Pfn Lending Group, Inc. Mortgage Lending & HMDA Data, 2018

In 2018, Pfn Lending Group, Inc. of Calabasas, CA reported 1,124 mortgage applications totaling $740.9 million. The average application was for $659,181, and applicants reported an average income of $207,593. 59% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (396), Phoenix-Mesa-Scottsdale, AZ (163) and Las Vegas-Henderson-Paradise, NV (74) (applications in parentheses).

Mortgage Company & Address Pfn Lending Group, Inc.
5016 N Parkway Calabasas
Calabasas, CA 91302
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2007  2006  2005  
Total Number of Mortgage Applications 1,124
Total Mortgage Loan Application Amount $740,920,000
Average Mortgage Loan Application Amount $659,181
Highest Mortgage Loan Application Amount $40,005,000
Average Applicant Income $207,593
Highest Applicant Income $3,965,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pfn Lending Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pfn Lending Group, Inc. by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 396 $ 414,050,000 $ 1,045,580 $ 309,000
Phoenix-Mesa-Scottsdale, AZ 163 $ 39,885,000 $ 244,693 $ 91,000
Las Vegas-Henderson-Paradise, NV 74 $ 19,740,000 $ 266,756 $ 94,000
Oxnard-Thousand Oaks-Ventura, CA 46 $ 28,310,000 $ 615,434 $ 189,000
Riverside-San Bernardino-Ontario, CA 43 $ 17,865,000 $ 415,465 $ 201,000
Anaheim-Santa Ana-Irvine, CA 31 $ 26,225,000 $ 845,967 $ 275,000
Outside any metro area 30 $ 14,200,000 $ 473,333 $ 210,866
San Diego-Carlsbad, CA 21 $ 17,805,000 $ 847,857 $ 241,000
Indianapolis-Carmel-Anderson, IN 17 $ 2,235,000 $ 131,470 $ 47,000
Austin-Round Rock, TX 15 $ 3,175,000 $ 211,666 $ 70,000
New York-Jersey City-White Plains, NY-NJ 13 $ 6,375,000 $ 490,384 $ 176,923
Santa Maria-Santa Barbara, CA 13 $ 9,625,000 $ 740,384 $ 433,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 12 $ 4,360,000 $ 363,333 $ 105,750
San Luis Obispo-Paso Robles-Arroyo Grande, CA 11 $ 9,505,000 $ 864,090 $ 234,000
Oakland-Hayward-Berkeley, CA 9 $ 4,235,000 $ 470,555 $ 145,000
San Antonio-New Braunfels, TX 8 $ 2,320,000 $ 290,000 $ 155,000
San Francisco-Redwood City-South San Francisco, CA 8 $ 8,640,000 $ 1,080,000 $ 231,000
Baltimore-Columbia-Towson, MD 7 $ 4,745,000 $ 677,857 $ 124,000
Orlando-Kissimmee-Sanford, FL 7 $ 2,155,000 $ 307,857 $ 239,000
Sacramento--Roseville--Arden-Arcade, CA 7 $ 3,585,000 $ 512,142 $ 163,000
Bakersfield, CA 6 $ 1,070,000 $ 178,333 $ 115,000
Palm Bay-Melbourne-Titusville, FL 6 $ 920,000 $ 153,333 $ 61,000
Salinas, CA 6 $ 4,960,000 $ 826,666 $ 178,000
Nashville-Davidson--Murfreesboro--Franklin, TN 5 $ 2,805,000 $ 561,000 $ 220,000
Camden, NJ 4 $ 1,400,000 $ 350,000 $ 148,000
Dallas-Plano-Irving, TX 4 $ 1,660,000 $ 415,000 $ 137,000
Philadelphia, PA 4 $ 1,210,000 $ 302,500 $ 895,000
San Jose-Sunnyvale-Santa Clara, CA 4 $ 2,950,000 $ 737,500 $ 259,000
Denver-Aurora-Lakewood, CO 3 $ 865,000 $ 288,333 $ 59,000
Fort Worth-Arlington, TX 3 $ 1,015,000 $ 338,333 $ 188,000
Tampa-St. Petersburg-Clearwater, FL 3 $ 465,000 $ 155,000 $ 132,000
Killeen-Temple, TX 2 $ 190,000 $ 95,000 $ 71,000
Laredo, TX 2 $ 190,000 $ 95,000 $ 59,000
Minneapolis-St. Paul-Bloomington, MN-WI 2 $ 1,160,000 $ 580,000 $ 140,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 360,000 $ 180,000 $ 117,000
Prescott, AZ 2 $ 360,000 $ 180,000 $ 53,000
Reno, NV 2 $ 410,000 $ 205,000 $ 112,000
Santa Cruz-Watsonville, CA 2 $ 2,150,000 $ 1,075,000 $ 269,000
Seattle-Bellevue-Everett, WA 2 $ 460,000 $ 230,000 $ 179,000
Silver Spring-Frederick-Rockville, MD 2 $ 550,000 $ 275,000 $ 63,000
Stockton-Lodi, CA 2 $ 520,000 $ 260,000 $ 112,000
Tucson, AZ 2 $ 350,000 $ 175,000 $ 75,000
Visalia-Porterville, CA 2 $ 350,000 $ 175,000 $ 50,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 3,110,000 $ 1,555,000 $ 14,000
Albuquerque, NM 1 $ 215,000 $ 215,000 $ 89,000
Ann Arbor, MI 1 $ 135,000 $ 135,000 $ 46,000
Atlanta-Sandy Springs-Roswell, GA 1 $ 175,000 $ 175,000 $ 74,000
Atlantic City-Hammonton, NJ 1 $ 315,000 $ 315,000 $ 128,000
Beaumont-Port Arthur, TX 1 $ 225,000 $ 225,000 $ 166,000
Bloomington, IN 1 $ 85,000 $ 85,000 $ 27,000
California-Lexington Park, MD 1 $ 305,000 $ 305,000 $ 106,000
Columbia, SC 1 $ 175,000 $ 175,000 $ 0
Corpus Christi, TX 1 $ 255,000 $ 255,000 $ 68,000
Flagstaff, AZ 1 $ 175,000 $ 175,000 $ 96,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 1,825,000 $ 1,825,000 $ 0
Hagerstown-Martinsburg, MD-WV 1 $ 205,000 $ 205,000 $ 63,000
Homosassa Springs, FL 1 $ 185,000 $ 185,000 $ 90,000
Houston-The Woodlands-Sugar Land, TX 1 $ 1,755,000 $ 1,755,000 $ 511,000
Knoxville, TN 1 $ 365,000 $ 365,000 $ 157,000
Las Cruces, NM 1 $ 105,000 $ 105,000 $ 38,000
Louisville/Jefferson County, KY-IN 1 $ 285,000 $ 285,000 $ 75,000
Merced, CA 1 $ 195,000 $ 195,000 $ 73,000
Montgomery County-Bucks County-Chester County, PA 1 $ 605,000 $ 605,000 $ 174,000
Naples-Immokalee-Marco Island, FL 1 $ 295,000 $ 295,000 $ 24,000
Nassau County-Suffolk County, NY 1 $ 735,000 $ 735,000 $ 0
Newark, NJ-PA 1 $ 505,000 $ 505,000 $ 354,000
Ocala, FL 1 $ 115,000 $ 115,000 $ 55,000
Oklahoma City, OK 1 $ 355,000 $ 355,000 $ 70,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 425,000 $ 425,000 $ 161,000
Provo-Orem, UT 1 $ 865,000 $ 865,000 $ 360,000
Punta Gorda, FL 1 $ 315,000 $ 315,000 $ 105,000
San Rafael, CA 1 $ 1,325,000 $ 1,325,000 $ 455,000
Santa Fe, NM 1 $ 285,000 $ 285,000 $ 161,000
Santa Rosa, CA 1 $ 635,000 $ 635,000 $ 323,000
Spartanburg, SC 1 $ 135,000 $ 135,000 $ 43,000
St. George, UT 1 $ 185,000 $ 185,000 $ 101,000
Vallejo-Fairfield, CA 1 $ 305,000 $ 305,000 $ 87,000
Waco, TX 1 $ 155,000 $ 155,000 $ 46,000
Warren-Troy-Farmington Hills, MI 1 $ 185,000 $ 185,000 $ 58,000

