Baxter Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 5,563 mortgage applications totaling $1.4 billion, up 16% from 2024. The average application was for $248,142, and applicants reported an average income of $183,931. 58% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Chicago-Naperville, IL (832), Minneapolis-St. Paul-Bloomington, MN-WI (689) and Lake County-Kenosha County, IL-WI (555) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,563
Total Mortgage Loan Application Amount $1,380,415,000
Average Mortgage Loan Application Amount $248,142
Highest Mortgage Loan Application Amount $9,505,000
Average Applicant Income $183,931
Highest Applicant Income $3,540,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 555 $ 110,615,000 $ 199,306 $ 169,000
McHenry, Illinois 402 $ 59,160,000 $ 147,164 $ 136,000
Hennepin, Minnesota 365 $ 110,775,000 $ 303,493 $ 222,000
Cook, Illinois 342 $ 90,520,000 $ 264,678 $ 200,000
Orange, California 141 $ 68,845,000 $ 488,262 $ 282,000
Los Angeles, California 87 $ 33,115,000 $ 380,632 $ 236,000
Maricopa, Arizona 77 $ 29,865,000 $ 387,857 $ 247,000
DuPage, Illinois 63 $ 24,515,000 $ 389,126 $ 204,000
Kenosha, Wisconsin 63 $ 13,895,000 $ 220,555 $ 122,000
Anoka, Minnesota 62 $ 12,190,000 $ 196,612 $ 169,000
Ramsey, Minnesota 58 $ 14,010,000 $ 241,551 $ 180,000
Kane, Illinois 55 $ 7,515,000 $ 136,636 $ 155,000
Clark, Nevada 54 $ 10,690,000 $ 197,962 $ 187,000
Riverside, California 50 $ 12,760,000 $ 255,200 $ 177,000
Miami-Dade, Florida 46 $ 9,880,000 $ 214,782 $ 191,000
Baxter, Arkansas 44 $ 3,950,000 $ 89,772 $ 73,000
Franklin, Ohio 43 $ 7,575,000 $ 176,162 $ 174,000
Carver, Minnesota 41 $ 10,975,000 $ 267,682 $ 309,000
Washington, Minnesota 39 $ 11,565,000 $ 296,538 $ 230,000
Broward, Florida 35 $ 11,585,000 $ 331,000 $ 319,000
Harris, Texas 34 $ 5,910,000 $ 173,823 $ 156,000
Dakota, Minnesota 33 $ 8,545,000 $ 258,939 $ 201,000
Middlesex, Massachusetts 32 $ 16,760,000 $ 523,750 $ 271,000
Wright, Minnesota 30 $ 5,350,000 $ 178,333 $ 191,000
Palm Beach, Florida 27 $ 12,565,000 $ 465,370 $ 310,000
San Diego, California 26 $ 11,660,000 $ 448,461 $ 230,000
McDowell, North Carolina 26 $ 2,490,000 $ 95,769 $ 84,000
Bexar, Texas 26 $ 4,280,000 $ 164,615 $ 213,000
Will, Illinois 25 $ 6,555,000 $ 262,200 $ 222,000
Scott, Minnesota 25 $ 4,815,000 $ 192,600 $ 174,000
Ventura, California 24 $ 5,220,000 $ 217,500 $ 239,000
Gwinnett, Georgia 24 $ 5,220,000 $ 217,500 $ 178,000
San Bernardino, California 23 $ 4,095,000 $ 178,043 $ 154,000
Mecklenburg, North Carolina 23 $ 6,515,000 $ 283,260 $ 154,000
Dallas, Texas 23 $ 5,575,000 $ 242,391 $ 176,000
Bolivar, Mississippi 22 $ 1,500,000 $ 68,181 $ 86,000
Wake, North Carolina 22 $ 6,220,000 $ 282,727 $ 176,000
Williamson, Tennessee 22 $ 14,090,000 $ 640,454 $ 264,000
Cobb, Georgia 21 $ 7,315,000 $ 348,333 $ 178,000
Capitol Planning Region, Connecticut 19 $ 2,585,000 $ 136,052 $ 138,000
Polk, Florida 19 $ 2,275,000 $ 119,736 $ 124,000
Davidson, Tennessee 19 $ 4,065,000 $ 213,947 $ 158,000
Orange, Florida 17 $ 6,755,000 $ 397,352 $ 228,000
Middlesex, New Jersey 17 $ 3,675,000 $ 216,176 $ 190,000
Tarrant, Texas 17 $ 2,945,000 $ 173,235 $ 118,000
Hillsborough, Florida 16 $ 3,390,000 $ 211,875 $ 132,000
Monroe, Indiana 16 $ 3,610,000 $ 225,625 $ 169,000
Worcester, Massachusetts 16 $ 5,140,000 $ 321,250 $ 236,000
Delaware, Ohio 16 $ 3,620,000 $ 226,250 $ 248,000
Denton, Texas 16 $ 5,170,000 $ 323,125 $ 217,000
Salt Lake, Utah 16 $ 4,070,000 $ 254,375 $ 154,000
Pinellas, Florida 15 $ 4,565,000 $ 304,333 $ 214,000
Sherburne, Minnesota 15 $ 4,785,000 $ 319,000 $ 231,000
DeSoto, Mississippi 15 $ 1,425,000 $ 95,000 $ 99,000
