Bay Equity Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Bay Equity Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bay Equity Llc 28 Liberty Shipway Suite 2800 Glendale, CA 94965 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 9,332 |
| Total Mortgage Loan Application Amount | $2,678,721,000 |
| Average Mortgage Loan Application Amount | $244,000 |
| Highest Mortgage Loan Application Amount | $2,404,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $2,326,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Bay Equity Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bay Equity Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Bay Equity Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bay Equity Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Bay Equity Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bay Equity Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 936 | $ 350,877,000 | $ 374,000 | $ 131,000 |
| Los Angeles County California | 679 | $ 277,213,000 | $ 408,000 | $ 132,000 |
| Pierce County Washington | 665 | $ 142,361,000 | $ 214,000 | $ 79,000 |
| King County Washington | 592 | $ 184,354,000 | $ 311,000 | $ 105,000 |
| Mesa County Colorado | 530 | $ 99,758,000 | $ 188,000 | $ 81,000 |
| Maricopa County Arizona | 421 | $ 88,442,000 | $ 210,000 | $ 96,000 |
| Snohomish County Washington | 308 | $ 85,802,000 | $ 278,000 | $ 97,000 |
| Santa Clara County California | 245 | $ 112,433,000 | $ 458,000 | $ 136,000 |
| Riverside County California | 233 | $ 68,628,000 | $ 294,000 | $ 111,000 |
| Alameda County California | 222 | $ 91,543,000 | $ 412,000 | $ 122,000 |
| Orange County California | 211 | $ 91,895,000 | $ 435,000 | $ 135,000 |
| Contra Costa County California | 203 | $ 71,992,000 | $ 354,000 | $ 118,000 |
| Sonoma County California | 196 | $ 68,457,000 | $ 349,000 | $ 112,000 |
| San Joaquin County California | 191 | $ 42,908,000 | $ 224,000 | $ 84,000 |
| Clark County Washington | 160 | $ 36,422,000 | $ 227,000 | $ 91,000 |
| Dallas County Texas | 143 | $ 26,621,000 | $ 186,000 | $ 92,000 |
| Thurston County Washington | 143 | $ 32,331,000 | $ 226,000 | $ 81,000 |
| Sacramento County California | 113 | $ 28,858,000 | $ 255,000 | $ 81,000 |
| Skagit County Washington | 108 | $ 19,536,000 | $ 180,000 | $ 66,000 |
| Denton County Texas | 106 | $ 24,146,000 | $ 227,000 | $ 106,000 |
| Routt County Colorado | 105 | $ 27,279,000 | $ 259,000 | $ 102,000 |
| San Mateo County California | 104 | $ 51,484,000 | $ 495,000 | $ 150,000 |
| San Bernardino County California | 103 | $ 27,373,000 | $ 265,000 | $ 106,000 |
| Oklahoma County Oklahoma | 102 | $ 12,972,000 | $ 127,000 | $ 58,000 |
| Tarrant County Texas | 88 | $ 13,264,000 | $ 150,000 | $ 80,000 |
| Bexar County Texas | 85 | $ 14,682,000 | $ 172,000 | $ 92,000 |
| Multnomah County Oregon | 77 | $ 17,295,000 | $ 224,000 | $ 74,000 |
| Salt Lake County Utah | 77 | $ 20,320,000 | $ 263,000 | $ 114,000 |
| San Francisco County California | 72 | $ 38,291,000 | $ 531,000 | $ 174,000 |
| Collin County Texas | 66 | $ 16,360,000 | $ 247,000 | $ 122,000 |
| Kern County California | 64 | $ 10,066,000 | $ 157,000 | $ 48,000 |
| Pinal County Arizona | 60 | $ 9,220,000 | $ 153,000 | $ 65,000 |
| Clackamas County Oregon | 59 | $ 17,820,000 | $ 302,000 | $ 106,000 |
