Capital One Home Loans, LLC Mortgage Lending & HMDA Data, 2006
In 2006, Capital One Home Loans, LLC of Overland Park, KS reported 28,663 mortgage applications totaling $3.1 billion. The average application was for $107,168, and applicants reported an average income of $74,988. 74% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (841), Atlanta-Sandy Springs-Marietta, GA (705) and Washington-Arlington-Alexandria, DC-VA-MD-WV (623) (applications in parentheses).
| Mortgage Company & Address | Capital One Home Loans, LLC 12800 Foster Street Overland Park, KS 66213 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 28,663 |
| Total Mortgage Loan Application Amount | $3,071,773,000 |
| Average Mortgage Loan Application Amount | $107,168 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $74,988 |
| Highest Applicant Income | $2,241,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 841 | $ 104,404,000 | $ 124,142 | $ 82,000 |
| Atlanta-Sandy Springs-Marietta, GA | 705 | $ 76,885,000 | $ 109,056 | $ 80,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 623 | $ 104,729,000 | $ 168,104 | $ 92,221 |
| Kansas City, MO-KS | 612 | $ 81,372,000 | $ 132,960 | $ 96,196 |
| Phoenix-Mesa-Scottsdale, AZ | 466 | $ 61,084,000 | $ 131,081 | $ 77,000 |
| Philadelphia, PA | 456 | $ 46,406,000 | $ 101,767 | $ 71,000 |
| New York-White Plains-Wayne, NY-NJ | 431 | $ 72,871,000 | $ 169,074 | $ 92,960 |
| Baltimore-Towson, MD | 420 | $ 49,896,000 | $ 118,800 | $ 77,000 |
| Orlando-Kissimmee, FL | 401 | $ 53,738,000 | $ 134,009 | $ 69,000 |
| Tampa-St. Petersburg-Clearwater, FL | 380 | $ 40,846,000 | $ 107,489 | $ 70,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 379 | $ 39,922,000 | $ 105,335 | $ 81,630 |
| Riverside-San Bernardino-Ontario, CA | 379 | $ 57,431,000 | $ 151,532 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 328 | $ 53,433,000 | $ 162,905 | $ 94,000 |
| Edison, NJ | 325 | $ 46,515,000 | $ 143,123 | $ 93,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 320 | $ 35,647,000 | $ 111,396 | $ 75,690 |
| Camden, NJ | 314 | $ 38,527,000 | $ 122,697 | $ 81,000 |
| Richmond, VA | 299 | $ 36,259,000 | $ 121,267 | $ 78,000 |
| St. Louis, MO-IL | 295 | $ 27,390,000 | $ 92,847 | $ 70,576 |
| Las Vegas-Paradise, NV | 292 | $ 36,010,000 | $ 123,321 | $ 80,000 |
| Nassau-Suffolk, NY | 242 | $ 42,372,000 | $ 175,090 | $ 106,000 |
| Newark-Union, NJ-PA | 242 | $ 35,880,000 | $ 148,264 | $ 93,768 |
| Cincinnati-Middletown, OH-KY-IN | 234 | $ 19,862,000 | $ 84,880 | $ 75,341 |
| Cleveland-Elyria-Mentor, OH | 232 | $ 19,822,000 | $ 85,439 | $ 72,000 |
| Charlotte-Gastonia-Concord, NC-SC | 230 | $ 22,763,000 | $ 98,969 | $ 80,043 |
| Denver-Aurora, CO | 226 | $ 22,558,000 | $ 99,814 | $ 85,000 |
| Portland-Vancouver-Beaverton, OR-WA | 225 | $ 23,433,000 | $ 104,146 | $ 79,120 |
| Warren-Troy-Farmington Hills, MI | 223 | $ 20,240,000 | $ 90,762 | $ 80,000 |
| Indianapolis-Carmel, IN | 222 | $ 17,500,000 | $ 78,828 | $ 70,000 |
| Seattle-Bellevue-Everett, WA | 217 | $ 24,607,000 | $ 113,396 | $ 85,000 |
| Columbus, OH | 212 | $ 17,161,000 | $ 80,948 | $ 77,000 |
| Detroit-Livonia-Dearborn, MI | 209 | $ 15,587,000 | $ 74,578 | $ 65,000 |
| Pittsburgh, PA | 207 | $ 17,027,000 | $ 82,256 | $ 64,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 204 | $ 28,005,000 | $ 137,279 | $ 86,000 |
| Miami-Miami Beach-Kendall, FL | 200 | $ 27,528,000 | $ 137,640 | $ 75,000 |
