034 | $ 73,000 |
| Fort Worth-Arlington, TX | 87 | $ 23,975,000 | $ 275,574 | $ 176,000 |
| Albany-Schenectady-Troy, NY | 84 | $ 17,160,000 | $ 204,285 | $ 73,000 |
| Memphis, TN-MS-AR | 84 | $ 14,380,000 | $ 171,190 | $ 66,214 |
| Cleveland-Elyria, OH | 83 | $ 12,875,000 | $ 155,120 | $ 76,000 |
| Oakland-Hayward-Berkeley, CA | 79 | $ 56,425,000 | $ 714,240 | $ 283,000 |
| Little Rock-North Little Rock-Conway, AR | 77 | $ 14,355,000 | $ 186,428 | $ 58,000 |
| Lakeland-Winter Haven, FL | 76 | $ 14,460,000 | $ 190,263 | $ 63,000 |
| Louisville/Jefferson County, KY-IN | 76 | $ 13,570,000 | $ 178,552 | $ 61,250 |
| Ocala, FL | 76 | $ 13,590,000 | $ 178,815 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 75 | $ 16,315,000 | $ 217,533 | $ 71,613 |
| Columbia, SC | 74 | $ 14,560,000 | $ 196,756 | $ 70,000 |
| Pensacola-Ferry Pass-Brent, FL | 74 | $ 15,470,000 | $ 209,054 | $ 68,000 |
| Tulsa, OK | 74 | $ 12,770,000 | $ 172,567 | $ 93,000 |
| Philadelphia, PA | 72 | $ 15,670,000 | $ 217,638 | $ 100,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 72 | $ 24,780,000 | $ 344,166 | $ 105,000 |
| Killeen-Temple, TX | 71 | $ 13,585,000 | $ 191,338 | $ 67,000 |
| Oshkosh-Neenah, WI | 70 | $ 13,820,000 | $ 197,428 | $ 121,000 |
| Clarksville, TN-KY | 68 | $ 13,200,000 | $ 194,117 | $ 67,250 |
| Newark, NJ-PA | 66 | $ 26,240,000 | $ 397,575 | $ 161,606 |
| Charleston-North Charleston, SC | 65 | $ 18,255,000 | $ 280,846 | $ 106,000 |
| Detroit-Dearborn-Livonia, MI | 65 | $ 10,715,000 | $ 164,846 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 65 | $ 14,915,000 | $ 229,461 | $ 82,000 |
| Cambridge-Newton-Framingham, MA | 64 | $ 32,010,000 | $ 500,156 | $ 177,000 |
| Seattle-Bellevue-Everett, WA | 64 | $ 30,160,000 | $ 471,250 | $ 167,000 |
| Omaha-Council Bluffs, NE-IA | 63 | $ 12,515,000 | $ 198,650 | $ 74,904 |
| Birmingham-Hoover, AL | 62 | $ 12,380,000 | $ 199,677 | $ 76,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 62 | $ 22,890,000 | $ 369,193 | $ 291,000 |
| Bloomington, IL | 61 | $ 12,125,000 | $ 198,770 | $ 125,000 |
| Providence-Warwick, RI-MA | 61 | $ 15,235,000 | $ 249,754 | $ 85,606 |
| Raleigh, NC | 61 | $ 16,495,000 | $ 270,409 | $ 150,000 |
| Anchorage, AK | 60 | $ 17,060,000 | $ 284,333 | $ 86,000 |
| Austin-Round Rock, TX | 60 | $ 24,930,000 | $ 415,500 | $ 183,000 |
| Lake Havasu City-Kingman, AZ | 59 | $ 8,605,000 | $ 145,847 | $ 51,000 |
| Montgomery County-Bucks County-Chester County, PA | 59 | $ 20,335,000 | $ 344,661 | $ 173,000 |
| Bakersfield, CA | 57 | $ 14,275,000 | $ 250,438 | $ 103,000 |
| San Francisco-Redwood City-South San Francisco, CA | 57 | $ 49,485,000 | $ 868,157 | $ 246,000 |
| Camden, NJ | 55 | $ 12,885,000 | $ 234,272 | $ 112,000 |
| Greenville-Anderson-Mauldin, SC | 55 | $ 10,955,000 | $ 199,181 | $ 75,000 |
| Miami-Miami Beach-Kendall, FL | 55 | $ 22,375,000 | $ 406,818 | $ 253,000 |
| Colorado Springs, CO | 54 | $ 15,340,000 | $ 284,074 | $ 79,000 |
| Richmond, VA | 54 | $ 13,650,000 | $ 252,777 | $ 103,000 |
| Salt Lake City, UT | 54 | $ 17,100,000 | $ 316,666 | $ 78,000 |
| Knoxville, TN | 53 | $ 9,395,000 | $ 177,264 | $ 103,000 |
| Rochester, NY | 52 | $ 8,430,000 | $ 162,115 | $ 61,000 |