Erie, New York 15 $ 3,935,000 $ 262,333 $ 158,000
Montgomery, Pennsylvania 15 $ 2,605,000 $ 173,666 $ 222,000
Rutherford, Tennessee 15 $ 4,005,000 $ 267,000 $ 155,000
Winnebago, Illinois 14 $ 4,670,000 $ 333,571 $ 157,000
Marion, Indiana 14 $ 2,590,000 $ 185,000 $ 182,000
Baltimore, Maryland 14 $ 2,990,000 $ 213,571 $ 258,000
St. Louis, Minnesota 14 $ 1,730,000 $ 123,571 $ 127,000
Guilford, North Carolina 14 $ 1,720,000 $ 122,857 $ 106,000
Collin, Texas 14 $ 2,160,000 $ 154,285 $ 195,000
Walworth, Wisconsin 14 $ 2,380,000 $ 170,000 $ 163,000
Pima, Arizona 13 $ 2,595,000 $ 199,615 $ 171,000
Volusia, Florida 13 $ 2,025,000 $ 155,769 $ 171,000
Hamilton, Indiana 13 $ 6,005,000 $ 461,923 $ 265,000
Johnson, Kansas 13 $ 1,875,000 $ 144,230 $ 214,000
Burke, North Carolina 13 $ 1,695,000 $ 130,384 $ 89,000
Racine, Wisconsin 13 $ 2,235,000 $ 171,923 $ 111,000
Benton, Arkansas 12 $ 2,990,000 $ 249,166 $ 184,000
Osceola, Florida 12 $ 880,000 $ 73,333 $ 117,000
DeKalb, Georgia 12 $ 2,160,000 $ 180,000 $ 115,000
Fulton, Georgia 12 $ 4,690,000 $ 390,833 $ 313,000
Bergen, New Jersey 12 $ 3,750,000 $ 312,500 $ 234,000
Essex, New Jersey 12 $ 3,140,000 $ 261,666 $ 271,000
Travis, Texas 12 $ 3,860,000 $ 321,666 $ 207,000
Newton, Georgia 11 $ 2,575,000 $ 234,090 $ 135,000
Owen, Indiana 11 $ 935,000 $ 85,000 $ 97,000
Nassau, New York 11 $ 4,235,000 $ 385,000 $ 274,000
Buncombe, North Carolina 11 $ 1,555,000 $ 141,363 $ 122,000
Northampton, Pennsylvania 11 $ 8,275,000 $ 752,272 $ 214,000
Spotsylvania, Virginia 11 $ 3,135,000 $ 285,000 $ 164,000
King, Washington 11 $ 7,185,000 $ 653,181 $ 327,000
Alameda, California 10 $ 6,080,000 $ 608,000 $ 269,000
Marion, Florida 10 $ 1,450,000 $ 145,000 $ 170,000
St. Louis, Missouri 10 $ 1,320,000 $ 132,000 $ 146,000
Fairfield, Ohio 10 $ 1,080,000 $ 108,000 $ 144,000
Allegheny, Pennsylvania 10 $ 1,200,000 $ 120,000 $ 162,000
Hernando, Florida 9 $ 1,855,000 $ 206,111 $ 96,000
St. Johns, Florida 9 $ 3,015,000 $ 335,000 $ 251,000
Greene, Indiana 9 $ 905,000 $ 100,555 $ 105,000
Montgomery, Maryland 9 $ 2,905,000 $ 322,777 $ 152,000
Wayne, Michigan 9 $ 1,675,000 $ 186,111 $ 145,000
Crow Wing, Minnesota 9 $ 2,495,000 $ 277,222 $ 301,000
Burlington, New Jersey 9 $ 1,835,000 $ 203,888 $ 194,000
Cabo Rojo, Puerto Rico 9 $ 1,385,000 $ 153,888 $ 78,000
Horry, South Carolina 9 $ 1,685,000 $ 187,222 $ 126,000
York, South Carolina 9 $ 3,365,000 $ 373,888 $ 196,000
Fairfax, Virginia 9 $ 4,385,000 $ 487,222 $ 390,000
Milwaukee, Wisconsin 9 $ 1,745,000 $ 193,888 $ 222,000
San Joaquin, California 8 $ 3,240,000 $ 405,000 $ 216,000
Santa Clara, California 8 $ 4,690,000 $ 586,250 $ 247,000
Douglas, Colorado 8 $ 1,850,000 $ 231,250 $ 402,000
St. Lucie, Florida 8 $ 1,160,000 $ 145,000 $ 280,000
Lake, Indiana 8 $ 2,120,000 $ 265,000 $ 145,000
Norfolk, Massachusetts 8 $ 2,360,000 $ 295,000 $ 297,000
Chisago, Minnesota 8 $ 1,530,000 $ 191,250 $ 164,000
Rockingham, North Carolina 8 $ 910,000 $ 113,750 $ 83,000
Chesterfield, Virginia 8 $ 1,340,000 $ 167,500 $ 167,000
Douglas, Wisconsin 8 $ 970,000 $ 121,250 $ 158,000
Pinal, Arizona 7 $ 555,000 $ 79,285 $ 100,000
Yavapai, Arizona 7 $ 2,575,000 $ 367,857 $ 343,000
Fulton, Arkansas 7 $ 1,005,000 $ 143,571 $ 142,000
Sacramento, California 7 $ 1,655,000 $ 236,428 $ 185,000
El Paso, Colorado 7 $ 2,275,000 $ 325,000 $ 198,000
Brevard, Florida 7 $ 1,665,000 $ 237,857 $ 144,000
Lee, Florida 7 $ 1,205,000 $ 172,142 $ 124,000
Rockdale, Georgia 7 $ 755,000 $ 107,857 $ 116,000
DeKalb, Illinois 7 $ 495,000 $ 70,714 $ 94,000
Jefferson, Kentucky 7 $ 1,455,000 $ 207,857 $ 183,000
Berrien, Michigan 7 $ 1,535,000 $ 219,285 $ 262,000
Platte, Nebraska 7 $ 1,195,000 $ 170,714 $ 100,000
