Cashcall, Inc. Mortgage Lending & HMDA Data, 2013
In 2013, Cashcall, Inc. of Orange, CA reported 48,141 mortgage applications totaling $12.9 billion, down 18% from 2012. The average application was for $267,636, and applicants reported an average income of $113,760. 49% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (9,862), Santa Ana-Anaheim-Irvine, CA (5,590) and Riverside-San Bernardino-Ontario, CA (4,517) (applications in parentheses).
| Mortgage Company & Address | Cashcall, Inc. 1 City Blvd West Suite 1000 Orange, CA 92868 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 48,141 |
| Total Mortgage Loan Application Amount | $12,884,295,000 |
| Average Mortgage Loan Application Amount | $267,636 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $113,760 |
| Highest Applicant Income | $8,321,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cashcall, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 9,862 | $ 3,043,002,000 | $ 308,558 | $ 120,000 |
| Santa Ana-Anaheim-Irvine, CA | 5,590 | $ 1,887,361,000 | $ 337,631 | $ 133,000 |
| Riverside-San Bernardino-Ontario, CA | 4,517 | $ 1,057,891,000 | $ 234,202 | $ 104,000 |
| San Diego-Carlsbad-San Marcos, CA | 2,801 | $ 823,557,000 | $ 294,022 | $ 119,000 |
| Oakland-Fremont-Hayward, CA | 2,644 | $ 840,023,000 | $ 317,709 | $ 126,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,267 | $ 557,838,000 | $ 246,068 | $ 111,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,415 | $ 504,325,000 | $ 356,413 | $ 136,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,323 | $ 504,325,000 | $ 381,198 | $ 141,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,232 | $ 397,913,000 | $ 322,981 | $ 127,000 |
| Phoenix-Mesa-Glendale, AZ | 554 | $ 105,329,000 | $ 190,124 | $ 101,000 |
| Houston-Sugar Land-Baytown, TX | 541 | $ 93,096,000 | $ 172,081 | $ 109,000 |
| Atlanta-Sandy Springs-Marietta, GA | 490 | $ 90,622,000 | $ 184,942 | $ 122,000 |
| Santa Rosa-Petaluma, CA | 482 | $ 141,565,000 | $ 293,703 | $ 113,000 |
| Stockton, CA | 450 | $ 99,266,000 | $ 220,591 | $ 102,000 |
| Las Vegas-Paradise, NV | 440 | $ 85,537,000 | $ 194,402 | $ 105,000 |
| Dallas-Plano-Irving, TX | 349 | $ 65,554,000 | $ 187,833 | $ 103,000 |
| Vallejo-Fairfield, CA | 334 | $ 82,978,000 | $ 248,437 | $ 97,000 |
| Fresno, CA | 333 | $ 66,228,000 | $ 198,882 | $ 104,000 |
| Edison-New Brunswick, NJ | 264 | $ 68,003,000 | $ 257,587 | $ 121,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 253 | $ 59,207,000 | $ 234,019 | $ 104,185 |
| Denver-Aurora-Broomfield, CO | 231 | $ 47,563,000 | $ 205,900 | $ 88,000 |
| Modesto, CA | 218 | $ 39,587,000 | $ 181,591 | $ 91,000 |
| Austin-Round Rock-San Marcos, TX | 211 | $ 38,140,000 | $ 180,758 | $ 102,000 |
| Bakersfield-Delano, CA | 210 | $ 37,984,000 | $ 180,876 | $ 92,000 |
| Honolulu, HI | 208 | $ 73,017,000 | $ 351,043 | $ 107,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 195 | $ 38,542,000 | $ 197,651 | $ 105,041 |
| Santa Cruz-Watsonville, CA | 189 | $ 65,100,000 | $ 344,444 | $ 123,000 |
