Bsm Financial, L.P. Mortgage Lending & HMDA Data, 2005

In 2005, Bsm Financial, L.P. of Allen, TX reported 14,748 mortgage applications totaling $2.5 billion, up 20% from 2004. The average application was for $167,548, and applicants reported an average income of $73,192. 73% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,773), Houston-Baytown-Sugar Land, TX (976) and Atlanta-Sandy Springs-Marietta, GA (839) (applications in parentheses).

Mortgage Company & Address Bsm Financial, L.P.
1301 Central Expressway South
Allen, TX 75013
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 14,748
Total Mortgage Loan Application Amount $2,471,005,000
Average Mortgage Loan Application Amount $167,548
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $73,192
Highest Applicant Income $5,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bsm Financial, L.P. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bsm Financial, L.P. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 761 $ 167,948,000 $ 220,693 $ 78,000
Dallas, Texas 717 $ 79,695,000 $ 111,150 $ 65,000
San Diego, California 640 $ 214,002,000 $ 334,378 $ 91,000
Harris, Texas 554 $ 68,254,000 $ 123,202 $ 72,000
Tarrant, Texas 476 $ 53,374,000 $ 112,130 $ 71,000
Denton, Texas 386 $ 42,492,000 $ 110,082 $ 75,000
Collin, Texas 385 $ 51,437,000 $ 133,602 $ 80,000
Bexar, Texas 384 $ 38,665,000 $ 100,690 $ 60,000
Riverside, California 353 $ 100,279,000 $ 284,076 $ 114,000
Los Angeles, California 295 $ 97,947,000 $ 332,023 $ 120,000
Orange, California 227 $ 89,151,000 $ 392,735 $ 103,000
San Bernardino, California 204 $ 46,115,000 $ 226,053 $ 81,000
Duval, Florida 184 $ 25,467,000 $ 138,407 $ 54,000
Franklin, Ohio 170 $ 20,982,000 $ 123,423 $ 72,000
Williamson, Texas 168 $ 20,836,000 $ 124,023 $ 78,000
Montgomery, Texas 165 $ 18,909,000 $ 114,600 $ 71,000
Travis, Texas 148 $ 19,831,000 $ 133,993 $ 78,000
Brazos, Texas 134 $ 15,432,000 $ 115,164 $ 86,000
Ocean, New Jersey 122 $ 22,066,000 $ 180,868 $ 84,000
Gwinnett, Georgia 116 $ 17,251,000 $ 148,715 $ 58,000
Kaufman, Texas 108 $ 12,112,000 $ 112,148 $ 64,000
Bergen, New Jersey 103 $ 33,364,000 $ 323,922 $ 173,000
Pima, Arizona 101 $ 16,315,000 $ 161,534 $ 70,000
Henry, Georgia 96 $ 13,377,000 $ 139,343 $ 63,000
Hidalgo, Texas 95 $ 10,473,000 $ 110,242 $ 68,000
Anderson, South Carolina 91 $ 8,810,000 $ 96,813 $ 49,000
Orleans, Louisiana 87 $ 13,681,000 $ 157,252 $ 78,000
Cobb, Georgia 80 $ 10,580,000 $ 132,250 $ 48,000
Galveston, Texas 80 $ 9,608,000 $ 120,100 $ 101,000
Fort Bend, Texas 79 $ 10,957,000 $ 138,696 $ 92,000
Baltimore, Maryland 75 $ 14,931,000 $ 199,080 $ 73,000
Middlesex, New Jersey 75 $ 17,061,000 $ 227,480 $ 88,000
Fulton, Georgia 74 $ 10,890,000 $ 147,162 $ 85,000
DeKalb, Georgia 73 $ 8,783,000 $ 120,315 $ 64,000
Hays, Texas 72 $ 7,657,000 $ 106,347 $ 66,000
Clark, Nevada 69 $ 12,256,000 $ 177,623 $ 71,000
Ellis, Texas 69 $ 6,735,000 $ 97,608 $ 69,000
Clay, Florida 68 $ 10,049,000 $ 147,779 $ 70,000
Bernalillo, New Mexico 67 $ 10,506,000 $ 156,805 $ 54,000
Pinal, Arizona 66 $ 9,803,000 $ 148,530 $ 63,000
Wake, North Carolina 65 $ 9,340,000 $ 143,692 $ 53,000
Nueces, Texas 65 $ 7,765,000 $ 119,461 $ 91,000
Cook, Illinois 64 $ 13,330,000 $ 208,281 $ 78,000
Clayton, Georgia 63 $ 6,389,000 $ 101,412 $ 33,000
Camden, New Jersey 63 $ 10,022,000 $ 159,079 $ 69,000
Volusia, Florida 62 $ 6,789,000 $ 109,500 $ 36,000
Burlington, New Jersey 61 $ 10,646,000 $ 174,524 $ 69,000
St. Johns, Florida 58 $ 12,779,000 $ 220,327 $ 103,000
Greenville, South Carolina 58 $ 5,623,000 $ 96,948 $ 44,000
Mecklenburg, North Carolina 57 $ 6,866,000 $ 120,456 $ 60,000
Guadalupe, Texas 56 $ 6,348,000 $ 113,357 $ 65,000