| Jacksonville, FL | 199 | $ 20,471,000 | $ 102,869 | $ 71,000 |
| Hartford-West Hartford-East Hartford, CT | 173 | $ 17,820,000 | $ 103,005 | $ 78,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 158 | $ 21,247,000 | $ 134,474 | $ 85,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 156 | $ 23,063,000 | $ 147,839 | $ 74,000 |
| Raleigh-Cary, NC | 150 | $ 13,563,000 | $ 90,420 | $ 82,000 |
| Salt Lake City, UT | 150 | $ 13,564,000 | $ 90,426 | $ 70,000 |
| Memphis, TN-MS-AR | 148 | $ 13,382,000 | $ 90,418 | $ 71,682 |
| Milwaukee-Waukesha-West Allis, WI | 146 | $ 13,200,000 | $ 90,410 | $ 70,000 |
| Tucson, AZ | 145 | $ 15,853,000 | $ 109,331 | $ 71,000 |
| Birmingham-Hoover, AL | 144 | $ 12,089,000 | $ 83,951 | $ 65,000 |
| Buffalo-Niagara Falls, NY | 141 | $ 9,543,000 | $ 67,680 | $ 66,000 |
| Providence-New Bedford-Fall River, RI-MA | 140 | $ 16,806,000 | $ 120,042 | $ 74,100 |
| Oklahoma City, OK | 139 | $ 10,144,000 | $ 72,978 | $ 71,000 |
| Albuquerque, NM | 137 | $ 13,043,000 | $ 95,204 | $ 69,000 |
| Albany-Schenectady-Troy, NY | 132 | $ 11,815,000 | $ 89,507 | $ 67,000 |
| Louisville-Jefferson County, KY-IN | 131 | $ 10,423,000 | $ 79,564 | $ 73,854 |
| New Haven-Milford, CT | 130 | $ 15,479,000 | $ 119,069 | $ 71,000 |
| Nashville-Davidson--Murfreesboro, TN | 129 | $ 11,842,000 | $ 91,798 | $ 71,000 |
| Boise City-Nampa, ID | 125 | $ 10,953,000 | $ 87,624 | $ 63,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 123 | $ 14,860,000 | $ 120,813 | $ 58,000 |
| Palm Bay-Melbourne-Titusville, FL | 122 | $ 15,512,000 | $ 127,147 | $ 66,000 |
| Little Rock-North Little Rock, AR | 121 | $ 11,279,000 | $ 93,214 | $ 69,000 |
| Bethesda-Gaithersburg-Frederick, MD | 118 | $ 18,054,000 | $ 153,000 | $ 96,000 |
| Boston-Quincy, MA | 116 | $ 14,310,000 | $ 123,362 | $ 88,000 |
| San Diego-Carlsbad-San Marcos, CA | 115 | $ 16,977,000 | $ 147,626 | $ 93,000 |
| Rochester, NY | 114 | $ 8,762,000 | $ 76,859 | $ 64,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 107 | $ 14,504,000 | $ 135,551 | $ 83,000 |
| Lake County-Kenosha County, IL-WI | 103 | $ 12,248,000 | $ 118,912 | $ 90,961 |
| Tacoma, WA | 102 | $ 10,383,000 | $ 101,794 | $ 74,000 |
| New Orleans-Metairie-Kenner, LA | 101 | $ 12,940,000 | $ 128,118 | $ 66,000 |
| Gary, IN | 98 | $ 8,133,000 | $ 82,989 | $ 74,000 |
| Wilmington, DE-MD-NJ | 98 | $ 11,233,000 | $ 114,622 | $ 82,234 |
| Omaha-Council Bluffs, NE-IA | 96 | $ 7,941,000 | $ 82,718 | $ 76,229 |
| Allentown-Bethlehem-Easton, PA-NJ | 95 | $ 10,778,000 | $ 113,452 | $ 78,526 |
| Des Moines-West Des Moines, IA | 94 | $ 7,300,000 | $ 77,659 | $ 65,000 |
| Lakeland, FL | 93 | $ 10,127,000 | $ 108,892 | $ 63,000 |
| Baton Rouge, LA | 91 | $ 9,246,000 | $ 101,604 | $ 70,000 |
| Tulsa, OK | 91 | $ 7,174,000 | $ 78,835 | $ 64,000 |
| Cape Coral-Fort Myers, FL | 90 | $ 13,467,000 | $ 149,633 | $ 72,000 |
| Harrisburg-Carlisle, PA | 90 | $ 7,700,000 | $ 85,555 | $ 69,000 |
| Oakland-Fremont-Hayward, CA | 89 | $ 15,710,000 | $ 176,516 | $ 99,000 |
| Dayton, OH | 87 | $ 7,387,000 | $ 84,908 | $ 78,000 |
| Worcester, MA | 85 | $ 10,353,000 | $ 121,800 | $ 80,000 |
| Toledo, OH | 84 | $ 7,302,000 | $ 86,928 | $ 76,000 |
| Columbia, SC | 83 | $ 7,696,000 | $ 92,722 | $ 71,000 |
| Syracuse, NY | 82 | $ 5,901,000 | $ 71,963 | $ 61,000 |
| Akron, OH | 80 | $ 6,396,000 | $ 79,950 | $ 71,000 |
| York-Hanover, PA | 79 | $ 8,050,000 | $ 101,898 | $ 77,000 |