| Montrose County Colorado | 55 | $ 8,023,000 | $ 145,000 | $ 65,000 |
| Marin County California | 53 | $ 28,461,000 | $ 537,000 | $ 188,000 |
| Solano County California | 52 | $ 15,288,000 | $ 294,000 | $ 99,000 |
| Washington County Oregon | 51 | $ 13,602,000 | $ 266,000 | $ 100,000 |
| Santa Cruz County California | 46 | $ 23,244,000 | $ 505,000 | $ 151,000 |
| Ventura County California | 45 | $ 18,796,000 | $ 417,000 | $ 127,000 |
| Kitsap County Washington | 42 | $ 10,524,000 | $ 250,000 | $ 92,000 |
| Washington County Utah | 40 | $ 7,796,000 | $ 194,000 | $ 61,000 |
| Mendocino County California | 36 | $ 9,721,000 | $ 270,000 | $ 104,000 |
| Chelan County Washington | 35 | $ 7,710,000 | $ 220,000 | $ 69,000 |
| Stanislaus County California | 34 | $ 7,389,000 | $ 217,000 | $ 77,000 |
| Harris County Texas | 34 | $ 5,787,000 | $ 170,000 | $ 77,000 |
| Honolulu County Hawaii | 32 | $ 17,659,000 | $ 551,000 | $ 102,000 |
| Kaufman County Texas | 31 | $ 7,378,000 | $ 238,000 | $ 90,000 |
| Napa County California | 25 | $ 8,642,000 | $ 345,000 | $ 113,000 |
| El Paso County Colorado | 25 | $ 5,304,000 | $ 212,000 | $ 67,000 |
| Ellis County Texas | 25 | $ 4,086,000 | $ 163,000 | $ 75,000 |
| Fresno County California | 24 | $ 5,425,000 | $ 226,000 | $ 86,000 |
| Placer County California | 24 | $ 8,521,000 | $ 355,000 | $ 120,000 |
| Delta County Colorado | 23 | $ 3,275,000 | $ 142,000 | $ 77,000 |
| Clallam County Washington | 23 | $ 4,964,000 | $ 215,000 | $ 93,000 |
| Island County Washington | 23 | $ 5,795,000 | $ 251,000 | $ 101,000 |
| Spokane County Washington | 23 | $ 3,917,000 | $ 170,000 | $ 78,000 |
| Kittitas County Washington | 22 | $ 4,280,000 | $ 194,000 | $ 92,000 |
| Yavapai County Arizona | 20 | $ 5,295,000 | $ 264,000 | $ 132,000 |
| Washoe County Nevada | 20 | $ 3,951,000 | $ 197,000 | $ 89,000 |
| Cleveland County Oklahoma | 20 | $ 2,675,000 | $ 133,000 | $ 56,000 |
| Lane County Oregon | 20 | $ 4,379,000 | $ 218,000 | $ 79,000 |
| Mason County Washington | 20 | $ 3,424,000 | $ 171,000 | $ 69,000 |
| Cowlitz County Washington | 19 | $ 2,674,000 | $ 140,000 | $ 70,000 |
| Douglas County Washington | 19 | $ 3,921,000 | $ 206,000 | $ 53,000 |
| Whatcom County Washington | 17 | $ 3,959,000 | $ 232,000 | $ 79,000 |
| Gila County Arizona | 16 | $ 2,659,000 | $ 166,000 | $ 58,000 |
| Lake County California | 16 | $ 3,186,000 | $ 199,000 | $ 75,000 |
| Clark County Nevada | 16 | $ 3,726,000 | $ 232,000 | $ 94,000 |
| Grays Harbor County Washington | 16 | $ 2,902,000 | $ 181,000 | $ 69,000 |
| Garfield County Colorado | 15 | $ 2,442,000 | $ 162,000 | $ 62,000 |
| Deschutes County Oregon | 15 | $ 4,031,000 | $ 268,000 | $ 74,000 |
| Amador County California | 14 | $ 2,860,000 | $ 204,000 | $ 66,000 |
| Monterey County California | 13 | $ 4,838,000 | $ 372,000 | $ 122,000 |
| Rio Blanco County Colorado | 13 | $ 1,793,000 | $ 137,000 | $ 59,000 |
| Marion County Oregon | 13 | $ 3,103,000 | $ 238,000 | $ 106,000 |
| Utah County Utah | 13 | $ 3,802,000 | $ 292,000 | $ 79,000 |
| Benton County Washington | 13 | $ 1,958,000 | $ 150,000 | $ 54,000 |
| Jefferson County Washington | 13 | $ 2,565,000 | $ 197,000 | $ 70,000 |
| Lewis County Washington | 13 | $ 2,106,000 | $ 162,000 | $ 51,000 |
| Calaveras County California | 12 | $ 2,777,000 | $ 231,000 | $ 112,000 |
| Moffat County Colorado | 12 | $ 1,867,000 | $ 155,000 | $ 64,000 |
