Bsm Financial, L.P. Mortgage Lending & HMDA Data, 2006

In 2006, Bsm Financial, L.P. of Allen, TX reported 12,072 mortgage applications totaling $2.0 billion, down 18% from 2005. The average application was for $161,806, and applicants reported an average income of $84,564. 74% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,593), Atlanta-Sandy Springs-Marietta, GA (1,219) and Chicago-Naperville-Joliet, IL (720) (applications in parentheses).

Mortgage Company & Address Bsm Financial, L.P.
1301 Central Expressway South
Allen, TX 75013
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 12,072
Total Mortgage Loan Application Amount $1,953,327,000
Average Mortgage Loan Application Amount $161,806
Highest Mortgage Loan Application Amount $2,190,000
Average Applicant Income $84,564
Highest Applicant Income $1,882,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bsm Financial, L.P. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bsm Financial, L.P. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 673 $ 70,411,000 $ 104,622 $ 71,000
Bexar, Texas 532 $ 52,367,000 $ 98,434 $ 79,000
Cook, Illinois 523 $ 109,022,000 $ 208,455 $ 70,000
Denton, Texas 380 $ 41,523,000 $ 109,271 $ 78,000
Tarrant, Texas 380 $ 38,857,000 $ 102,255 $ 72,000
Harris, Texas 358 $ 40,654,000 $ 113,558 $ 94,000
Los Angeles, California 346 $ 135,853,000 $ 392,638 $ 170,000
Collin, Texas 311 $ 40,198,000 $ 129,254 $ 94,000
San Diego, California 295 $ 103,232,000 $ 349,938 $ 121,000
Henry, Georgia 215 $ 27,526,000 $ 128,027 $ 59,000
Williamson, Texas 207 $ 26,014,000 $ 125,671 $ 139,000
Riverside, California 185 $ 54,371,000 $ 293,897 $ 144,000
Clayton, Georgia 162 $ 15,570,000 $ 96,111 $ 74,000
Fulton, Georgia 157 $ 22,716,000 $ 144,687 $ 98,000
Gwinnett, Georgia 144 $ 18,725,000 $ 130,034 $ 69,000
Travis, Texas 125 $ 14,589,000 $ 116,712 $ 80,000
Duval, Florida 118 $ 13,810,000 $ 117,033 $ 79,000
Maricopa, Arizona 116 $ 24,922,000 $ 214,844 $ 107,000
San Bernardino, California 113 $ 27,150,000 $ 240,265 $ 95,000
Montgomery, Texas 113 $ 12,742,000 $ 112,761 $ 90,000
Orange, California 110 $ 45,192,000 $ 410,836 $ 141,000
Jefferson, Louisiana 101 $ 14,108,000 $ 139,683 $ 63,000
Brazos, Texas 98 $ 10,765,000 $ 109,846 $ 128,000
Kaufman, Texas 97 $ 9,592,000 $ 98,886 $ 63,000
Cobb, Georgia 87 $ 11,571,000 $ 133,000 $ 88,000
DeKalb, Georgia 85 $ 11,026,000 $ 129,717 $ 98,000
Oklahoma, Oklahoma 81 $ 7,366,000 $ 90,938 $ 45,000
Lake, Illinois 73 $ 15,196,000 $ 208,164 $ 94,000
Aiken, South Carolina 70 $ 6,580,000 $ 94,000 $ 64,000
Comal, Texas 68 $ 9,438,000 $ 138,794 $ 83,000
Contra Costa, California 67 $ 23,501,000 $ 350,761 $ 139,000
DuPage, Illinois 63 $ 12,857,000 $ 204,079 $ 77,000
Ellis, Texas 62 $ 6,930,000 $ 111,774 $ 69,000
Hall, Georgia 60 $ 9,445,000 $ 157,416 $ 71,000
Clark, Nevada 58 $ 13,339,000 $ 229,982 $ 81,000
Parker, Texas 57 $ 6,832,000 $ 119,859 $ 69,000
Galveston, Texas 55 $ 8,060,000 $ 146,545 $ 112,000
Guadalupe, Texas 54 $ 6,093,000 $ 112,833 $ 64,000
Columbia, Georgia 53 $ 6,718,000 $ 126,754 $ 82,000
Wayne, Michigan 53 $ 6,678,000 $ 126,000 $ 61,000
Fort Bend, Texas 52 $ 5,709,000 $ 109,788 $ 96,000
Sacramento, California 51 $ 13,674,000 $ 268,117 $ 91,000
Kane, Illinois 51 $ 9,736,000 $ 190,901 $ 68,000
Hays, Texas 51 $ 6,078,000 $ 119,176 $ 63,000
Worcester, Massachusetts 49 $ 8,699,000 $ 177,530 $ 103,000
Middlesex, Massachusetts 48 $ 14,084,000 $ 293,416 $ 87,000
Ventura, California 47 $ 18,493,000 $ 393,468 $ 173,000
Anderson, South Carolina 46 $ 4,752,000 $ 103,304 $ 69,000
Wake, North Carolina 44 $ 5,310,000 $ 120,681 $ 117,000
