Capital Bank, N.A. Mortgage Lending & HMDA Data, 2017

In 2017, Capital Bank, N.A. of Rockville, MD reported 2,128 mortgage applications totaling $697.9 million, down 42% from 2016. The average application was for $327,976, and applicants reported an average income of $124,528. 66% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (472), Baltimore-Columbia-Towson, MD (284) and Silver Spring-Frederick-Rockville, MD (163) (applications in parentheses).

Mortgage Company & Address Capital Bank, N.A.
One Church St Suite 300
Rockville, MD 20850
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,128
Total Mortgage Loan Application Amount $697,934,000
Average Mortgage Loan Application Amount $327,976
Highest Mortgage Loan Application Amount $2,365,000
Average Applicant Income $124,528
Highest Applicant Income $2,558,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital Bank, N.A. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
District of Columbia, District Of Columbia 240 $ 96,897,000 $ 403,737 $ 112,000
Montgomery, Maryland 142 $ 66,222,000 $ 466,352 $ 206,000
Anne Arundel, Maryland 99 $ 31,829,000 $ 321,505 $ 126,000
Prince George's, Maryland 82 $ 24,914,000 $ 303,829 $ 105,000
Baltimore, Maryland 71 $ 19,817,000 $ 279,112 $ 113,000
Fairfax, Virginia 61 $ 27,125,000 $ 444,672 $ 144,000
Baltimore City, Maryland 34 $ 10,618,000 $ 312,294 $ 112,000
Harford, Maryland 32 $ 9,352,000 $ 292,250 $ 103,000
Clark, Nevada 25 $ 6,517,000 $ 260,680 $ 73,000
Los Angeles, California 24 $ 11,301,000 $ 470,875 $ 141,000
Maricopa, Arizona 22 $ 6,068,000 $ 275,818 $ 92,000
Howard, Maryland 22 $ 7,667,000 $ 348,500 $ 151,000
Frederick, Maryland 21 $ 7,230,000 $ 344,285 $ 134,000
Miami-Dade, Florida 20 $ 5,421,000 $ 271,050 $ 118,000
Arlington, Virginia 19 $ 8,132,000 $ 428,000 $ 156,000
Cook, Illinois 18 $ 4,494,000 $ 249,666 $ 113,000
Loudoun, Virginia 18 $ 9,713,000 $ 539,611 $ 161,000
Riverside, California 17 $ 6,484,000 $ 381,411 $ 115,000
Broward, Florida 15 $ 5,374,000 $ 358,266 $ 126,000
Carroll, Maryland 15 $ 5,028,000 $ 335,200 $ 141,000
Prince William, Virginia 15 $ 6,291,000 $ 419,400 $ 142,000
San Diego, California 14 $ 4,232,000 $ 302,285 $ 130,000
Harris, Texas 13 $ 3,463,000 $ 266,384 $ 104,000
Alexandria, Virginia 13 $ 6,205,000 $ 477,307 $ 217,000
Queen Anne's, Maryland 11 $ 4,045,000 $ 367,727 $ 127,000
Orange, Florida 10 $ 2,670,000 $ 267,000 $ 92,000
Palm Beach, Florida 10 $ 3,141,000 $ 314,100 $ 178,000
Philadelphia, Pennsylvania 10 $ 3,379,000 $ 337,900 $ 185,000
York, Pennsylvania 10 $ 2,175,000 $ 217,500 $ 97,000
Tarrant, Texas 10 $ 2,413,000 $ 241,300 $ 102,000
Fairfield, Connecticut 9 $ 3,122,000 $ 346,888 $ 132,000
Sussex, Delaware 9 $ 3,415,000 $ 379,444 $ 174,000
Fulton, Georgia 9 $ 2,556,000 $ 284,000 $ 100,000
Gwinnett, Georgia 9 $ 2,333,000 $ 259,222 $ 81,000
Cecil, Maryland 9 $ 2,718,000 $ 302,000 $ 131,000
Charles, Maryland 9 $ 2,123,000 $ 235,888 $ 78,000
Monmouth, New Jersey 9 $ 2,565,000 $ 285,000 $ 125,000
Montgomery, Pennsylvania 9 $ 2,276,000 $ 252,888 $ 89,000
Salt Lake, Utah 9 $ 2,611,000 $ 290,111 $ 89,000
Collier, Florida 8 $ 2,312,000 $ 289,000 $ 111,000
Pinellas, Florida 8 $ 1,759,000 $ 219,875 $ 97,000
Cleveland, Oklahoma 8 $ 952,000 $ 119,000 $ 134,000
Alameda, California 7 $ 2,806,000 $ 400,857 $ 141,000
Hillsborough, Florida 7 $ 1,986,000 $ 283,714 $ 89,000
Bernalillo, New Mexico 7 $ 2,880,000 $ 411,428 $ 201,000
Wake, North Carolina 7 $ 2,071,000 $ 295,857 $ 78,000
Bucks, Pennsylvania 7 $ 2,033,000 $ 290,428 $ 102,000
