Blackhawk Bank & Trust Mortgage Lending & HMDA Data, 2013
In 2013, Blackhawk Bank & Trust of Milan, IL reported 468 mortgage applications totaling $46.3 million, up 38% from 2012. The average application was for $98,914, and applicants reported an average income of $39,123. 77% of its applications resulted in an originated loan and 10% were denied. Its largest market was Davenport-Moline-Rock Island, IA-IL (434).
| Mortgage Company & Address | Blackhawk Bank & Trust 301 4th Street West Milan, IL 61264 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 468 |
| Total Mortgage Loan Application Amount | $46,292,000 |
| Average Mortgage Loan Application Amount | $98,914 |
| Highest Mortgage Loan Application Amount | $4,600,000 |
| Average Applicant Income | $39,123 |
| Highest Applicant Income | $391,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blackhawk Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island, Illinois | 289 | $ 20,726,000 | $ 71,716 | $ 35,000 |
| Scott, Iowa | 81 | $ 16,559,000 | $ 204,432 | $ 32,000 |
| Mercer, Illinois | 36 | $ 2,288,000 | $ 63,555 | $ 31,000 |
| Henry, Illinois | 28 | $ 2,054,000 | $ 73,357 | $ 54,000 |
Mortgage Loan Application Detail Totals for Blackhawk Bank & Trust in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 325 | $30,906,000 | $95,000 | $4,600,000 | $32,000 | $306,000 |
| Refinancing | 95 | $12,317,000 | $129,000 | $2,357,000 | $58,000 | $391,000 |
| Home Improvement | 48 | $3,069,000 | $63,000 | $369,000 | $50,000 | $179,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 221 | $21,389,000 | $96,000 | $977,000 | $75,000 | $391,000 |
| Not applicable | 211 | $21,707,000 | $102,000 | $4,600,000 | $0 | $0 |
| Hispanic | 14 | $887,000 | $63,000 | $107,000 | $42,000 | $93,000 |
| Black or African American | 11 | $570,000 | $51,000 | $118,000 | $45,000 | $99,000 |
| Asian | 5 | $1,055,000 | $211,000 | $500,000 | $83,000 | $246,000 |
| Not Provided | 3 | $437,000 | $145,000 | $265,000 | $69,000 | $101,000 |
| American Indian or Alaskan Native | 2 | $112,000 | $56,000 | $66,000 | $20,000 | $30,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 468 | $46,292,000 | $98,000 | $4,600,000 | $39,000 | $391,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 362 | $32,161,000 | $88,000 | $2,357,000 | $36,000 | $391,000 |
| Application Denied By Financial Institution | 47 | $4,195,000 | $89,000 | $300,000 | $46,000 | $133,000 |
| Application Approved But Not Accepted | 31 | $2,785,000 | $89,000 | $598,000 | $44,000 | $138,000 |
| Preapproval Denied by Financial Institution | 21 | $2,060,000 | $98,000 | $300,000 | $58,000 | $127,000 |
| Application Withdrawn By Applicant | 7 | $5,091,000 | $727,000 | $4,600,000 | $56,000 | $129,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blackhawk Bank & Trust's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blackhawk Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
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