Bellco Credit Union Mortgage Lending & HMDA Data, 2024

In 2024, Bellco Credit Union of Greenwood Village, CO reported 9,877 mortgage applications totaling $1.4 billion, up 30% from 2023. The average application was for $143,059, and applicants reported an average income of $142,872. 42% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (6,823), Greeley, CO (380) and Grand Junction, CO (266) (applications in parentheses).

Mortgage Company & Address Bellco Credit Union
7600 E. Orchard Road #400n
Greenwood Village, CO 80111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,877
Total Mortgage Loan Application Amount $1,412,995,000
Average Mortgage Loan Application Amount $143,059
Highest Mortgage Loan Application Amount $34,805,000
Average Applicant Income $142,872
Highest Applicant Income $3,409,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bellco Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bellco Credit Union by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Arapahoe, Colorado 1,678 $ 199,430,000 $ 118,849 $ 138,000
Jefferson, Colorado 1,385 $ 186,565,000 $ 134,703 $ 139,000
Adams, Colorado 1,322 $ 125,530,000 $ 94,954 $ 120,000
Douglas, Colorado 1,126 $ 162,860,000 $ 144,635 $ 171,000
Denver, Colorado 1,046 $ 145,030,000 $ 138,652 $ 151,000
Weld, Colorado 380 $ 35,910,000 $ 94,500 $ 139,000
Mesa, Colorado 266 $ 23,860,000 $ 89,699 $ 106,000
Maricopa, Arizona 220 $ 18,360,000 $ 83,454 $ 0
Boulder, Colorado 207 $ 33,985,000 $ 164,178 $ 197,000
Larimer, Colorado 162 $ 23,710,000 $ 146,358 $ 171,000
El Paso, Colorado 139 $ 13,605,000 $ 97,877 $ 120,000
Elbert, Colorado 111 $ 16,745,000 $ 150,855 $ 179,000
Broomfield, Colorado 98 $ 15,640,000 $ 159,591 $ 178,000
Mecklenburg, North Carolina 64 $ 5,150,000 $ 80,468 $ 0
King, Washington 50 $ 4,800,000 $ 96,000 $ 0
Wake, North Carolina 49 $ 4,685,000 $ 95,612 $ 0
Snohomish, Washington 41 $ 3,975,000 $ 96,951 $ 0
Park, Colorado 38 $ 4,030,000 $ 106,052 $ 129,000
Pima, Arizona 36 $ 2,570,000 $ 71,388 $ 0
Pinal, Arizona 36 $ 2,240,000 $ 62,222 $ 0
Pierce, Washington 36 $ 2,830,000 $ 78,611 $ 0
Guilford, North Carolina 34 $ 2,350,000 $ 69,117 $ 0
Cabarrus, North Carolina 30 $ 2,570,000 $ 85,666 $ 0
Union, North Carolina 29 $ 2,725,000 $ 93,965 $ 0
Fairfax, Virginia 28 $ 2,740,000 $ 97,857 $ 0
Loudoun, Virginia 28 $ 3,800,000 $ 135,714 $ 0
Grand, Colorado 25 $ 5,015,000 $ 200,600 $ 158,000
Montrose, Colorado 25 $ 2,335,000 $ 93,400 $ 141,000
Delta, Colorado 22 $ 1,570,000 $ 71,363 $ 112,000
Prince William, Virginia 22 $ 1,910,000 $ 86,818 $ 0
Garfield, Colorado 20 $ 2,790,000 $ 139,500 $ 131,000
Clark, Washington 20 $ 1,550,000 $ 77,500 $ 0
