Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2020
In 2020, Cardinal Financial Company, Li of Charlotte, NC reported 197,764 mortgage applications totaling $55.2 billion, up 99% from 2019. The average application was for $278,969, and applicants reported an average income of $123,452. 47% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (7,738), Atlanta-Sandy Springs-Roswell, GA (6,195) and Washington-Arlington-Alexandria, DC-VA-MD-WV (6,034) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 197,764 |
| Total Mortgage Loan Application Amount | $55,170,055,000 |
| Average Mortgage Loan Application Amount | $278,969 |
| Highest Mortgage Loan Application Amount | $4,085,000 |
| Average Applicant Income | $123,452 |
| Highest Applicant Income | $9,792,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 6,928 | $ 1,862,120,000 | $ 268,781 | $ 117,000 |
| Clark, Nevada | 4,685 | $ 1,283,195,000 | $ 273,894 | $ 110,000 |
| Los Angeles, California | 3,472 | $ 1,554,830,000 | $ 447,819 | $ 166,000 |
| Harris, Texas | 3,173 | $ 792,275,000 | $ 249,692 | $ 140,000 |
| San Diego, California | 2,974 | $ 1,273,700,000 | $ 428,278 | $ 149,000 |
| Tarrant, Texas | 2,951 | $ 672,075,000 | $ 227,744 | $ 112,000 |
| King, Washington | 2,163 | $ 897,585,000 | $ 414,972 | $ 182,000 |
| Suffolk, New York | 1,914 | $ 705,870,000 | $ 368,793 | $ 140,000 |
| Salt Lake, Utah | 1,905 | $ 591,585,000 | $ 310,543 | $ 118,000 |
| Dallas, Texas | 1,883 | $ 439,125,000 | $ 233,204 | $ 124,000 |
| Davidson, Tennessee | 1,761 | $ 469,345,000 | $ 266,521 | $ 123,000 |
| Fairfax, Virginia | 1,706 | $ 699,740,000 | $ 410,164 | $ 184,000 |
| Orange, California | 1,702 | $ 820,670,000 | $ 482,179 | $ 181,000 |
| Palm Beach, Florida | 1,684 | $ 468,740,000 | $ 278,349 | $ 126,000 |
| Mecklenburg, North Carolina | 1,605 | $ 411,735,000 | $ 256,532 | $ 136,000 |
| Collin, Texas | 1,576 | $ 460,390,000 | $ 292,125 | $ 145,000 |
| Denton, Texas | 1,517 | $ 431,565,000 | $ 284,485 | $ 140,000 |
| Wake, North Carolina | 1,511 | $ 438,705,000 | $ 290,340 | $ 144,000 |
| Broward, Florida | 1,503 | $ 414,225,000 | $ 275,598 | $ 127,000 |
| Riverside, California | 1,405 | $ 441,695,000 | $ 314,373 | $ 124,000 |
| Spokane, Washington | 1,341 | $ 319,345,000 | $ 238,139 | $ 93,000 |
| Hillsborough, Florida | 1,321 | $ 350,285,000 | $ 265,166 | $ 117,000 |
| Duval, Florida | 1,301 | $ 296,355,000 | $ 227,790 | $ 102,000 |
| Fulton, Georgia | 1,254 | $ 354,890,000 | $ 283,006 | $ 145,000 |
| Montgomery, Maryland | 1,223 | $ 482,955,000 | $ 394,893 | $ 181,000 |
| Honolulu, Hawaii | 1,211 | $ 717,905,000 | $ 592,819 | $ 94,000 |
| Cook, Illinois | 1,200 | $ 298,220,000 | $ 248,516 | $ 127,000 |
| Loudoun, Virginia | 1,184 | $ 507,270,000 | $ 428,437 | $ 186,000 |
| Miami-Dade, Florida | 1,137 | $ 312,665,000 | $ 274,991 | $ 126,000 |
| Hennepin, Minnesota | 1,103 | $ 303,495,000 | $ 275,154 | $ 127,000 |
| Orange, Florida | 1,084 | $ 284,700,000 | $ 262,638 | $ 118,000 |
| Knox, Tennessee | 1,082 | $ 216,290,000 | $ 199,898 | $ 84,000 |
| Alameda, California | 1,062 | $ 521,760,000 | $ 491,299 | $ 201,000 |
| Clark, Washington | 1,027 | $ 310,785,000 | $ 302,614 | $ 117,000 |
| El Paso, Colorado | 991 | $ 284,035,000 | $ 286,614 | $ 102,000 |
| San Bernardino, California | 988 | $ 287,850,000 | $ 291,346 | $ 127,000 |
| Pinellas, Florida | 972 | $ 229,900,000 | $ 236,522 | $ 108,000 |
| Wilson, Tennessee | 963 | $ 264,005,000 | $ 274,148 | $ 104,000 |
| Washoe, Nevada | 959 | $ 322,235,000 | $ 336,011 | $ 147,000 |
| Pima, Arizona | 932 | $ 205,200,000 | $ 220,171 | $ 107,000 |
| Contra Costa, California | 929 | $ 416,965,000 | $ 448,832 | $ 177,000 |
| Cobb, Georgia | 922 | $ 248,750,000 | $ 269,793 | $ 144,000 |
| Fort Bend, Texas | 922 | $ 242,960,000 | $ 263,514 | $ 140,000 |
| Pierce, Washington | 922 | $ 285,040,000 | $ 309,154 | $ 112,000 |
| Santa Clara, California | 892 | $ 457,720,000 | $ 513,139 | $ 257,000 |
| Nassau, New York | 890 | $ 394,670,000 | $ 443,449 | $ 158,000 |
| Lee, Florida | 889 | $ 206,605,000 | $ 232,401 | $ 104,000 |
| Snohomish, Washington | 872 | $ 329,260,000 | $ 377,591 | $ 145,000 |
| Travis, Texas | 868 | $ 255,670,000 | $ 294,550 | $ 153,000 |
| Gwinnett, Georgia | 817 | $ 195,185,000 | $ 238,904 | $ 107,000 |
| Prince George's, Maryland | 811 | $ 252,555,000 | $ 311,411 | $ 116,000 |
| Pinal, Arizona | 810 | $ 171,040,000 | $ 211,160 | $ 83,000 |
| Sacramento, California | 796 | $ 244,650,000 | $ 307,349 | $ 124,000 |
| Fresno, California | 788 | $ 182,360,000 | $ 231,421 | $ 98,000 |
| Jefferson, Colorado | 742 | $ 247,950,000 | $ 334,164 | $ 131,000 |
| Bexar, Texas | 742 | $ 167,510,000 | $ 225,754 | $ 118,000 |
| Denver, Colorado | 732 | $ 255,500,000 | $ 349,043 | $ 172,000 |
