Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2025
In 2025, Cardinal Financial Company, Li of Charlotte, NC reported 22,911 mortgage applications totaling $6.2 billion, down 24% from 2024. The average application was for $271,146, and applicants reported an average income of $116,508. 55% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (501), Tampa, FL (444) and Fort Worth-Arlington, TX (432) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 22,911 |
| Total Mortgage Loan Application Amount | $6,212,235,000 |
| Average Mortgage Loan Application Amount | $271,146 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $116,508 |
| Highest Applicant Income | $4,928,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 7,967 | $ 1,903,245,000 | $ 238,891 | $ 98,386 |
| Houston-The Woodlands-Sugar Land, TX | 501 | $ 151,645,000 | $ 302,684 | $ 144,000 |
| Tampa, FL | 444 | $ 140,350,000 | $ 316,103 | $ 130,000 |
| Fort Worth-Arlington, TX | 432 | $ 114,240,000 | $ 264,444 | $ 131,000 |
| Dallas-Plano-Irving, TX | 422 | $ 124,080,000 | $ 294,028 | $ 137,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 421 | $ 116,845,000 | $ 277,541 | $ 119,501 |
| Las Vegas-Henderson-Paradise, NV | 413 | $ 169,055,000 | $ 409,334 | $ 169,000 |
| Elkhart-Goshen, IN | 396 | $ 87,760,000 | $ 221,616 | $ 87,000 |
| Atlanta-Sandy Springs-Roswell, GA | 318 | $ 84,820,000 | $ 266,729 | $ 122,000 |
| Nassau County-Suffolk County, NY | 302 | $ 168,740,000 | $ 558,741 | $ 195,000 |
| Lubbock, TX | 292 | $ 51,530,000 | $ 176,472 | $ 117,000 |
| Phoenix-Mesa-Scottsdale, AZ | 286 | $ 97,920,000 | $ 342,377 | $ 144,000 |
| South Bend-Mishawaka, IN-MI | 284 | $ 48,400,000 | $ 170,422 | $ 79,288 |
| Charlotte-Concord-Gastonia, NC-SC | 272 | $ 73,430,000 | $ 269,963 | $ 115,610 |
| New York-Jersey City-White Plains, NY-NJ | 228 | $ 154,670,000 | $ 678,377 | $ 266,263 |
| Odessa, TX | 221 | $ 40,165,000 | $ 181,742 | $ 102,000 |
| Jacksonville, FL | 217 | $ 70,705,000 | $ 325,829 | $ 124,000 |
| Kingsport-Bristol-Bristol, TN-VA | 217 | $ 41,465,000 | $ 191,082 | $ 84,548 |
| Lakeland-Winter Haven, FL | 202 | $ 58,350,000 | $ 288,861 | $ 126,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 202 | $ 52,790,000 | $ 261,336 | $ 98,277 |
| Johnson City, TN | 201 | $ 47,175,000 | $ 234,701 | $ 93,000 |
| San Antonio-New Braunfels, TX | 190 | $ 55,060,000 | $ 289,789 | $ 133,000 |
| Chicago-Naperville, IL | 187 | $ 57,175,000 | $ 305,748 | $ 135,000 |
| Philadelphia, PA | 169 | $ 31,025,000 | $ 183,579 | $ 90,000 |
| Milwaukee-Waukesha-West Allis, WI | 165 | $ 37,035,000 | $ 224,454 | $ 107,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 141 | $ 40,825,000 | $ 289,539 | $ 128,226 |
| Baltimore-Columbia-Towson, MD | 134 | $ 41,410,000 | $ 309,029 | $ 129,000 |
| San Diego-Carlsbad, CA | 134 | $ 82,100,000 | $ 612,686 | $ 365,000 |
| North Port-Sarasota-Bradenton, FL | 128 | $ 40,010,000 | $ 312,578 | $ 120,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 123 | $ 37,705,000 | $ 306,544 | $ 116,000 |
| Midland, TX | 122 | $ 26,440,000 | $ 216,721 | $ 115,000 |
| Orlando-Kissimmee-Sanford, FL | 122 | $ 42,000,000 | $ 344,262 | $ 147,000 |
| Kansas City, MO-KS | 120 | $ 21,980,000 | $ 183,166 | $ 92,683 |
| Augusta-Richmond County, GA-SC | 117 | $ 25,465,000 | $ 217,649 | $ 88,982 |
| Austin-Round Rock, TX | 113 | $ 45,365,000 | $ 401,460 | $ 184,000 |
| Arlington-Alexandria-Reston, VA-WV | 108 | $ 53,040,000 | $ 491,111 | $ 173,722 |
| Greenville-Anderson-Mauldin, SC | 101 | $ 24,765,000 | $ 245,198 | $ 112,000 |
| Baton Rouge, LA | 99 | $ 23,265,000 | $ 235,000 | $ 120,000 |
| St. Louis, MO-IL | 98 | $ 22,190,000 | $ 226,428 | $ 107,632 |
| Vineland-Bridgeton, NJ | 95 | $ 19,995,000 | $ 210,473 | $ 98,000 |
| St. Petersburg-Clearwater-Largo, FL | 90 | $ 31,820,000 | $ 353,555 | $ 150,000 |
