Bellco Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Bellco Credit Union of Greenwood Village, CO reported 7,511 mortgage applications totaling $1.2 billion, down 24% from 2024. The average application was for $160,072, and applicants reported an average income of $146,316. 38% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (4,956), Greeley, CO (269) and Grand Junction, CO (212) (applications in parentheses).

Mortgage Company & Address Bellco Credit Union
7600 E. Orchard Road #400n
Greenwood Village, CO 80111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,511
Total Mortgage Loan Application Amount $1,202,305,000
Average Mortgage Loan Application Amount $160,072
Highest Mortgage Loan Application Amount $40,005,000
Average Applicant Income $146,316
Highest Applicant Income $3,479,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bellco Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bellco Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Arapahoe, Colorado 1,224 $ 159,160,000 $ 130,032 $ 137,000
Jefferson, Colorado 1,014 $ 152,500,000 $ 150,394 $ 149,000
Adams, Colorado 911 $ 97,775,000 $ 107,327 $ 125,000
Douglas, Colorado 837 $ 134,515,000 $ 160,710 $ 184,000
Denver, Colorado 753 $ 123,775,000 $ 164,375 $ 141,000
Weld, Colorado 269 $ 28,265,000 $ 105,074 $ 136,000
Mesa, Colorado 212 $ 20,510,000 $ 96,745 $ 105,000
Boulder, Colorado 164 $ 30,760,000 $ 187,560 $ 181,000
Maricopa, Arizona 113 $ 12,185,000 $ 107,831 $ 0
El Paso, Colorado 108 $ 14,800,000 $ 137,037 $ 168,000
Larimer, Colorado 108 $ 13,740,000 $ 127,222 $ 152,000
Elbert, Colorado 97 $ 16,095,000 $ 165,927 $ 144,000
Broomfield, Colorado 79 $ 13,325,000 $ 168,670 $ 185,000
Wake, North Carolina 59 $ 6,225,000 $ 105,508 $ 0
Mecklenburg, North Carolina 51 $ 5,095,000 $ 99,901 $ 432,000
Pima, Arizona 44 $ 3,930,000 $ 89,318 $ 0
Pueblo, Colorado 39 $ 3,385,000 $ 86,794 $ 85,000
King, Washington 39 $ 5,215,000 $ 133,717 $ 0
Gwinnett, Georgia 32 $ 2,660,000 $ 83,125 $ 0
Guilford, North Carolina 30 $ 2,450,000 $ 81,666 $ 0
Cabarrus, North Carolina 28 $ 2,480,000 $ 88,571 $ 0
Loudoun, Virginia 28 $ 4,030,000 $ 143,928 $ 0
Union, North Carolina 27 $ 2,905,000 $ 107,592 $ 0
Iredell, North Carolina 24 $ 2,040,000 $ 85,000 $ 0
Pierce, Washington 24 $ 2,510,000 $ 104,583 $ 0
Fairfax, Virginia 23 $ 3,315,000 $ 144,130 $ 0
Montrose, Colorado 22 $ 3,240,000 $ 147,272 $ 174,000
Park, Colorado 22 $ 3,110,000 $ 141,363 $ 148,000
Summit, Colorado 22 $ 6,290,000 $ 285,909 $ 182,000
Cobb, Georgia 20 $ 2,060,000 $ 103,000 $ 0
Snohomish, Washington 20 $ 2,350,000 $ 117,500 $ 0