| Arapahoe, Colorado | 731 | $ 237,385,000 | $ 324,740 | $ 131,000 |
| Prince William, Virginia | 706 | $ 237,570,000 | $ 336,501 | $ 123,000 |
| Utah, Utah | 697 | $ 216,065,000 | $ 309,992 | $ 110,000 |
| Douglas, Colorado | 688 | $ 255,980,000 | $ 372,063 | $ 152,000 |
| DeKalb, Georgia | 677 | $ 168,365,000 | $ 248,692 | $ 124,000 |
| Middlesex, New Jersey | 675 | $ 227,875,000 | $ 337,592 | $ 162,000 |
| East Baton Rouge, Louisiana | 669 | $ 138,755,000 | $ 207,406 | $ 113,000 |
| Merced, California | 663 | $ 166,595,000 | $ 251,274 | $ 93,000 |
| Williamson, Tennessee | 659 | $ 245,795,000 | $ 372,981 | $ 155,000 |
| Washington, Oregon | 643 | $ 206,205,000 | $ 320,692 | $ 131,000 |
| Rutherford, Tennessee | 630 | $ 147,940,000 | $ 234,825 | $ 83,000 |
| Multnomah, Oregon | 625 | $ 198,025,000 | $ 316,840 | $ 135,000 |
| St. Johns, Florida | 608 | $ 188,470,000 | $ 309,983 | $ 131,000 |
| Hamilton, Tennessee | 597 | $ 131,855,000 | $ 220,862 | $ 107,000 |
| Volusia, Florida | 578 | $ 123,530,000 | $ 213,719 | $ 92,000 |
| Monmouth, New Jersey | 577 | $ 215,925,000 | $ 374,220 | $ 188,000 |
| Williamson, Texas | 566 | $ 146,340,000 | $ 258,551 | $ 143,000 |
| Washington, Tennessee | 564 | $ 102,990,000 | $ 182,606 | $ 74,000 |
| Morris, New Jersey | 559 | $ 198,835,000 | $ 355,697 | $ 179,000 |
| New Castle, Delaware | 548 | $ 143,820,000 | $ 262,445 | $ 109,000 |
| Montgomery, Pennsylvania | 543 | $ 150,075,000 | $ 276,381 | $ 153,000 |
| Brevard, Florida | 542 | $ 128,380,000 | $ 236,863 | $ 98,000 |
| Dakota, Minnesota | 537 | $ 135,205,000 | $ 251,778 | $ 124,000 |
| Elkhart, Indiana | 533 | $ 88,115,000 | $ 165,318 | $ 70,000 |
| Adams, Colorado | 532 | $ 158,740,000 | $ 298,383 | $ 109,000 |
| Pasco, Florida | 531 | $ 115,745,000 | $ 217,975 | $ 92,000 |
| Oakland, Michigan | 528 | $ 130,010,000 | $ 246,231 | $ 142,000 |
| Bergen, New Jersey | 527 | $ 205,605,000 | $ 390,142 | $ 173,000 |
| Montgomery, Texas | 527 | $ 134,815,000 | $ 255,815 | $ 134,000 |
| Essex, New Jersey | 525 | $ 188,665,000 | $ 359,361 | $ 163,000 |
| Virginia Beach, Virginia | 524 | $ 138,280,000 | $ 263,893 | $ 89,000 |
| Anne Arundel, Maryland | 522 | $ 169,230,000 | $ 324,195 | $ 135,000 |
| Ventura, California | 506 | $ 215,440,000 | $ 425,770 | $ 156,000 |
| Baltimore, Maryland | 502 | $ 134,130,000 | $ 267,191 | $ 118,000 |
| Sumner, Tennessee | 497 | $ 126,785,000 | $ 255,100 | $ 93,000 |
| Davis, Utah | 493 | $ 149,605,000 | $ 303,458 | $ 109,000 |
| Lubbock, Texas | 492 | $ 97,030,000 | $ 197,215 | $ 101,000 |
| Sullivan, Tennessee | 484 | $ 77,770,000 | $ 160,681 | $ 72,000 |
| Chester, Pennsylvania | 483 | $ 148,525,000 | $ 307,505 | $ 177,000 |
| St. Lucie, Florida | 481 | $ 99,305,000 | $ 206,455 | $ 78,000 |
| Seminole, Florida | 480 | $ 119,770,000 | $ 249,520 | $ 106,000 |
| Forsyth, North Carolina | 477 | $ 82,075,000 | $ 172,064 | $ 88,000 |
| Middlesex, Massachusetts | 472 | $ 195,490,000 | $ 414,173 | $ 206,000 |
| Howard, Maryland | 470 | $ 173,360,000 | $ 368,851 | $ 207,000 |
| Ramsey, Minnesota | 469 | $ 105,095,000 | $ 224,083 | $ 99,000 |
| Philadelphia, Pennsylvania | 468 | $ 114,920,000 | $ 245,555 | $ 154,000 |
| Richmond, New York | 455 | $ 197,915,000 | $ 434,978 | $ 137,000 |
| Iron, Utah | 447 | $ 100,515,000 | $ 224,865 | $ 88,000 |
| Clackamas, Oregon | 445 | $ 145,685,000 | $ 327,382 | $ 118,000 |
| Forsyth, Georgia | 443 | $ 140,315,000 | $ 316,738 | $ 166,000 |
| Collier, Florida | 437 | $ 127,275,000 | $ 291,247 | $ 139,000 |
| Polk, Florida | 433 | $ 80,895,000 | $ 186,824 | $ 73,000 |
| Union, North Carolina | 433 | $ 126,625,000 | $ 292,436 | $ 133,000 |
| Sussex, New Jersey | 430 | $ 107,040,000 | $ 248,930 | $ 114,000 |
| Milwaukee, Wisconsin | 424 | $ 78,060,000 | $ 184,103 | $ 97,000 |
| Ocean, New Jersey | 415 | $ 120,505,000 | $ 290,373 | $ 139,000 |
| Anoka, Minnesota | 413 | $ 100,495,000 | $ 243,329 | $ 90,000 |
| Allegheny, Pennsylvania | 410 | $ 86,780,000 | $ 211,658 | $ 111,000 |
| Bernalillo, New Mexico | 400 | $ 97,530,000 | $ 243,825 | $ 109,000 |
| Wayne, Michigan | 394 | $ 73,400,000 | $ 186,294 | $ 112,000 |
| Solano, California | 379 | $ 141,875,000 | $ 374,340 | $ 129,000 |
| Bucks, Pennsylvania | 372 | $ 106,740,000 | $ 286,935 | $ 167,000 |
| San Mateo, California | 371 | $ 194,535,000 | $ 524,353 | $ 227,000 |
| Sarasota, Florida | 368 | $ 86,600,000 | $ 235,326 | $ 119,000 |
| York, South Carolina | 368 | $ 98,240,000 | $ 266,956 | $ 102,000 |
| Weber, Utah | 368 | $ 88,120,000 | $ 239,456 | $ 85,000 |
| Osceola, Florida | 365 | $ 83,045,000 | $ 227,520 | $ 104,000 |
| Queens, New York | 363 | $ 176,375,000 | $ 485,881 | $ 124,000 |
| San Joaquin, California | 352 | $ 111,490,000 | $ 316,732 | $ 130,000 |