| Gulfport-Biloxi-Pascagoula, MS | 51 | $ 7,865,000 | $ 154,215 | $ 63,000 |
| Niles-Benton Harbor, MI | 51 | $ 13,845,000 | $ 271,470 | $ 271,000 |
| Boise City, ID | 49 | $ 14,795,000 | $ 301,938 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 49 | $ 11,065,000 | $ 225,816 | $ 86,000 |
| Savannah, GA | 49 | $ 10,205,000 | $ 208,265 | $ 109,000 |
| Boston, MA | 48 | $ 20,110,000 | $ 418,958 | $ 142,000 |
| Hartford-West Hartford-East Hartford, CT | 48 | $ 10,410,000 | $ 216,875 | $ 74,000 |
| Jackson, MS | 48 | $ 9,250,000 | $ 192,708 | $ 66,000 |
| Syracuse, NY | 48 | $ 7,510,000 | $ 156,458 | $ 56,000 |
| Shreveport-Bossier City, LA | 47 | $ 8,545,000 | $ 181,808 | $ 76,000 |
| Tacoma-Lakewood, WA | 47 | $ 18,035,000 | $ 383,723 | $ 105,000 |
| Columbus, GA-AL | 46 | $ 8,020,000 | $ 174,347 | $ 59,217 |
| Greensboro-High Point, NC | 46 | $ 8,120,000 | $ 176,521 | $ 55,000 |
| Charlottesville, VA | 45 | $ 13,315,000 | $ 295,888 | $ 123,000 |
| Dayton-Springfield-Kettering, OH | 45 | $ 7,365,000 | $ 163,666 | $ 59,000 |
| Wichita, KS | 45 | $ 7,125,000 | $ 158,333 | $ 59,000 |
| Huntsville, AL | 43 | $ 10,215,000 | $ 237,558 | $ 89,000 |
| Portland-South Portland, ME | 43 | $ 10,735,000 | $ 249,651 | $ 120,000 |
| Worcester, MA-CT | 43 | $ 11,175,000 | $ 259,883 | $ 67,418 |
| Baton Rouge, LA | 42 | $ 7,340,000 | $ 174,761 | $ 68,000 |
| Homosassa Springs, FL | 42 | $ 10,100,000 | $ 240,476 | $ 78,000 |
| Montgomery, AL | 42 | $ 7,210,000 | $ 171,666 | $ 65,000 |
| Eau Claire, WI | 41 | $ 8,245,000 | $ 201,097 | $ 68,000 |
| Fresno, CA | 41 | $ 12,685,000 | $ 309,390 | $ 91,000 |
| New Haven-Milford, CT | 41 | $ 10,395,000 | $ 253,536 | $ 86,000 |
| Springfield, MO | 41 | $ 6,785,000 | $ 165,487 | $ 63,000 |
| Warner Robins, GA | 40 | $ 7,250,000 | $ 181,250 | $ 59,000 |
| Green Bay, WI | 39 | $ 11,985,000 | $ 307,307 | $ 132,000 |
| Hagerstown-Martinsburg, MD-WV | 39 | $ 9,405,000 | $ 241,153 | $ 76,846 |
| Salisbury, MD-DE | 39 | $ 7,955,000 | $ 203,974 | $ 91,615 |
| Santa Maria-Santa Barbara, CA | 39 | $ 22,795,000 | $ 584,487 | $ 238,000 |
| Wilmington, DE-MD-NJ | 39 | $ 8,845,000 | $ 226,794 | $ 76,333 |
| Grand Rapids-Wyoming, MI | 38 | $ 9,210,000 | $ 242,368 | $ 129,000 |
| Prescott Valley-Prescott, AZ | 38 | $ 9,280,000 | $ 244,210 | $ 81,000 |
| Punta Gorda, FL | 38 | $ 7,580,000 | $ 199,473 | $ 72,000 |
| Durham-Chapel Hill, NC | 37 | $ 8,985,000 | $ 242,837 | $ 89,000 |
| Gainesville, FL | 37 | $ 7,335,000 | $ 198,243 | $ 95,000 |
| Winston-Salem, NC | 37 | $ 5,655,000 | $ 152,837 | $ 73,000 |
| Duluth, MN-WI | 36 | $ 8,350,000 | $ 231,944 | $ 117,666 |
| El Paso, TX | 36 | $ 6,920,000 | $ 192,222 | $ 70,000 |
| Bridgeport-Stamford-Norwalk, CT | 35 | $ 18,635,000 | $ 532,428 | $ 266,000 |
| Chattanooga, TN-GA | 34 | $ 5,930,000 | $ 174,411 | $ 84,176 |
| Crestview-Fort Walton Beach-Destin, FL | 34 | $ 10,170,000 | $ 299,117 | $ 155,000 |
| Port St. Lucie, FL | 34 | $ 8,300,000 | $ 244,117 | $ 83,000 |
| Akron, OH | 33 | $ 4,885,000 | $ 148,030 | $ 60,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 33 | $ 7,305,000 | $ 221,363 | $ 62,000 |
| Daphne-Fairhope-Foley, AL | 33 | $ 6,615,000 | $ 200,454 | $ 63,000 |