Summit, Colorado 19 $ 4,705,000 $ 247,631 $ 195,000
Pueblo, Colorado 18 $ 1,640,000 $ 91,111 $ 165,000
Gwinnett, Georgia 18 $ 1,340,000 $ 74,444 $ 0
Durham, North Carolina 18 $ 1,200,000 $ 66,666 $ 0
Gaston, North Carolina 18 $ 1,200,000 $ 66,666 $ 0
Chesterfield, Virginia 18 $ 1,110,000 $ 61,666 $ 0
Virginia Beach, Virginia 17 $ 1,265,000 $ 74,411 $ 0
Kitsap, Washington 17 $ 1,185,000 $ 69,705 $ 0
Clear Creek, Colorado 15 $ 3,735,000 $ 249,000 $ 261,000
Eagle, Colorado 15 $ 5,155,000 $ 343,666 $ 314,000
Forsyth, North Carolina 14 $ 840,000 $ 60,000 $ 0
La Plata, Colorado 13 $ 2,345,000 $ 180,384 $ 187,000
Cobb, Georgia 13 $ 1,045,000 $ 80,384 $ 0
Johnston, North Carolina 13 $ 985,000 $ 75,769 $ 0
Chesapeake, Virginia 13 $ 835,000 $ 64,230 $ 0
Mohave, Arizona 12 $ 700,000 $ 58,333 $ 0
Stafford, Virginia 12 $ 970,000 $ 80,833 $ 0
Spokane, Washington 12 $ 680,000 $ 56,666 $ 0
Thurston, Washington 12 $ 1,010,000 $ 84,166 $ 0
Routt, Colorado 11 $ 1,665,000 $ 151,363 $ 196,000
Iredell, North Carolina 11 $ 895,000 $ 81,363 $ 0
Henrico, Virginia 11 $ 635,000 $ 57,727 $ 0
Morgan, Colorado 10 $ 810,000 $ 81,000 $ 117,000
Brunswick, North Carolina 10 $ 840,000 $ 84,000 $ 0
Buncombe, North Carolina 10 $ 660,000 $ 66,000 $ 0
Randolph, North Carolina 10 $ 560,000 $ 56,000 $ 0
Rowan, North Carolina 10 $ 490,000 $ 49,000 $ 0
Salt Lake, Utah 10 $ 960,000 $ 96,000 $ 0
Frederick, Virginia 10 $ 760,000 $ 76,000 $ 0
Yakima, Washington 10 $ 710,000 $ 71,000 $ 0
Chaffee, Colorado 9 $ 1,695,000 $ 188,333 $ 151,000
Harnett, North Carolina 9 $ 485,000 $ 53,888 $ 0
Lincoln, North Carolina 9 $ 805,000 $ 89,444 $ 0
Cumberland, North Carolina 8 $ 440,000 $ 55,000 $ 0
Onslow, North Carolina 8 $ 500,000 $ 62,500 $ 0
Utah, Utah 8 $ 980,000 $ 122,500 $ 0
Hampton, Virginia 8 $ 440,000 $ 55,000 $ 0
Yavapai, Arizona 7 $ 505,000 $ 72,142 $ 0
Yuma, Arizona 7 $ 385,000 $ 55,000 $ 0
Gunnison, Colorado 7 $ 795,000 $ 113,571 $ 141,000
Forsyth, Georgia 7 $ 1,365,000 $ 195,000 $ 0
Fulton, Georgia 7 $ 31,525,000 $ 4,503,571 $ 0
St. Louis, Missouri 7 $ 425,000 $ 60,714 $ 0
Franklin, North Carolina 7 $ 385,000 $ 55,000 $ 0
New Hanover, North Carolina 7 $ 585,000 $ 83,571 $ 0
Multnomah, Oregon 7 $ 615,000 $ 87,857 $ 0
Weber, Utah 7 $ 18,445,000 $ 2,635,000 $ 0
Cowlitz, Washington 7 $ 465,000 $ 66,428 $ 0
Skagit, Washington 7 $ 445,000 $ 63,571 $ 0
Fremont, Colorado 6 $ 980,000 $ 163,333 $ 116,000
Lake, Colorado 6 $ 310,000 $ 51,666 $ 94,000
Alamance, North Carolina 6 $ 400,000 $ 66,666 $ 0
Catawba, North Carolina 6 $ 360,000 $ 60,000 $ 0
Chatham, North Carolina 6 $ 450,000 $ 75,000 $ 0
Pender, North Carolina 6 $ 480,000 $ 80,000 $ 0
Clackamas, Oregon 6 $ 440,000 $ 73,333 $ 0
