Busey Bank Mortgage Lending & HMDA Data, 2017
In 2017, Busey Bank of Champaign, IL reported 10,644 mortgage applications totaling $2.6 billion, down 30% from 2016. The average application was for $242,548, and applicants reported an average income of $103,849. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were St. Louis, MO-IL (1,968), Kansas City, MO-KS (1,604) and Omaha-Council Bluffs, NE-IA (1,178) (applications in parentheses).
| Mortgage Company & Address | Busey Bank 100 W University Ave Champaign, IL 61820 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,644 |
| Total Mortgage Loan Application Amount | $2,581,688,000 |
| Average Mortgage Loan Application Amount | $242,548 |
| Highest Mortgage Loan Application Amount | $46,522,000 |
| Average Applicant Income | $103,849 |
| Highest Applicant Income | $7,122,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Busey Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 1,968 | $ 512,260,000 | $ 260,294 | $ 104,722 |
| Kansas City, MO-KS | 1,604 | $ 330,764,000 | $ 206,211 | $ 95,936 |
| Omaha-Council Bluffs, NE-IA | 1,178 | $ 227,545,000 | $ 193,162 | $ 93,880 |
| Champaign-Urbana, IL | 1,068 | $ 221,935,000 | $ 207,804 | $ 96,000 |
| Chicago-Naperville-Arlington Heights, IL | 825 | $ 212,955,000 | $ 258,127 | $ 119,000 |
| Wichita, KS | 522 | $ 93,658,000 | $ 179,421 | $ 85,000 |
| Bloomington, IL | 322 | $ 52,583,000 | $ 163,301 | $ 104,000 |
| Denver-Aurora-Lakewood, CO | 240 | $ 90,094,000 | $ 375,391 | $ 129,000 |
| Peoria, IL | 202 | $ 24,978,000 | $ 123,653 | $ 83,000 |
| Decatur, IL | 196 | $ 16,845,000 | $ 85,943 | $ 83,000 |
| Lincoln, NE | 162 | $ 27,515,000 | $ 169,845 | $ 81,000 |
| Elgin, IL | 126 | $ 29,755,000 | $ 236,150 | $ 106,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 115 | $ 49,822,000 | $ 433,234 | $ 135,800 |
| Cape Coral-Fort Myers, FL | 68 | $ 19,582,000 | $ 287,970 | $ 161,000 |
| Indianapolis-Carmel-Anderson, IN | 66 | $ 43,800,000 | $ 663,636 | $ 154,000 |
| Lawrence, KS | 66 | $ 11,176,000 | $ 169,333 | $ 85,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 59 | $ 19,198,000 | $ 325,389 | $ 139,000 |
| Los Angeles-Long Beach-Glendale, CA | 58 | $ 28,220,000 | $ 486,551 | $ 161,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 56 | $ 18,438,000 | $ 329,250 | $ 148,000 |
| Riverside-San Bernardino-Ontario, CA | 54 | $ 19,548,000 | $ 362,000 | $ 125,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 36 | $ 12,068,000 | $ 335,222 | $ 122,000 |
| Oakland-Hayward-Berkeley, CA | 33 | $ 19,126,000 | $ 579,575 | $ 166,000 |
| Richmond, VA | 33 | $ 8,743,000 | $ 264,939 | $ 94,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 33 | $ 11,957,000 | $ 362,333 | $ 119,000 |
| Anaheim-Santa Ana-Irvine, CA | 32 | $ 20,137,000 | $ 629,281 | $ 168,000 |
| Colorado Springs, CO | 31 | $ 8,872,000 | $ 286,193 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 31 | $ 8,591,000 | $ 277,129 | $ 151,000 |
| San Diego-Carlsbad, CA | 31 | $ 14,438,000 | $ 465,741 | $ 154,000 |
| Danville, IL | 30 | $ 5,141,000 | $ 171,366 | $ 76,000 |
