Truist Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Truist Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truist Bank 3100 Smoketree Ct Fl 5 Charlotte, NC 27604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 132,062 |
| Total Mortgage Loan Application Amount | $25,546,751,000 |
| Average Mortgage Loan Application Amount | $160,000 |
| Highest Mortgage Loan Application Amount | $42,441,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Truist Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truist Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Truist Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truist Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Truist Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truist Bank's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7,582 | $ 1,714,293,000 | $ 207,000 | $ 79,250 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 4,409 | $ 782,795,000 | $ 170,000 | $ 82,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4,309 | $ 787,274,000 | $ 182,000 | $ 83,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 4,072 | $ 1,024,029,000 | $ 251,000 | $ 100,000 |
| ST. LOUIS, MO-IL | 3,262 | $ 611,890,000 | $ 173,500 | $ 11,500 |
| RALEIGH, NC | 3,002 | $ 643,581,000 | $ 214,000 | $ 81,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,945 | $ 503,096,000 | $ 202,000 | $ 167,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,902 | $ 677,347,000 | $ 233,000 | $ 94,000 |
| RICHMOND, VA | 2,251 | $ 394,139,000 | $ 175,000 | $ 61,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2,043 | $ 367,876,000 | $ 184,500 | $ 107,500 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,865 | $ 451,067,000 | $ 241,000 | $ 93,000 |
| KANSAS CITY, MO-KS | 1,799 | $ 345,753,000 | $ 191,000 | $ 5,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,764 | $ 473,164,000 | $ 268,000 | $ 64,000 |
| WINSTON-SALEM, NC | 1,693 | $ 300,294,000 | $ 177,000 | $ 73,000 |
| DALLAS-PLANO-IRVING, TX | 1,686 | $ 381,623,000 | $ 226,000 | $ 85,000 |
| JACKSONVILLE, FL | 1,657 | $ 396,189,000 | $ 239,000 | $ 103,000 |
| GREENSBORO-HIGH POINT, NC | 1,507 | $ 204,937,000 | $ 135,000 | $ 77,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,467 | $ 169,552,000 | $ 116,000 | $ 49,500 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1,375 | $ 233,401,000 | $ 169,000 | $ 83,000 |
| CINCINNATI, OH-KY-IN | 1,323 | $ 160,725,000 | $ 108,333 | $ 25,666 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,260 | $ 405,511,000 | $ 321,000 | $ 80,000 |
| DURHAM-CHAPEL HILL, NC | 1,241 | $ 299,309,000 | $ 241,000 | $ 95,000 |
| COLUMBIA, SC | 1,144 | $ 190,393,000 | $ 166,000 | $ 65,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,122 | $ 277,721,000 | $ 247,000 | $ 98,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,094 | $ 306,360,000 | $ 280,000 | $ 78,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,064 | $ 389,631,000 | $ 366,000 | $ 118,000 |
| AUSTIN-ROUND ROCK, TX | 1,029 | $ 299,773,000 | $ 291,000 | $ 44,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1,009 | $ 122,844,000 | $ 121,000 | $ 62,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 990 | $ 296,457,000 | $ 299,000 | $ 13,000 |
| KNOXVILLE, TN | 985 | $ 185,158,000 | $ 187,000 | $ 62,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 959 | $ 446,403,000 | $ 465,000 | $ 131,000 |
| PROVO-OREM, UT | 949 | $ 213,043,000 | $ 224,000 | $ 5,000 |
| FAYETTEVILLE, NC | 942 | $ 118,433,000 | $ 125,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 785 | $ 215,896,000 | $ 275,000 | $ 106,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 769 | $ 107,359,000 | $ 139,000 | $ 25,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 755 | $ 185,143,000 | $ 245,000 | $ 52,000 |