| Guilford, North Carolina | 352 | $ 71,150,000 | $ 202,130 | $ 96,000 |
| Cherokee, Georgia | 351 | $ 89,555,000 | $ 255,142 | $ 117,000 |
| District of Columbia, District Of Columbia | 343 | $ 145,175,000 | $ 423,250 | $ 224,000 |
| Parker, Texas | 340 | $ 86,140,000 | $ 253,352 | $ 129,000 |
| Horry, South Carolina | 339 | $ 68,835,000 | $ 203,053 | $ 92,000 |
| Placer, California | 331 | $ 127,235,000 | $ 384,395 | $ 179,000 |
| Manatee, Florida | 330 | $ 85,470,000 | $ 259,000 | $ 114,000 |
| Union, New Jersey | 328 | $ 118,710,000 | $ 361,920 | $ 153,000 |
| Chesterfield, Virginia | 328 | $ 84,820,000 | $ 258,597 | $ 141,000 |
| Passaic, New Jersey | 325 | $ 102,275,000 | $ 314,692 | $ 125,000 |
| Boulder, Colorado | 323 | $ 123,865,000 | $ 383,482 | $ 186,000 |
| Henrico, Virginia | 319 | $ 90,815,000 | $ 284,686 | $ 130,000 |
| Stanislaus, California | 318 | $ 83,350,000 | $ 262,106 | $ 114,000 |
| DuPage, Illinois | 313 | $ 83,395,000 | $ 266,437 | $ 150,000 |
| Shelby, Tennessee | 312 | $ 67,440,000 | $ 216,153 | $ 143,000 |
| Johnson, Texas | 310 | $ 71,000,000 | $ 229,032 | $ 96,000 |
| Chesapeake, Virginia | 307 | $ 84,705,000 | $ 275,912 | $ 101,000 |
| Kings, New York | 306 | $ 177,250,000 | $ 579,248 | $ 196,000 |
| Larimer, Colorado | 303 | $ 94,435,000 | $ 311,666 | $ 125,000 |
| Greenville, South Carolina | 303 | $ 67,315,000 | $ 222,161 | $ 107,000 |
| Weld, Colorado | 302 | $ 92,770,000 | $ 307,185 | $ 111,000 |
| Fairfield, Connecticut | 301 | $ 116,385,000 | $ 386,661 | $ 164,000 |
| Yavapai, Arizona | 300 | $ 71,710,000 | $ 239,033 | $ 86,000 |
| Will, Illinois | 297 | $ 69,705,000 | $ 234,696 | $ 137,000 |
| Hidalgo, Texas | 297 | $ 52,875,000 | $ 178,030 | $ 92,000 |
| Lake, Florida | 295 | $ 66,915,000 | $ 226,830 | $ 94,000 |
| Franklin, Ohio | 295 | $ 64,375,000 | $ 218,220 | $ 151,000 |
| Ellis, Texas | 293 | $ 71,205,000 | $ 243,020 | $ 112,000 |
| Clay, Florida | 292 | $ 63,530,000 | $ 217,568 | $ 88,000 |
| Hudson, New Jersey | 292 | $ 109,870,000 | $ 376,267 | $ 205,000 |
| Waukesha, Wisconsin | 287 | $ 83,595,000 | $ 291,271 | $ 139,000 |
| Washington, Minnesota | 286 | $ 76,710,000 | $ 268,216 | $ 124,000 |
| Cabarrus, North Carolina | 285 | $ 70,225,000 | $ 246,403 | $ 125,000 |
| Delaware, Pennsylvania | 285 | $ 73,955,000 | $ 259,491 | $ 141,000 |
| Macomb, Michigan | 276 | $ 53,530,000 | $ 193,949 | $ 79,000 |
| Imperial, California | 274 | $ 57,710,000 | $ 210,620 | $ 98,000 |
| Hamilton, Ohio | 274 | $ 52,750,000 | $ 192,518 | $ 111,000 |
| Charleston, South Carolina | 269 | $ 79,215,000 | $ 294,479 | $ 117,000 |
| Sonoma, California | 265 | $ 109,265,000 | $ 412,320 | $ 165,000 |
| Henry, Georgia | 265 | $ 58,615,000 | $ 221,188 | $ 114,000 |
| Lehigh, Pennsylvania | 264 | $ 57,770,000 | $ 218,825 | $ 112,000 |
| Galveston, Texas | 264 | $ 63,210,000 | $ 239,431 | $ 134,000 |
| Kern, California | 261 | $ 54,225,000 | $ 207,758 | $ 107,000 |
| Catawba, North Carolina | 260 | $ 48,190,000 | $ 185,346 | $ 92,000 |
| Ascension, Louisiana | 259 | $ 56,405,000 | $ 217,779 | $ 93,000 |
| Richland, South Carolina | 258 | $ 60,720,000 | $ 235,348 | $ 102,000 |
| Somerset, New Jersey | 256 | $ 91,280,000 | $ 356,562 | $ 169,000 |
| Thurston, Washington | 254 | $ 71,220,000 | $ 280,393 | $ 98,000 |
| Charlotte, Florida | 253 | $ 50,145,000 | $ 198,201 | $ 92,000 |
| Frederick, Maryland | 252 | $ 80,690,000 | $ 320,198 | $ 141,000 |
| St. Louis, Missouri | 251 | $ 55,475,000 | $ 221,015 | $ 104,000 |
| Durham, North Carolina | 247 | $ 57,295,000 | $ 231,963 | $ 110,000 |
| Mohave, Arizona | 244 | $ 52,010,000 | $ 213,155 | $ 96,000 |
| Tulare, California | 241 | $ 52,105,000 | $ 216,203 | $ 111,000 |
| Midland, Michigan | 241 | $ 43,885,000 | $ 182,095 | $ 113,000 |
| Brazoria, Texas | 239 | $ 52,485,000 | $ 219,602 | $ 129,000 |
| Jefferson, Kentucky | 237 | $ 54,135,000 | $ 228,417 | $ 112,000 |
| Marion, Florida | 236 | $ 37,180,000 | $ 157,542 | $ 73,000 |
| Blount, Tennessee | 234 | $ 45,020,000 | $ 192,393 | $ 88,000 |
| Cuyahoga, Ohio | 231 | $ 47,695,000 | $ 206,471 | $ 129,000 |
| Dickson, Tennessee | 231 | $ 49,765,000 | $ 215,432 | $ 68,000 |
| Lake, Illinois | 227 | $ 55,415,000 | $ 244,118 | $ 125,000 |
| Arlington, Virginia | 224 | $ 98,270,000 | $ 438,705 | $ 213,000 |
| Lane, Oregon | 221 | $ 57,515,000 | $ 260,248 | $ 96,000 |
| St. Joseph, Indiana | 219 | $ 31,225,000 | $ 142,579 | $ 66,000 |
| Baltimore City, Maryland | 219 | $ 42,495,000 | $ 194,041 | $ 110,000 |
| El Paso, Texas | 218 | $ 39,180,000 | $ 179,724 | $ 117,000 |
| Kaufman, Texas | 218 | $ 44,520,000 | $ 204,220 | $ 85,000 |
| Jackson, Oregon | 216 | $ 57,470,000 | $ 266,064 | $ 121,000 |
| Jefferson, Alabama | 213 | $ 47,285,000 | $ 221,995 | $ 109,000 |