Monmouth, New Jersey 7 $ 1,315,000 $ 187,857 $ 134,000
Bernalillo, New Mexico 7 $ 1,505,000 $ 215,000 $ 113,000
Westchester, New York 7 $ 4,365,000 $ 623,571 $ 377,000
Mitchell, North Carolina 7 $ 895,000 $ 127,857 $ 104,000
Cuyahoga, Ohio 7 $ 505,000 $ 72,142 $ 95,000
Hamilton, Ohio 7 $ 1,635,000 $ 233,571 $ 138,000
Union, Ohio 7 $ 1,665,000 $ 237,857 $ 211,000
Aguada, Puerto Rico 7 $ 1,015,000 $ 145,000 $ 80,000
Sumner, Tennessee 7 $ 2,005,000 $ 286,428 $ 170,000
Wilson, Tennessee 7 $ 1,745,000 $ 249,285 $ 144,000
Fort Bend, Texas 7 $ 1,145,000 $ 163,571 $ 129,000
Snohomish, Washington 7 $ 3,385,000 $ 483,571 $ 241,000
Dane, Wisconsin 7 $ 2,075,000 $ 296,428 $ 186,000
Contra Costa, California 6 $ 1,420,000 $ 236,666 $ 186,000
Adams, Colorado 6 $ 870,000 $ 145,000 $ 98,000
Collier, Florida 6 $ 5,820,000 $ 970,000 $ 505,000
Pasco, Florida 6 $ 1,560,000 $ 260,000 $ 179,000
Seminole, Florida 6 $ 1,740,000 $ 290,000 $ 191,000
Honolulu, Hawaii 6 $ 1,600,000 $ 266,666 $ 276,000
Frederick, Maryland 6 $ 3,330,000 $ 555,000 $ 293,000
Howard, Maryland 6 $ 1,240,000 $ 206,666 $ 194,000
Essex, Massachusetts 6 $ 3,430,000 $ 571,666 $ 446,000
St. Charles, Missouri 6 $ 610,000 $ 101,666 $ 100,000
Washoe, Nevada 6 $ 3,630,000 $ 605,000 $ 337,000
Gloucester, New Jersey 6 $ 980,000 $ 163,333 $ 146,000
Morris, New Jersey 6 $ 2,050,000 $ 341,666 $ 239,000
Union, New Jersey 6 $ 2,290,000 $ 381,666 $ 205,000
Suffolk, New York 6 $ 1,190,000 $ 198,333 $ 270,000
Orange, North Carolina 6 $ 4,050,000 $ 675,000 $ 307,000
Summit, Ohio 6 $ 1,220,000 $ 203,333 $ 178,000
Aguadilla, Puerto Rico 6 $ 1,080,000 $ 180,000 $ 108,000
Charleston, South Carolina 6 $ 2,300,000 $ 383,333 $ 236,000
Richland, South Carolina 6 $ 870,000 $ 145,000 $ 118,000
Maury, Tennessee 6 $ 790,000 $ 131,666 $ 104,000
Brown, Wisconsin 6 $ 1,160,000 $ 193,333 $ 119,000
Marathon, Wisconsin 6 $ 580,000 $ 96,666 $ 95,000
Rock, Wisconsin 6 $ 1,060,000 $ 176,666 $ 103,000
Baldwin, Alabama 5 $ 2,885,000 $ 577,000 $ 176,000
Jefferson, Alabama 5 $ 595,000 $ 119,000 $ 128,000
Kern, California 5 $ 975,000 $ 195,000 $ 80,000
Arapahoe, Colorado 5 $ 815,000 $ 163,000 $ 179,000
Denver, Colorado 5 $ 3,015,000 $ 603,000 $ 320,000
Jefferson, Colorado 5 $ 1,345,000 $ 269,000 $ 205,000
Lower Connecticut River Valley Planning Region, Connecticut 5 $ 375,000 $ 75,000 $ 157,000
Duval, Florida 5 $ 2,975,000 $ 595,000 $ 229,000
Lake, Florida 5 $ 1,275,000 $ 255,000 $ 144,000
Manatee, Florida 5 $ 1,685,000 $ 337,000 $ 102,000
Chatham, Georgia 5 $ 1,795,000 $ 359,000 $ 179,000
Clayton, Georgia 5 $ 605,000 $ 121,000 $ 93,000
Forsyth, Georgia 5 $ 1,175,000 $ 235,000 $ 173,000
Henry, Georgia 5 $ 615,000 $ 123,000 $ 110,000
Houston, Georgia 5 $ 365,000 $ 73,000 $ 93,000
Kendall, Illinois 5 $ 365,000 $ 73,000 $ 162,000
Hendricks, Indiana 5 $ 885,000 $ 177,000 $ 188,000
Sedgwick, Kansas 5 $ 1,715,000 $ 343,000 $ 257,000
Barnstable, Massachusetts 5 $ 2,435,000 $ 487,000 $ 305,000
Hampden, Massachusetts 5 $ 1,345,000 $ 269,000 $ 194,000
Suffolk, Massachusetts 5 $ 2,695,000 $ 539,000 $ 273,000
Oakland, Michigan 5 $ 1,485,000 $ 297,000 $ 174,000
Hillsborough, New Hampshire 5 $ 1,275,000 $ 255,000 $ 183,000
Rockingham, New Hampshire 5 $ 1,505,000 $ 301,000 $ 145,000
Gaston, North Carolina 5 $ 355,000 $ 71,000 $ 68,000
Union, North Carolina 5 $ 695,000 $ 139,000 $ 111,000
Licking, Ohio 5 $ 4,125,000 $ 825,000 $ 248,000
Madison, Ohio 5 $ 1,015,000 $ 203,000 $ 194,000
Montgomery, Ohio 5 $ 825,000 $ 165,000 $ 192,000
Sumter, South Carolina 5 $ 765,000 $ 153,000 $ 121,000
Grainger, Tennessee 5 $ 895,000 $ 179,000 $ 181,000
Knox, Tennessee 5 $ 2,165,000 $ 433,000 $ 188,000