| Marietta, GA | 87 | $ 21,615,000 | $ 248,448 | $ 120,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 78 | $ 20,550,000 | $ 263,461 | $ 97,000 |
| Washington, DC-MD | 78 | $ 31,510,000 | $ 403,974 | $ 125,269 |
| Camden, NJ | 77 | $ 18,825,000 | $ 244,480 | $ 125,000 |
| Spokane-Spokane Valley, WA | 76 | $ 18,330,000 | $ 241,184 | $ 120,000 |
| Memphis, TN-MS-AR | 75 | $ 15,105,000 | $ 201,400 | $ 81,880 |
| Columbia, SC | 73 | $ 13,515,000 | $ 185,136 | $ 86,000 |
| Des Moines-West Des Moines, IA | 72 | $ 13,730,000 | $ 190,694 | $ 90,000 |
| Lakewood-New Brunswick, NJ | 72 | $ 26,090,000 | $ 362,361 | $ 167,000 |
| Montgomery County-Bucks County-Chester County, PA | 72 | $ 22,150,000 | $ 307,638 | $ 157,000 |
| Pittsburgh, PA | 72 | $ 16,430,000 | $ 228,194 | $ 114,000 |
| Hickory-Lenoir-Morganton, NC | 70 | $ 16,200,000 | $ 231,428 | $ 86,000 |
| Raleigh, NC | 70 | $ 23,470,000 | $ 335,285 | $ 157,000 |
| New Orleans-Metairie, LA | 68 | $ 14,970,000 | $ 220,147 | $ 106,000 |
| Knoxville, TN | 67 | $ 17,205,000 | $ 256,791 | $ 88,000 |
| Indianapolis-Carmel-Anderson, IN | 66 | $ 14,300,000 | $ 216,666 | $ 111,000 |
| Cape Coral-Fort Myers, FL | 60 | $ 19,120,000 | $ 318,666 | $ 127,000 |
| Birmingham-Hoover, AL | 59 | $ 12,045,000 | $ 204,152 | $ 79,000 |
| Slidell-Mandeville-Covington, LA | 59 | $ 14,945,000 | $ 253,305 | $ 119,000 |
| Cincinnati, OH-KY-IN | 58 | $ 14,700,000 | $ 253,448 | $ 125,724 |
| Cleveland, OH | 58 | $ 12,050,000 | $ 207,758 | $ 115,000 |
| Denver-Aurora-Lakewood, CO | 58 | $ 27,100,000 | $ 467,241 | $ 238,000 |
| Newark, NJ-PA | 58 | $ 26,180,000 | $ 451,379 | $ 153,000 |
| Warren-Troy-Farmington Hills, MI | 57 | $ 13,945,000 | $ 244,649 | $ 114,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 55 | $ 20,895,000 | $ 379,909 | $ 191,000 |
| Los Angeles-Long Beach-Glendale, CA | 55 | $ 30,965,000 | $ 563,000 | $ 173,000 |
| Riverside-San Bernardino-Ontario, CA | 55 | $ 23,275,000 | $ 423,181 | $ 150,000 |
| Killeen-Temple, TX | 53 | $ 14,255,000 | $ 268,962 | $ 115,000 |
| Boston, MA | 52 | $ 22,390,000 | $ 430,576 | $ 133,000 |
| Omaha-Council Bluffs, NE-IA | 52 | $ 11,530,000 | $ 221,730 | $ 104,307 |
| Tucson, AZ | 51 | $ 14,635,000 | $ 286,960 | $ 107,000 |
| Worcester, MA-CT | 50 | $ 16,350,000 | $ 327,000 | $ 114,000 |
| El Paso, TX | 49 | $ 9,235,000 | $ 188,469 | $ 101,000 |
| Hammond, LA | 49 | $ 11,465,000 | $ 233,979 | $ 110,000 |
| Reno, NV | 49 | $ 12,955,000 | $ 264,387 | $ 86,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 49 | $ 25,785,000 | $ 526,224 | $ 279,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 48 | $ 16,200,000 | $ 337,500 | $ 128,750 |
| Tyler, TX | 48 | $ 13,100,000 | $ 272,916 | $ 149,000 |
| Dayton-Springfield-Kettering, OH | 47 | $ 7,505,000 | $ 159,680 | $ 101,000 |
| Janesville-Beloit, WI | 47 | $ 7,535,000 | $ 160,319 | $ 88,000 |
| Wilmington, NC | 47 | $ 11,415,000 | $ 242,872 | $ 99,000 |
| Oklahoma City, OK | 46 | $ 11,590,000 | $ 251,956 | $ 105,000 |
| Springfield, MO | 46 | $ 9,350,000 | $ 203,260 | $ 98,000 |
| Washington-Baltimore-Arlington, DC | 46 | $ 16,980,000 | $ 369,130 | $ 152,000 |
| Louisville/Jefferson County, KY-IN | 45 | $ 10,705,000 | $ 237,888 | $ 103,666 |
| Miami-Miami Beach-Kendall, FL | 44 | $ 14,870,000 | $ 337,954 | $ 212,000 |
| Duluth, MN-WI | 43 | $ 6,905,000 | $ 160,581 | $ 81,697 |
| Green Bay, WI | 42 | $ 9,180,000 | $ 218,571 | $ 85,000 |
| Tulsa, OK | 42 | $ 9,360,000 | $ 222,857 | $ 97,000 |
| Columbus, OH | 41 | $ 10,065,000 | $ 245,487 | $ 127,000 |
| Greensboro-High Point, NC | 41 | $ 8,895,000 | $ 216,951 | $ 94,000 |
| Morristown, TN | 41 | $ 8,685,000 | $ 211,829 | $ 82,000 |
| Charleston-North Charleston, SC | 40 | $ 11,040,000 | $ 276,000 | $ 107,000 |