Lane, Oregon 6 $ 390,000 $ 65,000 $ 0
Spotsylvania, Virginia 6 $ 510,000 $ 85,000 $ 0
Suffolk, Virginia 6 $ 530,000 $ 88,333 $ 0
Grant, Washington 6 $ 450,000 $ 75,000 $ 0
Grays Harbor, Washington 6 $ 470,000 $ 78,333 $ 0
Las Animas, Colorado 5 $ 175,000 $ 35,000 $ 78,000
Logan, Colorado 5 $ 245,000 $ 49,000 $ 39,000
Teller, Colorado 5 $ 235,000 $ 47,000 $ 113,000
Cherokee, Georgia 5 $ 565,000 $ 113,000 $ 0
Henry, Georgia 5 $ 515,000 $ 103,000 $ 0
Greene, Missouri 5 $ 305,000 $ 61,000 $ 0
Jackson, Missouri 5 $ 335,000 $ 67,000 $ 0
Craven, North Carolina 5 $ 295,000 $ 59,000 $ 0
Granville, North Carolina 5 $ 345,000 $ 69,000 $ 0
Moore, North Carolina 5 $ 275,000 $ 55,000 $ 0
Pitt, North Carolina 5 $ 285,000 $ 57,000 $ 0
Rockingham, North Carolina 5 $ 255,000 $ 51,000 $ 0
Wilson, North Carolina 5 $ 315,000 $ 63,000 $ 0
Augusta, Virginia 5 $ 245,000 $ 49,000 $ 0
Hanover, Virginia 5 $ 435,000 $ 87,000 $ 0
Coconino, Arizona 4 $ 320,000 $ 80,000 $ 0
Archuleta, Colorado 4 $ 290,000 $ 72,500 $ 98,000
Gilpin, Colorado 4 $ 350,000 $ 87,500 $ 106,000
Moffat, Colorado 4 $ 290,000 $ 72,500 $ 45,000
Houston, Georgia 4 $ 270,000 $ 67,500 $ 0
Ada, Idaho 4 $ 260,000 $ 65,000 $ 0
Kootenai, Idaho 4 $ 250,000 $ 62,500 $ 0
St. Charles, Missouri 4 $ 270,000 $ 67,500 $ 0
Davidson, North Carolina 4 $ 270,000 $ 67,500 $ 0
Davie, North Carolina 4 $ 230,000 $ 57,500 $ 0
Henderson, North Carolina 4 $ 320,000 $ 80,000 $ 0
Hoke, North Carolina 4 $ 230,000 $ 57,500 $ 0
Lee, North Carolina 4 $ 330,000 $ 82,500 $ 0
Josephine, Oregon 4 $ 260,000 $ 65,000 $ 0
Bedford, Virginia 4 $ 220,000 $ 55,000 $ 0
Botetourt, Virginia 4 $ 250,000 $ 62,500 $ 0
Culpeper, Virginia 4 $ 360,000 $ 90,000 $ 0
Newport News, Virginia 4 $ 270,000 $ 67,500 $ 0
Roanoke City, Virginia 4 $ 260,000 $ 65,000 $ 0
Benton, Washington 4 $ 310,000 $ 77,500 $ 0
Lewis, Washington 4 $ 280,000 $ 70,000 $ 0
Whatcom, Washington 4 $ 340,000 $ 85,000 $ 0
Santa Cruz, Arizona 3 $ 155,000 $ 51,666 $ 0
Montezuma, Colorado 3 $ 465,000 $ 155,000 $ 104,000
Rio Blanco, Colorado 3 $ 105,000 $ 35,000 $ 85,000
San Miguel, Colorado 3 $ 735,000 $ 245,000 $ 245,000
Chatham, Georgia 3 $ 265,000 $ 88,333 $ 0
Clayton, Georgia 3 $ 135,000 $ 45,000 $ 0
DeKalb, Georgia 3 $ 265,000 $ 88,333 $ 0
Hall, Georgia 3 $ 185,000 $ 61,666 $ 0
Jackson, Georgia 3 $ 195,000 $ 65,000 $ 0
Rockdale, Georgia 3 $ 185,000 $ 61,666 $ 0
Canyon, Idaho 3 $ 145,000 $ 48,333 $ 0
Clay, Missouri 3 $ 155,000 $ 51,666 $ 0
Jefferson, Missouri 3 $ 175,000 $ 58,333 $ 0
Burke, North Carolina 3 $ 175,000 $ 58,333 $ 0
Caldwell, North Carolina 3 $ 205,000 $ 68,333 $ 0
Carteret, North Carolina 3 $ 385,000 $ 128,333 $ 0
Cleveland, North Carolina 3 $ 215,000 $ 71,666 $ 0
