Berkeley Point Capital LLC Mortgage Lending & HMDA Data, 2019
In 2019, Berkeley Point Capital LLC of Boston, MA reported 258 mortgage applications totaling $5.5 billion, up 21% from 2018. The average application was for $21,429,922, and applicants reported an average income of $0. 64% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (20), Denver-Aurora-Lakewood, CO (13) and Atlanta-Sandy Springs-Roswell, GA (11) (applications in parentheses).
| Mortgage Company & Address | Berkeley Point Capital LLC Boston, MA 02110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 258 |
| Total Mortgage Loan Application Amount | $5,528,920,000 |
| Average Mortgage Loan Application Amount | $21,429,922 |
| Highest Mortgage Loan Application Amount | $85,365,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Berkeley Point Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris, Texas | 17 | $ 359,435,000 | $ 21,143,235 | $ 0 |
| Los Angeles, California | 8 | $ 106,080,000 | $ 13,260,000 | $ 0 |
| Clark, Nevada | 8 | $ 167,130,000 | $ 20,891,250 | $ 0 |
| Wake, North Carolina | 7 | $ 111,345,000 | $ 15,906,428 | $ 0 |
| Maricopa, Arizona | 5 | $ 174,565,000 | $ 34,913,000 | $ 0 |
| Alameda, California | 5 | $ 65,570,000 | $ 13,114,000 | $ 0 |
| Arapahoe, Colorado | 5 | $ 114,135,000 | $ 22,827,000 | $ 0 |
| Denver, Colorado | 5 | $ 90,695,000 | $ 18,139,000 | $ 0 |
| Duval, Florida | 5 | $ 70,235,000 | $ 14,047,000 | $ 0 |
| Hennepin, Minnesota | 5 | $ 65,815,000 | $ 13,163,000 | $ 0 |
| Davidson, Tennessee | 5 | $ 123,495,000 | $ 24,699,000 | $ 0 |
| Cobb, Georgia | 4 | $ 45,780,000 | $ 11,445,000 | $ 0 |
| Fulton, Georgia | 4 | $ 136,170,000 | $ 34,042,500 | $ 0 |
| Cumberland, Maine | 4 | $ 85,400,000 | $ 21,350,000 | $ 0 |
| Oklahoma, Oklahoma | 4 | $ 130,910,000 | $ 32,727,500 | $ 0 |
| Tulsa, Oklahoma | 4 | $ 118,210,000 | $ 29,552,500 | $ 0 |
| Henrico, Virginia | 4 | $ 138,230,000 | $ 34,557,500 | $ 0 |
| Virginia Beach, Virginia | 4 | $ 110,530,000 | $ 27,632,500 | $ 0 |
| El Paso, Colorado | 3 | $ 85,605,000 | $ 28,535,000 | $ 0 |
| Orange, Florida | 3 | $ 97,975,000 | $ 32,658,333 | $ 0 |
| Frederick, Maryland | 3 | $ 51,655,000 | $ 17,218,333 | $ 0 |
| Madison, Mississippi | 3 | $ 70,975,000 | $ 23,658,333 | $ 0 |
| Jackson, Missouri | 3 | $ 85,535,000 | $ 28,511,666 | $ 0 |
| Durham, North Carolina | 3 | $ 102,195,000 | $ 34,065,000 | $ 0 |
| Bexar, Texas | 3 | $ 58,805,000 | $ 19,601,666 | $ 0 |
| Fredericksburg, Virginia | 3 | $ 42,455,000 | $ 14,151,666 | $ 0 |
| Lynchburg, Virginia | 3 | $ 25,755,000 | $ 8,585,000 | $ 0 |
| Orange, California | 2 | $ 24,700,000 | $ 12,350,000 | $ 0 |
| Sacramento, California | 2 | $ 28,350,000 | $ 14,175,000 | $ 0 |
| San Bernardino, California | 2 | $ 64,950,000 | $ 32,475,000 | $ 0 |
| San Mateo, California | 2 | $ 20,145,000 | $ 10,072,500 | $ 0 |
| Adams, Colorado | 2 | $ 57,820,000 | $ 28,910,000 | $ 0 |
| District of Columbia, District Of Columbia | 2 | $ 28,800,000 | $ 14,400,000 | $ 0 |
| Broward, Florida | 2 | $ 15,400,000 | $ 7,700,000 | $ 0 |
| Hillsborough, Florida | 2 | $ 12,940,000 | $ 6,470,000 | $ 0 |
| Pinellas, Florida | 2 | $ 104,910,000 | $ 52,455,000 | $ 0 |
| Chatham, Georgia | 2 | $ 9,930,000 | $ 4,965,000 | $ 0 |
| Tift, Georgia | 2 | $ 7,910,000 | $ 3,955,000 | $ 0 |
| Polk, Iowa | 2 | $ 15,310,000 | $ 7,655,000 | $ 0 |