| Salinas, CA | 181 | $ 55,421,000 | $ 306,193 | $ 121,000 |
| Newark-Union, NJ-PA | 177 | $ 48,104,000 | $ 271,774 | $ 151,000 |
| San Antonio-New Braunfels, TX | 169 | $ 26,959,000 | $ 159,520 | $ 111,000 |
| Warren-Troy-Farmington Hills, MI | 168 | $ 30,568,000 | $ 181,952 | $ 105,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 162 | $ 28,764,000 | $ 177,555 | $ 86,493 |
| San Luis Obispo-Paso Robles, CA | 162 | $ 45,334,000 | $ 279,839 | $ 130,000 |
| Fort Worth-Arlington, TX | 155 | $ 26,740,000 | $ 172,516 | $ 102,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 140 | $ 43,503,000 | $ 310,735 | $ 124,000 |
| New York-White Plains-Wayne, NY-NJ | 137 | $ 36,157,000 | $ 263,919 | $ 118,350 |
| Oklahoma City, OK | 135 | $ 19,449,000 | $ 144,066 | $ 86,000 |
| Napa, CA | 133 | $ 42,997,000 | $ 323,285 | $ 120,000 |
| Visalia-Porterville, CA | 127 | $ 23,120,000 | $ 182,047 | $ 100,000 |
| Albuquerque, NM | 120 | $ 21,048,000 | $ 175,400 | $ 90,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 118 | $ 20,954,000 | $ 177,576 | $ 98,000 |
| Camden, NJ | 117 | $ 21,886,000 | $ 187,059 | $ 98,000 |
| Chico, CA | 109 | $ 22,074,000 | $ 202,513 | $ 97,000 |
| New Orleans-Metairie-Kenner, LA | 107 | $ 19,011,000 | $ 177,672 | $ 105,000 |
| Yuba City, CA | 103 | $ 20,250,000 | $ 196,601 | $ 95,000 |
| Chicago-Joliet-Naperville, IL | 100 | $ 18,541,000 | $ 185,410 | $ 112,000 |
| Salt Lake City, UT | 100 | $ 21,517,000 | $ 215,170 | $ 124,000 |
| Tucson, AZ | 100 | $ 17,919,000 | $ 179,190 | $ 91,000 |
| Tulsa, OK | 92 | $ 13,355,000 | $ 145,163 | $ 91,000 |
| Memphis, TN-MS-AR | 91 | $ 13,715,000 | $ 150,714 | $ 112,373 |
| Raleigh-Cary, NC | 90 | $ 17,624,000 | $ 195,822 | $ 106,000 |
| Cincinnati-Middletown, OH-KY-IN | 88 | $ 13,678,000 | $ 155,431 | $ 78,272 |
| Cleveland-Elyria-Mentor, OH | 88 | $ 12,778,000 | $ 145,204 | $ 78,000 |
| Merced, CA | 88 | $ 15,371,000 | $ 174,670 | $ 93,000 |
| Baton Rouge, LA | 87 | $ 15,346,000 | $ 176,390 | $ 75,000 |
| Seattle-Bellevue-Everett, WA | 82 | $ 21,102,000 | $ 257,341 | $ 108,000 |
| El Paso, TX | 78 | $ 10,642,000 | $ 136,435 | $ 92,000 |
| St. Louis, MO-IL | 78 | $ 12,355,000 | $ 158,397 | $ 148,358 |
| Kansas City, MO-KS | 75 | $ 13,800,000 | $ 184,000 | $ 102,760 |
| Hartford-West Hartford-East Hartford, CT | 73 | $ 14,247,000 | $ 195,164 | $ 172,000 |
| Reno-Sparks, NV | 73 | $ 16,264,000 | $ 222,794 | $ 123,000 |
| New Haven-Milford, CT | 72 | $ 14,711,000 | $ 204,319 | $ 147,000 |
| Bridgeport-Stamford-Norwalk, CT | 71 | $ 18,445,000 | $ 259,788 | $ 117,000 |
| Indianapolis-Carmel, IN | 71 | $ 11,041,000 | $ 155,507 | $ 86,000 |
| Boise City-Nampa, ID | 69 | $ 11,378,000 | $ 164,898 | $ 105,000 |
| Columbus, OH | 67 | $ 12,449,000 | $ 185,805 | $ 99,000 |
| Lake Havasu City-Kingman, AZ | 65 | $ 10,937,000 | $ 168,261 | $ 104,000 |
| Birmingham-Hoover, AL | 62 | $ 9,074,000 | $ 146,354 | $ 61,000 |
| Madera-Chowchilla, CA | 62 | $ 12,120,000 | $ 195,483 | $ 81,000 |
| Greensboro-High Point, NC | 61 | $ 9,479,000 | $ 155,393 | $ 88,000 |