Currituck, North Carolina 3 $ 175,000 $ 58,333 $ 0
Haywood, North Carolina 3 $ 155,000 $ 51,666 $ 0
Madison, North Carolina 3 $ 175,000 $ 58,333 $ 0
Orange, North Carolina 3 $ 425,000 $ 141,666 $ 0
Person, North Carolina 3 $ 185,000 $ 61,666 $ 0
Sampson, North Carolina 3 $ 145,000 $ 48,333 $ 0
Stanly, North Carolina 3 $ 185,000 $ 61,666 $ 0
Surry, North Carolina 3 $ 235,000 $ 78,333 $ 0
Transylvania, North Carolina 3 $ 165,000 $ 55,000 $ 0
Shelby, Tennessee 3 $ 31,515,000 $ 10,505,000 $ 0
Harris, Texas 3 $ 36,415,000 $ 12,138,333 $ 0
Cache, Utah 3 $ 195,000 $ 65,000 $ 0
Fredericksburg, Virginia 3 $ 205,000 $ 68,333 $ 0
James City, Virginia 3 $ 165,000 $ 55,000 $ 0
Louisa, Virginia 3 $ 265,000 $ 88,333 $ 0
Norfolk, Virginia 3 $ 125,000 $ 41,666 $ 0
Pittsylvania, Virginia 3 $ 145,000 $ 48,333 $ 0
Roanoke, Virginia 3 $ 215,000 $ 71,666 $ 0
Warren, Virginia 3 $ 215,000 $ 71,666 $ 0
York, Virginia 3 $ 255,000 $ 85,000 $ 0
Franklin, Washington 3 $ 255,000 $ 85,000 $ 0
Mason, Washington 3 $ 415,000 $ 138,333 $ 0
Walla Walla, Washington 3 $ 155,000 $ 51,666 $ 0
Navajo, Arizona 2 $ 100,000 $ 50,000 $ 0
Kiowa, Colorado 2 $ 100,000 $ 50,000 $ 59,000
Lincoln, Colorado 2 $ 320,000 $ 160,000 $ 55,000
Otero, Colorado 2 $ 90,000 $ 45,000 $ 63,000
Barrow, Georgia 2 $ 140,000 $ 70,000 $ 0
Bryan, Georgia 2 $ 150,000 $ 75,000 $ 0
Dawson, Georgia 2 $ 70,000 $ 35,000 $ 32,000
Douglas, Georgia 2 $ 140,000 $ 70,000 $ 0
Gordon, Georgia 2 $ 170,000 $ 85,000 $ 0
Muscogee, Georgia 2 $ 130,000 $ 65,000 $ 0
Paulding, Georgia 2 $ 110,000 $ 55,000 $ 0
Whitfield, Georgia 2 $ 110,000 $ 55,000 $ 0
Bonneville, Idaho 2 $ 100,000 $ 50,000 $ 0
Twin Falls, Idaho 2 $ 110,000 $ 55,000 $ 0
Callaway, Missouri 2 $ 80,000 $ 40,000 $ 0
Cole, Missouri 2 $ 110,000 $ 55,000 $ 0
Cherokee, North Carolina 2 $ 170,000 $ 85,000 $ 0
McDowell, North Carolina 2 $ 110,000 $ 55,000 $ 0
Pasquotank, North Carolina 2 $ 120,000 $ 60,000 $ 0
Washington, North Carolina 2 $ 120,000 $ 60,000 $ 0
Wayne, North Carolina 2 $ 100,000 $ 50,000 $ 0
Jackson, Oregon 2 $ 160,000 $ 80,000 $ 0
Linn, Oregon 2 $ 110,000 $ 55,000 $ 0
Marion, Oregon 2 $ 190,000 $ 95,000 $ 0
Washington, Oregon 2 $ 100,000 $ 50,000 $ 0
Davis, Utah 2 $ 300,000 $ 150,000 $ 0
Washington, Utah 2 $ 160,000 $ 80,000 $ 0
Albemarle, Virginia 2 $ 120,000 $ 60,000 $ 0
Arlington, Virginia 2 $ 210,000 $ 105,000 $ 0
Buckingham, Virginia 2 $ 140,000 $ 70,000 $ 0
Fauquier, Virginia 2 $ 210,000 $ 105,000 $ 0
Gloucester, Virginia 2 $ 90,000 $ 45,000 $ 0
Isle of Wight, Virginia 2 $ 130,000 $ 65,000 $ 0
Manassas, Virginia 2 $ 110,000 $ 55,000 $ 0
Mecklenburg, Virginia 2 $ 110,000 $ 55,000 $ 0
Orange, Virginia 2 $ 100,000 $ 50,000 $ 0