Anne Arundel, Maryland 55 $ 14,450,000 $ 262,727 $ 89,000
Hunt, Texas 55 $ 5,446,000 $ 99,018 $ 56,000
Brazoria, Texas 52 $ 6,828,000 $ 131,307 $ 66,000
Rockwall, Texas 52 $ 6,200,000 $ 119,230 $ 63,000
Monmouth, New Jersey 51 $ 13,353,000 $ 261,823 $ 110,000
Jefferson, Louisiana 50 $ 7,176,000 $ 143,520 $ 104,000
Comal, Texas 48 $ 5,418,000 $ 112,875 $ 60,000
Cooke, Texas 48 $ 4,388,000 $ 91,416 $ 64,000
Johnson, Texas 48 $ 5,044,000 $ 105,083 $ 59,000
Yavapai, Arizona 47 $ 9,931,000 $ 211,297 $ 87,000
Hall, Georgia 47 $ 6,972,000 $ 148,340 $ 51,000
Philadelphia, Pennsylvania 47 $ 7,172,000 $ 152,595 $ 86,000
Bastrop, Texas 47 $ 4,963,000 $ 105,595 $ 54,000
Oklahoma, Oklahoma 45 $ 4,713,000 $ 104,733 $ 59,000
Passaic, New Jersey 43 $ 10,835,000 $ 251,976 $ 97,000
Palm Beach, Florida 42 $ 8,359,000 $ 199,023 $ 80,000
Coweta, Georgia 41 $ 4,944,000 $ 120,585 $ 60,000
Gloucester, New Jersey 41 $ 6,372,000 $ 155,414 $ 72,000
Cherokee, Georgia 40 $ 5,719,000 $ 142,975 $ 76,000
Kern, California 39 $ 7,891,000 $ 202,333 $ 79,000
Orange, Florida 38 $ 6,550,000 $ 172,368 $ 57,000
Bell, Texas 38 $ 3,964,000 $ 104,315 $ 48,000
Fairfax, Virginia 38 $ 13,521,000 $ 355,815 $ 356,000
Broward, Florida 37 $ 7,636,000 $ 206,378 $ 90,000
Montgomery, Pennsylvania 37 $ 9,705,000 $ 262,297 $ 132,000
Lowndes, Georgia 35 $ 3,425,000 $ 97,857 $ 69,000
Howard, Maryland 35 $ 12,925,000 $ 369,285 $ 115,000
Horry, South Carolina 35 $ 5,114,000 $ 146,114 $ 73,000
Hillsborough, Florida 34 $ 5,257,000 $ 154,617 $ 71,000
St. Tammany, Louisiana 34 $ 5,057,000 $ 148,735 $ 70,000
Atlantic, New Jersey 34 $ 6,052,000 $ 178,000 $ 66,000
Prince George's, Maryland 33 $ 8,167,000 $ 247,484 $ 70,000
Union, New Jersey 33 $ 7,654,000 $ 231,939 $ 88,000
Catawba, North Carolina 33 $ 3,653,000 $ 110,696 $ 69,000
Miami-Dade, Florida 32 $ 9,710,000 $ 303,437 $ 110,000
Montgomery, Maryland 32 $ 10,101,000 $ 315,656 $ 117,000
Hudson, New Jersey 32 $ 9,388,000 $ 293,375 $ 100,000
Pickens, South Carolina 32 $ 3,116,000 $ 97,375 $ 41,000
Wilson, Texas 32 $ 3,601,000 $ 112,531 $ 51,000
Cape May, New Jersey 31 $ 8,604,000 $ 277,548 $ 121,000
Parker, Texas 31 $ 3,411,000 $ 110,032 $ 56,000
Virginia Beach, Virginia 31 $ 6,250,000 $ 201,612 $ 84,000
Grayson, Texas 30 $ 2,776,000 $ 92,533 $ 51,000
Guilford, North Carolina 29 $ 3,693,000 $ 127,344 $ 56,000
Smith, Texas 29 $ 3,071,000 $ 105,896 $ 91,000
Douglas, Georgia 28 $ 3,399,000 $ 121,392 $ 31,000
Baltimore City, Maryland 28 $ 5,122,000 $ 182,928 $ 67,000
Henderson, Texas 28 $ 3,036,000 $ 108,428 $ 80,000
Somerset, New Jersey 27 $ 6,772,000 $ 250,814 $ 88,000
Delaware, Ohio 27 $ 7,593,000 $ 281,222 $ 127,000
Cleveland, Oklahoma 27 $ 2,505,000 $ 92,777 $ 44,000
El Paso, Texas 27 $ 2,701,000 $ 100,037 $ 63,000
Forsyth, Georgia 26 $ 3,718,000 $ 143,000 $ 57,000
Wayne, North Carolina 26 $ 2,440,000 $ 93,846 $ 47,000
Atascosa, Texas 26 $ 3,001,000 $ 115,423 $ 58,000
Prince William, Virginia 26 $ 8,613,000 $ 331,269 $ 115,000
Salem, New Jersey 25 $ 3,364,000 $ 134,560 $ 92,000
Craven, North Carolina 25 $ 2,759,000 $ 110,360 $ 42,000
Bucks, Pennsylvania 25 $ 6,000,000 $ 240,000 $ 104,000
Oconee, South Carolina 25 $ 2,574,000 $ 102,960 $ 39,000
Jasper, Georgia 24 $ 2,836,000 $ 118,166 $ 47,000
Newton, Georgia 24 $ 3,087,000 $ 128,625 $ 31,000
Essex, New Jersey 24 $ 4,755,000 $ 198,125 $ 77,000
Yakima, Washington 24 $ 3,628,000 $ 151,166 $ 49,000
Gila, Arizona 23 $ 3,101,000 $ 134,826 $ 38,000
Polk, Florida 23 $ 3,423,000 $ 148,826 $ 58,000
Paulding, Georgia 23 $ 3,464,000 $ 150,608 $ 45,000
Pinellas, Florida 22 $ 3,838,000 $ 174,454 $ 104,000
Bowie, Texas 22 $ 2,023,000 $ 91,954 $ 46,000