| Ogden-Clearfield, UT | 33 | $ 10,065,000 | $ 305,000 | $ 73,000 |
| Springfield, MA | 33 | $ 7,845,000 | $ 237,727 | $ 84,000 |
| Wilmington, NC | 33 | $ 9,785,000 | $ 296,515 | $ 87,000 |
| Harrisburg-Carlisle, PA | 32 | $ 6,310,000 | $ 197,187 | $ 64,000 |
| Panama City, FL | 32 | $ 7,440,000 | $ 232,500 | $ 87,000 |
| Reno, NV | 32 | $ 11,760,000 | $ 367,500 | $ 171,000 |
| Rockingham County-Strafford County, NH | 32 | $ 10,500,000 | $ 328,125 | $ 119,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 32 | $ 31,370,000 | $ 980,312 | $ 343,000 |
| Charleston, WV | 31 | $ 6,145,000 | $ 198,225 | $ 83,000 |
| Corpus Christi, TX | 31 | $ 5,885,000 | $ 189,838 | $ 66,000 |
| Jacksonville, NC | 31 | $ 5,215,000 | $ 168,225 | $ 82,000 |
| Mobile, AL | 31 | $ 5,475,000 | $ 176,612 | $ 63,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 31 | $ 3,785,000 | $ 122,096 | $ 96,000 |
| Spokane-Spokane Valley, WA | 31 | $ 7,115,000 | $ 229,516 | $ 69,000 |
| Stockton-Lodi, CA | 31 | $ 10,515,000 | $ 339,193 | $ 93,000 |
| Utica-Rome, NY | 31 | $ 5,255,000 | $ 169,516 | $ 84,000 |
| Asheville, NC | 30 | $ 7,550,000 | $ 251,666 | $ 88,000 |
| Lansing-East Lansing, MI | 30 | $ 4,430,000 | $ 147,666 | $ 83,000 |
| Flint, MI | 29 | $ 4,355,000 | $ 150,172 | $ 57,000 |
| Kankakee, IL | 29 | $ 5,175,000 | $ 178,448 | $ 86,000 |
| Lafayette, LA | 29 | $ 4,335,000 | $ 149,482 | $ 80,000 |
| Toledo, OH | 29 | $ 4,735,000 | $ 163,275 | $ 77,000 |
| Youngstown-Warren-Boardman, OH-PA | 29 | $ 3,845,000 | $ 132,586 | $ 55,965 |
| Yuma, AZ | 29 | $ 4,985,000 | $ 171,896 | $ 62,000 |
| Valdosta, GA | 28 | $ 5,590,000 | $ 199,642 | $ 59,000 |
| Dover, DE | 27 | $ 6,955,000 | $ 257,592 | $ 86,000 |
| East Stroudsburg, PA | 27 | $ 5,545,000 | $ 205,370 | $ 87,000 |
| Huntington-Ashland, WV-KY-OH | 27 | $ 4,415,000 | $ 163,518 | $ 51,000 |
| Binghamton, NY | 26 | $ 3,610,000 | $ 138,846 | $ 66,000 |
| Davenport-Moline-Rock Island, IA-IL | 26 | $ 3,650,000 | $ 140,384 | $ 65,230 |
| Hickory-Lenoir-Morganton, NC | 26 | $ 5,260,000 | $ 202,307 | $ 87,000 |
| South Bend-Mishawaka, IN-MI | 26 | $ 6,040,000 | $ 232,307 | $ 168,461 |
| Spartanburg, SC | 26 | $ 5,180,000 | $ 199,230 | $ 80,000 |
| Cedar Rapids, IA | 25 | $ 4,055,000 | $ 162,200 | $ 62,000 |
| Joplin, MO | 25 | $ 3,895,000 | $ 155,800 | $ 50,000 |
| Salem, OR | 25 | $ 6,885,000 | $ 275,400 | $ 77,000 |
| Sierra Vista-Douglas, AZ | 25 | $ 4,845,000 | $ 193,800 | $ 60,000 |
| Urban Honolulu, HI | 25 | $ 12,025,000 | $ 481,000 | $ 95,000 |
| Fargo, ND-MN | 24 | $ 5,370,000 | $ 223,750 | $ 84,333 |
| Lexington-Fayette, KY | 24 | $ 3,660,000 | $ 152,500 | $ 72,000 |
| Norwich-New London, CT | 24 | $ 5,430,000 | $ 226,250 | $ 84,000 |
| Sumter, SC | 24 | $ 3,820,000 | $ 159,166 | $ 72,000 |
| Michigan City-La Porte, IN | 23 | $ 4,735,000 | $ 205,869 | $ 133,000 |
| Peoria, IL | 23 | $ 3,265,000 | $ 141,956 | $ 74,000 |
| St. Cloud, MN | 23 | $ 5,945,000 | $ 258,478 | $ 90,000 |
| Texarkana, TX-AR | 23 | $ 3,415,000 | $ 148,478 | $ 76,304 |
| Tuscaloosa, AL | 23 | $ 5,435,000 | $ 236,304 | $ 100,000 |
| Canton-Massillon, OH | 22 | $ 2,830,000 | $ 128,636 | $ 57,000 |
| Las Cruces, NM | 22 | $ 3,760,000 | $ 170,909 | $ 67,000 |