Will, Illinois 43 $ 8,793,000 $ 204,488 $ 66,000
Baltimore, Maryland 43 $ 8,783,000 $ 204,255 $ 90,000
Rockwall, Texas 43 $ 5,319,000 $ 123,697 $ 92,000
Lowndes, Georgia 42 $ 5,012,000 $ 119,333 $ 60,000
Brazoria, Texas 42 $ 5,475,000 $ 130,357 $ 81,000
Camden, New Jersey 40 $ 5,634,000 $ 140,850 $ 76,000
St. Tammany, Louisiana 39 $ 6,685,000 $ 171,410 $ 86,000
Johnson, Texas 39 $ 4,040,000 $ 103,589 $ 55,000
Orleans, Louisiana 38 $ 5,525,000 $ 145,394 $ 78,000
Cherokee, Georgia 37 $ 6,539,000 $ 176,729 $ 71,000
Ocean, New Jersey 37 $ 8,501,000 $ 229,756 $ 77,000
St. Johns, Florida 36 $ 7,440,000 $ 206,666 $ 107,000
Richmond, Georgia 36 $ 3,629,000 $ 100,805 $ 52,000
Bartow, Georgia 35 $ 4,174,000 $ 119,257 $ 83,000
Hidalgo, Texas 35 $ 3,348,000 $ 95,657 $ 54,000
San Joaquin, California 33 $ 7,907,000 $ 239,606 $ 154,000
Bastrop, Texas 33 $ 3,738,000 $ 113,272 $ 59,000
Pima, Arizona 32 $ 5,229,000 $ 163,406 $ 67,000
Paulding, Georgia 32 $ 4,733,000 $ 147,906 $ 64,000
Forsyth, Georgia 31 $ 5,201,000 $ 167,774 $ 64,000
Anne Arundel, Maryland 31 $ 7,934,000 $ 255,935 $ 84,000
Bristol, Massachusetts 31 $ 6,635,000 $ 214,032 $ 83,000
Nueces, Texas 31 $ 4,068,000 $ 131,225 $ 72,000
Baldwin, Alabama 30 $ 6,987,000 $ 232,900 $ 78,000
Alameda, California 30 $ 12,345,000 $ 411,500 $ 157,000
Hillsborough, Florida 30 $ 4,431,000 $ 147,700 $ 73,000
Bossier, Louisiana 30 $ 3,566,000 $ 118,866 $ 65,000
Bernalillo, New Mexico 30 $ 4,567,000 $ 152,233 $ 90,000
McHenry, Illinois 29 $ 5,692,000 $ 196,275 $ 110,000
Pinellas, Florida 28 $ 3,179,000 $ 113,535 $ 82,000
Douglas, Georgia 28 $ 3,407,000 $ 121,678 $ 56,000
Henderson, Texas 28 $ 2,352,000 $ 84,000 $ 51,000
Virginia Beach, Virginia 28 $ 6,536,000 $ 233,428 $ 77,000
Jasper, Georgia 27 $ 2,956,000 $ 109,481 $ 56,000
Newton, Georgia 27 $ 3,318,000 $ 122,888 $ 46,000
Prince George's, Maryland 27 $ 7,453,000 $ 276,037 $ 107,000
Tulsa, Oklahoma 27 $ 2,657,000 $ 98,407 $ 49,000
Bowie, Texas 27 $ 2,259,000 $ 83,666 $ 50,000
Cooke, Texas 27 $ 2,133,000 $ 79,000 $ 49,000
Hunt, Texas 27 $ 2,458,000 $ 91,037 $ 56,000
Summit, Ohio 26 $ 2,576,000 $ 99,076 $ 339,000
Montgomery, Alabama 25 $ 2,356,000 $ 94,240 $ 34,000
Kern, California 25 $ 5,119,000 $ 204,760 $ 88,000
Clay, Florida 25 $ 3,723,000 $ 148,920 $ 90,000
Coweta, Georgia 25 $ 3,296,000 $ 131,840 $ 61,000
Philadelphia, Pennsylvania 25 $ 3,828,000 $ 153,120 $ 79,000
Hennepin, Minnesota 24 $ 2,947,000 $ 122,791 $ 60,000
Franklin, Ohio 23 $ 1,905,000 $ 82,826 $ 85,000
Caddo, Louisiana 22 $ 2,654,000 $ 120,636 $ 61,000
Suffolk, Massachusetts 22 $ 5,914,000 $ 268,818 $ 101,000
Bergen, New Jersey 22 $ 6,030,000 $ 274,090 $ 122,000
Burlington, New Jersey 22 $ 4,406,000 $ 200,272 $ 91,000
Lubbock, Texas 22 $ 2,489,000 $ 113,136 $ 72,000
Polk, Florida 21 $ 2,872,000 $ 136,761 $ 65,000
Rockdale, Georgia 21 $ 1,816,000 $ 86,476 $ 49,000
Norfolk, Massachusetts 21 $ 5,141,000 $ 244,809 $ 128,000
Plymouth, Massachusetts 21 $ 4,313,000 $ 205,380 $ 74,000
Atlantic, New Jersey 21 $ 3,540,000 $ 168,571 $ 76,000
Salem, New Jersey 21 $ 1,927,000 $ 91,761 $ 70,000
Solano, California 20 $ 7,007,000 $ 350,350 $ 126,000
Broward, Florida 20 $ 3,927,000 $ 196,350 $ 81,000
Fayette, Georgia 20 $ 3,595,000 $ 179,750 $ 79,000
Cleveland, Oklahoma 20 $ 1,858,000 $ 92,900 $ 37,000
Pinal, Arizona 19 $ 2,618,000 $ 137,789 $ 68,000
Imperial, California 19 $ 3,196,000 $ 168,210 $ 39,000
Gloucester, New Jersey 19 $ 2,962,000 $ 155,894 $ 79,000
Orange, Florida 18 $ 2,773,000 $ 154,055 $ 70,000
Glynn, Georgia 18 $ 2,857,000 $ 158,722 $ 68,000
Lafourche, Louisiana 18 $ 1,851,000 $ 102,833 $ 67,000