| Mobile, AL | 39 | $ 6,885,000 | $ 176,538 | $ 85,000 |
| Port St. Lucie, FL | 39 | $ 11,085,000 | $ 284,230 | $ 109,000 |
| Wilmington, DE-MD-NJ | 39 | $ 10,645,000 | $ 272,948 | $ 122,871 |
| Winston-Salem, NC | 39 | $ 8,275,000 | $ 212,179 | $ 90,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 38 | $ 7,720,000 | $ 203,157 | $ 97,000 |
| Cambridge-Newton-Framingham, MA | 37 | $ 17,955,000 | $ 485,270 | $ 144,000 |
| Appleton, WI | 36 | $ 6,650,000 | $ 184,722 | $ 83,000 |
| Clarksville, TN-KY | 36 | $ 9,730,000 | $ 270,277 | $ 98,611 |
| Detroit-Dearborn-Livonia, MI | 36 | $ 5,910,000 | $ 164,166 | $ 77,000 |
| Jackson, MS | 36 | $ 6,330,000 | $ 175,833 | $ 86,000 |
| Albuquerque, NM | 35 | $ 10,965,000 | $ 313,285 | $ 148,000 |
| Brownsville-Harlingen, TX | 33 | $ 7,495,000 | $ 227,121 | $ 103,000 |
| Daphne-Fairhope-Foley, AL | 33 | $ 10,265,000 | $ 311,060 | $ 122,000 |
| Lake County-Porter County-Jasper County, IN | 33 | $ 7,255,000 | $ 219,848 | $ 109,000 |
| Panama City, FL | 33 | $ 8,715,000 | $ 264,090 | $ 103,000 |
| Richmond, VA | 33 | $ 8,145,000 | $ 246,818 | $ 109,000 |
| Seattle-Bellevue-Everett, WA | 33 | $ 15,865,000 | $ 480,757 | $ 177,000 |
| Ocala, FL | 31 | $ 5,845,000 | $ 188,548 | $ 79,000 |
| Palm Bay-Melbourne-Titusville, FL | 31 | $ 9,365,000 | $ 302,096 | $ 114,000 |
| Spartanburg, SC | 30 | $ 5,730,000 | $ 191,000 | $ 78,000 |
| Colorado Springs, CO | 28 | $ 11,670,000 | $ 416,785 | $ 169,000 |
| Hartford-West Hartford-East Hartford, CT | 28 | $ 6,970,000 | $ 248,928 | $ 117,000 |
| Lake County-Kenosha County, IL-WI | 28 | $ 10,410,000 | $ 371,785 | $ 153,000 |
| Roanoke, VA | 28 | $ 5,150,000 | $ 183,928 | $ 130,000 |
| Racine, WI | 27 | $ 6,525,000 | $ 241,666 | $ 105,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 27 | $ 9,515,000 | $ 352,407 | $ 146,000 |
| Gulfport-Biloxi-Pascagoula, MS | 26 | $ 5,100,000 | $ 196,153 | $ 96,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 25 | $ 9,835,000 | $ 393,400 | $ 340,000 |
| Providence-Warwick, RI-MA | 25 | $ 7,405,000 | $ 296,200 | $ 116,960 |
| Savannah, GA | 25 | $ 6,315,000 | $ 252,600 | $ 109,000 |
| Urban Honolulu, HI | 25 | $ 10,355,000 | $ 414,200 | $ 246,000 |
| Crestview-Fort Walton Beach-Destin, FL | 24 | $ 9,590,000 | $ 399,583 | $ 154,000 |
| Davenport-Moline-Rock Island, IA-IL | 24 | $ 3,930,000 | $ 163,750 | $ 94,250 |
| Everett, WA | 24 | $ 13,460,000 | $ 560,833 | $ 177,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 24 | $ 4,900,000 | $ 204,166 | $ 81,000 |
| Gainesville, FL | 23 | $ 5,215,000 | $ 226,739 | $ 86,000 |
| Huntsville, AL | 23 | $ 4,645,000 | $ 201,956 | $ 117,000 |
| St. Cloud, MN | 23 | $ 4,405,000 | $ 191,521 | $ 102,000 |
| Laredo, TX | 22 | $ 5,570,000 | $ 253,181 | $ 104,000 |
| Punta Gorda, FL | 22 | $ 6,790,000 | $ 308,636 | $ 100,000 |
| Salt Lake City, UT | 22 | $ 9,860,000 | $ 448,181 | $ 146,000 |
| York-Hanover, PA | 22 | $ 4,360,000 | $ 198,181 | $ 97,000 |
| Elgin, IL | 21 | $ 5,735,000 | $ 273,095 | $ 265,000 |
| Macon-Bibb County, GA | 21 | $ 3,535,000 | $ 168,333 | $ 70,000 |
| McAllen-Edinburg-Mission, TX | 21 | $ 4,725,000 | $ 225,000 | $ 123,000 |
| Waco, TX | 21 | $ 6,135,000 | $ 292,142 | $ 107,000 |
| Oshkosh-Neenah, WI | 20 | $ 4,170,000 | $ 208,500 | $ 118,000 |
| Atlantic City-Hammonton, NJ | 19 | $ 6,115,000 | $ 321,842 | $ 184,000 |
| Corpus Christi, TX | 19 | $ 5,535,000 | $ 291,315 | $ 128,000 |
| Durham-Chapel Hill, NC | 19 | $ 5,495,000 | $ 289,210 | $ 159,000 |
| Grand Rapids-Wyoming, MI | 19 | $ 4,155,000 | $ 218,684 | $ 84,000 |
| Longview, TX | 19 | $ 4,505,000 | $ 237,105 | $ 67,000 |
| Niles-Benton Harbor, MI | 19 | $ 3,375,000 | $ 177,631 | $ 85,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 5,435,000 | $ 286,052 | $ 89,000 |
| Akron, OH | 18 | $ 3,540,000 | $ 196,666 | $ 103,000 |