Bexar, Texas 7 $ 1,622,000 $ 231,714 $ 57,000
Stafford, Virginia 7 $ 3,620,000 $ 517,142 $ 149,000
Pierce, Washington 7 $ 2,083,000 $ 297,571 $ 70,000
Orange, California 6 $ 3,453,000 $ 575,500 $ 192,000
San Bernardino, California 6 $ 1,769,000 $ 294,833 $ 76,000
New Haven, Connecticut 6 $ 1,421,000 $ 236,833 $ 104,000
Manatee, Florida 6 $ 2,171,000 $ 361,833 $ 136,000
Volusia, Florida 6 $ 1,312,000 $ 218,666 $ 261,000
DuPage, Illinois 6 $ 1,560,000 $ 260,000 $ 143,000
Talbot, Maryland 6 $ 4,550,000 $ 758,333 $ 183,000
Rockingham, New Hampshire 6 $ 1,809,000 $ 301,500 $ 124,000
Chester, Pennsylvania 6 $ 1,913,000 $ 318,833 $ 202,000
Virginia Beach, Virginia 6 $ 1,657,000 $ 276,166 $ 85,000
Pima, Arizona 5 $ 1,531,000 $ 306,200 $ 94,000
Contra Costa, California 5 $ 2,048,000 $ 409,600 $ 115,000
Fresno, California 5 $ 1,366,000 $ 273,200 $ 100,000
Charlotte, Florida 5 $ 1,120,000 $ 224,000 $ 130,000
Lake, Florida 5 $ 1,023,000 $ 204,600 $ 66,000
St. Lucie, Florida 5 $ 959,000 $ 191,800 $ 100,000
Henry, Georgia 5 $ 1,217,000 $ 243,400 $ 81,000
Middlesex, Massachusetts 5 $ 1,798,000 $ 359,600 $ 114,000
Plymouth, Massachusetts 5 $ 1,496,000 $ 299,200 $ 209,000
Ocean, New Jersey 5 $ 1,897,000 $ 379,400 $ 394,000
Somerset, New Jersey 5 $ 1,551,000 $ 310,200 $ 132,000
Cumberland, North Carolina 5 $ 693,000 $ 138,600 $ 63,000
Mecklenburg, North Carolina 5 $ 1,107,000 $ 221,400 $ 126,000
Oklahoma, Oklahoma 5 $ 631,000 $ 126,200 $ 92,000
Charleston, South Carolina 5 $ 1,920,000 $ 384,000 $ 190,000
Richland, South Carolina 5 $ 1,385,000 $ 277,000 $ 78,000
Davidson, Tennessee 5 $ 1,455,000 $ 291,000 $ 102,000
Denton, Texas 5 $ 1,340,000 $ 268,000 $ 110,000
Chesapeake, Virginia 5 $ 1,764,000 $ 352,800 $ 64,000
York, Virginia 5 $ 1,157,000 $ 231,400 $ 167,000
King, Washington 5 $ 2,008,000 $ 401,600 $ 97,000
Thurston, Washington 5 $ 1,304,000 $ 260,800 $ 41,000
Sacramento, California 4 $ 1,206,000 $ 301,500 $ 111,000
Sonoma, California 4 $ 1,729,000 $ 432,250 $ 141,000
El Paso, Colorado 4 $ 1,093,000 $ 273,250 $ 96,000
Lee, Florida 4 $ 950,000 $ 237,500 $ 71,000
Pasco, Florida 4 $ 1,030,000 $ 257,500 $ 81,000
Worcester, Maryland 4 $ 898,000 $ 224,500 $ 153,000
Barnstable, Massachusetts 4 $ 1,758,000 $ 439,500 $ 243,000
Macomb, Michigan 4 $ 1,057,000 $ 264,250 $ 89,000
Washoe, Nevada 4 $ 1,190,000 $ 297,500 $ 62,000
Bergen, New Jersey 4 $ 978,000 $ 244,500 $ 99,000
Cape May, New Jersey 4 $ 1,220,000 $ 305,000 $ 198,000
Middlesex, New Jersey 4 $ 1,186,000 $ 296,500 $ 154,000
Forsyth, North Carolina 4 $ 685,000 $ 171,250 $ 151,000
Onslow, North Carolina 4 $ 773,000 $ 193,250 $ 53,000
Fairfield, Ohio 4 $ 1,189,000 $ 297,250 $ 82,000
Cumberland, Pennsylvania 4 $ 1,003,000 $ 250,750 $ 125,000
Horry, South Carolina 4 $ 1,414,000 $ 353,500 $ 117,000
Williamson, Tennessee 4 $ 1,466,000 $ 366,500 $ 136,000
Collin, Texas 4 $ 999,000 $ 249,750 $ 100,000
Dallas, Texas 4 $ 1,203,000 $ 300,750 $ 102,000
Montgomery, Texas 4 $ 1,148,000 $ 287,000 $ 107,000
Travis, Texas 4 $ 986,000 $ 246,500 $ 94,000
Washington, Utah 4 $ 1,197,000 $ 299,250 $ 128,000
Chesterfield, Virginia 4 $ 1,256,000 $ 314,000 $ 102,000
Baldwin, Alabama 3 $ 590,000 $ 196,666 $ 63,000
Lee, Alabama 3 $ 592,000 $ 197,333 $ 76,000
Coconino, Arizona 3 $ 751,000 $ 250,333 $ 86,000
Kern, California 3 $ 638,000 $ 212,666 $ 85,000
Merced, California 3 $ 780,000 $ 260,000 $ 62,000
San Joaquin, California 3 $ 1,180,000 $ 393,333 $ 127,000
Santa Clara, California 3 $ 1,217,000 $ 405,666 $ 114,000