| Canadian County Oklahoma | 12 | $ 1,814,000 | $ 151,000 | $ 58,000 |
| Grand County Utah | 12 | $ 2,145,000 | $ 178,000 | $ 67,000 |
| Grant County Washington | 12 | $ 2,087,000 | $ 173,000 | $ 95,000 |
| Nevada County California | 11 | $ 3,578,000 | $ 325,000 | $ 111,000 |
| San Benito County California | 11 | $ 4,456,000 | $ 405,000 | $ 137,000 |
| Denver County Colorado | 11 | $ 2,387,000 | $ 217,000 | $ 115,000 |
| Weld County Colorado | 10 | $ 2,260,000 | $ 226,000 | $ 91,000 |
| Yamhill County Oregon | 10 | $ 1,707,000 | $ 170,000 | $ 39,000 |
| Rockwall County Texas | 10 | $ 2,382,000 | $ 238,000 | $ 105,000 |
| El Dorado County California | 9 | $ 2,990,000 | $ 332,000 | $ 186,000 |
| Merced County California | 9 | $ 1,875,000 | $ 208,000 | $ 71,000 |
| Caddo County Louisiana | 9 | $ 1,050,000 | $ 116,000 | $ 191,000 |
| Travis County Texas | 9 | $ 2,758,000 | $ 306,000 | $ 121,000 |
| Davis County Utah | 9 | $ 2,746,000 | $ 305,000 | $ 105,000 |
| Mohave County Arizona | 8 | $ 1,210,000 | $ 151,000 | $ 81,000 |
| Butte County California | 8 | $ 1,320,000 | $ 165,000 | $ 115,000 |
| San Luis Obispo County California | 8 | $ 2,700,000 | $ 337,000 | $ 141,000 |
| Tulare County California | 8 | $ 1,881,000 | $ 235,000 | $ 100,000 |
| Yolo County California | 8 | $ 2,184,000 | $ 273,000 | $ 99,000 |
| Miami-Dade County Florida | 8 | $ 1,515,000 | $ 189,000 | $ 61,000 |
| Jackson County Oregon | 8 | $ 1,605,000 | $ 200,000 | $ 52,000 |
| Linn County Oregon | 8 | $ 1,523,000 | $ 190,000 | $ 63,000 |
| Summit County Utah | 8 | $ 3,368,000 | $ 421,000 | $ 143,000 |
| Yakima County Washington | 8 | $ 1,188,000 | $ 148,000 | $ 58,000 |
| Arapahoe County Colorado | 7 | $ 1,284,000 | $ 183,000 | $ 113,000 |
| Comal County Texas | 7 | $ 1,477,000 | $ 211,000 | $ 81,000 |
| Grayson County Texas | 7 | $ 1,186,000 | $ 169,000 | $ 104,000 |
| Guadalupe County Texas | 7 | $ 1,103,000 | $ 157,000 | $ 60,000 |
| Lubbock County Texas | 7 | $ 1,454,000 | $ 207,000 | $ 119,000 |
| Parker County Texas | 7 | $ 1,252,000 | $ 178,000 | $ 99,000 |
| Franklin County Washington | 7 | $ 1,156,000 | $ 165,000 | $ 62,000 |
| Imperial County California | 6 | $ 1,248,000 | $ 208,000 | $ 112,000 |
| Santa Barbara County California | 6 | $ 2,542,000 | $ 423,000 | $ 128,000 |
| Adams County Colorado | 6 | $ 1,361,000 | $ 226,000 | $ 75,000 |
| Coos County Oregon | 6 | $ 871,000 | $ 145,000 | $ 81,000 |
| El Paso County Texas | 6 | $ 909,000 | $ 151,000 | $ 100,000 |
| Johnson County Texas | 6 | $ 517,000 | $ 86,000 | $ 41,000 |
| Navajo County Arizona | 5 | $ 808,000 | $ 161,000 | $ 89,000 |
| Yuma County Arizona | 5 | $ 590,000 | $ 118,000 | $ 62,000 |
| Jefferson County Colorado | 5 | $ 1,395,000 | $ 279,000 | $ 125,000 |
| Larimer County Colorado | 5 | $ 1,099,000 | $ 219,000 | $ 66,000 |
| Monroe County Florida | 5 | $ 1,089,000 | $ 217,000 | $ 134,000 |
| Hawaii County Hawaii | 5 | $ 1,642,000 | $ 328,000 | $ 151,000 |
| Grady County Oklahoma | 5 | $ 534,000 | $ 106,000 | $ 37,000 |
| Klamath County Oregon | 5 | $ 625,000 | $ 125,000 | $ 55,000 |
| Cooke County Texas | 5 | $ 620,000 | $ 124,000 | $ 96,000 |
| Fort Bend County Texas | 5 | $ 1,471,000 | $ 294,000 | $ 156,000 |
| Montgomery County Texas | 5 | $ 1,517,000 | $ 303,000 | $ 132,000 |
| Okanogan County Washington | 5 | $ 1,134,000 | $ 226,000 | $ 74,000 |
