Capital One NA Mortgage Lending & HMDA Data, 2011
In 2011, Capital One NA of Baton Rouge, LA reported 34,189 mortgage applications totaling $4.8 billion. The average application was for $140,841, and applicants reported an average income of $94,935. 28% of its applications resulted in an originated loan and 53% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (4,909), New Orleans-Metairie-Kenner, LA (3,423) and New York-White Plains-Wayne, NY-NJ (2,636) (applications in parentheses).
| Mortgage Company & Address | Capital One NA 11130 Industriplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 34,189 |
| Total Mortgage Loan Application Amount | $4,815,218,000 |
| Average Mortgage Loan Application Amount | $140,841 |
| Highest Mortgage Loan Application Amount | $91,000,000 |
| Average Applicant Income | $94,935 |
| Highest Applicant Income | $7,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,909 | $ 1,143,285,000 | $ 232,895 | $ 129,763 |
| New Orleans-Metairie-Kenner, LA | 3,423 | $ 261,030,000 | $ 76,257 | $ 80,000 |
| New York-White Plains-Wayne, NY-NJ | 2,636 | $ 687,963,000 | $ 260,987 | $ 109,669 |
| Bethesda-Rockville-Frederick, MD | 2,626 | $ 637,103,000 | $ 242,613 | $ 122,000 |
| Houston-Sugar Land-Baytown, TX | 2,241 | $ 169,576,000 | $ 75,669 | $ 86,000 |
| Baton Rouge, LA | 1,732 | $ 127,288,000 | $ 73,491 | $ 78,000 |
| Nassau-Suffolk, NY | 1,710 | $ 286,594,000 | $ 167,598 | $ 111,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1,032 | $ 72,164,000 | $ 69,926 | $ 81,000 |
| Shreveport-Bossier City, LA | 1,027 | $ 50,858,000 | $ 49,520 | $ 63,000 |
| Dallas-Plano-Irving, TX | 994 | $ 78,362,000 | $ 78,835 | $ 106,000 |
| Brownsville-Harlingen, TX | 953 | $ 30,291,000 | $ 31,784 | $ 44,000 |
| Baltimore-Towson, MD | 852 | $ 145,748,000 | $ 171,065 | $ 125,000 |
| Lake Charles, LA | 801 | $ 52,762,000 | $ 65,870 | $ 64,000 |
| McAllen-Edinburg-Mission, TX | 579 | $ 26,983,000 | $ 46,602 | $ 61,000 |
| Alexandria, LA | 517 | $ 38,439,000 | $ 74,350 | $ 78,000 |
| Beaumont-Port Arthur, TX | 514 | $ 27,053,000 | $ 52,632 | $ 67,000 |
| Edison-New Brunswick, NJ | 495 | $ 110,405,000 | $ 223,040 | $ 114,000 |
| Newark-Union, NJ-PA | 457 | $ 95,851,000 | $ 209,739 | $ 119,573 |
| Lafayette, LA | 383 | $ 22,911,000 | $ 59,819 | $ 74,000 |
| San Antonio-New Braunfels, TX | 345 | $ 36,084,000 | $ 104,591 | $ 81,000 |
| Austin-Round Rock-San Marcos, TX | 331 | $ 24,108,000 | $ 72,833 | $ 85,000 |
| Fort Worth-Arlington, TX | 326 | $ 25,381,000 | $ 77,855 | $ 87,000 |
| Texarkana, Tx-Texarkana, AR | 273 | $ 20,636,000 | $ 75,589 | $ 60,743 |
| Monroe, LA | 175 | $ 12,802,000 | $ 73,154 | $ 69,000 |
| Tyler, TX | 154 | $ 11,421,000 | $ 74,162 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 149 | $ 29,756,000 | $ 199,704 | $ 89,885 |
| Longview, TX | 104 | $ 4,665,000 | $ 44,855 | $ 65,000 |
| Richmond, VA | 91 | $ 17,147,000 | $ 188,428 | $ 113,000 |
| Corpus Christi, TX | 77 | $ 2,895,000 | $ 37,597 | $ 62,000 |
| Hagerstown-Martinsburg, MD-WV | 75 | $ 9,947,000 | $ 132,626 | $ 113,320 |
| Victoria, TX | 66 | $ 3,434,000 | $ 52,030 | $ 76,000 |
| Charlottesville, VA | 42 | $ 5,422,000 | $ 129,095 | $ 93,000 |
| Trenton-Ewing, NJ | 42 | $ 5,467,000 | $ 130,166 | $ 97,000 |
| Bridgeport-Stamford-Norwalk, CT | 40 | $ 10,366,000 | $ 259,150 | $ 142,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 37 | $ 5,176,000 | $ 139,891 | $ 101,000 |
