Baxter Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 5,563 mortgage applications totaling $1.4 billion, up 16% from 2024. The average application was for $248,142, and applicants reported an average income of $183,931. 58% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Chicago-Naperville, IL (832), Minneapolis-St. Paul-Bloomington, MN-WI (689) and Lake County-Kenosha County, IL-WI (555) (applications in parentheses).
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave 340 N Milwaukee Ave, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,563 |
| Total Mortgage Loan Application Amount | $1,380,415,000 |
| Average Mortgage Loan Application Amount | $248,142 |
| Highest Mortgage Loan Application Amount | $9,505,000 |
| Average Applicant Income | $183,931 |
| Highest Applicant Income | $3,540,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 832 | $ 180,750,000 | $ 217,247 | $ 170,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 689 | $ 187,285,000 | $ 271,821 | $ 213,817 |
| Lake County-Kenosha County, IL-WI | 555 | $ 110,615,000 | $ 199,306 | $ 169,000 |
| Outside any metro area | 450 | $ 95,210,000 | $ 211,577 | $ 152,922 |
| Anaheim-Santa Ana-Irvine, CA | 141 | $ 68,845,000 | $ 488,262 | $ 282,000 |
| Atlanta-Sandy Springs-Roswell, GA | 95 | $ 20,605,000 | $ 216,894 | $ 163,000 |
| Columbus, OH | 91 | $ 20,105,000 | $ 220,934 | $ 190,000 |
| Los Angeles-Long Beach-Glendale, CA | 87 | $ 33,115,000 | $ 380,632 | $ 236,000 |
| Phoenix-Mesa-Scottsdale, AZ | 84 | $ 30,420,000 | $ 362,142 | $ 234,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 81 | $ 27,775,000 | $ 342,901 | $ 178,000 |
| Riverside-San Bernardino-Ontario, CA | 73 | $ 16,855,000 | $ 230,890 | $ 170,000 |
| Elgin, IL | 67 | $ 8,375,000 | $ 125,000 | $ 149,000 |
| Kenosha, WI | 63 | $ 13,895,000 | $ 220,555 | $ 122,000 |
| Dallas-Plano-Irving, TX | 61 | $ 13,765,000 | $ 225,655 | $ 187,000 |
| Las Vegas-Henderson-Paradise, NV | 54 | $ 10,690,000 | $ 197,962 | $ 187,000 |
| Houston-The Woodlands-Sugar Land, TX | 50 | $ 10,090,000 | $ 201,800 | $ 164,000 |
| Charlotte-Concord-Gastonia, NC-SC | 47 | $ 11,625,000 | $ 247,340 | $ 142,425 |
| Miami-Miami Beach-Kendall, FL | 46 | $ 9,880,000 | $ 214,782 | $ 191,000 |
| Indianapolis-Carmel-Anderson, IN | 41 | $ 11,745,000 | $ 286,463 | $ 212,000 |
| Orlando-Kissimmee-Sanford, FL | 40 | $ 10,650,000 | $ 266,250 | $ 178,000 |
| Cambridge-Newton-Framingham, MA | 38 | $ 20,190,000 | $ 531,315 | $ 299,000 |
| Arlington-Alexandria-Reston, VA-WV | 35 | $ 11,015,000 | $ 314,714 | $ 217,285 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 11,585,000 | $ 331,000 | $ 319,000 |
| Denver-Aurora-Lakewood, CO | 32 | $ 8,970,000 | $ 280,312 | $ 257,000 |
| Lakewood-New Brunswick, NJ | 31 | $ 7,265,000 | $ 234,354 | $ 184,000 |
| New York-Jersey City-White Plains, NY-NJ | 31 | $ 12,465,000 | $ 402,096 | $ 246,000 |
| Tampa, FL | 31 | $ 6,805,000 | $ 219,516 | $ 130,000 |
| San Antonio-New Braunfels, TX | 28 | $ 5,570,000 | $ 198,928 | $ 219,000 |
| Baltimore-Columbia-Towson, MD | 27 | $ 5,675,000 | $ 210,185 | $ 221,000 |
| Bloomington, IN | 27 | $ 4,545,000 | $ 168,333 | $ 139,000 |
| Marietta, GA | 27 | $ 7,935,000 | $ 293,888 | $ 165,000 |
| Newark, NJ-PA | 27 | $ 8,045,000 | $ 297,962 | $ 251,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 27 | $ 12,565,000 | $ 465,370 | $ 310,000 |
| Raleigh, NC | 26 | $ 6,720,000 | $ 258,461 | $ 165,000 |