Solano, California 3 $ 983,000 $ 327,666 $ 109,000
Stanislaus, California 3 $ 901,000 $ 300,333 $ 71,000
Ventura, California 3 $ 1,502,000 $ 500,666 $ 259,000
Yolo, California 3 $ 1,113,000 $ 371,000 $ 127,000
Arapahoe, Colorado 3 $ 1,246,000 $ 415,333 $ 206,000
Jefferson, Colorado 3 $ 796,000 $ 265,333 $ 86,000
Hartford, Connecticut 3 $ 834,000 $ 278,000 $ 132,000
Bay, Florida 3 $ 710,000 $ 236,666 $ 79,000
Brevard, Florida 3 $ 761,000 $ 253,666 $ 82,000
Polk, Florida 3 $ 779,000 $ 259,666 $ 179,000
Sarasota, Florida 3 $ 925,000 $ 308,333 $ 76,000
St. Johns, Florida 3 $ 853,000 $ 284,333 $ 60,000
Cobb, Georgia 3 $ 994,000 $ 331,333 $ 132,000
Fayette, Georgia 3 $ 696,000 $ 232,000 $ 92,000
Forsyth, Georgia 3 $ 939,000 $ 313,000 $ 154,000
Houston, Georgia 3 $ 550,000 $ 183,333 $ 62,000
Hamilton, Indiana 3 $ 1,050,000 $ 350,000 $ 187,000
Scott, Iowa 3 $ 1,207,000 $ 402,333 $ 116,000
Orleans, Louisiana 3 $ 824,000 $ 274,666 $ 196,000
Calvert, Maryland 3 $ 1,348,000 $ 449,333 $ 138,000
St. Mary's, Maryland 3 $ 701,000 $ 233,666 $ 60,000
Bristol, Massachusetts 3 $ 755,000 $ 251,666 $ 157,000
Norfolk, Massachusetts 3 $ 1,344,000 $ 448,000 $ 180,000
Oakland, Michigan 3 $ 520,000 $ 173,333 $ 282,000
St. Clair, Michigan 3 $ 446,000 $ 148,666 $ 112,000
Wayne, Michigan 3 $ 840,000 $ 280,000 $ 126,000
Jackson, Missouri 3 $ 518,000 $ 172,666 $ 123,000
Platte, Missouri 3 $ 1,124,000 $ 374,666 $ 156,000
Burlington, New Jersey 3 $ 838,000 $ 279,333 $ 170,000
Camden, New Jersey 3 $ 720,000 $ 240,000 $ 158,000
Essex, New Jersey 3 $ 985,000 $ 328,333 $ 98,000
Hudson, New Jersey 3 $ 1,018,000 $ 339,333 $ 374,000
Morris, New Jersey 3 $ 1,053,000 $ 351,000 $ 195,000
Sussex, New Jersey 3 $ 755,000 $ 251,666 $ 116,000
Brunswick, North Carolina 3 $ 719,000 $ 239,666 $ 145,000
Durham, North Carolina 3 $ 1,065,000 $ 355,000 $ 118,000
Iredell, North Carolina 3 $ 811,000 $ 270,333 $ 94,000
Watauga, North Carolina 3 $ 798,000 $ 266,000 $ 103,000
Franklin, Ohio 3 $ 810,000 $ 270,000 $ 52,000
Summit, Ohio 3 $ 555,000 $ 185,000 $ 79,000
Delaware, Pennsylvania 3 $ 790,000 $ 263,333 $ 150,000
Franklin, Pennsylvania 3 $ 736,000 $ 245,333 $ 123,000
Lehigh, Pennsylvania 3 $ 584,000 $ 194,666 $ 213,000
Providence, Rhode Island 3 $ 838,000 $ 279,333 $ 96,000
Beaufort, South Carolina 3 $ 665,000 $ 221,666 $ 155,000
Hamilton, Tennessee 3 $ 1,016,000 $ 338,666 $ 216,000
Sumner, Tennessee 3 $ 2,300,000 $ 766,666 $ 266,000
Bell, Texas 3 $ 275,000 $ 91,666 $ 93,000
Kaufman, Texas 3 $ 730,000 $ 243,333 $ 114,000
Val Verde, Texas 3 $ 648,000 $ 216,000 $ 78,000
Norfolk, Virginia 3 $ 559,000 $ 186,333 $ 55,000
Spotsylvania, Virginia 3 $ 676,000 $ 225,333 $ 68,000
Snohomish, Washington 3 $ 929,000 $ 309,666 $ 89,000
Berkeley, West Virginia 3 $ 715,000 $ 238,333 $ 85,000
Madison, Alabama 2 $ 672,000 $ 336,000 $ 148,000
Cochise, Arizona 2 $ 501,000 $ 250,500 $ 45,000
Pinal, Arizona 2 $ 389,000 $ 194,500 $ 80,000
Benton, Arkansas 2 $ 559,000 $ 279,500 $ 72,000
Garland, Arkansas 2 $ 868,000 $ 434,000 $ 178,000
Miller, Arkansas 2 $ 518,000 $ 259,000 $ 30,000
Pulaski, Arkansas 2 $ 557,000 $ 278,500 $ 93,000
El Dorado, California 2 $ 906,000 $ 453,000 $ 103,000
Monterey, California 2 $ 741,000 $ 370,500 $ 105,000
Napa, California 2 $ 706,000 $ 353,000 $ 113,000
Adams, Colorado 2 $ 764,000 $ 382,000 $ 94,000
Boulder, Colorado 2 $ 525,000 $ 262,500 $ 143,000
Larimer, Colorado 2 $ 478,000 $ 239,000 $ 128,000
Tolland, Connecticut 2 $ 406,000 $ 203,000 $ 76,000
Windham, Connecticut 2 $ 495,000 $ 247,500 $ 49,000