| Colorado Springs, CO | 76 | $ 6,271,000 | $ 82,513 | $ 85,000 |
| Charleston-North Charleston, SC | 75 | $ 8,039,000 | $ 107,186 | $ 67,000 |
| Ocala, FL | 75 | $ 8,745,000 | $ 116,600 | $ 57,000 |
| Greensboro-High Point, NC | 74 | $ 6,574,000 | $ 88,837 | $ 70,000 |
| Cambridge-Newton-Framingham, MA | 73 | $ 11,589,000 | $ 158,753 | $ 92,000 |
| Bridgeport-Stamford-Norwalk, CT | 68 | $ 10,911,000 | $ 160,455 | $ 94,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 68 | $ 6,438,000 | $ 94,676 | $ 73,470 |
| Hagerstown-Martinsburg, MD-WV | 67 | $ 6,828,000 | $ 101,910 | $ 71,716 |
| Ogden-Clearfield, UT | 67 | $ 5,103,000 | $ 76,164 | $ 76,000 |
| Springfield, MA | 67 | $ 5,836,000 | $ 87,104 | $ 65,000 |
| Port St. Lucie-Fort Pierce, FL | 66 | $ 7,324,000 | $ 110,969 | $ 67,000 |
| Springfield, MO | 65 | $ 5,178,000 | $ 79,661 | $ 57,000 |
| Reading, PA | 64 | $ 6,510,000 | $ 101,718 | $ 71,000 |
| Sarasota-Bradenton-Venice, FL | 64 | $ 7,251,000 | $ 113,296 | $ 66,000 |
| Bakersfield, CA | 63 | $ 7,385,000 | $ 117,222 | $ 70,000 |
| Chattanooga, TN-GA | 62 | $ 5,313,000 | $ 85,693 | $ 66,709 |
| Knoxville, TN | 62 | $ 5,919,000 | $ 95,467 | $ 68,000 |
| Jackson, MS | 60 | $ 5,087,000 | $ 84,783 | $ 59,000 |
| Fresno, CA | 59 | $ 7,883,000 | $ 133,610 | $ 83,000 |
| Pensacola-Ferry Pass-Brent, FL | 59 | $ 5,424,000 | $ 91,932 | $ 65,000 |
| Portland-South Portland-Biddeford, ME | 59 | $ 6,839,000 | $ 115,915 | $ 72,000 |
| Santa Ana-Anaheim-Irvine, CA | 58 | $ 12,402,000 | $ 213,827 | $ 119,000 |
| Atlantic City, NJ | 57 | $ 6,588,000 | $ 115,578 | $ 76,000 |
| Wilmington, NC | 57 | $ 6,057,000 | $ 106,263 | $ 60,000 |
| Peoria, IL | 55 | $ 4,304,000 | $ 78,254 | $ 61,000 |
| Savannah, GA | 55 | $ 5,192,000 | $ 94,400 | $ 58,000 |
| Fayetteville, NC | 54 | $ 3,854,000 | $ 71,370 | $ 65,000 |
| Wichita, KS | 54 | $ 3,960,000 | $ 73,333 | $ 66,000 |
| Greenville, SC | 53 | $ 4,460,000 | $ 84,150 | $ 71,000 |
| Youngstown-Warren-Boardman, OH-PA | 53 | $ 4,091,000 | $ 77,188 | $ 62,716 |
| Flint, MI | 52 | $ 3,812,000 | $ 73,307 | $ 74,000 |
| Durham, NC | 51 | $ 4,831,000 | $ 94,725 | $ 77,000 |
| Rockford, IL | 51 | $ 4,437,000 | $ 87,000 | $ 79,000 |
| Augusta-Richmond County, GA-SC | 50 | $ 4,137,000 | $ 82,740 | $ 72,100 |
| Huntsville, AL | 50 | $ 4,008,000 | $ 80,160 | $ 71,000 |
| Madison, WI | 50 | $ 4,169,000 | $ 83,380 | $ 77,000 |
| Provo-Orem, UT | 50 | $ 5,069,000 | $ 101,380 | $ 70,000 |
| Scranton--Wilkes-Barre, PA | 50 | $ 4,094,000 | $ 81,880 | $ 66,000 |
| Essex County, MA | 47 | $ 7,101,000 | $ 151,085 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 47 | $ 3,666,000 | $ 78,000 | $ 57,000 |
| Lancaster, PA | 47 | $ 3,750,000 | $ 79,787 | $ 75,000 |
| Salem, OR | 47 | $ 4,022,000 | $ 85,574 | $ 74,000 |
| Spokane, WA | 47 | $ 3,726,000 | $ 79,276 | $ 67,000 |
| Norwich-New London, CT | 46 | $ 5,311,000 | $ 115,456 | $ 81,000 |
| Reno-Sparks, NV | 46 | $ 6,378,000 | $ 138,652 | $ 89,000 |
| Rockingham County-Strafford County, NH | 46 | $ 4,856,000 | $ 105,565 | $ 88,000 |
| Stockton, CA | 45 | $ 7,700,000 | $ 171,111 | $ 78,000 |
| Trenton-Ewing, NJ | 45 | $ 5,634,000 | $ 125,200 | $ 77,000 |
| Winston-Salem, NC | 45 | $ 3,320,000 | $ 73,777 | $ 62,000 |
| Asheville, NC | 44 | $ 4,333,000 | $ 98,477 | $ 61,000 |
| Grand Rapids-Wyoming, MI | 44 | $ 3,310,000 | $ 75,227 | $ 69,000 |
| Canton-Massillon, OH | 43 | $ 3,139,000 | $ 73,000 | $ 62,000 |