| Caddo, Louisiana | 2 | $ 17,880,000 | $ 8,940,000 | $ 0 |
| Prince George's, Maryland | 2 | $ 63,950,000 | $ 31,975,000 | $ 0 |
| Ramsey, Minnesota | 2 | $ 65,810,000 | $ 32,905,000 | $ 0 |
| St. Charles, Missouri | 2 | $ 46,720,000 | $ 23,360,000 | $ 0 |
| Bernalillo, New Mexico | 2 | $ 68,130,000 | $ 34,065,000 | $ 0 |
| Butler, Ohio | 2 | $ 33,270,000 | $ 16,635,000 | $ 0 |
| Washington, Oregon | 2 | $ 36,680,000 | $ 18,340,000 | $ 0 |
| Spartanburg, South Carolina | 2 | $ 9,430,000 | $ 4,715,000 | $ 0 |
| Rutherford, Tennessee | 2 | $ 93,020,000 | $ 46,510,000 | $ 0 |
| Shelby, Tennessee | 2 | $ 28,470,000 | $ 14,235,000 | $ 0 |
| McLennan, Texas | 2 | $ 18,970,000 | $ 9,485,000 | $ 0 |
| Tarrant, Texas | 2 | $ 73,290,000 | $ 36,645,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 33,775,000 | $ 33,775,000 | $ 0 |
| Pima, Arizona | 1 | $ 8,085,000 | $ 8,085,000 | $ 0 |
| Washington, Arkansas | 1 | $ 34,235,000 | $ 34,235,000 | $ 0 |
| Mendocino, California | 1 | $ 4,605,000 | $ 4,605,000 | $ 0 |
| Monterey, California | 1 | $ 56,425,000 | $ 56,425,000 | $ 0 |
| Riverside, California | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
| San Diego, California | 1 | $ 13,785,000 | $ 13,785,000 | $ 0 |
| Santa Barbara, California | 1 | $ 8,095,000 | $ 8,095,000 | $ 0 |
| Boulder, Colorado | 1 | $ 3,465,000 | $ 3,465,000 | $ 0 |
| Douglas, Colorado | 1 | $ 53,885,000 | $ 53,885,000 | $ 0 |
| Eagle, Colorado | 1 | $ 9,805,000 | $ 9,805,000 | $ 0 |
| Fairfield, Connecticut | 1 | $ 39,005,000 | $ 39,005,000 | $ 0 |
| New London, Connecticut | 1 | $ 16,505,000 | $ 16,505,000 | $ 0 |
| Marion, Florida | 1 | $ 13,655,000 | $ 13,655,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 21,825,000 | $ 21,825,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 21,255,000 | $ 21,255,000 | $ 0 |
| Bulloch, Georgia | 1 | $ 2,595,000 | $ 2,595,000 | $ 0 |
| Clarke, Georgia | 1 | $ 19,055,000 | $ 19,055,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 45,545,000 | $ 45,545,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 30,265,000 | $ 30,265,000 | $ 0 |
| Spalding, Georgia | 1 | $ 3,615,000 | $ 3,615,000 | $ 0 |
| Thomas, Georgia | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| Troup, Georgia | 1 | $ 2,465,000 | $ 2,465,000 | $ 0 |
| Cook, Illinois | 1 | $ 11,165,000 | $ 11,165,000 | $ 0 |
| DuPage, Illinois | 1 | $ 10,905,000 | $ 10,905,000 | $ 0 |
| Lake, Illinois | 1 | $ 33,565,000 | $ 33,565,000 | $ 0 |
| Dallas, Iowa | 1 | $ 16,255,000 | $ 16,255,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 11,705,000 | $ 11,705,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 19,005,000 | $ 19,005,000 | $ 0 |
| Lincoln, Louisiana | 1 | $ 15,755,000 | $ 15,755,000 | $ 0 |
| Montgomery, Maryland | 1 | $ 58,595,000 | $ 58,595,000 | $ 0 |
| Middlesex, Massachusetts | 1 | $ 28,165,000 | $ 28,165,000 | $ 0 |
| Suffolk, Massachusetts | 1 | $ 26,255,000 | $ 26,255,000 | $ 0 |
| Worcester, Massachusetts | 1 | $ 3,665,000 | $ 3,665,000 | $ 0 |
| Oakland, Michigan | 1 | $ 24,835,000 | $ 24,835,000 | $ 0 |
| Anoka, Minnesota | 1 | $ 11,805,000 | $ 11,805,000 | $ 0 |
| Benton, Minnesota | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 12,735,000 | $ 12,735,000 | $ 0 |
| Tunica, Mississippi | 1 | $ 6,805,000 | $ 6,805,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 47,555,000 | $ 47,555,000 | $ 0 |