| SPRINGFIELD, MO | 745 | $ 136,782,000 | $ 183,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 737 | $ 168,574,000 | $ 228,000 | $ 90,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 736 | $ 144,667,000 | $ 196,000 | $ 85,000 |
| TALLAHASSEE, FL | 706 | $ 132,586,000 | $ 187,000 | $ 91,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 690 | $ 123,231,000 | $ 178,000 | $ 2,000 |
| BOSTON, MA | 661 | $ 196,136,000 | $ 296,000 | $ 13,000 |
| LYNCHBURG, VA | 639 | $ 87,859,000 | $ 137,000 | $ 62,000 |
| BIRMINGHAM-HOOVER, AL | 618 | $ 128,012,000 | $ 207,000 | $ 62,000 |
| SALISBURY, MD-DE | 610 | $ 121,098,000 | $ 208,000 | $ 83,500 |
| PROVIDENCE-WARWICK, RI-MA | 609 | $ 123,574,000 | $ 209,500 | $ 3,500 |
| ROANOKE, VA | 602 | $ 86,483,000 | $ 143,000 | $ 65,000 |
| CAPE CORAL-FORT MYERS, FL | 560 | $ 189,886,000 | $ 339,000 | $ 87,000 |
| WILMINGTON, NC | 556 | $ 112,769,000 | $ 202,000 | $ 115,000 |
| COLUMBUS, OH | 514 | $ 51,680,000 | $ 100,000 | $ 43,000 |
| SALT LAKE CITY, UT | 513 | $ 114,005,000 | $ 222,000 | $ 5,000 |
| GREENVILLE, NC | 512 | $ 85,161,000 | $ 166,000 | $ 71,000 |
| CHARLOTTESVILLE, VA | 506 | $ 96,342,000 | $ 190,000 | $ 73,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 502 | $ 99,729,000 | $ 198,000 | $ 104,000 |
| LAKELAND-WINTER HAVEN, FL | 499 | $ 81,552,000 | $ 163,000 | $ 53,000 |
| ASHEVILLE, NC | 497 | $ 155,965,000 | $ 313,000 | $ 101,000 |
| OGDEN-CLEARFIELD, UT | 486 | $ 90,110,000 | $ 185,000 | $ 3,000 |
| MORGANTOWN, WV | 478 | $ 80,155,000 | $ 167,000 | $ 77,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 474 | $ 163,770,000 | $ 345,000 | $ 51,000 |
| NEW BERN, NC | 473 | $ 69,949,000 | $ 147,000 | $ 79,000 |
| CHARLESTON, WV | 449 | $ 58,826,000 | $ 131,000 | $ 86,000 |
| CHATTANOOGA, TN-GA | 440 | $ 89,175,000 | $ 178,000 | $ 70,000 |
| ROCKY MOUNT, NC | 434 | $ 49,394,000 | $ 113,000 | $ 61,000 |
| OWENSBORO, KY | 432 | $ 58,214,000 | $ 134,000 | $ 49,000 |
| EVANSVILLE, IN-KY | 427 | $ 69,248,000 | $ 144,000 | $ 14,000 |
| PORT ST. LUCIE, FL | 422 | $ 61,420,000 | $ 145,000 | $ 62,000 |
| WICHITA, KS | 405 | $ 58,392,000 | $ 144,000 | $ 3,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 401 | $ 61,243,000 | $ 151,000 | $ 27,500 |
| SPARTANBURG, SC | 398 | $ 48,547,000 | $ 121,000 | $ 80,000 |
| DENVER-AURORA-LAKEWOOD, CO | 396 | $ 104,191,000 | $ 263,000 | $ 31,000 |
| GOLDSBORO, NC | 389 | $ 46,316,000 | $ 119,000 | $ 63,000 |
| SAVANNAH, GA | 385 | $ 84,992,000 | $ 220,000 | $ 82,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 384 | $ 58,626,000 | $ 167,500 | $ 53,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 381 | $ 70,715,000 | $ 153,000 | $ 7,000 |
| PORTLAND-SOUTH PORTLAND, ME | 378 | $ 81,753,000 | $ 216,000 | $ 7,000 |
| OCALA, FL | 368 | $ 44,711,000 | $ 121,000 | $ 51,000 |
| CLEVELAND-ELYRIA, OH | 365 | $ 16,898,000 | $ 46,000 | $ 56,000 |
| LEXINGTON-FAYETTE, KY | 353 | $ 45,010,000 | $ 127,000 | $ 87,000 |
| DULUTH, MN-WI | 349 | $ 60,418,000 | $ 173,500 | $ 1,000 |
| MEMPHIS, TN-MS-AR | 339 | $ 83,194,000 | $ 209,000 | $ 6,666 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 334 | $ 44,659,000 | $ 126,666 | $ 88,666 |
| WILMINGTON, DE-MD-NJ | 334 | $ 45,224,000 | $ 132,666 | $ 34,333 |
| HARRISONBURG, VA | 325 | $ 47,015,000 | $ 144,000 | $ 58,000 |
| FLORENCE, SC | 288 | $ 47,110,000 | $ 163,000 | $ 70,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 286 | $ 44,614,000 | $ 151,000 | $ 48,500 |
| MACON, GA | 277 | $ 48,482,000 | $ 175,000 | $ 81,000 |