| Montgomery, AL | 43 | $ 3,702,000 | $ 86,093 | $ 69,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 43 | $ 4,851,000 | $ 112,813 | $ 73,000 |
| Lexington-Fayette, KY | 41 | $ 3,137,000 | $ 76,512 | $ 82,000 |
| Naples-Marco Island, FL | 40 | $ 8,231,000 | $ 205,775 | $ 239,000 |
| Evansville, IN-KY | 39 | $ 3,160,000 | $ 81,025 | $ 66,769 |
| Tallahassee, FL | 39 | $ 4,281,000 | $ 109,769 | $ 62,000 |
| Charleston, WV | 38 | $ 2,263,000 | $ 59,552 | $ 60,000 |
| Columbus, GA-AL | 38 | $ 3,379,000 | $ 88,921 | $ 70,789 |
| Utica-Rome, NY | 37 | $ 2,579,000 | $ 69,702 | $ 54,000 |
| Vineland-Millville-Bridgeton, NJ | 37 | $ 3,911,000 | $ 105,702 | $ 65,000 |
| Vallejo-Fairfield, CA | 36 | $ 6,056,000 | $ 168,222 | $ 96,000 |
| Lynchburg, VA | 35 | $ 3,355,000 | $ 95,857 | $ 73,000 |
| Duluth, MN-WI | 34 | $ 2,950,000 | $ 86,764 | $ 70,705 |
| Manchester-Nashua, NH | 34 | $ 2,995,000 | $ 88,088 | $ 80,000 |
| Bremerton-Silverdale, WA | 33 | $ 4,034,000 | $ 122,242 | $ 75,000 |
| Fort Wayne, IN | 33 | $ 2,267,000 | $ 68,696 | $ 64,000 |
| Lincoln, NE | 33 | $ 2,473,000 | $ 74,939 | $ 80,000 |
| Roanoke, VA | 33 | $ 3,117,000 | $ 94,454 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 33 | $ 2,470,000 | $ 74,848 | $ 67,939 |
| Sioux Falls, SD | 32 | $ 2,347,000 | $ 73,343 | $ 62,000 |
| Charlottesville, VA | 31 | $ 3,865,000 | $ 124,677 | $ 95,000 |
| Eugene-Springfield, OR | 31 | $ 2,732,000 | $ 88,129 | $ 66,000 |
| Fort Smith, AR-OK | 31 | $ 3,306,000 | $ 106,645 | $ 66,290 |
| Huntington-Ashland, WV-KY-OH | 31 | $ 2,089,000 | $ 67,387 | $ 53,612 |
| Shreveport-Bossier City, LA | 31 | $ 2,652,000 | $ 85,548 | $ 67,000 |
| Greeley, CO | 30 | $ 2,804,000 | $ 93,466 | $ 77,000 |
| Lansing-East Lansing, MI | 30 | $ 2,163,000 | $ 72,100 | $ 66,000 |
| Macon, GA | 30 | $ 2,261,000 | $ 75,366 | $ 63,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 30 | $ 5,938,000 | $ 197,933 | $ 103,000 |
| Visalia-Porterville, CA | 30 | $ 4,102,000 | $ 136,733 | $ 70,000 |
| Elkhart-Goshen, IN | 29 | $ 2,327,000 | $ 80,241 | $ 69,000 |
| Olympia, WA | 29 | $ 2,634,000 | $ 90,827 | $ 70,000 |
| Topeka, KS | 29 | $ 2,160,000 | $ 74,482 | $ 57,000 |
| Binghamton, NY | 28 | $ 2,173,000 | $ 77,607 | $ 83,000 |
| Mobile, AL | 28 | $ 1,996,000 | $ 71,285 | $ 70,000 |
| Clarksville, TN-KY | 27 | $ 1,889,000 | $ 69,962 | $ 72,740 |
| Dover, DE | 27 | $ 3,417,000 | $ 126,555 | $ 109,000 |
| Fort Walton Beach-Crestview-Destin, FL | 27 | $ 2,811,000 | $ 104,111 | $ 63,000 |
| Houma-Bayou Cane-Thibodaux, LA | 27 | $ 3,039,000 | $ 112,555 | $ 68,000 |
| Modesto, CA | 27 | $ 3,264,000 | $ 120,888 | $ 105,000 |
| Champaign-Urbana, IL | 26 | $ 2,914,000 | $ 112,076 | $ 57,000 |
| Anderson, SC | 25 | $ 1,867,000 | $ 74,680 | $ 70,000 |
| Ann Arbor, MI | 25 | $ 2,419,000 | $ 96,760 | $ 89,000 |
| Fort Collins-Loveland, CO | 25 | $ 2,730,000 | $ 109,200 | $ 118,000 |
| Gainesville, FL | 25 | $ 2,063,000 | $ 82,520 | $ 55,000 |
| Green Bay, WI | 25 | $ 1,825,000 | $ 73,000 | $ 73,000 |
| Kingston, NY | 25 | $ 2,744,000 | $ 109,760 | $ 66,000 |
| Las Cruces, NM | 25 | $ 2,498,000 | $ 99,920 | $ 56,000 |
| Ocean City, NJ | 25 | $ 3,725,000 | $ 149,000 | $ 61,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 25 | $ 4,514,000 | $ 180,560 | $ 111,000 |
| Prescott, AZ | 25 | $ 2,721,000 | $ 108,840 | $ 70,000 |
| Salisbury, MD | 25 | $ 2,551,000 | $ 102,040 | $ 66,000 |