New Castle, Delaware 2 $ 436,000 $ 218,000 $ 118,000
Clay, Florida 2 $ 525,000 $ 262,500 $ 67,000
Duval, Florida 2 $ 515,000 $ 257,500 $ 132,000
Highlands, Florida 2 $ 320,000 $ 160,000 $ 109,000
Santa Rosa, Florida 2 $ 401,000 $ 200,500 $ 94,000
Chatham, Georgia 2 $ 627,000 $ 313,500 $ 178,000
Cherokee, Georgia 2 $ 856,000 $ 428,000 $ 488,000
Coweta, Georgia 2 $ 685,000 $ 342,500 $ 184,000
DeKalb, Georgia 2 $ 472,000 $ 236,000 $ 71,000
Muscogee, Georgia 2 $ 413,000 $ 206,500 $ 52,000
Spalding, Georgia 2 $ 276,000 $ 138,000 $ 105,000
Honolulu, Hawaii 2 $ 1,285,000 $ 642,500 $ 137,000
Lake, Illinois 2 $ 568,000 $ 284,000 $ 100,000
St. Clair, Illinois 2 $ 588,000 $ 294,000 $ 171,000
Will, Illinois 2 $ 461,000 $ 230,500 $ 152,000
Bartholomew, Indiana 2 $ 356,000 $ 178,000 $ 67,000
Marion, Indiana 2 $ 262,000 $ 131,000 $ 93,000
Dubuque, Iowa 2 $ 751,000 $ 375,500 $ 57,000
Johnson, Kansas 2 $ 596,000 $ 298,000 $ 109,000
Jefferson, Kentucky 2 $ 486,000 $ 243,000 $ 63,000
Pulaski, Kentucky 2 $ 287,000 $ 143,500 $ 130,000
Cumberland, Maine 2 $ 570,000 $ 285,000 $ 107,000
Kennebec, Maine 2 $ 527,000 $ 263,500 $ 145,000
Essex, Massachusetts 2 $ 863,000 $ 431,500 $ 39,000
Suffolk, Massachusetts 2 $ 674,000 $ 337,000 $ 111,000
Worcester, Massachusetts 2 $ 536,000 $ 268,000 $ 95,000
Washtenaw, Michigan 2 $ 619,000 $ 309,500 $ 191,000
Madison, Mississippi 2 $ 636,000 $ 318,000 $ 164,000
St. Louis, Missouri 2 $ 439,000 $ 219,500 $ 62,000
Sanders, Montana 2 $ 426,000 $ 213,000 $ 69,000
Douglas, Nevada 2 $ 347,000 $ 173,500 $ 97,000
Gloucester, New Jersey 2 $ 598,000 $ 299,000 $ 90,000
Passaic, New Jersey 2 $ 728,000 $ 364,000 $ 86,000
New York, New York 2 $ 2,550,000 $ 1,275,000 $ 295,000
Johnston, North Carolina 2 $ 493,000 $ 246,500 $ 106,000
Moore, North Carolina 2 $ 999,000 $ 499,500 $ 191,000
New Hanover, North Carolina 2 $ 806,000 $ 403,000 $ 218,000
Pitt, North Carolina 2 $ 514,000 $ 257,000 $ 69,000
Yadkin, North Carolina 2 $ 442,000 $ 221,000 $ 47,000
Brown, Ohio 2 $ 216,000 $ 108,000 $ 37,000
Cuyahoga, Ohio 2 $ 531,000 $ 265,500 $ 79,000
Delaware, Ohio 2 $ 559,000 $ 279,500 $ 93,000
Greene, Ohio 2 $ 308,000 $ 154,000 $ 67,000
Montgomery, Ohio 2 $ 522,000 $ 261,000 $ 136,000
Portage, Ohio 2 $ 530,000 $ 265,000 $ 104,000
Wayne, Ohio 2 $ 278,000 $ 139,000 $ 101,000
Wood, Ohio 2 $ 579,000 $ 289,500 $ 54,000
Lane, Oregon 2 $ 629,000 $ 314,500 $ 97,000
Allegheny, Pennsylvania 2 $ 392,000 $ 196,000 $ 95,000
Beaver, Pennsylvania 2 $ 239,000 $ 119,500 $ 100,000
Centre, Pennsylvania 2 $ 559,000 $ 279,500 $ 64,000
Lackawanna, Pennsylvania 2 $ 526,000 $ 263,000 $ 69,000
Monroe, Pennsylvania 2 $ 449,000 $ 224,500 $ 50,000
Berkeley, South Carolina 2 $ 590,000 $ 295,000 $ 203,000
Lancaster, South Carolina 2 $ 518,000 $ 259,000 $ 99,000
York, South Carolina 2 $ 328,000 $ 164,000 $ 12,000
Blount, Tennessee 2 $ 405,000 $ 202,500 $ 71,000
Rutherford, Tennessee 2 $ 598,000 $ 299,000 $ 64,000
Brazoria, Texas 2 $ 480,000 $ 240,000 $ 97,000
Galveston, Texas 2 $ 338,000 $ 169,000 $ 72,000
Bedford, Virginia 2 $ 445,000 $ 222,500 $ 113,000
Fairfax City, Virginia 2 $ 896,000 $ 448,000 $ 192,000
Frederick, Virginia 2 $ 866,000 $ 433,000 $ 84,000
Hanover, Virginia 2 $ 554,000 $ 277,000 $ 107,000
Henrico, Virginia 2 $ 370,000 $ 185,000 $ 109,000
Richmond City, Virginia 2 $ 533,000 $ 266,500 $ 280,000
Roanoke, Virginia 2 $ 412,000 $ 206,000 $ 85,000
Chelan, Washington 2 $ 737,000 $ 368,500 $ 184,000
Spokane, Washington 2 $ 491,000 $ 245,500 $ 32,000
Morgan, West Virginia 2 $ 528,000 $ 264,000 $ 81,000