Middlesex, New Jersey 18 $ 4,175,000 $ 231,944 $ 97,000
Caldwell, Texas 18 $ 2,447,000 $ 135,944 $ 53,000
Smith, Texas 18 $ 2,012,000 $ 111,777 $ 57,000
Winnebago, Illinois 17 $ 1,810,000 $ 106,470 $ 34,000
East Baton Rouge, Louisiana 17 $ 2,341,000 $ 137,705 $ 80,000
Baltimore City, Maryland 17 $ 2,639,000 $ 155,235 $ 71,000
Harford, Maryland 17 $ 3,093,000 $ 181,941 $ 64,000
Stanislaus, California 16 $ 3,849,000 $ 240,562 $ 73,000
St. Charles, Louisiana 16 $ 2,324,000 $ 145,250 $ 149,000
Essex, Massachusetts 16 $ 4,240,000 $ 265,000 $ 87,000
Mecklenburg, North Carolina 16 $ 2,072,000 $ 129,500 $ 73,000
Bandera, Texas 16 $ 2,049,000 $ 128,062 $ 48,000
Butts, Georgia 15 $ 1,602,000 $ 106,800 $ 63,000
Howard, Maryland 15 $ 4,672,000 $ 311,466 $ 105,000
Monmouth, New Jersey 15 $ 3,820,000 $ 254,666 $ 114,000
Pottawatomie, Oklahoma 15 $ 1,104,000 $ 73,600 $ 34,000
Grayson, Texas 15 $ 1,756,000 $ 117,066 $ 79,000
Medina, Texas 15 $ 1,667,000 $ 111,133 $ 76,000
Wise, Texas 15 $ 1,576,000 $ 105,066 $ 74,000
Palm Beach, Florida 14 $ 6,138,000 $ 438,428 $ 156,000
Passaic, New Jersey 14 $ 3,150,000 $ 225,000 $ 67,000
Hamilton, Ohio 14 $ 1,024,000 $ 73,142 $ 63,000
Greenville, South Carolina 14 $ 1,196,000 $ 85,428 $ 32,000
Bell, Texas 14 $ 1,672,000 $ 119,428 $ 65,000
Cameron, Texas 14 $ 1,077,000 $ 76,928 $ 41,000
Wayne, North Carolina 13 $ 1,270,000 $ 97,692 $ 46,000
Atascosa, Texas 13 $ 1,494,000 $ 114,923 $ 62,000
El Paso, Texas 13 $ 1,142,000 $ 87,846 $ 71,000
Wilson, Texas 13 $ 2,181,000 $ 167,769 $ 81,000
Carroll, Georgia 12 $ 1,301,000 $ 108,416 $ 73,000
Ramsey, Minnesota 12 $ 1,431,000 $ 119,250 $ 88,000
Essex, New Jersey 12 $ 2,639,000 $ 219,916 $ 75,000
Canadian, Oklahoma 12 $ 1,398,000 $ 116,500 $ 51,000
Montgomery, Pennsylvania 12 $ 2,117,000 $ 176,416 $ 115,000
Liberty, Texas 12 $ 1,515,000 $ 126,250 $ 55,000
Lee, Florida 11 $ 2,476,000 $ 225,090 $ 70,000
Jackson, Georgia 11 $ 2,068,000 $ 188,000 $ 63,000
Walton, Georgia 11 $ 968,000 $ 88,000 $ 54,000
St. John the Baptist, Louisiana 11 $ 1,601,000 $ 145,545 $ 64,000
Terrebonne, Louisiana 11 $ 1,487,000 $ 135,181 $ 83,000
Montgomery, Maryland 11 $ 3,724,000 $ 338,545 $ 83,000
Hancock, Mississippi 11 $ 1,133,000 $ 103,000 $ 59,000
Union, New Jersey 11 $ 2,764,000 $ 251,272 $ 123,000
Chesterfield, Virginia 11 $ 1,784,000 $ 162,181 $ 78,000
Spalding, Georgia 10 $ 889,000 $ 88,900 $ 31,000
Kendall, Illinois 10 $ 1,756,000 $ 175,600 $ 104,000
Harrison, Mississippi 10 $ 1,256,000 $ 125,600 $ 51,000
Hudson, New Jersey 10 $ 2,935,000 $ 293,500 $ 145,000
Durham, North Carolina 10 $ 703,000 $ 70,300 $ 157,000
Creek, Oklahoma 10 $ 910,000 $ 91,000 $ 44,000
McLennan, Texas 10 $ 1,384,000 $ 138,400 $ 56,000
Randall, Texas 10 $ 1,352,000 $ 135,200 $ 62,000
Fairfax, Virginia 10 $ 3,810,000 $ 381,000 $ 150,000
Yavapai, Arizona 9 $ 1,160,000 $ 128,888 $ 96,000
Santa Clara, California 9 $ 3,410,000 $ 378,888 $ 127,000
Fairfield, Connecticut 9 $ 3,164,000 $ 351,555 $ 85,000
Charlotte, Florida 9 $ 1,198,000 $ 133,111 $ 62,000
Hernando, Florida 9 $ 1,274,000 $ 141,555 $ 51,000
Miami-Dade, Florida 9 $ 3,323,000 $ 369,222 $ 90,000
Okaloosa, Florida 9 $ 2,138,000 $ 237,555 $ 138,000
Volusia, Florida 9 $ 1,550,000 $ 172,222 $ 91,000
Barrow, Georgia 9 $ 888,000 $ 98,666 $ 47,000
Bulloch, Georgia 9 $ 1,171,000 $ 130,111 $ 50,000
Clarke, Georgia 9 $ 879,000 $ 97,666 $ 119,000
Jones, Georgia 9 $ 752,000 $ 83,555 $ 35,000
McDuffie, Georgia 9 $ 1,089,000 $ 121,000 $ 53,000
Pike, Georgia 9 $ 977,000 $ 108,555 $ 49,000
Charles, Maryland 9 $ 1,808,000 $ 200,888 $ 81,000