| Macon-Bibb County, GA | 22 | $ 3,940,000 | $ 179,090 | $ 70,000 |
| Terre Haute, IN | 22 | $ 3,030,000 | $ 137,727 | $ 64,000 |
| York-Hanover, PA | 22 | $ 4,600,000 | $ 209,090 | $ 93,000 |
| Billings, MT | 21 | $ 8,115,000 | $ 386,428 | $ 121,000 |
| Cheyenne, WY | 21 | $ 6,615,000 | $ 315,000 | $ 181,000 |
| Pueblo, CO | 21 | $ 4,055,000 | $ 193,095 | $ 76,000 |
| Reading, PA | 21 | $ 4,395,000 | $ 209,285 | $ 92,000 |
| Watertown-Fort Drum, NY | 21 | $ 3,885,000 | $ 185,000 | $ 75,000 |
| Wausau, WI | 21 | $ 3,875,000 | $ 184,523 | $ 74,000 |
| Champaign-Urbana, IL | 20 | $ 3,230,000 | $ 161,500 | $ 71,000 |
| Fort Smith, AR-OK | 20 | $ 3,000,000 | $ 150,000 | $ 71,850 |
| Fort Wayne, IN | 20 | $ 2,770,000 | $ 138,500 | $ 61,000 |
| Kingsport-Bristol-Bristol, TN-VA | 20 | $ 2,720,000 | $ 136,000 | $ 69,000 |
| Olympia-Tumwater, WA | 20 | $ 6,180,000 | $ 309,000 | $ 98,000 |
| Washington-Baltimore-Arlington, DC | 20 | $ 8,640,000 | $ 432,000 | $ 213,000 |
| Albany, GA | 19 | $ 2,465,000 | $ 129,736 | $ 50,000 |
| Anniston-Oxford-Jacksonville, AL | 19 | $ 2,375,000 | $ 125,000 | $ 70,000 |
| Auburn-Opelika, AL | 19 | $ 4,325,000 | $ 227,631 | $ 89,000 |
| Longview, TX | 19 | $ 3,575,000 | $ 188,157 | $ 69,000 |
| Ames, IA | 18 | $ 3,420,000 | $ 190,000 | $ 102,000 |
| Atlantic City-Hammonton, NJ | 18 | $ 4,590,000 | $ 255,000 | $ 111,000 |
| Burlington, NC | 18 | $ 2,560,000 | $ 142,222 | $ 41,000 |
| Evansville, IN-KY | 18 | $ 2,930,000 | $ 162,777 | $ 61,277 |
| Greeley, CO | 18 | $ 5,380,000 | $ 298,888 | $ 61,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 18 | $ 7,270,000 | $ 403,888 | $ 217,000 |
| Hinesville, GA | 18 | $ 2,550,000 | $ 141,666 | $ 64,000 |
| Lawton, OK | 18 | $ 2,670,000 | $ 148,333 | $ 43,000 |
| Medford, OR | 18 | $ 5,340,000 | $ 296,666 | $ 89,000 |
| Modesto, CA | 18 | $ 5,220,000 | $ 290,000 | $ 96,000 |
| Sioux Falls, SD | 18 | $ 3,110,000 | $ 172,777 | $ 75,000 |
| Springfield, IL | 18 | $ 2,930,000 | $ 162,777 | $ 63,000 |
| Topeka, KS | 18 | $ 2,220,000 | $ 123,333 | $ 62,000 |
| Bremerton-Silverdale, WA | 17 | $ 5,915,000 | $ 347,941 | $ 109,000 |
| Madera, CA | 17 | $ 5,045,000 | $ 296,764 | $ 136,000 |
| McAllen-Edinburg-Mission, TX | 17 | $ 3,105,000 | $ 182,647 | $ 90,000 |
| Morristown, TN | 17 | $ 5,245,000 | $ 308,529 | $ 73,000 |
| Muskegon, MI | 17 | $ 3,465,000 | $ 203,823 | $ 109,000 |
| Provo-Orem, UT | 17 | $ 6,105,000 | $ 359,117 | $ 148,000 |
| Roanoke, VA | 17 | $ 2,865,000 | $ 168,529 | $ 46,000 |
| Bangor, ME | 16 | $ 3,410,000 | $ 213,125 | $ 93,000 |
| Carbondale-Marion, IL | 16 | $ 2,400,000 | $ 150,000 | $ 74,000 |
| Elizabethtown-Fort Knox, KY | 16 | $ 2,650,000 | $ 165,625 | $ 67,000 |
| Erie, PA | 16 | $ 2,320,000 | $ 145,000 | $ 44,000 |
| Eugene, OR | 16 | $ 6,660,000 | $ 416,250 | $ 126,000 |
| Farmington, NM | 16 | $ 2,430,000 | $ 151,875 | $ 79,000 |
| Vallejo-Fairfield, CA | 16 | $ 7,130,000 | $ 445,625 | $ 105,000 |
| Visalia-Porterville, CA | 16 | $ 3,730,000 | $ 233,125 | $ 71,000 |
| Winchester, VA-WV | 16 | $ 3,660,000 | $ 228,750 | $ 79,250 |
| Amarillo, TX | 15 | $ 3,305,000 | $ 220,333 | $ 63,000 |
| Ann Arbor, MI | 15 | $ 4,785,000 | $ 319,000 | $ 167,000 |