| New Haven-Milford, CT | 33 | $ 6,563,000 | $ 198,878 | $ 87,000 |
| Camden, NJ | 25 | $ 3,656,000 | $ 146,240 | $ 92,000 |
| Winchester, VA-WV | 23 | $ 2,891,000 | $ 125,695 | $ 74,000 |
| Philadelphia, PA | 16 | $ 63,255,000 | $ 3,953,437 | $ 145,000 |
| Wilmington, DE-MD-NJ | 15 | $ 1,792,000 | $ 119,466 | $ 96,866 |
| Buffalo-Niagara Falls, NY | 14 | $ 828,000 | $ 59,142 | $ 54,000 |
| Atlanta-Sandy Springs-Marietta, GA | 13 | $ 2,136,000 | $ 164,307 | $ 153,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 2,612,000 | $ 217,666 | $ 230,000 |
| Tampa-St. Petersburg-Clearwater, FL | 12 | $ 826,000 | $ 68,833 | $ 135,000 |
| Hartford-West Hartford-East Hartford, CT | 11 | $ 300,000 | $ 27,272 | $ 127,000 |
| Phoenix-Mesa-Glendale, AZ | 11 | $ 1,643,000 | $ 149,363 | $ 73,000 |
| Chicago-Joliet-Naperville, IL | 10 | $ 9,321,000 | $ 932,100 | $ 72,000 |
| College Station-Bryan, TX | 10 | $ 660,000 | $ 66,000 | $ 84,000 |
| Rochester, NY | 10 | $ 1,451,000 | $ 145,100 | $ 118,000 |
| Kingston, NY | 9 | $ 1,241,000 | $ 137,888 | $ 89,000 |
| Salisbury, MD | 9 | $ 1,180,000 | $ 131,111 | $ 80,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 683,000 | $ 85,375 | $ 79,625 |
| Norwich-New London, CT | 8 | $ 867,000 | $ 108,375 | $ 88,000 |
| Pittsburgh, PA | 8 | $ 13,289,000 | $ 1,661,125 | $ 61,000 |
| Waco, TX | 8 | $ 514,000 | $ 64,250 | $ 76,000 |
| Albany-Schenectady-Troy, NY | 7 | $ 673,000 | $ 96,142 | $ 46,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 7 | $ 23,369,000 | $ 3,338,428 | $ 87,714 |
| El Paso, TX | 7 | $ 204,000 | $ 29,142 | $ 80,000 |
| Gulfport-Biloxi, MS | 7 | $ 12,438,000 | $ 1,776,857 | $ 97,000 |
| Ocean City, NJ | 7 | $ 3,630,000 | $ 518,571 | $ 359,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 455,000 | $ 65,000 | $ 66,000 |
| Denver-Aurora-Broomfield, CO | 6 | $ 1,153,000 | $ 192,166 | $ 86,000 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 352,000 | $ 58,666 | $ 97,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,039,000 | $ 207,800 | $ 167,000 |
| Dover, DE | 5 | $ 148,000 | $ 29,600 | $ 86,000 |
| Gary, IN | 5 | $ 268,000 | $ 53,600 | $ 78,000 |
| Jacksonville, FL | 5 | $ 800,000 | $ 160,000 | $ 116,000 |
| Kansas City, MO-KS | 5 | $ 1,145,000 | $ 229,000 | $ 110,400 |
| Las Vegas-Paradise, NV | 5 | $ 1,051,000 | $ 210,200 | $ 102,000 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 1,072,000 | $ 214,400 | $ 269,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,296,000 | $ 259,200 | $ 86,000 |
| Riverside-San Bernardino-Ontario, CA | 5 | $ 330,000 | $ 66,000 | $ 127,000 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 1,837,000 | $ 367,400 | $ 151,000 |
| Santa Ana-Anaheim-Irvine, CA | 5 | $ 1,277,000 | $ 255,400 | $ 129,000 |
| Syracuse, NY | 5 | $ 238,000 | $ 47,600 | $ 65,000 |
| Boston-Quincy, MA | 4 | $ 1,557,000 | $ 389,250 | $ 135,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,534,000 | $ 383,500 | $ 116,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 568,000 | $ 142,000 | $ 153,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 33,000 | $ 8,250 | $ 33,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,002,000 | $ 250,500 | $ 206,000 |
| Indianapolis-Carmel, IN | 4 | $ 534,000 | $ 133,500 | $ 115,000 |