| BURLINGTON, NC | 270 | $ 52,826,000 | $ 195,000 | $ 76,000 |
| HUNTSVILLE, AL | 268 | $ 55,387,000 | $ 206,000 | $ 78,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 267 | $ 132,633,000 | $ 496,000 | $ 234,000 |
| WINCHESTER, VA-WV | 264 | $ 66,561,000 | $ 189,000 | $ 78,000 |
| CHEYENNE, WY | 259 | $ 56,483,000 | $ 218,000 | $ 2,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 258 | $ 34,822,000 | $ 134,000 | $ 54,000 |
| MANCHESTER-NASHUA, NH | 256 | $ 53,478,000 | $ 208,000 | $ 2,000 |
| PITTSBURGH, PA | 255 | $ 27,528,000 | $ 107,000 | $ 38,000 |
| SPOKANE-SPOKANE VALLEY, WA | 255 | $ 52,240,000 | $ 204,000 | $ 4,000 |
| JOPLIN, MO | 248 | $ 31,157,000 | $ 125,000 | $ 4,000 |
| STAUNTON-WAYNESBORO, VA | 248 | $ 34,452,000 | $ 138,000 | $ 54,000 |
| FORT WAYNE, IN | 247 | $ 26,469,000 | $ 107,000 | $ 14,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 246 | $ 72,059,000 | $ 292,000 | $ 159,000 |
| BOWLING GREEN, KY | 243 | $ 33,626,000 | $ 138,000 | $ 66,000 |
| DALTON, GA | 241 | $ 22,276,000 | $ 92,000 | $ 59,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 237 | $ 70,937,000 | $ 299,000 | $ 70,000 |
| WHEELING, WV-OH | 235 | $ 31,835,000 | $ 118,500 | $ 54,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 233 | $ 130,162,000 | $ 546,500 | $ 46,500 |
| ST. GEORGE, UT | 230 | $ 47,699,000 | $ 207,000 | $ 1,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 229 | $ 37,502,000 | $ 163,000 | $ 83,000 |
| MONTGOMERY, AL | 228 | $ 29,890,000 | $ 131,000 | $ 60,000 |
| NEW ORLEANS-METAIRIE, LA | 227 | $ 41,860,000 | $ 184,000 | $ 3,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 227 | $ 46,655,000 | $ 205,000 | $ 23,000 |
| JACKSONVILLE, NC | 225 | $ 31,279,000 | $ 139,000 | $ 142,000 |
| MOBILE, AL | 223 | $ 29,603,000 | $ 132,000 | $ 56,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 214 | $ 43,433,000 | $ 202,000 | $ 0 |
| WARNER ROBINS, GA | 211 | $ 18,971,000 | $ 89,000 | $ 52,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 210 | $ 71,392,000 | $ 339,000 | $ 103,000 |
| GRAND RAPIDS-WYOMING, MI | 209 | $ 32,116,000 | $ 153,000 | $ 2,000 |
| GAINESVILLE, GA | 207 | $ 44,640,000 | $ 215,000 | $ 101,000 |
| DES MOINES-WEST DES MOINES, IA | 206 | $ 37,548,000 | $ 182,000 | $ 3,000 |
| WORCESTER, MA-CT | 205 | $ 46,459,000 | $ 194,500 | $ 3,000 |
| GAINESVILLE, FL | 202 | $ 73,508,000 | $ 363,000 | $ 22,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 202 | $ 40,787,000 | $ 201,000 | $ 4,000 |
| SUMTER, SC | 200 | $ 21,650,000 | $ 108,000 | $ 68,000 |
| BILLINGS, MT | 197 | $ 38,089,000 | $ 193,000 | $ 5,000 |
| HOMOSASSA SPRINGS, FL | 194 | $ 35,818,000 | $ 184,000 | $ 112,000 |
| COLUMBUS, GA-AL | 189 | $ 22,824,000 | $ 108,500 | $ 72,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 188 | $ 42,947,000 | $ 228,000 | $ 3,000 |
| GARY, IN | 185 | $ 25,634,000 | $ 138,000 | $ 9,000 |
| PANAMA CITY, FL | 180 | $ 45,490,000 | $ 252,000 | $ 140,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 179 | $ 19,141,000 | $ 106,000 | $ 66,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 176 | $ 48,853,000 | $ 277,000 | $ 100,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 172 | $ 34,344,000 | $ 199,000 | $ 64,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 171 | $ 55,681,000 | $ 325,000 | $ 39,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 167 | $ 26,698,000 | $ 156,000 | $ 1,500 |
| PUNTA GORDA, FL | 166 | $ 25,642,000 | $ 154,000 | $ 103,000 |
| ATHENS-CLARKE COUNTY, GA | 163 | $ 28,701,000 | $ 176,000 | $ 57,000 |
| DAYTON, OH | 159 | $ 11,997,000 | $ 75,000 | $ 37,000 |
| THE VILLAGES, FL | 155 | $ 45,035,000 | $ 290,000 | $ 87,000 |