Shelby, Tennessee 5 $ 1,435,000 $ 287,000 $ 138,000
Hidalgo, Texas 5 $ 415,000 $ 83,000 $ 128,000
Montgomery, Texas 5 $ 1,965,000 $ 393,000 $ 272,000
Williamson, Texas 5 $ 1,165,000 $ 233,000 $ 149,000
Loudoun, Virginia 5 $ 2,385,000 $ 477,000 $ 219,000
Prince William, Virginia 5 $ 505,000 $ 101,000 $ 156,000
Virginia Beach, Virginia 5 $ 415,000 $ 83,000 $ 123,000
Pierce, Washington 5 $ 275,000 $ 55,000 $ 73,000
St. Croix, Wisconsin 5 $ 675,000 $ 135,000 $ 153,000
Placer, California 4 $ 570,000 $ 142,500 $ 116,000
San Francisco, California 4 $ 2,120,000 $ 530,000 $ 290,000
Weld, Colorado 4 $ 710,000 $ 177,500 $ 156,000
South Central Connecticut Planning Region, Connecticut 4 $ 540,000 $ 135,000 $ 226,000
Martin, Florida 4 $ 1,410,000 $ 352,500 $ 310,000
Monroe, Florida 4 $ 2,660,000 $ 665,000 $ 453,000
Sarasota, Florida 4 $ 3,160,000 $ 790,000 $ 365,000
Cherokee, Georgia 4 $ 500,000 $ 125,000 $ 115,000
Hall, Georgia 4 $ 470,000 $ 117,500 $ 326,000
Kennebec, Maine 4 $ 520,000 $ 130,000 $ 116,000
Aitkin, Minnesota 4 $ 810,000 $ 202,500 $ 217,000
Sunflower, Mississippi 4 $ 470,000 $ 117,500 $ 115,000
Howell, Missouri 4 $ 240,000 $ 60,000 $ 101,000
Platte, Missouri 4 $ 390,000 $ 97,500 $ 190,000
Ocean, New Jersey 4 $ 730,000 $ 182,500 $ 214,000
Kings, New York 4 $ 2,010,000 $ 502,500 $ 221,000
Orange, New York 4 $ 880,000 $ 220,000 $ 174,000
Clackamas, Oregon 4 $ 1,510,000 $ 377,500 $ 198,000
Multnomah, Oregon 4 $ 1,640,000 $ 410,000 $ 152,000
Washington, Oregon 4 $ 480,000 $ 120,000 $ 140,000
Luzerne, Pennsylvania 4 $ 320,000 $ 80,000 $ 97,000
San Juan, Puerto Rico 4 $ 870,000 $ 217,500 $ 221,000
Anderson, South Carolina 4 $ 380,000 $ 95,000 $ 149,000
Beaufort, South Carolina 4 $ 400,000 $ 100,000 $ 252,000
Berkeley, South Carolina 4 $ 1,540,000 $ 385,000 $ 200,000
Greenville, South Carolina 4 $ 1,350,000 $ 337,500 $ 163,000
Kershaw, South Carolina 4 $ 1,020,000 $ 255,000 $ 148,000
Minnehaha, South Dakota 4 $ 1,160,000 $ 290,000 $ 154,000
Utah, Utah 4 $ 400,000 $ 100,000 $ 95,000
Caroline, Virginia 4 $ 420,000 $ 105,000 $ 103,000
Kitsap, Washington 4 $ 1,060,000 $ 265,000 $ 155,000
Waukesha, Wisconsin 4 $ 1,110,000 $ 277,500 $ 360,000
Lee, Alabama 3 $ 685,000 $ 228,333 $ 242,000
Tuscaloosa, Alabama 3 $ 825,000 $ 275,000 $ 158,000
Pulaski, Arkansas 3 $ 475,000 $ 158,333 $ 110,000
El Dorado, California 3 $ 1,375,000 $ 458,333 $ 216,000
Greater Bridgeport Planning Region, Connecticut 3 $ 1,775,000 $ 591,666 $ 226,000
New Castle, Delaware 3 $ 495,000 $ 165,000 $ 184,000
Citrus, Florida 3 $ 635,000 $ 211,666 $ 166,000
Barrow, Georgia 3 $ 285,000 $ 95,000 $ 74,000
Bibb, Georgia 3 $ 135,000 $ 45,000 $ 74,000
Butts, Georgia 3 $ 505,000 $ 168,333 $ 107,000
Lowndes, Georgia 3 $ 835,000 $ 278,333 $ 162,000
Hawaii, Hawaii 3 $ 1,295,000 $ 431,666 $ 305,000
Ada, Idaho 3 $ 1,025,000 $ 341,666 $ 426,000
Jackson, Illinois 3 $ 255,000 $ 85,000 $ 65,000
Kankakee, Illinois 3 $ 615,000 $ 205,000 $ 107,000
Boone, Indiana 3 $ 955,000 $ 318,333 $ 178,000
Johnson, Indiana 3 $ 535,000 $ 178,333 $ 237,000
LaPorte, Indiana 3 $ 605,000 $ 201,666 $ 139,000
Vanderburgh, Indiana 3 $ 1,235,000 $ 411,666 $ 294,000
Black Hawk, Iowa 3 $ 305,000 $ 101,666 $ 119,000
Story, Iowa 3 $ 855,000 $ 285,000 $ 156,000
Butler, Kansas 3 $ 345,000 $ 115,000 $ 198,000
St. Tammany, Louisiana 3 $ 665,000 $ 221,666 $ 185,000
Anne Arundel, Maryland 3 $ 1,005,000 $ 335,000 $ 275,000
Prince George's, Maryland 3 $ 805,000 $ 268,333 $ 100,000
Washington, Maryland 3 $ 405,000 $ 135,000 $ 84,000
Cass, Michigan 3 $ 495,000 $ 165,000 $ 190,000
Ingham, Michigan 3 $ 655,000 $ 218,333 $ 82,000
Macomb, Michigan 3 $ 235,000 $ 78,333 $ 120,000
Isanti, Minnesota 3 $ 165,000 $ 55,000 $ 112,000