| San Diego-Carlsbad, CA | 26 | $ 11,660,000 | $ 448,461 | $ 230,000 |
| Duluth, MN-WI | 24 | $ 3,050,000 | $ 127,083 | $ 133,333 |
| Hartford-West Hartford-East Hartford, CT | 24 | $ 2,960,000 | $ 123,333 | $ 142,000 |
| Kansas City, MO-KS | 24 | $ 3,120,000 | $ 130,000 | $ 176,250 |
| Oxnard-Thousand Oaks-Ventura, CA | 24 | $ 5,220,000 | $ 217,500 | $ 239,000 |
| Greensboro-High Point, NC | 22 | $ 2,630,000 | $ 119,545 | $ 98,000 |
| Memphis, TN-MS-AR | 22 | $ 3,170,000 | $ 144,090 | $ 106,272 |
| St. Louis, MO-IL | 22 | $ 2,840,000 | $ 129,090 | $ 127,772 |
| Fort Worth-Arlington, TX | 21 | $ 3,505,000 | $ 166,904 | $ 122,000 |
| San Juan-Carolina-Caguas, PR | 20 | $ 3,780,000 | $ 189,000 | $ 156,000 |
| Lakeland-Winter Haven, FL | 19 | $ 2,275,000 | $ 119,736 | $ 124,000 |
| Montgomery County-Bucks County-Chester County, PA | 19 | $ 4,055,000 | $ 213,421 | $ 218,000 |
| Aguadilla-Isabela, PR | 18 | $ 3,180,000 | $ 176,666 | $ 121,000 |
| Austin-Round Rock, TX | 18 | $ 5,050,000 | $ 280,555 | $ 184,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 18 | $ 4,280,000 | $ 237,777 | $ 148,000 |
| Camden, NJ | 18 | $ 2,980,000 | $ 165,555 | $ 173,000 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 3,370,000 | $ 187,222 | $ 241,000 |
| Jacksonville, FL | 17 | $ 6,615,000 | $ 389,117 | $ 217,000 |
| Mayagnez, PR | 17 | $ 2,515,000 | $ 147,941 | $ 89,000 |
| Nassau County-Suffolk County, NY | 17 | $ 5,425,000 | $ 319,117 | $ 273,000 |
| Pittsburgh, PA | 17 | $ 2,785,000 | $ 163,823 | $ 175,000 |
| Salt Lake City, UT | 17 | $ 4,105,000 | $ 241,470 | $ 151,000 |
| Cincinnati, OH-KY-IN | 16 | $ 3,580,000 | $ 223,750 | $ 118,187 |
| Hickory-Lenoir-Morganton, NC | 16 | $ 2,080,000 | $ 130,000 | $ 92,000 |
| Oakland-Hayward-Berkeley, CA | 16 | $ 7,500,000 | $ 468,750 | $ 238,000 |
| Worcester, MA-CT | 16 | $ 5,140,000 | $ 321,250 | $ 236,000 |
| Boston, MA | 15 | $ 5,105,000 | $ 340,333 | $ 256,000 |
| Richmond, VA | 15 | $ 2,455,000 | $ 163,666 | $ 156,000 |
| Rockford, IL | 15 | $ 4,915,000 | $ 327,666 | $ 156,000 |
| St. Petersburg-Clearwater-Largo, FL | 15 | $ 4,565,000 | $ 304,333 | $ 214,000 |
| Washington-Baltimore-Arlington, DC | 15 | $ 6,235,000 | $ 415,666 | $ 209,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 14 | $ 8,630,000 | $ 616,428 | $ 392,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 2,140,000 | $ 152,857 | $ 166,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 3,420,000 | $ 244,285 | $ 197,000 |
| Knoxville, TN | 14 | $ 4,860,000 | $ 347,142 | $ 178,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 1,910,000 | $ 136,428 | $ 138,428 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 3,600,000 | $ 257,142 | $ 172,000 |
| Asheville, NC | 13 | $ 1,885,000 | $ 145,000 | $ 123,000 |
| Columbia, SC | 13 | $ 3,025,000 | $ 232,692 | $ 143,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 13 | $ 3,985,000 | $ 306,538 | $ 173,384 |
| Racine, WI | 13 | $ 2,235,000 | $ 171,923 | $ 111,000 |
| Tucson, AZ | 13 | $ 2,595,000 | $ 199,615 | $ 171,000 |
| Charleston-North Charleston, SC | 12 | $ 3,960,000 | $ 330,000 | $ 201,000 |
| Cleveland, OH | 12 | $ 1,500,000 | $ 125,000 | $ 113,000 |
| Port St. Lucie, FL | 12 | $ 2,570,000 | $ 214,166 | $ 290,000 |
| Seattle-Bellevue-Everett, WA | 11 | $ 7,185,000 | $ 653,181 | $ 327,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 2,685,000 | $ 244,090 | $ 148,000 |
| Madison, WI | 10 | $ 3,250,000 | $ 325,000 | $ 188,000 |
