Bsm Financial, L.P. Mortgage Lending & HMDA Data, 2005
In 2005, Bsm Financial, L.P. of Allen, TX reported 14,748 mortgage applications totaling $2.5 billion, up 20% from 2004. The average application was for $167,548, and applicants reported an average income of $73,192. 73% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,773), Houston-Baytown-Sugar Land, TX (976) and Atlanta-Sandy Springs-Marietta, GA (839) (applications in parentheses).
| Mortgage Company & Address | Bsm Financial, L.P. 1301 Central Expressway South Allen, TX 75013 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,748 |
| Total Mortgage Loan Application Amount | $2,471,005,000 |
| Average Mortgage Loan Application Amount | $167,548 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $73,192 |
| Highest Applicant Income | $5,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bsm Financial, L.P. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 1,773 | $ 204,231,000 | $ 115,189 | $ 70,000 |
| Houston-Baytown-Sugar Land, TX | 976 | $ 120,307,000 | $ 123,265 | $ 77,000 |
| Atlanta-Sandy Springs-Marietta, GA | 839 | $ 111,232,000 | $ 132,576 | $ 57,000 |
| Phoenix-Mesa-Scottsdale, AZ | 827 | $ 177,751,000 | $ 214,934 | $ 74,000 |
| San Diego-Carlsbad-San Marcos, CA | 640 | $ 214,002,000 | $ 334,378 | $ 91,000 |
| San Antonio, TX | 584 | $ 61,566,000 | $ 105,421 | $ 61,000 |
| Fort Worth-Arlington, TX | 575 | $ 63,833,000 | $ 111,013 | $ 67,000 |
| Riverside-San Bernardino-Ontario, CA | 557 | $ 146,394,000 | $ 262,825 | $ 101,000 |
| Austin-Round Rock, TX | 450 | $ 55,047,000 | $ 122,326 | $ 71,000 |
| Jacksonville, FL | 332 | $ 51,074,000 | $ 153,837 | $ 66,000 |
| Los Angeles-Long Beach-Glendale, CA | 295 | $ 97,947,000 | $ 332,023 | $ 120,000 |
| Edison, NJ | 275 | $ 59,252,000 | $ 215,461 | $ 91,000 |
| Columbus, OH | 238 | $ 33,961,000 | $ 142,693 | $ 78,000 |
| Santa Ana-Anaheim-Irvine, CA | 227 | $ 89,151,000 | $ 392,735 | $ 103,000 |
| Baltimore-Towson, MD | 225 | $ 55,583,000 | $ 247,035 | $ 90,000 |
| New Orleans-Metairie-Kenner, LA | 179 | $ 26,858,000 | $ 150,044 | $ 83,000 |
| Camden, NJ | 165 | $ 27,040,000 | $ 163,878 | $ 70,000 |
| College Station-Bryan, TX | 150 | $ 17,350,000 | $ 115,666 | $ 87,000 |
| Philadelphia, PA | 130 | $ 27,157,000 | $ 208,900 | $ 103,000 |
| Greenville, SC | 106 | $ 10,040,000 | $ 94,716 | $ 44,000 |
| Tucson, AZ | 101 | $ 16,315,000 | $ 161,534 | $ 70,000 |
| Newark-Union, NJ-PA | 100 | $ 24,198,000 | $ 241,980 | $ 98,000 |
| Albuquerque, NM | 98 | $ 14,336,000 | $ 146,285 | $ 51,000 |
| McAllen-Edinburg-Pharr, TX | 95 | $ 10,473,000 | $ 110,242 | $ 68,000 |
| Charlotte-Gastonia-Concord, NC-SC | 93 | $ 10,751,000 | $ 115,602 | $ 54,000 |
| Anderson, SC | 91 | $ 8,810,000 | $ 96,813 | $ 49,000 |
| Oklahoma City, OK | 91 | $ 8,924,000 | $ 98,065 | $ 54,000 |
| Raleigh-Cary, NC | 88 | $ 12,304,000 | $ 139,818 | $ 49,000 |