| Gaston, North Carolina | 213 | $ 44,305,000 | $ 208,004 | $ 111,000 |
| Brown, Wisconsin | 213 | $ 39,225,000 | $ 184,154 | $ 83,000 |
| Kane, Illinois | 212 | $ 46,120,000 | $ 217,547 | $ 106,000 |
| San Francisco, California | 210 | $ 114,300,000 | $ 544,285 | $ 245,000 |
| Essex, Massachusetts | 209 | $ 77,095,000 | $ 368,875 | $ 200,000 |
| Mercer, New Jersey | 207 | $ 56,455,000 | $ 272,729 | $ 156,000 |
| Sevier, Tennessee | 202 | $ 41,170,000 | $ 203,811 | $ 103,000 |
| Marion, Indiana | 201 | $ 32,745,000 | $ 162,910 | $ 80,000 |
| Dorchester, South Carolina | 201 | $ 47,795,000 | $ 237,786 | $ 78,000 |
| Kootenai, Idaho | 200 | $ 55,900,000 | $ 279,500 | $ 105,000 |
| Norfolk, Massachusetts | 198 | $ 80,080,000 | $ 404,444 | $ 208,000 |
| Livingston, Louisiana | 197 | $ 37,595,000 | $ 190,837 | $ 84,000 |
| Burlington, New Jersey | 196 | $ 48,920,000 | $ 249,591 | $ 117,000 |
| Iredell, North Carolina | 196 | $ 51,050,000 | $ 260,459 | $ 110,000 |
| Berkeley, South Carolina | 193 | $ 48,725,000 | $ 252,461 | $ 83,000 |
| Norfolk, Virginia | 191 | $ 42,435,000 | $ 222,172 | $ 76,000 |
| Leon, Florida | 190 | $ 39,710,000 | $ 209,000 | $ 111,000 |
| St. Tammany, Louisiana | 190 | $ 41,870,000 | $ 220,368 | $ 100,000 |
| Kitsap, Washington | 190 | $ 55,870,000 | $ 294,052 | $ 113,000 |
| Okaloosa, Florida | 189 | $ 45,295,000 | $ 239,656 | $ 95,000 |
| Wright, Minnesota | 188 | $ 46,490,000 | $ 247,287 | $ 98,000 |
| Kent, Delaware | 187 | $ 44,575,000 | $ 238,368 | $ 88,000 |
| Scott, Minnesota | 186 | $ 49,970,000 | $ 268,655 | $ 102,000 |
| Loudon, Tennessee | 186 | $ 36,430,000 | $ 195,860 | $ 84,000 |
| Stafford, Virginia | 186 | $ 63,880,000 | $ 343,440 | $ 153,000 |
| Robertson, Tennessee | 185 | $ 40,825,000 | $ 220,675 | $ 88,000 |
| El Dorado, California | 183 | $ 66,545,000 | $ 363,633 | $ 183,000 |
| Clayton, Georgia | 182 | $ 26,840,000 | $ 147,472 | $ 62,000 |
| Kenton, Kentucky | 181 | $ 30,245,000 | $ 167,099 | $ 70,000 |
| Westchester, New York | 181 | $ 78,075,000 | $ 431,353 | $ 213,000 |
| Hernando, Florida | 180 | $ 31,530,000 | $ 175,166 | $ 69,000 |
| Chatham, Georgia | 180 | $ 40,650,000 | $ 225,833 | $ 118,000 |
| Boone, Kentucky | 180 | $ 38,860,000 | $ 215,888 | $ 109,000 |
| Bell, Texas | 179 | $ 31,695,000 | $ 177,067 | $ 80,000 |
| Buncombe, North Carolina | 178 | $ 42,150,000 | $ 236,797 | $ 95,000 |
| Rockwall, Texas | 177 | $ 45,285,000 | $ 255,847 | $ 162,000 |
| New Hanover, North Carolina | 175 | $ 44,915,000 | $ 256,657 | $ 116,000 |
| Marion, Oregon | 172 | $ 43,750,000 | $ 254,360 | $ 104,000 |
| Montgomery, Tennessee | 172 | $ 33,070,000 | $ 192,267 | $ 87,000 |
| Hillsborough, New Hampshire | 168 | $ 48,770,000 | $ 290,297 | $ 127,000 |
| Northampton, Pennsylvania | 166 | $ 35,200,000 | $ 212,048 | $ 136,000 |
| Alexandria, Virginia | 165 | $ 64,765,000 | $ 392,515 | $ 179,000 |
| Ada, Idaho | 163 | $ 45,025,000 | $ 276,226 | $ 110,000 |
| Harford, Maryland | 163 | $ 47,275,000 | $ 290,030 | $ 138,000 |
| Deschutes, Oregon | 163 | $ 49,615,000 | $ 304,386 | $ 121,000 |
| Johnston, North Carolina | 162 | $ 33,690,000 | $ 207,962 | $ 102,000 |
| Cass, North Dakota | 161 | $ 34,465,000 | $ 214,068 | $ 90,000 |
| Paulding, Georgia | 160 | $ 33,190,000 | $ 207,437 | $ 82,000 |
| Sherburne, Minnesota | 160 | $ 38,040,000 | $ 237,750 | $ 81,000 |
| Jefferson, Wisconsin | 160 | $ 32,820,000 | $ 205,125 | $ 75,000 |
| Fond du Lac, Wisconsin | 159 | $ 24,715,000 | $ 155,440 | $ 72,000 |
| St. Charles, Missouri | 157 | $ 32,125,000 | $ 204,617 | $ 110,000 |
| Lancaster, Pennsylvania | 156 | $ 33,280,000 | $ 213,333 | $ 115,000 |
| Cowlitz, Washington | 156 | $ 34,290,000 | $ 219,807 | $ 82,000 |
| Martin, Florida | 155 | $ 41,095,000 | $ 265,129 | $ 123,000 |
| Spartanburg, South Carolina | 155 | $ 27,825,000 | $ 179,516 | $ 83,000 |
| Carter, Tennessee | 155 | $ 23,115,000 | $ 149,129 | $ 60,000 |
| Santa Rosa, Florida | 154 | $ 34,100,000 | $ 221,428 | $ 101,000 |
| Providence, Rhode Island | 151 | $ 35,935,000 | $ 237,980 | $ 105,000 |
| Lexington, South Carolina | 151 | $ 32,725,000 | $ 216,721 | $ 93,000 |
| Spotsylvania, Virginia | 151 | $ 47,205,000 | $ 312,615 | $ 105,000 |
| San Luis Obispo, California | 150 | $ 63,650,000 | $ 424,333 | $ 140,000 |
| Sussex, Delaware | 150 | $ 39,640,000 | $ 264,266 | $ 121,000 |
| Plymouth, Massachusetts | 150 | $ 56,500,000 | $ 376,666 | $ 162,000 |
| Worcester, Massachusetts | 150 | $ 46,580,000 | $ 310,533 | $ 154,000 |
| Maury, Tennessee | 150 | $ 32,960,000 | $ 219,733 | $ 80,000 |
| Suffolk, Massachusetts | 149 | $ 64,385,000 | $ 432,114 | $ 179,000 |
| Camden, New Jersey | 149 | $ 30,985,000 | $ 207,953 | $ 125,000 |
| Monterey, California | 148 | $ 58,210,000 | $ 393,310 | $ 119,000 |