| Brunswick, GA | 18 | $ 3,080,000 | $ 171,111 | $ 80,000 |
| College Station-Bryan, TX | 18 | $ 4,990,000 | $ 277,222 | $ 136,000 |
| Sumter, SC | 18 | $ 2,530,000 | $ 140,555 | $ 61,000 |
| Tallahassee, FL | 18 | $ 3,200,000 | $ 177,777 | $ 87,000 |
| Fort Wayne, IN | 17 | $ 3,385,000 | $ 199,117 | $ 73,000 |
| Lafayette, LA | 17 | $ 3,895,000 | $ 229,117 | $ 113,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 3,015,000 | $ 177,352 | $ 85,000 |
| Sherman-Denison, TX | 17 | $ 4,345,000 | $ 255,588 | $ 124,000 |
| Anaheim-Santa Ana-Irvine, CA | 16 | $ 9,810,000 | $ 613,125 | $ 225,000 |
| Asheville, NC | 16 | $ 5,050,000 | $ 315,625 | $ 116,000 |
| Bridgeport-Stamford-Norwalk, CT | 16 | $ 7,950,000 | $ 496,875 | $ 174,000 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 4,630,000 | $ 289,375 | $ 135,250 |
| Lake Havasu City-Kingman, AZ | 16 | $ 2,880,000 | $ 180,000 | $ 75,000 |
| Tuscaloosa, AL | 16 | $ 2,750,000 | $ 171,875 | $ 87,000 |
| Florence, SC | 15 | $ 2,955,000 | $ 197,000 | $ 77,000 |
| Fresno, CA | 15 | $ 4,655,000 | $ 310,333 | $ 160,000 |
| Little Rock-North Little Rock-Conway, AR | 15 | $ 3,455,000 | $ 230,333 | $ 115,000 |
| Springfield, MA | 15 | $ 3,295,000 | $ 219,666 | $ 82,000 |
| Wausau, WI | 15 | $ 2,625,000 | $ 175,000 | $ 92,000 |
| Wichita, KS | 15 | $ 2,045,000 | $ 136,333 | $ 64,000 |
| Athens-Clarke County, GA | 14 | $ 2,730,000 | $ 195,000 | $ 92,000 |
| Boise City, ID | 14 | $ 3,730,000 | $ 266,428 | $ 107,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 4,870,000 | $ 347,857 | $ 122,000 |
| Harrisburg-Carlisle, PA | 14 | $ 3,230,000 | $ 230,714 | $ 113,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 14 | $ 4,270,000 | $ 305,000 | $ 135,000 |
| Lynchburg, VA | 14 | $ 3,240,000 | $ 231,428 | $ 95,000 |
| Trenton, NJ | 14 | $ 3,410,000 | $ 243,571 | $ 117,000 |
| Eau Claire, WI | 13 | $ 3,795,000 | $ 291,923 | $ 147,000 |
| Greeley, CO | 13 | $ 4,605,000 | $ 354,230 | $ 144,000 |
| Homosassa Springs, FL | 13 | $ 2,915,000 | $ 224,230 | $ 86,000 |
| Oakland-Hayward-Berkeley, CA | 13 | $ 7,145,000 | $ 549,615 | $ 168,000 |
| Provo-Orem, UT | 13 | $ 5,015,000 | $ 385,769 | $ 171,000 |
| Abilene, TX | 12 | $ 2,360,000 | $ 196,666 | $ 123,000 |
| Chattanooga, TN-GA | 12 | $ 3,220,000 | $ 268,333 | $ 121,250 |
| Montgomery, AL | 12 | $ 2,750,000 | $ 229,166 | $ 91,000 |
| Shreveport-Bossier City, LA | 12 | $ 2,710,000 | $ 225,833 | $ 103,000 |
| Syracuse, NY | 12 | $ 2,850,000 | $ 237,500 | $ 150,000 |
| Valdosta, GA | 12 | $ 2,590,000 | $ 215,833 | $ 82,000 |
| Ames, IA | 11 | $ 1,915,000 | $ 174,090 | $ 121,000 |
| Beaumont-Port Arthur, TX | 11 | $ 2,805,000 | $ 255,000 | $ 137,000 |
| Fond Du Lac, WI | 11 | $ 1,385,000 | $ 125,909 | $ 70,000 |
| Greenville, NC | 11 | $ 3,265,000 | $ 296,818 | $ 116,000 |
| Kennewick-Richland, WA | 11 | $ 2,065,000 | $ 187,727 | $ 104,000 |
| Lexington-Fayette, KY | 11 | $ 2,435,000 | $ 221,363 | $ 99,000 |
| Madison, WI | 11 | $ 2,275,000 | $ 206,818 | $ 94,000 |
| Portland-South Portland, ME | 11 | $ 2,755,000 | $ 250,454 | $ 130,000 |
| Reading, PA | 11 | $ 3,155,000 | $ 286,818 | $ 106,000 |
| Alexandria, LA | 10 | $ 1,850,000 | $ 185,000 | $ 104,000 |
| Anniston-Oxford-Jacksonville, AL | 10 | $ 1,620,000 | $ 162,000 | $ 83,000 |
| Dalton, GA | 10 | $ 2,720,000 | $ 272,000 | $ 122,000 |
| Fayetteville, NC | 10 | $ 2,130,000 | $ 213,000 | $ 112,000 |
| Flint, MI | 10 | $ 2,350,000 | $ 235,000 | $ 93,000 |
| Gadsden, AL | 10 | $ 1,590,000 | $ 159,000 | $ 57,000 |
| Houma-Thibodaux, LA | 10 | $ 1,920,000 | $ 192,000 | $ 99,000 |
| Huntington-Ashland, WV-KY-OH | 10 | $ 1,600,000 | $ 160,000 | $ 85,800 |
| Kalamazoo-Portage, MI | 10 | $ 1,810,000 | $ 181,000 | $ 102,000 |
| La Crosse-Onalaska, WI-MN | 10 | $ 1,680,000 | $ 168,000 | $ 65,800 |