| Chicago-Naperville-Joliet, IL | 87 | $ 18,476,000 | $ 212,367 | $ 71,000 |
| Corpus Christi, TX | 86 | $ 10,407,000 | $ 121,011 | $ 89,000 |
| Tampa-St. Petersburg-Clearwater, FL | 83 | $ 12,730,000 | $ 153,373 | $ 73,000 |
| Orlando, FL | 72 | $ 12,823,000 | $ 178,097 | $ 62,000 |
| Las Vegas-Paradise, NV | 69 | $ 12,256,000 | $ 177,623 | $ 71,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 62 | $ 6,789,000 | $ 109,500 | $ 36,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 57 | $ 11,162,000 | $ 195,824 | $ 71,000 |
| Richmond, VA | 50 | $ 6,720,000 | $ 134,400 | $ 66,000 |
| Hickory-Lenoir-Morganton, NC | 48 | $ 4,778,000 | $ 99,541 | $ 63,000 |
| Gainesville, GA | 47 | $ 6,972,000 | $ 148,340 | $ 51,000 |
| Prescott, AZ | 47 | $ 9,931,000 | $ 211,297 | $ 87,000 |
| Killeen-Temple-Fort Hood, TX | 45 | $ 4,871,000 | $ 108,244 | $ 52,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 42 | $ 8,359,000 | $ 199,023 | $ 80,000 |
| Greensboro-High Point, NC | 40 | $ 5,015,000 | $ 125,375 | $ 52,000 |
| Bakersfield, CA | 39 | $ 7,891,000 | $ 202,333 | $ 79,000 |
| Bethesda-Frederick-Gaithersburg, MD | 39 | $ 11,868,000 | $ 304,307 | $ 113,000 |
| Columbia, SC | 37 | $ 4,182,000 | $ 113,027 | $ 56,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 37 | $ 7,636,000 | $ 206,378 | $ 90,000 |
| Valdosta, GA | 36 | $ 3,484,000 | $ 96,777 | $ 66,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 35 | $ 5,114,000 | $ 146,114 | $ 73,000 |
| Atlantic City, NJ | 34 | $ 6,052,000 | $ 178,000 | $ 66,000 |
| Oakland-Fremont-Hayward, CA | 33 | $ 13,435,000 | $ 407,121 | $ 120,000 |
| Miami-Miami Beach-Kendall, FL | 32 | $ 9,710,000 | $ 303,437 | $ 110,000 |
| Ocean City, NJ | 31 | $ 8,604,000 | $ 277,548 | $ 121,000 |
| Wilmington, NC | 31 | $ 4,036,000 | $ 130,193 | $ 60,000 |
| Sherman-Denison, TX | 30 | $ 2,776,000 | $ 92,533 | $ 51,000 |
| Cincinnati-Middletown, OH-KY-IN | 29 | $ 4,593,000 | $ 158,379 | $ 84,000 |
| Tyler, TX | 29 | $ 3,071,000 | $ 105,896 | $ 91,000 |
| Tulsa, OK | 28 | $ 3,540,000 | $ 126,428 | $ 64,000 |
| El Paso, TX | 27 | $ 2,701,000 | $ 100,037 | $ 63,000 |
| Goldsboro, NC | 26 | $ 2,440,000 | $ 93,846 | $ 47,000 |
| Yakima, WA | 24 | $ 3,628,000 | $ 151,166 | $ 49,000 |
| Augusta-Richmond County, GA-SC | 23 | $ 2,695,000 | $ 117,173 | $ 40,000 |
| Lakeland, FL | 23 | $ 3,423,000 | $ 148,826 | $ 58,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 23 | $ 6,904,000 | $ 300,173 | $ 90,000 |
| Winston-Salem, NC | 23 | $ 2,769,000 | $ 120,391 | $ 51,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 22 | $ 2,202,000 | $ 100,090 | $ 42,000 |
| Texarkana, Tx-Texarkana, AR | 22 | $ 2,023,000 | $ 91,954 | $ 46,000 |
| Brownsville-Harlingen, TX | 21 | $ 1,997,000 | $ 95,095 | $ 69,000 |
| Durham, NC | 21 | $ 2,803,000 | $ 133,476 | $ 72,000 |
| Flagstaff, AZ | 20 | $ 4,228,000 | $ 211,400 | $ 106,000 |