| BECKLEY, WV | 154 | $ 12,576,000 | $ 81,000 | $ 68,000 |
| TOLEDO, OH | 154 | $ 2,756,000 | $ 17,000 | $ 53,000 |
| BOISE CITY, ID | 153 | $ 29,906,000 | $ 195,000 | $ 13,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 151 | $ 29,801,000 | $ 197,000 | $ 59,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 151 | $ 37,976,000 | $ 306,000 | $ 35,500 |
| LAWRENCE, KS | 150 | $ 26,859,000 | $ 179,000 | $ 48,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 148 | $ 22,177,000 | $ 129,000 | $ 0 |
| BLOOMINGTON, IN | 147 | $ 22,231,000 | $ 151,000 | $ 2,000 |
| MISSOULA, MT | 144 | $ 28,806,000 | $ 200,000 | $ 0 |
| CLEVELAND, TN | 143 | $ 17,582,000 | $ 122,000 | $ 64,000 |
| OKLAHOMA CITY, OK | 139 | $ 24,101,000 | $ 173,000 | $ 12,000 |
| LOGAN, UT-ID | 138 | $ 25,906,000 | $ 189,000 | $ 0 |
| CLARKSVILLE, TN-KY | 137 | $ 14,945,000 | $ 113,000 | $ 42,500 |
| MANHATTAN, KS | 134 | $ 23,031,000 | $ 171,000 | $ 2,000 |
| YORK-HANOVER, PA | 132 | $ 16,842,000 | $ 127,000 | $ 40,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 131 | $ 16,535,000 | $ 129,000 | $ 22,500 |
| LANCASTER, PA | 131 | $ 14,915,000 | $ 113,000 | $ 33,000 |
| COLORADO SPRINGS, CO | 129 | $ 31,335,000 | $ 242,000 | $ 9,000 |
| AUBURN-OPELIKA, AL | 128 | $ 21,752,000 | $ 169,000 | $ 89,000 |
| DOTHAN, AL | 128 | $ 18,119,000 | $ 141,000 | $ 53,000 |
| CASPER, WY | 127 | $ 27,158,000 | $ 213,000 | $ 3,000 |
| LINCOLN, NE | 120 | $ 18,899,000 | $ 157,000 | $ 1,000 |
| PARKERSBURG-VIENNA, WV | 120 | $ 12,764,000 | $ 106,000 | $ 63,000 |
| AKRON, OH | 109 | $ 6,479,000 | $ 59,000 | $ 59,000 |
| IDAHO FALLS, ID | 105 | $ 17,759,000 | $ 169,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 104 | $ 15,540,000 | $ 149,000 | $ 12,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 103 | $ 30,208,000 | $ 275,500 | $ 28,000 |
| COEUR D'ALENE, ID | 101 | $ 20,717,000 | $ 205,000 | $ 9,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 101 | $ 68,821,000 | $ 681,000 | $ 15,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 101 | $ 20,112,000 | $ 199,000 | $ 19,000 |
| BARNSTABLE TOWN, MA | 100 | $ 26,119,000 | $ 261,000 | $ 16,000 |
| SEBRING, FL | 100 | $ 10,711,000 | $ 107,000 | $ 12,000 |
| CAPE GIRARDEAU, MO-IL | 98 | $ 13,334,000 | $ 110,500 | $ 0 |
| TOPEKA, KS | 98 | $ 14,488,000 | $ 147,000 | $ 13,000 |
| SEBASTIAN-VERO BEACH, FL | 97 | $ 19,410,000 | $ 200,000 | $ 70,000 |
| JOHNSON CITY, TN | 95 | $ 25,883,000 | $ 272,000 | $ 57,000 |
| READING, PA | 95 | $ 4,630,000 | $ 48,000 | $ 57,000 |
| COLUMBUS, IN | 91 | $ 13,459,000 | $ 147,000 | $ 9,000 |
| PHILADELPHIA, PA | 90 | $ 15,282,000 | $ 169,000 | $ 46,000 |
| JONESBORO, AR | 89 | $ 15,614,000 | $ 175,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 87 | $ 25,864,000 | $ 297,000 | $ 26,000 |
| NEW HAVEN-MILFORD, CT | 85 | $ 17,698,000 | $ 208,000 | $ 1,000 |
| BRUNSWICK, GA | 84 | $ 25,083,000 | $ 298,000 | $ 183,000 |
| HARRISBURG-CARLISLE, PA | 83 | $ 7,565,000 | $ 91,000 | $ 58,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 83 | $ 5,856,000 | $ 93,000 | $ 26,500 |
| MORRISTOWN, TN | 81 | $ 9,663,000 | $ 119,000 | $ 51,000 |
| BATON ROUGE, LA | 80 | $ 35,288,000 | $ 441,000 | $ 13,000 |
| GREAT FALLS, MT | 80 | $ 13,826,000 | $ 172,000 | $ 0 |
| HOT SPRINGS, AR | 75 | $ 12,299,000 | $ 163,000 | $ 0 |
| TULSA, OK | 75 | $ 13,928,000 | $ 185,000 | $ 30,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 74 | $ 15,397,000 | $ 208,000 | $ 0 |
| SPRINGFIELD, MA | 73 | $ 13,110,000 | $ 179,000 | $ 0 |
| CUMBERLAND, MD-WV | 71 | $ 6,265,000 | $ 88,000 | $ 53,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 68 | $ 24,777,000 | $ 364,000 | $ 73,000 |