| Olympia-Tumwater, WA | 10 | $ 2,700,000 | $ 270,000 | $ 137,000 |
| Rockford, IL | 10 | $ 2,310,000 | $ 231,000 | $ 161,000 |
| Rocky Mount, NC | 10 | $ 2,160,000 | $ 216,000 | $ 94,000 |
| Salem, OR | 10 | $ 2,770,000 | $ 277,000 | $ 106,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 1,380,000 | $ 138,000 | $ 73,000 |
| Canton-Massillon, OH | 9 | $ 2,655,000 | $ 295,000 | $ 119,000 |
| Decatur, AL | 9 | $ 2,005,000 | $ 222,777 | $ 102,000 |
| Dover, DE | 9 | $ 1,925,000 | $ 213,888 | $ 84,000 |
| Iowa City, IA | 9 | $ 2,195,000 | $ 243,888 | $ 102,000 |
| Jonesboro, AR | 9 | $ 2,175,000 | $ 241,666 | $ 84,000 |
| Kenosha, WI | 9 | $ 2,485,000 | $ 276,111 | $ 136,000 |
| Lansing-East Lansing, MI | 9 | $ 1,595,000 | $ 177,222 | $ 79,000 |
| Michigan City-La Porte, IN | 9 | $ 1,395,000 | $ 155,000 | $ 92,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 5,745,000 | $ 638,333 | $ 240,000 |
| Pueblo, CO | 9 | $ 2,875,000 | $ 319,444 | $ 129,000 |
| Sioux City, IA-NE-SD | 9 | $ 1,225,000 | $ 136,111 | $ 95,333 |
| Stockton-Lodi, CA | 9 | $ 2,685,000 | $ 298,333 | $ 143,000 |
| Albany-Schenectady-Troy, NY | 8 | $ 2,350,000 | $ 293,750 | $ 126,000 |
| Battle Creek, MI | 8 | $ 910,000 | $ 113,750 | $ 66,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 1,620,000 | $ 202,500 | $ 72,000 |
| Burlington, NC | 8 | $ 2,330,000 | $ 291,250 | $ 99,000 |
| Fort Smith, AR-OK | 8 | $ 1,870,000 | $ 233,750 | $ 75,500 |
| Jackson, TN | 8 | $ 1,990,000 | $ 248,750 | $ 77,000 |
| Ogden-Clearfield, UT | 8 | $ 1,990,000 | $ 248,750 | $ 83,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 4,810,000 | $ 601,250 | $ 199,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 1,430,000 | $ 178,750 | $ 79,000 |
| Tacoma-Lakewood, WA | 8 | $ 3,470,000 | $ 433,750 | $ 130,000 |
| Toledo, OH | 8 | $ 1,770,000 | $ 221,250 | $ 120,000 |
| Warner Robins, GA | 8 | $ 1,290,000 | $ 161,250 | $ 71,000 |
| Waterbury-Shelton, CT | 8 | $ 2,110,000 | $ 263,750 | $ 132,000 |
| Altoona, PA | 7 | $ 1,205,000 | $ 172,142 | $ 59,000 |
| Amarillo, TX | 7 | $ 2,295,000 | $ 327,857 | $ 140,000 |
| Binghamton, NY | 7 | $ 1,195,000 | $ 170,714 | $ 157,000 |
| Bowling Green, KY | 7 | $ 1,405,000 | $ 200,714 | $ 71,000 |
| Columbus, GA-AL | 7 | $ 1,585,000 | $ 226,428 | $ 107,714 |
| Evansville, IN-KY | 7 | $ 1,325,000 | $ 189,285 | $ 88,000 |
| Fort Collins, CO | 7 | $ 2,925,000 | $ 417,857 | $ 162,000 |
| Gainesville, GA | 7 | $ 1,155,000 | $ 165,000 | $ 89,000 |
| Hinesville, GA | 7 | $ 1,385,000 | $ 197,857 | $ 93,000 |
| Jacksonville, NC | 7 | $ 1,545,000 | $ 220,714 | $ 94,000 |
| Joplin, MO | 7 | $ 855,000 | $ 122,142 | $ 55,428 |
| Las Cruces, NM | 7 | $ 1,405,000 | $ 200,714 | $ 74,000 |
| Longview, WA | 7 | $ 1,595,000 | $ 227,857 | $ 123,000 |
| Manchester-Nashua, NH | 7 | $ 2,195,000 | $ 313,571 | $ 126,000 |
| San Angelo, TX | 7 | $ 2,105,000 | $ 300,714 | $ 108,000 |
| Sebring, FL | 7 | $ 1,385,000 | $ 197,857 | $ 77,000 |
| Sheboygan, WI | 7 | $ 865,000 | $ 123,571 | $ 84,000 |
| Texarkana, TX-AR | 7 | $ 1,985,000 | $ 283,571 | $ 152,142 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 925,000 | $ 132,142 | $ 57,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 2,310,000 | $ 385,000 | $ 120,000 |
| Coeur D'Alene, ID | 6 | $ 2,860,000 | $ 476,666 | $ 185,000 |
| Dothan, AL | 6 | $ 1,280,000 | $ 213,333 | $ 92,000 |
| Fargo, ND-MN | 6 | $ 1,760,000 | $ 293,333 | $ 152,166 |
| Kahului-Wailuku-Lahaina, HI | 6 | $ 3,190,000 | $ 531,666 | $ 162,000 |
| Lexington Park, MD | 6 | $ 2,790,000 | $ 465,000 | $ 145,000 |
| New Haven-Milford, CT | 6 | $ 1,950,000 | $ 325,000 | $ 127,000 |
| Pinehurst-Southern Pines, NC | 6 | $ 2,180,000 | $ 363,333 | $ 98,000 |
| Santa Fe, NM | 6 | $ 2,050,000 | $ 341,666 | $ 116,000 |
| Sioux Falls, SD | 6 | $ 910,000 | $ 151,666 | $ 72,000 |