| Longview, TX | 20 | $ 2,190,000 | $ 109,500 | $ 54,000 |
| Beaumont-Port Arthur, TX | 19 | $ 2,054,000 | $ 108,105 | $ 68,000 |
| Spartanburg, SC | 19 | $ 2,194,000 | $ 115,473 | $ 40,000 |
| Charleston-North Charleston, SC | 18 | $ 2,278,000 | $ 126,555 | $ 47,000 |
| Portland-Vancouver-Beaverton, OR-WA | 18 | $ 3,025,000 | $ 168,055 | $ 60,000 |
| Trenton-Ewing, NJ | 18 | $ 3,623,000 | $ 201,277 | $ 80,000 |
| Asheville, NC | 17 | $ 1,781,000 | $ 104,764 | $ 47,000 |
| Baton Rouge, LA | 17 | $ 1,466,000 | $ 86,235 | $ 74,000 |
| Macon, GA | 17 | $ 1,547,000 | $ 91,000 | $ 35,000 |
| Sarasota-Bradenton-Venice, FL | 17 | $ 3,539,000 | $ 208,176 | $ 78,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 2,248,000 | $ 140,500 | $ 56,000 |
| Fayetteville, NC | 16 | $ 1,663,000 | $ 103,937 | $ 50,000 |
| Lancaster, PA | 16 | $ 2,256,000 | $ 141,000 | $ 67,000 |
| Amarillo, TX | 15 | $ 1,454,000 | $ 96,933 | $ 59,000 |
| Birmingham-Hoover, AL | 15 | $ 2,210,000 | $ 147,333 | $ 55,000 |
| Rocky Mount, NC | 15 | $ 2,412,000 | $ 160,800 | $ 45,000 |
| Athens-Clarke County, GA | 14 | $ 1,403,000 | $ 100,214 | $ 52,000 |
| Brunswick, GA | 14 | $ 2,159,000 | $ 154,214 | $ 60,000 |
| Naples-Marco Island, FL | 14 | $ 3,495,000 | $ 249,642 | $ 64,000 |
| Ocala, FL | 14 | $ 1,386,000 | $ 99,000 | $ 36,000 |
| Shreveport-Bossier City, LA | 14 | $ 1,691,000 | $ 120,785 | $ 61,000 |
| Burlington, NC | 13 | $ 1,510,000 | $ 116,153 | $ 66,000 |
| Cape Coral-Fort Myers, FL | 13 | $ 3,425,000 | $ 263,461 | $ 94,000 |
| Gainesville, FL | 13 | $ 1,780,000 | $ 136,923 | $ 63,000 |
| Greenville, NC | 13 | $ 1,654,000 | $ 127,230 | $ 48,000 |
| Knoxville, TN | 13 | $ 1,365,000 | $ 105,000 | $ 45,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 1,567,000 | $ 120,538 | $ 118,000 |
| Port St. Lucie-Fort Pierce, FL | 13 | $ 2,627,000 | $ 202,076 | $ 130,000 |
| Yuma, AZ | 13 | $ 2,007,000 | $ 154,384 | $ 70,000 |
| El Centro, CA | 12 | $ 2,149,000 | $ 179,083 | $ 55,000 |
| Mansfield, OH | 12 | $ 794,000 | $ 66,166 | $ 57,000 |
| Victoria, TX | 12 | $ 1,208,000 | $ 100,666 | $ 59,000 |
| Columbus, GA-AL | 11 | $ 1,387,000 | $ 126,090 | $ 60,000 |
| Dalton, GA | 11 | $ 1,275,000 | $ 115,909 | $ 51,000 |
| Modesto, CA | 11 | $ 2,601,000 | $ 236,454 | $ 65,000 |
| Cleveland-Elyria-Mentor, OH | 10 | $ 1,168,000 | $ 116,800 | $ 43,000 |
| Dayton, OH | 10 | $ 1,310,000 | $ 131,000 | $ 66,000 |
| Fresno, CA | 10 | $ 1,935,000 | $ 193,500 | $ 45,000 |
| Lynchburg, VA | 10 | $ 1,029,000 | $ 102,900 | $ 39,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 1,881,000 | $ 188,100 | $ 69,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 3,712,000 | $ 371,200 | $ 107,000 |
| Stockton, CA | 10 | $ 3,183,000 | $ 318,300 | $ 108,000 |
| Waco, TX | 10 | $ 1,135,000 | $ 113,500 | $ 59,000 |
| Denver-Aurora, CO | 9 | $ 1,521,000 | $ 169,000 | $ 91,000 |