| Oakland-Fremont-Hayward, CA | 4 | $ 1,105,000 | $ 276,250 | $ 79,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 394,000 | $ 98,500 | $ 89,000 |
| Salt Lake City, UT | 4 | $ 376,000 | $ 94,000 | $ 98,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 92,811,000 | $ 23,202,750 | $ 241,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 2,643,000 | $ 660,750 | $ 197,000 |
| Sherman-Denison, TX | 4 | $ 178,000 | $ 44,500 | $ 87,000 |
| St. Louis, MO-IL | 4 | $ 968,000 | $ 242,000 | $ 348,000 |
| Wilmington, NC | 4 | $ 1,033,000 | $ 258,250 | $ 215,000 |
| Amarillo, TX | 3 | $ 85,000 | $ 28,333 | $ 100,000 |
| Boulder, CO | 3 | $ 765,000 | $ 255,000 | $ 90,000 |
| Durham-Chapel Hill, NC | 3 | $ 442,000 | $ 147,333 | $ 131,000 |
| Greensboro-High Point, NC | 3 | $ 399,000 | $ 133,000 | $ 54,000 |
| Laredo, TX | 3 | $ 145,000 | $ 48,333 | $ 76,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 299,000 | $ 99,666 | $ 79,000 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 835,000 | $ 278,333 | $ 84,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 952,000 | $ 317,333 | $ 138,000 |
| Utica-Rome, NY | 3 | $ 450,000 | $ 150,000 | $ 119,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 1,012,000 | $ 337,333 | $ 55,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 28,000 | $ 14,000 | $ 34,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 156,000 | $ 78,000 | $ 115,000 |
| Columbus, OH | 2 | $ 119,000 | $ 59,500 | $ 30,000 |
| Cumberland, MD-WV | 2 | $ 505,000 | $ 252,500 | $ 211,000 |
| Danville, VA | 2 | $ 259,000 | $ 129,500 | $ 95,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 281,000 | $ 140,500 | $ 35,000 |
| Florence, SC | 2 | $ 108,000 | $ 54,000 | $ 39,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 301,000 | $ 150,500 | $ 89,000 |
| Huntsville, AL | 2 | $ 82,000 | $ 41,000 | $ 43,000 |
| Lancaster, PA | 2 | $ 72,000 | $ 36,000 | $ 27,000 |
| Lubbock, TX | 2 | $ 11,000 | $ 5,500 | $ 53,000 |
| Lynchburg, VA | 2 | $ 227,000 | $ 113,500 | $ 99,000 |
| Memphis, TN-MS-AR | 2 | $ 23,000 | $ 11,500 | $ 42,000 |
| Modesto, CA | 2 | $ 303,000 | $ 151,500 | $ 177,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 173,000 | $ 86,500 | $ 57,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 148,000 | $ 74,000 | $ 42,000 |
| Raleigh-Cary, NC | 2 | $ 186,000 | $ 93,000 | $ 56,000 |
| Reading, PA | 2 | $ 40,000 | $ 20,000 | $ 100,000 |
| Roanoke, VA | 2 | $ 200,000 | $ 100,000 | $ 110,000 |
| Rockingham County-Strafford County, NH | 2 | $ 360,000 | $ 180,000 | $ 142,000 |
| Tacoma, WA | 2 | $ 324,000 | $ 162,000 | $ 55,000 |
| Toledo, OH | 2 | $ 204,000 | $ 102,000 | $ 38,000 |
| Tulsa, OK | 2 | $ 8,000 | $ 4,000 | $ 60,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 181,000 | $ 90,500 | $ 74,500 |
| Anderson, SC | 1 | $ 3,000 | $ 3,000 | $ 36,000 |
| Ann Arbor, MI | 1 | $ 68,000 | $ 68,000 | $ 86,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 178,000 | $ 178,000 | $ 152,000 |
| Bangor, ME | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Bend, OR | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Binghamton, NY | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Birmingham-Hoover, AL | 1 | $ 1,000 | $ 1,000 | $ 29,000 |
| Bismarck, ND | 1 | $ 113,000 | $ 113,000 | $ 110,000 |