| Barnstable Town, MA | 15 | $ 6,375,000 | $ 425,000 | $ 94,000 |
| Brownsville-Harlingen, TX | 15 | $ 2,935,000 | $ 195,666 | $ 60,000 |
| Fairbanks, AK | 15 | $ 2,935,000 | $ 195,666 | $ 80,000 |
| Lewiston-Auburn, ME | 15 | $ 2,705,000 | $ 180,333 | $ 127,000 |
| Pocatello, ID | 15 | $ 2,385,000 | $ 159,000 | $ 61,000 |
| Sebring, FL | 15 | $ 2,815,000 | $ 187,666 | $ 51,000 |
| Waco, TX | 15 | $ 3,385,000 | $ 225,666 | $ 98,000 |
| Wichita Falls, TX | 15 | $ 2,215,000 | $ 147,666 | $ 41,000 |
| Beaumont-Port Arthur, TX | 14 | $ 2,360,000 | $ 168,571 | $ 48,000 |
| Bismarck, ND | 14 | $ 3,180,000 | $ 227,142 | $ 84,000 |
| Dothan, AL | 14 | $ 1,940,000 | $ 138,571 | $ 64,000 |
| Hot Springs, AR | 14 | $ 1,650,000 | $ 117,857 | $ 52,000 |
| Kingston, NY | 14 | $ 2,810,000 | $ 200,714 | $ 74,000 |
| Manhattan, KS | 14 | $ 2,450,000 | $ 175,000 | $ 61,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 5,730,000 | $ 409,285 | $ 163,000 |
| St. George, UT | 14 | $ 3,740,000 | $ 267,142 | $ 84,000 |
| Tallahassee, FL | 14 | $ 2,900,000 | $ 207,142 | $ 95,000 |
| The Villages, FL | 14 | $ 2,890,000 | $ 206,428 | $ 135,000 |
| Alexandria, LA | 13 | $ 2,525,000 | $ 194,230 | $ 64,000 |
| Cleveland, TN | 13 | $ 2,725,000 | $ 209,615 | $ 91,000 |
| Gainesville, GA | 13 | $ 4,525,000 | $ 348,076 | $ 63,000 |
| Lancaster, PA | 13 | $ 2,355,000 | $ 181,153 | $ 56,000 |
| Lynchburg, VA | 13 | $ 2,035,000 | $ 156,538 | $ 70,000 |
| Monroe, LA | 13 | $ 1,965,000 | $ 151,153 | $ 54,000 |
| Santa Rosa, CA | 13 | $ 7,885,000 | $ 606,538 | $ 432,000 |
| Springfield, OH | 13 | $ 1,515,000 | $ 116,538 | $ 43,000 |
| Bend-Redmond, OR | 12 | $ 3,130,000 | $ 260,833 | $ 68,000 |
| Coeur D'Alene, ID | 12 | $ 4,040,000 | $ 336,666 | $ 120,000 |
| Elkhart-Goshen, IN | 12 | $ 1,660,000 | $ 138,333 | $ 46,000 |
| Flagstaff, AZ | 12 | $ 6,500,000 | $ 541,666 | $ 251,000 |
| Florence-Muscle Shoals, AL | 12 | $ 1,440,000 | $ 120,000 | $ 50,000 |
| Glens Falls, NY | 12 | $ 2,310,000 | $ 192,500 | $ 95,000 |
| Idaho Falls, ID | 12 | $ 2,620,000 | $ 218,333 | $ 93,000 |
| Jackson, MI | 12 | $ 2,100,000 | $ 175,000 | $ 53,000 |
| Parkersburg-Vienna, WV | 12 | $ 1,590,000 | $ 132,500 | $ 41,000 |
| Sebastian-Vero Beach, FL | 12 | $ 3,130,000 | $ 260,833 | $ 92,000 |
| Sheboygan, WI | 12 | $ 1,730,000 | $ 144,166 | $ 74,000 |
| Chico, CA | 11 | $ 2,375,000 | $ 215,909 | $ 55,000 |
| Florence, SC | 11 | $ 1,605,000 | $ 145,909 | $ 64,000 |
| Grand Junction, CO | 11 | $ 2,155,000 | $ 195,909 | $ 72,000 |
| Jefferson City, MO | 11 | $ 1,565,000 | $ 142,272 | $ 39,000 |
| Johnson City, TN | 11 | $ 1,825,000 | $ 165,909 | $ 59,000 |
| Longview, WA | 11 | $ 2,835,000 | $ 257,727 | $ 50,000 |
| Manchester-Nashua, NH | 11 | $ 3,715,000 | $ 337,727 | $ 114,000 |
| Mansfield, OH | 11 | $ 1,465,000 | $ 133,181 | $ 51,000 |
| New Bern, NC | 11 | $ 1,465,000 | $ 133,181 | $ 59,000 |
| Rocky Mount, NC | 11 | $ 1,865,000 | $ 169,545 | $ 49,000 |
| Saginaw, MI | 11 | $ 1,505,000 | $ 136,818 | $ 58,000 |
| San Rafael, CA | 11 | $ 7,105,000 | $ 645,909 | $ 215,000 |
| Santa Fe, NM | 11 | $ 4,395,000 | $ 399,545 | $ 276,000 |
| Abilene, TX | 10 | $ 1,510,000 | $ 151,000 | $ 82,000 |