| Eugene-Springfield, OR | 9 | $ 1,125,000 | $ 125,000 | $ 57,000 |
| Fort Walton Beach-Crestview-Destin, FL | 9 | $ 1,761,000 | $ 195,666 | $ 155,000 |
| Las Cruces, NM | 9 | $ 997,000 | $ 110,777 | $ 53,000 |
| Memphis, TN-MS-AR | 9 | $ 1,442,000 | $ 160,222 | $ 87,000 |
| Morristown, TN | 9 | $ 1,125,000 | $ 125,000 | $ 30,000 |
| Nashville-Davidson--Murfreesboro, TN | 9 | $ 1,780,000 | $ 197,777 | $ 93,000 |
| Savannah, GA | 9 | $ 1,231,000 | $ 136,777 | $ 58,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 2,316,000 | $ 289,500 | $ 91,000 |
| Canton-Massillon, OH | 8 | $ 792,000 | $ 99,000 | $ 47,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,532,000 | $ 191,500 | $ 77,000 |
| San Francisco-San Mateo-Redwood City, CA | 8 | $ 4,549,000 | $ 568,625 | $ 77,000 |
| Seattle-Bellevue-Everett, WA | 8 | $ 2,777,000 | $ 347,125 | $ 90,000 |
| Vineland-Millville-Bridgeton, NJ | 8 | $ 1,403,000 | $ 175,375 | $ 59,000 |
| Visalia-Porterville, CA | 8 | $ 1,324,000 | $ 165,500 | $ 58,000 |
| Warner Robins, GA | 8 | $ 999,000 | $ 124,875 | $ 30,000 |
| Wichita Falls, TX | 8 | $ 887,000 | $ 110,875 | $ 44,000 |
| York-Hanover, PA | 8 | $ 1,382,000 | $ 172,750 | $ 80,000 |
| Abilene, TX | 7 | $ 568,000 | $ 81,142 | $ 58,000 |
| Auburn-Opelika, AL | 7 | $ 803,000 | $ 114,714 | $ 41,000 |
| Gulfport-Biloxi, MS | 7 | $ 2,183,000 | $ 311,857 | $ 142,000 |
| Hinesville-Fort Stewart, GA | 7 | $ 750,000 | $ 107,142 | $ 37,000 |
| Little Rock-North Little Rock, AR | 7 | $ 592,000 | $ 84,571 | $ 39,000 |
| Lubbock, TX | 7 | $ 1,172,000 | $ 167,428 | $ 113,000 |
| Montgomery, AL | 7 | $ 1,000,000 | $ 142,857 | $ 41,000 |
| Reading, PA | 7 | $ 971,000 | $ 138,714 | $ 143,000 |
| Rome, GA | 7 | $ 788,000 | $ 112,571 | $ 42,000 |
| Salinas, CA | 7 | $ 3,248,000 | $ 464,000 | $ 112,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 2,573,000 | $ 367,571 | $ 120,000 |
| Santa Rosa-Petaluma, CA | 7 | $ 2,668,000 | $ 381,142 | $ 147,000 |
| Akron, OH | 6 | $ 512,000 | $ 85,333 | $ 58,000 |
| Boston-Quincy, MA | 6 | $ 1,139,000 | $ 189,833 | $ 85,000 |
| Harrisburg-Carlisle, PA | 6 | $ 538,000 | $ 89,666 | $ 51,000 |
| Indianapolis, IN | 6 | $ 1,128,000 | $ 188,000 | $ 151,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,320,000 | $ 220,000 | $ 45,000 |
| Lawton, OK | 6 | $ 517,000 | $ 86,166 | $ 57,000 |
| Medford, OR | 6 | $ 994,000 | $ 165,666 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 2,844,000 | $ 474,000 | $ 162,000 |
| Spokane, WA | 6 | $ 868,000 | $ 144,666 | $ 59,000 |
| Tallahassee, FL | 6 | $ 1,246,000 | $ 207,666 | $ 84,000 |
| Charlottesville, VA | 5 | $ 623,000 | $ 124,600 | $ 67,000 |
| Chattanooga, TN-GA | 5 | $ 612,000 | $ 122,400 | $ 23,000 |
| Colorado Springs, CO | 5 | $ 1,130,000 | $ 226,000 | $ 76,000 |
| Florence, SC | 5 | $ 429,000 | $ 85,800 | $ 43,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 821,000 | $ 164,200 | $ 74,000 |
