Blackridgebank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Blackridgebank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Blackridgebank 4040 42Nd St Sw, Suite O Fargo, ND 58104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 926 |
| Total Mortgage Loan Application Amount | $181,450,000 |
| Average Mortgage Loan Application Amount | $149,600 |
| Highest Mortgage Loan Application Amount | $3,875,000 |
| Average Applicant Income | $118,600 |
| Highest Applicant Income | $1,653,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Blackridgebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Blackridgebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Blackridgebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Blackridgebank serves its applicants.
Each category highlights the total number of mortgage applications processed by Blackridgebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Blackridgebank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Crow Wing County Minnesota | 228 | $ 35,940,000 | $ 157,000 | $ 77,000 |
| Cass County North Dakota | 184 | $ 41,020,000 | $ 222,000 | $ 141,000 |
| Douglas County Minnesota | 96 | $ 16,410,000 | $ 170,000 | $ 67,000 |
| Burleigh County North Dakota | 92 | $ 21,000,000 | $ 228,000 | $ 114,000 |
| Clay County Minnesota | 54 | $ 14,090,000 | $ 260,000 | $ 124,000 |
| Cass County Minnesota | 52 | $ 9,900,000 | $ 190,000 | $ 82,000 |
| Morton County North Dakota | 27 | $ 6,295,000 | $ 233,000 | $ 137,000 |
| Otter Tail County Minnesota | 25 | $ 5,375,000 | $ 215,000 | $ 116,000 |
| Morrison County Minnesota | 15 | $ 1,875,000 | $ 125,000 | $ 64,000 |
| Pope County Minnesota | 15 | $ 2,345,000 | $ 156,000 | $ 67,000 |
| Becker County Minnesota | 12 | $ 3,520,000 | $ 293,000 | $ 212,000 |
| Todd County Minnesota | 12 | $ 1,440,000 | $ 120,000 | $ 110,000 |
| Aitkin County Minnesota | 9 | $ 1,215,000 | $ 135,000 | $ 49,000 |
| Anoka County Minnesota | 6 | $ 1,410,000 | $ 235,000 | $ 163,000 |
| Stark County North Dakota | 5 | $ 1,305,000 | $ 261,000 | $ 108,000 |
| Grant County Minnesota | 4 | $ 620,000 | $ 155,000 | $ 54,000 |
| Hennepin County Minnesota | 4 | $ 970,000 | $ 242,000 | $ 98,000 |
| Hubbard County Minnesota | 4 | $ 1,000,000 | $ 250,000 | $ 231,000 |
| Grand Forks County North Dakota | 4 | $ 1,790,000 | $ 447,000 | $ 143,000 |
| Richland County North Dakota | 4 | $ 520,000 | $ 130,000 | $ 48,000 |
| Kandiyohi County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 76,000 |
| Wadena County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 84,000 |
| Mercer County North Dakota | 3 | $ 495,000 | $ 165,000 | $ 118,000 |
| Maricopa County Arizona | 2 | $ 540,000 | $ 270,000 | $ 353,000 |
| Jefferson County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Beltrami County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 67,000 |
| Itasca County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| McLeod County Minnesota | 2 | $ 610,000 | $ 305,000 | $ 113,000 |
| Polk County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Ramsey County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Washington County Minnesota | 2 | $ 1,010,000 | $ 505,000 | $ 146,000 |
| Wright County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 376,000 |
| Sheridan County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Dickey County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| Emmons County North Dakota | 2 | $ 240,000 | $ 120,000 | $ 53,000 |
| Griggs County North Dakota | 2 | $ 480,000 | $ 240,000 | $ 141,000 |
| Logan County North Dakota | 2 | $ 60,000 | $ 30,000 | $ 44,000 |
| Stutsman County North Dakota | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Traill County North Dakota | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Iron County Utah | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| Douglas County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 110,000 |
| Pinal County Arizona | 1 | $ 395,000 | $ 395,000 | $ 273,000 |
| Solano County California | 1 | $ 565,000 | $ 565,000 | $ 1,244,000 |
| Mesa County Colorado | 1 | $ 165,000 | $ 165,000 | $ 244,000 |
| Hawaii County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Carlton County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Dakota County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Fillmore County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 492,000 |
| Jackson County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Kanabec County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Norman County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Renville County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| St. Louis County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Stevens County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Swift County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Camden County Missouri | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Flathead County Montana | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Cherry County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 158,000 |
| Gloucester County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| McLean County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Oliver County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Ransom County North Dakota | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Ward County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Codington County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 166,000 |
| Kingsbury County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Marshall County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Okanogan County Washington | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Shawano County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Blackridgebank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 715 | $147,475,000 | $206,000 | $3,875,000 | $99,000 | $1,244,000 |
| Refinancing | 98 | $17,970,000 | $183,000 | $1,005,000 | $137,000 | $1,653,000 |
| Cash-out Refinancing | 59 | $11,545,000 | $195,000 | $595,000 | $96,000 | $512,000 |
| Other Purpose | 34 | $2,860,000 | $84,000 | $355,000 | $116,000 | $492,000 |
| Home Improvement | 20 | $1,600,000 | $80,000 | $305,000 | $145,000 | $761,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 812 | $152,730,000 | $188,000 | $1,005,000 | $101,000 | $1,653,000 |
| Not applicable | 66 | $18,620,000 | $282,000 | $3,875,000 | $0 | $0 |
| Not Provided | 25 | $4,635,000 | $185,000 | $435,000 | $146,000 | $512,000 |
| Hispanic | 9 | $2,015,000 | $223,000 | $565,000 | $216,000 | $1,244,000 |
| Asian | 5 | $1,495,000 | $299,000 | $455,000 | $164,000 | $402,000 |
| Black or African American | 4 | $1,220,000 | $305,000 | $455,000 | $207,000 | $307,000 |
| American Indian or Alaskan Native | 4 | $610,000 | $152,000 | $295,000 | $74,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $41,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 692 | $141,400,000 | $204,000 | $3,875,000 | $122,000 | $1,653,000 |
| FHA-insured (Federal Housing Administration) | 118 | $18,470,000 | $156,000 | $315,000 | $55,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $8,455,000 | $143,000 | $265,000 | $50,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 57 | $13,125,000 | $230,000 | $575,000 | $78,000 | $177,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 755 | $148,205,000 | $196,000 | $3,875,000 | $102,000 | $839,000 |
| Application Withdrawn By Applicant | 113 | $23,545,000 | $208,000 | $1,005,000 | $124,000 | $1,653,000 |
| Application Denied By Financial Institution | 42 | $7,600,000 | $180,000 | $595,000 | $73,000 | $360,000 |
| Application Approved But Not Accepted | 15 | $1,915,000 | $127,000 | $305,000 | $154,000 | $272,000 |
| File Closed For Incompleteness | 1 | $185,000 | $185,000 | $185,000 | $40,000 | $40,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 884 | $173,850,000 | $196,000 | $3,875,000 | $106,000 | $1,653,000 |
| Debt-To-Income Ratio | 13 | $2,645,000 | $203,000 | $595,000 | $45,000 | $100,000 |
| Other | 9 | $1,455,000 | $161,000 | $285,000 | $85,000 | $307,000 |
| Credit History | 9 | $1,875,000 | $208,000 | $395,000 | $81,000 | $171,000 |
| Collateral | 7 | $1,275,000 | $182,000 | $475,000 | $128,000 | $360,000 |
| Unverifiable Information | 3 | $335,000 | $111,000 | $145,000 | $9,000 | $29,000 |
| Employment History | 1 | $15,000 | $15,000 | $15,000 | $51,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blackridgebank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blackridgebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.