| State College, PA | 6 | $ 2,030,000 | $ 338,333 | $ 130,000 |
| Staunton-Waynesboro, VA | 6 | $ 1,130,000 | $ 188,333 | $ 77,000 |
| Vallejo-Fairfield, CA | 6 | $ 2,810,000 | $ 468,333 | $ 224,000 |
| Wenatchee, WA | 6 | $ 1,150,000 | $ 191,666 | $ 83,000 |
| Albany, GA | 5 | $ 725,000 | $ 145,000 | $ 80,000 |
| Bakersfield, CA | 5 | $ 1,245,000 | $ 249,000 | $ 105,000 |
| Bend-Redmond, OR | 5 | $ 2,185,000 | $ 437,000 | $ 189,000 |
| Billings, MT | 5 | $ 1,415,000 | $ 283,000 | $ 136,000 |
| Cedar Rapids, IA | 5 | $ 715,000 | $ 143,000 | $ 97,000 |
| Cleveland, TN | 5 | $ 1,435,000 | $ 287,000 | $ 73,000 |
| Dubuque, IA | 5 | $ 745,000 | $ 149,000 | $ 71,000 |
| Grand Forks, ND-MN | 5 | $ 1,215,000 | $ 243,000 | $ 99,200 |
| Grand Junction, CO | 5 | $ 815,000 | $ 163,000 | $ 81,000 |
| Jefferson City, MO | 5 | $ 375,000 | $ 75,000 | $ 47,000 |
| Kingston, NY | 5 | $ 2,105,000 | $ 421,000 | $ 180,000 |
| Lake Charles, LA | 5 | $ 1,035,000 | $ 207,000 | $ 75,000 |
| Lancaster, PA | 5 | $ 975,000 | $ 195,000 | $ 80,000 |
| Mansfield, OH | 5 | $ 855,000 | $ 171,000 | $ 88,000 |
| Norwich-New London, CT | 5 | $ 975,000 | $ 195,000 | $ 119,000 |
| Rochester, MN | 5 | $ 1,515,000 | $ 303,000 | $ 84,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 3,265,000 | $ 653,000 | $ 159,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,055,000 | $ 211,000 | $ 107,000 |
| St. Joseph, MO-KS | 5 | $ 775,000 | $ 155,000 | $ 145,000 |
| Yakima, WA | 5 | $ 1,095,000 | $ 219,000 | $ 89,000 |
| Amherst Town-Northampton, MA | 4 | $ 1,450,000 | $ 362,500 | $ 126,000 |
| Anchorage, AK | 4 | $ 2,160,000 | $ 540,000 | $ 172,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 830,000 | $ 207,500 | $ 77,000 |
| Columbia, MO | 4 | $ 1,100,000 | $ 275,000 | $ 108,000 |
| El Centro, CA | 4 | $ 1,460,000 | $ 365,000 | $ 116,000 |
| Eugene, OR | 4 | $ 1,280,000 | $ 320,000 | $ 127,000 |
| Flagstaff, AZ | 4 | $ 1,260,000 | $ 315,000 | $ 161,000 |
| Florence-Muscle Shoals, AL | 4 | $ 570,000 | $ 142,500 | $ 39,000 |
| Harrisonburg, VA | 4 | $ 1,580,000 | $ 395,000 | $ 121,000 |
| Hattiesburg, MS | 4 | $ 830,000 | $ 207,500 | $ 95,000 |
| Jackson, MI | 4 | $ 1,420,000 | $ 355,000 | $ 120,000 |
| Lawton, OK | 4 | $ 680,000 | $ 170,000 | $ 124,000 |
| Lebanon, PA | 4 | $ 670,000 | $ 167,500 | $ 101,000 |
| Lima, OH | 4 | $ 790,000 | $ 197,500 | $ 119,000 |
| Lincoln, NE | 4 | $ 690,000 | $ 172,500 | $ 69,000 |
| Mankato-North Mankato, MN | 4 | $ 890,000 | $ 222,500 | $ 76,000 |
| Merced, CA | 4 | $ 870,000 | $ 217,500 | $ 129,000 |
| Midland, MI | 4 | $ 750,000 | $ 187,500 | $ 82,000 |
| Morgantown, WV | 4 | $ 440,000 | $ 110,000 | $ 74,000 |
| Owensboro, KY | 4 | $ 700,000 | $ 175,000 | $ 87,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,850,000 | $ 462,500 | $ 192,000 |
| Paducah, KY-IL | 4 | $ 380,000 | $ 95,000 | $ 59,000 |
| Redding, CA | 4 | $ 940,000 | $ 235,000 | $ 85,000 |
| Topeka, KS | 4 | $ 850,000 | $ 212,500 | $ 81,000 |
| Yuba City, CA | 4 | $ 790,000 | $ 197,500 | $ 76,000 |
| Auburn-Opelika, AL | 3 | $ 555,000 | $ 185,000 | $ 88,000 |
| Barnstable Town, MA | 3 | $ 985,000 | $ 328,333 | $ 139,000 |
| Bellingham, WA | 3 | $ 1,235,000 | $ 411,666 | $ 125,000 |
| Boulder, CO | 3 | $ 2,225,000 | $ 741,666 | $ 224,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,445,000 | $ 481,666 | $ 136,000 |
| Cape Girardeau, MO-IL | 3 | $ 895,000 | $ 298,333 | $ 225,000 |
| Carson City, NV | 3 | $ 975,000 | $ 325,000 | $ 185,000 |
| Champaign-Urbana, IL | 3 | $ 415,000 | $ 138,333 | $ 175,000 |
| Charlottesville, VA | 3 | $ 1,395,000 | $ 465,000 | $ 134,000 |
| Decatur, IL | 3 | $ 525,000 | $ 175,000 | $ 112,000 |
| Idaho Falls, ID | 3 | $ 575,000 | $ 191,666 | $ 111,000 |
| Johnstown, PA | 3 | $ 405,000 | $ 135,000 | $ 58,000 |
| Lewiston, ID-WA | 3 | $ 1,155,000 | $ 385,000 | $ 128,333 |