| Redding, CA | 59 | $ 11,915,000 | $ 201,949 | $ 108,000 |
| Columbia, SC | 57 | $ 8,572,000 | $ 150,385 | $ 72,000 |
| Detroit-Livonia-Dearborn, MI | 55 | $ 7,645,000 | $ 139,000 | $ 80,000 |
| Milwaukee-Waukesha-West Allis, WI | 55 | $ 9,197,000 | $ 167,218 | $ 101,000 |
| Charleston-North Charleston-Summerville, SC | 54 | $ 10,641,000 | $ 197,055 | $ 83,000 |
| Louisville/Jefferson County, KY-IN | 54 | $ 9,244,000 | $ 171,185 | $ 79,925 |
| Wilmington, DE-MD-NJ | 52 | $ 10,515,000 | $ 202,211 | $ 87,000 |
| Little Rock-North Little Rock-Conway, AR | 51 | $ 9,404,000 | $ 184,392 | $ 91,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 51 | $ 15,104,000 | $ 296,156 | $ 145,490 |
| Colorado Springs, CO | 50 | $ 10,304,000 | $ 206,080 | $ 103,000 |
| Knoxville, TN | 48 | $ 8,194,000 | $ 170,708 | $ 92,000 |
| Akron, OH | 47 | $ 7,971,000 | $ 169,595 | $ 92,000 |
| Asheville, NC | 47 | $ 8,762,000 | $ 186,425 | $ 82,000 |
| Greenville-Mauldin-Easley, SC | 42 | $ 6,717,000 | $ 159,928 | $ 72,000 |
| El Centro, CA | 39 | $ 5,744,000 | $ 147,282 | $ 77,000 |
| Gary, IN | 39 | $ 6,109,000 | $ 156,641 | $ 111,000 |
| Ogden-Clearfield, UT | 39 | $ 7,120,000 | $ 182,564 | $ 94,000 |
| Augusta-Richmond County, GA-SC | 38 | $ 6,288,000 | $ 165,473 | $ 75,263 |
| Medford, OR | 38 | $ 6,510,000 | $ 171,315 | $ 70,000 |
| Providence-New Bedford-Fall River, RI-MA | 37 | $ 7,144,000 | $ 193,081 | $ 92,000 |
| Omaha-Council Bluffs, NE-IA | 36 | $ 5,173,000 | $ 143,694 | $ 86,111 |
| Wichita, KS | 36 | $ 4,683,000 | $ 130,083 | $ 96,000 |
| Provo-Orem, UT | 35 | $ 7,075,000 | $ 202,142 | $ 105,000 |
| Rockingham County-Strafford County, NH | 35 | $ 7,203,000 | $ 205,800 | $ 109,000 |
| Savannah, GA | 35 | $ 6,252,000 | $ 178,628 | $ 79,000 |
| Atlantic City-Hammonton, NJ | 34 | $ 6,252,000 | $ 183,882 | $ 87,000 |
| Chattanooga, TN-GA | 34 | $ 5,345,000 | $ 157,205 | $ 81,264 |
| Wilmington, NC | 34 | $ 7,368,000 | $ 216,705 | $ 77,000 |
| Lake County-Kenosha County, IL-WI | 33 | $ 5,549,000 | $ 168,151 | $ 89,272 |
| Trenton-Ewing, NJ | 33 | $ 7,847,000 | $ 237,787 | $ 105,000 |
| Eugene-Springfield, OR | 32 | $ 5,800,000 | $ 181,250 | $ 94,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 32 | $ 5,027,000 | $ 157,093 | $ 75,000 |
| Des Moines-West Des Moines, IA | 31 | $ 4,847,000 | $ 156,354 | $ 81,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 31 | $ 5,782,000 | $ 186,516 | $ 90,967 |
| Portland-South Portland-Biddeford, ME | 31 | $ 7,063,000 | $ 227,838 | $ 96,000 |
| Corpus Christi, TX | 30 | $ 4,284,000 | $ 142,800 | $ 109,000 |
| Madison, WI | 30 | $ 6,142,000 | $ 204,733 | $ 174,000 |
| Grand Rapids-Wyoming, MI | 29 | $ 5,460,000 | $ 188,275 | $ 144,000 |
| McAllen-Edinburg-Mission, TX | 29 | $ 3,670,000 | $ 126,551 | $ 91,000 |
| Prescott, AZ | 29 | $ 5,892,000 | $ 203,172 | $ 89,000 |
| Bend, OR | 28 | $ 5,682,000 | $ 202,928 | $ 89,000 |
| Coeur D'Alene, ID | 28 | $ 4,675,000 | $ 166,964 | $ 80,000 |
| Manchester-Nashua, NH | 28 | $ 5,739,000 | $ 204,964 | $ 80,000 |