| Jackson, MS | 5 | $ 710,000 | $ 142,000 | $ 70,000 |
| Kennewick-Richland-Pasco, WA | 5 | $ 683,000 | $ 136,600 | $ 80,000 |
| Lafayette, LA | 5 | $ 422,000 | $ 84,400 | $ 76,000 |
| Punta Gorda, FL | 5 | $ 709,000 | $ 141,800 | $ 70,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 2,005,000 | $ 401,000 | $ 149,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 453,000 | $ 90,600 | $ 48,000 |
| Sumter, SC | 5 | $ 639,000 | $ 127,800 | $ 70,000 |
| Tacoma, WA | 5 | $ 963,000 | $ 192,600 | $ 99,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,212,000 | $ 242,400 | $ 70,000 |
| Worcester, MA | 5 | $ 765,000 | $ 153,000 | $ 105,000 |
| Champaign-Urbana, IL | 4 | $ 505,000 | $ 126,250 | $ 107,000 |
| Jacksonville, NC | 4 | $ 452,000 | $ 113,000 | $ 47,000 |
| Madera, CA | 4 | $ 764,000 | $ 191,000 | $ 81,000 |
| Merced, CA | 4 | $ 1,084,000 | $ 271,000 | $ 62,000 |
| Panama City-Lynn Haven, FL | 4 | $ 932,000 | $ 233,000 | $ 426,000 |
| Pittsburgh, PA | 4 | $ 571,000 | $ 142,750 | $ 66,000 |
| Santa Fe, NM | 4 | $ 750,000 | $ 187,500 | $ 58,000 |
| Alexandria, LA | 3 | $ 196,000 | $ 65,333 | $ 50,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 2,043,000 | $ 681,000 | $ 203,000 |
| Cleveland, TN | 3 | $ 504,000 | $ 168,000 | $ 77,000 |
| Danville, VA | 3 | $ 452,000 | $ 150,666 | $ 55,000 |
| Essex County, MA | 3 | $ 1,126,000 | $ 375,333 | $ 142,000 |
| Hot Springs, AR | 3 | $ 365,000 | $ 121,666 | $ 66,000 |
| Houma-Bayou Cane-Thibodaux, LA | 3 | $ 268,000 | $ 89,333 | $ 38,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 250,000 | $ 83,333 | $ 63,000 |
| Lexington-Fayette, KY | 3 | $ 372,000 | $ 124,000 | $ 52,000 |
| Odessa, TX | 3 | $ 271,000 | $ 90,333 | $ 74,000 |
| Roanoke, VA | 3 | $ 305,000 | $ 101,666 | $ 52,000 |
| Salt Lake City, UT | 3 | $ 723,000 | $ 241,000 | $ 180,000 |
| Sandusky, OH | 3 | $ 215,000 | $ 71,666 | $ 55,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,505,000 | $ 501,666 | $ 171,000 |
| St. Louis, MO-IL | 3 | $ 360,000 | $ 120,000 | $ 86,000 |
| Toledo, OH | 3 | $ 532,000 | $ 177,333 | $ 51,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 510,000 | $ 170,000 | $ 123,000 |
| Bellingham, WA | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Bend, OR | 2 | $ 179,000 | $ 89,500 | $ 57,000 |
| Bremerton-Silverdale, WA | 2 | $ 307,000 | $ 153,500 | $ 57,000 |
| Chico, CA | 2 | $ 585,000 | $ 292,500 | $ 87,000 |
| Dover, DE | 2 | $ 272,000 | $ 136,000 | $ 69,000 |
| Erie, PA | 2 | $ 544,000 | $ 272,000 | $ 48,000 |
| Fort Smith, AR-OK | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Huntsville, AL | 2 | $ 656,000 | $ 328,000 | $ 74,000 |
| Jackson, TN | 2 | $ 152,000 | $ 76,000 | $ 28,000 |
| Kansas City, MO-KS | 2 | $ 364,000 | $ 182,000 | $ 62,000 |
| Laredo, TX | 2 | $ 238,000 | $ 119,000 | $ 32,000 |
| Lima, OH | 2 | $ 205,000 | $ 102,500 | $ 41,000 |