Morris, New Jersey 9 $ 2,963,000 $ 329,222 $ 153,000
Catawba, North Carolina 9 $ 714,000 $ 79,333 $ 57,000
Horry, South Carolina 9 $ 1,090,000 $ 121,111 $ 48,000
Kerr, Texas 9 $ 1,162,000 $ 129,111 $ 45,000
San Patricio, Texas 9 $ 1,197,000 $ 133,000 $ 96,000
Uvalde, Texas 9 $ 1,033,000 $ 114,777 $ 70,000
Norfolk, Virginia 9 $ 1,556,000 $ 172,888 $ 27,000
Madison, Alabama 8 $ 565,000 $ 70,625 $ 109,000
San Mateo, California 8 $ 3,710,000 $ 463,750 $ 173,000
Sutter, California 8 $ 1,649,000 $ 206,125 $ 64,000
Manatee, Florida 8 $ 1,891,000 $ 236,375 $ 150,000
Osceola, Florida 8 $ 1,553,000 $ 194,125 $ 77,000
Pasco, Florida 8 $ 1,475,000 $ 184,375 $ 51,000
Sarasota, Florida 8 $ 1,324,000 $ 165,500 $ 89,000
Lincoln, Georgia 8 $ 1,534,000 $ 191,750 $ 46,000
Meriwether, Georgia 8 $ 877,000 $ 109,625 $ 38,000
Calcasieu, Louisiana 8 $ 1,097,000 $ 137,125 $ 75,000
Plaquemines, Louisiana 8 $ 1,593,000 $ 199,125 $ 100,000
Tangipahoa, Louisiana 8 $ 928,000 $ 116,000 $ 49,000
Carroll, Maryland 8 $ 2,394,000 $ 299,250 $ 109,000
Hampden, Massachusetts 8 $ 986,000 $ 123,250 $ 68,000
Onslow, North Carolina 8 $ 962,000 $ 120,250 $ 56,000
Lincoln, Oklahoma 8 $ 823,000 $ 102,875 $ 47,000
Logan, Oklahoma 8 $ 922,000 $ 115,250 $ 41,000
Charleston, South Carolina 8 $ 1,584,000 $ 198,000 $ 89,000
Laurens, South Carolina 8 $ 799,000 $ 99,875 $ 37,000
Angelina, Texas 8 $ 508,000 $ 63,500 $ 29,000
Navarro, Texas 8 $ 860,000 $ 107,500 $ 55,000
Victoria, Texas 8 $ 737,000 $ 92,125 $ 58,000
Miller, Arkansas 7 $ 674,000 $ 96,285 $ 55,000
Placer, California 7 $ 4,425,000 $ 632,142 $ 240,000
Nassau, Florida 7 $ 1,113,000 $ 159,000 $ 53,000
Santa Rosa, Florida 7 $ 1,461,000 $ 208,714 $ 49,000
Seminole, Florida 7 $ 2,615,000 $ 373,571 $ 135,000
St. Lucie, Florida 7 $ 1,502,000 $ 214,571 $ 68,000
Bibb, Georgia 7 $ 643,000 $ 91,857 $ 46,000
Ascension, Louisiana 7 $ 834,000 $ 119,142 $ 67,000
Lafayette, Louisiana 7 $ 988,000 $ 141,142 $ 70,000
Frederick, Maryland 7 $ 1,533,000 $ 219,000 $ 95,000
Anoka, Minnesota 7 $ 1,742,000 $ 248,857 $ 79,000
Washington, Minnesota 7 $ 1,114,000 $ 159,142 $ 53,000
Hillsborough, New Hampshire 7 $ 1,150,000 $ 164,285 $ 72,000
Cape May, New Jersey 7 $ 1,282,000 $ 183,142 $ 17,000
Cumberland, New Jersey 7 $ 894,000 $ 127,714 $ 61,000
Somerset, New Jersey 7 $ 1,164,000 $ 166,285 $ 43,000
Sandoval, New Mexico 7 $ 1,312,000 $ 187,428 $ 78,000
Beckham, Oklahoma 7 $ 550,000 $ 78,571 $ 31,000
Carter, Oklahoma 7 $ 696,000 $ 99,428 $ 42,000
Lane, Oregon 7 $ 1,259,000 $ 179,857 $ 59,000
Davidson, Tennessee 7 $ 1,040,000 $ 148,571 $ 59,000
Shelby, Tennessee 7 $ 869,000 $ 124,142 $ 181,000
Aransas, Texas 7 $ 1,021,000 $ 145,857 $ 86,000
Hood, Texas 7 $ 888,000 $ 126,857 $ 64,000
Wood, Texas 7 $ 461,000 $ 65,857 $ 51,000
Prince William, Virginia 7 $ 1,801,000 $ 257,285 $ 117,000
Spokane, Washington 7 $ 1,274,000 $ 182,000 $ 62,000
Jefferson, Alabama 6 $ 775,000 $ 129,166 $ 65,000
Butte, California 6 $ 1,773,000 $ 295,500 $ 93,000
Fresno, California 6 $ 1,266,000 $ 211,000 $ 54,000
Yolo, California 6 $ 2,230,000 $ 371,666 $ 80,000
New Castle, Delaware 6 $ 677,000 $ 112,833 $ 43,000
Brevard, Florida 6 $ 1,337,000 $ 222,833 $ 115,000
Collier, Florida 6 $ 1,479,000 $ 246,500 $ 76,000
Escambia, Florida 6 $ 681,000 $ 113,500 $ 89,000
Leon, Florida 6 $ 471,000 $ 78,500 $ 35,000
Chatham, Georgia 6 $ 1,342,000 $ 223,666 $ 96,000
Tift, Georgia 6 $ 1,023,000 $ 170,500 $ 75,000
Upson, Georgia 6 $ 555,000 $ 92,500 $ 40,000
Barnstable, Massachusetts 6 $ 2,199,000 $ 366,500 $ 172,000
Dakota, Minnesota 6 $ 1,111,000 $ 185,166 $ 20,000
St. Louis, Minnesota 6 $ 390,000 $ 65,000 $ 146,000