Medina, Texas 22 $ 2,613,000 $ 118,772 $ 66,000
Navarro, Texas 22 $ 2,545,000 $ 115,681 $ 83,000
Bartow, Georgia 21 $ 2,898,000 $ 138,000 $ 70,000
Cameron, Texas 21 $ 1,997,000 $ 95,095 $ 69,000
Cochise, Arizona 20 $ 2,732,000 $ 136,600 $ 56,000
Coconino, Arizona 20 $ 4,228,000 $ 211,400 $ 106,000
Morris, New Jersey 20 $ 6,187,000 $ 309,350 $ 141,000
Wise, Texas 20 $ 2,004,000 $ 100,200 $ 64,000
Contra Costa, California 19 $ 6,661,000 $ 350,578 $ 115,000
Carroll, Georgia 19 $ 2,305,000 $ 121,315 $ 56,000
Fayette, Georgia 19 $ 2,913,000 $ 153,315 $ 80,000
Spartanburg, South Carolina 19 $ 2,194,000 $ 115,473 $ 40,000
Mercer, New Jersey 18 $ 3,623,000 $ 201,277 $ 80,000
Sandoval, New Mexico 18 $ 2,322,000 $ 129,000 $ 50,000
Johnston, North Carolina 18 $ 2,015,000 $ 111,944 $ 29,000
Licking, Ohio 18 $ 1,923,000 $ 106,833 $ 72,000
Van Zandt, Texas 18 $ 1,619,000 $ 89,944 $ 58,000
Henrico, Virginia 18 $ 2,617,000 $ 145,388 $ 64,000
Barrow, Georgia 17 $ 2,011,000 $ 118,294 $ 41,000
Elbert, Georgia 16 $ 1,386,000 $ 86,625 $ 95,000
Sussex, New Jersey 16 $ 3,046,000 $ 190,375 $ 78,000
Forsyth, North Carolina 16 $ 2,151,000 $ 134,437 $ 54,000
Lancaster, Pennsylvania 16 $ 2,256,000 $ 141,000 $ 67,000
Laurens, South Carolina 16 $ 1,301,000 $ 81,312 $ 48,000
Burnet, Texas 16 $ 2,263,000 $ 141,437 $ 65,000
Hernando, Florida 15 $ 1,807,000 $ 120,466 $ 63,000
Nassau, Florida 15 $ 1,709,000 $ 113,933 $ 45,000
Richland, South Carolina 15 $ 1,412,000 $ 94,133 $ 43,000
Caldwell, Texas 15 $ 1,760,000 $ 117,333 $ 55,000
Liberty, Texas 15 $ 1,617,000 $ 107,800 $ 49,000
Alameda, California 14 $ 6,774,000 $ 483,857 $ 127,000
Sacramento, California 14 $ 3,557,000 $ 254,071 $ 70,000
Collier, Florida 14 $ 3,495,000 $ 249,642 $ 64,000
Manatee, Florida 14 $ 3,050,000 $ 217,857 $ 84,000
Marion, Florida 14 $ 1,386,000 $ 99,000 $ 36,000
Seminole, Florida 14 $ 2,647,000 $ 189,071 $ 58,000
East Baton Rouge, Louisiana 14 $ 1,272,000 $ 90,857 $ 80,000
Cabarrus, North Carolina 14 $ 1,544,000 $ 110,285 $ 50,000
Durham, North Carolina 14 $ 1,544,000 $ 110,285 $ 54,000
Pender, North Carolina 14 $ 1,644,000 $ 117,428 $ 36,000
Douglas, Oregon 14 $ 1,932,000 $ 138,000 $ 55,000
Kerr, Texas 14 $ 1,660,000 $ 118,571 $ 55,000
Yuma, Arizona 13 $ 2,007,000 $ 154,384 $ 70,000
Lee, Florida 13 $ 3,425,000 $ 263,461 $ 94,000
Spalding, Georgia 13 $ 1,518,000 $ 116,769 $ 52,000
Harford, Maryland 13 $ 3,266,000 $ 251,230 $ 114,000
Alamance, North Carolina 13 $ 1,510,000 $ 116,153 $ 66,000
Brunswick, North Carolina 13 $ 1,592,000 $ 122,461 $ 77,000
Cumberland, North Carolina 13 $ 1,361,000 $ 104,692 $ 56,000
Iredell, North Carolina 13 $ 1,551,000 $ 119,307 $ 50,000
Nash, North Carolina 13 $ 2,210,000 $ 170,000 $ 47,000
Delaware, Pennsylvania 13 $ 2,715,000 $ 208,846 $ 111,000
Aiken, South Carolina 13 $ 1,410,000 $ 108,461 $ 47,000
Wood, Texas 13 $ 1,444,000 $ 111,076 $ 84,000
Imperial, California 12 $ 2,149,000 $ 179,083 $ 55,000
Alachua, Florida 12 $ 1,642,000 $ 136,833 $ 63,000
Osceola, Florida 12 $ 2,095,000 $ 174,583 $ 83,000
Pasco, Florida 12 $ 1,828,000 $ 152,333 $ 55,000
Jackson, Georgia 12 $ 1,664,000 $ 138,666 $ 36,000
Valencia, New Mexico 12 $ 1,370,000 $ 114,166 $ 43,000
Carteret, North Carolina 12 $ 1,664,000 $ 138,666 $ 64,000
Lenoir, North Carolina 12 $ 1,235,000 $ 102,916 $ 33,000
Rowan, North Carolina 12 $ 1,027,000 $ 85,583 $ 49,000
Union, North Carolina 12 $ 1,490,000 $ 124,166 $ 43,000
Hamilton, Ohio 12 $ 1,603,000 $ 133,583 $ 86,000
Richland, Ohio 12 $ 794,000 $ 66,166 $ 57,000
Benton, Arkansas 11 $ 1,053,000 $ 95,727 $ 50,000
Stanislaus, California 11 $ 2,601,000 $ 236,454 $ 65,000
Richmond, Georgia 11 $ 1,389,000 $ 126,272 $ 46,000