| Lake County-Kenosha County, IL-WI | 24 | $ 6,673,000 | $ 278,041 | $ 149,500 |
| Tampa-St. Petersburg-Clearwater, FL | 23 | $ 6,653,000 | $ 289,260 | $ 133,000 |
| Fort Collins, CO | 22 | $ 7,222,000 | $ 328,272 | $ 99,000 |
| Gary, IN | 21 | $ 4,876,000 | $ 232,190 | $ 68,000 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 4,500,000 | $ 214,285 | $ 125,000 |
| Baltimore-Columbia-Towson, MD | 18 | $ 8,367,000 | $ 464,833 | $ 155,000 |
| Orlando-Kissimmee-Sanford, FL | 17 | $ 4,297,000 | $ 252,764 | $ 123,000 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 3,207,000 | $ 200,437 | $ 92,000 |
| Dallas-Plano-Irving, TX | 15 | $ 3,644,000 | $ 242,933 | $ 105,000 |
| Des Moines-West Des Moines, IA | 15 | $ 4,028,000 | $ 268,533 | $ 100,000 |
| Milwaukee-Waukesha-West Allis, WI | 15 | $ 4,471,000 | $ 298,066 | $ 107,000 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 5,478,000 | $ 365,200 | $ 192,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 15 | $ 8,668,000 | $ 577,866 | $ 191,000 |
| Boulder, CO | 14 | $ 6,723,000 | $ 480,214 | $ 207,000 |
| Houston-The Woodlands-Sugar Land, TX | 13 | $ 3,412,000 | $ 262,461 | $ 134,000 |
| Atlanta-Sandy Springs-Roswell, GA | 12 | $ 3,174,000 | $ 264,500 | $ 114,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 3,705,000 | $ 308,750 | $ 150,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 5,723,000 | $ 476,916 | $ 133,000 |
| Punta Gorda, FL | 12 | $ 1,562,000 | $ 130,166 | $ 79,000 |
| San Francisco-Redwood City-South San Francisco, CA | 12 | $ 9,547,000 | $ 795,583 | $ 186,000 |
| Springfield, MO | 12 | $ 2,354,000 | $ 196,166 | $ 89,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 12 | $ 4,420,000 | $ 368,333 | $ 183,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 2,372,000 | $ 215,636 | $ 147,000 |
| Greeley, CO | 10 | $ 3,253,000 | $ 325,300 | $ 108,000 |
| Vallejo-Fairfield, CA | 10 | $ 3,251,000 | $ 325,100 | $ 86,000 |
| Cincinnati, OH-KY-IN | 9 | $ 2,137,000 | $ 237,444 | $ 134,444 |
| Columbia, MO | 9 | $ 5,296,000 | $ 588,444 | $ 100,000 |
| Topeka, KS | 9 | $ 1,807,000 | $ 200,777 | $ 77,000 |
| Kankakee, IL | 8 | $ 842,000 | $ 105,250 | $ 118,000 |
| Knoxville, TN | 8 | $ 2,744,000 | $ 343,000 | $ 190,000 |
| Lexington-Fayette, KY | 8 | $ 2,892,000 | $ 361,500 | $ 148,000 |
| Madison, WI | 8 | $ 2,537,000 | $ 317,125 | $ 100,000 |
| Santa Rosa, CA | 8 | $ 3,570,000 | $ 446,250 | $ 165,000 |
| Silver Spring-Frederick-Rockville, MD | 8 | $ 2,469,000 | $ 308,625 | $ 71,000 |
| Austin-Round Rock, TX | 7 | $ 3,177,000 | $ 453,857 | $ 126,000 |
| Las Vegas-Henderson-Paradise, NV | 7 | $ 1,678,000 | $ 239,714 | $ 63,000 |
| Memphis, TN-MS-AR | 7 | $ 1,842,000 | $ 263,142 | $ 117,571 |
| Modesto, CA | 7 | $ 2,260,000 | $ 322,857 | $ 73,000 |
| New Orleans-Metairie, LA | 7 | $ 1,898,000 | $ 271,142 | $ 164,000 |
| Pittsburgh, PA | 7 | $ 773,000 | $ 110,428 | $ 77,000 |
| Clarksville, TN-KY | 6 | $ 1,443,000 | $ 240,500 | $ 151,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 1,442,000 | $ 240,333 | $ 103,166 |