| Ocala, FL | 10 | $ 1,450,000 | $ 145,000 | $ 170,000 |
| Akron, OH | 9 | $ 1,545,000 | $ 171,666 | $ 152,000 |
| Albuquerque, NM | 9 | $ 1,785,000 | $ 198,333 | $ 114,000 |
| Detroit-Dearborn-Livonia, MI | 9 | $ 1,675,000 | $ 186,111 | $ 145,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 2,055,000 | $ 228,333 | $ 151,000 |
| Lake County-Porter County-Jasper County, IN | 9 | $ 2,325,000 | $ 258,333 | $ 168,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 1,685,000 | $ 187,222 | $ 126,000 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 4,845,000 | $ 538,333 | $ 219,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 1,815,000 | $ 201,666 | $ 159,000 |
| Durham-Chapel Hill, NC | 8 | $ 4,320,000 | $ 540,000 | $ 325,000 |
| Rockingham County-Strafford County, NH | 8 | $ 2,040,000 | $ 255,000 | $ 151,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 4,690,000 | $ 586,250 | $ 247,000 |
| Stockton-Lodi, CA | 8 | $ 3,240,000 | $ 405,000 | $ 216,000 |
| Wichita, KS | 8 | $ 2,060,000 | $ 257,500 | $ 235,000 |
| Wilmington, NC | 8 | $ 1,100,000 | $ 137,500 | $ 153,000 |
| Birmingham-Hoover, AL | 7 | $ 685,000 | $ 97,857 | $ 112,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,205,000 | $ 172,142 | $ 124,000 |
| Colorado Springs, CO | 7 | $ 2,275,000 | $ 325,000 | $ 198,000 |
| Dayton-Springfield-Kettering, OH | 7 | $ 1,465,000 | $ 209,285 | $ 197,000 |
| Everett, WA | 7 | $ 3,385,000 | $ 483,571 | $ 241,000 |
| Green Bay, WI | 7 | $ 1,235,000 | $ 176,428 | $ 119,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 7 | $ 1,015,000 | $ 145,000 | $ 170,000 |
| Niles-Benton Harbor, MI | 7 | $ 1,535,000 | $ 219,285 | $ 262,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,665,000 | $ 237,857 | $ 144,000 |
| Prescott Valley-Prescott, AZ | 7 | $ 2,575,000 | $ 367,857 | $ 343,000 |
| Providence-Warwick, RI-MA | 7 | $ 1,695,000 | $ 242,142 | $ 188,142 |
| Janesville-Beloit, WI | 6 | $ 1,060,000 | $ 176,666 | $ 103,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 630,000 | $ 105,000 | $ 118,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 5,820,000 | $ 970,000 | $ 505,000 |
| Reno, NV | 6 | $ 3,630,000 | $ 605,000 | $ 337,000 |
| Savannah, GA | 6 | $ 1,940,000 | $ 323,333 | $ 163,000 |
| Sioux Falls, SD | 6 | $ 1,700,000 | $ 283,333 | $ 150,000 |
| Urban Honolulu, HI | 6 | $ 1,600,000 | $ 266,666 | $ 276,000 |
| Warner Robins, GA | 6 | $ 450,000 | $ 75,000 | $ 100,000 |
| Washington, DC-MD | 6 | $ 1,520,000 | $ 253,333 | $ 149,333 |
| Wausau, WI | 6 | $ 580,000 | $ 96,666 | $ 95,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 1,675,000 | $ 335,000 | $ 197,000 |
| Bakersfield, CA | 5 | $ 975,000 | $ 195,000 | $ 80,000 |
| Barnstable Town, MA | 5 | $ 2,435,000 | $ 487,000 | $ 305,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 2,735,000 | $ 547,000 | $ 249,000 |
| Chattanooga, TN-GA | 5 | $ 1,605,000 | $ 321,000 | $ 168,800 |
| Daphne-Fairhope-Foley, AL | 5 | $ 2,885,000 | $ 577,000 | $ 176,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 505,000 | $ 101,000 | $ 148,200 |
| Guayama, PR | 5 | $ 605,000 | $ 121,000 | $ 108,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 685,000 | $ 137,000 | $ 87,600 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 855,000 | $ 171,000 | $ 247,000 |
| Jackson, MS | 5 | $ 555,000 | $ 111,000 | $ 153,000 |
| Macon-Bibb County, GA | 5 | $ 335,000 | $ 67,000 | $ 73,000 |
