Blueleaf Lending, LLC Mortgage Lending & HMDA Data, 2018

In 2018, Blueleaf Lending, LLC of Chicago, IL reported 1,056 mortgage applications totaling $324.3 million, down 12% from 2017. The average application was for $307,121, and applicants reported an average income of $137,318. 75% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (843), Lake County-Kenosha County, IL-WI (43) and Elgin, IL (23) (applications in parentheses).

Mortgage Company & Address Blueleaf Lending, LLC
112 S Sangamon Street 2nd Floor
Chicago, IL 60607
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,056
Total Mortgage Loan Application Amount $324,320,000
Average Mortgage Loan Application Amount $307,121
Highest Mortgage Loan Application Amount $2,405,000
Average Applicant Income $137,318
Highest Applicant Income $1,556,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blueleaf Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Blueleaf Lending, LLC by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville-Arlington Heights, IL 843 $ 254,155,000 $ 301,488 $ 130,000
Lake County-Kenosha County, IL-WI 43 $ 11,955,000 $ 278,023 $ 160,232
Elgin, IL 23 $ 5,705,000 $ 248,043 $ 128,000
Outside any metro area 21 $ 6,145,000 $ 292,619 $ 212,047
Miami-Miami Beach-Kendall, FL 7 $ 1,855,000 $ 265,000 $ 109,000
Denver-Aurora-Lakewood, CO 6 $ 2,540,000 $ 423,333 $ 122,000
Las Vegas-Henderson-Paradise, NV 6 $ 1,870,000 $ 311,666 $ 101,000
Minneapolis-St. Paul-Bloomington, MN-WI 6 $ 1,220,000 $ 203,333 $ 135,000
North Port-Sarasota-Bradenton, FL 5 $ 1,595,000 $ 319,000 $ 132,000
Los Angeles-Long Beach-Glendale, CA 4 $ 3,630,000 $ 907,500 $ 302,000
Atlanta-Sandy Springs-Roswell, GA 3 $ 1,765,000 $ 588,333 $ 171,000
Charlotte-Concord-Gastonia, NC-SC 3 $ 1,005,000 $ 335,000 $ 173,000
Fort Worth-Arlington, TX 3 $ 425,000 $ 141,666 $ 176,000
Gary, IN 3 $ 645,000 $ 215,000 $ 88,000
Louisville/Jefferson County, KY-IN 3 $ 1,255,000 $ 418,333 $ 155,000
San Jose-Sunnyvale-Santa Clara, CA 3 $ 2,555,000 $ 851,666 $ 271,000
Warren-Troy-Farmington Hills, MI 3 $ 535,000 $ 178,333 $ 108,000
Auburn-Opelika, AL 2 $ 310,000 $ 155,000 $ 456,000
Cambridge-Newton-Framingham, MA 2 $ 1,900,000 $ 950,000 $ 215,000
Cape Coral-Fort Myers, FL 2 $ 360,000 $ 180,000 $ 102,000
Columbus, OH 2 $ 380,000 $ 190,000 $ 219,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 2,970,000 $ 1,485,000 $ 587,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 360,000 $ 180,000 $ 85,000
Detroit-Dearborn-Livonia, MI 2 $ 500,000 $ 250,000 $ 111,000
Kansas City, MO-KS 2 $ 590,000 $ 295,000 $ 350,000
Lincoln, NE 2 $ 440,000 $ 220,000 $ 40,000
Memphis, TN-MS-AR 2 $ 260,000 $ 130,000 $ 93,000
Milwaukee-Waukesha-West Allis, WI 2 $ 230,000 $ 115,000 $ 56,000
Naples-Immokalee-Marco Island, FL 2 $ 210,000 $ 105,000 $ 101,000
Nassau County-Suffolk County, NY 2 $ 1,040,000 $ 520,000 $ 166,000
Niles-Benton Harbor, MI 2 $ 1,050,000 $ 525,000 $ 105,000
Omaha-Council Bluffs, NE-IA 2 $ 830,000 $ 415,000 $ 234,000
Reno, NV 2 $ 1,620,000 $ 810,000 $ 206,000
Richmond, VA 2 $ 550,000 $ 275,000 $ 142,000
Tampa-St. Petersburg-Clearwater, FL 2 $ 300,000 $ 150,000 $ 107,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 2 $ 1,470,000 $ 735,000 $ 168,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 870,000 $ 435,000 $ 149,000
Akron, OH 1 $ 225,000 $ 225,000 $ 96,000
Albany, OR 1 $ 225,000 $ 225,000 $ 129,000
Bloomington, IN 1 $ 335,000 $ 335,000 $ 168,000
Boston, MA 1 $ 775,000 $ 775,000 $ 171,000
Charleston-North Charleston, SC 1 $ 165,000 $ 165,000 $ 79,000
Cleveland-Elyria, OH 1 $ 175,000 $ 175,000 $ 246,000
Dallas-Plano-Irving, TX 1 $ 165,000 $ 165,000 $ 200,000
Dayton, OH 1 $ 275,000 $ 275,000 $ 185,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 145,000 $ 145,000 $ 130,000
Fond Du Lac, WI 1 $ 245,000 $ 245,000 $ 86,000
Fort Collins, CO 1 $ 315,000 $ 315,000 $ 262,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 165,000 $ 165,000 $ 275,000
Grand Rapids-Wyoming, MI 1 $ 405,000 $ 405,000 $ 152,000
Indianapolis-Carmel-Anderson, IN 1 $ 5,000 $ 5,000 $ 7,000
Kalamazoo-Portage, MI 1 $ 295,000 $ 295,000 $ 203,000
Kankakee, IL 1 $ 105,000 $ 105,000 $ 107,000
Lansing-East Lansing, MI 1 $ 185,000 $ 185,000 $ 127,000
Lawrence, KS 1 $ 95,000 $ 95,000 $ 132,000
Michigan City-La Porte, IN 1 $ 225,000 $ 225,000 $ 127,000
Monroe, MI 1 $ 125,000 $ 125,000 $ 47,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 445,000 $ 445,000 $ 119,000
New Orleans-Metairie, LA 1 $ 195,000 $ 195,000 $ 198,000
New York-Jersey City-White Plains, NY-NJ 1 $ 445,000 $ 445,000 $ 128,000
Palm Bay-Melbourne-Titusville, FL 1 $ 355,000 $ 355,000 $ 305,000
Racine, WI 1 $ 115,000 $ 115,000 $ 70,000
Riverside-San Bernardino-Ontario, CA 1 $ 385,000 $ 385,000 $ 315,000
San Diego-Carlsbad, CA 1 $ 335,000 $ 335,000 $ 143,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 855,000 $ 855,000 $ 240,000
Sebastian-Vero Beach, FL 1 $ 175,000 $ 175,000 $ 34,000
South Bend-Mishawaka, IN-MI 1 $ 1,055,000 $ 1,055,000 $ 690,000
Toledo, OH 1 $ 215,000 $ 215,000 $ 161,000