| St. Cloud, MN | 25 | $ 1,850,000 | $ 74,000 | $ 57,000 |
| Appleton, WI | 24 | $ 1,762,000 | $ 73,416 | $ 60,000 |
| Barnstable Town, MA | 24 | $ 4,643,000 | $ 193,458 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 24 | $ 1,615,000 | $ 67,291 | $ 59,291 |
| San Francisco-San Mateo-Redwood City, CA | 24 | $ 5,844,000 | $ 243,500 | $ 115,000 |
| Davenport-Moline-Rock Island, IA-IL | 23 | $ 1,992,000 | $ 86,608 | $ 49,173 |
| Kalamazoo-Portage, MI | 23 | $ 1,753,000 | $ 76,217 | $ 67,000 |
| Mansfield, OH | 23 | $ 1,673,000 | $ 72,739 | $ 57,000 |
| Spartanburg, SC | 23 | $ 2,373,000 | $ 103,173 | $ 84,000 |
| Winchester, VA-WV | 23 | $ 2,349,000 | $ 102,130 | $ 81,434 |
| Cedar Rapids, IA | 22 | $ 1,712,000 | $ 77,818 | $ 74,000 |
| Elmira, NY | 22 | $ 1,490,000 | $ 67,727 | $ 58,000 |
| Glens Falls, NY | 22 | $ 2,048,000 | $ 93,090 | $ 57,000 |
| Springfield, IL | 22 | $ 1,636,000 | $ 74,363 | $ 65,000 |
| Bend, OR | 21 | $ 2,351,000 | $ 111,952 | $ 77,000 |
| Coeur D'Alene, ID | 21 | $ 2,248,000 | $ 107,047 | $ 73,000 |
| Dallas-Plano-Irving, TX | 21 | $ 3,334,000 | $ 158,761 | $ 99,000 |
| Elizabethtown, KY | 21 | $ 1,813,000 | $ 86,333 | $ 70,000 |
| Janesville, WI | 21 | $ 1,765,000 | $ 84,047 | $ 65,000 |
| Kennewick-Richland-Pasco, WA | 21 | $ 1,399,000 | $ 66,619 | $ 81,000 |
| Monroe, LA | 21 | $ 1,914,000 | $ 91,142 | $ 79,000 |
| Punta Gorda, FL | 21 | $ 2,228,000 | $ 106,095 | $ 60,000 |
| Tuscaloosa, AL | 21 | $ 1,688,000 | $ 80,380 | $ 56,000 |
| Bangor, ME | 20 | $ 1,156,000 | $ 57,800 | $ 62,000 |
| Bloomington-Normal, IL | 20 | $ 1,377,000 | $ 68,850 | $ 73,000 |
| Dothan, AL | 20 | $ 1,566,000 | $ 78,300 | $ 68,000 |
| Erie, PA | 20 | $ 1,588,000 | $ 79,400 | $ 68,000 |
| Gainesville, GA | 20 | $ 2,097,000 | $ 104,850 | $ 78,000 |
| Joplin, MO | 20 | $ 1,507,000 | $ 75,350 | $ 52,000 |
| Waterloo-Cedar Falls, IA | 20 | $ 1,895,000 | $ 94,750 | $ 101,000 |
| Bellingham, WA | 19 | $ 2,219,000 | $ 116,789 | $ 71,000 |
| Billings, MT | 19 | $ 1,557,000 | $ 81,947 | $ 71,000 |
| Fargo, ND-MN | 19 | $ 1,286,000 | $ 67,684 | $ 68,789 |
| Greenville, NC | 19 | $ 1,659,000 | $ 87,315 | $ 73,000 |
| Sebastian-Vero Beach, FL | 19 | $ 2,509,000 | $ 132,052 | $ 58,000 |
| St. George, UT | 19 | $ 2,487,000 | $ 130,894 | $ 50,000 |
| Chico, CA | 18 | $ 2,465,000 | $ 136,944 | $ 77,000 |
| Lake Charles, LA | 18 | $ 1,756,000 | $ 97,555 | $ 68,000 |
| Merced, CA | 18 | $ 2,237,000 | $ 124,277 | $ 80,000 |
| Oshkosh-Neenah, WI | 18 | $ 1,391,000 | $ 77,277 | $ 60,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 18 | $ 1,058,000 | $ 58,777 | $ 56,777 |
| Pascagoula, MS | 18 | $ 1,532,000 | $ 85,111 | $ 69,000 |
| Rapid City, SD | 18 | $ 1,257,000 | $ 69,833 | $ 60,000 |
| Boulder, CO | 17 | $ 2,244,000 | $ 132,000 | $ 112,000 |
| Mount Vernon-Anacortes, WA | 17 | $ 2,652,000 | $ 156,000 | $ 74,000 |
| Pine Bluff, AR | 17 | $ 874,000 | $ 51,411 | $ 46,000 |
| Weirton-Steubenville, WV-OH | 17 | $ 1,129,000 | $ 66,411 | $ 51,823 |
| Wheeling, WV-OH | 17 | $ 874,000 | $ 51,411 | $ 53,117 |
| Auburn-Opelika, AL | 16 | $ 1,187,000 | $ 74,187 | $ 64,000 |
| Bloomington, IN | 16 | $ 1,102,000 | $ 68,875 | $ 66,000 |
| Idaho Falls, ID | 16 | $ 1,432,000 | $ 89,500 | $ 64,000 |
| Jacksonville, NC | 16 | $ 1,678,000 | $ 104,875 | $ 68,000 |
| Madera, CA | 16 | $ 2,348,000 | $ 146,750 | $ 87,000 |
| Medford, OR | 16 | $ 1,820,000 | $ 113,750 | $ 66,000 |