| COLUMBIA, MO | 67 | $ 12,974,000 | $ 193,000 | $ 11,000 |
| MADISON, WI | 66 | $ 10,924,000 | $ 165,000 | $ 2,000 |
| LEWISTON-AUBURN, ME | 63 | $ 8,888,000 | $ 141,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 63 | $ 7,268,000 | $ 115,000 | $ 11,000 |
| WATERLOO-CEDAR FALLS, IA | 63 | $ 9,014,000 | $ 143,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 62 | $ 14,366,000 | $ 231,000 | $ 34,000 |
| GRAND JUNCTION, CO | 61 | $ 10,874,000 | $ 178,000 | $ 0 |
| BANGOR, ME | 60 | $ 9,077,000 | $ 151,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 60 | $ 6,783,000 | $ 113,000 | $ 2,000 |
| MUNCIE, IN | 58 | $ 6,028,000 | $ 103,000 | $ 3,000 |
| NEWARK, NJ-PA | 58 | $ 16,981,000 | $ 236,500 | $ 15,500 |
| JACKSON, TN | 55 | $ 7,793,000 | $ 141,000 | $ 5,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 55 | $ 14,086,000 | $ 256,000 | $ 0 |
| DECATUR, AL | 54 | $ 9,090,000 | $ 168,000 | $ 26,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 53 | $ 3,923,000 | $ 74,000 | $ 36,000 |
| POCATELLO, ID | 53 | $ 9,321,000 | $ 175,000 | $ 9,000 |
| GREEN BAY, WI | 50 | $ 8,451,000 | $ 169,000 | $ 4,000 |
| COLLEGE STATION-BRYAN, TX | 49 | $ 8,249,000 | $ 168,000 | $ 96,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 48 | $ 16,485,000 | $ 343,000 | $ 2,000 |
| TERRE HAUTE, IN | 48 | $ 4,060,000 | $ 84,000 | $ 12,000 |
| PINE BLUFF, AR | 47 | $ 5,364,000 | $ 114,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 46 | $ 5,581,000 | $ 121,000 | $ 9,000 |
| PITTSFIELD, MA | 45 | $ 8,167,000 | $ 181,000 | $ 0 |
| TUSCALOOSA, AL | 45 | $ 23,553,000 | $ 523,000 | $ 105,000 |
| GETTYSBURG, PA | 44 | $ 6,144,000 | $ 139,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 44 | $ 11,787,000 | $ 267,000 | $ 11,000 |
| STATE COLLEGE, PA | 43 | $ 6,542,000 | $ 152,000 | $ 5,000 |
| CORPUS CHRISTI, TX | 42 | $ 7,574,000 | $ 180,000 | $ 59,000 |
| EL PASO, TX | 42 | $ 4,937,000 | $ 117,000 | $ 80,000 |
| KALAMAZOO-PORTAGE, MI | 42 | $ 6,146,000 | $ 146,000 | $ 2,000 |
| ROCHESTER, NY | 42 | $ 5,692,000 | $ 135,000 | $ 0 |
| SANTA FE, NM | 42 | $ 12,542,000 | $ 298,000 | $ 59,000 |
| DOVER, DE | 41 | $ 6,196,000 | $ 151,000 | $ 26,000 |
| JOHNSTOWN, PA | 41 | $ 4,453,000 | $ 108,000 | $ 5,000 |
| VALDOSTA, GA | 41 | $ 3,265,000 | $ 79,000 | $ 53,000 |
| HAMMOND, LA | 40 | $ 6,278,000 | $ 156,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 40 | $ 5,461,000 | $ 142,000 | $ 6,000 |
| BELLINGHAM, WA | 39 | $ 8,541,000 | $ 219,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 39 | $ 7,807,000 | $ 200,000 | $ 27,000 |
| HINESVILLE, GA | 38 | $ 4,067,000 | $ 107,000 | $ 67,000 |
| ROME, GA | 38 | $ 9,484,000 | $ 249,000 | $ 23,000 |
| SIOUX CITY, IA-NE-SD | 38 | $ 5,142,000 | $ 113,000 | $ 0 |
| ALBUQUERQUE, NM | 37 | $ 6,387,000 | $ 172,000 | $ 4,000 |
| KENNEWICK-RICHLAND, WA | 36 | $ 7,209,000 | $ 200,000 | $ 6,000 |
| CAMDEN, NJ | 35 | $ 31,152,000 | $ 890,000 | $ 13,000 |
| ST. JOSEPH, MO-KS | 35 | $ 4,305,000 | $ 115,000 | $ 1,000 |
| AMES, IA | 34 | $ 6,458,000 | $ 189,000 | $ 0 |
| ELGIN, IL | 34 | $ 7,918,000 | $ 232,000 | $ 20,000 |
| HOUMA-THIBODAUX, LA | 34 | $ 6,145,000 | $ 180,000 | $ 0 |
| BOULDER, CO | 33 | $ 12,187,000 | $ 369,000 | $ 70,000 |
| CANTON-MASSILLON, OH | 33 | $ 1,070,000 | $ 32,000 | $ 54,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 33 | $ 9,408,000 | $ 282,000 | $ 41,500 |
| MCALLEN-EDINBURG-MISSION, TX | 33 | $ 3,894,000 | $ 118,000 | $ 64,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 32 | $ 4,596,000 | $ 143,000 | $ 12,000 |
| LUBBOCK, TX | 32 | $ 5,609,000 | $ 175,000 | $ 101,000 |
| RAPID CITY, SD | 32 | $ 6,509,000 | $ 203,000 | $ 0 |