| Modesto, CA | 3 | $ 1,165,000 | $ 388,333 | $ 168,000 |
| Muncie, IN | 3 | $ 255,000 | $ 85,000 | $ 42,000 |
| Rapid City, SD | 3 | $ 655,000 | $ 218,333 | $ 151,000 |
| Rochester, NY | 3 | $ 725,000 | $ 241,666 | $ 97,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,195,000 | $ 398,333 | $ 144,000 |
| San Rafael, CA | 3 | $ 2,225,000 | $ 741,666 | $ 321,000 |
| St. George, UT | 3 | $ 1,425,000 | $ 475,000 | $ 105,000 |
| Terre Haute, IN | 3 | $ 635,000 | $ 211,666 | $ 81,000 |
| Traverse City, MI | 3 | $ 915,000 | $ 305,000 | $ 92,000 |
| Victoria, TX | 3 | $ 925,000 | $ 308,333 | $ 110,000 |
| Wichita Falls, TX | 3 | $ 625,000 | $ 208,333 | $ 69,000 |
| Wildwood-The Villages, FL | 3 | $ 655,000 | $ 218,333 | $ 85,000 |
| Winchester, VA-WV | 3 | $ 815,000 | $ 271,666 | $ 125,000 |
| Bloomington, IN | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Bozeman, MT | 2 | $ 770,000 | $ 385,000 | $ 105,000 |
| Burlington-South Burlington, VT | 2 | $ 360,000 | $ 180,000 | $ 129,000 |
| Cheyenne, WY | 2 | $ 650,000 | $ 325,000 | $ 92,000 |
| Columbus, IN | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Corvallis, OR | 2 | $ 890,000 | $ 445,000 | $ 90,000 |
| Eagle Pass, TX | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 170,000 | $ 85,000 | $ 117,000 |
| Gettysburg, PA | 2 | $ 620,000 | $ 310,000 | $ 93,000 |
| Goldsboro, NC | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| Grants Pass, OR | 2 | $ 470,000 | $ 235,000 | $ 62,000 |
| Kankakee, IL | 2 | $ 290,000 | $ 145,000 | $ 146,000 |
| Lawrence, KS | 2 | $ 420,000 | $ 210,000 | $ 39,000 |
| Lewiston-Auburn, ME | 2 | $ 600,000 | $ 300,000 | $ 71,000 |
| Logan, UT-ID | 2 | $ 440,000 | $ 220,000 | $ 140,000 |
| Manhattan, KS | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| Medford, OR | 2 | $ 710,000 | $ 355,000 | $ 106,000 |
| Missoula, MT | 2 | $ 680,000 | $ 340,000 | $ 91,000 |
| Monroe, LA | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| Monroe, MI | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Muskegon, MI | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Peoria, IL | 2 | $ 290,000 | $ 145,000 | $ 102,000 |
| Rome, GA | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Salisbury, MD-DE | 2 | $ 660,000 | $ 330,000 | $ 97,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 450,000 | $ 225,000 | $ 107,000 |
| Sandusky, OH | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Springfield, OH | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Twin Falls, ID | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Utica-Rome, NY | 2 | $ 440,000 | $ 220,000 | $ 88,000 |
| Visalia-Porterville, CA | 2 | $ 670,000 | $ 335,000 | $ 118,000 |
| Walla Walla, WA | 2 | $ 550,000 | $ 275,000 | $ 83,000 |
| Williamsport, PA | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Yuma, AZ | 2 | $ 650,000 | $ 325,000 | $ 102,000 |
| Albany, OR | 1 | $ 435,000 | $ 435,000 | $ 91,000 |
| Ann Arbor, MI | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Bangor, ME | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Bay City, MI | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Bismarck, ND | 1 | $ 805,000 | $ 805,000 | $ 383,000 |
| Bloomington, IL | 1 | $ 345,000 | $ 345,000 | $ 303,000 |
| Charleston, WV | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Elmira, NY | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Enid, OK | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Erie, PA | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Farmington, NM | 1 | $ 415,000 | $ 415,000 | $ 104,000 |