Gaston, North Carolina 18 $ 1,100,000 $ 61,111 $ 0
Grand, Colorado 16 $ 3,170,000 $ 198,125 $ 177,000
Cumberland, North Carolina 16 $ 1,160,000 $ 72,500 $ 0
Prince William, Virginia 16 $ 2,220,000 $ 138,750 $ 0
Catawba, North Carolina 15 $ 1,025,000 $ 68,333 $ 0
Spokane, Washington 15 $ 1,165,000 $ 77,666 $ 0
Fulton, Georgia 14 $ 1,320,000 $ 94,285 $ 0
Salt Lake, Utah 14 $ 1,760,000 $ 125,714 $ 0
Eagle, Colorado 13 $ 3,405,000 $ 261,923 $ 143,000
Garfield, Colorado 13 $ 1,805,000 $ 138,846 $ 179,000
Cherokee, Georgia 13 $ 1,775,000 $ 136,538 $ 0
DeKalb, Georgia 13 $ 1,365,000 $ 105,000 $ 0
Ada, Idaho 13 $ 1,385,000 $ 106,538 $ 0
Forsyth, North Carolina 13 $ 1,125,000 $ 86,538 $ 0
Johnston, North Carolina 13 $ 885,000 $ 68,076 $ 0
Onslow, North Carolina 13 $ 935,000 $ 71,923 $ 0
Chesterfield, Virginia 13 $ 1,395,000 $ 107,307 $ 0
Virginia Beach, Virginia 13 $ 1,115,000 $ 85,769 $ 0
Clark, Washington 13 $ 1,275,000 $ 98,076 $ 0
Pinal, Arizona 12 $ 820,000 $ 68,333 $ 0
Gilpin, Colorado 12 $ 1,220,000 $ 101,666 $ 123,000
St. Louis, Missouri 12 $ 990,000 $ 82,500 $ 0
Rowan, North Carolina 12 $ 1,000,000 $ 83,333 $ 0
Franklin, North Carolina 11 $ 965,000 $ 87,727 $ 0
New Hanover, North Carolina 11 $ 1,005,000 $ 91,363 $ 0
Thurston, Washington 11 $ 1,195,000 $ 108,636 $ 0
Delta, Colorado 10 $ 1,080,000 $ 108,000 $ 60,000
Durham, North Carolina 10 $ 900,000 $ 90,000 $ 0
Utah, Utah 10 $ 910,000 $ 91,000 $ 0
Clay, Missouri 9 $ 725,000 $ 80,555 $ 0
Buncombe, North Carolina 9 $ 745,000 $ 82,777 $ 0
Moore, North Carolina 9 $ 1,045,000 $ 116,111 $ 0
Randolph, North Carolina 9 $ 585,000 $ 65,000 $ 0
Stafford, Virginia 9 $ 745,000 $ 82,777 $ 0
Forsyth, Georgia 8 $ 1,110,000 $ 138,750 $ 0
Kootenai, Idaho 8 $ 910,000 $ 113,750 $ 0
Washington, Oregon 8 $ 870,000 $ 108,750 $ 0
Weber, Utah 8 $ 1,130,000 $ 141,250 $ 0
Henrico, Virginia 8 $ 970,000 $ 121,250 $ 0
Clear Creek, Colorado 7 $ 1,015,000 $ 145,000 $ 156,000
Morgan, Colorado 7 $ 1,115,000 $ 159,285 $ 147,000
Routt, Colorado 7 $ 965,000 $ 137,857 $ 196,000
Henry, Georgia 7 $ 745,000 $ 106,428 $ 0
Paulding, Georgia 7 $ 615,000 $ 87,857 $ 0
Canyon, Idaho 7 $ 805,000 $ 115,000 $ 0
Jackson, Missouri 7 $ 745,000 $ 106,428 $ 0
Lincoln, North Carolina 7 $ 585,000 $ 83,571 $ 0
Orange, North Carolina 7 $ 815,000 $ 116,428 $ 0
Pitt, North Carolina 7 $ 575,000 $ 82,142 $ 0
Clackamas, Oregon 7 $ 595,000 $ 85,000 $ 0
Benton, Washington 7 $ 795,000 $ 113,571 $ 0
Yavapai, Arizona 6 $ 650,000 $ 108,333 $ 0
Hall, Georgia 6 $ 470,000 $ 78,333 $ 0
Alamance, North Carolina 6 $ 540,000 $ 90,000 $ 0
Caldwell, North Carolina 6 $ 520,000 $ 86,666 $ 0