| ELKHART-GOSHEN, IN | 31 | $ 2,386,000 | $ 76,000 | $ 29,000 |
| NORWICH-NEW LONDON, CT | 31 | $ 6,374,000 | $ 205,000 | $ 9,000 |
| KILLEEN-TEMPLE, TX | 30 | $ 3,600,000 | $ 120,000 | $ 26,000 |
| LAFAYETTE, LA | 29 | $ 6,785,000 | $ 233,000 | $ 29,000 |
| BAKERSFIELD, CA | 28 | $ 5,020,000 | $ 179,000 | $ 4,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 28 | $ 5,608,000 | $ 200,000 | $ 39,000 |
| GADSDEN, AL | 28 | $ 3,151,000 | $ 112,000 | $ 71,000 |
| PUEBLO, CO | 28 | $ 5,085,000 | $ 181,000 | $ 0 |
| FORT COLLINS, CO | 27 | $ 7,558,000 | $ 279,000 | $ 404,000 |
| LEBANON, PA | 27 | $ 2,369,000 | $ 87,000 | $ 57,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 27 | $ 1,308,000 | $ 48,000 | $ 290,500 |
| SHREVEPORT-BOSSIER CITY, LA | 26 | $ 4,648,000 | $ 178,000 | $ 0 |
| TUCSON, AZ | 26 | $ 6,218,000 | $ 239,000 | $ 36,000 |
| NILES-BENTON HARBOR, MI | 25 | $ 4,143,000 | $ 165,000 | $ 0 |
| WENATCHEE, WA | 25 | $ 6,227,000 | $ 249,000 | $ 0 |
| BEND-REDMOND, OR | 24 | $ 5,153,000 | $ 214,000 | $ 3,000 |
| MUSKEGON, MI | 24 | $ 2,994,000 | $ 124,000 | $ 0 |
| RENO, NV | 24 | $ 6,838,000 | $ 284,000 | $ 30,000 |
| SAN DIEGO-CARLSBAD, CA | 24 | $ 7,874,000 | $ 328,000 | $ 0 |
| WACO, TX | 24 | $ 16,882,000 | $ 703,000 | $ 42,000 |
| EAST STROUDSBURG, PA | 23 | $ 1,444,000 | $ 62,000 | $ 49,000 |
| FORT SMITH, AR-OK | 23 | $ 3,927,000 | $ 170,000 | $ 2,000 |
| GREELEY, CO | 23 | $ 4,266,000 | $ 185,000 | $ 16,000 |
| MANSFIELD, OH | 23 | $ 344,000 | $ 14,000 | $ 46,000 |
| ALBANY, GA | 22 | $ 1,419,000 | $ 64,000 | $ 77,000 |
| APPLETON, WI | 22 | $ 3,603,000 | $ 163,000 | $ 0 |
| SHERMAN-DENISON, TX | 22 | $ 2,348,000 | $ 106,000 | $ 29,000 |
| CARBONDALE-MARION, IL | 21 | $ 2,511,000 | $ 119,000 | $ 0 |
| CEDAR RAPIDS, IA | 21 | $ 3,331,000 | $ 158,000 | $ 0 |
| WALLA WALLA, WA | 21 | $ 4,285,000 | $ 204,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 20 | $ 5,416,000 | $ 270,000 | $ 22,000 |
| BROWNSVILLE-HARLINGEN, TX | 19 | $ 1,961,000 | $ 103,000 | $ 78,000 |
| LIMA, OH | 19 | $ 538,000 | $ 28,000 | $ 39,000 |
| MOUNT VERNON-ANACORTES, WA | 19 | $ 3,716,000 | $ 195,000 | $ 0 |
| JACKSON, MS | 18 | $ 3,187,000 | $ 177,000 | $ 0 |
| LAREDO, TX | 17 | $ 2,445,000 | $ 143,000 | $ 60,000 |
| SAN ANGELO, TX | 17 | $ 2,854,000 | $ 167,000 | $ 48,000 |
| DECATUR, IL | 16 | $ 2,266,000 | $ 141,000 | $ 0 |
| SPRINGFIELD, OH | 16 | $ 595,000 | $ 37,000 | $ 39,000 |
| ANN ARBOR, MI | 15 | $ 3,499,000 | $ 233,000 | $ 38,000 |
| BREMERTON-SILVERDALE, WA | 15 | $ 3,635,000 | $ 242,000 | $ 10,000 |
| LAS CRUCES, NM | 15 | $ 2,325,000 | $ 155,000 | $ 0 |
| MIDLAND, TX | 15 | $ 4,025,000 | $ 268,000 | $ 100,000 |
| MONROE, LA | 15 | $ 2,860,000 | $ 190,000 | $ 39,000 |
| ABILENE, TX | 14 | $ 2,076,000 | $ 148,000 | $ 18,000 |
| ERIE, PA | 13 | $ 2,071,000 | $ 159,000 | $ 114,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 13 | $ 2,341,000 | $ 180,000 | $ 17,000 |
| ALTOONA, PA | 12 | $ 1,102,000 | $ 91,000 | $ 9,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 12 | $ 2,512,000 | $ 209,000 | $ 30,000 |
| JEFFERSON CITY, MO | 12 | $ 1,767,000 | $ 147,000 | $ 0 |
| KINGSTON, NY | 12 | $ 1,950,000 | $ 162,000 | $ 0 |
| OCEAN CITY, NJ | 12 | $ 3,303,000 | $ 275,000 | $ 151,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 2,417,000 | $ 219,000 | $ 9,000 |
| FARMINGTON, NM | 11 | $ 2,756,000 | $ 250,000 | $ 0 |
| KOKOMO, IN | 11 | $ 581,000 | $ 52,000 | $ 12,000 |
| LAKE CHARLES, LA | 11 | $ 1,810,000 | $ 164,000 | $ 0 |
| LONGVIEW, TX | 11 | $ 1,368,000 | $ 124,000 | $ 19,000 |
| TYLER, TX | 11 | $ 2,012,000 | $ 182,000 | $ 40,000 |
| YAKIMA, WA | 11 | $ 1,423,000 | $ 129,000 | $ 0 |