Petersburg, Virginia 2 $ 100,000 $ 50,000 $ 0
Portsmouth, Virginia 2 $ 90,000 $ 45,000 $ 0
Powhatan, Virginia 2 $ 150,000 $ 75,000 $ 0
Pulaski, Virginia 2 $ 90,000 $ 45,000 $ 0
Richmond City, Virginia 2 $ 160,000 $ 80,000 $ 0
Russell, Virginia 2 $ 110,000 $ 55,000 $ 0
Westmoreland, Virginia 2 $ 100,000 $ 50,000 $ 0
Chelan, Washington 2 $ 140,000 $ 70,000 $ 0
Klickitat, Washington 2 $ 130,000 $ 65,000 $ 0
Pend Oreille, Washington 2 $ 110,000 $ 55,000 $ 0
San Juan, Washington 2 $ 390,000 $ 195,000 $ 0
Montgomery, Alabama 1 $ 8,605,000 $ 8,605,000 $ 0
Apache, Arizona 1 $ 75,000 $ 75,000 $ 0
Gila, Arizona 1 $ 55,000 $ 55,000 $ 0
La Paz, Arizona 1 $ 55,000 $ 55,000 $ 0
San Diego, California 1 $ 45,000 $ 45,000 $ 191,000
Alamosa, Colorado 1 $ 105,000 $ 105,000 $ 48,000
Baca, Colorado 1 $ 35,000 $ 35,000 $ 34,000
Huerfano, Colorado 1 $ 105,000 $ 105,000 $ 108,000
Kit Carson, Colorado 1 $ 75,000 $ 75,000 $ 71,000
Ouray, Colorado 1 $ 225,000 $ 225,000 $ 178,000
Pitkin, Colorado 1 $ 55,000 $ 55,000 $ 164,000
Prowers, Colorado 1 $ 25,000 $ 25,000 $ 35,000
Rio Grande, Colorado 1 $ 5,000 $ 5,000 $ 29,000
Saguache, Colorado 1 $ 5,000 $ 5,000 $ 1,000
San Juan, Colorado 1 $ 105,000 $ 105,000 $ 164,000
Washington, Colorado 1 $ 205,000 $ 205,000 $ 122,000
Yuma, Colorado 1 $ 55,000 $ 55,000 $ 84,000
Hillsborough, Florida 1 $ 55,000 $ 55,000 $ 85,000
Banks, Georgia 1 $ 95,000 $ 95,000 $ 0
Bartow, Georgia 1 $ 65,000 $ 65,000 $ 0
Bibb, Georgia 1 $ 35,000 $ 35,000 $ 0
Burke, Georgia 1 $ 155,000 $ 155,000 $ 0
Butts, Georgia 1 $ 55,000 $ 55,000 $ 0
Clarke, Georgia 1 $ 65,000 $ 65,000 $ 0
Columbia, Georgia 1 $ 55,000 $ 55,000 $ 0
Dougherty, Georgia 1 $ 85,000 $ 85,000 $ 0
Fayette, Georgia 1 $ 55,000 $ 55,000 $ 0
Franklin, Georgia 1 $ 75,000 $ 75,000 $ 0
Habersham, Georgia 1 $ 55,000 $ 55,000 $ 0
Mitchell, Georgia 1 $ 75,000 $ 75,000 $ 0
Oconee, Georgia 1 $ 125,000 $ 125,000 $ 0
Pickens, Georgia 1 $ 55,000 $ 55,000 $ 0
Richmond, Georgia 1 $ 55,000 $ 55,000 $ 0
Benewah, Idaho 1 $ 45,000 $ 45,000 $ 0
Bingham, Idaho 1 $ 155,000 $ 155,000 $ 0
Franklin, Idaho 1 $ 75,000 $ 75,000 $ 0
Fremont, Idaho 1 $ 35,000 $ 35,000 $ 0
Lincoln, Idaho 1 $ 55,000 $ 55,000 $ 0
Valley, Idaho 1 $ 115,000 $ 115,000 $ 0
Fayette, Kentucky 1 $ 105,000 $ 105,000 $ 341,000
Jefferson, Kentucky 1 $ 34,805,000 $ 34,805,000 $ 0
Jessamine, Kentucky 1 $ 26,505,000 $ 26,505,000 $ 0
Buchanan, Missouri 1 $ 55,000 $ 55,000 $ 0
Cass, Missouri 1 $ 95,000 $ 95,000 $ 0
Franklin, Missouri 1 $ 55,000 $ 55,000 $ 0
Laclede, Missouri 1 $ 65,000 $ 65,000 $ 0
Lawrence, Missouri 1 $ 45,000 $ 45,000 $ 0
Lincoln, Missouri 1 $ 55,000 $ 55,000 $ 0
Pettis, Missouri 1 $ 115,000 $ 115,000 $ 0