| Manchester-Nashua, NH | 5 | $ 1,275,000 | $ 255,000 | $ 183,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 415,000 | $ 83,000 | $ 128,000 |
| Oklahoma City, OK | 5 | $ 655,000 | $ 131,000 | $ 245,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,575,000 | $ 315,000 | $ 167,000 |
| Philadelphia, PA | 5 | $ 665,000 | $ 133,000 | $ 168,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 3,125,000 | $ 625,000 | $ 308,000 |
| Springfield, MA | 5 | $ 1,345,000 | $ 269,000 | $ 194,000 |
| Springfield, MO | 5 | $ 1,105,000 | $ 221,000 | $ 131,000 |
| Sumter, SC | 5 | $ 765,000 | $ 153,000 | $ 121,000 |
| Tacoma-Lakewood, WA | 5 | $ 275,000 | $ 55,000 | $ 73,000 |
| Wilmington, DE-MD-NJ | 5 | $ 595,000 | $ 119,000 | $ 128,000 |
| Winston-Salem, NC | 5 | $ 535,000 | $ 107,000 | $ 159,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,060,000 | $ 265,000 | $ 155,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,100,000 | $ 275,000 | $ 163,000 |
| Eau Claire, WI | 4 | $ 810,000 | $ 202,500 | $ 124,000 |
| Evansville, IN-KY | 4 | $ 1,850,000 | $ 462,500 | $ 295,000 |
| Gainesville, GA | 4 | $ 470,000 | $ 117,500 | $ 326,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 680,000 | $ 170,000 | $ 181,000 |
| Greeley, CO | 4 | $ 710,000 | $ 177,500 | $ 156,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 350,000 | $ 87,500 | $ 108,000 |
| New Haven-Milford, CT | 4 | $ 540,000 | $ 135,000 | $ 226,000 |
| Ponce, PR | 4 | $ 370,000 | $ 92,500 | $ 76,000 |
| Provo-Orem, UT | 4 | $ 400,000 | $ 100,000 | $ 95,000 |
| Rochester, NY | 4 | $ 950,000 | $ 237,500 | $ 100,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 320,000 | $ 80,000 | $ 97,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 660,000 | $ 165,000 | $ 185,500 |
| Valdosta, GA | 4 | $ 870,000 | $ 217,500 | $ 139,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 400,000 | $ 100,000 | $ 103,000 |
| Ames, IA | 3 | $ 855,000 | $ 285,000 | $ 156,000 |
| Auburn-Opelika, AL | 3 | $ 685,000 | $ 228,333 | $ 242,000 |
| Boise City, ID | 3 | $ 1,025,000 | $ 341,666 | $ 426,000 |
| Bozeman, MT | 3 | $ 965,000 | $ 321,666 | $ 165,000 |
| Burlington, NC | 3 | $ 285,000 | $ 95,000 | $ 113,000 |
| Champaign-Urbana, IL | 3 | $ 7,665,000 | $ 2,555,000 | $ 146,000 |
| Charleston, WV | 3 | $ 515,000 | $ 171,666 | $ 102,000 |
| Charlottesville, VA | 3 | $ 565,000 | $ 188,333 | $ 176,000 |
| Des Moines-West Des Moines, IA | 3 | $ 105,000 | $ 35,000 | $ 149,000 |
| Gainesville, FL | 3 | $ 235,000 | $ 78,333 | $ 82,000 |
| Homosassa Springs, FL | 3 | $ 635,000 | $ 211,666 | $ 166,000 |
| Jackson, TN | 3 | $ 435,000 | $ 145,000 | $ 54,000 |
| Kankakee, IL | 3 | $ 615,000 | $ 205,000 | $ 107,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 285,000 | $ 95,000 | $ 85,000 |
| Lansing-East Lansing, MI | 3 | $ 655,000 | $ 218,333 | $ 82,000 |
| Lynchburg, VA | 3 | $ 425,000 | $ 141,666 | $ 114,000 |
| Michigan City-La Porte, IN | 3 | $ 605,000 | $ 201,666 | $ 139,000 |
| New Orleans-Metairie, LA | 3 | $ 635,000 | $ 211,666 | $ 142,000 |
| Rochester, MN | 3 | $ 1,125,000 | $ 375,000 | $ 127,000 |
| Salem, OR | 3 | $ 85,000 | $ 28,333 | $ 83,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 665,000 | $ 221,666 | $ 185,000 |
| Spokane-Spokane Valley, WA | 3 | $ 145,000 | $ 48,333 | $ 109,000 |
| Syracuse, NY | 3 | $ 105,000 | $ 35,000 | $ 96,000 |
| Trenton, NJ | 3 | $ 645,000 | $ 215,000 | $ 245,000 |
| Tuscaloosa, AL | 3 | $ 825,000 | $ 275,000 | $ 158,000 |