| Niles-Benton Harbor, MI | 6 | $ 2,191,000 | $ 365,166 | $ 32,000 |
| Rockford, IL | 6 | $ 1,069,000 | $ 178,166 | $ 110,000 |
| Salinas, CA | 6 | $ 2,439,000 | $ 406,500 | $ 115,000 |
| Springfield, IL | 6 | $ 1,014,000 | $ 169,000 | $ 89,000 |
| St. Joseph, MO-KS | 6 | $ 727,000 | $ 121,166 | $ 52,000 |
| Stockton-Lodi, CA | 6 | $ 1,993,000 | $ 332,166 | $ 94,000 |
| Fort Wayne, IN | 5 | $ 13,841,000 | $ 2,768,200 | $ 56,000 |
| Jacksonville, FL | 5 | $ 1,540,000 | $ 308,000 | $ 99,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 1,956,000 | $ 391,200 | $ 137,600 |
| Oklahoma City, OK | 5 | $ 1,005,000 | $ 201,000 | $ 99,000 |
| Roanoke, VA | 5 | $ 1,611,000 | $ 322,200 | $ 102,000 |
| Visalia-Porterville, CA | 5 | $ 1,180,000 | $ 236,000 | $ 102,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 549,000 | $ 137,250 | $ 29,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,084,000 | $ 271,000 | $ 322,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 1,056,000 | $ 264,000 | $ 119,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 702,000 | $ 175,500 | $ 71,000 |
| Oshkosh-Neenah, WI | 4 | $ 1,200,000 | $ 300,000 | $ 98,000 |
| Port St. Lucie, FL | 4 | $ 1,008,000 | $ 252,000 | $ 100,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 1,136,000 | $ 284,000 | $ 134,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,474,000 | $ 368,500 | $ 138,000 |
| Winchester, VA-WV | 4 | $ 1,236,000 | $ 309,000 | $ 97,000 |
| Appleton, WI | 3 | $ 1,488,000 | $ 496,000 | $ 194,000 |
| Bakersfield, CA | 3 | $ 862,000 | $ 287,333 | $ 120,000 |
| Chattanooga, TN-GA | 3 | $ 709,000 | $ 236,333 | $ 177,000 |
| Cheyenne, WY | 3 | $ 757,000 | $ 252,333 | $ 122,000 |
| Cleveland-Elyria, OH | 3 | $ 737,000 | $ 245,666 | $ 144,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 733,000 | $ 244,333 | $ 297,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 797,000 | $ 265,666 | $ 102,000 |
| Fort Worth-Arlington, TX | 3 | $ 607,000 | $ 202,333 | $ 85,000 |
| Grand Junction, CO | 3 | $ 997,000 | $ 332,333 | $ 75,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 1,178,000 | $ 392,666 | $ 179,000 |
| Jefferson City, MO | 3 | $ 896,000 | $ 298,666 | $ 187,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 825,000 | $ 275,000 | $ 73,000 |
| Lafayette-West Lafayette, IN | 3 | $ 50,890,000 | $ 16,963,333 | $ 0 |
| Manhattan, KS | 3 | $ 496,000 | $ 165,333 | $ 67,000 |
| Napa, CA | 3 | $ 2,776,000 | $ 925,333 | $ 148,000 |
| Racine, WI | 3 | $ 903,000 | $ 301,000 | $ 104,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,588,000 | $ 529,333 | $ 136,000 |
| San Rafael, CA | 3 | $ 1,817,000 | $ 605,666 | $ 347,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,254,000 | $ 418,000 | $ 125,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,105,000 | $ 368,333 | $ 91,000 |
| Shreveport-Bossier City, LA | 3 | $ 728,000 | $ 242,666 | $ 46,000 |
| Staunton-Waynesboro, VA | 3 | $ 802,000 | $ 267,333 | $ 115,000 |
| Anchorage, AK | 2 | $ 533,000 | $ 266,500 | $ 121,000 |
| Auburn-Opelika, AL | 2 | $ 304,000 | $ 152,000 | $ 104,000 |