Carroll, Maryland 11 $ 3,119,000 $ 283,545 $ 99,000
Knox, Ohio 11 $ 1,563,000 $ 142,090 $ 71,000
Pottawatomie, Oklahoma 11 $ 907,000 $ 82,454 $ 48,000
Charleston, South Carolina 11 $ 1,434,000 $ 130,363 $ 65,000
Aransas, Texas 11 $ 1,580,000 $ 143,636 $ 84,000
Randall, Texas 11 $ 1,097,000 $ 99,727 $ 64,000
Victoria, Texas 11 $ 1,129,000 $ 102,636 $ 62,000
Washington, Arkansas 10 $ 1,045,000 $ 104,500 $ 34,000
Fresno, California 10 $ 1,935,000 $ 193,500 $ 45,000
San Joaquin, California 10 $ 3,183,000 $ 318,300 $ 108,000
Ventura, California 10 $ 3,712,000 $ 371,200 $ 107,000
Glynn, Georgia 10 $ 1,529,000 $ 152,900 $ 65,000
Putnam, Georgia 10 $ 2,196,000 $ 219,600 $ 89,000
DuPage, Illinois 10 $ 2,538,000 $ 253,800 $ 65,000
Gaston, North Carolina 10 $ 851,000 $ 85,100 $ 44,000
Fairfield, Ohio 10 $ 2,015,000 $ 201,500 $ 93,000
Carter, Oklahoma 10 $ 865,000 $ 86,500 $ 65,000
Tulsa, Oklahoma 10 $ 1,181,000 $ 118,100 $ 57,000
Beaufort, South Carolina 10 $ 2,495,000 $ 249,500 $ 140,000
Lexington, South Carolina 10 $ 1,936,000 $ 193,600 $ 72,000
Bandera, Texas 10 $ 1,144,000 $ 114,400 $ 65,000
Chambers, Texas 10 $ 1,703,000 $ 170,300 $ 109,000
Gregg, Texas 10 $ 1,038,000 $ 103,800 $ 34,000
Jefferson, Texas 10 $ 1,142,000 $ 114,200 $ 73,000
Jim Wells, Texas 10 $ 1,262,000 $ 126,200 $ 71,000
McLennan, Texas 10 $ 1,135,000 $ 113,500 $ 59,000
San Patricio, Texas 10 $ 1,062,000 $ 106,200 $ 84,000
Chesterfield, Virginia 10 $ 1,418,000 $ 141,800 $ 75,000
Richmond City, Virginia 10 $ 1,130,000 $ 113,000 $ 73,000
Miller, Arkansas 9 $ 902,000 $ 100,222 $ 39,000
Okaloosa, Florida 9 $ 1,761,000 $ 195,666 $ 155,000
St. Lucie, Florida 9 $ 1,470,000 $ 163,333 $ 50,000
Lumpkin, Georgia 9 $ 1,446,000 $ 160,666 $ 43,000
Dona Ana, New Mexico 9 $ 997,000 $ 110,777 $ 53,000
Duplin, North Carolina 9 $ 856,000 $ 95,111 $ 39,000
Pitt, North Carolina 9 $ 1,341,000 $ 149,000 $ 52,000
Lane, Oregon 9 $ 1,125,000 $ 125,000 $ 57,000
Linn, Oregon 9 $ 1,047,000 $ 116,333 $ 46,000
Kershaw, South Carolina 9 $ 546,000 $ 60,666 $ 62,000
Shelby, Tennessee 9 $ 1,442,000 $ 160,222 $ 87,000
Hood, Texas 9 $ 860,000 $ 95,555 $ 51,000
Robertson, Texas 9 $ 1,247,000 $ 138,555 $ 94,000
Waller, Texas 9 $ 1,022,000 $ 113,555 $ 58,000
Spotsylvania, Virginia 9 $ 1,515,000 $ 168,333 $ 70,000
Stafford, Virginia 9 $ 2,043,000 $ 227,000 $ 82,000
Navajo, Arizona 8 $ 857,000 $ 107,125 $ 60,000
Tulare, California 8 $ 1,324,000 $ 165,500 $ 58,000
Brevard, Florida 8 $ 1,532,000 $ 191,500 $ 77,000
Flagler, Florida 8 $ 1,598,000 $ 199,750 $ 72,000
Lake, Florida 8 $ 1,531,000 $ 191,375 $ 58,000
Santa Rosa, Florida 8 $ 1,195,000 $ 149,375 $ 67,000
Camden, Georgia 8 $ 950,000 $ 118,750 $ 51,000
Columbia, Georgia 8 $ 997,000 $ 124,625 $ 40,000
Hart, Georgia 8 $ 754,000 $ 94,250 $ 34,000
Houston, Georgia 8 $ 999,000 $ 124,875 $ 30,000
Muscogee, Georgia 8 $ 954,000 $ 119,250 $ 69,000
Charles, Maryland 8 $ 1,922,000 $ 240,250 $ 94,000
Queen Anne's, Maryland 8 $ 1,770,000 $ 221,250 $ 97,000
Middlesex, Massachusetts 8 $ 2,316,000 $ 289,500 $ 91,000
Cumberland, New Jersey 8 $ 1,403,000 $ 175,375 $ 59,000
Buncombe, North Carolina 8 $ 788,000 $ 98,500 $ 38,000
Burke, North Carolina 8 $ 688,000 $ 86,000 $ 68,000
Davidson, North Carolina 8 $ 1,039,000 $ 129,875 $ 51,000
Harnett, North Carolina 8 $ 916,000 $ 114,500 $ 56,000
Lincoln, North Carolina 8 $ 785,000 $ 98,125 $ 51,000
Canadian, Oklahoma 8 $ 702,000 $ 87,750 $ 66,000
Chester, Pennsylvania 8 $ 1,565,000 $ 195,625 $ 74,000
Northampton, Pennsylvania 8 $ 1,195,000 $ 149,375 $ 47,000
York, Pennsylvania 8 $ 1,382,000 $ 172,750 $ 80,000
Austin, Texas 8 $ 977,000 $ 122,125 $ 81,000
Cass, Texas 8 $ 811,000 $ 101,375 $ 51,000