Chatham, North Carolina 6 $ 670,000 $ 111,666 $ 0
Davidson, North Carolina 6 $ 640,000 $ 106,666 $ 0
Rockingham, North Carolina 6 $ 340,000 $ 56,666 $ 0
Multnomah, Oregon 6 $ 360,000 $ 60,000 $ 0
Chesapeake, Virginia 6 $ 550,000 $ 91,666 $ 0
Kitsap, Washington 6 $ 680,000 $ 113,333 $ 0
Chaffee, Colorado 5 $ 1,945,000 $ 389,000 $ 213,000
Fayette, Georgia 5 $ 685,000 $ 137,000 $ 0
Richmond, Georgia 5 $ 315,000 $ 63,000 $ 0
Rockdale, Georgia 5 $ 365,000 $ 73,000 $ 0
St. Charles, Missouri 5 $ 255,000 $ 51,000 $ 0
Deschutes, Oregon 5 $ 705,000 $ 141,000 $ 0
Lane, Oregon 5 $ 465,000 $ 93,000 $ 0
Newport News, Virginia 5 $ 245,000 $ 49,000 $ 0
Island, Washington 5 $ 565,000 $ 113,000 $ 0
Mohave, Arizona 4 $ 510,000 $ 127,500 $ 0
Gunnison, Colorado 4 $ 1,100,000 $ 275,000 $ 124,000
Lincoln, Colorado 4 $ 330,000 $ 82,500 $ 114,000
Barrow, Georgia 4 $ 290,000 $ 72,500 $ 0
Bartow, Georgia 4 $ 510,000 $ 127,500 $ 0
Bryan, Georgia 4 $ 450,000 $ 112,500 $ 0
Chatham, Georgia 4 $ 330,000 $ 82,500 $ 0
Douglas, Georgia 4 $ 220,000 $ 55,000 $ 0
Bonneville, Idaho 4 $ 230,000 $ 57,500 $ 0
Jasper, Missouri 4 $ 170,000 $ 42,500 $ 26,000
St. Louis City, Missouri 4 $ 230,000 $ 57,500 $ 0
Brunswick, North Carolina 4 $ 410,000 $ 102,500 $ 0
Burke, North Carolina 4 $ 250,000 $ 62,500 $ 0
Cleveland, North Carolina 4 $ 220,000 $ 55,000 $ 0
Lee, North Carolina 4 $ 260,000 $ 65,000 $ 0
Nash, North Carolina 4 $ 310,000 $ 77,500 $ 0
Rutherford, North Carolina 4 $ 320,000 $ 80,000 $ 0
Jackson, Oregon 4 $ 590,000 $ 147,500 $ 0
Marion, Oregon 4 $ 430,000 $ 107,500 $ 0
Davis, Utah 4 $ 330,000 $ 82,500 $ 0
Washington, Utah 4 $ 340,000 $ 85,000 $ 0
Culpeper, Virginia 4 $ 740,000 $ 185,000 $ 0
Richmond City, Virginia 4 $ 640,000 $ 160,000 $ 0
Lewis, Washington 4 $ 270,000 $ 67,500 $ 0
Mason, Washington 4 $ 410,000 $ 102,500 $ 0
Whatcom, Washington 4 $ 460,000 $ 115,000 $ 0
Yakima, Washington 4 $ 290,000 $ 72,500 $ 0
Kit Carson, Colorado 3 $ 235,000 $ 78,333 $ 112,000
Otero, Colorado 3 $ 115,000 $ 38,333 $ 50,000
San Miguel, Colorado 3 $ 585,000 $ 195,000 $ 383,000
Jackson, Georgia 3 $ 265,000 $ 88,333 $ 0
Newton, Georgia 3 $ 145,000 $ 48,333 $ 0
Bonner, Idaho 3 $ 325,000 $ 108,333 $ 0
Twin Falls, Idaho 3 $ 305,000 $ 101,666 $ 0
Lincoln, Missouri 3 $ 205,000 $ 68,333 $ 0
Alexander, North Carolina 3 $ 225,000 $ 75,000 $ 0
Beaufort, North Carolina 3 $ 175,000 $ 58,333 $ 0
Carteret, North Carolina 3 $ 265,000 $ 88,333 $ 0
Columbus, North Carolina 3 $ 245,000 $ 81,666 $ 0
Craven, North Carolina 3 $ 155,000 $ 51,666 $ 0
Dare, North Carolina 3 $ 345,000 $ 115,000 $ 0
Davie, North Carolina 3 $ 285,000 $ 95,000 $ 0