| Pacific County Washington | 5 | $ 828,000 | $ 165,000 | $ 64,000 |
| Madera County California | 4 | $ 746,000 | $ 186,000 | $ 60,000 |
| San Miguel County Colorado | 4 | $ 1,373,000 | $ 343,000 | $ 157,000 |
| Kauai County Hawaii | 4 | $ 1,425,000 | $ 356,000 | $ 84,000 |
| Ada County Idaho | 4 | $ 704,000 | $ 176,000 | $ 63,000 |
| Columbia County Oregon | 4 | $ 657,000 | $ 164,000 | $ 44,000 |
| Josephine County Oregon | 4 | $ 792,000 | $ 198,000 | $ 54,000 |
| Polk County Oregon | 4 | $ 635,000 | $ 158,000 | $ 105,000 |
| Tillamook County Oregon | 4 | $ 596,000 | $ 149,000 | $ 49,000 |
| Randall County Texas | 4 | $ 1,657,000 | $ 414,000 | $ 176,000 |
| Van Zandt County Texas | 4 | $ 606,000 | $ 151,000 | $ 59,000 |
| Wise County Texas | 4 | $ 550,000 | $ 137,000 | $ 55,000 |
| Walla Walla County Washington | 4 | $ 603,000 | $ 150,000 | $ 92,000 |
| Coconino County Arizona | 3 | $ 532,000 | $ 177,000 | $ 78,000 |
| Pima County Arizona | 3 | $ 535,000 | $ 178,000 | $ 53,000 |
| Del Norte County California | 3 | $ 433,000 | $ 144,000 | $ 114,000 |
| Humboldt County California | 3 | $ 1,022,000 | $ 340,000 | $ 177,000 |
| Kings County California | 3 | $ 705,000 | $ 235,000 | $ 101,000 |
| Shasta County California | 3 | $ 398,000 | $ 132,000 | $ 80,000 |
| Boulder County Colorado | 3 | $ 1,526,000 | $ 508,000 | $ 198,000 |
| Churchill County Nevada | 3 | $ 381,000 | $ 127,000 | $ 62,000 |
| Mineral County Nevada | 3 | $ 346,000 | $ 115,000 | $ 84,000 |
| Storey County Nevada | 3 | $ 412,000 | $ 137,000 | $ 71,000 |
| Clatsop County Oregon | 3 | $ 944,000 | $ 314,000 | $ 152,000 |
| Hood River County Oregon | 3 | $ 587,000 | $ 195,000 | $ 72,000 |
| Union County Oregon | 3 | $ 382,000 | $ 127,000 | $ 71,000 |
| Gillespie County Texas | 3 | $ 599,000 | $ 199,000 | $ 112,000 |
| Williamson County Texas | 3 | $ 618,000 | $ 206,000 | $ 92,000 |
| Iron County Utah | 3 | $ 572,000 | $ 190,000 | $ 88,000 |
| Stevens County Washington | 3 | $ 462,000 | $ 154,000 | $ 70,000 |
| Mono County California | 2 | $ 320,000 | $ 160,000 | $ 131,000 |
| Sutter County California | 2 | $ 195,000 | $ 97,000 | $ 54,000 |
| Tehama County California | 2 | $ 312,000 | $ 156,000 | $ 110,000 |
| Tuolumne County California | 2 | $ 528,000 | $ 264,000 | $ 140,000 |
| Yuba County California | 2 | $ 331,000 | $ 165,000 | $ 75,000 |
| Alamosa County Colorado | 2 | $ 359,000 | $ 179,000 | $ 55,000 |
| Broomfield County Colorado | 2 | $ 653,000 | $ 326,000 | $ 116,000 |
| Douglas County Colorado | 2 | $ 929,000 | $ 464,000 | $ 166,000 |
| Eagle County Colorado | 2 | $ 1,363,000 | $ 681,000 | $ 271,000 |
| Gunnison County Colorado | 2 | $ 945,000 | $ 472,000 | $ 371,000 |
| Lake County Colorado | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Morgan County Colorado | 2 | $ 218,000 | $ 109,000 | $ 47,000 |
| Park County Colorado | 2 | $ 563,000 | $ 281,000 | $ 277,000 |
| Pueblo County Colorado | 2 | $ 238,000 | $ 119,000 | $ 39,000 |
| Bossier County Louisiana | 2 | $ 626,000 | $ 313,000 | $ 91,000 |
| Carson City County Nevada | 2 | $ 427,000 | $ 213,000 | $ 66,000 |
| Logan County Oklahoma | 2 | $ 462,000 | $ 231,000 | $ 83,000 |
| McClain County Oklahoma | 2 | $ 172,000 | $ 86,000 | $ 69,000 |
| Benton County Oregon | 2 | $ 479,000 | $ 239,000 | $ 0 |