| Hall, Georgia | 148 | $ 37,050,000 | $ 250,337 | $ 104,000 |
| Brunswick, North Carolina | 148 | $ 33,970,000 | $ 229,527 | $ 134,000 |
| Santa Barbara, California | 147 | $ 60,835,000 | $ 413,843 | $ 156,000 |
| Bay, Florida | 146 | $ 34,590,000 | $ 236,917 | $ 115,000 |
| Jefferson, Louisiana | 146 | $ 29,100,000 | $ 199,315 | $ 89,000 |
| York, Pennsylvania | 146 | $ 29,980,000 | $ 205,342 | $ 108,000 |
| Berks, Pennsylvania | 145 | $ 28,305,000 | $ 195,206 | $ 147,000 |
| Fayette, Georgia | 144 | $ 42,690,000 | $ 296,458 | $ 117,000 |
| Washington, Utah | 143 | $ 41,755,000 | $ 291,993 | $ 147,000 |
| Baldwin, Alabama | 142 | $ 35,780,000 | $ 251,971 | $ 122,000 |
| Bronx, New York | 142 | $ 70,170,000 | $ 494,154 | $ 121,000 |
| St. Croix, Wisconsin | 142 | $ 37,220,000 | $ 262,112 | $ 110,000 |
| Hartford, Connecticut | 138 | $ 32,680,000 | $ 236,811 | $ 164,000 |
| Douglas, Georgia | 138 | $ 29,220,000 | $ 211,739 | $ 94,000 |
| Jackson, Missouri | 138 | $ 25,090,000 | $ 181,811 | $ 188,000 |
| Madera, California | 137 | $ 35,705,000 | $ 260,620 | $ 98,000 |
| Orleans, Louisiana | 137 | $ 32,925,000 | $ 240,328 | $ 159,000 |
| Mobile, Alabama | 136 | $ 21,930,000 | $ 161,250 | $ 82,000 |
| Beaufort, South Carolina | 136 | $ 35,930,000 | $ 264,191 | $ 189,000 |
| New Haven, Connecticut | 134 | $ 31,350,000 | $ 233,955 | $ 145,000 |
| Livingston, Michigan | 133 | $ 32,055,000 | $ 241,015 | $ 111,000 |
| Warren, Ohio | 133 | $ 30,815,000 | $ 231,691 | $ 144,000 |
| Hays, Texas | 133 | $ 35,485,000 | $ 266,804 | $ 104,000 |
| Westmoreland, Pennsylvania | 132 | $ 25,690,000 | $ 194,621 | $ 92,000 |
| Escambia, Florida | 131 | $ 25,105,000 | $ 191,641 | $ 80,000 |
| McHenry, Illinois | 128 | $ 25,790,000 | $ 201,484 | $ 99,000 |
| Lake, Indiana | 128 | $ 25,110,000 | $ 196,171 | $ 114,000 |
| Rockingham, New Hampshire | 128 | $ 39,870,000 | $ 311,484 | $ 136,000 |
| Anderson, Tennessee | 128 | $ 20,460,000 | $ 159,843 | $ 67,000 |
| Scott, Iowa | 125 | $ 19,975,000 | $ 159,800 | $ 106,000 |
| Carroll, Maryland | 125 | $ 40,185,000 | $ 321,480 | $ 137,000 |
| Lancaster, South Carolina | 125 | $ 32,135,000 | $ 257,080 | $ 116,000 |
| Tooele, Utah | 125 | $ 33,185,000 | $ 265,480 | $ 81,000 |
| Grayson, Texas | 124 | $ 25,060,000 | $ 202,096 | $ 89,000 |
| Madison, Alabama | 123 | $ 28,905,000 | $ 235,000 | $ 108,000 |
| Hamilton, Indiana | 123 | $ 33,675,000 | $ 273,780 | $ 150,000 |
| Charles, Maryland | 123 | $ 39,455,000 | $ 320,772 | $ 107,000 |
| Barnstable, Massachusetts | 123 | $ 41,005,000 | $ 333,373 | $ 192,000 |
| Pueblo, Colorado | 122 | $ 23,140,000 | $ 189,672 | $ 76,000 |
| Indian River, Florida | 122 | $ 26,410,000 | $ 216,475 | $ 90,000 |
| Tom Green, Texas | 122 | $ 23,760,000 | $ 194,754 | $ 80,000 |
| Coconino, Arizona | 120 | $ 31,110,000 | $ 259,250 | $ 126,000 |
| Bradley, Tennessee | 120 | $ 20,360,000 | $ 169,666 | $ 73,000 |
| Whatcom, Washington | 120 | $ 35,080,000 | $ 292,333 | $ 106,000 |
| Suffolk, Virginia | 119 | $ 31,275,000 | $ 262,815 | $ 104,000 |
| Washington, Wisconsin | 119 | $ 30,475,000 | $ 256,092 | $ 115,000 |
| Newton, Georgia | 118 | $ 22,370,000 | $ 189,576 | $ 62,000 |
| Carver, Minnesota | 118 | $ 33,510,000 | $ 283,983 | $ 125,000 |
| Mille Lacs, Minnesota | 118 | $ 22,440,000 | $ 190,169 | $ 64,000 |
| Atlantic, New Jersey | 117 | $ 24,025,000 | $ 205,341 | $ 126,000 |
| Lincoln, North Carolina | 117 | $ 27,315,000 | $ 233,461 | $ 91,000 |
| Davidson, North Carolina | 116 | $ 20,920,000 | $ 180,344 | $ 76,000 |
| Walton, Florida | 114 | $ 35,590,000 | $ 312,192 | $ 169,000 |
| Greene, Tennessee | 114 | $ 17,680,000 | $ 155,087 | $ 57,000 |
| Hawkins, Tennessee | 114 | $ 17,010,000 | $ 149,210 | $ 59,000 |
| Flagler, Florida | 113 | $ 26,205,000 | $ 231,902 | $ 96,000 |
| Coweta, Georgia | 112 | $ 25,900,000 | $ 231,250 | $ 118,000 |
| Benton, Washington | 112 | $ 28,970,000 | $ 258,660 | $ 119,000 |
| Marin, California | 111 | $ 61,625,000 | $ 555,180 | $ 217,000 |
| Monroe, Pennsylvania | 111 | $ 18,585,000 | $ 167,432 | $ 97,000 |
| Richmond City, Virginia | 111 | $ 27,305,000 | $ 245,990 | $ 149,000 |
| Comal, Texas | 110 | $ 32,750,000 | $ 297,727 | $ 118,000 |
| Newport News, Virginia | 110 | $ 22,950,000 | $ 208,636 | $ 92,000 |
| Navajo, Arizona | 109 | $ 23,455,000 | $ 215,183 | $ 119,000 |
| Butler, Ohio | 108 | $ 22,440,000 | $ 207,777 | $ 123,000 |
| Roane, Tennessee | 108 | $ 19,480,000 | $ 180,370 | $ 74,000 |
| Cumberland, North Carolina | 107 | $ 18,325,000 | $ 171,261 | $ 80,000 |
| Anderson, South Carolina | 107 | $ 19,315,000 | $ 180,514 | $ 63,000 |
| Sandoval, New Mexico | 106 | $ 29,620,000 | $ 279,433 | $ 99,000 |
| Broomfield, Colorado | 105 | $ 38,045,000 | $ 362,333 | $ 172,000 |
