Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2025
In 2025, Cardinal Financial Company, Li of Charlotte, NC reported 22,911 mortgage applications totaling $6.2 billion, down 24% from 2024. The average application was for $271,146, and applicants reported an average income of $116,508. 55% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (501), Tampa, FL (444) and Fort Worth-Arlington, TX (432) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 22,911 |
| Total Mortgage Loan Application Amount | $6,212,235,000 |
| Average Mortgage Loan Application Amount | $271,146 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $116,508 |
| Highest Applicant Income | $4,928,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 413 | $ 169,055,000 | $ 409,334 | $ 169,000 |
| Elkhart, Indiana | 396 | $ 87,760,000 | $ 221,616 | $ 87,000 |
| Tarrant, Texas | 286 | $ 70,790,000 | $ 247,517 | $ 120,000 |
| Harris, Texas | 276 | $ 84,670,000 | $ 306,775 | $ 145,000 |
| Lubbock, Texas | 258 | $ 46,890,000 | $ 181,744 | $ 121,000 |
| Maricopa, Arizona | 254 | $ 89,130,000 | $ 350,905 | $ 147,000 |
| St. Joseph, Indiana | 243 | $ 41,275,000 | $ 169,855 | $ 79,000 |
| Suffolk, New York | 221 | $ 114,295,000 | $ 517,171 | $ 182,000 |
| Ector, Texas | 221 | $ 40,165,000 | $ 181,742 | $ 102,000 |
| Hillsborough, Florida | 212 | $ 73,610,000 | $ 347,216 | $ 129,000 |
| Dallas, Texas | 204 | $ 49,120,000 | $ 240,784 | $ 117,000 |
| Polk, Florida | 202 | $ 58,350,000 | $ 288,861 | $ 126,000 |
| Pasco, Florida | 192 | $ 56,980,000 | $ 296,770 | $ 136,000 |
| Duval, Florida | 137 | $ 40,545,000 | $ 295,948 | $ 120,000 |
| San Diego, California | 134 | $ 82,100,000 | $ 612,686 | $ 365,000 |
| Sullivan, Tennessee | 134 | $ 26,610,000 | $ 198,582 | $ 86,000 |
| Philadelphia, Pennsylvania | 132 | $ 22,290,000 | $ 168,863 | $ 84,000 |
| Washington, Tennessee | 131 | $ 34,445,000 | $ 262,938 | $ 100,000 |
| Bexar, Texas | 128 | $ 36,010,000 | $ 281,328 | $ 140,000 |
| Hennepin, Minnesota | 125 | $ 36,875,000 | $ 295,000 | $ 134,000 |
| Midland, Texas | 113 | $ 24,175,000 | $ 213,938 | $ 117,000 |
| Cook, Illinois | 101 | $ 28,025,000 | $ 277,475 | $ 122,000 |
| Milwaukee, Wisconsin | 99 | $ 18,195,000 | $ 183,787 | $ 93,000 |
| Manatee, Florida | 95 | $ 29,215,000 | $ 307,526 | $ 117,000 |
| Cumberland, New Jersey | 95 | $ 19,995,000 | $ 210,473 | $ 98,000 |
| Pinellas, Florida | 90 | $ 31,820,000 | $ 353,555 | $ 150,000 |
| Nassau, New York | 81 | $ 54,445,000 | $ 672,160 | $ 230,000 |
| Lehigh, Pennsylvania | 79 | $ 23,655,000 | $ 299,430 | $ 126,000 |
| Kosciusko, Indiana | 77 | $ 16,135,000 | $ 209,545 | $ 89,000 |
| Mecklenburg, North Carolina | 75 | $ 21,365,000 | $ 284,866 | $ 125,000 |
| Denton, Texas | 72 | $ 25,720,000 | $ 357,222 | $ 164,000 |
| Hood, Texas | 72 | $ 17,110,000 | $ 237,638 | $ 125,000 |
| Spokane, Washington | 72 | $ 17,510,000 | $ 243,194 | $ 120,000 |
| Jackson, Missouri | 70 | $ 9,980,000 | $ 142,571 | $ 88,000 |
| Parker, Texas | 70 | $ 22,840,000 | $ 326,285 | $ 152,000 |
| Lee, Florida | 60 | $ 19,120,000 | $ 318,666 | $ 127,000 |
| St. Tammany, Louisiana | 59 | $ 14,945,000 | $ 253,305 | $ 119,000 |
| Greene, Tennessee | 59 | $ 12,165,000 | $ 206,186 | $ 79,000 |
| Volusia, Florida | 58 | $ 14,960,000 | $ 257,931 | $ 95,000 |
| Collin, Texas | 57 | $ 23,165,000 | $ 406,403 | $ 194,000 |
| DeKalb, Georgia | 56 | $ 11,930,000 | $ 213,035 | $ 95,000 |
| Los Angeles, California | 55 | $ 30,965,000 | $ 563,000 | $ 173,000 |
| Broward, Florida | 55 | $ 20,895,000 | $ 379,909 | $ 191,000 |
| Dakota, Minnesota | 52 | $ 13,310,000 | $ 255,961 | $ 122,000 |
| Fort Bend, Texas | 52 | $ 18,080,000 | $ 347,692 | $ 162,000 |
| Pima, Arizona | 51 | $ 14,635,000 | $ 286,960 | $ 107,000 |
| Fulton, Georgia | 51 | $ 15,675,000 | $ 307,352 | $ 197,000 |
| Worcester, Massachusetts | 50 | $ 16,350,000 | $ 327,000 | $ 114,000 |
| Lowndes, Mississippi | 50 | $ 7,630,000 | $ 152,600 | $ 65,000 |
| Palm Beach, Florida | 49 | $ 25,785,000 | $ 526,224 | $ 279,000 |
| Tangipahoa, Louisiana | 49 | $ 11,465,000 | $ 233,979 | $ 110,000 |
| Aiken, South Carolina | 49 | $ 10,545,000 | $ 215,204 | $ 93,000 |
| El Paso, Texas | 49 | $ 9,235,000 | $ 188,469 | $ 101,000 |
| Johnson, Texas | 49 | $ 14,245,000 | $ 290,714 | $ 159,000 |
| Queens, New York | 48 | $ 29,350,000 | $ 611,458 | $ 190,000 |
| McDowell, North Carolina | 48 | $ 9,260,000 | $ 192,916 | $ 83,000 |
| Montgomery, Texas | 48 | $ 13,090,000 | $ 272,708 | $ 126,000 |
| Smith, Texas | 48 | $ 13,100,000 | $ 272,916 | $ 149,000 |
| Wake, North Carolina | 47 | $ 16,675,000 | $ 354,787 | $ 178,000 |