Dane, Wisconsin 2 $ 529,000 $ 264,500 $ 131,000
Montgomery, Alabama 1 $ 115,000 $ 115,000 $ 144,000
Anchorage, Alaska 1 $ 500,000 $ 500,000 $ 113,000
Fairbanks North Star, Alaska 1 $ 375,000 $ 375,000 $ 123,000
Cleburne, Arkansas 1 $ 252,000 $ 252,000 $ 178,000
Grant, Arkansas 1 $ 187,000 $ 187,000 $ 32,000
Sharp, Arkansas 1 $ 151,000 $ 151,000 $ 47,000
Washington, Arkansas 1 $ 255,000 $ 255,000 $ 58,000
Butte, California 1 $ 387,000 $ 387,000 $ 285,000
Del Norte, California 1 $ 346,000 $ 346,000 $ 106,000
Lake, California 1 $ 235,000 $ 235,000 $ 49,000
Madera, California 1 $ 320,000 $ 320,000 $ 82,000
Marin, California 1 $ 390,000 $ 390,000 $ 74,000
Mendocino, California 1 $ 274,000 $ 274,000 $ 60,000
Placer, California 1 $ 672,000 $ 672,000 $ 336,000
San Francisco, California 1 $ 413,000 $ 413,000 $ 142,000
San Luis Obispo, California 1 $ 424,000 $ 424,000 $ 87,000
Santa Barbara, California 1 $ 326,000 $ 326,000 $ 502,000
Siskiyou, California 1 $ 225,000 $ 225,000 $ 75,000
Tulare, California 1 $ 250,000 $ 250,000 $ 86,000
Tuolumne, California 1 $ 158,000 $ 158,000 $ 73,000
Archuleta, Colorado 1 $ 212,000 $ 212,000 $ 0
Custer, Colorado 1 $ 272,000 $ 272,000 $ 74,000
Douglas, Colorado 1 $ 392,000 $ 392,000 $ 110,000
Morgan, Colorado 1 $ 180,000 $ 180,000 $ 71,000
Pueblo, Colorado 1 $ 326,000 $ 326,000 $ 140,000
Rio Blanco, Colorado 1 $ 215,000 $ 215,000 $ 82,000
Middlesex, Connecticut 1 $ 181,000 $ 181,000 $ 44,000
Kent, Delaware 1 $ 279,000 $ 279,000 $ 54,000
Alachua, Florida 1 $ 78,000 $ 78,000 $ 93,000
Flagler, Florida 1 $ 250,000 $ 250,000 $ 107,000
Gulf, Florida 1 $ 417,000 $ 417,000 $ 132,000
Hernando, Florida 1 $ 90,000 $ 90,000 $ 104,000
Indian River, Florida 1 $ 273,000 $ 273,000 $ 76,000
Martin, Florida 1 $ 637,000 $ 637,000 $ 210,000
Nassau, Florida 1 $ 254,000 $ 254,000 $ 115,000
Okaloosa, Florida 1 $ 321,000 $ 321,000 $ 218,000
Osceola, Florida 1 $ 120,000 $ 120,000 $ 124,000
Putnam, Florida 1 $ 279,000 $ 279,000 $ 79,000
Seminole, Florida 1 $ 112,000 $ 112,000 $ 70,000
Suwannee, Florida 1 $ 77,000 $ 77,000 $ 67,000
Barrow, Georgia 1 $ 293,000 $ 293,000 $ 127,000
Bartow, Georgia 1 $ 242,000 $ 242,000 $ 121,000
Bibb, Georgia 1 $ 228,000 $ 228,000 $ 93,000
Bryan, Georgia 1 $ 232,000 $ 232,000 $ 0
Bulloch, Georgia 1 $ 235,000 $ 235,000 $ 67,000
Clarke, Georgia 1 $ 111,000 $ 111,000 $ 75,000
Columbia, Georgia 1 $ 154,000 $ 154,000 $ 531,000
Gilmer, Georgia 1 $ 202,000 $ 202,000 $ 47,000
Glynn, Georgia 1 $ 200,000 $ 200,000 $ 132,000
Hall, Georgia 1 $ 284,000 $ 284,000 $ 118,000
Hart, Georgia 1 $ 260,000 $ 260,000 $ 65,000
Long, Georgia 1 $ 185,000 $ 185,000 $ 0
Lowndes, Georgia 1 $ 194,000 $ 194,000 $ 62,000
McIntosh, Georgia 1 $ 81,000 $ 81,000 $ 30,000
Washington, Georgia 1 $ 236,000 $ 236,000 $ 99,000
Nez Perce, Idaho 1 $ 233,000 $ 233,000 $ 56,000
Tazewell, Illinois 1 $ 154,000 $ 154,000 $ 40,000
Hancock, Indiana 1 $ 116,000 $ 116,000 $ 88,000
Hendricks, Indiana 1 $ 768,000 $ 768,000 $ 144,000
Johnson, Indiana 1 $ 96,000 $ 96,000 $ 0
Lake, Indiana 1 $ 280,000 $ 280,000 $ 76,000
Monroe, Indiana 1 $ 383,000 $ 383,000 $ 82,000
Noble, Indiana 1 $ 264,000 $ 264,000 $ 79,000
Owen, Indiana 1 $ 174,000 $ 174,000 $ 38,000
Linn, Iowa 1 $ 220,000 $ 220,000 $ 66,000
Marshall, Iowa 1 $ 118,000 $ 118,000 $ 74,000
Polk, Iowa 1 $ 200,000 $ 200,000 $ 84,000
Woodbury, Iowa 1 $ 236,000 $ 236,000 $ 116,000
Leavenworth, Kansas 1 $ 390,000 $ 390,000 $ 140,000
Christian, Kentucky 1 $ 154,000 $ 154,000 $ 48,000
Fayette, Kentucky 1 $ 420,000 $ 420,000 $ 109,000