McLeod, Minnesota 3 $ 705,000 $ 235,000 $ 201,000
Mille Lacs, Minnesota 3 $ 725,000 $ 241,666 $ 186,000
Olmsted, Minnesota 3 $ 1,125,000 $ 375,000 $ 127,000
Rice, Minnesota 3 $ 265,000 $ 88,333 $ 123,000
Rankin, Mississippi 3 $ 445,000 $ 148,333 $ 165,000
Jackson, Missouri 3 $ 305,000 $ 101,666 $ 72,000
Jefferson, Missouri 3 $ 215,000 $ 71,666 $ 136,000
Ozark, Missouri 3 $ 375,000 $ 125,000 $ 96,000
Gallatin, Montana 3 $ 965,000 $ 321,666 $ 165,000
Ravalli, Montana 3 $ 2,005,000 $ 668,333 $ 380,000
Sarpy, Nebraska 3 $ 555,000 $ 185,000 $ 175,000
Grafton, New Hampshire 3 $ 405,000 $ 135,000 $ 142,000
Strafford, New Hampshire 3 $ 535,000 $ 178,333 $ 162,000
Camden, New Jersey 3 $ 165,000 $ 55,000 $ 164,000
Mercer, New Jersey 3 $ 645,000 $ 215,000 $ 245,000
Passaic, New Jersey 3 $ 1,065,000 $ 355,000 $ 214,000
Somerset, New Jersey 3 $ 1,545,000 $ 515,000 $ 226,000
Dutchess, New York 3 $ 135,000 $ 45,000 $ 165,000
Niagara, New York 3 $ 345,000 $ 115,000 $ 98,000
Alamance, North Carolina 3 $ 285,000 $ 95,000 $ 113,000
Brunswick, North Carolina 3 $ 605,000 $ 201,666 $ 170,000
Forsyth, North Carolina 3 $ 385,000 $ 128,333 $ 188,000
New Hanover, North Carolina 3 $ 255,000 $ 85,000 $ 188,000
Yancey, North Carolina 3 $ 365,000 $ 121,666 $ 74,000
Champaign, Ohio 3 $ 135,000 $ 45,000 $ 114,000
Lorain, Ohio 3 $ 855,000 $ 285,000 $ 144,000
Morrow, Ohio 3 $ 575,000 $ 191,666 $ 155,000
Portage, Ohio 3 $ 325,000 $ 108,333 $ 101,000
Chester, Pennsylvania 3 $ 1,375,000 $ 458,333 $ 230,000
Monroe, Pennsylvania 3 $ 645,000 $ 215,000 $ 85,000
Philadelphia, Pennsylvania 3 $ 225,000 $ 75,000 $ 177,000
Westmoreland, Pennsylvania 3 $ 825,000 $ 275,000 $ 212,000
Arroyo, Puerto Rico 3 $ 495,000 $ 165,000 $ 103,000
Guaynabo, Puerto Rico 3 $ 975,000 $ 325,000 $ 202,000
Sabana Grande, Puerto Rico 3 $ 555,000 $ 185,000 $ 88,000
Hamilton, Tennessee 3 $ 1,265,000 $ 421,666 $ 141,000
Putnam, Tennessee 3 $ 595,000 $ 198,333 $ 106,000
Johnson, Texas 3 $ 515,000 $ 171,666 $ 131,000
Rockwall, Texas 3 $ 715,000 $ 238,333 $ 236,000
Albemarle, Virginia 3 $ 565,000 $ 188,333 $ 176,000
Kanawha, West Virginia 3 $ 515,000 $ 171,666 $ 102,000
Eau Claire, Wisconsin 3 $ 725,000 $ 241,666 $ 129,000
Washington, Wisconsin 3 $ 385,000 $ 128,333 $ 145,000
Colbert, Alabama 2 $ 170,000 $ 85,000 $ 0
Coconino, Arizona 2 $ 410,000 $ 205,000 $ 196,000
Navajo, Arizona 2 $ 320,000 $ 160,000 $ 178,000
Faulkner, Arkansas 2 $ 80,000 $ 40,000 $ 97,000
Izard, Arkansas 2 $ 210,000 $ 105,000 $ 94,000
Washington, Arkansas 2 $ 430,000 $ 215,000 $ 276,000
Fresno, California 2 $ 1,240,000 $ 620,000 $ 255,000
Marin, California 2 $ 1,310,000 $ 655,000 $ 247,000
San Luis Obispo, California 2 $ 640,000 $ 320,000 $ 184,000
Stanislaus, California 2 $ 380,000 $ 190,000 $ 304,000
Tehama, California 2 $ 290,000 $ 145,000 $ 108,000
Broomfield, Colorado 2 $ 480,000 $ 240,000 $ 217,000
Naugatuck Valley Planning Region, Connecticut 2 $ 520,000 $ 260,000 $ 124,000
Northeastern Connecticut Planning Region, Connecticut 2 $ 250,000 $ 125,000 $ 183,000
Western Connecticut Planning Region, Connecticut 2 $ 960,000 $ 480,000 $ 283,000
Sussex, Delaware 2 $ 70,000 $ 35,000 $ 74,000
District of Columbia, District Of Columbia 2 $ 600,000 $ 300,000 $ 230,000
Alachua, Florida 2 $ 110,000 $ 55,000 $ 103,000
Bay, Florida 2 $ 560,000 $ 280,000 $ 99,000
Charlotte, Florida 2 $ 130,000 $ 65,000 $ 97,000
Clay, Florida 2 $ 310,000 $ 155,000 $ 101,000
Columbia, Florida 2 $ 100,000 $ 50,000 $ 84,000
Okaloosa, Florida 2 $ 580,000 $ 290,000 $ 181,000
Sumter, Florida 2 $ 810,000 $ 405,000 $ 160,000
Walton, Florida 2 $ 520,000 $ 260,000 $ 146,000
Camden, Georgia 2 $ 160,000 $ 80,000 $ 53,000
