Blackhawk Bank & Trust Mortgage Lending & HMDA Data, 2014
In 2014, Blackhawk Bank & Trust of Milan, IL reported 502 mortgage applications totaling $50.4 million, up 7% from 2013. The average application was for $100,424, and applicants reported an average income of $43,918. 71% of its applications resulted in an originated loan and 15% were denied. Its largest market was Davenport-Moline-Rock Island, IA-IL (469).
| Mortgage Company & Address | Blackhawk Bank & Trust 301 4th Street West Milan, IL 61264 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 502 |
| Total Mortgage Loan Application Amount | $50,413,000 |
| Average Mortgage Loan Application Amount | $100,424 |
| Highest Mortgage Loan Application Amount | $1,650,000 |
| Average Applicant Income | $43,918 |
| Highest Applicant Income | $476,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blackhawk Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island, Illinois | 268 | $ 23,047,000 | $ 85,996 | $ 44,000 |
| Scott, Iowa | 120 | $ 15,831,000 | $ 131,925 | $ 39,000 |
| Henry, Illinois | 44 | $ 4,330,000 | $ 98,409 | $ 56,000 |
| Mercer, Illinois | 37 | $ 2,628,000 | $ 71,027 | $ 39,000 |
Mortgage Loan Application Detail Totals for Blackhawk Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 301 | $30,242,000 | $100,000 | $1,650,000 | $41,000 | $476,000 |
| Refinancing | 155 | $16,908,000 | $109,000 | $506,000 | $46,000 | $220,000 |
| Home Improvement | 46 | $3,263,000 | $70,000 | $293,000 | $56,000 | $201,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 285 | $28,935,000 | $101,000 | $485,000 | $71,000 | $476,000 |
| Not applicable | 185 | $18,289,000 | $98,000 | $1,650,000 | $0 | $0 |
| Hispanic | 11 | $1,011,000 | $91,000 | $356,000 | $44,000 | $114,000 |
| Asian | 7 | $1,199,000 | $171,000 | $360,000 | $111,000 | $192,000 |
| Not Provided | 7 | $603,000 | $86,000 | $145,000 | $64,000 | $126,000 |
| Black or African American | 6 | $322,000 | $53,000 | $104,000 | $39,000 | $96,000 |
| American Indian or Alaskan Native | 1 | $54,000 | $54,000 | $54,000 | $33,000 | $33,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 502 | $50,413,000 | $100,000 | $1,650,000 | $44,000 | $476,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 357 | $34,339,000 | $96,000 | $1,650,000 | $39,000 | $476,000 |
| Application Denied By Financial Institution | 73 | $7,485,000 | $102,000 | $485,000 | $51,000 | $195,000 |
| Application Approved But Not Accepted | 35 | $4,264,000 | $121,000 | $800,000 | $53,000 | $187,000 |
| Preapproval Denied by Financial Institution | 20 | $2,119,000 | $105,000 | $270,000 | $59,000 | $134,000 |
| Application Withdrawn By Applicant | 17 | $2,206,000 | $129,000 | $305,000 | $77,000 | $225,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blackhawk Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blackhawk Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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