Washoe, Nevada 6 $ 1,467,000 $ 244,500 $ 262,000
Craven, North Carolina 6 $ 737,000 $ 122,833 $ 61,000
Guilford, North Carolina 6 $ 719,000 $ 119,833 $ 55,000
Johnston, North Carolina 6 $ 463,000 $ 77,166 $ 64,000
Medina, Ohio 6 $ 672,000 $ 112,000 $ 11,000
Stark, Ohio 6 $ 734,000 $ 122,333 $ 62,000
Osage, Oklahoma 6 $ 556,000 $ 92,666 $ 58,000
Rogers, Oklahoma 6 $ 461,000 $ 76,833 $ 40,000
Wagoner, Oklahoma 6 $ 502,000 $ 83,666 $ 46,000
Douglas, Oregon 6 $ 1,170,000 $ 195,000 $ 57,000
Providence, Rhode Island 6 $ 749,000 $ 124,833 $ 37,000
Pickens, South Carolina 6 $ 479,000 $ 79,833 $ 61,000
DeWitt, Texas 6 $ 348,000 $ 58,000 $ 81,000
Fayette, Texas 6 $ 625,000 $ 104,166 $ 53,000
Gregg, Texas 6 $ 643,000 $ 107,166 $ 41,000
Harrison, Texas 6 $ 536,000 $ 89,333 $ 46,000
Kendall, Texas 6 $ 831,000 $ 138,500 $ 89,000
Potter, Texas 6 $ 686,000 $ 114,333 $ 61,000
Taylor, Texas 6 $ 492,000 $ 82,000 $ 39,000
Walker, Texas 6 $ 483,000 $ 80,500 $ 17,000
Henrico, Virginia 6 $ 1,173,000 $ 195,500 $ 59,000
Richmond City, Virginia 6 $ 1,279,000 $ 213,166 $ 65,000
Suffolk, Virginia 6 $ 1,387,000 $ 231,166 $ 145,000
Yakima, Washington 6 $ 890,000 $ 148,333 $ 60,000
Elmore, Alabama 5 $ 726,000 $ 145,200 $ 66,000
Lee, Alabama 5 $ 628,000 $ 125,600 $ 36,000
Merced, California 5 $ 1,571,000 $ 314,200 $ 167,000
Flagler, Florida 5 $ 681,000 $ 136,200 $ 120,000
Gordon, Georgia 5 $ 687,000 $ 137,400 $ 64,000
Habersham, Georgia 5 $ 456,000 $ 91,200 $ 23,000
Lanier, Georgia 5 $ 805,000 $ 161,000 $ 59,000
Stephens, Georgia 5 $ 641,000 $ 128,200 $ 40,000
Fayette, Kentucky 5 $ 694,000 $ 138,800 $ 102,000
Vernon, Louisiana 5 $ 464,000 $ 92,800 $ 30,000
Boone, Missouri 5 $ 478,000 $ 95,600 $ 8,000
Rockingham, New Hampshire 5 $ 1,058,000 $ 211,600 $ 108,000
Mercer, New Jersey 5 $ 584,000 $ 116,800 $ 61,000
Duplin, North Carolina 5 $ 595,000 $ 119,000 $ 38,000
Harnett, North Carolina 5 $ 739,000 $ 147,800 $ 61,000
Iredell, North Carolina 5 $ 550,000 $ 110,000 $ 41,000
Sampson, North Carolina 5 $ 457,000 $ 91,400 $ 37,000
Cuyahoga, Ohio 5 $ 331,000 $ 66,200 $ 81,000
Licking, Ohio 5 $ 471,000 $ 94,200 $ 50,000
Montgomery, Ohio 5 $ 376,000 $ 75,200 $ 38,000
Delaware, Oklahoma 5 $ 567,000 $ 113,400 $ 51,000
McClain, Oklahoma 5 $ 541,000 $ 108,200 $ 61,000
Washington, Oklahoma 5 $ 437,000 $ 87,400 $ 57,000
Coos, Oregon 5 $ 867,000 $ 173,400 $ 41,000
Bucks, Pennsylvania 5 $ 939,000 $ 187,800 $ 47,000
Lancaster, South Carolina 5 $ 390,000 $ 78,000 $ 18,000
York, South Carolina 5 $ 509,000 $ 101,800 $ 92,000
Burnet, Texas 5 $ 520,000 $ 104,000 $ 56,000
Hill, Texas 5 $ 569,000 $ 113,800 $ 36,000
Lampasas, Texas 5 $ 415,000 $ 83,000 $ 38,000
Limestone, Texas 5 $ 572,000 $ 114,400 $ 51,000
Matagorda, Texas 5 $ 440,000 $ 88,000 $ 40,000
Upshur, Texas 5 $ 368,000 $ 73,600 $ 53,000
Macon, Alabama 4 $ 417,000 $ 104,250 $ 38,000
Russell, Alabama 4 $ 422,000 $ 105,500 $ 45,000
Tuscaloosa, Alabama 4 $ 498,000 $ 124,500 $ 36,000
Cochise, Arizona 4 $ 689,000 $ 172,250 $ 33,000
Coconino, Arizona 4 $ 721,000 $ 180,250 $ 66,000
Yuma, Arizona 4 $ 487,000 $ 121,750 $ 87,000
Benton, Arkansas 4 $ 326,000 $ 81,500 $ 58,000
Pulaski, Arkansas 4 $ 447,000 $ 111,750 $ 224,000
Monterey, California 4 $ 1,870,000 $ 467,500 $ 139,000
Hartford, Connecticut 4 $ 691,000 $ 172,750 $ 93,000
Sussex, Delaware 4 $ 687,000 $ 171,750 $ 162,000
Bay, Florida 4 $ 822,000 $ 205,500 $ 70,000
Calhoun, Florida 4 $ 242,000 $ 60,500 $ 32,000
Martin, Florida 4 $ 612,000 $ 153,000 $ 112,000
Putnam, Florida 4 $ 507,000 $ 126,750 $ 74,000
Berrien, Georgia 4 $ 456,000 $ 114,000 $ 65,000
Camden, Georgia 4 $ 769,000 $ 192,250 $ 43,000