Gonzales, Texas 8 $ 783,000 $ 97,875 $ 55,000
Grimes, Texas 8 $ 1,020,000 $ 127,500 $ 62,000
Accomack, Virginia 8 $ 915,000 $ 114,375 $ 47,000
Lee, Alabama 7 $ 803,000 $ 114,714 $ 41,000
Mohave, Arizona 7 $ 946,000 $ 135,142 $ 85,000
Monterey, California 7 $ 3,248,000 $ 464,000 $ 112,000
Santa Barbara, California 7 $ 2,573,000 $ 367,571 $ 120,000
Sonoma, California 7 $ 2,668,000 $ 381,142 $ 147,000
Baker, Florida 7 $ 1,070,000 $ 152,857 $ 41,000
Citrus, Florida 7 $ 1,178,000 $ 168,285 $ 67,000
DeSoto, Florida 7 $ 736,000 $ 105,142 $ 61,000
Walton, Florida 7 $ 1,807,000 $ 258,142 $ 314,000
Bibb, Georgia 7 $ 581,000 $ 83,000 $ 28,000
Floyd, Georgia 7 $ 788,000 $ 112,571 $ 42,000
Laurens, Georgia 7 $ 550,000 $ 78,571 $ 31,000
Madison, Georgia 7 $ 722,000 $ 103,142 $ 62,000
Whitfield, Georgia 7 $ 830,000 $ 118,571 $ 48,000
Bossier, Louisiana 7 $ 784,000 $ 112,000 $ 66,000
Caddo, Louisiana 7 $ 907,000 $ 129,571 $ 54,000
Frederick, Maryland 7 $ 1,767,000 $ 252,428 $ 99,000
Hunterdon, New Jersey 7 $ 2,556,000 $ 365,142 $ 159,000
McKinley, New Mexico 7 $ 910,000 $ 130,000 $ 66,000
Halifax, North Carolina 7 $ 689,000 $ 98,428 $ 26,000
Randolph, North Carolina 7 $ 936,000 $ 133,714 $ 49,000
Sampson, North Carolina 7 $ 579,000 $ 82,714 $ 38,000
Rogers, Oklahoma 7 $ 974,000 $ 139,142 $ 63,000
Berks, Pennsylvania 7 $ 971,000 $ 138,714 $ 143,000
Burleson, Texas 7 $ 671,000 $ 95,857 $ 83,000
Lubbock, Texas 7 $ 1,172,000 $ 167,428 $ 113,000
Walker, Texas 7 $ 912,000 $ 130,285 $ 38,000
Wharton, Texas 7 $ 853,000 $ 121,857 $ 50,000
Loudoun, Virginia 7 $ 2,920,000 $ 417,142 $ 120,000
Norfolk, Virginia 7 $ 1,266,000 $ 180,857 $ 67,000
Jefferson, Alabama 6 $ 735,000 $ 122,500 $ 39,000
Santa Clara, California 6 $ 2,844,000 $ 474,000 $ 162,000
Butts, Georgia 6 $ 1,018,000 $ 169,666 $ 61,000
Gilmer, Georgia 6 $ 958,000 $ 159,666 $ 107,000
Monroe, Georgia 6 $ 563,000 $ 93,833 $ 31,000
Pickens, Georgia 6 $ 874,000 $ 145,666 $ 72,000
Pike, Georgia 6 $ 715,000 $ 119,166 $ 58,000
Lake, Illinois 6 $ 1,320,000 $ 220,000 $ 45,000
Warren, New Jersey 6 $ 1,224,000 $ 204,000 $ 78,000
Henderson, North Carolina 6 $ 709,000 $ 118,166 $ 40,000
McDowell, North Carolina 6 $ 508,000 $ 84,666 $ 34,000
Butler, Ohio 6 $ 845,000 $ 140,833 $ 68,000
Montgomery, Ohio 6 $ 897,000 $ 149,500 $ 67,000
Stark, Ohio 6 $ 605,000 $ 100,833 $ 55,000
Wayne, Ohio 6 $ 427,000 $ 71,166 $ 85,000
Comanche, Oklahoma 6 $ 517,000 $ 86,166 $ 57,000
Delaware, Oklahoma 6 $ 505,000 $ 84,166 $ 36,000
McClain, Oklahoma 6 $ 591,000 $ 98,500 $ 66,000
Jackson, Oregon 6 $ 994,000 $ 165,666 $ 81,000
Lincoln, Oregon 6 $ 822,000 $ 137,000 $ 68,000
Multnomah, Oregon 6 $ 914,000 $ 152,333 $ 55,000
Washington, Oregon 6 $ 919,000 $ 153,166 $ 45,000
Freestone, Texas 6 $ 743,000 $ 123,833 $ 102,000
Hardin, Texas 6 $ 577,000 $ 96,166 $ 71,000
Harrison, Texas 6 $ 682,000 $ 113,666 $ 54,000
Kendall, Texas 6 $ 776,000 $ 129,333 $ 72,000
Lee, Texas 6 $ 853,000 $ 142,166 $ 62,000
Matagorda, Texas 6 $ 421,000 $ 70,166 $ 108,000
Rusk, Texas 6 $ 749,000 $ 124,833 $ 118,000
Taylor, Texas 6 $ 474,000 $ 79,000 $ 56,000
Suffolk, Virginia 6 $ 1,221,000 $ 203,500 $ 58,000
King, Washington 6 $ 2,358,000 $ 393,000 $ 104,000
Spokane, Washington 6 $ 868,000 $ 144,666 $ 59,000
El Dorado, California 5 $ 1,289,000 $ 257,800 $ 116,000
San Luis Obispo, California 5 $ 2,005,000 $ 401,000 $ 149,000
Solano, California 5 $ 1,212,000 $ 242,400 $ 70,000
El Paso, Colorado 5 $ 1,130,000 $ 226,000 $ 76,000
Charlotte, Florida 5 $ 709,000 $ 141,800 $ 70,000
Escambia, Florida 5 $ 372,000 $ 74,400 $ 207,000
Okeechobee, Florida 5 $ 352,000 $ 70,400 $ 24,000
Putnam, Florida 5 $ 693,000 $ 138,600 $ 35,000
Baldwin, Georgia 5 $ 722,000 $ 144,400 $ 56,000
