Berkeley Point Capital LLC Mortgage Lending & HMDA Data, 2018

In 2018, Berkeley Point Capital LLC of Boston, MA reported 214 mortgage applications totaling $4.1 billion, down 85% from 2017. The average application was for $19,251,378, and applicants reported an average income of $0. 95% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Anaheim-Santa Ana-Irvine, CA (33), Houston-The Woodlands-Sugar Land, TX (19) and Oakland-Hayward-Berkeley, CA (15) (applications in parentheses).

Mortgage Company & Address Berkeley Point Capital LLC

Boston, MA 02110
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 214
Total Mortgage Loan Application Amount $4,119,795,000
Average Mortgage Loan Application Amount $19,251,378
Highest Mortgage Loan Application Amount $89,235,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Berkeley Point Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Berkeley Point Capital LLC by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Anaheim-Santa Ana-Irvine, CA 33 $ 559,365,000 $ 16,950,454 $ 0
Houston-The Woodlands-Sugar Land, TX 19 $ 224,115,000 $ 11,795,526 $ 0
Oakland-Hayward-Berkeley, CA 15 $ 203,955,000 $ 13,597,000 $ 0
Dallas-Plano-Irving, TX 8 $ 192,880,000 $ 24,110,000 $ 0
Denver-Aurora-Lakewood, CO 7 $ 318,050,000 $ 45,435,714 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 7 $ 166,515,000 $ 23,787,857 $ 0
Los Angeles-Long Beach-Glendale, CA 5 $ 90,185,000 $ 18,037,000 $ 0
Oklahoma City, OK 5 $ 51,145,000 $ 10,229,000 $ 0
San Diego-Carlsbad, CA 5 $ 157,125,000 $ 31,425,000 $ 0
Tucson, AZ 5 $ 93,445,000 $ 18,689,000 $ 0
Austin-Round Rock, TX 4 $ 120,565,000 $ 30,141,250 $ 0
Baltimore-Columbia-Towson, MD 4 $ 117,420,000 $ 29,355,000 $ 0
Durham-Chapel Hill, NC 4 $ 49,220,000 $ 12,305,000 $ 0
Las Vegas-Henderson-Paradise, NV 4 $ 37,400,000 $ 9,350,000 $ 0
Riverside-San Bernardino-Ontario, CA 4 $ 106,970,000 $ 26,742,500 $ 0
Columbus, OH 3 $ 9,225,000 $ 3,075,000 $ 0
Greenville-Anderson-Mauldin, SC 3 $ 17,030,000 $ 5,676,666 $ 0
Richmond, VA 3 $ 40,715,000 $ 13,571,666 $ 0
Seattle-Bellevue-Everett, WA 3 $ 51,835,000 $ 17,278,333 $ 0
Tampa-St. Petersburg-Clearwater, FL 3 $ 71,855,000 $ 23,951,666 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 42,995,000 $ 14,331,666 $ 0
Waco, TX 3 $ 36,085,000 $ 12,028,333 $ 0
Atlanta-Sandy Springs-Roswell, GA 2 $ 49,940,000 $ 24,970,000 $ 0
Boise City, ID 2 $ 25,220,000 $ 12,610,000 $ 0
Charleston-North Charleston, SC 2 $ 45,430,000 $ 22,715,000 $ 0
Chicago-Naperville-Arlington Heights, IL 2 $ 80,010,000 $ 40,005,000 $ 0
Chico, CA 2 $ 9,510,000 $ 4,755,000 $ 0
Corpus Christi, TX 2 $ 26,870,000 $ 13,435,000 $ 0
Kansas City, MO-KS 2 $ 86,030,000 $ 43,015,000 $ 0
Miami-Miami Beach-Kendall, FL 2 $ 16,510,000 $ 8,255,000 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 2 $ 51,400,000 $ 25,700,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 2 $ 46,360,000 $ 23,180,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 2 $ 24,060,000 $ 12,030,000 $ 0
Raleigh, NC 2 $ 46,420,000 $ 23,210,000 $ 0