| Baton Rouge, LA | 2 | $ 584,000 | $ 292,000 | $ 94,000 |
| Birmingham-Hoover, AL | 2 | $ 467,000 | $ 233,500 | $ 114,000 |
| Bloomington, IN | 2 | $ 1,990,000 | $ 995,000 | $ 57,000 |
| Canton-Massillon, OH | 2 | $ 339,000 | $ 169,500 | $ 72,000 |
| Cape Girardeau, MO-IL | 2 | $ 483,000 | $ 241,500 | $ 93,000 |
| Charleston-North Charleston, SC | 2 | $ 1,341,000 | $ 670,500 | $ 42,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 965,000 | $ 482,500 | $ 117,500 |
| Charlottesville, VA | 2 | $ 1,099,000 | $ 549,500 | $ 156,000 |
| Chico, CA | 2 | $ 532,000 | $ 266,000 | $ 86,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 190,000 | $ 95,000 | $ 163,000 |
| Elkhart-Goshen, IN | 2 | $ 381,000 | $ 190,500 | $ 90,000 |
| Enid, OK | 2 | $ 388,000 | $ 194,000 | $ 123,000 |
| Flint, MI | 2 | $ 550,000 | $ 275,000 | $ 90,000 |
| Fresno, CA | 2 | $ 808,000 | $ 404,000 | $ 155,000 |
| Grand Island, NE | 2 | $ 152,000 | $ 76,000 | $ 59,000 |
| Iowa City, IA | 2 | $ 400,000 | $ 200,000 | $ 52,000 |
| Joplin, MO | 2 | $ 414,000 | $ 207,000 | $ 176,000 |
| Killeen-Temple, TX | 2 | $ 175,000 | $ 87,500 | $ 0 |
| Lafayette, LA | 2 | $ 454,000 | $ 227,000 | $ 44,000 |
| Lynchburg, VA | 2 | $ 487,000 | $ 243,500 | $ 45,000 |
| Michigan City-La Porte, IN | 2 | $ 375,000 | $ 187,500 | $ 186,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 248,000 | $ 124,000 | $ 47,000 |
| Newark, NJ-PA | 2 | $ 602,000 | $ 301,000 | $ 148,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 554,000 | $ 277,000 | $ 111,000 |
| Panama City, FL | 2 | $ 408,000 | $ 204,000 | $ 63,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 690,000 | $ 345,000 | $ 197,000 |
| Reno, NV | 2 | $ 770,000 | $ 385,000 | $ 230,000 |
| Rochester, MN | 2 | $ 621,000 | $ 310,500 | $ 87,000 |
| Salt Lake City, UT | 2 | $ 566,000 | $ 283,000 | $ 86,000 |
| San Antonio-New Braunfels, TX | 2 | $ 437,000 | $ 218,500 | $ 75,000 |
| Savannah, GA | 2 | $ 612,000 | $ 306,000 | $ 112,000 |
| Sebastian-Vero Beach, FL | 2 | $ 646,000 | $ 323,000 | $ 206,000 |
| Sioux City, IA-NE-SD | 2 | $ 377,000 | $ 188,500 | $ 65,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 687,000 | $ 343,500 | $ 196,500 |
| Tallahassee, FL | 2 | $ 572,000 | $ 286,000 | $ 68,000 |
| Urban Honolulu, HI | 2 | $ 900,000 | $ 450,000 | $ 178,000 |
| Worcester, MA-CT | 2 | $ 739,000 | $ 369,500 | $ 92,000 |
| Akron, OH | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Albuquerque, NM | 1 | $ 398,000 | $ 398,000 | $ 157,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 293,000 | $ 293,000 | $ 87,000 |
| Athens-Clarke County, GA | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
| Barnstable Town, MA | 1 | $ 184,000 | $ 184,000 | $ 140,000 |
| Beaumont-Port Arthur, TX | 1 | $ 306,000 | $ 306,000 | $ 425,000 |
| Beckley, WV | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 271,000 | $ 271,000 | $ 92,000 |
| Boise City, ID | 1 | $ 118,000 | $ 118,000 | $ 103,000 |
| Bowling Green, KY | 1 | $ 370,000 | $ 370,000 | $ 98,000 |
| Brunswick, GA | 1 | $ 154,000 | $ 154,000 | $ 80,000 |