| Crook County Oregon | 2 | $ 261,000 | $ 130,000 | $ 61,000 |
| Curry County Oregon | 2 | $ 411,000 | $ 205,000 | $ 68,000 |
| Brazoria County Texas | 2 | $ 311,000 | $ 155,000 | $ 39,000 |
| Hays County Texas | 2 | $ 392,000 | $ 196,000 | $ 105,000 |
| Hockley County Texas | 2 | $ 339,000 | $ 169,000 | $ 63,000 |
| Kerr County Texas | 2 | $ 294,000 | $ 147,000 | $ 63,000 |
| McLennan County Texas | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Nueces County Texas | 2 | $ 381,000 | $ 190,000 | $ 150,000 |
| Tom Green County Texas | 2 | $ 463,000 | $ 231,000 | $ 193,000 |
| Wichita County Texas | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Wilson County Texas | 2 | $ 552,000 | $ 276,000 | $ 109,000 |
| Cache County Utah | 2 | $ 741,000 | $ 370,000 | $ 138,000 |
| Tooele County Utah | 2 | $ 365,000 | $ 182,000 | $ 47,000 |
| Uintah County Utah | 2 | $ 450,000 | $ 225,000 | $ 52,000 |
| Adams County Washington | 2 | $ 372,000 | $ 186,000 | $ 73,000 |
| Klickitat County Washington | 2 | $ 182,000 | $ 91,000 | $ 81,000 |
| Whitman County Washington | 2 | $ 297,000 | $ 148,000 | $ 84,000 |
| Apache County Arizona | 1 | $ 147,000 | $ 147,000 | $ 291,000 |
| Garland County Arkansas | 1 | $ 173,000 | $ 173,000 | $ 79,000 |
| Lonoke County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| Pulaski County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Saline County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Glenn County California | 1 | $ 417,000 | $ 417,000 | $ 511,000 |
| Mariposa County California | 1 | $ 240,000 | $ 240,000 | $ 74,000 |
| Siskiyou County California | 1 | $ 219,000 | $ 219,000 | $ 57,000 |
| Dolores County Colorado | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Elbert County Colorado | 1 | $ 339,000 | $ 339,000 | $ 84,000 |
| La Plata County Colorado | 1 | $ 860,000 | $ 860,000 | $ 185,000 |
| Las Animas County Colorado | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Ouray County Colorado | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Rio Grande County Colorado | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Broward County Florida | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Lake County Florida | 1 | $ 122,000 | $ 122,000 | $ 142,000 |
| Orange County Florida | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Palm Beach County Florida | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Cobb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Henry County Georgia | 1 | $ 171,000 | $ 171,000 | $ 66,000 |
| Maui County Hawaii | 1 | $ 338,000 | $ 338,000 | $ 46,000 |
| Kootenai County Idaho | 1 | $ 416,000 | $ 416,000 | $ 108,000 |
| Teton County Idaho | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Douglas County Kansas | 1 | $ 176,000 | $ 176,000 | $ 114,000 |
| Shawnee County Kansas | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Ravalli County Montana | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Sheridan County Montana | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Yellowstone County Montana | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Humboldt County Nevada | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Lyon County Nevada | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Blaine County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Carter County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 29,000 |
