Calcap Lending, LLC Mortgage Lending & HMDA Data, 2019
In 2019, Calcap Lending, LLC of Pasadena, CA reported 186 mortgage applications totaling $206.2 million, down 37% from 2018. The average application was for $1,108,333, and applicants reported an average income of $0. 34% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (57), Oakland-Hayward-Berkeley, CA (13) and Riverside-San Bernardino-Ontario, CA (13) (applications in parentheses).
| Mortgage Company & Address | Calcap Lending, LLC 65 N Catalina Ave Pasadena, CA 91106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2020 2019 2018 |
| Total Number of Mortgage Applications | 186 |
| Total Mortgage Loan Application Amount | $206,150,000 |
| Average Mortgage Loan Application Amount | $1,108,333 |
| Highest Mortgage Loan Application Amount | $8,805,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Calcap Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 57 | $ 77,205,000 | $ 1,354,473 | $ 0 |
| Alameda, California | 10 | $ 12,150,000 | $ 1,215,000 | $ 0 |
| Orange, California | 9 | $ 18,765,000 | $ 2,085,000 | $ 0 |
| Maricopa, Arizona | 7 | $ 2,965,000 | $ 423,571 | $ 0 |
| San Bernardino, California | 7 | $ 4,615,000 | $ 659,285 | $ 0 |
| Santa Clara, California | 7 | $ 9,125,000 | $ 1,303,571 | $ 0 |
| Riverside, California | 6 | $ 3,710,000 | $ 618,333 | $ 0 |
| San Diego, California | 6 | $ 5,550,000 | $ 925,000 | $ 0 |
| San Luis Obispo, California | 6 | $ 4,970,000 | $ 828,333 | $ 0 |
| Travis, Texas | 6 | $ 2,600,000 | $ 433,333 | $ 0 |
| Pima, Arizona | 4 | $ 10,970,000 | $ 2,742,500 | $ 0 |
| Monterey, California | 4 | $ 11,190,000 | $ 2,797,500 | $ 0 |
| Santa Barbara, California | 4 | $ 8,670,000 | $ 2,167,500 | $ 0 |
| Cook, Illinois | 4 | $ 2,230,000 | $ 557,500 | $ 0 |
| King, Washington | 4 | $ 2,090,000 | $ 522,500 | $ 0 |
| Contra Costa, California | 3 | $ 1,365,000 | $ 455,000 | $ 0 |
| Ventura, California | 3 | $ 2,035,000 | $ 678,333 | $ 0 |
| Harris, Texas | 3 | $ 2,165,000 | $ 721,666 | $ 0 |
| Mohave, Arizona | 2 | $ 720,000 | $ 360,000 | $ 0 |
| San Francisco, California | 2 | $ 3,250,000 | $ 1,625,000 | $ 0 |
| Santa Cruz, California | 2 | $ 1,940,000 | $ 970,000 | $ 0 |
| Solano, California | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Fulton, Georgia | 2 | $ 2,060,000 | $ 1,030,000 | $ 0 |
| Imperial, California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Napa, California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Placer, California | 1 | $ 1,945,000 | $ 1,945,000 | $ 0 |
| Sacramento, California | 1 | $ 545,000 | $ 545,000 | $ 0 |
| San Joaquin, California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sonoma, California | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Stanislaus, California | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Boulder, Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Bay, Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Pinellas, Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bibb, Georgia | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Kauai, Hawaii | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Louis, Missouri | 1 | $ 2,245,000 | $ 2,245,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Cumberland, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mecklenburg, North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Beaufort, South Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Richland, South Carolina | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Denton, Texas | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Douglas, Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Spokane, Washington | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Calcap Lending, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 75 | $87,945,000 | $1,172,000 | $4,855,000 | $0 | $0 |
| Home Purchase | 61 | $49,205,000 | $806,000 | $4,405,000 | $0 | $0 |
| Refinancing | 36 | $44,280,000 | $1,230,000 | $4,425,000 | $0 | $0 |
| Other Purpose | 14 | $24,720,000 | $1,765,000 | $8,805,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 117 | $142,965,000 | $1,221,000 | $8,805,000 | $0 | $0 |
| Not Provided | 57 | $51,205,000 | $898,000 | $4,425,000 | $0 | $0 |
| White | 8 | $6,790,000 | $848,000 | $2,855,000 | $0 | $0 |
| Asian | 3 | $2,185,000 | $728,000 | $1,105,000 | $0 | $0 |
| Black or African American | 1 | $3,005,000 | $3,005,000 | $3,005,000 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 186 | $206,150,000 | $1,108,000 | $8,805,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 64 | $66,160,000 | $1,033,000 | $4,405,000 | $0 | $0 |
| Application Withdrawn By Applicant | 45 | $51,325,000 | $1,140,000 | $5,005,000 | $0 | $0 |
| File Closed For Incompleteness | 39 | $43,115,000 | $1,105,000 | $8,805,000 | $0 | $0 |
| Application Denied By Financial Institution | 35 | $42,265,000 | $1,207,000 | $4,425,000 | $0 | $0 |
| Application Approved But Not Accepted | 3 | $3,285,000 | $1,095,000 | $1,485,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 151 | $163,885,000 | $1,085,000 | $8,805,000 | $0 | $0 |
| Collateral | 16 | $17,230,000 | $1,076,000 | $3,945,000 | $0 | $0 |
| Credit History | 11 | $9,765,000 | $887,000 | $2,665,000 | $0 | $0 |
| Unverifiable Information | 6 | $13,250,000 | $2,208,000 | $4,425,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $2,020,000 | $1,010,000 | $1,125,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Calcap Lending, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Calcap Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About