| Panama City-Lynn Haven, FL | 16 | $ 1,682,000 | $ 105,125 | $ 57,000 |
| Pueblo, CO | 16 | $ 1,071,000 | $ 66,937 | $ 73,000 |
| Yuba City, CA | 16 | $ 2,520,000 | $ 157,500 | $ 83,000 |
| Albany, GA | 15 | $ 1,431,000 | $ 95,400 | $ 72,000 |
| Anniston-Oxford, AL | 15 | $ 1,099,000 | $ 73,266 | $ 60,000 |
| Farmington, NM | 15 | $ 1,789,000 | $ 119,266 | $ 72,000 |
| Grand Junction, CO | 15 | $ 1,181,000 | $ 78,733 | $ 66,000 |
| Holland-Grand Haven, MI | 15 | $ 954,000 | $ 63,600 | $ 59,000 |
| Johnson City, TN | 15 | $ 1,938,000 | $ 129,200 | $ 62,000 |
| Lebanon, PA | 15 | $ 1,292,000 | $ 86,133 | $ 53,000 |
| Michigan City-La Porte, IN | 15 | $ 1,134,000 | $ 75,600 | $ 67,000 |
| Monroe, MI | 15 | $ 819,000 | $ 54,600 | $ 78,000 |
| Niles-Benton Harbor, MI | 15 | $ 1,343,000 | $ 89,533 | $ 52,000 |
| Racine, WI | 15 | $ 1,143,000 | $ 76,200 | $ 67,000 |
| Rochester, MN | 15 | $ 1,006,000 | $ 67,066 | $ 69,000 |
| Santa Rosa-Petaluma, CA | 15 | $ 2,642,000 | $ 176,133 | $ 121,000 |
| Sheboygan, WI | 15 | $ 1,052,000 | $ 70,133 | $ 60,000 |
| Wenatchee, WA | 15 | $ 1,203,000 | $ 80,200 | $ 71,000 |
| Yakima, WA | 15 | $ 1,456,000 | $ 97,066 | $ 52,000 |
| Gadsden, AL | 14 | $ 1,157,000 | $ 82,642 | $ 48,000 |
| Gulfport-Biloxi, MS | 14 | $ 1,463,000 | $ 104,500 | $ 70,000 |
| Houston-Sugar Land-Baytown, TX | 14 | $ 1,917,000 | $ 136,928 | $ 67,000 |
| Kankakee-Bradley, IL | 14 | $ 1,273,000 | $ 90,928 | $ 54,000 |
| Lafayette, LA | 14 | $ 1,348,000 | $ 96,285 | $ 80,000 |
| Lawton, OK | 14 | $ 767,000 | $ 54,785 | $ 58,000 |
| Terre Haute, IN | 14 | $ 775,000 | $ 55,357 | $ 59,000 |
| Battle Creek, MI | 13 | $ 909,000 | $ 69,923 | $ 63,000 |
| Redding, CA | 13 | $ 1,647,000 | $ 126,692 | $ 57,000 |
| Santa Fe, NM | 13 | $ 1,615,000 | $ 124,230 | $ 77,000 |
| Sioux City, IA-NE-SD | 13 | $ 1,049,000 | $ 80,692 | $ 56,923 |
| Anderson, IN | 12 | $ 868,000 | $ 72,333 | $ 66,000 |
| Blacksburg-Christiansburg-Radford, VA | 12 | $ 1,105,000 | $ 92,083 | $ 68,000 |
| Bowling Green, KY | 12 | $ 859,000 | $ 71,583 | $ 56,000 |
| Columbus, IN | 12 | $ 1,125,000 | $ 93,750 | $ 63,000 |
| Dalton, GA | 12 | $ 998,000 | $ 83,166 | $ 71,000 |
| Goldsboro, NC | 12 | $ 1,053,000 | $ 87,750 | $ 63,000 |
| Kokomo, IN | 12 | $ 782,000 | $ 65,166 | $ 78,000 |
| Muskegon-Norton Shores, MI | 12 | $ 773,000 | $ 64,416 | $ 62,000 |
| Rocky Mount, NC | 12 | $ 880,000 | $ 73,333 | $ 64,000 |
| Saginaw-Saginaw Township North, MI | 12 | $ 864,000 | $ 72,000 | $ 54,000 |
| Sandusky, OH | 12 | $ 1,307,000 | $ 108,916 | $ 81,000 |
| Wausau, WI | 12 | $ 915,000 | $ 76,250 | $ 77,000 |
| Brunswick, GA | 11 | $ 1,396,000 | $ 126,909 | $ 80,000 |
| Casper, WY | 11 | $ 773,000 | $ 70,272 | $ 54,000 |
| Cheyenne, WY | 11 | $ 703,000 | $ 63,909 | $ 64,000 |
| Cumberland, MD-WV | 11 | $ 490,000 | $ 44,545 | $ 54,090 |
| Decatur, AL | 11 | $ 442,000 | $ 40,181 | $ 57,000 |
| Decatur, IL | 11 | $ 712,000 | $ 64,727 | $ 54,000 |
| Harrisonburg, VA | 11 | $ 1,516,000 | $ 137,818 | $ 95,000 |
| Hinesville-Fort Stewart, GA | 11 | $ 742,000 | $ 67,454 | $ 65,000 |
| Iowa City, IA | 11 | $ 807,000 | $ 73,363 | $ 80,000 |
| Jackson, MI | 11 | $ 1,236,000 | $ 112,363 | $ 65,000 |
| Jefferson City, MO | 11 | $ 883,000 | $ 80,272 | $ 57,000 |
| Lawrence, KS | 11 | $ 1,271,000 | $ 115,545 | $ 77,000 |
| Lima, OH | 11 | $ 1,009,000 | $ 91,727 | $ 66,000 |