| Burlington, New Jersey | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 0 | $ 0 | $ 0 |
| Morris, New Jersey | 1 | $ 49,105,000 | $ 49,105,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Santa Fe, New Mexico | 1 | $ 8,015,000 | $ 8,015,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| Mecklenburg, North Carolina | 1 | $ 40,705,000 | $ 40,705,000 | $ 0 |
| Robeson, North Carolina | 1 | $ 5,655,000 | $ 5,655,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 27,755,000 | $ 27,755,000 | $ 0 |
| Franklin, Ohio | 1 | $ 10,385,000 | $ 10,385,000 | $ 0 |
| Montgomery, Ohio | 1 | $ 4,715,000 | $ 4,715,000 | $ 0 |
| Warren, Ohio | 1 | $ 8,055,000 | $ 8,055,000 | $ 0 |
| Canadian, Oklahoma | 1 | $ 44,255,000 | $ 44,255,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 14,305,000 | $ 14,305,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 38,575,000 | $ 38,575,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 61,555,000 | $ 61,555,000 | $ 0 |
| Philadelphia, Pennsylvania | 1 | $ 73,205,000 | $ 73,205,000 | $ 0 |
| Richland, South Carolina | 1 | $ 19,555,000 | $ 19,555,000 | $ 0 |
| Knox, Tennessee | 1 | $ 6,465,000 | $ 6,465,000 | $ 0 |
| Bell, Texas | 1 | $ 23,505,000 | $ 23,505,000 | $ 0 |
| Brazoria, Texas | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Collin, Texas | 1 | $ 16,105,000 | $ 16,105,000 | $ 0 |
| Dallas, Texas | 1 | $ 19,985,000 | $ 19,985,000 | $ 0 |
| Denton, Texas | 1 | $ 33,775,000 | $ 33,775,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 7,495,000 | $ 7,495,000 | $ 0 |
| Galveston, Texas | 1 | $ 40,315,000 | $ 40,315,000 | $ 0 |
| Hays, Texas | 1 | $ 31,125,000 | $ 31,125,000 | $ 0 |
| Jefferson, Texas | 1 | $ 4,635,000 | $ 4,635,000 | $ 0 |
| Kleberg, Texas | 1 | $ 15,825,000 | $ 15,825,000 | $ 0 |
| Midland, Texas | 1 | $ 85,365,000 | $ 85,365,000 | $ 0 |
| Travis, Texas | 1 | $ 8,295,000 | $ 8,295,000 | $ 0 |
| Walker, Texas | 1 | $ 25,005,000 | $ 25,005,000 | $ 0 |
| Williamson, Texas | 1 | $ 24,325,000 | $ 24,325,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 28,465,000 | $ 28,465,000 | $ 0 |
| Alexandria, Virginia | 1 | $ 0 | $ 0 | $ 0 |
| Harrisonburg, Virginia | 1 | $ 11,665,000 | $ 11,665,000 | $ 0 |
| Portsmouth, Virginia | 1 | $ 9,445,000 | $ 9,445,000 | $ 0 |
| Prince William, Virginia | 1 | $ 15,735,000 | $ 15,735,000 | $ 0 |
| Kitsap, Washington | 1 | $ 39,005,000 | $ 39,005,000 | $ 0 |
| Pierce, Washington | 1 | $ 50,005,000 | $ 50,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for Berkeley Point Capital LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 155 | $3,478,705,000 | $23,347,000 | $85,365,000 | $0 | $0 |
| Cash-out Refinancing | 103 | $2,050,215,000 | $20,299,000 | $73,205,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 258 | $5,528,920,000 | $22,115,000 | $85,365,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 258 | $5,528,920,000 | $22,115,000 | $85,365,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 165 | $3,213,295,000 | $19,958,000 | $65,205,000 | $0 | $0 |
| Application Withdrawn By Applicant | 93 | $2,315,625,000 | $26,018,000 | $85,365,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 258 | $5,528,920,000 | $22,115,000 | $85,365,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Berkeley Point Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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