| Hot Springs, AR | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Ithaca, NY | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Kokomo, IN | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Lafayette-West Lafayette, IN | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Saginaw, MI | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Salinas, CA | 1 | $ 545,000 | $ 545,000 | $ 132,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 915,000 | $ 915,000 | $ 182,000 |
| Santa Rosa, CA | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Springfield, IL | 1 | $ 385,000 | $ 385,000 | $ 780,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,104 | $4,877,300,000 | $269,000 | $3,005,000 | $114,000 | $4,928,000 |
| Cash-out Refinancing | 2,077 | $570,225,000 | $274,000 | $2,205,000 | $111,000 | $3,000,000 |
| Refinancing | 1,626 | $617,840,000 | $379,000 | $2,555,000 | $156,000 | $3,800,000 |
| Not Applicable | 603 | $101,805,000 | $168,000 | $1,605,000 | $99,000 | $3,969,000 |
| Other Purpose | 281 | $25,005,000 | $88,000 | $355,000 | $122,000 | $459,000 |
| Home Improvement | 220 | $20,060,000 | $91,000 | $255,000 | $124,000 | $535,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,829 | $3,177,755,000 | $268,000 | $3,005,000 | $119,000 | $4,928,000 |
| Hispanic | 3,891 | $1,027,515,000 | $264,000 | $2,945,000 | $112,000 | $3,897,000 |
| Not Provided | 3,069 | $849,185,000 | $276,000 | $1,995,000 | $119,000 | $1,769,000 |
| Black or African American | 3,018 | $726,850,000 | $240,000 | $1,485,000 | $98,000 | $2,665,000 |
| Asian | 902 | $380,380,000 | $421,000 | $3,005,000 | $167,000 | $3,000,000 |
| American Indian or Alaskan Native | 169 | $38,765,000 | $229,000 | $825,000 | $95,000 | $317,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $11,785,000 | $357,000 | $1,035,000 | $144,000 | $1,133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,808 | $3,051,120,000 | $258,000 | $3,005,000 | $137,000 | $4,928,000 |
| FHA-insured (Federal Housing Administration) | 9,366 | $2,512,840,000 | $268,000 | $1,525,000 | $91,000 | $640,000 |
| VA-guaranteed (Veterans Administration) | 1,568 | $615,510,000 | $392,000 | $1,995,000 | $118,000 | $1,729,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 169 | $32,765,000 | $193,000 | $375,000 | $70,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,657 | $3,437,065,000 | $271,000 | $2,505,000 | $121,000 | $3,829,000 |
| Preapproval Approved but not Accepted | 3,920 | $1,095,710,000 | $279,000 | $3,005,000 | $110,000 | $3,405,000 |
| Application Approved But Not Accepted | 2,301 | $634,915,000 | $275,000 | $2,555,000 | $122,000 | $4,928,000 |
| Application Denied By Financial Institution | 1,813 | $502,705,000 | $277,000 | $3,005,000 | $109,000 | $3,000,000 |
| Preapproval Denied by Financial Institution | 1,128 | $246,730,000 | $218,000 | $1,715,000 | $80,000 | $640,000 |
| Application Withdrawn By Applicant | 788 | $214,690,000 | $272,000 | $2,875,000 | $138,000 | $4,232,000 |
| File Closed For Incompleteness | 304 | $80,420,000 | $264,000 | $3,005,000 | $117,000 | $1,800,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,970 | $5,462,800,000 | $273,000 | $3,005,000 | $119,000 | $4,928,000 |
| Debt-To-Income Ratio | 1,179 | $299,765,000 | $254,000 | $3,005,000 | $75,000 | $1,317,000 |
| Credit Application Incomplete | 581 | $156,355,000 | $269,000 | $1,775,000 | $121,000 | $3,000,000 |
| Credit History | 426 | $97,110,000 | $227,000 | $1,445,000 | $96,000 | $640,000 |
| Collateral | 223 | $53,185,000 | $238,000 | $2,325,000 | $121,000 | $2,129,000 |
| Unverifiable Information | 185 | $55,935,000 | $302,000 | $1,905,000 | $112,000 | $748,000 |
| Other | 152 | $39,160,000 | $257,000 | $1,765,000 | $151,000 | $2,665,000 |
| Employment History | 139 | $32,725,000 | $235,000 | $805,000 | $79,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $15,200,000 | $271,000 | $1,525,000 | $114,000 | $464,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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