Granville, North Carolina 3 $ 345,000 $ 115,000 $ 0
Harnett, North Carolina 3 $ 325,000 $ 108,333 $ 0
Haywood, North Carolina 3 $ 335,000 $ 111,666 $ 0
Henderson, North Carolina 3 $ 175,000 $ 58,333 $ 0
Hoke, North Carolina 3 $ 365,000 $ 121,666 $ 0
Person, North Carolina 3 $ 165,000 $ 55,000 $ 0
Surry, North Carolina 3 $ 215,000 $ 71,666 $ 0
Wilson, North Carolina 3 $ 205,000 $ 68,333 $ 0
Frederick, Virginia 3 $ 325,000 $ 108,333 $ 0
Shenandoah, Virginia 3 $ 185,000 $ 61,666 $ 0
Spotsylvania, Virginia 3 $ 125,000 $ 41,666 $ 0
Stevens, Washington 3 $ 195,000 $ 65,000 $ 0
Cochise, Arizona 2 $ 80,000 $ 40,000 $ 0
Coconino, Arizona 2 $ 150,000 $ 75,000 $ 0
Yuma, Arizona 2 $ 160,000 $ 80,000 $ 0
Fremont, Colorado 2 $ 30,000 $ 15,000 $ 86,000
La Plata, Colorado 2 $ 810,000 $ 405,000 $ 256,000
Las Animas, Colorado 2 $ 100,000 $ 50,000 $ 131,000
Moffat, Colorado 2 $ 120,000 $ 60,000 $ 35,000
Teller, Colorado 2 $ 180,000 $ 90,000 $ 152,000
Bibb, Georgia 2 $ 130,000 $ 65,000 $ 0
Bulloch, Georgia 2 $ 110,000 $ 55,000 $ 0
Columbia, Georgia 2 $ 140,000 $ 70,000 $ 0
Coweta, Georgia 2 $ 160,000 $ 80,000 $ 0
Effingham, Georgia 2 $ 160,000 $ 80,000 $ 0
Glynn, Georgia 2 $ 130,000 $ 65,000 $ 0
Houston, Georgia 2 $ 110,000 $ 55,000 $ 0
Spalding, Georgia 2 $ 170,000 $ 85,000 $ 0
Walker, Georgia 2 $ 130,000 $ 65,000 $ 0
Walton, Georgia 2 $ 130,000 $ 65,000 $ 0
Bingham, Idaho 2 $ 210,000 $ 105,000 $ 0
Gooding, Idaho 2 $ 150,000 $ 75,000 $ 0
Jerome, Idaho 2 $ 270,000 $ 135,000 $ 0
Greene, Missouri 2 $ 210,000 $ 105,000 $ 0
Jefferson, Missouri 2 $ 140,000 $ 70,000 $ 0
Platte, Missouri 2 $ 130,000 $ 65,000 $ 0
Taney, Missouri 2 $ 80,000 $ 40,000 $ 0
Warren, Missouri 2 $ 80,000 $ 40,000 $ 0
Camden, North Carolina 2 $ 160,000 $ 80,000 $ 0
Cherokee, North Carolina 2 $ 150,000 $ 75,000 $ 0
Currituck, North Carolina 2 $ 130,000 $ 65,000 $ 0
Macon, North Carolina 2 $ 90,000 $ 45,000 $ 0
Pasquotank, North Carolina 2 $ 200,000 $ 100,000 $ 0
Pender, North Carolina 2 $ 210,000 $ 105,000 $ 0
Stanly, North Carolina 2 $ 90,000 $ 45,000 $ 0
Wayne, North Carolina 2 $ 120,000 $ 60,000 $ 0
Wilkes, North Carolina 2 $ 210,000 $ 105,000 $ 0
Yadkin, North Carolina 2 $ 120,000 $ 60,000 $ 0
Crook, Oregon 2 $ 220,000 $ 110,000 $ 0
Josephine, Oregon 2 $ 180,000 $ 90,000 $ 0
Linn, Oregon 2 $ 110,000 $ 55,000 $ 0
Shelby, Tennessee 2 $ 34,610,000 $ 17,305,000 $ 0
Brazos, Texas 2 $ 53,010,000 $ 26,505,000 $ 0
Box Elder, Utah 2 $ 220,000 $ 110,000 $ 0
Wasatch, Utah 2 $ 440,000 $ 220,000 $ 0
Amherst, Virginia 2 $ 210,000 $ 105,000 $ 0
Augusta, Virginia 2 $ 170,000 $ 85,000 $ 0
Bedford, Virginia 2 $ 90,000 $ 45,000 $ 0