Effingham, Georgia 4 $ 737,000 $ 184,250 $ 38,000
Gilmer, Georgia 4 $ 423,000 $ 105,750 $ 40,000
Lamar, Georgia 4 $ 494,000 $ 123,500 $ 93,000
Lumpkin, Georgia 4 $ 508,000 $ 127,000 $ 31,000
Monroe, Georgia 4 $ 451,000 $ 112,750 $ 39,000
Polk, Georgia 4 $ 450,000 $ 112,500 $ 40,000
Wayne, Georgia 4 $ 476,000 $ 119,000 $ 57,000
Greene, Indiana 4 $ 264,000 $ 66,000 $ 42,000
Lake, Indiana 4 $ 621,000 $ 155,250 $ 96,000
De Soto, Louisiana 4 $ 483,000 $ 120,750 $ 58,000
Livingston, Louisiana 4 $ 545,000 $ 136,250 $ 58,000
Natchitoches, Louisiana 4 $ 321,000 $ 80,250 $ 35,000
York, Maine 4 $ 645,000 $ 161,250 $ 57,000
Oakland, Michigan 4 $ 888,000 $ 222,000 $ 113,000
Crow Wing, Minnesota 4 $ 358,000 $ 89,500 $ 45,000
Goodhue, Minnesota 4 $ 642,000 $ 160,500 $ 64,000
Mille Lacs, Minnesota 4 $ 449,000 $ 112,250 $ 80,000
Sherburne, Minnesota 4 $ 647,000 $ 161,750 $ 36,000
Lamar, Mississippi 4 $ 304,000 $ 76,000 $ 185,000
Lenoir, North Carolina 4 $ 367,000 $ 91,750 $ 60,000
Delaware, Ohio 4 $ 828,000 $ 207,000 $ 232,000
Custer, Oklahoma 4 $ 319,000 $ 79,750 $ 40,000
Grady, Oklahoma 4 $ 347,000 $ 86,750 $ 56,000
Pontotoc, Oklahoma 4 $ 377,000 $ 94,250 $ 212,000
Stephens, Oklahoma 4 $ 283,000 $ 70,750 $ 35,000
Washita, Oklahoma 4 $ 327,000 $ 81,750 $ 27,000
Northampton, Pennsylvania 4 $ 600,000 $ 150,000 $ 67,000
Edgefield, South Carolina 4 $ 401,000 $ 100,250 $ 65,000
Chambers, Texas 4 $ 572,000 $ 143,000 $ 184,000
Coryell, Texas 4 $ 710,000 $ 177,500 $ 73,000
Houston, Texas 4 $ 308,000 $ 77,000 $ 13,000
Jefferson, Texas 4 $ 334,000 $ 83,500 $ 81,000
Jim Wells, Texas 4 $ 382,000 $ 95,500 $ 26,000
Trinity, Texas 4 $ 352,000 $ 88,000 $ 30,000
Waller, Texas 4 $ 542,000 $ 135,500 $ 56,000
Webb, Texas 4 $ 413,000 $ 103,250 $ 63,000
Essex, Virginia 4 $ 614,000 $ 153,500 $ 76,000
Stafford, Virginia 4 $ 1,223,000 $ 305,750 $ 112,000
Snohomish, Washington 4 $ 640,000 $ 160,000 $ 106,000
Milwaukee, Wisconsin 4 $ 319,000 $ 79,750 $ 49,000
Chambers, Alabama 3 $ 300,000 $ 100,000 $ 29,000
Limestone, Alabama 3 $ 373,000 $ 124,333 $ 80,000
Talladega, Alabama 3 $ 254,000 $ 84,666 $ 60,000
Gila, Arizona 3 $ 423,000 $ 141,000 $ 94,000
Cleburne, Arkansas 3 $ 180,000 $ 60,000 $ 46,000
Nevada, Arkansas 3 $ 268,000 $ 89,333 $ 41,000
Washington, Arkansas 3 $ 354,000 $ 118,000 $ 103,000
Amador, California 3 $ 575,000 $ 191,666 $ 135,000
Colusa, California 3 $ 615,000 $ 205,000 $ 51,000
El Dorado, California 3 $ 1,245,000 $ 415,000 $ 112,000
San Francisco, California 3 $ 1,675,000 $ 558,333 $ 241,000
San Luis Obispo, California 3 $ 750,000 $ 250,000 $ 426,000
Sonoma, California 3 $ 861,000 $ 287,000 $ 154,000
Yuba, California 3 $ 462,000 $ 154,000 $ 92,000
Arapahoe, Colorado 3 $ 448,000 $ 149,333 $ 102,000
District of Columbia, District Of Columbia 3 $ 719,000 $ 239,666 $ 102,000
Citrus, Florida 3 $ 350,000 $ 116,666 $ 55,000
Columbia, Florida 3 $ 303,000 $ 101,000 $ 96,000
Lake, Florida 3 $ 617,000 $ 205,666 $ 64,000
Marion, Florida 3 $ 598,000 $ 199,333 $ 76,000
Okeechobee, Florida 3 $ 240,000 $ 80,000 $ 38,000
Sumter, Florida 3 $ 330,000 $ 110,000 $ 51,000
Brooks, Georgia 3 $ 361,000 $ 120,333 $ 75,000
Cook, Georgia 3 $ 478,000 $ 159,333 $ 57,000
Haralson, Georgia 3 $ 232,000 $ 77,333 $ 92,000
Houston, Georgia 3 $ 520,000 $ 173,333 $ 59,000
Liberty, Georgia 3 $ 408,000 $ 136,000 $ 27,000
Morgan, Georgia 3 $ 495,000 $ 165,000 $ 64,000
Pickens, Georgia 3 $ 178,000 $ 59,333 $ 28,000
Warren, Georgia 3 $ 261,000 $ 87,000 $ 44,000
Whitfield, Georgia 3 $ 283,000 $ 94,333 $ 27,000
McLean, Illinois 3 $ 383,000 $ 127,666 $ 143,000
Sullivan, Indiana 3 $ 233,000 $ 77,666 $ 63,000