Grant, Kentucky 1 $ 235,000 $ 235,000 $ 47,000
Hardin, Kentucky 1 $ 221,000 $ 221,000 $ 44,000
Madison, Kentucky 1 $ 204,000 $ 204,000 $ 67,000
McCracken, Kentucky 1 $ 300,000 $ 300,000 $ 136,000
Spencer, Kentucky 1 $ 400,000 $ 400,000 $ 155,000
Beauregard, Louisiana 1 $ 190,000 $ 190,000 $ 51,000
Bossier, Louisiana 1 $ 267,000 $ 267,000 $ 0
Caddo, Louisiana 1 $ 239,000 $ 239,000 $ 147,000
Calcasieu, Louisiana 1 $ 227,000 $ 227,000 $ 108,000
Jefferson, Louisiana 1 $ 250,000 $ 250,000 $ 135,000
Lincoln, Louisiana 1 $ 254,000 $ 254,000 $ 161,000
Ouachita, Louisiana 1 $ 234,000 $ 234,000 $ 70,000
Rapides, Louisiana 1 $ 170,000 $ 170,000 $ 139,000
St. Mary, Louisiana 1 $ 207,000 $ 207,000 $ 146,000
Penobscot, Maine 1 $ 290,000 $ 290,000 $ 73,000
York, Maine 1 $ 237,000 $ 237,000 $ 76,000
Garrett, Maryland 1 $ 296,000 $ 296,000 $ 182,000
Kent, Maryland 1 $ 190,000 $ 190,000 $ 32,000
Somerset, Maryland 1 $ 198,000 $ 198,000 $ 150,000
Washington, Maryland 1 $ 232,000 $ 232,000 $ 129,000
Ingham, Michigan 1 $ 222,000 $ 222,000 $ 101,000
Iosco, Michigan 1 $ 155,000 $ 155,000 $ 48,000
Sanilac, Michigan 1 $ 268,000 $ 268,000 $ 98,000
Van Buren, Michigan 1 $ 244,000 $ 244,000 $ 73,000
Anoka, Minnesota 1 $ 227,000 $ 227,000 $ 60,000
Cass, Minnesota 1 $ 164,000 $ 164,000 $ 50,000
Dakota, Minnesota 1 $ 325,000 $ 325,000 $ 89,000
Hennepin, Minnesota 1 $ 270,000 $ 270,000 $ 64,000
Pine, Minnesota 1 $ 271,000 $ 271,000 $ 70,000
Polk, Minnesota 1 $ 304,000 $ 304,000 $ 140,000
Scott, Minnesota 1 $ 280,000 $ 280,000 $ 52,000
Washington, Minnesota 1 $ 191,000 $ 191,000 $ 70,000
DeSoto, Mississippi 1 $ 230,000 $ 230,000 $ 160,000
Lauderdale, Mississippi 1 $ 341,000 $ 341,000 $ 163,000
Cass, Missouri 1 $ 230,000 $ 230,000 $ 127,000
Jefferson, Missouri 1 $ 218,000 $ 218,000 $ 79,000
Johnson, Missouri 1 $ 284,000 $ 284,000 $ 0
St. Charles, Missouri 1 $ 222,000 $ 222,000 $ 118,000
St. Francois, Missouri 1 $ 284,000 $ 284,000 $ 90,000
St. Louis City, Missouri 1 $ 285,000 $ 285,000 $ 75,000
Judith Basin, Montana 1 $ 124,000 $ 124,000 $ 46,000
Lincoln, Montana 1 $ 226,000 $ 226,000 $ 53,000
Missoula, Montana 1 $ 251,000 $ 251,000 $ 90,000
Silver Bow, Montana 1 $ 317,000 $ 317,000 $ 136,000
Cass, Nebraska 1 $ 227,000 $ 227,000 $ 94,000
Dodge, Nebraska 1 $ 264,000 $ 264,000 $ 74,000
Keith, Nebraska 1 $ 341,000 $ 341,000 $ 147,000
Grafton, New Hampshire 1 $ 200,000 $ 200,000 $ 71,000
Hillsborough, New Hampshire 1 $ 266,000 $ 266,000 $ 64,000
Strafford, New Hampshire 1 $ 70,000 $ 70,000 $ 79,000
Sullivan, New Hampshire 1 $ 297,000 $ 297,000 $ 114,000
Atlantic, New Jersey 1 $ 201,000 $ 201,000 $ 61,000
Hunterdon, New Jersey 1 $ 130,000 $ 130,000 $ 76,000
Mercer, New Jersey 1 $ 94,000 $ 94,000 $ 158,000
Warren, New Jersey 1 $ 258,000 $ 258,000 $ 138,000
Otero, New Mexico 1 $ 137,000 $ 137,000 $ 0
Santa Fe, New Mexico 1 $ 831,000 $ 831,000 $ 202,000
Dutchess, New York 1 $ 125,000 $ 125,000 $ 354,000
Herkimer, New York 1 $ 289,000 $ 289,000 $ 141,000
Warren, New York 1 $ 166,000 $ 166,000 $ 0
Buncombe, North Carolina 1 $ 242,000 $ 242,000 $ 49,000
Cabarrus, North Carolina 1 $ 256,000 $ 256,000 $ 258,000
Caldwell, North Carolina 1 $ 147,000 $ 147,000 $ 55,000
Carteret, North Carolina 1 $ 351,000 $ 351,000 $ 85,000
Catawba, North Carolina 1 $ 764,000 $ 764,000 $ 143,000
Chatham, North Carolina 1 $ 326,000 $ 326,000 $ 375,000
Craven, North Carolina 1 $ 495,000 $ 495,000 $ 124,000
Currituck, North Carolina 1 $ 488,000 $ 488,000 $ 358,000
Duplin, North Carolina 1 $ 337,000 $ 337,000 $ 119,000