Cook, Georgia 2 $ 100,000 $ 50,000 $ 52,000
Fayette, Georgia 2 $ 1,430,000 $ 715,000 $ 444,000
Gilmer, Georgia 2 $ 370,000 $ 185,000 $ 134,000
Jackson, Georgia 2 $ 220,000 $ 110,000 $ 122,000
Jones, Georgia 2 $ 200,000 $ 100,000 $ 72,000
Liberty, Georgia 2 $ 150,000 $ 75,000 $ 43,000
Paulding, Georgia 2 $ 120,000 $ 60,000 $ 135,000
Spalding, Georgia 2 $ 50,000 $ 25,000 $ 91,000
Champaign, Illinois 2 $ 7,600,000 $ 3,800,000 $ 264,000
Jo Daviess, Illinois 2 $ 740,000 $ 370,000 $ 178,000
LaSalle, Illinois 2 $ 180,000 $ 90,000 $ 105,000
Ogle, Illinois 2 $ 440,000 $ 220,000 $ 212,000
Rock Island, Illinois 2 $ 130,000 $ 65,000 $ 113,000
Clark, Indiana 2 $ 130,000 $ 65,000 $ 83,000
Decatur, Indiana 2 $ 200,000 $ 100,000 $ 120,000
Elkhart, Indiana 2 $ 160,000 $ 80,000 $ 113,000
Fountain, Indiana 2 $ 330,000 $ 165,000 $ 159,000
Morgan, Indiana 2 $ 750,000 $ 375,000 $ 214,000
Des Moines, Iowa 2 $ 320,000 $ 160,000 $ 132,000
Jackson, Iowa 2 $ 210,000 $ 105,000 $ 122,000
Polk, Iowa 2 $ 80,000 $ 40,000 $ 196,000
Scott, Iowa 2 $ 310,000 $ 155,000 $ 198,000
Douglas, Kansas 2 $ 570,000 $ 285,000 $ 148,000
Shawnee, Kansas 2 $ 70,000 $ 35,000 $ 99,000
Fayette, Kentucky 2 $ 350,000 $ 175,000 $ 99,000
Hardin, Kentucky 2 $ 50,000 $ 25,000 $ 208,000
Hopkins, Kentucky 2 $ 70,000 $ 35,000 $ 87,000
Kenton, Kentucky 2 $ 140,000 $ 70,000 $ 99,000
Lawrence, Kentucky 2 $ 120,000 $ 60,000 $ 78,000
Oldham, Kentucky 2 $ 150,000 $ 75,000 $ 134,000
Wayne, Kentucky 2 $ 210,000 $ 105,000 $ 88,000
East Baton Rouge, Louisiana 2 $ 80,000 $ 40,000 $ 80,000
Lafayette, Louisiana 2 $ 70,000 $ 35,000 $ 94,000
Rapides, Louisiana 2 $ 140,000 $ 70,000 $ 129,000
Webster, Louisiana 2 $ 230,000 $ 115,000 $ 1,266,000
Baltimore City, Maryland 2 $ 100,000 $ 50,000 $ 106,000
Cecil, Maryland 2 $ 100,000 $ 50,000 $ 44,000
Queen Anne's, Maryland 2 $ 340,000 $ 170,000 $ 83,000
Worcester, Maryland 2 $ 1,430,000 $ 715,000 $ 905,000
Berkshire, Massachusetts 2 $ 180,000 $ 90,000 $ 104,000
Bristol, Massachusetts 2 $ 280,000 $ 140,000 $ 116,000
Plymouth, Massachusetts 2 $ 50,000 $ 25,000 $ 51,000
Clare, Michigan 2 $ 180,000 $ 90,000 $ 57,000
Kent, Michigan 2 $ 290,000 $ 145,000 $ 107,000
Saginaw, Michigan 2 $ 1,240,000 $ 620,000 $ 249,000
St. Clair, Michigan 2 $ 580,000 $ 290,000 $ 99,000
Carlton, Minnesota 2 $ 350,000 $ 175,000 $ 80,000
Cass, Minnesota 2 $ 360,000 $ 180,000 $ 81,000
Pine, Minnesota 2 $ 280,000 $ 140,000 $ 168,000
Coahoma, Mississippi 2 $ 50,000 $ 25,000 $ 68,000
Madison, Mississippi 2 $ 110,000 $ 55,000 $ 136,000
Christian, Missouri 2 $ 720,000 $ 360,000 $ 126,000
Dallas, Missouri 2 $ 310,000 $ 155,000 $ 124,000
Douglas, Nebraska 2 $ 1,020,000 $ 510,000 $ 155,000
Lancaster, Nebraska 2 $ 530,000 $ 265,000 $ 117,000
Merrimack, New Hampshire 2 $ 570,000 $ 285,000 $ 83,000
Sussex, New Jersey 2 $ 320,000 $ 160,000 $ 211,000
Dona Ana, New Mexico 2 $ 590,000 $ 295,000 $ 97,000
Valencia, New Mexico 2 $ 280,000 $ 140,000 $ 118,000
Columbia, New York 2 $ 50,000 $ 25,000 $ 39,000
Herkimer, New York 2 $ 190,000 $ 95,000 $ 51,000
Monroe, New York 2 $ 290,000 $ 145,000 $ 57,000
Onondaga, New York 2 $ 80,000 $ 40,000 $ 90,000
Putnam, New York 2 $ 320,000 $ 160,000 $ 116,000
Queens, New York 2 $ 690,000 $ 345,000 $ 124,000
Rensselaer, New York 2 $ 730,000 $ 365,000 $ 210,000
Washington, New York 2 $ 80,000 $ 40,000 $ 93,000
Avery, North Carolina 2 $ 120,000 $ 60,000 $ 77,000
Caldwell, North Carolina 2 $ 350,000 $ 175,000 $ 125,000
Chowan, North Carolina 2 $ 170,000 $ 85,000 $ 147,000
Cleveland, North Carolina 2 $ 340,000 $ 170,000 $ 83,000
Craven, North Carolina 2 $ 230,000 $ 115,000 $ 55,000
Franklin, North Carolina 2 $ 160,000 $ 80,000 $ 112,000
