Blueleaf Lending, LLC Mortgage Lending & HMDA Data, 2018

In 2018, Blueleaf Lending, LLC of Chicago, IL reported 1,056 mortgage applications totaling $324.3 million, down 12% from 2017. The average application was for $307,121, and applicants reported an average income of $137,318. 75% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (843), Lake County-Kenosha County, IL-WI (43) and Elgin, IL (23) (applications in parentheses).

Mortgage Company & Address Blueleaf Lending, LLC
112 S Sangamon Street 2nd Floor
Chicago, IL 60607
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,056
Total Mortgage Loan Application Amount $324,320,000
Average Mortgage Loan Application Amount $307,121
Highest Mortgage Loan Application Amount $2,405,000
Average Applicant Income $137,318
Highest Applicant Income $1,556,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blueleaf Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Blueleaf Lending, LLC by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 740 $ 228,130,000 $ 308,283 $ 132,000
DuPage, Illinois 55 $ 16,125,000 $ 293,181 $ 125,000
Lake, Illinois 42 $ 11,730,000 $ 279,285 $ 153,000
Kane, Illinois 22 $ 5,550,000 $ 252,272 $ 131,000
McHenry, Illinois 22 $ 4,540,000 $ 206,363 $ 100,000
Will, Illinois 22 $ 4,590,000 $ 208,636 $ 98,000
Miami-Dade, Florida 7 $ 1,855,000 $ 265,000 $ 109,000
Walworth, Wisconsin 7 $ 2,015,000 $ 287,857 $ 165,000
Clark, Nevada 6 $ 1,870,000 $ 311,666 $ 101,000
Hennepin, Minnesota 5 $ 895,000 $ 179,000 $ 145,000
Los Angeles, California 4 $ 3,630,000 $ 907,500 $ 302,000
Denver, Colorado 4 $ 1,850,000 $ 462,500 $ 119,000
Santa Clara, California 3 $ 2,555,000 $ 851,666 $ 271,000
Sarasota, Florida 3 $ 685,000 $ 228,333 $ 164,000
Kendall, Illinois 3 $ 535,000 $ 178,333 $ 92,000
Jefferson, Kentucky 3 $ 1,255,000 $ 418,333 $ 155,000
Allegan, Michigan 3 $ 805,000 $ 268,333 $ 324,000
Mecklenburg, North Carolina 3 $ 1,005,000 $ 335,000 $ 173,000
Tarrant, Texas 3 $ 425,000 $ 141,666 $ 176,000
Lee, Alabama 2 $ 310,000 $ 155,000 $ 456,000
Jefferson, Colorado 2 $ 690,000 $ 345,000 $ 127,000
Collier, Florida 2 $ 210,000 $ 105,000 $ 101,000
Lee, Florida 2 $ 360,000 $ 180,000 $ 102,000
Manatee, Florida 2 $ 910,000 $ 455,000 $ 85,000
Palm Beach, Florida 2 $ 870,000 $ 435,000 $ 149,000
Walton, Florida 2 $ 2,970,000 $ 1,485,000 $ 587,000
Fayette, Georgia 2 $ 900,000 $ 450,000 $ 161,000
Lake, Indiana 2 $ 480,000 $ 240,000 $ 94,000
Johnson, Kansas 2 $ 590,000 $ 295,000 $ 350,000
Middlesex, Massachusetts 2 $ 1,900,000 $ 950,000 $ 215,000
Berrien, Michigan 2 $ 1,050,000 $ 525,000 $ 105,000
Livingston, Michigan 2 $ 320,000 $ 160,000 $ 90,000
Wayne, Michigan 2 $ 500,000 $ 250,000 $ 111,000
Douglas, Nebraska 2 $ 830,000 $ 415,000 $ 234,000
Lancaster, Nebraska 2 $ 440,000 $ 220,000 $ 40,000
Washoe, Nevada 2 $ 1,620,000 $ 810,000 $ 206,000
Franklin, Ohio 2 $ 380,000 $ 190,000 $ 219,000
Shelby, Tennessee 2 $ 260,000 $ 130,000 $ 93,000
Benton, Arkansas 1 $ 145,000 $ 145,000 $ 130,000
Riverside, California 1 $ 385,000 $ 385,000 $ 315,000
San Diego, California 1 $ 335,000 $ 335,000 $ 143,000
San Luis Obispo, California 1 $ 855,000 $ 855,000 $ 240,000
Larimer, Colorado 1 $ 315,000 $ 315,000 $ 262,000
Routt, Colorado 1 $ 1,295,000 $ 1,295,000 $ 317,000
Brevard, Florida 1 $ 355,000 $ 355,000 $ 305,000
Broward, Florida 1 $ 165,000 $ 165,000 $ 275,000
Flagler, Florida 1 $ 205,000 $ 205,000 $ 115,000
Hillsborough, Florida 1 $ 175,000 $ 175,000 $ 55,000
Indian River, Florida 1 $ 175,000 $ 175,000 $ 34,000
Pinellas, Florida 1 $ 125,000 $ 125,000 $ 159,000
Volusia, Florida 1 $ 155,000 $ 155,000 $ 56,000
Fulton, Georgia 1 $ 865,000 $ 865,000 $ 192,000
DeKalb, Illinois 1 $ 155,000 $ 155,000 $ 72,000
Grundy, Illinois 1 $ 235,000 $ 235,000 $ 125,000
Kankakee, Illinois 1 $ 105,000 $ 105,000 $ 107,000
Whiteside, Illinois 1 $ 225,000 $ 225,000 $ 135,000
LaPorte, Indiana 1 $ 225,000 $ 225,000 $ 127,000
Marion, Indiana 1 $ 5,000 $ 5,000 $ 7,000
Monroe, Indiana 1 $ 335,000 $ 335,000 $ 168,000
Porter, Indiana 1 $ 165,000 $ 165,000 $ 76,000
Douglas, Kansas 1 $ 95,000 $ 95,000 $ 132,000
Orleans, Louisiana 1 $ 195,000 $ 195,000 $ 198,000
Norfolk, Massachusetts 1 $ 775,000 $ 775,000 $ 171,000
Antrim, Michigan 1 $ 105,000 $ 105,000 $ 262,000
Branch, Michigan 1 $ 95,000 $ 95,000 $ 145,000
Cass, Michigan 1 $ 1,055,000 $ 1,055,000 $ 690,000
Delta, Michigan 1 $ 155,000 $ 155,000 $ 181,000
Gladwin, Michigan 1 $ 205,000 $ 205,000 $ 96,000
Grand Traverse, Michigan 1 $ 205,000 $ 205,000 $ 117,000
Ingham, Michigan 1 $ 185,000 $ 185,000 $ 127,000
Kent, Michigan 1 $ 405,000 $ 405,000 $ 152,000
Monroe, Michigan 1 $ 125,000 $ 125,000 $ 47,000
Oakland, Michigan 1 $ 215,000 $ 215,000 $ 145,000
Oceana, Michigan 1 $ 195,000 $ 195,000 $ 104,000
St. Joseph, Michigan 1 $ 65,000 $ 65,000 $ 71,000
Van Buren, Michigan 1 $ 295,000 $ 295,000 $ 203,000
Washington, Minnesota 1 $ 325,000 $ 325,000 $ 86,000
Nassau, New York 1 $ 665,000 $ 665,000 $ 237,000
Suffolk, New York 1 $ 375,000 $ 375,000 $ 96,000
Westchester, New York 1 $ 445,000 $ 445,000 $ 128,000
Cuyahoga, Ohio 1 $ 175,000 $ 175,000 $ 246,000
Greene, Ohio 1 $ 275,000 $ 275,000 $ 185,000
Lucas, Ohio 1 $ 215,000 $ 215,000 $ 161,000
Summit, Ohio 1 $ 225,000 $ 225,000 $ 96,000
Linn, Oregon 1 $ 225,000 $ 225,000 $ 129,000
Charleston, South Carolina 1 $ 165,000 $ 165,000 $ 79,000
Wilson, Tennessee 1 $ 445,000 $ 445,000 $ 119,000
Denton, Texas 1 $ 165,000 $ 165,000 $ 200,000
Arlington, Virginia 1 $ 1,005,000 $ 1,005,000 $ 240,000
Chesterfield, Virginia 1 $ 235,000 $ 235,000 $ 142,000
Fairfax, Virginia 1 $ 465,000 $ 465,000 $ 97,000
Henrico, Virginia 1 $ 315,000 $ 315,000 $ 142,000
Door, Wisconsin 1 $ 405,000 $ 405,000 $ 427,000
Fond du Lac, Wisconsin 1 $ 245,000 $ 245,000 $ 86,000
Kenosha, Wisconsin 1 $ 225,000 $ 225,000 $ 464,000
Manitowoc, Wisconsin 1 $ 375,000 $ 375,000 $ 475,000
Milwaukee, Wisconsin 1 $ 125,000 $ 125,000 $ 56,000
Racine, Wisconsin 1 $ 115,000 $ 115,000 $ 70,000
Washington, Wisconsin 1 $ 105,000 $ 105,000 $ 57,000