| Northampton, Pennsylvania | 47 | $ 13,425,000 | $ 285,638 | $ 136,000 |
| Rock, Wisconsin | 47 | $ 7,535,000 | $ 160,319 | $ 88,000 |
| Gwinnett, Georgia | 46 | $ 12,600,000 | $ 273,913 | $ 124,000 |
| Polk, Iowa | 46 | $ 9,010,000 | $ 195,869 | $ 94,000 |
| Prince George's, Maryland | 46 | $ 17,090,000 | $ 371,521 | $ 114,000 |
| Anoka, Minnesota | 46 | $ 12,950,000 | $ 281,521 | $ 114,000 |
| Ramsey, Minnesota | 46 | $ 11,030,000 | $ 239,782 | $ 102,000 |
| Washoe, Nevada | 46 | $ 11,920,000 | $ 259,130 | $ 85,000 |
| Travis, Texas | 46 | $ 18,070,000 | $ 392,826 | $ 194,000 |
| Jefferson, Wisconsin | 46 | $ 12,610,000 | $ 274,130 | $ 116,000 |
| Miami-Dade, Florida | 44 | $ 14,870,000 | $ 337,954 | $ 212,000 |
| Orange, Florida | 44 | $ 16,870,000 | $ 383,409 | $ 153,000 |
| Cobb, Georgia | 44 | $ 11,410,000 | $ 259,318 | $ 134,000 |
| Gaston, North Carolina | 43 | $ 8,665,000 | $ 201,511 | $ 89,000 |
| Montgomery, Ohio | 43 | $ 6,605,000 | $ 153,604 | $ 103,000 |
| Shelby, Tennessee | 42 | $ 7,980,000 | $ 190,000 | $ 88,000 |
| Virginia Beach, Virginia | 42 | $ 12,690,000 | $ 302,142 | $ 91,000 |
| Cass, Michigan | 41 | $ 7,125,000 | $ 173,780 | $ 81,000 |
| Carter, Tennessee | 41 | $ 7,545,000 | $ 184,024 | $ 77,000 |
| Hawkins, Tennessee | 41 | $ 7,465,000 | $ 182,073 | $ 72,000 |
| Hernando, Florida | 40 | $ 9,760,000 | $ 244,000 | $ 112,000 |
| Will, Illinois | 40 | $ 13,680,000 | $ 342,000 | $ 145,000 |
| Richland, South Carolina | 40 | $ 7,330,000 | $ 183,250 | $ 79,000 |
| Mobile, Alabama | 39 | $ 6,885,000 | $ 176,538 | $ 85,000 |
| Catawba, North Carolina | 39 | $ 9,415,000 | $ 241,410 | $ 91,000 |
| Baltimore City, Maryland | 38 | $ 7,130,000 | $ 187,631 | $ 86,000 |
| Camden, New Jersey | 38 | $ 8,200,000 | $ 215,789 | $ 125,000 |
| Allegheny, Pennsylvania | 38 | $ 8,430,000 | $ 221,842 | $ 108,000 |
| Bell, Texas | 38 | $ 10,510,000 | $ 276,578 | $ 118,000 |
| Delaware, Pennsylvania | 37 | $ 8,735,000 | $ 236,081 | $ 109,000 |
| Greenville, South Carolina | 37 | $ 9,865,000 | $ 266,621 | $ 135,000 |
| Henry, Tennessee | 37 | $ 7,545,000 | $ 203,918 | $ 80,000 |
| Ellis, Texas | 37 | $ 11,875,000 | $ 320,945 | $ 152,000 |
| Williamson, Texas | 37 | $ 14,025,000 | $ 379,054 | $ 178,000 |
| Chesapeake, Virginia | 37 | $ 10,095,000 | $ 272,837 | $ 97,000 |
| Wayne, Michigan | 36 | $ 5,910,000 | $ 164,166 | $ 77,000 |
| Kings, New York | 36 | $ 35,400,000 | $ 983,333 | $ 287,000 |
| Galveston, Texas | 36 | $ 10,990,000 | $ 305,277 | $ 179,000 |
| Washington, Minnesota | 35 | $ 11,515,000 | $ 329,000 | $ 146,000 |
| Brunswick, North Carolina | 35 | $ 7,415,000 | $ 211,857 | $ 90,000 |
| Henderson, Texas | 35 | $ 10,105,000 | $ 288,714 | $ 111,000 |
| Kaufman, Texas | 35 | $ 8,885,000 | $ 253,857 | $ 112,000 |
| Baltimore, Maryland | 34 | $ 11,320,000 | $ 332,941 | $ 160,000 |
| Taney, Missouri | 34 | $ 4,960,000 | $ 145,882 | $ 68,000 |
| Waukesha, Wisconsin | 34 | $ 12,300,000 | $ 361,764 | $ 146,000 |
| Baldwin, Alabama | 33 | $ 10,265,000 | $ 311,060 | $ 122,000 |
| Clay, Florida | 33 | $ 11,015,000 | $ 333,787 | $ 128,000 |
| Sarasota, Florida | 33 | $ 10,795,000 | $ 327,121 | $ 128,000 |
| St. Lucie, Florida | 33 | $ 9,295,000 | $ 281,666 | $ 102,000 |
| Richmond, Georgia | 33 | $ 5,665,000 | $ 171,666 | $ 67,000 |
| East Baton Rouge, Louisiana | 33 | $ 8,155,000 | $ 247,121 | $ 115,000 |
| St. Joseph, Michigan | 33 | $ 5,125,000 | $ 155,303 | $ 90,000 |
| York, South Carolina | 33 | $ 12,525,000 | $ 379,545 | $ 182,000 |
| Cameron, Texas | 33 | $ 7,495,000 | $ 227,121 | $ 103,000 |
| King, Washington | 33 | $ 15,865,000 | $ 480,757 | $ 177,000 |
| Pinal, Arizona | 32 | $ 8,790,000 | $ 274,687 | $ 115,000 |
| Riverside, California | 32 | $ 12,910,000 | $ 403,437 | $ 140,000 |
| St. Johns, Florida | 32 | $ 13,440,000 | $ 420,000 | $ 145,000 |
| Essex, New Jersey | 32 | $ 15,950,000 | $ 498,437 | $ 161,000 |
| Brevard, Florida | 31 | $ 9,365,000 | $ 302,096 | $ 114,000 |
| Lake, Florida | 31 | $ 8,325,000 | $ 268,548 | $ 115,000 |
| Marion, Florida | 31 | $ 5,845,000 | $ 188,548 | $ 79,000 |
| Marshall, Indiana | 31 | $ 5,605,000 | $ 180,806 | $ 80,000 |
| Jefferson, Louisiana | 31 | $ 6,135,000 | $ 197,903 | $ 99,000 |
| Livingston, Louisiana | 31 | $ 6,915,000 | $ 223,064 | $ 118,000 |
| Pickens, South Carolina | 31 | $ 6,855,000 | $ 221,129 | $ 77,000 |
| Montgomery, Tennessee | 31 | $ 8,385,000 | $ 270,483 | $ 103,000 |
| Loudoun, Virginia | 31 | $ 21,935,000 | $ 707,580 | $ 212,000 |
| Brown, Wisconsin | 31 | $ 6,665,000 | $ 215,000 | $ 87,000 |
| Bay, Florida | 30 | $ 8,240,000 | $ 274,666 | $ 103,000 |