Franklin, North Carolina 1 $ 263,000 $ 263,000 $ 73,000
Harnett, North Carolina 1 $ 233,000 $ 233,000 $ 0
Hoke, North Carolina 1 $ 258,000 $ 258,000 $ 113,000
Jackson, North Carolina 1 $ 236,000 $ 236,000 $ 104,000
Randolph, North Carolina 1 $ 297,000 $ 297,000 $ 150,000
Rowan, North Carolina 1 $ 183,000 $ 183,000 $ 48,000
Surry, North Carolina 1 $ 351,000 $ 351,000 $ 337,000
Union, North Carolina 1 $ 413,000 $ 413,000 $ 0
Wayne, North Carolina 1 $ 260,000 $ 260,000 $ 68,000
Cass, North Dakota 1 $ 285,000 $ 285,000 $ 137,000
McKenzie, North Dakota 1 $ 326,000 $ 326,000 $ 0
Ward, North Dakota 1 $ 300,000 $ 300,000 $ 95,000
Butler, Ohio 1 $ 228,000 $ 228,000 $ 65,000
Hamilton, Ohio 1 $ 225,000 $ 225,000 $ 56,000
Highland, Ohio 1 $ 269,000 $ 269,000 $ 58,000
Lorain, Ohio 1 $ 87,000 $ 87,000 $ 17,000
Lucas, Ohio 1 $ 285,000 $ 285,000 $ 0
Putnam, Ohio 1 $ 242,000 $ 242,000 $ 46,000
Ross, Ohio 1 $ 124,000 $ 124,000 $ 106,000
Stark, Ohio 1 $ 79,000 $ 79,000 $ 0
Warren, Ohio 1 $ 187,000 $ 187,000 $ 32,000
Muskogee, Oklahoma 1 $ 163,000 $ 163,000 $ 64,000
Wagoner, Oklahoma 1 $ 329,000 $ 329,000 $ 191,000
Coos, Oregon 1 $ 335,000 $ 335,000 $ 109,000
Crook, Oregon 1 $ 247,000 $ 247,000 $ 50,000
Josephine, Oregon 1 $ 417,000 $ 417,000 $ 86,000
Marion, Oregon 1 $ 169,000 $ 169,000 $ 86,000
Washington, Oregon 1 $ 268,000 $ 268,000 $ 90,000
Adams, Pennsylvania 1 $ 220,000 $ 220,000 $ 107,000
Westmoreland, Pennsylvania 1 $ 179,000 $ 179,000 $ 93,000
Kent, Rhode Island 1 $ 177,000 $ 177,000 $ 74,000
Newport, Rhode Island 1 $ 186,000 $ 186,000 $ 283,000
Aiken, South Carolina 1 $ 175,000 $ 175,000 $ 80,000
Anderson, South Carolina 1 $ 56,000 $ 56,000 $ 96,000
Chesterfield, South Carolina 1 $ 325,000 $ 325,000 $ 108,000
Dorchester, South Carolina 1 $ 285,000 $ 285,000 $ 51,000
Jasper, South Carolina 1 $ 127,000 $ 127,000 $ 89,000
Lexington, South Carolina 1 $ 293,000 $ 293,000 $ 110,000
Newberry, South Carolina 1 $ 174,000 $ 174,000 $ 34,000
Oconee, South Carolina 1 $ 249,000 $ 249,000 $ 76,000
Spartanburg, South Carolina 1 $ 412,000 $ 412,000 $ 174,000
Meade, South Dakota 1 $ 413,000 $ 413,000 $ 187,000
Pennington, South Dakota 1 $ 197,000 $ 197,000 $ 113,000
Humphreys, Tennessee 1 $ 249,000 $ 249,000 $ 187,000
Marshall, Tennessee 1 $ 249,000 $ 249,000 $ 54,000
Robertson, Tennessee 1 $ 182,000 $ 182,000 $ 84,000
Brazos, Texas 1 $ 178,000 $ 178,000 $ 0
Brewster, Texas 1 $ 214,000 $ 214,000 $ 106,000
Burnet, Texas 1 $ 325,000 $ 325,000 $ 155,000
El Paso, Texas 1 $ 169,000 $ 169,000 $ 0
Guadalupe, Texas 1 $ 245,000 $ 245,000 $ 90,000
Hidalgo, Texas 1 $ 240,000 $ 240,000 $ 70,000
Hood, Texas 1 $ 108,000 $ 108,000 $ 206,000
Hopkins, Texas 1 $ 323,000 $ 323,000 $ 232,000
Nueces, Texas 1 $ 244,000 $ 244,000 $ 116,000
Smith, Texas 1 $ 280,000 $ 280,000 $ 81,000
Williamson, Texas 1 $ 284,000 $ 284,000 $ 106,000
Wise, Texas 1 $ 300,000 $ 300,000 $ 69,000
Iron, Utah 1 $ 214,000 $ 214,000 $ 62,000
Tooele, Utah 1 $ 221,000 $ 221,000 $ 0
Utah, Utah 1 $ 387,000 $ 387,000 $ 127,000
Weber, Utah 1 $ 130,000 $ 130,000 $ 129,000
Chittenden, Vermont 1 $ 405,000 $ 405,000 $ 131,000
Lamoille, Vermont 1 $ 360,000 $ 360,000 $ 139,000
Accomack, Virginia 1 $ 400,000 $ 400,000 $ 479,000
Caroline, Virginia 1 $ 293,000 $ 293,000 $ 126,000
Hampton, Virginia 1 $ 269,000 $ 269,000 $ 104,000
Isle of Wight, Virginia 1 $ 286,000 $ 286,000 $ 252,000
King George, Virginia 1 $ 281,000 $ 281,000 $ 83,000
Lexington, Virginia 1 $ 255,000 $ 255,000 $ 372,000