Clarke, Georgia 5 $ 487,000 $ 97,400 $ 42,000
Heard, Georgia 5 $ 587,000 $ 117,400 $ 48,000
Rockdale, Georgia 5 $ 519,000 $ 103,800 $ 69,000
Stephens, Georgia 5 $ 462,000 $ 92,400 $ 30,000
Troup, Georgia 5 $ 527,000 $ 105,400 $ 41,000
Lafayette, Louisiana 5 $ 422,000 $ 84,400 $ 76,000
Cecil, Maryland 5 $ 1,324,000 $ 264,800 $ 87,000
Washington, Maryland 5 $ 821,000 $ 164,200 $ 74,000
Worcester, Maryland 5 $ 824,000 $ 164,800 $ 69,000
Norfolk, Massachusetts 5 $ 874,000 $ 174,800 $ 94,000
Worcester, Massachusetts 5 $ 765,000 $ 153,000 $ 105,000
Ramsey, Minnesota 5 $ 852,000 $ 170,400 $ 75,000
Chatham, North Carolina 5 $ 941,000 $ 188,200 $ 87,000
Cleveland, North Carolina 5 $ 522,000 $ 104,400 $ 33,000
Dare, North Carolina 5 $ 2,546,000 $ 509,200 $ 227,000
Franklin, North Carolina 5 $ 949,000 $ 189,800 $ 75,000
Pasquotank, North Carolina 5 $ 584,000 $ 116,800 $ 129,000
Robeson, North Carolina 5 $ 498,000 $ 99,600 $ 46,000
Fayette, Ohio 5 $ 265,000 $ 53,000 $ 135,000
Pickaway, Ohio 5 $ 655,000 $ 131,000 $ 68,000
Summit, Ohio 5 $ 374,000 $ 74,800 $ 60,000
Creek, Oklahoma 5 $ 569,000 $ 113,800 $ 57,000
Dauphin, Pennsylvania 5 $ 462,000 $ 92,400 $ 56,000
Lehigh, Pennsylvania 5 $ 721,000 $ 144,200 $ 64,000
Pike, Pennsylvania 5 $ 820,000 $ 164,000 $ 66,000
Cherokee, South Carolina 5 $ 397,000 $ 79,400 $ 28,000
Greenwood, South Carolina 5 $ 381,000 $ 76,200 $ 69,000
Sumter, South Carolina 5 $ 639,000 $ 127,800 $ 70,000
Blount, Tennessee 5 $ 680,000 $ 136,000 $ 42,000
Hamilton, Tennessee 5 $ 612,000 $ 122,400 $ 23,000
Knox, Tennessee 5 $ 428,000 $ 85,600 $ 70,000
Hill, Texas 5 $ 495,000 $ 99,000 $ 60,000
Limestone, Texas 5 $ 442,000 $ 88,400 $ 41,000
Rains, Texas 5 $ 522,000 $ 104,400 $ 62,000
Wichita, Texas 5 $ 528,000 $ 105,600 $ 32,000
Chesapeake, Virginia 5 $ 1,090,000 $ 218,000 $ 84,000
Pierce, Washington 5 $ 963,000 $ 192,600 $ 99,000
Montgomery, Alabama 4 $ 591,000 $ 147,750 $ 19,000
St. Clair, Alabama 4 $ 713,000 $ 178,250 $ 77,000
Madera, California 4 $ 764,000 $ 191,000 $ 81,000
Merced, California 4 $ 1,084,000 $ 271,000 $ 62,000
San Mateo, California 4 $ 1,253,000 $ 313,250 $ 71,000
Adams, Colorado 4 $ 521,000 $ 130,250 $ 204,000
Bay, Florida 4 $ 932,000 $ 233,000 $ 426,000
Martin, Florida 4 $ 1,157,000 $ 289,250 $ 190,000
Bulloch, Georgia 4 $ 513,000 $ 128,250 $ 61,000
Cook, Georgia 4 $ 401,000 $ 100,250 $ 45,000
Franklin, Georgia 4 $ 345,000 $ 86,250 $ 47,000
Greene, Georgia 4 $ 304,000 $ 76,000 $ 36,000
Habersham, Georgia 4 $ 552,000 $ 138,000 $ 44,000
Haralson, Georgia 4 $ 496,000 $ 124,000 $ 59,000
Long, Georgia 4 $ 440,000 $ 110,000 $ 45,000
McIntosh, Georgia 4 $ 630,000 $ 157,500 $ 53,000
Morgan, Georgia 4 $ 351,000 $ 87,750 $ 21,000
Murray, Georgia 4 $ 445,000 $ 111,250 $ 57,000
Wayne, Georgia 4 $ 423,000 $ 105,750 $ 29,000
White, Georgia 4 $ 237,000 $ 59,250 $ 22,000
Kane, Illinois 4 $ 900,000 $ 225,000 $ 47,000
McHenry, Illinois 4 $ 937,000 $ 234,250 $ 98,000
Will, Illinois 4 $ 591,000 $ 147,750 $ 26,000
St. Bernard, Louisiana 4 $ 619,000 $ 154,750 $ 74,000
Tangipahoa, Louisiana 4 $ 314,000 $ 78,500 $ 81,000
Caroline, Maryland 4 $ 632,000 $ 158,000 $ 42,000
Harrison, Mississippi 4 $ 704,000 $ 176,000 $ 62,000
Rio Arriba, New Mexico 4 $ 698,000 $ 174,500 $ 95,000
Santa Fe, New Mexico 4 $ 750,000 $ 187,500 $ 58,000
Caldwell, North Carolina 4 $ 141,000 $ 35,250 $ 60,000
Currituck, North Carolina 4 $ 640,000 $ 160,000 $ 84,000
Greene, North Carolina 4 $ 313,000 $ 78,250 $ 41,000
Jones, North Carolina 4 $ 451,000 $ 112,750 $ 46,000
Montgomery, North Carolina 4 $ 384,000 $ 96,000 $ 48,000
New Hanover, North Carolina 4 $ 800,000 $ 200,000 $ 60,000
Onslow, North Carolina 4 $ 452,000 $ 113,000 $ 47,000