Caroline, Virginia 2 $ 160,000 $ 80,000 $ 0
Fauquier, Virginia 2 $ 140,000 $ 70,000 $ 0
King George, Virginia 2 $ 110,000 $ 55,000 $ 0
Orange, Virginia 2 $ 100,000 $ 50,000 $ 0
Suffolk, Virginia 2 $ 130,000 $ 65,000 $ 0
Warren, Virginia 2 $ 150,000 $ 75,000 $ 0
Asotin, Washington 2 $ 130,000 $ 65,000 $ 0
Grant, Washington 2 $ 140,000 $ 70,000 $ 0
Skagit, Washington 2 $ 330,000 $ 165,000 $ 0
Gila, Arizona 1 $ 55,000 $ 55,000 $ 0
Santa Cruz, Arizona 1 $ 175,000 $ 175,000 $ 0
Contra Costa, California 1 $ 75,000 $ 75,000 $ 0
Orange, California 1 $ 295,000 $ 295,000 $ 0
Alamosa, Colorado 1 $ 105,000 $ 105,000 $ 49,000
Archuleta, Colorado 1 $ 65,000 $ 65,000 $ 121,000
Cheyenne, Colorado 1 $ 205,000 $ 205,000 $ 125,000
Costilla, Colorado 1 $ 55,000 $ 55,000 $ 216,000
Custer, Colorado 1 $ 385,000 $ 385,000 $ 0
Montezuma, Colorado 1 $ 355,000 $ 355,000 $ 0
Ouray, Colorado 1 $ 255,000 $ 255,000 $ 181,000
Capitol Planning Region, Connecticut 1 $ 40,005,000 $ 40,005,000 $ 0
Bacon, Georgia 1 $ 55,000 $ 55,000 $ 0
Camden, Georgia 1 $ 85,000 $ 85,000 $ 0
Catoosa, Georgia 1 $ 205,000 $ 205,000 $ 0
Clarke, Georgia 1 $ 55,000 $ 55,000 $ 0
Clayton, Georgia 1 $ 65,000 $ 65,000 $ 0
Coffee, Georgia 1 $ 55,000 $ 55,000 $ 0
Grady, Georgia 1 $ 35,000 $ 35,000 $ 0
Greene, Georgia 1 $ 205,000 $ 205,000 $ 0
Haralson, Georgia 1 $ 55,000 $ 55,000 $ 0
Liberty, Georgia 1 $ 55,000 $ 55,000 $ 0
McIntosh, Georgia 1 $ 85,000 $ 85,000 $ 0
Mitchell, Georgia 1 $ 55,000 $ 55,000 $ 0
Morgan, Georgia 1 $ 125,000 $ 125,000 $ 0
Muscogee, Georgia 1 $ 65,000 $ 65,000 $ 0
Pierce, Georgia 1 $ 65,000 $ 65,000 $ 0
Pike, Georgia 1 $ 115,000 $ 115,000 $ 0
Tift, Georgia 1 $ 55,000 $ 55,000 $ 0
Wayne, Georgia 1 $ 145,000 $ 145,000 $ 0
White, Georgia 1 $ 255,000 $ 255,000 $ 0
Whitfield, Georgia 1 $ 75,000 $ 75,000 $ 0
Worth, Georgia 1 $ 55,000 $ 55,000 $ 0
Bannock, Idaho 1 $ 115,000 $ 115,000 $ 0
Boise, Idaho 1 $ 55,000 $ 55,000 $ 0
Fremont, Idaho 1 $ 75,000 $ 75,000 $ 0
Gem, Idaho 1 $ 55,000 $ 55,000 $ 0
Jefferson, Idaho 1 $ 65,000 $ 65,000 $ 0
Minidoka, Idaho 1 $ 55,000 $ 55,000 $ 0
Payette, Idaho 1 $ 75,000 $ 75,000 $ 0
Marion, Indiana 1 $ 75,000 $ 75,000 $ 0
Polk, Iowa 1 $ 55,000 $ 55,000 $ 0
Webster, Iowa 1 $ 35,000 $ 35,000 $ 0
Montgomery, Maryland 1 $ 55,000 $ 55,000 $ 0
Macomb, Michigan 1 $ 35,705,000 $ 35,705,000 $ 0
Boone, Missouri 1 $ 185,000 $ 185,000 $ 0
Buchanan, Missouri 1 $ 55,000 $ 55,000 $ 0
Camden, Missouri 1 $ 255,000 $ 255,000 $ 0
Cass, Missouri 1 $ 135,000 $ 135,000 $ 0
Cole, Missouri 1 $ 55,000 $ 55,000 $ 0
Henry, Missouri 1 $ 55,000 $ 55,000 $ 0
Johnson, Missouri 1 $ 55,000 $ 55,000 $ 0