| Rockland, New York | 30 | $ 20,380,000 | $ 679,333 | $ 409,000 |
| Spartanburg, South Carolina | 30 | $ 5,730,000 | $ 191,000 | $ 78,000 |
| Outagamie, Wisconsin | 30 | $ 5,400,000 | $ 180,000 | $ 77,000 |
| Jefferson, Missouri | 29 | $ 4,765,000 | $ 164,310 | $ 80,000 |
| Unicoi, Tennessee | 29 | $ 5,185,000 | $ 178,793 | $ 84,000 |
| Chambers, Texas | 29 | $ 9,605,000 | $ 331,206 | $ 145,000 |
| Norfolk, Virginia | 29 | $ 7,135,000 | $ 246,034 | $ 124,000 |
| Jefferson, Alabama | 28 | $ 5,400,000 | $ 192,857 | $ 66,000 |
| El Paso, Colorado | 28 | $ 11,670,000 | $ 416,785 | $ 169,000 |
| Columbia, Georgia | 28 | $ 7,630,000 | $ 272,500 | $ 101,000 |
| Paulding, Georgia | 28 | $ 6,300,000 | $ 225,000 | $ 105,000 |
| Lake, Illinois | 28 | $ 10,410,000 | $ 371,785 | $ 153,000 |
| Orleans, Louisiana | 28 | $ 7,280,000 | $ 260,000 | $ 110,000 |
| Montgomery, Maryland | 28 | $ 10,930,000 | $ 390,357 | $ 180,000 |
| St. Louis, Missouri | 28 | $ 6,930,000 | $ 247,500 | $ 104,000 |
| Union, North Carolina | 28 | $ 8,670,000 | $ 309,642 | $ 117,000 |
| New Castle, Delaware | 27 | $ 8,025,000 | $ 297,222 | $ 117,000 |
| St. Louis, Minnesota | 27 | $ 4,685,000 | $ 173,518 | $ 76,000 |
| Wise, Texas | 27 | $ 6,365,000 | $ 235,740 | $ 147,000 |
| Racine, Wisconsin | 27 | $ 6,525,000 | $ 241,666 | $ 105,000 |
| Osceola, Florida | 26 | $ 8,540,000 | $ 328,461 | $ 134,000 |
| Marion, Indiana | 26 | $ 4,840,000 | $ 186,153 | $ 104,000 |
| Greene, Missouri | 26 | $ 4,680,000 | $ 180,000 | $ 96,000 |
| Lexington, South Carolina | 26 | $ 4,480,000 | $ 172,307 | $ 97,000 |
| Capitol Planning Region, Connecticut | 25 | $ 6,705,000 | $ 268,200 | $ 118,000 |
| Clayton, Georgia | 25 | $ 4,755,000 | $ 190,200 | $ 87,000 |
| Honolulu, Hawaii | 25 | $ 10,355,000 | $ 414,200 | $ 246,000 |
| DuPage, Illinois | 25 | $ 9,875,000 | $ 395,000 | $ 173,000 |
| Ascension, Louisiana | 25 | $ 5,725,000 | $ 229,000 | $ 131,000 |
| Cuyahoga, Ohio | 25 | $ 5,375,000 | $ 215,000 | $ 128,000 |
| Dickson, Tennessee | 25 | $ 6,455,000 | $ 258,200 | $ 102,000 |
| Anne Arundel, Maryland | 24 | $ 9,280,000 | $ 386,666 | $ 137,000 |
| Sherburne, Minnesota | 24 | $ 5,740,000 | $ 239,166 | $ 90,000 |
| Wright, Minnesota | 24 | $ 7,290,000 | $ 303,750 | $ 110,000 |
| Gloucester, New Jersey | 24 | $ 5,870,000 | $ 244,583 | $ 129,000 |
| Middlesex, New Jersey | 24 | $ 9,240,000 | $ 385,000 | $ 128,000 |
| Bernalillo, New Mexico | 24 | $ 7,600,000 | $ 316,666 | $ 162,000 |
| Richmond, New York | 24 | $ 12,560,000 | $ 523,333 | $ 141,000 |
| Forsyth, North Carolina | 24 | $ 4,940,000 | $ 205,833 | $ 100,000 |
| Bucks, Pennsylvania | 24 | $ 7,280,000 | $ 303,333 | $ 124,000 |
| Chester, Pennsylvania | 24 | $ 7,750,000 | $ 322,916 | $ 211,000 |
| Luzerne, Pennsylvania | 24 | $ 4,220,000 | $ 175,833 | $ 98,000 |
| Montgomery, Pennsylvania | 24 | $ 7,120,000 | $ 296,666 | $ 136,000 |
| Horry, South Carolina | 24 | $ 4,900,000 | $ 204,166 | $ 81,000 |
| Hamblen, Tennessee | 24 | $ 4,700,000 | $ 195,833 | $ 77,000 |
| Brazoria, Texas | 24 | $ 5,630,000 | $ 234,583 | $ 120,000 |
| Liberty, Texas | 24 | $ 6,460,000 | $ 269,166 | $ 126,000 |
| Prince William, Virginia | 24 | $ 10,710,000 | $ 446,250 | $ 130,000 |
| Washington, Virginia | 24 | $ 4,440,000 | $ 185,000 | $ 94,000 |
| Snohomish, Washington | 24 | $ 13,460,000 | $ 560,833 | $ 177,000 |
| San Bernardino, California | 23 | $ 10,365,000 | $ 450,652 | $ 164,000 |
| Bergen, New Jersey | 23 | $ 15,255,000 | $ 663,260 | $ 392,000 |
| Orange, New York | 23 | $ 8,895,000 | $ 386,739 | $ 356,000 |
| Cabarrus, North Carolina | 23 | $ 6,955,000 | $ 302,391 | $ 134,000 |
| Anderson, South Carolina | 23 | $ 5,525,000 | $ 240,217 | $ 112,000 |
| Portsmouth, Virginia | 23 | $ 3,725,000 | $ 161,956 | $ 64,000 |
| Washington, Wisconsin | 23 | $ 3,925,000 | $ 170,652 | $ 100,000 |
| Charlotte, Florida | 22 | $ 6,790,000 | $ 308,636 | $ 100,000 |
| Lake, Indiana | 22 | $ 4,510,000 | $ 205,000 | $ 112,000 |
| Starke, Indiana | 22 | $ 3,840,000 | $ 174,545 | $ 74,000 |
| Cerro Gordo, Iowa | 22 | $ 3,960,000 | $ 180,000 | $ 103,000 |
| Macomb, Michigan | 22 | $ 4,590,000 | $ 208,636 | $ 107,000 |
| York, Pennsylvania | 22 | $ 4,360,000 | $ 198,181 | $ 97,000 |
| Webb, Texas | 22 | $ 5,570,000 | $ 253,181 | $ 104,000 |
| Tazewell, Virginia | 22 | $ 2,940,000 | $ 133,636 | $ 69,000 |
| District of Columbia, District Of Columbia | 21 | $ 10,615,000 | $ 505,476 | $ 145,000 |
| Seminole, Florida | 21 | $ 8,265,000 | $ 393,571 | $ 198,000 |
| Middlesex, Massachusetts | 21 | $ 10,835,000 | $ 515,952 | $ 146,000 |