| Brunswick, GA | 1 | $ 39,000 | $ 39,000 | $ 143,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Carson City, NV | 1 | $ 292,000 | $ 292,000 | $ 180,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Chattanooga, TN-GA | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| Danville, IL | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Des Moines-West Des Moines, IA | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Elmira, NY | 1 | $ 2,000 | $ 2,000 | $ 96,000 |
| Erie, PA | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Evansville, IN-KY | 1 | $ 12,000 | $ 12,000 | $ 105,000 |
| Fayetteville, NC | 1 | $ 80,000 | $ 80,000 | $ 170,000 |
| Flagstaff, AZ | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
| Fort Collins-Loveland, CO | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Glens Falls, NY | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Goldsboro, NC | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Grand Junction, CO | 1 | $ 527,000 | $ 527,000 | $ 126,000 |
| Greeley, CO | 1 | $ 58,000 | $ 58,000 | $ 61,000 |
| Green Bay, WI | 1 | $ 2,000 | $ 2,000 | $ 19,000 |
| Greenville, NC | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Harrisburg-Carlisle, PA | 1 | $ 132,000 | $ 132,000 | $ 65,000 |
| Holland-Grand Haven, MI | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Idaho Falls, ID | 1 | $ 183,000 | $ 183,000 | $ 77,000 |
| Janesville, WI | 1 | $ 331,000 | $ 331,000 | $ 271,000 |
| Jonesboro, AR | 1 | $ 4,000 | $ 4,000 | $ 46,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 62,000 | $ 62,000 | $ 70,000 |
| Lakeland-Winter Haven, FL | 1 | $ 3,000 | $ 3,000 | $ 46,000 |
| Lansing-East Lansing, MI | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Lawton, OK | 1 | $ 22,000 | $ 22,000 | $ 75,000 |
| Lima, OH | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Lincoln, NE | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Logan, UT-ID | 1 | $ 134,000 | $ 134,000 | $ 100,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 198,000 | $ 198,000 | $ 95,000 |
| Medford, OR | 1 | $ 417,000 | $ 417,000 | $ 97,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Monroe, MI | 1 | $ 10,000 | $ 10,000 | $ 21,000 |
| Montgomery, AL | 1 | $ 70,000 | $ 70,000 | $ 112,000 |
| Morgantown, WV | 1 | $ 69,000 | $ 69,000 | $ 72,000 |
| Morristown, TN | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| Napa, CA | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 8,600,000 | $ 8,600,000 | $ 0 |
| Odessa, TX | 1 | $ 3,000 | $ 3,000 | $ 58,000 |
| Ogden-Clearfield, UT | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Oklahoma City, OK | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 669,000 | $ 669,000 | $ 125,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 199,000 | $ 199,000 | $ 73,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Peabody, MA | 1 | $ 230,000 | $ 230,000 | $ 37,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 166,000 | $ 166,000 | $ 99,000 |
| Redding, CA | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| San Angelo, TX | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 405,000 | $ 405,000 | $ 101,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 472,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Sebastian-Vero Beach, FL | 1 | $ 730,000 | $ 730,000 | $ 540,000 |
| Springfield, OH | 1 | $ 15,000 | $ 15,000 | $ 252,000 |
| Tuscaloosa, AL | 1 | $ 3,000 | $ 3,000 | $ 48,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Wausau, WI | 1 | $ 150,000 | $ 150,000 | $ 280,000 |