Rockingham, North Carolina 4 $ 386,000 $ 96,500 $ 43,000
Brown, Ohio 4 $ 573,000 $ 143,250 $ 57,000
Clermont, Ohio 4 $ 365,000 $ 91,250 $ 61,000
Cuyahoga, Ohio 4 $ 459,000 $ 114,750 $ 46,000
Highland, Ohio 4 $ 470,000 $ 117,500 $ 37,000
Lorain, Ohio 4 $ 398,000 $ 99,500 $ 37,000
Madison, Ohio 4 $ 298,000 $ 74,500 $ 59,000
Marion, Ohio 4 $ 351,000 $ 87,750 $ 56,000
Tuscarawas, Ohio 4 $ 368,000 $ 92,000 $ 38,000
Okmulgee, Oklahoma 4 $ 591,000 $ 147,750 $ 102,000
Clackamas, Oregon 4 $ 790,000 $ 197,500 $ 78,000
Abbeville, South Carolina 4 $ 367,000 $ 91,750 $ 56,000
Dorchester, South Carolina 4 $ 347,000 $ 86,750 $ 9,000
Florence, South Carolina 4 $ 337,000 $ 84,250 $ 43,000
Georgetown, South Carolina 4 $ 481,000 $ 120,250 $ 63,000
Orangeburg, South Carolina 4 $ 316,000 $ 79,000 $ 46,000
Davidson, Tennessee 4 $ 862,000 $ 215,500 $ 92,000
Jefferson, Tennessee 4 $ 549,000 $ 137,250 $ 37,000
Maury, Tennessee 4 $ 641,000 $ 160,250 $ 53,000
Putnam, Tennessee 4 $ 573,000 $ 143,250 $ 96,000
Williamson, Tennessee 4 $ 680,000 $ 170,000 $ 80,000
Angelina, Texas 4 $ 431,000 $ 107,750 $ 49,000
Colorado, Texas 4 $ 460,000 $ 115,000 $ 57,000
Coryell, Texas 4 $ 480,000 $ 120,000 $ 50,000
Franklin, Texas 4 $ 550,000 $ 137,500 $ 70,000
Leon, Texas 4 $ 443,000 $ 110,750 $ 67,000
Milam, Texas 4 $ 397,000 $ 99,250 $ 98,000
Polk, Texas 4 $ 572,000 $ 143,000 $ 92,000
Potter, Texas 4 $ 357,000 $ 89,250 $ 52,000
San Jacinto, Texas 4 $ 432,000 $ 108,000 $ 64,000
Upshur, Texas 4 $ 403,000 $ 100,750 $ 36,000
Nelson, Virginia 4 $ 486,000 $ 121,500 $ 73,000
New Kent, Virginia 4 $ 365,000 $ 91,250 $ 60,000
Benton, Washington 4 $ 580,000 $ 145,000 $ 51,000
Marshall, Alabama 3 $ 514,000 $ 171,333 $ 60,000
Columbia, Arkansas 3 $ 286,000 $ 95,333 $ 45,000
Garland, Arkansas 3 $ 365,000 $ 121,666 $ 66,000
Hot Spring, Arkansas 3 $ 234,000 $ 78,000 $ 171,000
Lonoke, Arkansas 3 $ 253,000 $ 84,333 $ 52,000
Saline, Arkansas 3 $ 240,000 $ 80,000 $ 24,000
Placer, California 3 $ 1,810,000 $ 603,333 $ 117,000
San Francisco, California 3 $ 2,296,000 $ 765,333 $ 52,000
Santa Cruz, California 3 $ 1,505,000 $ 501,666 $ 171,000
Denver, Colorado 3 $ 565,000 $ 188,333 $ 43,000
Fairfield, Connecticut 3 $ 2,043,000 $ 681,000 $ 203,000
Sussex, Delaware 3 $ 924,000 $ 308,000 $ 112,000
District of Columbia, District Of Columbia 3 $ 510,000 $ 170,000 $ 123,000
Sarasota, Florida 3 $ 489,000 $ 163,000 $ 60,000
Suwannee, Florida 3 $ 393,000 $ 131,000 $ 104,000
Banks, Georgia 3 $ 264,000 $ 88,000 $ 39,000
Bryan, Georgia 3 $ 491,000 $ 163,666 $ 68,000
Chatham, Georgia 3 $ 355,000 $ 118,333 $ 64,000
Effingham, Georgia 3 $ 385,000 $ 128,333 $ 45,000
Fannin, Georgia 3 $ 223,000 $ 74,333 $ 29,000
Gordon, Georgia 3 $ 372,000 $ 124,000 $ 43,000
Liberty, Georgia 3 $ 310,000 $ 103,333 $ 32,000
McDuffie, Georgia 3 $ 236,000 $ 78,666 $ 29,000
Meriwether, Georgia 3 $ 319,000 $ 106,333 $ 50,000
Thomas, Georgia 3 $ 372,000 $ 124,000 $ 63,000
Walton, Georgia 3 $ 269,000 $ 89,666 $ 50,000
Washington, Georgia 3 $ 279,000 $ 93,000 $ 26,000
Champaign, Illinois 3 $ 377,000 $ 125,666 $ 131,000
Marion, Indiana 3 $ 695,000 $ 231,666 $ 229,000
Boone, Kentucky 3 $ 340,000 $ 113,333 $ 107,000
Lafourche, Louisiana 3 $ 268,000 $ 89,333 $ 38,000
Rapides, Louisiana 3 $ 196,000 $ 65,333 $ 50,000
St. Mary's, Maryland 3 $ 376,000 $ 125,333 $ 83,000
Essex, Massachusetts 3 $ 1,126,000 $ 375,333 $ 142,000
Anoka, Minnesota 3 $ 690,000 $ 230,000 $ 78,000
Hancock, Mississippi 3 $ 1,479,000 $ 493,000 $ 222,000
Hinds, Mississippi 3 $ 537,000 $ 179,000 $ 85,000
Eddy, New Mexico 3 $ 330,000 $ 110,000 $ 88,000
Taos, New Mexico 3 $ 343,000 $ 114,333 $ 33,000