| Carbondale-Marion, IL | 1 | $ 202,000 | $ 202,000 | $ 116,000 |
| Cedar Rapids, IA | 1 | $ 850,000 | $ 850,000 | $ 429,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 260,000 | $ 260,000 | $ 114,000 |
| Columbia, SC | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Columbus, OH | 1 | $ 227,000 | $ 227,000 | $ 122,000 |
| Corpus Christi, TX | 1 | $ 348,000 | $ 348,000 | $ 245,000 |
| Cumberland, MD-WV | 1 | $ 233,000 | $ 233,000 | $ 59,000 |
| Dayton, OH | 1 | $ 184,000 | $ 184,000 | $ 140,000 |
| Duluth, MN-WI | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Fort Smith, AR-OK | 1 | $ 265,000 | $ 265,000 | $ 210,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 338,000 | $ 338,000 | $ 95,000 |
| Hanford-Corcoran, CA | 1 | $ 169,000 | $ 169,000 | $ 50,000 |
| Harrisonburg, VA | 1 | $ 280,000 | $ 280,000 | $ 96,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Homosassa Springs, FL | 1 | $ 140,000 | $ 140,000 | $ 185,000 |
| Hot Springs, AR | 1 | $ 288,000 | $ 288,000 | $ 222,000 |
| Houma-Thibodaux, LA | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| Jackson, MI | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Janesville-Beloit, WI | 1 | $ 240,000 | $ 240,000 | $ 300,000 |
| Johnson City, TN | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Kokomo, IN | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Lansing-East Lansing, MI | 1 | $ 220,000 | $ 220,000 | $ 59,000 |
| Las Cruces, NM | 1 | $ 309,000 | $ 309,000 | $ 86,000 |
| Lebanon, PA | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 74,000 | $ 74,000 | $ 187,000 |
| Merced, CA | 1 | $ 249,000 | $ 249,000 | $ 127,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 419,000 | $ 419,000 | $ 123,000 |
| Missoula, MT | 1 | $ 298,000 | $ 298,000 | $ 66,000 |
| Monroe, MI | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Morristown, TN | 1 | $ 313,000 | $ 313,000 | $ 535,000 |
| Muskegon, MI | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 296,000 | $ 296,000 | $ 60,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 250,000 | $ 250,000 | $ 173,000 |
| Ocala, FL | 1 | $ 257,000 | $ 257,000 | $ 52,000 |
| Portland-South Portland, ME | 1 | $ 333,000 | $ 333,000 | $ 90,000 |
| Pueblo, CO | 1 | $ 340,000 | $ 340,000 | $ 237,000 |
| Rockingham County-Strafford County, NH | 1 | $ 343,000 | $ 343,000 | $ 114,000 |
| Salisbury, MD-DE | 1 | $ 268,000 | $ 268,000 | $ 99,000 |
| Sheboygan, WI | 1 | $ 258,000 | $ 258,000 | $ 93,000 |
| Sioux Falls, SD | 1 | $ 418,000 | $ 418,000 | $ 146,000 |
| Spokane-Spokane Valley, WA | 1 | $ 409,000 | $ 409,000 | $ 145,000 |
| Tacoma-Lakewood, WA | 1 | $ 642,000 | $ 642,000 | $ 109,000 |
| Texarkana, TX-AR | 1 | $ 310,000 | $ 310,000 | $ 47,000 |
| Toledo, OH | 1 | $ 76,000 | $ 76,000 | $ 52,000 |
| Tucson, AZ | 1 | $ 214,000 | $ 214,000 | $ 210,000 |
| Wausau, WI | 1 | $ 308,000 | $ 308,000 | $ 140,000 |
| Wilmington, DE-MD-NJ | 1 | $ 244,000 | $ 244,000 | $ 94,000 |
| Wilmington, NC | 1 | $ 320,000 | $ 320,000 | $ 108,000 |