Vigo, Indiana 3 $ 82,000 $ 27,333 $ 118,000
Ouachita, Louisiana 3 $ 294,000 $ 98,000 $ 50,000
Calvert, Maryland 3 $ 615,000 $ 205,000 $ 51,000
Worcester, Maryland 3 $ 457,000 $ 152,333 $ 72,000
Hinds, Mississippi 3 $ 179,000 $ 59,666 $ 10,000
Clay, Missouri 3 $ 247,000 $ 82,333 $ 52,000
Newton, Missouri 3 $ 321,000 $ 107,000 $ 52,000
Douglas, Nevada 3 $ 1,444,000 $ 481,333 $ 247,000
Torrance, New Mexico 3 $ 404,000 $ 134,666 $ 64,000
Valencia, New Mexico 3 $ 596,000 $ 198,666 $ 19,000
Granville, North Carolina 3 $ 397,000 $ 132,333 $ 66,000
Lincoln, North Carolina 3 $ 556,000 $ 185,333 $ 5,000
Rowan, North Carolina 3 $ 217,000 $ 72,333 $ 54,000
Union, North Carolina 3 $ 383,000 $ 127,666 $ 68,000
Wilkes, North Carolina 3 $ 187,000 $ 62,333 $ 31,000
Ross, Ohio 3 $ 428,000 $ 142,666 $ 58,000
Le Flore, Oklahoma 3 $ 287,000 $ 95,666 $ 34,000
Muskogee, Oklahoma 3 $ 200,000 $ 66,666 $ 37,000
Payne, Oklahoma 3 $ 244,000 $ 81,333 $ 40,000
Marion, Oregon 3 $ 415,000 $ 138,333 $ 60,000
Delaware, Pennsylvania 3 $ 520,000 $ 173,333 $ 76,000
Lancaster, Pennsylvania 3 $ 371,000 $ 123,666 $ 58,000
York, Pennsylvania 3 $ 310,000 $ 103,333 $ 80,000
Oconee, South Carolina 3 $ 187,000 $ 62,333 $ 35,000
Sumter, South Carolina 3 $ 243,000 $ 81,000 $ 41,000
Austin, Texas 3 $ 364,000 $ 121,333 $ 56,000
Brown, Texas 3 $ 212,000 $ 70,666 $ 35,000
Fannin, Texas 3 $ 397,000 $ 132,333 $ 85,000
Grimes, Texas 3 $ 410,000 $ 136,666 $ 50,000
Lee, Texas 3 $ 361,000 $ 120,333 $ 60,000
Milam, Texas 3 $ 349,000 $ 116,333 $ 48,000
Rusk, Texas 3 $ 294,000 $ 98,000 $ 37,000
Van Zandt, Texas 3 $ 313,000 $ 104,333 $ 39,000
Frederick, Virginia 3 $ 620,000 $ 206,666 $ 28,000
Loudoun, Virginia 3 $ 701,000 $ 233,666 $ 97,000
Northampton, Virginia 3 $ 134,000 $ 44,666 $ 0
Portsmouth, Virginia 3 $ 373,000 $ 124,333 $ 90,000
Benton, Washington 3 $ 506,000 $ 168,666 $ 83,000
Polk, Wisconsin 3 $ 428,000 $ 142,666 $ 115,000
Autauga, Alabama 2 $ 559,000 $ 279,500 $ 150,000
Calhoun, Alabama 2 $ 344,000 $ 172,000 $ 79,000
Coffee, Alabama 2 $ 340,000 $ 170,000 $ 92,000
Geneva, Alabama 2 $ 115,000 $ 57,500 $ 50,000
Houston, Alabama 2 $ 450,000 $ 225,000 $ 336,000
Morgan, Alabama 2 $ 460,000 $ 230,000 $ 88,000
Shelby, Alabama 2 $ 1,136,000 $ 568,000 $ 27,000
St. Clair, Alabama 2 $ 219,000 $ 109,500 $ 55,000
Mohave, Arizona 2 $ 433,000 $ 216,500 $ 75,000
Garland, Arkansas 2 $ 386,000 $ 193,000 $ 79,000
Greene, Arkansas 2 $ 131,000 $ 65,500 $ 31,000
Little River, Arkansas 2 $ 172,000 $ 86,000 $ 42,000
Lonoke, Arkansas 2 $ 197,000 $ 98,500 $ 49,000
Van Buren, Arkansas 2 $ 134,000 $ 67,000 $ 95,000
Napa, California 2 $ 575,000 $ 287,500 $ 158,000
Santa Barbara, California 2 $ 700,000 $ 350,000 $ 120,000
Siskiyou, California 2 $ 260,000 $ 130,000 $ 54,000
Tulare, California 2 $ 697,000 $ 348,500 $ 134,000
Boulder, Colorado 2 $ 138,000 $ 69,000 $ 78,000
Douglas, Colorado 2 $ 151,000 $ 75,500 $ 300,000
Montezuma, Colorado 2 $ 112,000 $ 56,000 $ 78,000
Litchfield, Connecticut 2 $ 183,000 $ 91,500 $ 90,000
New London, Connecticut 2 $ 468,000 $ 234,000 $ 68,000
Tolland, Connecticut 2 $ 203,000 $ 101,500 $ 57,000
Alachua, Florida 2 $ 214,000 $ 107,000 $ 132,000
Baker, Florida 2 $ 558,000 $ 279,000 $ 90,000
DeSoto, Florida 2 $ 157,000 $ 78,500 $ 46,000
Hardee, Florida 2 $ 257,000 $ 128,500 $ 49,000
Levy, Florida 2 $ 297,000 $ 148,500 $ 344,000
Liberty, Florida 2 $ 252,000 $ 126,000 $ 68,000
Madison, Florida 2 $ 330,000 $ 165,000 $ 49,000
Walton, Florida 2 $ 681,000 $ 340,500 $ 172,000
Baldwin, Georgia 2 $ 278,000 $ 139,000 $ 14,000
Banks, Georgia 2 $ 274,000 $ 137,000 $ 0