| Rockdale, Georgia | 105 | $ 21,965,000 | $ 209,190 | $ 78,000 |
| Bristol, Massachusetts | 105 | $ 32,905,000 | $ 313,380 | $ 141,000 |
| Gloucester, New Jersey | 105 | $ 22,535,000 | $ 214,619 | $ 112,000 |
| Nueces, Texas | 105 | $ 20,465,000 | $ 194,904 | $ 99,000 |
| Shelby, Alabama | 104 | $ 25,310,000 | $ 243,365 | $ 102,000 |
| Douglas, Nebraska | 103 | $ 22,635,000 | $ 219,757 | $ 115,000 |
| Sumter, Florida | 102 | $ 23,790,000 | $ 233,235 | $ 83,000 |
| Santa Cruz, California | 101 | $ 49,025,000 | $ 485,396 | $ 262,000 |
| Columbia, Georgia | 101 | $ 20,705,000 | $ 205,000 | $ 77,000 |
| Nassau, Florida | 100 | $ 23,180,000 | $ 231,800 | $ 72,000 |
| Hampton, Virginia | 99 | $ 19,935,000 | $ 201,363 | $ 67,000 |
| Carroll, Georgia | 98 | $ 16,720,000 | $ 170,612 | $ 65,000 |
| Muscatine, Iowa | 98 | $ 13,260,000 | $ 135,306 | $ 74,000 |
| Orange, New York | 97 | $ 29,545,000 | $ 304,587 | $ 208,000 |
| Citrus, Florida | 96 | $ 16,650,000 | $ 173,437 | $ 68,000 |
| Orange, North Carolina | 96 | $ 28,440,000 | $ 296,250 | $ 158,000 |
| Warren, New Jersey | 95 | $ 22,865,000 | $ 240,684 | $ 100,000 |
| Rowan, North Carolina | 95 | $ 15,955,000 | $ 167,947 | $ 80,000 |
| Summit, Ohio | 95 | $ 20,605,000 | $ 216,894 | $ 125,000 |
| Alachua, Florida | 94 | $ 21,630,000 | $ 230,106 | $ 132,000 |
| Williams, North Dakota | 94 | $ 22,790,000 | $ 242,446 | $ 112,000 |
| Midland, Texas | 94 | $ 23,360,000 | $ 248,510 | $ 156,000 |
| Dona Ana, New Mexico | 93 | $ 18,225,000 | $ 195,967 | $ 98,000 |
| Jackson, Georgia | 92 | $ 19,510,000 | $ 212,065 | $ 77,000 |
| Wise, Texas | 92 | $ 18,680,000 | $ 203,043 | $ 94,000 |
| Cumberland, Pennsylvania | 90 | $ 20,050,000 | $ 222,777 | $ 123,000 |
| Portsmouth, Virginia | 90 | $ 15,760,000 | $ 175,111 | $ 71,000 |
| Calvert, Maryland | 89 | $ 31,225,000 | $ 350,842 | $ 168,000 |
| Cumberland, New Jersey | 89 | $ 14,845,000 | $ 166,797 | $ 100,000 |
| Dauphin, Pennsylvania | 89 | $ 18,165,000 | $ 204,101 | $ 108,000 |
| Anchorage, Alaska | 88 | $ 28,270,000 | $ 321,250 | $ 109,000 |
| Nevada, California | 88 | $ 31,450,000 | $ 357,386 | $ 170,000 |
| Saginaw, Michigan | 88 | $ 13,700,000 | $ 155,681 | $ 78,000 |
| Jefferson, Tennessee | 88 | $ 15,930,000 | $ 181,022 | $ 67,000 |
| Cameron, Texas | 88 | $ 16,890,000 | $ 191,931 | $ 121,000 |
| Bedford, Virginia | 88 | $ 20,380,000 | $ 231,590 | $ 127,000 |
| Hanover, Virginia | 88 | $ 23,470,000 | $ 266,704 | $ 130,000 |
| Flathead, Montana | 87 | $ 24,615,000 | $ 282,931 | $ 84,000 |
| Dane, Wisconsin | 87 | $ 26,095,000 | $ 299,942 | $ 138,000 |
| Kent, Michigan | 86 | $ 18,460,000 | $ 214,651 | $ 92,000 |
| Onslow, North Carolina | 86 | $ 15,650,000 | $ 181,976 | $ 78,000 |
| Claiborne, Tennessee | 86 | $ 12,170,000 | $ 141,511 | $ 50,000 |
| McMinn, Tennessee | 86 | $ 12,370,000 | $ 143,837 | $ 52,000 |
| Pierce, Wisconsin | 86 | $ 19,810,000 | $ 230,348 | $ 101,000 |
| Cochise, Arizona | 85 | $ 13,995,000 | $ 164,647 | $ 89,000 |
| Yuma, Arizona | 85 | $ 14,745,000 | $ 173,470 | $ 101,000 |
| Hunterdon, New Jersey | 85 | $ 30,885,000 | $ 363,352 | $ 189,000 |
| Douglas, Nevada | 84 | $ 29,220,000 | $ 347,857 | $ 144,000 |
| Delaware, Ohio | 84 | $ 25,060,000 | $ 298,333 | $ 168,000 |
| McDowell, North Carolina | 83 | $ 13,625,000 | $ 164,156 | $ 67,000 |
| Guadalupe, Texas | 83 | $ 17,325,000 | $ 208,734 | $ 98,000 |
| Cumberland, Maine | 82 | $ 24,780,000 | $ 302,195 | $ 143,000 |
| Cape May, New Jersey | 82 | $ 27,740,000 | $ 338,292 | $ 212,000 |
| Henderson, North Carolina | 82 | $ 18,830,000 | $ 229,634 | $ 108,000 |
| Pickens, South Carolina | 82 | $ 16,380,000 | $ 199,756 | $ 76,000 |
| Juneau, Alaska | 81 | $ 17,535,000 | $ 216,481 | $ 123,000 |
| Frederick, Virginia | 81 | $ 21,115,000 | $ 260,679 | $ 111,000 |
| Yakima, Washington | 81 | $ 16,695,000 | $ 206,111 | $ 79,000 |
| Clermont, Ohio | 80 | $ 15,720,000 | $ 196,500 | $ 72,000 |
| Monroe, Tennessee | 80 | $ 12,090,000 | $ 151,125 | $ 67,000 |
| Cheatham, Tennessee | 79 | $ 17,125,000 | $ 216,772 | $ 78,000 |
| Skagit, Washington | 79 | $ 21,925,000 | $ 277,531 | $ 122,000 |
| Washtenaw, Michigan | 78 | $ 18,460,000 | $ 236,666 | $ 138,000 |
| McLennan, Texas | 78 | $ 14,380,000 | $ 184,358 | $ 75,000 |
| Alamance, North Carolina | 77 | $ 15,685,000 | $ 203,701 | $ 83,000 |
| Roanoke, Virginia | 77 | $ 18,035,000 | $ 234,220 | $ 96,000 |
| Napa, California | 76 | $ 32,270,000 | $ 424,605 | $ 139,000 |
| Johnson, Kansas | 76 | $ 22,510,000 | $ 296,184 | $ 229,000 |
| Randolph, North Carolina | 76 | $ 12,080,000 | $ 158,947 | $ 74,000 |
| Montgomery, Ohio | 75 | $ 13,665,000 | $ 182,200 | $ 116,000 |
| Racine, Wisconsin | 75 | $ 14,425,000 | $ 192,333 | $ 72,000 |
| Lorain, Ohio | 74 | $ 14,700,000 | $ 198,648 | $ 83,000 |