| Toledo, OH | 28 | $ 3,925,000 | $ 140,178 | $ 89,000 |
| Hanford-Corcoran, CA | 27 | $ 5,271,000 | $ 195,222 | $ 88,000 |
| Huntsville, AL | 27 | $ 5,292,000 | $ 196,000 | $ 109,000 |
| Killeen-Temple-Fort Hood, TX | 27 | $ 3,424,000 | $ 126,814 | $ 74,000 |
| Winston-Salem, NC | 27 | $ 4,656,000 | $ 172,444 | $ 87,000 |
| Dayton, OH | 26 | $ 3,875,000 | $ 149,038 | $ 86,000 |
| Fort Collins-Loveland, CO | 25 | $ 4,746,000 | $ 189,840 | $ 84,000 |
| Anchorage, AK | 24 | $ 5,424,000 | $ 226,000 | $ 100,000 |
| Salem, OR | 24 | $ 4,959,000 | $ 206,625 | $ 77,000 |
| Spartanburg, SC | 24 | $ 3,510,000 | $ 146,250 | $ 71,000 |
| Mobile, AL | 23 | $ 2,582,000 | $ 112,260 | $ 61,000 |
| Shreveport-Bossier City, LA | 23 | $ 3,615,000 | $ 157,173 | $ 96,000 |
| Youngstown-Warren-Boardman, OH-PA | 22 | $ 3,268,000 | $ 148,545 | $ 74,000 |
| Boulder, CO | 21 | $ 4,741,000 | $ 225,761 | $ 76,000 |
| Durham-Chapel Hill, NC | 21 | $ 4,387,000 | $ 208,904 | $ 87,000 |
| Jackson, MS | 20 | $ 3,486,000 | $ 174,300 | $ 75,000 |
| Tacoma, WA | 20 | $ 5,090,000 | $ 254,500 | $ 150,000 |
| Hickory-Lenoir-Morganton, NC | 19 | $ 2,309,000 | $ 121,526 | $ 45,000 |
| Lafayette, LA | 19 | $ 3,027,000 | $ 159,315 | $ 85,000 |
| Ann Arbor, MI | 18 | $ 3,078,000 | $ 171,000 | $ 157,000 |
| Brownsville-Harlingen, TX | 18 | $ 2,883,000 | $ 160,166 | $ 89,000 |
| Dover, DE | 18 | $ 3,338,000 | $ 185,444 | $ 76,000 |
| Idaho Falls, ID | 18 | $ 2,950,000 | $ 163,888 | $ 80,000 |
| Santa Fe, NM | 18 | $ 3,663,000 | $ 203,500 | $ 89,000 |
| Flagstaff, AZ | 17 | $ 3,334,000 | $ 196,117 | $ 81,000 |
| Las Cruces, NM | 17 | $ 3,243,000 | $ 190,764 | $ 94,000 |
| Montgomery, AL | 17 | $ 2,593,000 | $ 152,529 | $ 73,000 |
| Yuma, AZ | 17 | $ 3,012,000 | $ 177,176 | $ 86,000 |
| Beaumont-Port Arthur, TX | 16 | $ 2,330,000 | $ 145,625 | $ 81,000 |
| Fayetteville, NC | 16 | $ 2,665,000 | $ 166,562 | $ 78,000 |
| Lexington-Fayette, KY | 16 | $ 2,777,000 | $ 173,562 | $ 54,000 |
| Waco, TX | 16 | $ 2,355,000 | $ 147,187 | $ 100,000 |
| Davenport-Moline-Rock Island, IA-IL | 15 | $ 1,892,000 | $ 126,133 | $ 61,200 |
| Gulfport-Biloxi, MS | 15 | $ 2,176,000 | $ 145,066 | $ 71,000 |
| Hagerstown-Martinsburg, MD-WV | 15 | $ 2,483,000 | $ 165,533 | $ 66,000 |
| Lake Charles, LA | 15 | $ 3,095,000 | $ 206,333 | $ 105,000 |
| Macon, GA | 15 | $ 2,990,000 | $ 199,333 | $ 93,000 |
| South Bend-Mishawaka, IN-MI | 15 | $ 2,391,000 | $ 159,400 | $ 65,200 |
| St. George, UT | 15 | $ 2,788,000 | $ 185,866 | $ 147,000 |
| Anderson, SC | 14 | $ 1,933,000 | $ 138,071 | $ 57,000 |
| Ocean City, NJ | 14 | $ 2,999,000 | $ 214,214 | $ 77,000 |
| Texarkana, Tx-Texarkana, AR | 14 | $ 1,894,000 | $ 135,285 | $ 80,000 |
| Tyler, TX | 14 | $ 2,123,000 | $ 151,642 | $ 99,000 |
| Alexandria, LA | 13 | $ 1,793,000 | $ 137,923 | $ 67,000 |
| Amarillo, TX | 13 | $ 1,910,000 | $ 146,923 | $ 65,000 |
| Charleston, WV | 13 | $ 1,978,000 | $ 152,153 | $ 93,000 |
| Cheyenne, WY | 13 | $ 2,551,000 | $ 196,230 | $ 73,000 |
| Columbus, GA-AL | 13 | $ 2,060,000 | $ 158,461 | $ 77,846 |