| Oakland, Michigan | 21 | $ 5,775,000 | $ 275,000 | $ 115,000 |
| Douglas, Nebraska | 21 | $ 4,855,000 | $ 231,190 | $ 117,000 |
| Guadalupe, Texas | 21 | $ 5,435,000 | $ 258,809 | $ 108,000 |
| Hidalgo, Texas | 21 | $ 4,725,000 | $ 225,000 | $ 123,000 |
| Flagler, Florida | 20 | $ 5,590,000 | $ 279,500 | $ 104,000 |
| Henry, Georgia | 20 | $ 5,800,000 | $ 290,000 | $ 111,000 |
| Dickinson, Michigan | 20 | $ 1,980,000 | $ 99,000 | $ 57,000 |
| Ocean, New Jersey | 20 | $ 6,350,000 | $ 317,500 | $ 157,000 |
| Guilford, North Carolina | 20 | $ 4,320,000 | $ 216,000 | $ 105,000 |
| Lincoln, North Carolina | 20 | $ 3,600,000 | $ 180,000 | $ 84,000 |
| Monroe, Pennsylvania | 20 | $ 5,250,000 | $ 262,500 | $ 151,000 |
| Salt Lake, Utah | 20 | $ 9,200,000 | $ 460,000 | $ 148,000 |
| Newport News, Virginia | 20 | $ 3,910,000 | $ 195,500 | $ 83,000 |
| Winnebago, Wisconsin | 20 | $ 4,170,000 | $ 208,500 | $ 118,000 |
| Yavapai, Arizona | 19 | $ 5,435,000 | $ 286,052 | $ 89,000 |
| McHenry, Illinois | 19 | $ 5,025,000 | $ 264,473 | $ 128,000 |
| Berrien, Michigan | 19 | $ 3,375,000 | $ 177,631 | $ 85,000 |
| Westchester, New York | 19 | $ 13,035,000 | $ 686,052 | $ 228,000 |
| Burke, North Carolina | 19 | $ 4,395,000 | $ 231,315 | $ 80,000 |
| Butler, Ohio | 19 | $ 3,505,000 | $ 184,473 | $ 138,000 |
| Multnomah, Oregon | 19 | $ 6,955,000 | $ 366,052 | $ 123,000 |
| McLennan, Texas | 19 | $ 5,505,000 | $ 289,736 | $ 102,000 |
| Fairfax, Virginia | 19 | $ 8,065,000 | $ 424,473 | $ 211,000 |
| Frederick, Maryland | 18 | $ 6,050,000 | $ 336,111 | $ 107,000 |
| Plymouth, Massachusetts | 18 | $ 5,830,000 | $ 323,888 | $ 115,000 |
| Suffolk, Massachusetts | 18 | $ 9,240,000 | $ 513,333 | $ 147,000 |
| Monroe, Mississippi | 18 | $ 2,920,000 | $ 162,222 | $ 81,000 |
| Panola, Mississippi | 18 | $ 3,390,000 | $ 188,333 | $ 76,000 |
| Monmouth, New Jersey | 18 | $ 6,980,000 | $ 387,777 | $ 197,000 |
| Iredell, North Carolina | 18 | $ 5,030,000 | $ 279,444 | $ 95,000 |
| Johnston, North Carolina | 18 | $ 4,770,000 | $ 265,000 | $ 109,000 |
| Sumter, South Carolina | 18 | $ 2,530,000 | $ 140,555 | $ 61,000 |
| Knox, Tennessee | 18 | $ 4,920,000 | $ 273,333 | $ 89,000 |
| Hampton, Virginia | 18 | $ 4,010,000 | $ 222,777 | $ 85,000 |
| Madison, Alabama | 17 | $ 3,335,000 | $ 196,176 | $ 135,000 |
| Putnam, Florida | 17 | $ 3,485,000 | $ 205,000 | $ 84,000 |
| Douglas, Georgia | 17 | $ 4,725,000 | $ 277,941 | $ 88,000 |
| Rockdale, Georgia | 17 | $ 4,345,000 | $ 255,588 | $ 105,000 |
| Rowan, North Carolina | 17 | $ 3,255,000 | $ 191,470 | $ 78,000 |
| Tulsa, Oklahoma | 17 | $ 4,055,000 | $ 238,529 | $ 97,000 |
| Davidson, Tennessee | 17 | $ 4,285,000 | $ 252,058 | $ 102,000 |
| Jefferson, Tennessee | 17 | $ 3,985,000 | $ 234,411 | $ 90,000 |
| Roane, Tennessee | 17 | $ 4,435,000 | $ 260,882 | $ 93,000 |
| Grayson, Texas | 17 | $ 4,345,000 | $ 255,588 | $ 124,000 |
| Mohave, Arizona | 16 | $ 2,880,000 | $ 180,000 | $ 75,000 |
| Orange, California | 16 | $ 9,810,000 | $ 613,125 | $ 225,000 |
| Jefferson, Colorado | 16 | $ 6,700,000 | $ 418,750 | $ 177,000 |
| Forsyth, Georgia | 16 | $ 6,930,000 | $ 433,125 | $ 185,000 |
| Harford, Maryland | 16 | $ 5,420,000 | $ 338,750 | $ 150,000 |
| Essex, Massachusetts | 16 | $ 7,120,000 | $ 445,000 | $ 141,000 |
| Norfolk, Massachusetts | 16 | $ 7,320,000 | $ 457,500 | $ 139,000 |
| Stone, Missouri | 16 | $ 3,800,000 | $ 237,500 | $ 107,000 |
| Hudson, New Jersey | 16 | $ 10,500,000 | $ 656,250 | $ 295,000 |
| Cleveland, North Carolina | 16 | $ 2,220,000 | $ 138,750 | $ 118,000 |
| Robeson, North Carolina | 16 | $ 3,200,000 | $ 200,000 | $ 92,000 |
| Westmoreland, Pennsylvania | 16 | $ 3,440,000 | $ 215,000 | $ 122,000 |
| Dorchester, South Carolina | 16 | $ 3,230,000 | $ 201,875 | $ 108,000 |
| Pittsylvania, Virginia | 16 | $ 2,120,000 | $ 132,500 | $ 67,000 |
| Kane, Illinois | 15 | $ 3,515,000 | $ 234,333 | $ 311,000 |
| Pottawattamie, Iowa | 15 | $ 2,605,000 | $ 173,666 | $ 82,000 |
| Hampden, Massachusetts | 15 | $ 3,295,000 | $ 219,666 | $ 82,000 |
| Burlington, New Jersey | 15 | $ 4,755,000 | $ 317,000 | $ 118,000 |
| Lorain, Ohio | 15 | $ 2,675,000 | $ 178,333 | $ 90,000 |
| Washington, Oregon | 15 | $ 4,505,000 | $ 300,333 | $ 116,000 |
| Benton, Tennessee | 15 | $ 2,015,000 | $ 134,333 | $ 65,000 |
| Monroe, Tennessee | 15 | $ 4,015,000 | $ 267,666 | $ 81,000 |
| Gaines, Texas | 15 | $ 2,905,000 | $ 193,666 | $ 130,000 |
| Lynn, Texas | 15 | $ 1,445,000 | $ 96,333 | $ 72,000 |
| Marathon, Wisconsin | 15 | $ 2,625,000 | $ 175,000 | $ 92,000 |
| Waupaca, Wisconsin | 15 | $ 1,955,000 | $ 130,333 | $ 82,000 |