| Alexandria, LA | 2 | $ 140,000 | $ 70,000 | $ 129,000 |
| Anchorage, AK | 2 | $ 240,000 | $ 120,000 | $ 138,000 |
| Appleton, WI | 2 | $ 400,000 | $ 200,000 | $ 126,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 1,540,000 | $ 770,000 | $ 327,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 690,000 | $ 345,000 | $ 196,000 |
| Baton Rouge, LA | 2 | $ 80,000 | $ 40,000 | $ 80,000 |
| Brownsville-Harlingen, TX | 2 | $ 80,000 | $ 40,000 | $ 128,000 |
| Cleveland, TN | 2 | $ 90,000 | $ 45,000 | $ 84,000 |
| Columbus, GA-AL | 2 | $ 80,000 | $ 40,000 | $ 107,000 |
| El Paso, TX | 2 | $ 100,000 | $ 50,000 | $ 42,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 50,000 | $ 25,000 | $ 208,000 |
| Elkhart-Goshen, IN | 2 | $ 160,000 | $ 80,000 | $ 113,000 |
| Fargo, ND-MN | 2 | $ 330,000 | $ 165,000 | $ 125,500 |
| Flagstaff, AZ | 2 | $ 410,000 | $ 205,000 | $ 196,000 |
| Florence-Muscle Shoals, AL | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Fresno, CA | 2 | $ 1,240,000 | $ 620,000 | $ 255,000 |
| Glens Falls, NY | 2 | $ 80,000 | $ 40,000 | $ 93,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Harrisburg-Carlisle, PA | 2 | $ 690,000 | $ 345,000 | $ 148,000 |
| Hinesville, GA | 2 | $ 150,000 | $ 75,000 | $ 43,000 |
| Huntsville, AL | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 610,000 | $ 305,000 | $ 132,000 |
| Lafayette, LA | 2 | $ 70,000 | $ 35,000 | $ 94,000 |
| Las Cruces, NM | 2 | $ 590,000 | $ 295,000 | $ 97,000 |
| Lawrence, KS | 2 | $ 570,000 | $ 285,000 | $ 148,000 |
| Lexington-Fayette, KY | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Lincoln, NE | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
| Medford, OR | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Modesto, CA | 2 | $ 380,000 | $ 190,000 | $ 304,000 |
| Ogden-Clearfield, UT | 2 | $ 910,000 | $ 455,000 | $ 287,000 |
| Oshkosh-Neenah, WI | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Panama City, FL | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
| Peoria, IL | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 360,000 | $ 180,000 | $ 102,000 |
| Pittsfield, MA | 2 | $ 180,000 | $ 90,000 | $ 104,000 |
| Punta Gorda, FL | 2 | $ 130,000 | $ 65,000 | $ 97,000 |
| Roanoke, VA | 2 | $ 160,000 | $ 80,000 | $ 184,000 |
| Rocky Mount, NC | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Saginaw, MI | 2 | $ 1,240,000 | $ 620,000 | $ 249,000 |
| San Angelo, TX | 2 | $ 2,450,000 | $ 1,225,000 | $ 377,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 640,000 | $ 320,000 | $ 184,000 |
| San Rafael, CA | 2 | $ 1,310,000 | $ 655,000 | $ 247,000 |
| Sherman-Denison, TX | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Springfield, OH | 2 | $ 420,000 | $ 210,000 | $ 134,000 |
| Staunton-Waynesboro, VA | 2 | $ 240,000 | $ 120,000 | $ 124,000 |
| Topeka, KS | 2 | $ 70,000 | $ 35,000 | $ 99,000 |
| Traverse City, MI | 2 | $ 540,000 | $ 270,000 | $ 175,000 |
| Utica-Rome, NY | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Waterbury-Shelton, CT | 2 | $ 520,000 | $ 260,000 | $ 124,000 |
| Wildwood-The Villages, FL | 2 | $ 810,000 | $ 405,000 | $ 160,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 150,000 | $ 75,000 | $ 169,000 |
| Abilene, TX | 1 | $ 65,000 | $ 65,000 | $ 162,000 |
| Amherst Town-Northampton, MA | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Ann Arbor, MI | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Athens-Clarke County, GA | 1 | $ 75,000 | $ 75,000 | $ 226,000 |