| Corvallis, OR | 13 | $ 2,646,000 | $ 203,538 | $ 90,000 |
| Duluth, MN-WI | 13 | $ 2,041,000 | $ 157,000 | $ 80,153 |
| Fargo, ND-MN | 13 | $ 2,255,000 | $ 173,461 | $ 71,538 |
| Fort Wayne, IN | 13 | $ 2,180,000 | $ 167,692 | $ 83,000 |
| Greeley, CO | 13 | $ 2,815,000 | $ 216,538 | $ 68,000 |
| Lubbock, TX | 13 | $ 2,244,000 | $ 172,615 | $ 72,000 |
| Springfield, MO | 13 | $ 1,982,000 | $ 152,461 | $ 89,000 |
| Topeka, KS | 13 | $ 1,936,000 | $ 148,923 | $ 74,000 |
| Flint, MI | 12 | $ 1,618,000 | $ 134,833 | $ 92,000 |
| Houma-Bayou Cane-Thibodaux, LA | 12 | $ 2,018,000 | $ 168,166 | $ 149,000 |
| Lansing-East Lansing, MI | 12 | $ 1,721,000 | $ 143,416 | $ 76,000 |
| Manhattan, KS | 12 | $ 1,707,000 | $ 142,250 | $ 94,000 |
| Pascagoula, MS | 12 | $ 1,698,000 | $ 141,500 | $ 88,000 |
| Sherman-Denison, TX | 12 | $ 2,082,000 | $ 173,500 | $ 81,000 |
| Canton-Massillon, OH | 11 | $ 1,428,000 | $ 129,818 | $ 45,000 |
| Clarksville, TN-KY | 11 | $ 1,494,000 | $ 135,818 | $ 85,727 |
| College Station-Bryan, TX | 11 | $ 2,098,000 | $ 190,727 | $ 115,000 |
| Gainesville, GA | 11 | $ 2,453,000 | $ 223,000 | $ 76,000 |
| Niles-Benton Harbor, MI | 11 | $ 2,273,000 | $ 206,636 | $ 114,000 |
| Peoria, IL | 11 | $ 1,367,000 | $ 124,272 | $ 73,000 |
| Pueblo, CO | 11 | $ 1,394,000 | $ 126,727 | $ 84,000 |
| Bloomington-Normal, IL | 10 | $ 1,609,000 | $ 160,900 | $ 83,000 |
| Bremerton-Silverdale, WA | 10 | $ 2,474,000 | $ 247,400 | $ 125,000 |
| Burlington, NC | 10 | $ 1,167,000 | $ 116,700 | $ 63,000 |
| Farmington, NM | 10 | $ 1,625,000 | $ 162,500 | $ 56,000 |
| Fort Smith, AR-OK | 10 | $ 1,122,000 | $ 112,200 | $ 40,800 |
| Grand Junction, CO | 10 | $ 1,154,000 | $ 115,400 | $ 45,000 |
| Kalamazoo-Portage, MI | 10 | $ 2,374,000 | $ 237,400 | $ 159,000 |
| Monroe, LA | 10 | $ 1,855,000 | $ 185,500 | $ 63,000 |
| Racine, WI | 10 | $ 1,887,000 | $ 188,700 | $ 64,000 |
| Springfield, IL | 10 | $ 1,928,000 | $ 192,800 | $ 236,000 |
| Cedar Rapids, IA | 9 | $ 1,178,000 | $ 130,888 | $ 84,000 |
| Champaign-Urbana, IL | 9 | $ 1,448,000 | $ 160,888 | $ 86,000 |
| Dothan, AL | 9 | $ 869,000 | $ 96,555 | $ 40,000 |
| Janesville, WI | 9 | $ 900,000 | $ 100,000 | $ 55,000 |
| Laredo, TX | 9 | $ 1,235,000 | $ 137,222 | $ 73,000 |
| Lawton, OK | 9 | $ 1,134,000 | $ 126,000 | $ 60,000 |
| Rapid City, SD | 9 | $ 1,038,000 | $ 115,333 | $ 70,000 |
| Tuscaloosa, AL | 9 | $ 1,192,000 | $ 132,444 | $ 60,000 |
| Valdosta, GA | 9 | $ 1,569,000 | $ 174,333 | $ 83,000 |
| Bellingham, WA | 8 | $ 1,799,000 | $ 224,875 | $ 55,000 |
| Green Bay, WI | 8 | $ 1,084,000 | $ 135,500 | $ 89,000 |
| Greenville, NC | 8 | $ 782,000 | $ 97,750 | $ 54,000 |
| Holland-Grand Haven, MI | 8 | $ 1,501,000 | $ 187,625 | $ 86,000 |
| Jackson, MI | 8 | $ 847,000 | $ 105,875 | $ 59,000 |
| Kennewick-Pasco-Richland, WA | 8 | $ 1,813,000 | $ 226,625 | $ 79,000 |
| Morristown, TN | 8 | $ 1,055,000 | $ 131,875 | $ 36,000 |
| Athens-Clarke County, GA | 7 | $ 1,283,000 | $ 183,285 | $ 79,000 |
| Cleveland, TN | 7 | $ 1,582,000 | $ 226,000 | $ 63,000 |