Mortgage Loan Application Detail Totals for Blueleaf Lending, LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 808 $244,490,000 $302,000 $2,405,000 $135,000 $1,556,000
Cash-out Refinancing 128 $33,910,000 $264,000 $825,000 $126,000 $689,000
Refinancing 120 $45,920,000 $382,000 $1,325,000 $165,000 $580,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 746 $234,690,000 $314,000 $2,405,000 $145,000 $1,556,000
Hispanic 118 $28,300,000 $239,000 $1,185,000 $103,000 $739,000
Black or African American 72 $13,780,000 $191,000 $965,000 $104,000 $509,000
Not Provided 59 $17,515,000 $296,000 $1,255,000 $122,000 $690,000
Asian 44 $15,300,000 $347,000 $965,000 $172,000 $550,000
Not applicable 16 $14,390,000 $899,000 $1,555,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 936 $297,900,000 $318,000 $2,405,000 $146,000 $1,556,000
FHA-insured (Federal Housing Administration) 110 $23,360,000 $212,000 $665,000 $68,000 $237,000
VA-guaranteed (Veterans Administration) 10 $3,060,000 $306,000 $465,000 $117,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 790 $242,950,000 $307,000 $1,615,000 $138,000 $1,029,000
Application Withdrawn By Applicant 188 $63,980,000 $340,000 $2,405,000 $147,000 $1,556,000
Application Denied By Financial Institution 44 $5,640,000 $128,000 $445,000 $41,000 $159,000
Application Approved But Not Accepted 34 $11,750,000 $345,000 $855,000 $184,000 $736,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,012 $318,680,000 $314,000 $2,405,000 $141,000 $1,556,000
Credit History 21 $2,235,000 $106,000 $445,000 $39,000 $121,000
Debt-To-Income Ratio 11 $1,625,000 $147,000 $445,000 $41,000 $159,000
Collateral 7 $575,000 $82,000 $115,000 $48,000 $87,000
Employment History 2 $70,000 $35,000 $65,000 $10,000 $13,000
Insufficient Cash (Downpayment, Closing Cost) 2 $690,000 $345,000 $405,000 $60,000 $98,000
Unverifiable Information 1 $445,000 $445,000 $445,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Blueleaf Lending, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Blueleaf Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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