| Albany, OR | 10 | $ 3,030,000 | $ 303,000 | $ 59,000 |
| Altoona, PA | 10 | $ 1,610,000 | $ 161,000 | $ 107,000 |
| Battle Creek, MI | 10 | $ 1,050,000 | $ 105,000 | $ 38,000 |
| Goldsboro, NC | 10 | $ 1,810,000 | $ 181,000 | $ 76,000 |
| Greenville, NC | 10 | $ 1,330,000 | $ 133,000 | $ 59,000 |
| Kennewick-Richland, WA | 10 | $ 3,100,000 | $ 310,000 | $ 73,000 |
| Morgantown, WV | 10 | $ 1,820,000 | $ 182,000 | $ 46,000 |
| Rapid City, SD | 10 | $ 2,420,000 | $ 242,000 | $ 155,000 |
| Sherman-Denison, TX | 10 | $ 2,350,000 | $ 235,000 | $ 53,000 |
| Tyler, TX | 10 | $ 2,180,000 | $ 218,000 | $ 73,000 |
| Weirton-Steubenville, WV-OH | 10 | $ 1,080,000 | $ 108,000 | $ 40,400 |
| College Station-Bryan, TX | 9 | $ 1,795,000 | $ 199,444 | $ 65,000 |
| Decatur, AL | 9 | $ 1,595,000 | $ 177,222 | $ 73,000 |
| Fort Collins, CO | 9 | $ 3,925,000 | $ 436,111 | $ 113,000 |
| Gadsden, AL | 9 | $ 805,000 | $ 89,444 | $ 37,000 |
| Great Falls, MT | 9 | $ 1,855,000 | $ 206,111 | $ 87,000 |
| Hammond, LA | 9 | $ 1,625,000 | $ 180,555 | $ 99,000 |
| Hattiesburg, MS | 9 | $ 1,495,000 | $ 166,111 | $ 72,000 |
| Iowa City, IA | 9 | $ 3,295,000 | $ 366,111 | $ 137,000 |
| Kalamazoo-Portage, MI | 9 | $ 2,235,000 | $ 248,333 | $ 220,000 |
| Lake Charles, LA | 9 | $ 1,235,000 | $ 137,222 | $ 58,000 |
| Trenton, NJ | 9 | $ 2,075,000 | $ 230,555 | $ 87,000 |
| Waterloo-Cedar Falls, IA | 9 | $ 1,725,000 | $ 191,666 | $ 68,000 |
| Yakima, WA | 9 | $ 2,245,000 | $ 249,444 | $ 71,000 |
| Beckley, WV | 8 | $ 1,240,000 | $ 155,000 | $ 71,000 |
| Boulder, CO | 8 | $ 4,100,000 | $ 512,500 | $ 164,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 1,420,000 | $ 177,500 | $ 69,000 |
| Grants Pass, OR | 8 | $ 2,210,000 | $ 276,250 | $ 49,000 |
| Lafayette-West Lafayette, IN | 8 | $ 1,430,000 | $ 178,750 | $ 62,000 |
| Lima, OH | 8 | $ 1,070,000 | $ 133,750 | $ 59,000 |
| Merced, CA | 8 | $ 2,120,000 | $ 265,000 | $ 85,000 |
| Monroe, MI | 8 | $ 1,260,000 | $ 157,500 | $ 113,000 |
| Owensboro, KY | 8 | $ 1,170,000 | $ 146,250 | $ 42,000 |
| Salinas, CA | 8 | $ 4,570,000 | $ 571,250 | $ 192,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 4,170,000 | $ 521,250 | $ 234,000 |
| State College, PA | 8 | $ 1,980,000 | $ 247,500 | $ 89,000 |
| Vineland-Bridgeton, NJ | 8 | $ 1,130,000 | $ 141,250 | $ 50,000 |
| Wheeling, WV-OH | 8 | $ 1,180,000 | $ 147,500 | $ 43,500 |
| Williamsport, PA | 8 | $ 1,280,000 | $ 160,000 | $ 24,000 |
| Yuba City, CA | 8 | $ 2,230,000 | $ 278,750 | $ 62,000 |
| Athens-Clarke County, GA | 7 | $ 1,035,000 | $ 147,857 | $ 58,000 |
| Bay City, MI | 7 | $ 865,000 | $ 123,571 | $ 47,000 |
| Bloomington, IN | 7 | $ 1,575,000 | $ 225,000 | $ 102,000 |
| Carson City, NV | 7 | $ 2,035,000 | $ 290,714 | $ 60,000 |
| Dubuque, IA | 7 | $ 1,235,000 | $ 176,428 | $ 100,000 |
| Elmira, NY | 7 | $ 995,000 | $ 142,142 | $ 60,000 |
| Fond Du Lac, WI | 7 | $ 1,265,000 | $ 180,714 | $ 133,000 |
| Kokomo, IN | 7 | $ 605,000 | $ 86,428 | $ 46,000 |
| Lawrence, KS | 7 | $ 1,165,000 | $ 166,428 | $ 88,000 |
| Lincoln, NE | 7 | $ 1,455,000 | $ 207,857 | $ 62,000 |
| Lubbock, TX | 7 | $ 1,415,000 | $ 202,142 | $ 79,000 |