| Elizabethtown, KY | 7 | $ 874,000 | $ 124,857 | $ 33,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 795,000 | $ 113,571 | $ 67,714 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 1,029,000 | $ 147,000 | $ 83,000 |
| Lawrence, KS | 7 | $ 1,021,000 | $ 145,857 | $ 59,000 |
| Longview, TX | 7 | $ 979,000 | $ 139,857 | $ 70,000 |
| Midland, TX | 7 | $ 1,510,000 | $ 215,714 | $ 114,000 |
| Muskegon-Norton Shores, MI | 7 | $ 674,000 | $ 96,285 | $ 30,000 |
| Norwich-New London, CT | 7 | $ 1,145,000 | $ 163,571 | $ 87,000 |
| Pocatello, ID | 7 | $ 1,287,000 | $ 183,857 | $ 53,000 |
| Rockford, IL | 7 | $ 736,000 | $ 105,142 | $ 44,000 |
| Saginaw-Saginaw Township North, MI | 7 | $ 1,301,000 | $ 185,857 | $ 117,000 |
| Sheboygan, WI | 7 | $ 1,360,000 | $ 194,285 | $ 87,000 |
| Spokane, WA | 7 | $ 1,522,000 | $ 217,428 | $ 104,000 |
| St. Cloud, MN | 7 | $ 989,000 | $ 141,285 | $ 61,000 |
| Ames, IA | 6 | $ 1,113,000 | $ 185,500 | $ 81,000 |
| Auburn-Opelika, AL | 6 | $ 752,000 | $ 125,333 | $ 28,000 |
| Eau Claire, WI | 6 | $ 1,274,000 | $ 212,333 | $ 156,000 |
| Evansville, IN-KY | 6 | $ 775,000 | $ 129,166 | $ 222,000 |
| Florence, SC | 6 | $ 1,143,000 | $ 190,500 | $ 55,000 |
| Grand Forks, ND-MN | 6 | $ 834,000 | $ 139,000 | $ 71,500 |
| Johnson City, TN | 6 | $ 792,000 | $ 132,000 | $ 66,000 |
| Kokomo, IN | 6 | $ 655,000 | $ 109,166 | $ 52,000 |
| Lafayette, IN | 6 | $ 958,000 | $ 159,666 | $ 50,000 |
| Lewiston-Auburn, ME | 6 | $ 831,000 | $ 138,500 | $ 61,000 |
| Lincoln, NE | 6 | $ 1,303,000 | $ 217,166 | $ 126,000 |
| Logan, UT-ID | 6 | $ 1,033,000 | $ 172,166 | $ 258,166 |
| Morgantown, WV | 6 | $ 1,109,000 | $ 184,833 | $ 51,000 |
| Rochester, MN | 6 | $ 1,171,000 | $ 195,166 | $ 87,000 |
| Rocky Mount, NC | 6 | $ 1,018,000 | $ 169,666 | $ 34,000 |
| Sandusky, OH | 6 | $ 1,073,000 | $ 178,833 | $ 73,000 |
| Vineland-Millville-Bridgeton, NJ | 6 | $ 787,000 | $ 131,166 | $ 77,000 |
| Albany, GA | 5 | $ 558,000 | $ 111,600 | $ 74,000 |
| Appleton, WI | 5 | $ 1,065,000 | $ 213,000 | $ 107,000 |
| Bismarck, ND | 5 | $ 721,000 | $ 144,200 | $ 59,000 |
| Carson City, NV | 5 | $ 857,000 | $ 171,400 | $ 88,000 |
| Decatur, AL | 5 | $ 717,000 | $ 143,400 | $ 50,000 |
| Goldsboro, NC | 5 | $ 1,011,000 | $ 202,200 | $ 88,000 |
| Iowa City, IA | 5 | $ 651,000 | $ 130,200 | $ 88,000 |
| Joplin, MO | 5 | $ 926,000 | $ 185,200 | $ 111,000 |
| La Crosse, WI-MN | 5 | $ 993,000 | $ 198,600 | $ 79,600 |
| Olympia, WA | 5 | $ 1,031,000 | $ 206,200 | $ 106,000 |
| Springfield, OH | 5 | $ 725,000 | $ 145,000 | $ 60,000 |
| St. Joseph, MO-KS | 5 | $ 837,000 | $ 167,400 | $ 91,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 550,000 | $ 137,500 | $ 68,000 |
| Bangor, ME | 4 | $ 583,000 | $ 145,750 | $ 58,000 |
| Florence-Muscle Shoals, AL | 4 | $ 732,000 | $ 183,000 | $ 40,000 |
| Gadsden, AL | 4 | $ 701,000 | $ 175,250 | $ 101,000 |
| Hot Springs, AR | 4 | $ 977,000 | $ 244,250 | $ 89,000 |
| Jonesboro, AR | 4 | $ 812,000 | $ 203,000 | $ 157,000 |