| Arapahoe, Colorado | 14 | $ 6,420,000 | $ 458,571 | $ 178,000 |
| Walton, Florida | 14 | $ 4,690,000 | $ 335,000 | $ 137,000 |
| Carroll, Georgia | 14 | $ 2,920,000 | $ 208,571 | $ 77,000 |
| Troup, Georgia | 14 | $ 1,640,000 | $ 117,142 | $ 65,000 |
| LaGrange, Indiana | 14 | $ 2,370,000 | $ 169,285 | $ 76,000 |
| Chisago, Minnesota | 14 | $ 3,990,000 | $ 285,000 | $ 97,000 |
| Scott, Minnesota | 14 | $ 4,460,000 | $ 318,571 | $ 141,000 |
| Stearns, Minnesota | 14 | $ 2,430,000 | $ 173,571 | $ 105,000 |
| DeSoto, Mississippi | 14 | $ 3,420,000 | $ 244,285 | $ 70,000 |
| Jackson, Mississippi | 14 | $ 2,860,000 | $ 204,285 | $ 103,000 |
| Christian, Missouri | 14 | $ 3,360,000 | $ 240,000 | $ 109,000 |
| Mercer, New Jersey | 14 | $ 3,410,000 | $ 243,571 | $ 117,000 |
| Bronx, New York | 14 | $ 8,840,000 | $ 631,428 | $ 187,000 |
| Cleveland, Oklahoma | 14 | $ 3,110,000 | $ 222,142 | $ 78,000 |
| Brookings, South Dakota | 14 | $ 4,210,000 | $ 300,714 | $ 170,000 |
| Sumner, Tennessee | 14 | $ 5,350,000 | $ 382,142 | $ 122,000 |
| Bristol, Virginia | 14 | $ 2,500,000 | $ 178,571 | $ 91,000 |
| Danville, Virginia | 14 | $ 1,940,000 | $ 138,571 | $ 49,000 |
| Wood, Wisconsin | 14 | $ 1,090,000 | $ 77,857 | $ 60,000 |
| Marshall, Alabama | 13 | $ 2,235,000 | $ 171,923 | $ 76,000 |
| Sacramento, California | 13 | $ 4,385,000 | $ 337,307 | $ 143,000 |
| Weld, Colorado | 13 | $ 4,605,000 | $ 354,230 | $ 144,000 |
| Citrus, Florida | 13 | $ 2,915,000 | $ 224,230 | $ 86,000 |
| Nassau, Florida | 13 | $ 5,515,000 | $ 424,230 | $ 124,000 |
| Chatham, Georgia | 13 | $ 2,965,000 | $ 228,076 | $ 111,000 |
| Jasper, Iowa | 13 | $ 1,805,000 | $ 138,846 | $ 73,000 |
| Jefferson, Kentucky | 13 | $ 2,555,000 | $ 196,538 | $ 78,000 |
| Atlantic, New Jersey | 13 | $ 3,175,000 | $ 244,230 | $ 122,000 |
| Buncombe, North Carolina | 13 | $ 3,905,000 | $ 300,384 | $ 112,000 |
| Summit, Ohio | 13 | $ 2,525,000 | $ 194,230 | $ 102,000 |
| Lackawanna, Pennsylvania | 13 | $ 3,295,000 | $ 253,461 | $ 97,000 |
| Charleston, South Carolina | 13 | $ 3,995,000 | $ 307,307 | $ 120,000 |
| Loudon, Tennessee | 13 | $ 2,685,000 | $ 206,538 | $ 77,000 |
| Medina, Texas | 13 | $ 2,925,000 | $ 225,000 | $ 102,000 |
| Utah, Utah | 13 | $ 5,015,000 | $ 385,769 | $ 171,000 |
| Cherokee, Alabama | 12 | $ 1,770,000 | $ 147,500 | $ 52,000 |
| Fresno, California | 12 | $ 3,540,000 | $ 295,000 | $ 177,000 |
| Denver, Colorado | 12 | $ 6,150,000 | $ 512,500 | $ 174,000 |
| Western Connecticut Planning Region, Connecticut | 12 | $ 7,160,000 | $ 596,666 | $ 201,000 |
| Clark, Indiana | 12 | $ 2,460,000 | $ 205,000 | $ 89,000 |
| Union, Iowa | 12 | $ 770,000 | $ 64,166 | $ 71,000 |
| Lafayette, Louisiana | 12 | $ 3,010,000 | $ 250,833 | $ 128,000 |
| Isanti, Minnesota | 12 | $ 2,960,000 | $ 246,666 | $ 94,000 |
| Oktibbeha, Mississippi | 12 | $ 2,980,000 | $ 248,333 | $ 96,000 |
| Pontotoc, Mississippi | 12 | $ 2,090,000 | $ 174,166 | $ 53,000 |
| Lawrence, Missouri | 12 | $ 1,430,000 | $ 119,166 | $ 46,000 |
| St. Charles, Missouri | 12 | $ 4,180,000 | $ 348,333 | $ 140,000 |
| Caldwell, North Carolina | 12 | $ 2,390,000 | $ 199,166 | $ 81,000 |
| Oklahoma, Oklahoma | 12 | $ 2,880,000 | $ 240,000 | $ 106,000 |
| Carroll, Tennessee | 12 | $ 1,720,000 | $ 143,333 | $ 66,000 |
| Hickman, Tennessee | 12 | $ 1,960,000 | $ 163,333 | $ 84,000 |
| Bastrop, Texas | 12 | $ 3,850,000 | $ 320,833 | $ 122,000 |
| Brazos, Texas | 12 | $ 2,600,000 | $ 216,666 | $ 140,000 |
| Hays, Texas | 12 | $ 7,020,000 | $ 585,000 | $ 262,000 |
| Roanoke City, Virginia | 12 | $ 1,840,000 | $ 153,333 | $ 74,000 |
| Spotsylvania, Virginia | 12 | $ 3,010,000 | $ 250,833 | $ 92,000 |
| Suffolk, Virginia | 12 | $ 3,990,000 | $ 332,500 | $ 159,000 |
| Dodge, Wisconsin | 12 | $ 2,370,000 | $ 197,500 | $ 87,000 |
| Walworth, Wisconsin | 12 | $ 2,550,000 | $ 212,500 | $ 104,000 |
| St. Clair, Alabama | 11 | $ 1,985,000 | $ 180,454 | $ 72,000 |
| Tuscaloosa, Alabama | 11 | $ 1,845,000 | $ 167,727 | $ 63,000 |
| Lowndes, Georgia | 11 | $ 2,455,000 | $ 223,181 | $ 84,000 |
| Carroll, Maryland | 11 | $ 4,545,000 | $ 413,181 | $ 128,000 |
| Charles, Maryland | 11 | $ 3,805,000 | $ 345,909 | $ 130,000 |
| Washington, Maryland | 11 | $ 3,185,000 | $ 289,545 | $ 149,000 |
| Rankin, Mississippi | 11 | $ 1,645,000 | $ 149,545 | $ 88,000 |
| Union, New Jersey | 11 | $ 4,895,000 | $ 445,000 | $ 109,000 |
| Pitt, North Carolina | 11 | $ 3,265,000 | $ 296,818 | $ 116,000 |
| Randolph, North Carolina | 11 | $ 2,245,000 | $ 204,090 | $ 73,000 |
| Hamilton, Ohio | 11 | $ 3,585,000 | $ 325,909 | $ 111,000 |
| Berks, Pennsylvania | 11 | $ 3,155,000 | $ 286,818 | $ 106,000 |