Platte, Missouri 1 $ 75,000 $ 75,000 $ 0
Pulaski, Missouri 1 $ 55,000 $ 55,000 $ 0
Vernon, Missouri 1 $ 55,000 $ 55,000 $ 0
Garden, Nebraska 1 $ 45,000 $ 45,000 $ 50,000
Bronx, New York 1 $ 20,005,000 $ 20,005,000 $ 0
Anson, North Carolina 1 $ 35,000 $ 35,000 $ 0
Beaufort, North Carolina 1 $ 55,000 $ 55,000 $ 0
Camden, North Carolina 1 $ 75,000 $ 75,000 $ 0
Dare, North Carolina 1 $ 55,000 $ 55,000 $ 0
Edgecombe, North Carolina 1 $ 55,000 $ 55,000 $ 0
Halifax, North Carolina 1 $ 55,000 $ 55,000 $ 0
Jackson, North Carolina 1 $ 105,000 $ 105,000 $ 0
Lenoir, North Carolina 1 $ 75,000 $ 75,000 $ 0
Nash, North Carolina 1 $ 65,000 $ 65,000 $ 0
Rutherford, North Carolina 1 $ 35,000 $ 35,000 $ 0
Stokes, North Carolina 1 $ 85,000 $ 85,000 $ 0
Vance, North Carolina 1 $ 55,000 $ 55,000 $ 0
Yadkin, North Carolina 1 $ 55,000 $ 55,000 $ 0
Yancey, North Carolina 1 $ 55,000 $ 55,000 $ 0
Summit, Ohio 1 $ 18,505,000 $ 18,505,000 $ 0
Baker, Oregon 1 $ 65,000 $ 65,000 $ 0
Columbia, Oregon 1 $ 105,000 $ 105,000 $ 0
Deschutes, Oregon 1 $ 55,000 $ 55,000 $ 0
Douglas, Oregon 1 $ 65,000 $ 65,000 $ 0
Tillamook, Oregon 1 $ 55,000 $ 55,000 $ 0
Wasco, Oregon 1 $ 75,000 $ 75,000 $ 0
Brazos, Texas 1 $ 13,705,000 $ 13,705,000 $ 0
Galveston, Texas 1 $ 105,000 $ 105,000 $ 158,000
Potter, Texas 1 $ 8,325,000 $ 8,325,000 $ 0
Travis, Texas 1 $ 12,005,000 $ 12,005,000 $ 0
Box Elder, Utah 1 $ 35,000 $ 35,000 $ 0
Tooele, Utah 1 $ 55,000 $ 55,000 $ 0
Wasatch, Utah 1 $ 35,000 $ 35,000 $ 0
Accomack, Virginia 1 $ 55,000 $ 55,000 $ 0
Amherst, Virginia 1 $ 55,000 $ 55,000 $ 0
Appomattox, Virginia 1 $ 65,000 $ 65,000 $ 0
Campbell, Virginia 1 $ 65,000 $ 65,000 $ 0
Caroline, Virginia 1 $ 105,000 $ 105,000 $ 0
Charles City, Virginia 1 $ 55,000 $ 55,000 $ 0
Clarke, Virginia 1 $ 55,000 $ 55,000 $ 0
Fairfax City, Virginia 1 $ 55,000 $ 55,000 $ 0
Franklin City, Virginia 1 $ 55,000 $ 55,000 $ 0
Harrisonburg, Virginia 1 $ 65,000 $ 65,000 $ 0
King and Queen, Virginia 1 $ 65,000 $ 65,000 $ 0
King George, Virginia 1 $ 75,000 $ 75,000 $ 0
King William, Virginia 1 $ 55,000 $ 55,000 $ 0
Lynchburg, Virginia 1 $ 45,000 $ 45,000 $ 0
Manassas Park, Virginia 1 $ 65,000 $ 65,000 $ 0
Mathews, Virginia 1 $ 35,000 $ 35,000 $ 0
New Kent, Virginia 1 $ 55,000 $ 55,000 $ 0
Poquoson, Virginia 1 $ 55,000 $ 55,000 $ 0
Prince Edward, Virginia 1 $ 55,000 $ 55,000 $ 0
Rockbridge, Virginia 1 $ 65,000 $ 65,000 $ 0
Shenandoah, Virginia 1 $ 55,000 $ 55,000 $ 0
Southampton, Virginia 1 $ 155,000 $ 155,000 $ 0
Winchester, Virginia 1 $ 75,000 $ 75,000 $ 0
Clallam, Washington 1 $ 145,000 $ 145,000 $ 0
Island, Washington 1 $ 135,000 $ 135,000 $ 0
Kittitas, Washington 1 $ 205,000 $ 205,000 $ 0