| Napa, CA | 7 | $ 4,545,000 | $ 649,285 | $ 250,000 |
| Ocean City, NJ | 7 | $ 3,795,000 | $ 542,142 | $ 531,000 |
| Pittsfield, MA | 7 | $ 1,455,000 | $ 207,857 | $ 47,000 |
| Staunton-Waynesboro, VA | 7 | $ 1,225,000 | $ 175,000 | $ 44,000 |
| Victoria, TX | 7 | $ 1,325,000 | $ 189,285 | $ 74,000 |
| Bowling Green, KY | 6 | $ 1,250,000 | $ 208,333 | $ 67,000 |
| California-Lexington Park, MD | 6 | $ 1,280,000 | $ 213,333 | $ 65,000 |
| Enid, OK | 6 | $ 1,140,000 | $ 190,000 | $ 0 |
| Johnstown, PA | 6 | $ 690,000 | $ 115,000 | $ 58,000 |
| La Crosse-Onalaska, WI-MN | 6 | $ 860,000 | $ 143,333 | $ 63,666 |
| Midland, MI | 6 | $ 690,000 | $ 115,000 | $ 44,000 |
| Missoula, MT | 6 | $ 1,310,000 | $ 218,333 | $ 42,000 |
| Muncie, IN | 6 | $ 590,000 | $ 98,333 | $ 102,000 |
| Sioux City, IA-NE-SD | 6 | $ 1,140,000 | $ 190,000 | $ 56,833 |
| St. Joseph, MO-KS | 6 | $ 790,000 | $ 131,666 | $ 57,000 |
| Twin Falls, ID | 6 | $ 970,000 | $ 161,666 | $ 42,000 |
| Brunswick, GA | 5 | $ 1,185,000 | $ 237,000 | $ 91,000 |
| Burlington-South Burlington, VT | 5 | $ 1,205,000 | $ 241,000 | $ 103,000 |
| Cape Girardeau, MO-IL | 5 | $ 615,000 | $ 123,000 | $ 42,000 |
| Casper, WY | 5 | $ 905,000 | $ 181,000 | $ 69,000 |
| Harrisonburg, VA | 5 | $ 1,725,000 | $ 345,000 | $ 83,000 |
| Houma-Thibodaux, LA | 5 | $ 875,000 | $ 175,000 | $ 47,000 |
| Kahului-Wailuku-Lahaina, HI | 5 | $ 2,725,000 | $ 545,000 | $ 105,000 |
| Lebanon, PA | 5 | $ 1,165,000 | $ 233,000 | $ 103,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,115,000 | $ 223,000 | $ 96,000 |
| Odessa, TX | 5 | $ 1,215,000 | $ 243,000 | $ 58,000 |
| Pine Bluff, AR | 5 | $ 805,000 | $ 161,000 | $ 40,000 |
| Rome, GA | 5 | $ 655,000 | $ 131,000 | $ 44,000 |
| Bloomsburg-Berwick, PA | 4 | $ 640,000 | $ 160,000 | $ 48,000 |
| Dalton, GA | 4 | $ 880,000 | $ 220,000 | $ 98,000 |
| Danville, IL | 4 | $ 810,000 | $ 202,500 | $ 76,000 |
| Grand Island, NE | 4 | $ 570,000 | $ 142,500 | $ 41,000 |
| Hanford-Corcoran, CA | 4 | $ 940,000 | $ 235,000 | $ 67,000 |
| Ithaca, NY | 4 | $ 720,000 | $ 180,000 | $ 77,000 |
| Jackson, TN | 4 | $ 320,000 | $ 80,000 | $ 33,000 |
| Lewiston, ID-WA | 4 | $ 590,000 | $ 147,500 | $ 47,500 |
| Mankato-North Mankato, MN | 4 | $ 730,000 | $ 182,500 | $ 86,000 |
| Redding, CA | 4 | $ 970,000 | $ 242,500 | $ 65,000 |
| San Angelo, TX | 4 | $ 1,010,000 | $ 252,500 | $ 77,000 |
| Columbia, MO | 3 | $ 455,000 | $ 151,666 | $ 65,000 |
| Corvallis, OR | 3 | $ 825,000 | $ 275,000 | $ 85,000 |
| Cumberland, MD-WV | 3 | $ 545,000 | $ 181,666 | $ 73,000 |
| El Centro, CA | 3 | $ 635,000 | $ 211,666 | $ 60,000 |
| Jonesboro, AR | 3 | $ 615,000 | $ 205,000 | $ 50,000 |
| Logan, UT-ID | 3 | $ 1,135,000 | $ 378,333 | $ 90,000 |
| Midland, TX | 3 | $ 1,135,000 | $ 378,333 | $ 149,000 |
| Wenatchee, WA | 3 | $ 685,000 | $ 228,333 | $ 63,000 |
| Bellingham, WA | 2 | $ 670,000 | $ 335,000 | $ 106,000 |
| Decatur, IL | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Columbus, IN | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Gettysburg, PA | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Laredo, TX | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Walla Walla, WA | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,662 | $4,429,960,000 | $302,000 | $5,005,000 | $114,000 | $5,177,000 |