Mortgage Loan Application Detail Totals for Blueleaf Lending, LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 808 $244,490,000 $302,000 $2,405,000 $135,000 $1,556,000
Cash-out Refinancing 128 $33,910,000 $264,000 $825,000 $126,000 $689,000
Refinancing 120 $45,920,000 $382,000 $1,325,000 $165,000 $580,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 746 $234,690,000 $314,000 $2,405,000 $145,000 $1,556,000
Hispanic 118 $28,300,000 $239,000 $1,185,000 $103,000 $739,000
Black or African American 72 $13,780,000 $191,000 $965,000 $104,000 $509,000
Not Provided 59 $17,515,000 $296,000 $1,255,000 $122,000 $690,000
Asian 44 $15,300,000 $347,000 $965,000 $172,000 $550,000
Not applicable 16 $14,390,000 $899,000 $1,555,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 936 $297,900,000 $318,000 $2,405,000 $146,000 $1,556,000
FHA-insured (Federal Housing Administration) 110 $23,360,000 $212,000 $665,000 $68,000 $237,000
VA-guaranteed (Veterans Administration) 10 $3,060,000 $306,000 $465,000 $117,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 790 $242,950,000 $307,000 $1,615,000 $138,000 $1,029,000
Application Withdrawn By Applicant 188 $63,980,000 $340,000 $2,405,000 $147,000 $1,556,000
Application Denied By Financial Institution 44 $5,640,000 $128,000 $445,000 $41,000 $159,000
Application Approved But Not Accepted 34 $11,750,000 $345,000 $855,000 $184,000 $736,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,012 $318,680,000 $314,000 $2,405,000 $141,000 $1,556,000
Credit History 21 $2,235,000 $106,000 $445,000 $39,000 $121,000
Debt-To-Income Ratio 11 $1,625,000 $147,000 $445,000 $41,000 $159,000
Collateral 7 $575,000 $82,000 $115,000 $48,000 $87,000
Employment History 2 $70,000 $35,000 $65,000 $10,000 $13,000
Insufficient Cash (Downpayment, Closing Cost) 2 $690,000 $345,000 $405,000 $60,000 $98,000
Unverifiable Information 1 $445,000 $445,000 $445,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Blueleaf Lending, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Blueleaf Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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