Alexander, North Carolina 3 $ 296,000 $ 98,666 $ 26,000
Beaufort, North Carolina 3 $ 430,000 $ 143,333 $ 63,000
Bladen, North Carolina 3 $ 265,000 $ 88,333 $ 58,000
Columbus, North Carolina 3 $ 346,000 $ 115,333 $ 35,000
Davie, North Carolina 3 $ 215,000 $ 71,666 $ 63,000
Haywood, North Carolina 3 $ 284,000 $ 94,666 $ 70,000
Hoke, North Carolina 3 $ 302,000 $ 100,666 $ 33,000
Stokes, North Carolina 3 $ 320,000 $ 106,666 $ 35,000
Transylvania, North Carolina 3 $ 349,000 $ 116,333 $ 30,000
Wilson, North Carolina 3 $ 208,000 $ 69,333 $ 44,000
Adams, Ohio 3 $ 421,000 $ 140,333 $ 45,000
Clinton, Ohio 3 $ 388,000 $ 129,333 $ 82,000
Erie, Ohio 3 $ 215,000 $ 71,666 $ 55,000
Greene, Ohio 3 $ 259,000 $ 86,333 $ 65,000
Hancock, Ohio 3 $ 280,000 $ 93,333 $ 74,000
Morrow, Ohio 3 $ 324,000 $ 108,000 $ 42,000
Ross, Ohio 3 $ 400,000 $ 133,333 $ 46,000
Scioto, Ohio 3 $ 358,000 $ 119,333 $ 45,000
Warren, Ohio 3 $ 1,207,000 $ 402,333 $ 176,000
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Mortgage Loan Application Detail Totals for Bsm Financial, L.P. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,639 $1,201,193,000 $161,371 $3,000,000 $75,657 $4,301,000
Refinancing 6,108 $1,269,652,000 $181,617 $2,850,000 $71,264 $5,000,000
Home Improvement 1 $160,000 $160,000 $160,000 $49,000 $49,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,507 $1,592,316,000 $174,945 $3,000,000 $73,810 $5,000,000
Hispanic 2,239 $333,011,000 $152,583 $1,380,000 $65,250 $1,078,000
Black or African American 1,410 $195,621,000 $156,379 $1,138,000 $77,931 $570,000
Asian 757 $181,241,000 $212,857 $1,320,000 $103,904 $4,301,000
Not Provided 752 $151,987,000 $148,227 $1,470,000 $65,318 $1,200,000
Native Hawaiian or Other Pacific Islander 46 $8,988,000 $181,750 $440,000 $81,583 $198,000
American Indian or Alaskan Native 37 $7,841,000 $205,583 $1,995,000 $87,333 $402,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,697 $1,976,756,000 $184,657 $3,000,000 $89,400 $5,000,000
FHA-insured (Federal Housing Administration) 3,545 $418,014,000 $129,300 $487,000 $47,833 $447,000
VA-guaranteed (Veterans Administration) 506 $76,235,000 $161,625 $353,000 $48,687 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,831 $1,714,192,000 $180,400 $3,000,000 $74,142 $3,787,000
Application Approved But Not Accepted 1,440 $295,306,000 $180,666 $1,200,000 $76,100 $1,200,000
Application Denied By Financial Institution 1,332 $244,319,000 $180,290 $2,500,000 $93,354 $4,301,000
Application Withdrawn By Applicant 634 $106,047,000 $156,166 $1,995,000 $55,733 $540,000
File Closed For Incompleteness 487 $105,818,000 $212,217 $2,850,000 $65,217 $5,000,000
Loan Purchased By The Institution 22 $5,083,000 $229,222 $600,000 $109,888 $300,000
Preapproval Denied by Financial Institution 2 $240,000 $120,000 $132,000 $31,500 $33,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 479 $90,980,000 $146,304 $1,470,000 $87,260 $4,301,000
Other 329 $58,260,000 $199,000 $1,400,000 $91,791 $624,000
Debt-To-Income Ratio 209 $36,166,000 $158,200 $1,350,000 $78,100 $506,000
Collateral 189 $35,992,000 $295,473 $2,500,000 $117,368 $600,000
Unverifiable Information 51 $11,275,000 $214,909 $1,080,000 $101,545 $488,000
Employment History 41 $5,582,000 $195,888 $540,000 $70,111 $189,000
Insufficient Cash (Downpayment, Closing Cost) 23 $3,027,000 $123,571 $413,000 $103,285 $300,000
Credit Application Incomplete 13 $3,277,000 $222,166 $465,000 $70,166 $158,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bsm Financial, L.P.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bsm Financial, L.P.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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