| Yuba City, CA | 1 | $ 322,000 | $ 322,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for Busey Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,429 | $1,635,656,000 | $220,000 | $46,522,000 | $98,000 | $7,122,000 |
| Refinancing | 2,923 | $900,274,000 | $307,000 | $23,000,000 | $120,000 | $2,073,000 |
| Home Improvement | 292 | $45,758,000 | $156,000 | $1,677,000 | $91,000 | $677,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,502 | $1,849,809,000 | $217,000 | $5,950,000 | $107,000 | $7,122,000 |
| Not Provided | 545 | $156,053,000 | $286,000 | $1,910,000 | $121,000 | $1,450,000 |
| Black or African American | 476 | $85,736,000 | $180,000 | $684,000 | $79,000 | $724,000 |
| Hispanic | 444 | $87,964,000 | $198,000 | $1,018,000 | $84,000 | $607,000 |
| Asian | 399 | $103,928,000 | $260,000 | $1,210,000 | $135,000 | $1,080,000 |
| Not applicable | 219 | $285,897,000 | $1,305,000 | $46,522,000 | $5,000 | $774,000 |
| American Indian or Alaskan Native | 34 | $6,998,000 | $205,000 | $447,000 | $98,000 | $616,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $5,303,000 | $212,000 | $412,000 | $102,000 | $207,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,649 | $1,986,331,000 | $259,000 | $46,522,000 | $116,000 | $7,122,000 |
| FHA-insured (Federal Housing Administration) | 1,736 | $294,614,000 | $169,000 | $590,000 | $66,000 | $275,000 |
| VA-guaranteed (Veterans Administration) | 1,039 | $272,971,000 | $262,000 | $1,022,000 | $91,000 | $640,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 220 | $27,772,000 | $126,000 | $394,000 | $49,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,875 | $1,871,073,000 | $237,000 | $46,522,000 | $104,000 | $7,122,000 |
| Application Withdrawn By Applicant | 1,799 | $482,678,000 | $268,000 | $4,983,000 | $113,000 | $1,465,000 |
| Application Denied By Financial Institution | 676 | $135,084,000 | $199,000 | $1,990,000 | $81,000 | $988,000 |
| Application Approved But Not Accepted | 154 | $55,174,000 | $358,000 | $18,500,000 | $105,000 | $458,000 |
| File Closed For Incompleteness | 136 | $37,343,000 | $274,000 | $1,488,000 | $125,000 | $552,000 |
| Loan Purchased By The Institution | 4 | $336,000 | $84,000 | $108,000 | $50,000 | $68,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 207 | $34,669,000 | $167,000 | $1,257,000 | $77,000 | $588,000 |
| Debt-To-Income Ratio | 193 | $49,542,000 | $256,000 | $1,990,000 | $68,000 | $349,000 |
| Collateral | 110 | $19,943,000 | $181,000 | $920,000 | $118,000 | $988,000 |
| Other | 70 | $10,462,000 | $149,000 | $466,000 | $66,000 | $186,000 |
| Employment History | 39 | $6,631,000 | $170,000 | $640,000 | $67,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,515,000 | $175,000 | $562,000 | $67,000 | $257,000 |
| Unverifiable Information | 14 | $5,165,000 | $368,000 | $850,000 | $115,000 | $360,000 |
| Credit Application Incomplete | 4 | $919,000 | $229,000 | $400,000 | $80,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Busey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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