| Hunt, Texas | 74 | $ 14,900,000 | $ 201,351 | $ 91,000 |
| Fauquier, Virginia | 74 | $ 26,280,000 | $ 355,135 | $ 182,000 |
| Lyon, Nevada | 73 | $ 15,715,000 | $ 215,273 | $ 73,000 |
| Yamhill, Oregon | 73 | $ 22,425,000 | $ 307,191 | $ 121,000 |
| Smith, Texas | 73 | $ 15,125,000 | $ 207,191 | $ 108,000 |
| Bartow, Georgia | 72 | $ 13,310,000 | $ 184,861 | $ 83,000 |
| Whitfield, Georgia | 72 | $ 11,970,000 | $ 166,250 | $ 71,000 |
| Lackawanna, Pennsylvania | 72 | $ 14,570,000 | $ 202,361 | $ 89,000 |
| Summit, Utah | 72 | $ 33,390,000 | $ 463,750 | $ 213,000 |
| Polk, Oregon | 71 | $ 20,455,000 | $ 288,098 | $ 145,000 |
| Humphreys, Tennessee | 71 | $ 10,955,000 | $ 154,295 | $ 56,000 |
| Webb, Texas | 71 | $ 12,935,000 | $ 182,183 | $ 135,000 |
| Delta, Colorado | 70 | $ 15,450,000 | $ 220,714 | $ 64,000 |
| Kalamazoo, Michigan | 70 | $ 12,570,000 | $ 179,571 | $ 85,000 |
| Olmsted, Minnesota | 70 | $ 14,430,000 | $ 206,142 | $ 98,000 |
| Albemarle, Virginia | 70 | $ 21,830,000 | $ 311,857 | $ 123,000 |
| Walton, Georgia | 69 | $ 16,095,000 | $ 233,260 | $ 89,000 |
| Cecil, Maryland | 69 | $ 15,935,000 | $ 230,942 | $ 111,000 |
| Valencia, New Mexico | 68 | $ 12,580,000 | $ 185,000 | $ 78,000 |
| La Plata, Colorado | 67 | $ 20,755,000 | $ 309,776 | $ 129,000 |
| Calcasieu, Louisiana | 67 | $ 13,365,000 | $ 199,477 | $ 114,000 |
| Terrebonne, Louisiana | 67 | $ 11,845,000 | $ 176,791 | $ 73,000 |
| Douglas, Oregon | 67 | $ 15,155,000 | $ 226,194 | $ 103,000 |
| Washington, Pennsylvania | 67 | $ 13,575,000 | $ 202,611 | $ 128,000 |
| Lewis, Washington | 67 | $ 14,855,000 | $ 221,716 | $ 75,000 |
| Houston, Georgia | 66 | $ 11,330,000 | $ 171,666 | $ 76,000 |
| Hendricks, Indiana | 66 | $ 13,350,000 | $ 202,272 | $ 89,000 |
| St. Louis, Minnesota | 66 | $ 13,650,000 | $ 206,818 | $ 100,000 |
| Licking, Ohio | 66 | $ 14,960,000 | $ 226,666 | $ 111,000 |
| Erie, Pennsylvania | 66 | $ 9,700,000 | $ 146,969 | $ 81,000 |
| Luzerne, Pennsylvania | 66 | $ 10,310,000 | $ 156,212 | $ 80,000 |
| Ector, Texas | 66 | $ 13,940,000 | $ 211,212 | $ 119,000 |
| Genesee, Michigan | 65 | $ 11,235,000 | $ 172,846 | $ 99,000 |
| Isanti, Minnesota | 65 | $ 14,285,000 | $ 219,769 | $ 81,000 |
| Davie, North Carolina | 65 | $ 13,395,000 | $ 206,076 | $ 123,000 |
| Butte, California | 64 | $ 15,690,000 | $ 245,156 | $ 96,000 |
| Richmond, Georgia | 64 | $ 8,080,000 | $ 126,250 | $ 66,000 |
| Washington, Maryland | 64 | $ 13,880,000 | $ 216,875 | $ 81,000 |
| Chisago, Minnesota | 64 | $ 15,370,000 | $ 240,156 | $ 108,000 |
| Clay, Minnesota | 64 | $ 12,050,000 | $ 188,281 | $ 73,000 |
| Nye, Nevada | 64 | $ 11,250,000 | $ 175,781 | $ 56,000 |
| Aiken, South Carolina | 64 | $ 11,460,000 | $ 179,062 | $ 70,000 |
| Catoosa, Georgia | 63 | $ 11,015,000 | $ 174,841 | $ 94,000 |
| Fayette, Kentucky | 63 | $ 15,305,000 | $ 242,936 | $ 128,000 |
| Lafayette, Louisiana | 63 | $ 13,065,000 | $ 207,380 | $ 149,000 |
| Clay, Missouri | 63 | $ 13,415,000 | $ 212,936 | $ 91,000 |
| Oklahoma, Oklahoma | 63 | $ 14,175,000 | $ 225,000 | $ 115,000 |
| Muscogee, Georgia | 62 | $ 10,310,000 | $ 166,290 | $ 73,000 |
| Campbell, Kentucky | 62 | $ 10,160,000 | $ 163,870 | $ 70,000 |
| Brazos, Texas | 62 | $ 14,620,000 | $ 235,806 | $ 152,000 |
| Cache, Utah | 62 | $ 14,820,000 | $ 239,032 | $ 91,000 |
| Island, Washington | 62 | $ 18,610,000 | $ 300,161 | $ 98,000 |
| Walworth, Wisconsin | 62 | $ 12,770,000 | $ 205,967 | $ 90,000 |
| Yolo, California | 61 | $ 20,395,000 | $ 334,344 | $ 149,000 |
| Mesa, Colorado | 61 | $ 13,405,000 | $ 219,754 | $ 88,000 |
| Monroe, Florida | 61 | $ 23,935,000 | $ 392,377 | $ 199,000 |
| Linn, Oregon | 61 | $ 12,555,000 | $ 205,819 | $ 77,000 |
| Hood, Texas | 61 | $ 13,125,000 | $ 215,163 | $ 89,000 |
| Orange, Virginia | 61 | $ 13,815,000 | $ 226,475 | $ 92,000 |
| York, Virginia | 61 | $ 17,275,000 | $ 283,196 | $ 154,000 |
| Oconto, Wisconsin | 61 | $ 11,275,000 | $ 184,836 | $ 108,000 |
| Winnebago, Wisconsin | 61 | $ 10,885,000 | $ 178,442 | $ 82,000 |
| New London, Connecticut | 60 | $ 13,830,000 | $ 230,500 | $ 86,000 |
| Barrow, Georgia | 60 | $ 10,620,000 | $ 177,000 | $ 81,000 |
| Hamblen, Tennessee | 60 | $ 8,690,000 | $ 144,833 | $ 73,000 |
| Outagamie, Wisconsin | 60 | $ 13,010,000 | $ 216,833 | $ 98,000 |
| Bibb, Georgia | 59 | $ 8,935,000 | $ 151,440 | $ 60,000 |
| Allen, Indiana | 59 | $ 10,925,000 | $ 185,169 | $ 86,000 |
| Jefferson, Missouri | 59 | $ 10,415,000 | $ 176,525 | $ 78,000 |
| Erie, New York | 59 | $ 13,745,000 | $ 232,966 | $ 89,000 |
| Rockland, New York | 59 | $ 22,685,000 | $ 384,491 | $ 151,000 |
| Stark, Ohio | 59 | $ 10,275,000 | $ 174,152 | $ 109,000 |
| Josephine, Oregon | 59 | $ 15,225,000 | $ 258,050 | $ 65,000 |