| Morgantown, WV | 11 | $ 885,000 | $ 80,454 | $ 66,000 |
| Warner Robins, GA | 11 | $ 554,000 | $ 50,363 | $ 72,000 |
| Yuma, AZ | 11 | $ 1,127,000 | $ 102,454 | $ 65,000 |
| Florence, SC | 10 | $ 694,000 | $ 69,400 | $ 48,000 |
| Hattiesburg, MS | 10 | $ 1,139,000 | $ 113,900 | $ 56,000 |
| Jackson, TN | 10 | $ 767,000 | $ 76,700 | $ 58,000 |
| Lafayette, IN | 10 | $ 631,000 | $ 63,100 | $ 71,000 |
| Missoula, MT | 10 | $ 1,194,000 | $ 119,400 | $ 72,000 |
| San Luis Obispo-Paso Robles, CA | 10 | $ 2,120,000 | $ 212,000 | $ 91,000 |
| Springfield, OH | 10 | $ 762,000 | $ 76,200 | $ 83,000 |
| Alexandria, LA | 9 | $ 761,000 | $ 84,555 | $ 60,000 |
| Altoona, PA | 9 | $ 678,000 | $ 75,333 | $ 59,000 |
| Anchorage, AK | 9 | $ 1,192,000 | $ 132,444 | $ 80,000 |
| Burlington, NC | 9 | $ 664,000 | $ 73,777 | $ 45,000 |
| Florence-Muscle Shoals, AL | 9 | $ 984,000 | $ 109,333 | $ 60,000 |
| Great Falls, MT | 9 | $ 818,000 | $ 90,888 | $ 53,000 |
| Lewiston-Auburn, ME | 9 | $ 867,000 | $ 96,333 | $ 52,000 |
| Muncie, IN | 9 | $ 629,000 | $ 69,888 | $ 63,000 |
| Santa Barbara-Santa Maria, CA | 9 | $ 1,957,000 | $ 217,444 | $ 101,000 |
| Sumter, SC | 9 | $ 639,000 | $ 71,000 | $ 46,000 |
| Austin-Round Rock, TX | 8 | $ 1,191,000 | $ 148,875 | $ 126,000 |
| Bismarck, ND | 8 | $ 549,000 | $ 68,625 | $ 57,000 |
| Cleveland, TN | 8 | $ 607,000 | $ 75,875 | $ 64,000 |
| Columbia, MO | 8 | $ 678,000 | $ 84,750 | $ 78,000 |
| Dubuque, IA | 8 | $ 482,000 | $ 60,250 | $ 72,000 |
| Eau Claire, WI | 8 | $ 636,000 | $ 79,500 | $ 60,000 |
| Fond Du Lac, WI | 8 | $ 422,000 | $ 52,750 | $ 63,000 |
| Grand Forks, ND-MN | 8 | $ 878,000 | $ 109,750 | $ 57,000 |
| Honolulu, HI | 8 | $ 1,363,000 | $ 170,375 | $ 99,000 |
| Hot Springs, AR | 8 | $ 476,000 | $ 59,500 | $ 77,000 |
| Johnstown, PA | 8 | $ 449,000 | $ 56,125 | $ 47,000 |
| Jonesboro, AR | 8 | $ 476,000 | $ 59,500 | $ 65,000 |
| La Crosse, WI-MN | 8 | $ 791,000 | $ 98,875 | $ 49,750 |
| Logan, UT-ID | 8 | $ 439,000 | $ 54,875 | $ 59,000 |
| Napa, CA | 8 | $ 2,227,000 | $ 278,375 | $ 85,000 |
| Pittsfield, MA | 8 | $ 763,000 | $ 95,375 | $ 62,000 |
| St. Joseph, MO-KS | 8 | $ 539,000 | $ 67,375 | $ 61,250 |
| El Centro, CA | 7 | $ 1,033,000 | $ 147,571 | $ 76,000 |
| Flagstaff, AZ | 7 | $ 770,000 | $ 110,000 | $ 74,000 |
| Lewiston, ID-WA | 7 | $ 380,000 | $ 54,285 | $ 48,571 |
| Longview, WA | 7 | $ 713,000 | $ 101,857 | $ 65,000 |
| Athens-Clarke County, GA | 6 | $ 758,000 | $ 126,333 | $ 64,000 |
| Danville, IL | 6 | $ 470,000 | $ 78,333 | $ 47,000 |
| Danville, VA | 6 | $ 430,000 | $ 71,666 | $ 62,000 |
| Hanford-Corcoran, CA | 6 | $ 942,000 | $ 157,000 | $ 79,000 |
| Ithaca, NY | 6 | $ 540,000 | $ 90,000 | $ 69,000 |
| Bay City, MI | 5 | $ 853,000 | $ 170,600 | $ 50,000 |
| Carson City, NV | 5 | $ 346,000 | $ 69,200 | $ 96,000 |
| Morristown, TN | 5 | $ 228,000 | $ 45,600 | $ 42,000 |
| Pocatello, ID | 5 | $ 237,000 | $ 47,400 | $ 52,000 |
| Rome, GA | 5 | $ 539,000 | $ 107,800 | $ 91,000 |
| Salinas, CA | 5 | $ 616,000 | $ 123,200 | $ 105,000 |
| State College, PA | 5 | $ 511,000 | $ 102,200 | $ 77,000 |
| Valdosta, GA | 5 | $ 233,000 | $ 46,600 | $ 45,000 |
| Corvallis, OR | 4 | $ 344,000 | $ 86,000 | $ 86,000 |
| Fairbanks, AK | 4 | $ 457,000 | $ 114,250 | $ 82,000 |
| Fort Worth-Arlington, TX | 4 | $ 521,000 | $ 130,250 | $ 140,000 |
| McAllen-Edinburg-Mission, TX | 4 | $ 346,000 | $ 86,500 | $ 42,000 |
| Tyler, TX | 4 | $ 318,000 | $ 79,500 | $ 68,000 |