| Midland, TX | 2 | $ 215,000 | $ 107,500 | $ 48,000 |
| Mobile, AL | 2 | $ 250,000 | $ 125,000 | $ 24,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 336,000 | $ 168,000 | $ 47,000 |
| New Haven-Milford, CT | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Norwich-New London, CT | 2 | $ 327,000 | $ 163,500 | $ 61,000 |
| Olympia, WA | 2 | $ 393,000 | $ 196,500 | $ 105,000 |
| Redding, CA | 2 | $ 292,000 | $ 146,000 | $ 56,000 |
| Salem, OR | 2 | $ 2,968,000 | $ 1,484,000 | $ 34,000 |
| San Angelo, TX | 2 | $ 221,000 | $ 110,500 | $ 49,000 |
| Springfield, OH | 2 | $ 281,000 | $ 140,500 | $ 23,000 |
| Tuscaloosa, AL | 2 | $ 200,000 | $ 100,000 | $ 52,000 |
| Wilmington, DE-MD-NJ | 2 | $ 527,000 | $ 263,500 | $ 70,000 |
| Winchester, VA-WV | 2 | $ 255,000 | $ 127,500 | $ 76,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 196,000 | $ 98,000 | $ 46,000 |
| Yuba City, CA | 2 | $ 462,000 | $ 231,000 | $ 93,000 |
| Albany, GA | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| Anniston-Oxford, AL | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Appleton, WI | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Cheyenne, WY | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Clarksville, TN-KY | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Decatur, AL | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
| Decatur, IL | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Farmington, NM | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| Gadsden, AL | 1 | $ 94,000 | $ 94,000 | $ 32,000 |
| Grand Junction, CO | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Hanford-Corcoran, CA | 1 | $ 147,000 | $ 147,000 | $ 250,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 1,000,000 | $ 1,000,000 | $ 264,000 |
| Jonesboro, AR | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Joplin, MO | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Kankakee-Bradley, IL | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Lake Charles, LA | 1 | $ 144,000 | $ 144,000 | $ 163,000 |
| Lebanon, PA | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Longview, WA | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Louisville, KY-IN | 1 | $ 163,000 | $ 163,000 | $ 56,000 |
| Monroe, LA | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Napa, CA | 1 | $ 343,000 | $ 343,000 | $ 108,000 |
| Peoria, IL | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Pine Bluff, AR | 1 | $ 166,000 | $ 166,000 | $ 90,000 |
| Pittsfield, MA | 1 | $ 157,000 | $ 157,000 | $ 61,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Reno-Sparks, NV | 1 | $ 242,000 | $ 242,000 | $ 58,000 |
| Salisbury, MD | 1 | $ 98,000 | $ 98,000 | $ 21,000 |
| Vero Beach, FL | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Bsm Financial, L.P. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,639 | $1,201,193,000 | $161,371 | $3,000,000 | $75,657 | $4,301,000 |