| Creek County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Custer County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Kingfisher County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Pottawatomie County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Tillman County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Baker County Oregon | 1 | $ 204,000 | $ 204,000 | $ 41,000 |
| Morrow County Oregon | 1 | $ 131,000 | $ 131,000 | $ 96,000 |
| Umatilla County Oregon | 1 | $ 137,000 | $ 137,000 | $ 108,000 |
| Wasco County Oregon | 1 | $ 228,000 | $ 228,000 | $ 47,000 |
| Atascosa County Texas | 1 | $ 191,000 | $ 191,000 | $ 84,000 |
| Bandera County Texas | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Bell County Texas | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Bosque County Texas | 1 | $ 138,000 | $ 138,000 | $ 78,000 |
| Bowie County Texas | 1 | $ 206,000 | $ 206,000 | $ 60,000 |
| Brazos County Texas | 1 | $ 124,000 | $ 124,000 | $ 142,000 |
| Burnet County Texas | 1 | $ 417,000 | $ 417,000 | $ 255,000 |
| Caldwell County Texas | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
| Chambers County Texas | 1 | $ 250,000 | $ 250,000 | $ 179,000 |
| Coryell County Texas | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| DeWitt County Texas | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Dimmit County Texas | 1 | $ 167,000 | $ 167,000 | $ 97,000 |
| Ector County Texas | 1 | $ 157,000 | $ 157,000 | $ 140,000 |
| Galveston County Texas | 1 | $ 139,000 | $ 139,000 | $ 45,000 |
| Gregg County Texas | 1 | $ 54,000 | $ 54,000 | $ 6,000 |
| Henderson County Texas | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
| Hill County Texas | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Hood County Texas | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Howard County Texas | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Hunt County Texas | 1 | $ 163,000 | $ 163,000 | $ 61,000 |
| Jefferson County Texas | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Kendall County Texas | 1 | $ 167,000 | $ 167,000 | $ 44,000 |
| Matagorda County Texas | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Medina County Texas | 1 | $ 214,000 | $ 214,000 | $ 58,000 |
| Midland County Texas | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Nacogdoches County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Navarro County Texas | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Orange County Texas | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| San Patricio County Texas | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
| Smith County Texas | 1 | $ 230,000 | $ 230,000 | $ 155,000 |
| Waller County Texas | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Webb County Texas | 1 | $ 271,000 | $ 271,000 | $ 109,000 |
| Yoakum County Texas | 1 | $ 179,000 | $ 179,000 | $ 66,000 |
| Beaver County Utah | 1 | $ 108,000 | $ 108,000 | $ 260,000 |
| Carbon County Utah | 1 | $ 117,000 | $ 117,000 | $ 69,000 |
| Duchesne County Utah | 1 | $ 220,000 | $ 220,000 | $ 92,000 |
| Emery County Utah | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Rich County Utah | 1 | $ 65,000 | $ 65,000 | $ 172,000 |