| FRESNO, CA | 10 | $ 2,429,000 | $ 242,000 | $ 0 |
| LAWTON, OK | 10 | $ 1,156,000 | $ 115,000 | $ 19,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 10 | $ 2,420,000 | $ 242,000 | $ 0 |
| STOCKTON-LODI, CA | 10 | $ 2,003,000 | $ 200,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 9 | $ 1,756,000 | $ 195,000 | $ 0 |
| AMARILLO, TX | 9 | $ 1,463,000 | $ 162,000 | $ 31,000 |
| CHAMPAIGN-URBANA, IL | 9 | $ 1,029,000 | $ 114,000 | $ 0 |
| DUBUQUE, IA | 9 | $ 1,483,000 | $ 164,000 | $ 0 |
| ODESSA, TX | 9 | $ 1,170,000 | $ 130,000 | $ 56,000 |
| RACINE, WI | 9 | $ 1,422,000 | $ 158,000 | $ 0 |
| WICHITA FALLS, TX | 9 | $ 695,000 | $ 77,000 | $ 54,000 |
| WILLIAMSPORT, PA | 9 | $ 1,034,000 | $ 114,000 | $ 12,000 |
| DANVILLE, IL | 8 | $ 787,000 | $ 98,000 | $ 6,000 |
| LEWISTON, ID-WA | 8 | $ 1,379,000 | $ 172,000 | $ 0 |
| MEDFORD, OR | 8 | $ 2,820,000 | $ 352,000 | $ 109,000 |
| SYRACUSE, NY | 8 | $ 1,025,000 | $ 128,000 | $ 0 |
| EUGENE, OR | 7 | $ 2,142,000 | $ 306,000 | $ 95,000 |
| OSHKOSH-NEENAH, WI | 7 | $ 664,000 | $ 94,000 | $ 0 |
| PEORIA, IL | 7 | $ 1,367,000 | $ 195,000 | $ 0 |
| TRENTON, NJ | 7 | $ 15,314,000 | $ 2,187,000 | $ 0 |
| VICTORIA, TX | 7 | $ 913,000 | $ 130,000 | $ 79,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 2,240,000 | $ 373,000 | $ 0 |
| BLOOMINGTON, IL | 6 | $ 1,087,000 | $ 181,000 | $ 0 |
| MODESTO, CA | 6 | $ 1,263,000 | $ 210,000 | $ 0 |
| BATTLE CREEK, MI | 5 | $ 608,000 | $ 121,000 | $ 0 |
| BISMARCK, ND | 5 | $ 2,213,000 | $ 442,000 | $ 89,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 628,000 | $ 125,000 | $ 23,000 |
| GRAND ISLAND, NE | 5 | $ 585,000 | $ 117,000 | $ 0 |
| HATTIESBURG, MS | 5 | $ 605,000 | $ 121,000 | $ 0 |
| LONGVIEW, WA | 5 | $ 789,000 | $ 157,000 | $ 0 |
| TEXARKANA, TX-AR | 5 | $ 501,000 | $ 109,500 | $ 6,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 663,000 | $ 165,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 4 | $ 547,000 | $ 136,000 | $ 0 |
| ROCKFORD, IL | 4 | $ 353,000 | $ 88,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $ 536,000 | $ 134,000 | $ 0 |
| CARSON CITY, NV | 3 | $ 677,000 | $ 225,000 | $ 0 |
| FARGO, ND-MN | 3 | $ 425,000 | $ 141,000 | $ 0 |
| IOWA CITY, IA | 3 | $ 594,000 | $ 198,000 | $ 0 |
| MERCED, CA | 3 | $ 522,000 | $ 174,000 | $ 0 |
| SIOUX FALLS, SD | 3 | $ 662,000 | $ 220,000 | $ 0 |
| SPRINGFIELD, IL | 3 | $ 524,000 | $ 174,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 3 | $ 680,000 | $ 226,000 | $ 0 |
| ALEXANDRIA, LA | 2 | $ 404,000 | $ 202,000 | $ 0 |
| BINGHAMTON, NY | 2 | $ 143,000 | $ 71,000 | $ 0 |
| CORVALLIS, OR | 2 | $ 538,000 | $ 269,000 | $ 0 |
| FLINT, MI | 2 | $ 965,000 | $ 482,000 | $ 56,000 |
| GLENS FALLS, NY | 2 | $ 214,000 | $ 107,000 | $ 0 |
| GRANTS PASS, OR | 2 | $ 491,000 | $ 245,000 | $ 0 |
| JACKSON, MI | 2 | $ 138,000 | $ 69,000 | $ 20,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 818,000 | $ 409,000 | $ 236,000 |
| LANSING-EAST LANSING, MI | 2 | $ 225,000 | $ 112,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 317,000 | $ 158,000 | $ 0 |
| MONROE, MI | 2 | $ 151,000 | $ 75,000 | $ 16,000 |
| SHEBOYGAN, WI | 2 | $ 304,000 | $ 152,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 517,000 | $ 258,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 375,000 | $ 187,000 | $ 0 |
| YUMA, AZ | 2 | $ 1,293,000 | $ 646,000 | $ 463,000 |
| ALBANY, OR | 1 | $ 186,000 | $ 186,000 | $ 0 |
| BAY CITY, MI | 1 | $ 77,000 | $ 77,000 | $ 0 |
| ELMIRA, NY | 1 | $ 161,000 | $ 161,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 120,000 | $ 120,000 | $ 0 |
| PRESCOTT, AZ | 1 | $ 539,000 | $ 539,000 | $ 45,000 |