| Refinancing | 6,108 | $1,269,652,000 | $181,617 | $2,850,000 | $71,264 | $5,000,000 |
| Home Improvement | 1 | $160,000 | $160,000 | $160,000 | $49,000 | $49,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,507 | $1,592,316,000 | $174,945 | $3,000,000 | $73,810 | $5,000,000 |
| Hispanic | 2,239 | $333,011,000 | $152,583 | $1,380,000 | $65,250 | $1,078,000 |
| Black or African American | 1,410 | $195,621,000 | $156,379 | $1,138,000 | $77,931 | $570,000 |
| Asian | 757 | $181,241,000 | $212,857 | $1,320,000 | $103,904 | $4,301,000 |
| Not Provided | 752 | $151,987,000 | $148,227 | $1,470,000 | $65,318 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 46 | $8,988,000 | $181,750 | $440,000 | $81,583 | $198,000 |
| American Indian or Alaskan Native | 37 | $7,841,000 | $205,583 | $1,995,000 | $87,333 | $402,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,697 | $1,976,756,000 | $184,657 | $3,000,000 | $89,400 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 3,545 | $418,014,000 | $129,300 | $487,000 | $47,833 | $447,000 |
| VA-guaranteed (Veterans Administration) | 506 | $76,235,000 | $161,625 | $353,000 | $48,687 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,831 | $1,714,192,000 | $180,400 | $3,000,000 | $74,142 | $3,787,000 |
| Application Approved But Not Accepted | 1,440 | $295,306,000 | $180,666 | $1,200,000 | $76,100 | $1,200,000 |
| Application Denied By Financial Institution | 1,332 | $244,319,000 | $180,290 | $2,500,000 | $93,354 | $4,301,000 |
| Application Withdrawn By Applicant | 634 | $106,047,000 | $156,166 | $1,995,000 | $55,733 | $540,000 |
| File Closed For Incompleteness | 487 | $105,818,000 | $212,217 | $2,850,000 | $65,217 | $5,000,000 |
| Loan Purchased By The Institution | 22 | $5,083,000 | $229,222 | $600,000 | $109,888 | $300,000 |
| Preapproval Denied by Financial Institution | 2 | $240,000 | $120,000 | $132,000 | $31,500 | $33,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 479 | $90,980,000 | $146,304 | $1,470,000 | $87,260 | $4,301,000 |
| Other | 329 | $58,260,000 | $199,000 | $1,400,000 | $91,791 | $624,000 |
| Debt-To-Income Ratio | 209 | $36,166,000 | $158,200 | $1,350,000 | $78,100 | $506,000 |
| Collateral | 189 | $35,992,000 | $295,473 | $2,500,000 | $117,368 | $600,000 |
| Unverifiable Information | 51 | $11,275,000 | $214,909 | $1,080,000 | $101,545 | $488,000 |
| Employment History | 41 | $5,582,000 | $195,888 | $540,000 | $70,111 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,027,000 | $123,571 | $413,000 | $103,285 | $300,000 |
| Credit Application Incomplete | 13 | $3,277,000 | $222,166 | $465,000 | $70,166 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bsm Financial, L.P.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bsm Financial, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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