San Jose-Sunnyvale-Santa Clara, CA 2 $ 7,260,000 $ 3,630,000 $ 0
Savannah, GA 2 $ 13,960,000 $ 6,980,000 $ 0
Shreveport-Bossier City, LA 2 $ 14,390,000 $ 7,195,000 $ 0
Wichita, KS 2 $ 37,610,000 $ 18,805,000 $ 0
Allentown-Bethlehem-Easton, PA-NJ 1 $ 29,175,000 $ 29,175,000 $ 0
Baton Rouge, LA 1 $ 19,505,000 $ 19,505,000 $ 0
Beaumont-Port Arthur, TX 1 $ 4,235,000 $ 4,235,000 $ 0
Brunswick, GA 1 $ 18,995,000 $ 18,995,000 $ 0
Cambridge-Newton-Framingham, MA 1 $ 80,005,000 $ 80,005,000 $ 0
Charlotte-Concord-Gastonia, NC-SC 1 $ 59,385,000 $ 59,385,000 $ 0
Cincinnati, OH-KY-IN 1 $ 2,275,000 $ 2,275,000 $ 0
Colorado Springs, CO 1 $ 49,355,000 $ 49,355,000 $ 0
Dayton, OH 1 $ 1,115,000 $ 1,115,000 $ 0
Fort Worth-Arlington, TX 1 $ 35,135,000 $ 35,135,000 $ 0
Greensboro-High Point, NC 1 $ 20,815,000 $ 20,815,000 $ 0
Hartford-West Hartford-East Hartford, CT 1 $ 35,105,000 $ 35,105,000 $ 0
Indianapolis-Carmel-Anderson, IN 1 $ 26,755,000 $ 26,755,000 $ 0
Jackson, MS 1 $ 4,705,000 $ 4,705,000 $ 0
Jacksonville, FL 1 $ 7,895,000 $ 7,895,000 $ 0
Knoxville, TN 1 $ 19,045,000 $ 19,045,000 $ 0
Lake Charles, LA 1 $ 9,115,000 $ 9,115,000 $ 0
Little Rock-North Little Rock-Conway, AR 1 $ 21,985,000 $ 21,985,000 $ 0
Milwaukee-Waukesha-West Allis, WI 1 $ 37,705,000 $ 37,705,000 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 26,685,000 $ 26,685,000 $ 0
Outside any metro area 1 $ 16,405,000 $ 16,405,000 $ 0
New Orleans-Metairie, LA 1 $ 6,785,000 $ 6,785,000 $ 0
Newark, NJ-PA 1 $ 32,005,000 $ 32,005,000 $ 0
Ogden-Clearfield, UT 1 $ 18,805,000 $ 18,805,000 $ 0
Phoenix-Mesa-Scottsdale, AZ 1 $ 35,645,000 $ 35,645,000 $ 0
Redding, CA 1 $ 1,775,000 $ 1,775,000 $ 0
Sacramento--Roseville--Arden-Arcade, CA 1 $ 20,845,000 $ 20,845,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 1 $ 16,005,000 $ 16,005,000 $ 0
Silver Spring-Frederick-Rockville, MD 1 $ 58,595,000 $ 58,595,000 $ 0
Spokane-Spokane Valley, WA 1 $ 3,005,000 $ 3,005,000 $ 0
St. Louis, MO-IL 1 $ 8,675,000 $ 8,675,000 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 1 $ 53,185,000 $ 53,185,000 $ 0

Mortgage Loan Application Detail Totals for Berkeley Point Capital LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 141 $2,412,440,000 $17,481,000 $89,235,000 $0 $0
Home Purchase 72 $1,680,570,000 $24,008,000 $82,475,000 $0 $0
Other Purpose 1 $26,785,000 $26,785,000 $26,785,000 $0 $0
Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 214 $4,119,795,000 $19,711,000 $89,235,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 214 $4,119,795,000 $19,711,000 $89,235,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 203 $3,952,280,000 $19,961,000 $89,235,000 $0 $0
Application Withdrawn By Applicant 11 $167,515,000 $15,228,000 $46,925,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 214 $4,119,795,000 $19,711,000 $89,235,000 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Berkeley Point Capital LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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