| Carbon, Pennsylvania | 11 | $ 2,625,000 | $ 238,636 | $ 112,000 |
| Berkeley, South Carolina | 11 | $ 3,815,000 | $ 346,818 | $ 91,000 |
| Cocke, Tennessee | 11 | $ 2,405,000 | $ 218,636 | $ 101,000 |
| Nueces, Texas | 11 | $ 3,355,000 | $ 305,000 | $ 110,000 |
| Wood, Texas | 11 | $ 3,315,000 | $ 301,363 | $ 144,000 |
| Smyth, Virginia | 11 | $ 1,785,000 | $ 162,272 | $ 85,000 |
| Fond du Lac, Wisconsin | 11 | $ 1,385,000 | $ 125,909 | $ 70,000 |
| Calhoun, Alabama | 10 | $ 1,620,000 | $ 162,000 | $ 83,000 |
| Etowah, Alabama | 10 | $ 1,590,000 | $ 159,000 | $ 57,000 |
| Benton, Arkansas | 10 | $ 3,210,000 | $ 321,000 | $ 105,000 |
| Sussex, Delaware | 10 | $ 2,930,000 | $ 293,000 | $ 90,000 |
| Leon, Florida | 10 | $ 1,660,000 | $ 166,000 | $ 94,000 |
| Levy, Florida | 10 | $ 1,730,000 | $ 173,000 | $ 76,000 |
| Okaloosa, Florida | 10 | $ 4,900,000 | $ 490,000 | $ 182,000 |
| Rock Island, Illinois | 10 | $ 1,560,000 | $ 156,000 | $ 62,000 |
| Winnebago, Illinois | 10 | $ 2,310,000 | $ 231,000 | $ 161,000 |
| Porter, Indiana | 10 | $ 2,650,000 | $ 265,000 | $ 111,000 |
| Hardin, Iowa | 10 | $ 1,230,000 | $ 123,000 | $ 85,000 |
| Wyandotte, Kansas | 10 | $ 1,300,000 | $ 130,000 | $ 48,000 |
| Natchitoches, Louisiana | 10 | $ 1,810,000 | $ 181,000 | $ 61,000 |
| Genesee, Michigan | 10 | $ 2,350,000 | $ 235,000 | $ 93,000 |
| Kalamazoo, Michigan | 10 | $ 1,810,000 | $ 181,000 | $ 102,000 |
| Hinds, Mississippi | 10 | $ 1,720,000 | $ 172,000 | $ 94,000 |
| Lauderdale, Mississippi | 10 | $ 1,080,000 | $ 108,000 | $ 79,000 |
| Somerset, New Jersey | 10 | $ 3,520,000 | $ 352,000 | $ 224,000 |
| Rockingham, North Carolina | 10 | $ 2,330,000 | $ 233,000 | $ 92,000 |
| Beaufort, South Carolina | 10 | $ 3,310,000 | $ 331,000 | $ 161,000 |
| Laurens, South Carolina | 10 | $ 2,520,000 | $ 252,000 | $ 135,000 |
| Humphreys, Tennessee | 10 | $ 1,950,000 | $ 195,000 | $ 91,000 |
| Johnson, Tennessee | 10 | $ 2,030,000 | $ 203,000 | $ 71,000 |
| Rutherford, Tennessee | 10 | $ 3,700,000 | $ 370,000 | $ 151,000 |
| Comal, Texas | 10 | $ 3,360,000 | $ 336,000 | $ 123,000 |
| Hockley, Texas | 10 | $ 2,090,000 | $ 209,000 | $ 101,000 |
| Rockwall, Texas | 10 | $ 2,820,000 | $ 282,000 | $ 114,000 |
| Terry, Texas | 10 | $ 1,290,000 | $ 129,000 | $ 86,000 |
| Benton, Washington | 10 | $ 1,950,000 | $ 195,000 | $ 106,000 |
| Thurston, Washington | 10 | $ 2,700,000 | $ 270,000 | $ 137,000 |
| Juneau, Wisconsin | 10 | $ 1,640,000 | $ 164,000 | $ 95,000 |
| Cullman, Alabama | 9 | $ 2,495,000 | $ 277,222 | $ 86,000 |
| San Joaquin, California | 9 | $ 2,685,000 | $ 298,333 | $ 143,000 |
| Delta, Colorado | 9 | $ 2,265,000 | $ 251,666 | $ 83,000 |
| Pueblo, Colorado | 9 | $ 2,875,000 | $ 319,444 | $ 129,000 |
| Kent, Delaware | 9 | $ 1,925,000 | $ 213,888 | $ 84,000 |
| Alachua, Florida | 9 | $ 2,585,000 | $ 287,222 | $ 100,000 |
| Collier, Florida | 9 | $ 5,745,000 | $ 638,333 | $ 240,000 |
| Columbia, Florida | 9 | $ 1,895,000 | $ 210,555 | $ 76,000 |
| Escambia, Florida | 9 | $ 1,365,000 | $ 151,666 | $ 70,000 |
| Bibb, Georgia | 9 | $ 1,215,000 | $ 135,000 | $ 55,000 |
| Brantley, Georgia | 9 | $ 1,225,000 | $ 136,111 | $ 90,000 |
| Coweta, Georgia | 9 | $ 2,305,000 | $ 256,111 | $ 148,000 |
| Glynn, Georgia | 9 | $ 1,855,000 | $ 206,111 | $ 70,000 |
| Spalding, Georgia | 9 | $ 2,215,000 | $ 246,111 | $ 97,000 |
| LaPorte, Indiana | 9 | $ 1,395,000 | $ 155,000 | $ 92,000 |
| Whitley, Indiana | 9 | $ 1,495,000 | $ 166,111 | $ 67,000 |
| Mitchell, Iowa | 9 | $ 1,215,000 | $ 135,000 | $ 70,000 |
| Scott, Iowa | 9 | $ 1,575,000 | $ 175,000 | $ 118,000 |
| Sedgwick, Kansas | 9 | $ 1,255,000 | $ 139,444 | $ 57,000 |
| Caroline, Maryland | 9 | $ 1,085,000 | $ 120,555 | $ 86,000 |
| Benton, Minnesota | 9 | $ 1,975,000 | $ 219,444 | $ 98,000 |
| Carlton, Minnesota | 9 | $ 1,185,000 | $ 131,666 | $ 77,000 |
| Itasca, Minnesota | 9 | $ 1,585,000 | $ 176,111 | $ 86,000 |
| Le Sueur, Minnesota | 9 | $ 2,135,000 | $ 237,222 | $ 82,000 |
| Mille Lacs, Minnesota | 9 | $ 1,545,000 | $ 171,666 | $ 88,000 |
| Calhoun, Mississippi | 9 | $ 1,715,000 | $ 190,555 | $ 89,000 |
| Lee, Mississippi | 9 | $ 1,605,000 | $ 178,333 | $ 69,000 |
| Pearl River, Mississippi | 9 | $ 1,705,000 | $ 189,444 | $ 83,000 |
| Winston, Mississippi | 9 | $ 1,445,000 | $ 160,555 | $ 59,000 |
| Nye, Nevada | 9 | $ 2,425,000 | $ 269,444 | $ 101,000 |
| Passaic, New Jersey | 9 | $ 3,255,000 | $ 361,666 | $ 159,000 |
| Onondaga, New York | 9 | $ 2,105,000 | $ 233,888 | $ 169,000 |
| Lee, North Carolina | 9 | $ 2,155,000 | $ 239,444 | $ 83,000 |
| Fairfield, Ohio | 9 | $ 1,995,000 | $ 221,666 | $ 100,000 |