| Rock, Wisconsin | 59 | $ 9,885,000 | $ 167,542 | $ 67,000 |
| Lee, Alabama | 58 | $ 12,420,000 | $ 214,137 | $ 87,000 |
| Greene, Missouri | 58 | $ 9,660,000 | $ 166,551 | $ 64,000 |
| Santa Fe, New Mexico | 58 | $ 15,780,000 | $ 272,068 | $ 97,000 |
| Moore, North Carolina | 58 | $ 14,210,000 | $ 245,000 | $ 106,000 |
| Butler, Pennsylvania | 58 | $ 15,050,000 | $ 259,482 | $ 175,000 |
| Dodge, Wisconsin | 58 | $ 10,150,000 | $ 175,000 | $ 63,000 |
| Kendall, Illinois | 57 | $ 12,045,000 | $ 211,315 | $ 119,000 |
| Linn, Iowa | 57 | $ 9,475,000 | $ 166,228 | $ 82,000 |
| Stearns, Minnesota | 57 | $ 10,055,000 | $ 176,403 | $ 90,000 |
| Carteret, North Carolina | 57 | $ 15,085,000 | $ 264,649 | $ 134,000 |
| Watauga, North Carolina | 57 | $ 15,475,000 | $ 271,491 | $ 143,000 |
| Medina, Ohio | 57 | $ 11,815,000 | $ 207,280 | $ 111,000 |
| Jefferson, Texas | 57 | $ 10,915,000 | $ 191,491 | $ 139,000 |
| Kings, California | 56 | $ 12,020,000 | $ 214,642 | $ 132,000 |
| Highlands, Florida | 56 | $ 8,170,000 | $ 145,892 | $ 59,000 |
| St. Mary's, Maryland | 56 | $ 16,070,000 | $ 286,964 | $ 172,000 |
| Chatham, North Carolina | 56 | $ 16,890,000 | $ 301,607 | $ 190,000 |
| Pike, Pennsylvania | 56 | $ 10,320,000 | $ 184,285 | $ 118,000 |
| Mason, Washington | 56 | $ 13,480,000 | $ 240,714 | $ 117,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 97,665 | $29,024,775,000 | $297,000 | $3,255,000 | $135,000 | $9,792,000 |
| Home Purchase | 51,911 | $13,776,010,000 | $265,000 | $4,085,000 | $107,000 | $9,750,000 |
| Cash-out Refinancing | 38,434 | $9,933,130,000 | $258,000 | $2,745,000 | $120,000 | $9,717,000 |
| Home Improvement | 9,754 | $2,436,140,000 | $249,000 | $2,625,000 | $109,000 | $7,055,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 106,749 | $29,582,480,000 | $277,000 | $4,085,000 | $126,000 | $9,717,000 |
| Not Provided | 45,035 | $12,342,825,000 | $274,000 | $3,255,000 | $123,000 | $9,792,000 |
| Hispanic | 18,035 | $4,806,985,000 | $266,000 | $2,035,000 | $102,000 | $9,750,000 |
| Black or African American | 12,227 | $3,001,545,000 | $245,000 | $3,205,000 | $91,000 | $2,778,000 |
| Asian | 11,079 | $3,859,145,000 | $348,000 | $1,735,000 | $158,000 | $8,130,000 |
| American Indian or Alaskan Native | 722 | $197,870,000 | $274,000 | $1,005,000 | $112,000 | $2,292,000 |
| Native Hawaiian or Other Pacific Islander | 400 | $141,640,000 | $354,000 | $1,725,000 | $102,000 | $960,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 150,703 | $43,106,000,000 | $286,000 | $4,085,000 | $141,000 | $9,792,000 |
| FHA-insured (Federal Housing Administration) | 30,276 | $6,943,340,000 | $229,000 | $1,505,000 | $70,000 | $4,200,000 |
| VA-guaranteed (Veterans Administration) | 14,646 | $4,741,200,000 | $323,000 | $2,245,000 | $65,000 | $4,860,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,139 | $379,515,000 | $177,000 | $665,000 | $56,000 | $900,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 92,867 | $26,861,475,000 | $289,000 | $3,005,000 | $115,000 | $5,611,000 |
| Application Denied By Financial Institution | 59,386 | $16,042,325,000 | $270,000 | $3,255,000 | $132,000 | $9,792,000 |
| Application Withdrawn By Applicant | 33,370 | $8,813,430,000 | $264,000 | $4,085,000 | $136,000 | $9,717,000 |
| Application Approved But Not Accepted | 11,212 | $3,228,980,000 | $287,000 | $2,865,000 | $117,000 | $3,814,000 |
| File Closed For Incompleteness | 797 | $194,585,000 | $244,000 | $2,195,000 | $101,000 | $2,897,000 |
| Preapproval Denied by Financial Institution | 128 | $28,130,000 | $219,000 | $655,000 | $64,000 | $289,000 |
| Preapproval Approved but not Accepted | 4 | $1,130,000 | $282,000 | $335,000 | $70,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 138,250 | $39,099,600,000 | $282,000 | $4,085,000 | $120,000 | $9,717,000 |
| Credit Application Incomplete | 45,359 | $12,582,875,000 | $277,000 | $3,255,000 | $149,000 | $9,792,000 |
| Debt-To-Income Ratio | 9,680 | $2,473,005,000 | $255,000 | $2,245,000 | $65,000 | $1,878,000 |
| Credit History | 2,433 | $493,065,000 | $202,000 | $1,555,000 | $106,000 | $3,300,000 |
| Collateral | 666 | $159,630,000 | $239,000 | $875,000 | $102,000 | $1,595,000 |
| Other | 635 | $170,155,000 | $267,000 | $2,625,000 | $130,000 | $8,100,000 |
| Employment History | 438 | $112,580,000 | $257,000 | $1,245,000 | $92,000 | $1,378,000 |
| Unverifiable Information | 184 | $52,290,000 | $284,000 | $1,045,000 | $111,000 | $1,295,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 117 | $26,625,000 | $227,000 | $1,105,000 | $73,000 | $659,000 |
| Mortgage Insurance Denied | 2 | $230,000 | $115,000 | $135,000 | $67,000 | $75,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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