| Wheeling, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Winston-Salem, NC | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| York-Hanover, PA | 1 | $ 56,000 | $ 56,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Capital One NA in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,220 | $3,289,929,000 | $202,000 | $91,000,000 | $103,000 | $7,200,000 |
| Home Improvement | 14,841 | $467,014,000 | $31,000 | $4,100,000 | $84,000 | $7,800,000 |
| Home Purchase | 3,128 | $1,058,275,000 | $338,000 | $72,825,000 | $105,000 | $4,311,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,536 | $2,230,807,000 | $134,000 | $2,240,000 | $104,000 | $4,936,000 |
| Black or African American | 5,267 | $441,609,000 | $83,000 | $1,261,000 | $76,000 | $2,950,000 |
| Hispanic | 4,725 | $427,353,000 | $90,000 | $1,600,000 | $68,000 | $2,076,000 |
| Not Provided | 4,296 | $421,821,000 | $98,000 | $1,950,000 | $120,000 | $7,800,000 |
| Asian | 2,148 | $405,888,000 | $188,000 | $1,500,000 | $104,000 | $2,400,000 |
| Not applicable | 777 | $846,485,000 | $1,089,000 | $91,000,000 | $37,000 | $425,000 |
| American Indian or Alaskan Native | 295 | $22,106,000 | $74,000 | $607,000 | $77,000 | $1,331,000 |
| Native Hawaiian or Other Pacific Islander | 145 | $19,149,000 | $132,000 | $2,850,000 | $100,000 | $1,380,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,872 | $4,528,851,000 | $137,000 | $91,000,000 | $96,000 | $7,800,000 |
| FHA-insured (Federal Housing Administration) | 1,255 | $267,469,000 | $213,000 | $801,000 | $78,000 | $588,000 |
| VA-guaranteed (Veterans Administration) | 62 | $18,898,000 | $304,000 | $867,000 | $95,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 17,985 | $1,559,709,000 | $86,000 | $26,000,000 | $85,000 | $7,800,000 |
| Loan Originated | 9,529 | $1,726,849,000 | $181,000 | $72,825,000 | $106,000 | $4,936,000 |
| Application Withdrawn By Applicant | 4,011 | $1,152,867,000 | $287,000 | $91,000,000 | $119,000 | $3,658,000 |
| Application Approved But Not Accepted | 1,330 | $215,005,000 | $161,000 | $12,000,000 | $93,000 | $1,380,000 |
| File Closed For Incompleteness | 736 | $86,807,000 | $117,000 | $1,230,000 | $106,000 | $1,440,000 |
| Loan Purchased By The Institution | 504 | $67,037,000 | $133,000 | $320,000 | $57,000 | $425,000 |
| Preapproval Denied by Financial Institution | 94 | $6,944,000 | $73,000 | $294,000 | $25,000 | $75,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9,288 | $465,957,000 | $50,000 | $26,000,000 | $91,000 | $7,800,000 |
| Debt-To-Income Ratio | 4,230 | $418,567,000 | $98,000 | $1,795,000 | $52,000 | $737,000 |
| Collateral | 1,576 | $249,909,000 | $158,000 | $1,500,000 | $107,000 | $2,950,000 |
| Other | 1,181 | $166,105,000 | $140,000 | $6,200,000 | $103,000 | $1,560,000 |
| Credit Application Incomplete | 1,143 | $188,391,000 | $164,000 | $2,850,000 | $99,000 | $2,076,000 |
| Unverifiable Information | 539 | $55,420,000 | $102,000 | $1,500,000 | $86,000 | $1,104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $9,875,000 | $193,000 | $845,000 | $81,000 | $552,000 |
| Employment History | 46 | $7,423,000 | $161,000 | $476,000 | $74,000 | $361,000 |
| Mortgage Insurance Denied | 14 | $4,319,000 | $308,000 | $445,000 | $125,000 | $282,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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