Mathews, Virginia 1 $ 424,000 $ 424,000 $ 225,000
Middlesex, Virginia 1 $ 207,000 $ 207,000 $ 280,000
Montgomery, Virginia 1 $ 282,000 $ 282,000 $ 504,000
New Kent, Virginia 1 $ 274,000 $ 274,000 $ 125,000
Staunton, Virginia 1 $ 322,000 $ 322,000 $ 114,000
Westmoreland, Virginia 1 $ 106,000 $ 106,000 $ 158,000
Winchester, Virginia 1 $ 574,000 $ 574,000 $ 300,000
Franklin, Washington 1 $ 182,000 $ 182,000 $ 72,000
Kitsap, Washington 1 $ 220,000 $ 220,000 $ 62,000
Walla Walla, Washington 1 $ 275,000 $ 275,000 $ 75,000
Harrison, West Virginia 1 $ 201,000 $ 201,000 $ 164,000
Marion, West Virginia 1 $ 249,000 $ 249,000 $ 124,000
Preston, West Virginia 1 $ 205,000 $ 205,000 $ 117,000
Putnam, West Virginia 1 $ 386,000 $ 386,000 $ 69,000
Wetzel, West Virginia 1 $ 173,000 $ 173,000 $ 80,000
Kenosha, Wisconsin 1 $ 236,000 $ 236,000 $ 138,000
Ozaukee, Wisconsin 1 $ 200,000 $ 200,000 $ 0
Racine, Wisconsin 1 $ 56,000 $ 56,000 $ 140,000
Rock, Wisconsin 1 $ 253,000 $ 253,000 $ 90,000
St. Croix, Wisconsin 1 $ 236,000 $ 236,000 $ 98,000
Fremont, Wyoming 1 $ 287,000 $ 287,000 $ 0
Natrona, Wyoming 1 $ 328,000 $ 328,000 $ 62,000

Mortgage Loan Application Detail Totals for Capital Bank, N.A. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,125 $363,463,000 $323,000 $2,365,000 $125,000 $2,558,000
Home Purchase 1,003 $334,471,000 $333,000 $1,950,000 $124,000 $1,701,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,250 $402,063,000 $321,000 $2,365,000 $130,000 $2,558,000
Not Provided 289 $103,653,000 $358,000 $1,950,000 $157,000 $1,701,000
Black or African American 289 $84,031,000 $290,000 $1,600,000 $97,000 $745,000
Hispanic 128 $41,353,000 $323,000 $836,000 $97,000 $319,000
Asian 111 $37,602,000 $338,000 $1,200,000 $137,000 $895,000
Not applicable 36 $22,266,000 $618,000 $2,100,000 $0 $0
American Indian or Alaskan Native 18 $4,942,000 $274,000 $500,000 $115,000 $265,000
Native Hawaiian or Other Pacific Islander 7 $2,024,000 $289,000 $431,000 $99,000 $129,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,264 $437,765,000 $346,000 $2,365,000 $150,000 $2,558,000
VA-guaranteed (Veterans Administration) 665 $202,231,000 $304,000 $1,028,000 $88,000 $531,000
FHA-insured (Federal Housing Administration) 196 $56,998,000 $290,000 $810,000 $92,000 $697,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $940,000 $313,000 $418,000 $88,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,404 $468,944,000 $334,000 $2,100,000 $127,000 $2,558,000
Application Withdrawn By Applicant 392 $127,887,000 $326,000 $1,680,000 $131,000 $864,000
Application Denied By Financial Institution 159 $50,799,000 $319,000 $2,365,000 $97,000 $358,000
File Closed For Incompleteness 103 $31,557,000 $306,000 $1,392,000 $114,000 $1,000,000
Application Approved But Not Accepted 69 $18,353,000 $265,000 $600,000 $132,000 $737,000
Preapproval Approved but not Accepted 1 $394,000 $394,000 $394,000 $66,000 $66,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 60 $18,407,000 $306,000 $880,000 $123,000 $358,000
Debt-To-Income Ratio 59 $20,360,000 $345,000 $2,365,000 $70,000 $247,000
Other 17 $4,803,000 $282,000 $831,000 $94,000 $325,000
Credit History 17 $5,405,000 $317,000 $831,000 $95,000 $170,000
Unverifiable Information 2 $383,000 $191,000 $305,000 $77,000 $93,000
Employment History 2 $512,000 $256,000 $300,000 $111,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 2 $929,000 $464,000 $615,000 $147,000 $238,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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