Pacific, Washington 1 $ 205,000 $ 205,000 $ 0
Stevens, Washington 1 $ 55,000 $ 55,000 $ 0
Wahkiakum, Washington 1 $ 185,000 $ 185,000 $ 0
Crook, Wyoming 1 $ 25,000 $ 25,000 $ 86,000

Mortgage Loan Application Detail Totals for Bellco Credit Union in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 4,312 $394,200,000 $91,000 $2,005,000 $128,000 $3,409,000
Home Improvement 2,740 $295,700,000 $107,000 $805,000 $152,000 $2,000,000
Cash-out Refinancing 2,292 $468,840,000 $204,000 $26,505,000 $153,000 $2,300,000
Refinancing 363 $154,235,000 $424,000 $34,805,000 $122,000 $640,000
Home Purchase 170 $100,020,000 $588,000 $18,005,000 $281,000 $1,321,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,291 $653,925,000 $123,000 $2,005,000 $150,000 $3,409,000
Not applicable 1,747 $446,605,000 $255,000 $34,805,000 $0 $0
Hispanic 1,299 $123,975,000 $95,000 $805,000 $115,000 $1,800,000
Not Provided 851 $111,305,000 $130,000 $955,000 $161,000 $1,600,000
Black or African American 314 $29,170,000 $92,000 $565,000 $105,000 $390,000
Asian 286 $39,570,000 $138,000 $505,000 $150,000 $1,860,000
American Indian or Alaskan Native 70 $6,820,000 $97,000 $505,000 $127,000 $792,000
Native Hawaiian or Other Pacific Islander 19 $1,625,000 $85,000 $305,000 $107,000 $234,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,877 $1,412,995,000 $143,000 $34,805,000 $144,000 $3,409,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,150 $706,880,000 $170,000 $34,805,000 $157,000 $3,409,000
Application Denied By Financial Institution 3,034 $387,400,000 $127,000 $20,705,000 $122,000 $2,300,000
Loan Purchased By The Institution 1,730 $187,100,000 $108,000 $3,045,000 $0 $0
Application Withdrawn By Applicant 800 $114,280,000 $142,000 $20,005,000 $159,000 $2,040,000
Application Approved But Not Accepted 163 $17,335,000 $106,000 $405,000 $144,000 $1,338,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,843 $1,025,595,000 $149,000 $34,805,000 $157,000 $3,409,000
Credit History 1,358 $132,970,000 $97,000 $875,000 $104,000 $1,300,000
Debt-To-Income Ratio 713 $98,595,000 $138,000 $2,005,000 $91,000 $550,000
Collateral 602 $115,650,000 $192,000 $20,705,000 $186,000 $2,300,000
Credit Application Incomplete 267 $30,565,000 $114,000 $505,000 $154,000 $1,600,000
Employment History 48 $5,160,000 $107,000 $335,000 $105,000 $519,000
Unverifiable Information 40 $4,090,000 $102,000 $255,000 $126,000 $500,000
Other 6 $370,000 $61,000 $185,000 $75,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bellco Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bellco Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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