Henderson, North Carolina 2 $ 330,000 $ 165,000 $ 129,000
Johnston, North Carolina 2 $ 340,000 $ 170,000 $ 100,000
Moore, North Carolina 2 $ 360,000 $ 180,000 $ 102,000
Nash, North Carolina 2 $ 120,000 $ 60,000 $ 50,000
Pender, North Carolina 2 $ 240,000 $ 120,000 $ 78,000
Clark, Ohio 2 $ 420,000 $ 210,000 $ 134,000
Knox, Ohio 2 $ 110,000 $ 55,000 $ 159,000
Lake, Ohio 2 $ 140,000 $ 70,000 $ 131,000
Mahoning, Ohio 2 $ 150,000 $ 75,000 $ 169,000
Pickaway, Ohio 2 $ 450,000 $ 225,000 $ 149,000
Warren, Ohio 2 $ 1,080,000 $ 540,000 $ 182,000
Sequoyah, Oklahoma 2 $ 90,000 $ 45,000 $ 62,000
Jackson, Oregon 2 $ 670,000 $ 335,000 $ 128,000
Klamath, Oregon 2 $ 510,000 $ 255,000 $ 184,000
Lincoln, Oregon 2 $ 230,000 $ 115,000 $ 117,000
Marion, Oregon 2 $ 60,000 $ 30,000 $ 92,000
Armstrong, Pennsylvania 2 $ 410,000 $ 205,000 $ 157,000
Crawford, Pennsylvania 2 $ 160,000 $ 80,000 $ 152,000
Cumberland, Pennsylvania 2 $ 690,000 $ 345,000 $ 148,000
Delaware, Pennsylvania 2 $ 440,000 $ 220,000 $ 154,000
Lehigh, Pennsylvania 2 $ 260,000 $ 130,000 $ 1,472,000
Barranquitas, Puerto Rico 2 $ 250,000 $ 125,000 $ 111,000
Cayey, Puerto Rico 2 $ 270,000 $ 135,000 $ 197,000
Mayaguez, Puerto Rico 2 $ 310,000 $ 155,000 $ 97,000
Ponce, Puerto Rico 2 $ 190,000 $ 95,000 $ 105,000
Rincon, Puerto Rico 2 $ 510,000 $ 255,000 $ 340,000
Vieques, Puerto Rico 2 $ 470,000 $ 235,000 $ 104,000
Kent, Rhode Island 2 $ 400,000 $ 200,000 $ 143,000
Dorchester, South Carolina 2 $ 120,000 $ 60,000 $ 96,000
Bradley, Tennessee 2 $ 90,000 $ 45,000 $ 84,000
Dickson, Tennessee 2 $ 660,000 $ 330,000 $ 98,000
Greene, Tennessee 2 $ 230,000 $ 115,000 $ 87,000
Madison, Tennessee 2 $ 350,000 $ 175,000 $ 61,000
Sullivan, Tennessee 2 $ 610,000 $ 305,000 $ 132,000
Cameron, Texas 2 $ 80,000 $ 40,000 $ 128,000
El Paso, Texas 2 $ 100,000 $ 50,000 $ 42,000
Ellis, Texas 2 $ 40,000 $ 20,000 $ 92,000
Galveston, Texas 2 $ 710,000 $ 355,000 $ 178,000
Grayson, Texas 2 $ 110,000 $ 55,000 $ 90,000
Kaufman, Texas 2 $ 50,000 $ 25,000 $ 106,000
Tom Green, Texas 2 $ 2,450,000 $ 1,225,000 $ 377,000
Iron, Utah 2 $ 740,000 $ 370,000 $ 193,000
Wasatch, Utah 2 $ 9,910,000 $ 4,955,000 $ 1,264,000
Campbell, Virginia 2 $ 370,000 $ 185,000 $ 124,000
Fauquier, Virginia 2 $ 400,000 $ 200,000 $ 74,000
Hanover, Virginia 2 $ 70,000 $ 35,000 $ 82,000
King George, Virginia 2 $ 140,000 $ 70,000 $ 96,000
Stafford, Virginia 2 $ 170,000 $ 85,000 $ 95,000
Staunton, Virginia 2 $ 240,000 $ 120,000 $ 124,000
Spokane, Washington 2 $ 90,000 $ 45,000 $ 106,000
Berkeley, West Virginia 2 $ 280,000 $ 140,000 $ 93,000
Putnam, West Virginia 2 $ 230,000 $ 115,000 $ 138,000
Iowa, Wisconsin 2 $ 800,000 $ 400,000 $ 208,000
La Crosse, Wisconsin 2 $ 160,000 $ 80,000 $ 55,000
Oneida, Wisconsin 2 $ 470,000 $ 235,000 $ 131,000
Ozaukee, Wisconsin 2 $ 130,000 $ 65,000 $ 238,000
Trempealeau, Wisconsin 2 $ 150,000 $ 75,000 $ 92,000
Winnebago, Wisconsin 2 $ 290,000 $ 145,000 $ 93,000
Limestone, Alabama 1 $ 145,000 $ 145,000 $ 129,000
Madison, Alabama 1 $ 255,000 $ 255,000 $ 54,000
Marshall, Alabama 1 $ 85,000 $ 85,000 $ 70,000
Randolph, Alabama 1 $ 55,000 $ 55,000 $ 92,000
Russell, Alabama 1 $ 55,000 $ 55,000 $ 90,000
St. Clair, Alabama 1 $ 55,000 $ 55,000 $ 58,000
Tallapoosa, Alabama 1 $ 245,000 $ 245,000 $ 182,000
Walker, Alabama 1 $ 35,000 $ 35,000 $ 88,000
Anchorage, Alaska 1 $ 145,000 $ 145,000 $ 112,000
Matanuska-Susitna, Alaska 1 $ 95,000 $ 95,000 $ 165,000
La Paz, Arizona 1 $ 45,000 $ 45,000 $ 59,000
Mohave, Arizona 1 $ 25,000 $ 25,000 $ 38,000
Yuma, Arizona 1 $ 25,000 $ 25,000 $ 84,000
Cleveland, Arkansas 1 $ 105,000 $ 105,000 $ 50,000
Cross, Arkansas 1 $ 205,000 $ 205,000 $ 134,000