Pettis, Missouri 1 $ 55,000 $ 55,000 $ 0
Polk, Missouri 1 $ 65,000 $ 65,000 $ 0
St. Francois, Missouri 1 $ 55,000 $ 55,000 $ 0
Stone, Missouri 1 $ 85,000 $ 85,000 $ 0
Clark, Nevada 1 $ 55,000 $ 55,000 $ 0
Dutchess, New York 1 $ 30,405,000 $ 30,405,000 $ 0
Kings, New York 1 $ 405,000 $ 405,000 $ 600,000
Bladen, North Carolina 1 $ 95,000 $ 95,000 $ 0
Halifax, North Carolina 1 $ 55,000 $ 55,000 $ 0
Martin, North Carolina 1 $ 35,000 $ 35,000 $ 0
Northampton, North Carolina 1 $ 95,000 $ 95,000 $ 0
Polk, North Carolina 1 $ 55,000 $ 55,000 $ 0
Sampson, North Carolina 1 $ 55,000 $ 55,000 $ 0
Vance, North Carolina 1 $ 55,000 $ 55,000 $ 0
Warren, North Carolina 1 $ 55,000 $ 55,000 $ 0
Yancey, North Carolina 1 $ 55,000 $ 55,000 $ 0
Hamilton, Ohio 1 $ 95,000 $ 95,000 $ 0
Benton, Oregon 1 $ 165,000 $ 165,000 $ 0
Clatsop, Oregon 1 $ 155,000 $ 155,000 $ 0
Columbia, Oregon 1 $ 55,000 $ 55,000 $ 0
Coos, Oregon 1 $ 115,000 $ 115,000 $ 0
Douglas, Oregon 1 $ 75,000 $ 75,000 $ 0
Lincoln, Oregon 1 $ 75,000 $ 75,000 $ 0
Polk, Oregon 1 $ 55,000 $ 55,000 $ 0
Umatilla, Oregon 1 $ 55,000 $ 55,000 $ 0
Centre, Pennsylvania 1 $ 135,000 $ 135,000 $ 322,000
Tom Green, Texas 1 $ 5,000 $ 5,000 $ 28,000
Travis, Texas 1 $ 22,005,000 $ 22,005,000 $ 0
Cache, Utah 1 $ 35,000 $ 35,000 $ 0
Duchesne, Utah 1 $ 75,000 $ 75,000 $ 0
Summit, Utah 1 $ 105,000 $ 105,000 $ 0
Tooele, Utah 1 $ 75,000 $ 75,000 $ 0
Uintah, Utah 1 $ 135,000 $ 135,000 $ 0
Albemarle, Virginia 1 $ 235,000 $ 235,000 $ 0
Appomattox, Virginia 1 $ 55,000 $ 55,000 $ 0
Arlington, Virginia 1 $ 205,000 $ 205,000 $ 0
Bristol, Virginia 1 $ 45,000 $ 45,000 $ 0
Danville, Virginia 1 $ 55,000 $ 55,000 $ 0
Fluvanna, Virginia 1 $ 35,000 $ 35,000 $ 0
Fredericksburg, Virginia 1 $ 55,000 $ 55,000 $ 0
Greene, Virginia 1 $ 55,000 $ 55,000 $ 0
Halifax, Virginia 1 $ 55,000 $ 55,000 $ 0
Hanover, Virginia 1 $ 65,000 $ 65,000 $ 0
Henry, Virginia 1 $ 105,000 $ 105,000 $ 0
Isle of Wight, Virginia 1 $ 95,000 $ 95,000 $ 0
King William, Virginia 1 $ 65,000 $ 65,000 $ 0
Madison, Virginia 1 $ 155,000 $ 155,000 $ 0
Manassas, Virginia 1 $ 115,000 $ 115,000 $ 0
Manassas Park, Virginia 1 $ 175,000 $ 175,000 $ 0
Middlesex, Virginia 1 $ 55,000 $ 55,000 $ 0
Prince George, Virginia 1 $ 55,000 $ 55,000 $ 0
Roanoke, Virginia 1 $ 115,000 $ 115,000 $ 0
Roanoke City, Virginia 1 $ 55,000 $ 55,000 $ 0
Staunton, Virginia 1 $ 55,000 $ 55,000 $ 0
Tazewell, Virginia 1 $ 55,000 $ 55,000 $ 0
Westmoreland, Virginia 1 $ 35,000 $ 35,000 $ 0
Wise, Virginia 1 $ 65,000 $ 65,000 $ 0
Cowlitz, Washington 1 $ 55,000 $ 55,000 $ 0
Grays Harbor, Washington 1 $ 305,000 $ 305,000 $ 0
Skamania, Washington 1 $ 75,000 $ 75,000 $ 0