| Franklin, Ohio | 9 | $ 2,465,000 | $ 273,888 | $ 169,000 |
| Stark, Ohio | 9 | $ 2,655,000 | $ 295,000 | $ 119,000 |
| Marion, Oregon | 9 | $ 2,355,000 | $ 261,666 | $ 109,000 |
| Mercer, Pennsylvania | 9 | $ 1,765,000 | $ 196,111 | $ 83,000 |
| Providence, Rhode Island | 9 | $ 2,395,000 | $ 266,111 | $ 103,000 |
| Georgetown, South Carolina | 9 | $ 2,095,000 | $ 232,777 | $ 70,000 |
| Newberry, South Carolina | 9 | $ 745,000 | $ 82,777 | $ 50,000 |
| Blount, Tennessee | 9 | $ 2,205,000 | $ 245,000 | $ 86,000 |
| Robertson, Tennessee | 9 | $ 2,755,000 | $ 306,111 | $ 106,000 |
| Williamson, Tennessee | 9 | $ 5,555,000 | $ 617,222 | $ 217,000 |
| Wilson, Tennessee | 9 | $ 2,385,000 | $ 265,000 | $ 93,000 |
| Harrison, Texas | 9 | $ 2,115,000 | $ 235,000 | $ 57,000 |
| Martin, Texas | 9 | $ 2,265,000 | $ 251,666 | $ 96,000 |
| Somervell, Texas | 9 | $ 2,715,000 | $ 301,666 | $ 105,000 |
| Taylor, Texas | 9 | $ 1,925,000 | $ 213,888 | $ 125,000 |
| Henrico, Virginia | 9 | $ 1,865,000 | $ 207,222 | $ 169,000 |
| Clark, Washington | 9 | $ 2,625,000 | $ 291,666 | $ 134,000 |
| Grant, Wisconsin | 9 | $ 1,785,000 | $ 198,333 | $ 98,000 |
| Kenosha, Wisconsin | 9 | $ 2,485,000 | $ 276,111 | $ 136,000 |
| Ozaukee, Wisconsin | 9 | $ 2,615,000 | $ 290,555 | $ 128,000 |
| Cochise, Arizona | 8 | $ 1,430,000 | $ 178,750 | $ 79,000 |
| Craighead, Arkansas | 8 | $ 2,060,000 | $ 257,500 | $ 91,000 |
| Pulaski, Arkansas | 8 | $ 1,760,000 | $ 220,000 | $ 97,000 |
| Naugatuck Valley Planning Region, Connecticut | 8 | $ 2,110,000 | $ 263,750 | $ 132,000 |
| Okeechobee, Florida | 8 | $ 1,790,000 | $ 223,750 | $ 68,000 |
| Santa Rosa, Florida | 8 | $ 1,650,000 | $ 206,250 | $ 103,000 |
| Appling, Georgia | 8 | $ 1,040,000 | $ 130,000 | $ 78,000 |
| Effingham, Georgia | 8 | $ 2,380,000 | $ 297,500 | $ 130,000 |
| Houston, Georgia | 8 | $ 1,290,000 | $ 161,250 | $ 71,000 |
| Newton, Georgia | 8 | $ 1,540,000 | $ 192,500 | $ 75,000 |
| Walton, Georgia | 8 | $ 2,920,000 | $ 365,000 | $ 120,000 |
| Bonner, Idaho | 8 | $ 2,980,000 | $ 372,500 | $ 111,000 |
| Canyon, Idaho | 8 | $ 2,150,000 | $ 268,750 | $ 117,000 |
| Hamilton, Indiana | 8 | $ 2,050,000 | $ 256,250 | $ 172,000 |
| Madison, Indiana | 8 | $ 1,070,000 | $ 133,750 | $ 99,000 |
| Noble, Indiana | 8 | $ 1,180,000 | $ 147,500 | $ 63,000 |
| Black Hawk, Iowa | 8 | $ 1,220,000 | $ 152,500 | $ 77,000 |
| Boone, Iowa | 8 | $ 1,150,000 | $ 143,750 | $ 105,000 |
| Muscatine, Iowa | 8 | $ 1,540,000 | $ 192,500 | $ 89,000 |
| Johnson, Kansas | 8 | $ 2,410,000 | $ 301,250 | $ 96,000 |
| York, Maine | 8 | $ 1,830,000 | $ 228,750 | $ 104,000 |
| Bristol, Massachusetts | 8 | $ 3,030,000 | $ 378,750 | $ 119,000 |
| Calhoun, Michigan | 8 | $ 910,000 | $ 113,750 | $ 66,000 |
| Prentiss, Mississippi | 8 | $ 1,160,000 | $ 145,000 | $ 57,000 |
| Clay, Missouri | 8 | $ 2,550,000 | $ 318,750 | $ 132,000 |
| Franklin, Missouri | 8 | $ 1,310,000 | $ 163,750 | $ 90,000 |
| Morris, New Jersey | 8 | $ 2,680,000 | $ 335,000 | $ 148,000 |
| New York, New York | 8 | $ 5,700,000 | $ 712,500 | $ 428,000 |
| Alamance, North Carolina | 8 | $ 2,330,000 | $ 291,250 | $ 99,000 |
| Harnett, North Carolina | 8 | $ 2,540,000 | $ 317,500 | $ 129,000 |
| Jackson, North Carolina | 8 | $ 1,960,000 | $ 245,000 | $ 93,000 |
| Person, North Carolina | 8 | $ 1,480,000 | $ 185,000 | $ 84,000 |
| Stanly, North Carolina | 8 | $ 1,240,000 | $ 155,000 | $ 74,000 |
| Williams, North Dakota | 8 | $ 2,760,000 | $ 345,000 | $ 170,000 |
| Warren, Ohio | 8 | $ 2,600,000 | $ 325,000 | $ 157,000 |
| Susquehanna, Pennsylvania | 8 | $ 1,180,000 | $ 147,500 | $ 74,000 |
| Chesterfield, South Carolina | 8 | $ 1,610,000 | $ 201,250 | $ 86,000 |
| Florence, South Carolina | 8 | $ 1,650,000 | $ 206,250 | $ 86,000 |
| Greenwood, South Carolina | 8 | $ 2,070,000 | $ 258,750 | $ 85,000 |
| Meigs, Tennessee | 8 | $ 2,030,000 | $ 253,750 | $ 97,000 |
| Jefferson, Texas | 8 | $ 1,800,000 | $ 225,000 | $ 89,000 |
| Lampasas, Texas | 8 | $ 2,400,000 | $ 300,000 | $ 113,000 |
| Palo Pinto, Texas | 8 | $ 2,090,000 | $ 261,250 | $ 119,000 |
| Scurry, Texas | 8 | $ 1,140,000 | $ 142,500 | $ 93,000 |
| Van Zandt, Texas | 8 | $ 1,820,000 | $ 227,500 | $ 118,000 |
| Waller, Texas | 8 | $ 1,720,000 | $ 215,000 | $ 93,000 |
| Young, Texas | 8 | $ 1,390,000 | $ 173,750 | $ 83,000 |
| Chesterfield, Virginia | 8 | $ 2,980,000 | $ 372,500 | $ 116,000 |
| Franklin, Virginia | 8 | $ 1,700,000 | $ 212,500 | $ 223,000 |
| Pierce, Washington | 8 | $ 3,470,000 | $ 433,750 | $ 130,000 |
| La Crosse, Wisconsin | 8 | $ 1,490,000 | $ 186,250 | $ 68,000 |