| Bangor, ME | 1 | $ 55,000 | $ 55,000 | $ 131,000 |
| Battle Creek, MI | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Bellingham, WA | 1 | $ 355,000 | $ 355,000 | $ 187,000 |
| Bend-Redmond, OR | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
| Bismarck, ND | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Boulder, CO | 1 | $ 1,155,000 | $ 1,155,000 | $ 396,000 |
| Burlington-South Burlington, VT | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Canton-Massillon, OH | 1 | $ 75,000 | $ 75,000 | $ 366,000 |
| Clarksville, TN-KY | 1 | $ 55,000 | $ 55,000 | $ 215,000 |
| College Station-Bryan, TX | 1 | $ 165,000 | $ 165,000 | $ 220,000 |
| Decatur, IL | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Dubuque, IA | 1 | $ 245,000 | $ 245,000 | $ 237,000 |
| Flint, MI | 1 | $ 425,000 | $ 425,000 | $ 246,000 |
| Florence, SC | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Fort Collins, CO | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Fort Wayne, IN | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Grand Junction, CO | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Greenville, NC | 1 | $ 365,000 | $ 365,000 | $ 270,000 |
| Hattiesburg, MS | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Hot Springs, AR | 1 | $ 155,000 | $ 155,000 | $ 336,000 |
| Houma-Thibodaux, LA | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Idaho Falls, ID | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Johnson City, TN | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Kalamazoo-Portage, MI | 1 | $ 55,000 | $ 55,000 | $ 184,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Lancaster, PA | 1 | $ 505,000 | $ 505,000 | $ 184,000 |
| Lawton, OK | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Lewiston, ID-WA | 1 | $ 35,000 | $ 35,000 | $ 200,000 |
| Lexington Park, MD | 1 | $ 45,000 | $ 45,000 | $ 219,000 |
| Logan, UT-ID | 1 | $ 405,000 | $ 405,000 | $ 335,000 |
| Lubbock, TX | 1 | $ 165,000 | $ 165,000 | $ 220,000 |
| Merced, CA | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Midland, TX | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Monroe, LA | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| Monroe, MI | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Morristown, TN | 1 | $ 65,000 | $ 65,000 | $ 138,000 |
| Norwich-New London, CT | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Odessa, TX | 1 | $ 105,000 | $ 105,000 | $ 162,000 |
| Parkersburg-Vienna, WV | 1 | $ 465,000 | $ 465,000 | $ 623,000 |
| Portland-South Portland, ME | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Pueblo, CO | 1 | $ 225,000 | $ 225,000 | $ 256,000 |
| Redding, CA | 1 | $ 55,000 | $ 55,000 | $ 216,000 |
| Salisbury, MD-DE | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Santa Fe, NM | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 505,000 | $ 505,000 | $ 250,000 |
| Santa Rosa, CA | 1 | $ 1,055,000 | $ 1,055,000 | $ 346,000 |
| Sebastian-Vero Beach, FL | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Spartanburg, SC | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| St. Cloud, MN | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Terre Haute, IN | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Toledo, OH | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Tulsa, OK | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Tyler, TX | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Vallejo-Fairfield, CA | 1 | $ 285,000 | $ 285,000 | $ 255,000 |