Walla Walla, Washington 1 $ 95,000 $ 95,000 $ 0
Laramie, Wyoming 1 $ 45,000 $ 45,000 $ 100,000

Mortgage Loan Application Detail Totals for Bellco Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 2,961 $296,335,000 $100,000 $1,955,000 $129,000 $3,479,000
Home Improvement 2,223 $264,825,000 $119,000 $1,005,000 $152,000 $1,140,000
Cash-out Refinancing 2,072 $324,680,000 $156,000 $1,305,000 $157,000 $2,813,000
Home Purchase 160 $81,920,000 $512,000 $2,505,000 $255,000 $1,198,000
Refinancing 95 $234,545,000 $2,468,000 $40,005,000 $137,000 $484,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,871 $523,955,000 $135,000 $1,955,000 $150,000 $1,198,000
Not applicable 1,640 $445,120,000 $271,000 $40,005,000 $0 $0
Hispanic 917 $95,515,000 $104,000 $655,000 $116,000 $1,632,000
Not Provided 534 $72,950,000 $136,000 $705,000 $170,000 $3,479,000
Black or African American 269 $27,695,000 $102,000 $555,000 $126,000 $2,813,000
Asian 218 $29,430,000 $135,000 $485,000 $172,000 $1,650,000
American Indian or Alaskan Native 48 $5,150,000 $107,000 $605,000 $117,000 $373,000
Native Hawaiian or Other Pacific Islander 14 $2,490,000 $177,000 $505,000 $153,000 $717,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,511 $1,202,305,000 $160,000 $40,005,000 $146,000 $3,479,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,822 $477,620,000 $169,000 $35,705,000 $159,000 $1,198,000
Application Denied By Financial Institution 2,407 $371,075,000 $154,000 $30,405,000 $128,000 $3,479,000
Loan Purchased By The Institution 1,632 $229,380,000 $140,000 $2,505,000 $0 $0
Application Withdrawn By Applicant 525 $66,465,000 $126,000 $655,000 $162,000 $1,650,000
Application Approved But Not Accepted 125 $57,765,000 $462,000 $40,005,000 $146,000 $426,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,104 $831,230,000 $162,000 $40,005,000 $159,000 $1,650,000
Debt-To-Income Ratio 1,147 $152,085,000 $132,000 $1,285,000 $95,000 $3,479,000
Credit History 485 $67,685,000 $139,000 $26,505,000 $129,000 $2,813,000
Collateral 475 $113,365,000 $238,000 $30,405,000 $192,000 $1,200,000
Credit Application Incomplete 120 $13,560,000 $113,000 $645,000 $140,000 $451,000
Other 88 $11,600,000 $131,000 $955,000 $139,000 $600,000
Unverifiable Information 77 $10,645,000 $138,000 $465,000 $160,000 $947,000
Employment History 15 $2,135,000 $142,000 $355,000 $199,000 $708,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bellco Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bellco Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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