Mortgage Loan Application Detail Totals for Pfn Lending Group, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 651 $377,955,000 $580,000 $10,735,000 $189,000 $3,965,000
Cash-out Refinancing 294 $249,020,000 $847,000 $40,005,000 $216,000 $3,492,000
Refinancing 154 $98,660,000 $640,000 $2,905,000 $280,000 $3,600,000
Home Improvement 24 $13,970,000 $582,000 $2,005,000 $153,000 $479,000
Not Applicable 1 $1,315,000 $1,315,000 $1,315,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 693 $520,785,000 $751,000 $40,005,000 $240,000 $3,965,000
Hispanic 132 $41,340,000 $313,000 $2,855,000 $98,000 $726,000
Not Provided 102 $63,320,000 $620,000 $6,605,000 $158,000 $1,392,000
Asian 94 $67,560,000 $718,000 $6,005,000 $195,000 $1,720,000
Black or African American 78 $30,820,000 $395,000 $2,475,000 $193,000 $3,492,000
Not applicable 11 $7,185,000 $653,000 $2,925,000 $247,000 $900,000
Native Hawaiian or Other Pacific Islander 6 $3,260,000 $543,000 $1,605,000 $82,000 $161,000
American Indian or Alaskan Native 3 $2,355,000 $785,000 $1,955,000 $81,000 $139,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 924 $683,660,000 $739,000 $40,005,000 $235,000 $3,965,000
FHA-insured (Federal Housing Administration) 158 $43,340,000 $274,000 $1,015,000 $76,000 $291,000
VA-guaranteed (Veterans Administration) 42 $13,920,000 $331,000 $965,000 $96,000 $264,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 667 $370,355,000 $555,000 $4,005,000 $191,000 $3,965,000
Application Withdrawn By Applicant 323 $226,425,000 $701,000 $6,205,000 $224,000 $3,600,000
Application Denied By Financial Institution 112 $127,940,000 $1,142,000 $40,005,000 $255,000 $3,492,000
File Closed For Incompleteness 16 $12,230,000 $764,000 $6,605,000 $254,000 $1,392,000
Loan Purchased By The Institution 6 $3,970,000 $661,000 $2,005,000 $151,000 $353,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,012 $612,980,000 $605,000 $6,605,000 $202,000 $3,965,000
Debt-To-Income Ratio 38 $74,730,000 $1,966,000 $40,005,000 $231,000 $2,022,000
Other 34 $35,940,000 $1,057,000 $3,855,000 $385,000 $3,492,000
Unverifiable Information 15 $7,055,000 $470,000 $1,165,000 $226,000 $1,273,000
Collateral 8 $3,410,000 $426,000 $1,015,000 $175,000 $567,000
Credit History 7 $3,235,000 $462,000 $1,205,000 $129,000 $316,000
Credit Application Incomplete 5 $1,955,000 $391,000 $805,000 $103,000 $227,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,295,000 $431,000 $515,000 $142,000 $203,000
Mortgage Insurance Denied 1 $105,000 $105,000 $105,000 $38,000 $38,000
Employment History 1 $215,000 $215,000 $215,000 $61,000 $61,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pfn Lending Group, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pfn Lending Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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