| Refinancing | 14,216 | $3,897,920,000 | $274,000 | $3,585,000 | $160,000 | $5,097,000 |
| Cash-out Refinancing | 7,694 | $1,806,190,000 | $234,000 | $5,125,000 | $97,000 | $9,512,000 |
| Other Purpose | 631 | $147,425,000 | $233,000 | $2,005,000 | $148,000 | $2,500,000 |
| Home Improvement | 68 | $15,430,000 | $226,000 | $995,000 | $133,000 | $1,452,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,780 | $6,629,680,000 | $278,000 | $5,125,000 | $133,000 | $9,512,000 |
| Not Provided | 5,601 | $1,501,375,000 | $268,000 | $3,585,000 | $111,000 | $5,097,000 |
| Black or African American | 3,420 | $820,690,000 | $239,000 | $1,705,000 | $87,000 | $1,172,000 |
| Hispanic | 2,839 | $780,545,000 | $274,000 | $2,515,000 | $94,000 | $1,142,000 |
| Asian | 1,050 | $375,360,000 | $357,000 | $1,905,000 | $148,000 | $1,800,000 |
| American Indian or Alaskan Native | 186 | $38,870,000 | $208,000 | $625,000 | $74,000 | $435,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $16,440,000 | $283,000 | $1,225,000 | $96,000 | $500,000 |
| Not applicable | 48 | $21,450,000 | $446,000 | $1,655,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,526 | $6,342,720,000 | $324,000 | $5,125,000 | $156,000 | $9,512,000 |
| VA-guaranteed (Veterans Administration) | 12,963 | $3,077,055,000 | $237,000 | $3,415,000 | $77,000 | $2,163,000 |
| FHA-insured (Federal Housing Administration) | 4,616 | $847,120,000 | $183,000 | $835,000 | $65,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 166 | $30,030,000 | $180,000 | $355,000 | $59,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,530 | $7,048,660,000 | $287,000 | $5,125,000 | $132,000 | $9,512,000 |
| Application Withdrawn By Applicant | 8,087 | $2,046,915,000 | $253,000 | $2,855,000 | $107,000 | $5,097,000 |
| Application Denied By Financial Institution | 2,487 | $592,515,000 | $238,000 | $2,405,000 | $78,000 | $1,683,000 |
| Application Approved But Not Accepted | 1,321 | $395,745,000 | $299,000 | $2,255,000 | $141,000 | $1,760,000 |
| File Closed For Incompleteness | 826 | $208,120,000 | $251,000 | $2,205,000 | $115,000 | $2,500,000 |
| Loan Purchased By The Institution | 20 | $4,970,000 | $248,000 | $945,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 34,784 | $9,704,410,000 | $278,000 | $5,125,000 | $127,000 | $9,512,000 |
| Collateral | 623 | $147,385,000 | $236,000 | $1,595,000 | $92,000 | $938,000 |
| Debt-To-Income Ratio | 599 | $169,715,000 | $283,000 | $1,905,000 | $63,000 | $1,200,000 |
| Other | 522 | $97,170,000 | $186,000 | $1,355,000 | $67,000 | $380,000 |
| Credit History | 423 | $96,415,000 | $227,000 | $2,405,000 | $91,000 | $1,683,000 |
| Unverifiable Information | 208 | $53,860,000 | $258,000 | $1,785,000 | $88,000 | $800,000 |
| Employment History | 54 | $15,180,000 | $281,000 | $1,655,000 | $75,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 50 | $11,280,000 | $225,000 | $1,005,000 | $70,000 | $491,000 |
| Mortgage Insurance Denied | 8 | $1,510,000 | $188,000 | $535,000 | $48,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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