Garland, Arkansas 1 $ 155,000 $ 155,000 $ 336,000
Marion, Arkansas 1 $ 45,000 $ 45,000 $ 83,000
Saline, Arkansas 1 $ 75,000 $ 75,000 $ 184,000
Calaveras, California 1 $ 55,000 $ 55,000 $ 84,000
Mariposa, California 1 $ 25,000 $ 25,000 $ 85,000
Merced, California 1 $ 45,000 $ 45,000 $ 62,000
Nevada, California 1 $ 1,695,000 $ 1,695,000 $ 656,000
San Mateo, California 1 $ 1,005,000 $ 1,005,000 $ 377,000
Santa Barbara, California 1 $ 505,000 $ 505,000 $ 250,000
Santa Cruz, California 1 $ 45,000 $ 45,000 $ 102,000
Shasta, California 1 $ 55,000 $ 55,000 $ 216,000
Solano, California 1 $ 285,000 $ 285,000 $ 255,000
Sonoma, California 1 $ 1,055,000 $ 1,055,000 $ 346,000
Tulare, California 1 $ 225,000 $ 225,000 $ 165,000
Boulder, Colorado 1 $ 1,155,000 $ 1,155,000 $ 396,000
Chaffee, Colorado 1 $ 75,000 $ 75,000 $ 70,000
Delta, Colorado 1 $ 35,000 $ 35,000 $ 110,000
Eagle, Colorado 1 $ 1,135,000 $ 1,135,000 $ 539,000
Grand, Colorado 1 $ 165,000 $ 165,000 $ 87,000
Larimer, Colorado 1 $ 55,000 $ 55,000 $ 98,000
Mesa, Colorado 1 $ 25,000 $ 25,000 $ 67,000
Moffat, Colorado 1 $ 45,000 $ 45,000 $ 60,000
Page:

Mortgage Loan Application Detail Totals for Baxter Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 1,501 $188,115,000 $125,000 $8,805,000 $157,000 $3,540,000
Home Improvement 1,491 $162,005,000 $108,000 $3,005,000 $168,000 $3,012,000
Home Purchase 1,375 $637,265,000 $463,000 $9,505,000 $218,000 $1,930,000
Cash-out Refinancing 830 $228,810,000 $275,000 $9,005,000 $192,000 $2,340,000
Refinancing 366 $164,220,000 $448,000 $2,745,000 $213,000 $1,294,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,828 $678,260,000 $239,000 $9,505,000 $187,000 $3,012,000
Not Provided 1,203 $315,435,000 $262,000 $8,805,000 $192,000 $3,308,000
Hispanic 706 $133,620,000 $189,000 $2,075,000 $153,000 $2,748,000
Asian 458 $165,390,000 $361,000 $3,965,000 $220,000 $3,540,000
Black or African American 335 $58,905,000 $175,000 $2,705,000 $149,000 $1,726,000
American Indian or Alaskan Native 21 $4,965,000 $236,000 $1,005,000 $179,000 $625,000
Native Hawaiian or Other Pacific Islander 6 $2,050,000 $341,000 $1,625,000 $193,000 $634,000
Not applicable 6 $21,790,000 $3,631,000 $9,005,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,562 $1,379,610,000 $248,000 $9,505,000 $184,000 $3,540,000
VA-guaranteed (Veterans Administration) 1 $805,000 $805,000 $805,000 $244,000 $244,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,223 $881,115,000 $273,000 $9,505,000 $193,000 $2,412,000
Application Approved But Not Accepted 1,094 $312,180,000 $285,000 $3,205,000 $206,000 $3,540,000
Application Denied By Financial Institution 1,093 $149,315,000 $136,000 $2,745,000 $124,000 $1,294,000
Application Withdrawn By Applicant 85 $22,395,000 $263,000 $2,555,000 $295,000 $3,308,000
File Closed For Incompleteness 60 $12,140,000 $202,000 $1,305,000 $221,000 $2,088,000
Preapproval Approved but not Accepted 8 $3,270,000 $408,000 $745,000 $172,000 $241,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,470 $1,231,100,000 $275,000 $9,505,000 $199,000 $3,540,000
Debt-To-Income Ratio 547 $86,575,000 $158,000 $2,745,000 $105,000 $1,294,000
Credit History 354 $31,370,000 $88,000 $865,000 $129,000 $1,284,000
Collateral 149 $25,335,000 $170,000 $1,405,000 $182,000 $858,000
Unverifiable Information 17 $1,985,000 $116,000 $485,000 $159,000 $358,000
Other 11 $1,345,000 $122,000 $405,000 $151,000 $453,000
Credit Application Incomplete 7 $595,000 $85,000 $255,000 $91,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,940,000 $323,000 $885,000 $124,000 $221,000
Employment History 2 $170,000 $85,000 $105,000 $24,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List