| Burlington-South Burlington, VT | 3 | $ 757,000 | $ 252,333 | $ 72,000 |
| Owensboro, KY | 3 | $ 300,000 | $ 100,000 | $ 62,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 253,000 | $ 84,333 | $ 72,000 |
| Williamsport, PA | 3 | $ 116,000 | $ 38,666 | $ 58,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 433,000 | $ 216,500 | $ 136,000 |
| Sherman-Denison, TX | 2 | $ 105,000 | $ 52,500 | $ 42,000 |
| Amarillo, TX | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Ames, IA | 1 | $ 80,000 | $ 80,000 | $ 91,000 |
| Brownsville-Harlingen, TX | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Longview, TX | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Lubbock, TX | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| San Antonio, TX | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| Wichita Falls, TX | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Capital One Home Loans, LLC in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 21,653 | $2,468,466,000 | $114,000 | $1,500,000 | $74,000 | $2,241,000 |
| Home Improvement | 5,961 | $438,466,000 | $73,000 | $920,000 | $74,000 | $788,000 |
| Home Purchase | 1,049 | $164,841,000 | $157,000 | $1,000,000 | $101,000 | $1,440,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,184 | $1,891,193,000 | $104,000 | $1,383,000 | $75,000 | $2,241,000 |
| Not Provided | 5,279 | $582,452,000 | $110,000 | $1,500,000 | $77,000 | $2,160,000 |
| Black or African American | 2,808 | $306,197,000 | $109,000 | $638,000 | $67,000 | $457,000 |
| Hispanic | 1,541 | $183,977,000 | $119,000 | $920,000 | $73,000 | $369,000 |
| Asian | 543 | $73,617,000 | $135,000 | $653,000 | $92,000 | $438,000 |
| American Indian or Alaskan Native | 243 | $25,284,000 | $104,000 | $748,000 | $67,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 65 | $9,053,000 | $139,000 | $650,000 | $78,000 | $225,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,663 | $3,071,773,000 | $107,000 | $1,500,000 | $75,000 | $2,241,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 21,207 | $2,296,673,000 | $108,000 | $1,500,000 | $76,000 | $2,160,000 |
| Application Denied By Financial Institution | 3,842 | $392,378,000 | $102,000 | $1,260,000 | $70,000 | $1,440,000 |
| Application Approved But Not Accepted | 3,362 | $356,039,000 | $105,000 | $1,110,000 | $72,000 | $2,241,000 |
| Application Withdrawn By Applicant | 246 | $25,700,000 | $104,000 | $528,000 | $71,000 | $350,000 |
| File Closed For Incompleteness | 6 | $983,000 | $163,000 | $316,000 | $59,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,709 | $182,704,000 | $106,000 | $903,000 | $72,000 | $471,000 |
| Collateral | 1,273 | $128,728,000 | $101,000 | $1,260,000 | $66,000 | $1,440,000 |
| Debt-To-Income Ratio | 366 | $34,875,000 | $95,000 | $716,000 | $70,000 | $788,000 |
| Credit History | 299 | $27,495,000 | $91,000 | $880,000 | $69,000 | $540,000 |
| Unverifiable Information | 67 | $5,524,000 | $82,000 | $400,000 | $74,000 | $350,000 |
| Employment History | 63 | $5,793,000 | $91,000 | $308,000 | $65,000 | $239,000 |
| Other | 46 | $5,183,000 | $112,000 | $464,000 | $77,000 | $486,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $2,076,000 | $109,000 | $400,000 | $77,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One Home Loans, LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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