| Monroe, MI | 4 | $ 515,000 | $ 128,750 | $ 92,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 426,000 | $ 106,500 | $ 38,000 |
| Pine Bluff, AR | 4 | $ 650,000 | $ 162,500 | $ 190,000 |
| Warner Robins, GA | 4 | $ 517,000 | $ 129,250 | $ 60,000 |
| Wheeling, WV-OH | 4 | $ 538,000 | $ 134,500 | $ 60,000 |
| Wichita Falls, TX | 4 | $ 534,000 | $ 133,500 | $ 82,000 |
| Abilene, TX | 3 | $ 257,000 | $ 85,666 | $ 32,000 |
| Anderson, IN | 3 | $ 389,000 | $ 129,666 | $ 34,000 |
| Anniston-Oxford, AL | 3 | $ 345,000 | $ 115,000 | $ 38,000 |
| Battle Creek, MI | 3 | $ 549,000 | $ 183,000 | $ 81,000 |
| Bay City, MI | 3 | $ 251,000 | $ 83,666 | $ 51,000 |
| Bloomington, IN | 3 | $ 536,000 | $ 178,666 | $ 52,000 |
| Bowling Green, KY | 3 | $ 572,000 | $ 190,666 | $ 74,000 |
| Brunswick, GA | 3 | $ 503,000 | $ 167,666 | $ 76,000 |
| Casper, WY | 3 | $ 320,000 | $ 106,666 | $ 38,000 |
| Decatur, IL | 3 | $ 550,000 | $ 183,333 | $ 111,000 |
| Fairbanks, AK | 3 | $ 647,000 | $ 215,666 | $ 94,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 453,000 | $ 151,000 | $ 56,000 |
| Jacksonville, NC | 3 | $ 533,000 | $ 177,666 | $ 120,000 |
| Kankakee-Bradley, IL | 3 | $ 471,000 | $ 157,000 | $ 106,000 |
| Odessa, TX | 3 | $ 480,000 | $ 160,000 | $ 82,000 |
| Sioux City, IA-NE-SD | 3 | $ 298,000 | $ 99,333 | $ 54,333 |
| Sioux Falls, SD | 3 | $ 499,000 | $ 166,333 | $ 71,000 |
| Steubenville-Weirton, OH-WV | 3 | $ 418,000 | $ 139,333 | $ 63,333 |
| Sumter, SC | 3 | $ 483,000 | $ 161,000 | $ 78,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 596,000 | $ 198,666 | $ 87,000 |
| Wausau, WI | 3 | $ 485,000 | $ 161,666 | $ 43,000 |
| Wenatchee-East Wenatchee, WA | 3 | $ 479,000 | $ 159,666 | $ 136,000 |
| Yakima, WA | 3 | $ 774,000 | $ 258,000 | $ 73,000 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 216,000 | $ 108,000 | $ 38,000 |
| Columbia, MO | 2 | $ 542,000 | $ 271,000 | $ 173,000 |
| Columbus, IN | 2 | $ 353,000 | $ 176,500 | $ 124,000 |
| Cumberland, MD-WV | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| Dalton, GA | 2 | $ 343,000 | $ 171,500 | $ 147,000 |
| Danville, IL | 2 | $ 301,000 | $ 150,500 | $ 63,000 |
| Elkhart-Goshen, IN | 2 | $ 325,000 | $ 162,500 | $ 62,000 |
| Fond Du Lac, WI | 2 | $ 216,000 | $ 108,000 | $ 48,000 |
| Hattiesburg, MS | 2 | $ 320,000 | $ 160,000 | $ 246,000 |
| Jackson, TN | 2 | $ 506,000 | $ 253,000 | $ 286,000 |
| Lewiston, ID-WA | 2 | $ 181,000 | $ 90,500 | $ 69,000 |
| Lima, OH | 2 | $ 195,000 | $ 97,500 | $ 35,000 |
| Mansfield, OH | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Oshkosh-Neenah, WI | 2 | $ 202,000 | $ 101,000 | $ 66,000 |
| Rome, GA | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Dubuque, IA | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Jefferson City, MO | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Longview, WA | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Michigan City-La Porte, IN | 1 | $ 164,000 | $ 164,000 | $ 40,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 196,000 | $ 196,000 | $ 41,000 |
| Muncie, IN | 1 | $ 146,000 | $ 146,000 | $ 95,000 |
