C&F Select LLC Mortgage Lending & HMDA Data, 2020
In 2020, C&F Select LLC of Midlothian, VA reported 301 mortgage applications totaling $80.0 million. The average application was for $265,730, and applicants reported an average income of $102,627. 76% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Richmond, VA (274), Virginia Beach-Norfolk-Newport News, VA-NC (6) and Lynchburg, VA (3) (applications in parentheses).
| Mortgage Company & Address | C&F Select LLC 1 Park West Circle Suite 203 Midlothian, VA 23113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 301 |
| Total Mortgage Loan Application Amount | $79,985,000 |
| Average Mortgage Loan Application Amount | $265,730 |
| Highest Mortgage Loan Application Amount | $705,000 |
| Average Applicant Income | $102,627 |
| Highest Applicant Income | $355,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records C&F Select LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield, Virginia | 162 | $ 46,000,000 | $ 283,950 | $ 107,000 |
| Henrico, Virginia | 42 | $ 10,380,000 | $ 247,142 | $ 95,000 |
| Richmond City, Virginia | 23 | $ 6,855,000 | $ 298,043 | $ 117,000 |
| Powhatan, Virginia | 13 | $ 4,055,000 | $ 311,923 | $ 103,000 |
| Hanover, Virginia | 8 | $ 2,000,000 | $ 250,000 | $ 119,000 |
| Amelia, Virginia | 7 | $ 1,145,000 | $ 163,571 | $ 62,000 |
| Goochland, Virginia | 5 | $ 1,155,000 | $ 231,000 | $ 82,000 |
| New Kent, Virginia | 4 | $ 810,000 | $ 202,500 | $ 76,000 |
| Hopewell, Virginia | 3 | $ 425,000 | $ 141,666 | $ 93,000 |
| Petersburg, Virginia | 3 | $ 335,000 | $ 111,666 | $ 101,000 |
| Richmond, Virginia | 3 | $ 435,000 | $ 145,000 | $ 90,000 |
| Bedford, Virginia | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Caroline, Virginia | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Cumberland, Virginia | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Dinwiddie, Virginia | 2 | $ 640,000 | $ 320,000 | $ 102,000 |
| Lunenburg, Virginia | 2 | $ 320,000 | $ 160,000 | $ 38,000 |
| Norfolk, Virginia | 2 | $ 550,000 | $ 275,000 | $ 79,000 |
| Nottoway, Virginia | 2 | $ 440,000 | $ 220,000 | $ 51,000 |
| Virginia Beach, Virginia | 2 | $ 580,000 | $ 290,000 | $ 112,000 |
| Colonial Heights, Virginia | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Essex, Virginia | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| Fairfax City, Virginia | 1 | $ 435,000 | $ 435,000 | $ 182,000 |
| Greensville, Virginia | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| James City, Virginia | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Lynchburg, Virginia | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Mecklenburg, Virginia | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Northumberland, Virginia | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Prince Edward, Virginia | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Prince George, Virginia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Suffolk, Virginia | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Surry, Virginia | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
Mortgage Loan Application Detail Totals for C&F Select LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 203 | $52,555,000 | $258,000 | $705,000 | $94,000 | $355,000 |
| Refinancing | 77 | $23,165,000 | $300,000 | $645,000 | $128,000 | $344,000 |
| Cash-out Refinancing | 21 | $4,265,000 | $203,000 | $405,000 | $93,000 | $160,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 207 | $56,295,000 | $271,000 | $595,000 | $109,000 | $355,000 |
| Black or African American | 46 | $9,700,000 | $210,000 | $705,000 | $62,000 | $135,000 |
| Not Provided | 26 | $7,120,000 | $273,000 | $515,000 | $112,000 | $344,000 |
| Asian | 12 | $3,920,000 | $326,000 | $525,000 | $125,000 | $228,000 |
| Hispanic | 8 | $2,110,000 | $263,000 | $515,000 | $79,000 | $216,000 |
| American Indian or Alaskan Native | 2 | $840,000 | $420,000 | $645,000 | $32,000 | $32,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 205 | $54,395,000 | $265,000 | $535,000 | $113,000 | $344,000 |
| FHA-insured (Federal Housing Administration) | 66 | $16,270,000 | $246,000 | $545,000 | $68,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 24 | $7,820,000 | $325,000 | $705,000 | $104,000 | $355,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,500,000 | $250,000 | $335,000 | $70,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 230 | $61,920,000 | $269,000 | $645,000 | $101,000 | $332,000 |
| Application Withdrawn By Applicant | 36 | $8,800,000 | $244,000 | $705,000 | $93,000 | $237,000 |
| File Closed For Incompleteness | 23 | $6,645,000 | $288,000 | $515,000 | $141,000 | $355,000 |
| Application Denied By Financial Institution | 11 | $2,305,000 | $209,000 | $335,000 | $81,000 | $144,000 |
| Application Approved But Not Accepted | 1 | $315,000 | $315,000 | $315,000 | $62,000 | $62,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 290 | $77,680,000 | $267,000 | $705,000 | $103,000 | $355,000 |
| Credit History | 5 | $1,035,000 | $207,000 | $325,000 | $93,000 | $144,000 |
| Debt-To-Income Ratio | 5 | $935,000 | $187,000 | $255,000 | $66,000 | $89,000 |
| Employment History | 1 | $335,000 | $335,000 | $335,000 | $96,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into C&F Select LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess C&F Select LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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