| Marinette, Wisconsin | 8 | $ 1,220,000 | $ 152,500 | $ 71,000 |
| Oconto, Wisconsin | 8 | $ 2,080,000 | $ 260,000 | $ 99,000 |
| Portage, Wisconsin | 8 | $ 1,570,000 | $ 196,250 | $ 95,000 |
| Taylor, Wisconsin | 8 | $ 820,000 | $ 102,500 | $ 81,000 |
| Walker, Alabama | 7 | $ 1,185,000 | $ 169,285 | $ 84,000 |
| Navajo, Arizona | 7 | $ 2,295,000 | $ 327,857 | $ 149,000 |
| Contra Costa, California | 7 | $ 4,685,000 | $ 669,285 | $ 189,000 |
| Placer, California | 7 | $ 2,385,000 | $ 340,714 | $ 156,000 |
| Santa Clara, California | 7 | $ 4,225,000 | $ 603,571 | $ 207,000 |
| Larimer, Colorado | 7 | $ 2,925,000 | $ 417,857 | $ 162,000 |
| Highlands, Florida | 7 | $ 1,385,000 | $ 197,857 | $ 77,000 |
| Jackson, Florida | 7 | $ 1,315,000 | $ 187,857 | $ 73,000 |
| Cherokee, Georgia | 7 | $ 1,765,000 | $ 252,142 | $ 122,000 |
| Hall, Georgia | 7 | $ 1,155,000 | $ 165,000 | $ 89,000 |
| Allen, Indiana | 7 | $ 1,655,000 | $ 236,428 | $ 79,000 |
| Hendricks, Indiana | 7 | $ 1,965,000 | $ 280,714 | $ 115,000 |
| Des Moines, Iowa | 7 | $ 725,000 | $ 103,571 | $ 66,000 |
| Hancock, Iowa | 7 | $ 905,000 | $ 129,285 | $ 64,000 |
| Jefferson, Iowa | 7 | $ 845,000 | $ 120,714 | $ 80,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,104 | $4,877,300,000 | $269,000 | $3,005,000 | $114,000 | $4,928,000 |
| Cash-out Refinancing | 2,077 | $570,225,000 | $274,000 | $2,205,000 | $111,000 | $3,000,000 |
| Refinancing | 1,626 | $617,840,000 | $379,000 | $2,555,000 | $156,000 | $3,800,000 |
| Not Applicable | 603 | $101,805,000 | $168,000 | $1,605,000 | $99,000 | $3,969,000 |
| Other Purpose | 281 | $25,005,000 | $88,000 | $355,000 | $122,000 | $459,000 |
| Home Improvement | 220 | $20,060,000 | $91,000 | $255,000 | $124,000 | $535,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,829 | $3,177,755,000 | $268,000 | $3,005,000 | $119,000 | $4,928,000 |
| Hispanic | 3,891 | $1,027,515,000 | $264,000 | $2,945,000 | $112,000 | $3,897,000 |
| Not Provided | 3,069 | $849,185,000 | $276,000 | $1,995,000 | $119,000 | $1,769,000 |
| Black or African American | 3,018 | $726,850,000 | $240,000 | $1,485,000 | $98,000 | $2,665,000 |
| Asian | 902 | $380,380,000 | $421,000 | $3,005,000 | $167,000 | $3,000,000 |
| American Indian or Alaskan Native | 169 | $38,765,000 | $229,000 | $825,000 | $95,000 | $317,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $11,785,000 | $357,000 | $1,035,000 | $144,000 | $1,133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,808 | $3,051,120,000 | $258,000 | $3,005,000 | $137,000 | $4,928,000 |
| FHA-insured (Federal Housing Administration) | 9,366 | $2,512,840,000 | $268,000 | $1,525,000 | $91,000 | $640,000 |
| VA-guaranteed (Veterans Administration) | 1,568 | $615,510,000 | $392,000 | $1,995,000 | $118,000 | $1,729,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 169 | $32,765,000 | $193,000 | $375,000 | $70,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,657 | $3,437,065,000 | $271,000 | $2,505,000 | $121,000 | $3,829,000 |
| Preapproval Approved but not Accepted | 3,920 | $1,095,710,000 | $279,000 | $3,005,000 | $110,000 | $3,405,000 |
| Application Approved But Not Accepted | 2,301 | $634,915,000 | $275,000 | $2,555,000 | $122,000 | $4,928,000 |
| Application Denied By Financial Institution | 1,813 | $502,705,000 | $277,000 | $3,005,000 | $109,000 | $3,000,000 |
| Preapproval Denied by Financial Institution | 1,128 | $246,730,000 | $218,000 | $1,715,000 | $80,000 | $640,000 |
| Application Withdrawn By Applicant | 788 | $214,690,000 | $272,000 | $2,875,000 | $138,000 | $4,232,000 |
| File Closed For Incompleteness | 304 | $80,420,000 | $264,000 | $3,005,000 | $117,000 | $1,800,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,970 | $5,462,800,000 | $273,000 | $3,005,000 | $119,000 | $4,928,000 |
| Debt-To-Income Ratio | 1,179 | $299,765,000 | $254,000 | $3,005,000 | $75,000 | $1,317,000 |
| Credit Application Incomplete | 581 | $156,355,000 | $269,000 | $1,775,000 | $121,000 | $3,000,000 |
| Credit History | 426 | $97,110,000 | $227,000 | $1,445,000 | $96,000 | $640,000 |
| Collateral | 223 | $53,185,000 | $238,000 | $2,325,000 | $121,000 | $2,129,000 |
| Unverifiable Information | 185 | $55,935,000 | $302,000 | $1,905,000 | $112,000 | $748,000 |
| Other | 152 | $39,160,000 | $257,000 | $1,765,000 | $151,000 | $2,665,000 |
| Employment History | 139 | $32,725,000 | $235,000 | $805,000 | $79,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $15,200,000 | $271,000 | $1,525,000 | $114,000 | $464,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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