| SALEM, OR | 1 | $ 144,000 | $ 144,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 600,000 | $ 600,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 363,000 | $ 363,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 296,000 | $ 296,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 258,000 | $ 258,000 | $ 0 |
| SANTA ROSA, CA | 1 | $ 228,000 | $ 228,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 34,000 | $ 34,000 | $ 0 |
Mortgage Loan Application Detail Totals for Truist Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 74,089 | $16,968,072,000 | $229,000 | $40,000,000 | $55,000 | $9,999,000 |
| Refinancing | 37,677 | $7,490,685,000 | $198,000 | $42,441,000 | $71,000 | $9,784,000 |
| Home Improvement | 20,296 | $1,087,994,000 | $53,000 | $42,000,000 | $81,000 | $9,440,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 55,491 | $9,126,759,000 | $164,000 | $25,000,000 | $105,000 | $9,999,000 |
| Not applicable | 50,076 | $12,427,156,000 | $248,000 | $42,441,000 | $0 | $0 |
| Not Provided | 13,001 | $2,347,034,000 | $180,000 | $5,400,000 | $117,000 | $9,999,000 |
| Black or African American | 7,592 | $646,301,000 | $85,000 | $1,330,000 | $70,000 | $4,410,000 |
| Hispanic | 3,732 | $540,150,000 | $144,000 | $2,000,000 | $84,000 | $3,424,000 |
| Asian | 1,679 | $377,662,000 | $224,000 | $1,840,000 | $136,000 | $8,608,000 |
| American Indian or Alaskan Native | 312 | $60,908,000 | $195,000 | $11,100,000 | $88,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 179 | $20,781,000 | $116,000 | $720,000 | $88,000 | $421,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 109,383 | $21,775,590,000 | $199,000 | $42,441,000 | $71,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 11,312 | $1,661,052,000 | $146,000 | $740,000 | $32,000 | $1,214,000 |
| VA-guaranteed (Veterans Administration) | 7,042 | $1,516,303,000 | $215,000 | $1,481,000 | $35,000 | $739,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4,325 | $593,806,000 | $137,000 | $469,000 | $22,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 47,886 | $9,294,075,000 | $194,000 | $949,000 | $0 | $0 |
| Loan Originated | 47,210 | $8,771,827,000 | $185,000 | $20,000,000 | $108,000 | $9,999,000 |
| Application Denied By Financial Institution | 21,660 | $3,342,236,000 | $154,000 | $40,000,000 | $80,000 | $9,999,000 |
| Application Withdrawn By Applicant | 6,682 | $1,734,735,000 | $259,000 | $37,000,000 | $108,000 | $5,005,000 |
| Application Approved But Not Accepted | 4,878 | $1,639,832,000 | $336,000 | $42,441,000 | $97,000 | $9,440,000 |
| File Closed For Incompleteness | 3,746 | $764,046,000 | $203,000 | $5,400,000 | $118,000 | $2,797,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9,630 | $689,151,000 | $71,000 | $10,200,000 | $78,000 | $6,200,000 |
| Debt-To-Income Ratio | 5,944 | $1,062,794,000 | $178,000 | $30,428,000 | $56,000 | $9,999,000 |
| Collateral | 3,171 | $639,763,000 | $201,000 | $4,800,000 | $115,000 | $1,811,000 |
| Other | 1,497 | $642,299,000 | $429,000 | $40,000,000 | $88,000 | $9,784,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 708 | $155,979,000 | $220,000 | $1,425,000 | $102,000 | $960,000 |
| Employment History | 347 | $49,470,000 | $142,000 | $1,100,000 | $68,000 | $1,400,000 |
| Unverifiable Information | 268 | $70,415,000 | $262,000 | $1,351,000 | $111,000 | $1,635,000 |
| Credit Application Incomplete | 92 | $32,003,000 | $347,000 | $2,555,000 | $224,000 | $2,501,000 |
| Mortgage Insurance Denied | 3 | $362,000 | $120,000 | $178,000 | $67,000 | $98,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truist Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.