| San Angelo, TX | 1 | $ 132,000 | $ 132,000 | $ 87,000 |
| Terre Haute, IN | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Victoria, TX | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 207,000 | $ 207,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Cashcall, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 46,677 | $12,442,956,000 | $266,000 | $2,000,000 | $113,000 | $8,321,000 |
| Home Purchase | 1,464 | $441,339,000 | $301,000 | $1,750,000 | $138,000 | $2,964,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,136 | $5,795,489,000 | $261,000 | $2,000,000 | $116,000 | $8,321,000 |
| Not Provided | 16,520 | $4,577,289,000 | $277,000 | $1,750,000 | $117,000 | $7,453,000 |
| Hispanic | 3,935 | $969,761,000 | $246,000 | $1,403,000 | $91,000 | $1,798,000 |
| Asian | 3,914 | $1,186,156,000 | $303,000 | $1,500,000 | $123,000 | $2,508,000 |
| Black or African American | 1,118 | $224,982,000 | $201,000 | $880,000 | $81,000 | $1,626,000 |
| Native Hawaiian or Other Pacific Islander | 322 | $88,710,000 | $275,000 | $840,000 | $97,000 | $474,000 |
| American Indian or Alaskan Native | 196 | $41,908,000 | $213,000 | $703,000 | $87,000 | $488,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,608 | $12,256,788,000 | $268,000 | $2,000,000 | $116,000 | $8,321,000 |
| FHA-insured (Federal Housing Administration) | 2,533 | $627,507,000 | $247,000 | $954,000 | $69,000 | $2,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,423 | $6,527,595,000 | $278,000 | $1,300,000 | $121,000 | $6,481,000 |
| Application Denied By Financial Institution | 14,559 | $3,708,097,000 | $254,000 | $2,000,000 | $98,000 | $8,321,000 |
| Application Withdrawn By Applicant | 9,915 | $2,586,205,000 | $260,000 | $1,375,000 | $120,000 | $7,453,000 |
| Application Approved But Not Accepted | 239 | $61,340,000 | $256,000 | $626,000 | $117,000 | $823,000 |
| File Closed For Incompleteness | 5 | $1,058,000 | $211,000 | $410,000 | $93,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,337 | $725,854,000 | $217,000 | $1,150,000 | $84,000 | $6,000,000 |
| Credit Application Incomplete | 3,237 | $799,868,000 | $247,000 | $1,750,000 | $112,000 | $8,321,000 |
| Debt-To-Income Ratio | 3,061 | $845,375,000 | $276,000 | $2,000,000 | $74,000 | $1,205,000 |
| Collateral | 1,952 | $517,252,000 | $264,000 | $1,000,000 | $118,000 | $3,000,000 |
| Other | 1,402 | $397,423,000 | $283,000 | $1,500,000 | $125,000 | $6,270,000 |
| Unverifiable Information | 385 | $100,091,000 | $259,000 | $962,000 | $101,000 | $1,400,000 |
| Employment History | 117 | $29,126,000 | $248,000 | $609,000 | $78,000 | $322,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 79 | $19,857,000 | $251,000 | $730,000 | $79,000 | $365,000 |
| Mortgage Insurance Denied | 6 | $1,644,000 | $274,000 | $475,000 | $172,000 | $360,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cashcall, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cashcall, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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