Brantley, Georgia 2 $ 202,000 $ 101,000 $ 38,000
Burke, Georgia 2 $ 248,000 $ 124,000 $ 112,000
Colquitt, Georgia 2 $ 127,000 $ 63,500 $ 43,000
Dawson, Georgia 2 $ 265,000 $ 132,500 $ 81,000
Dougherty, Georgia 2 $ 267,000 $ 133,500 $ 76,000
Echols, Georgia 2 $ 314,000 $ 157,000 $ 67,000
Elbert, Georgia 2 $ 235,000 $ 117,500 $ 35,000
Greene, Georgia 2 $ 166,000 $ 83,000 $ 175,000
Hancock, Georgia 2 $ 209,000 $ 104,500 $ 70,000
Harris, Georgia 2 $ 410,000 $ 205,000 $ 75,000
Hart, Georgia 2 $ 129,000 $ 64,500 $ 15,000
Irwin, Georgia 2 $ 152,000 $ 76,000 $ 54,000
Laurens, Georgia 2 $ 288,000 $ 144,000 $ 60,000
Long, Georgia 2 $ 175,000 $ 87,500 $ 29,000
Madison, Georgia 2 $ 236,000 $ 118,000 $ 43,000
McIntosh, Georgia 2 $ 301,000 $ 150,500 $ 55,000
Murray, Georgia 2 $ 251,000 $ 125,500 $ 24,000
Muscogee, Georgia 2 $ 230,000 $ 115,000 $ 47,000
Oglethorpe, Georgia 2 $ 216,000 $ 108,000 $ 37,000
Union, Georgia 2 $ 226,000 $ 113,000 $ 25,000
LaPorte, Indiana 2 $ 600,000 $ 300,000 $ 90,000
Lawrence, Indiana 2 $ 87,000 $ 43,500 $ 10,000
Assumption, Louisiana 2 $ 230,000 $ 115,000 $ 23,000
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Mortgage Loan Application Detail Totals for Bsm Financial, L.P. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,160 $1,098,732,000 $134,000 $1,500,000 $81,000 $1,164,000
Refinancing 3,912 $854,595,000 $218,000 $2,190,000 $92,000 $1,882,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,287 $1,165,817,000 $159,000 $2,190,000 $89,000 $1,882,000
Hispanic 2,113 $317,582,000 $150,000 $2,160,000 $73,000 $876,000
Black or African American 1,574 $222,465,000 $141,000 $1,050,000 $67,000 $903,000
Asian 600 $147,363,000 $245,000 $1,332,000 $120,000 $960,000
Not Provided 420 $86,872,000 $206,000 $1,595,000 $85,000 $624,000
Native Hawaiian or Other Pacific Islander 47 $9,101,000 $193,000 $560,000 $97,000 $204,000
American Indian or Alaskan Native 31 $4,127,000 $133,000 $675,000 $71,000 $306,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,938 $1,560,501,000 $174,000 $2,190,000 $96,000 $1,882,000
FHA-insured (Federal Housing Administration) 2,725 $324,593,000 $119,000 $356,000 $50,000 $590,000
VA-guaranteed (Veterans Administration) 409 $68,233,000 $166,000 $417,000 $66,000 $735,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,954 $1,369,072,000 $152,000 $2,190,000 $82,000 $1,390,000
Application Denied By Financial Institution 1,075 $225,400,000 $209,000 $2,000,000 $115,000 $1,882,000
Application Approved But Not Accepted 996 $180,334,000 $181,000 $1,595,000 $91,000 $1,164,000
Application Withdrawn By Applicant 624 $98,659,000 $158,000 $2,160,000 $67,000 $903,000
File Closed For Incompleteness 415 $78,726,000 $189,000 $1,400,000 $71,000 $480,000
Preapproval Denied by Financial Institution 8 $1,136,000 $142,000 $350,000 $26,000 $87,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 348 $72,592,000 $208,000 $1,134,000 $94,000 $960,000
Other 240 $50,508,000 $210,000 $1,088,000 $156,000 $780,000
Debt-To-Income Ratio 153 $25,746,000 $168,000 $2,000,000 $66,000 $735,000
Unverifiable Information 129 $44,255,000 $343,000 $1,500,000 $159,000 $600,000
Collateral 124 $21,752,000 $175,000 $808,000 $121,000 $876,000
Employment History 38 $5,312,000 $139,000 $485,000 $93,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 18 $2,147,000 $119,000 $280,000 $198,000 $1,882,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bsm Financial, L.P.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bsm Financial, L.P.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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