| Vineland-Bridgeton, NJ | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Visalia-Porterville, CA | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Waco, TX | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Winchester, VA-WV | 1 | $ 365,000 | $ 365,000 | $ 186,000 |
| York-Hanover, PA | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| Yuma, AZ | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,501 | $188,115,000 | $125,000 | $8,805,000 | $157,000 | $3,540,000 |
| Home Improvement | 1,491 | $162,005,000 | $108,000 | $3,005,000 | $168,000 | $3,012,000 |
| Home Purchase | 1,375 | $637,265,000 | $463,000 | $9,505,000 | $218,000 | $1,930,000 |
| Cash-out Refinancing | 830 | $228,810,000 | $275,000 | $9,005,000 | $192,000 | $2,340,000 |
| Refinancing | 366 | $164,220,000 | $448,000 | $2,745,000 | $213,000 | $1,294,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,828 | $678,260,000 | $239,000 | $9,505,000 | $187,000 | $3,012,000 |
| Not Provided | 1,203 | $315,435,000 | $262,000 | $8,805,000 | $192,000 | $3,308,000 |
| Hispanic | 706 | $133,620,000 | $189,000 | $2,075,000 | $153,000 | $2,748,000 |
| Asian | 458 | $165,390,000 | $361,000 | $3,965,000 | $220,000 | $3,540,000 |
| Black or African American | 335 | $58,905,000 | $175,000 | $2,705,000 | $149,000 | $1,726,000 |
| American Indian or Alaskan Native | 21 | $4,965,000 | $236,000 | $1,005,000 | $179,000 | $625,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,050,000 | $341,000 | $1,625,000 | $193,000 | $634,000 |
| Not applicable | 6 | $21,790,000 | $3,631,000 | $9,005,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,562 | $1,379,610,000 | $248,000 | $9,505,000 | $184,000 | $3,540,000 |
| VA-guaranteed (Veterans Administration) | 1 | $805,000 | $805,000 | $805,000 | $244,000 | $244,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,223 | $881,115,000 | $273,000 | $9,505,000 | $193,000 | $2,412,000 |
| Application Approved But Not Accepted | 1,094 | $312,180,000 | $285,000 | $3,205,000 | $206,000 | $3,540,000 |
| Application Denied By Financial Institution | 1,093 | $149,315,000 | $136,000 | $2,745,000 | $124,000 | $1,294,000 |
| Application Withdrawn By Applicant | 85 | $22,395,000 | $263,000 | $2,555,000 | $295,000 | $3,308,000 |
| File Closed For Incompleteness | 60 | $12,140,000 | $202,000 | $1,305,000 | $221,000 | $2,088,000 |
| Preapproval Approved but not Accepted | 8 | $3,270,000 | $408,000 | $745,000 | $172,000 | $241,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,470 | $1,231,100,000 | $275,000 | $9,505,000 | $199,000 | $3,540,000 |
| Debt-To-Income Ratio | 547 | $86,575,000 | $158,000 | $2,745,000 | $105,000 | $1,294,000 |
| Credit History | 354 | $31,370,000 | $88,000 | $865,000 | $129,000 | $1,284,000 |
| Collateral | 149 | $25,335,000 | $170,000 | $1,405,000 | $182,000 | $858,000 |
| Unverifiable Information | 17 | $1,985,000 | $116,000 | $485,000 | $159,000 | $358,000 |
| Other | 11 | $1,345,000 | $122,000 | $405,000 | $151,000 | $453,000 |
| Credit Application Incomplete | 7 | $595,000 | $85,000 | $255,000 | $91,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,940,000 | $323,000 | $885,000 | $124,000 | $221,000 |
| Employment History | 2 | $170,000 | $85,000 | $105,000 | $24,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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