| San Juan County Utah | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Weber County Utah | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Asotin County Washington | 1 | $ 177,000 | $ 177,000 | $ 109,000 |
| Columbia County Washington | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| San Juan County Washington | 1 | $ 365,000 | $ 365,000 | $ 199,000 |
Mortgage Loan Application Detail Totals for Bay Equity Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,752 | $1,523,722,000 | $264,000 | $1,575,000 | $96,000 | $1,839,000 |
| Refinancing | 3,579 | $1,154,853,000 | $322,000 | $2,404,000 | $115,000 | $2,326,000 |
| Home Improvement | 1 | $146,000 | $146,000 | $146,000 | $41,000 | $41,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,797 | $1,626,053,000 | $280,000 | $2,404,000 | $105,000 | $2,326,000 |
| Hispanic | 1,404 | $351,908,000 | $250,000 | $1,399,000 | $81,000 | $1,047,000 |
| Not Provided | 891 | $319,562,000 | $358,000 | $1,814,000 | $131,000 | $1,211,000 |
| Asian | 760 | $256,210,000 | $337,000 | $1,425,000 | $107,000 | $549,000 |
| Black or African American | 348 | $89,642,000 | $257,000 | $880,000 | $90,000 | $471,000 |
| Native Hawaiian or Other Pacific Islander | 88 | $25,475,000 | $289,000 | $868,000 | $92,000 | $407,000 |
| American Indian or Alaskan Native | 44 | $9,871,000 | $224,000 | $544,000 | $74,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,769 | $1,783,824,000 | $309,000 | $2,404,000 | $120,000 | $2,326,000 |
| FHA-insured (Federal Housing Administration) | 2,237 | $523,375,000 | $233,000 | $815,000 | $75,000 | $471,000 |
| VA-guaranteed (Veterans Administration) | 1,037 | $317,379,000 | $306,000 | $1,747,000 | $84,000 | $549,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 289 | $54,143,000 | $187,000 | $455,000 | $55,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,120 | $1,750,907,000 | $286,000 | $2,000,000 | $101,000 | $1,839,000 |
| File Closed For Incompleteness | 1,845 | $528,203,000 | $286,000 | $1,950,000 | $110,000 | $2,326,000 |
| Application Denied By Financial Institution | 749 | $232,407,000 | $310,000 | $2,404,000 | $102,000 | $2,108,000 |
| Application Withdrawn By Applicant | 413 | $102,061,000 | $247,000 | $1,331,000 | $100,000 | $1,047,000 |
| Application Approved But Not Accepted | 170 | $53,483,000 | $314,000 | $1,272,000 | $116,000 | $613,000 |
| Preapproval Denied by Financial Institution | 32 | $10,735,000 | $335,000 | $900,000 | $113,000 | $511,000 |
| Preapproval Approved but not Accepted | 3 | $925,000 | $308,000 | $450,000 | $116,000 | $224,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 147 | $42,574,000 | $289,000 | $1,258,000 | $91,000 | $347,000 |
| Other | 119 | $38,495,000 | $323,000 | $1,252,000 | $121,000 | $2,108,000 |
| Debt-To-Income Ratio | 94 | $32,726,000 | $348,000 | $2,404,000 | $88,000 | $583,000 |
| Credit History | 78 | $20,241,000 | $259,000 | $685,000 | $101,000 | $646,000 |
| Collateral | 67 | $17,180,000 | $256,000 | $626,000 | $100,000 | $412,000 |
| Unverifiable Information | 59 | $21,267,000 | $360,000 | $1,353,000 | $119,000 | $1,030,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $16,038,000 | $400,000 | $2,275,000 | $103,000 | $832,000 |
| Employment History | 21 | $5,298,000 | $252,000 | $900,000 | $80,000 | $356,000 |
| Mortgage Insurance Denied | 1 | $174,000 | $174,000 | $174,000 | $107,000 | $107,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.