Cibm Bank Mortgage Lending & HMDA Data, 2019

In 2019, Cibm Bank of Brookfield, WI reported 1,607 mortgage applications totaling $331.8 million, up 60% from 2018. The average application was for $206,487, and applicants reported an average income of $110,410. 81% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (570), Indianapolis-Carmel-Anderson, IN (188) and Elgin, IL (186) (applications in parentheses).

Mortgage Company & Address Cibm Bank
19601 West Bluemound Road
Brookfield, WI 53045
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,607
Total Mortgage Loan Application Amount $331,825,000
Average Mortgage Loan Application Amount $206,487
Highest Mortgage Loan Application Amount $3,485,000
Average Applicant Income $110,410
Highest Applicant Income $829,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cibm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cibm Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
DuPage, Illinois 251 $ 63,465,000 $ 252,848 $ 142,000
Cook, Illinois 211 $ 50,665,000 $ 240,118 $ 110,000
Kane, Illinois 160 $ 36,820,000 $ 230,125 $ 118,000
Sheboygan, Wisconsin 143 $ 20,445,000 $ 142,972 $ 69,000
Marion, Indiana 90 $ 18,660,000 $ 207,333 $ 119,000
Macon, Illinois 60 $ 5,480,000 $ 91,333 $ 57,000
McHenry, Illinois 56 $ 10,820,000 $ 193,214 $ 87,000
Champaign, Illinois 55 $ 5,545,000 $ 100,818 $ 82,000
Will, Illinois 51 $ 12,415,000 $ 243,431 $ 110,000
Hamilton, Indiana 48 $ 12,120,000 $ 252,500 $ 111,000
Lake, Illinois 43 $ 9,145,000 $ 212,674 $ 107,000
Milwaukee, Wisconsin 41 $ 9,215,000 $ 224,756 $ 123,000
Waukesha, Wisconsin 36 $ 9,340,000 $ 259,444 $ 189,000
McLean, Illinois 35 $ 3,085,000 $ 88,142 $ 118,000
Ingham, Michigan 30 $ 4,390,000 $ 146,333 $ 85,000
Eaton, Michigan 26 $ 4,680,000 $ 180,000 $ 76,000
Hendricks, Indiana 22 $ 4,280,000 $ 194,545 $ 108,000
Kendall, Illinois 21 $ 4,055,000 $ 193,095 $ 103,000
Lake, Indiana 18 $ 4,560,000 $ 253,333 $ 129,000
Piatt, Illinois 12 $ 790,000 $ 65,833 $ 87,000
Manitowoc, Wisconsin 12 $ 2,040,000 $ 170,000 $ 70,000
Washington, Wisconsin 12 $ 2,730,000 $ 227,500 $ 96,000
Johnson, Indiana 9 $ 1,575,000 $ 175,000 $ 68,000
Boone, Indiana 7 $ 1,455,000 $ 207,857 $ 142,000
Ozaukee, Wisconsin 7 $ 1,685,000 $ 240,714 $ 91,000
LaSalle, Illinois 6 $ 820,000 $ 136,666 $ 83,000
Vermilion, Illinois 6 $ 340,000 $ 56,666 $ 58,000
Elkhart, Indiana 6 $ 1,010,000 $ 168,333 $ 71,000
Clinton, Michigan 6 $ 1,260,000 $ 210,000 $ 69,000
DeKalb, Illinois 5 $ 765,000 $ 153,000 $ 72,000
Morgan, Indiana 5 $ 815,000 $ 163,000 $ 127,000
St. Joseph, Indiana 5 $ 615,000 $ 123,000 $ 74,000
Ottawa, Michigan 5 $ 975,000 $ 195,000 $ 92,000
Walworth, Wisconsin 5 $ 1,645,000 $ 329,000 $ 274,000
Winnebago, Illinois 4 $ 590,000 $ 147,500 $ 89,000
Hancock, Indiana 4 $ 1,590,000 $ 397,500 $ 159,000
Vilas, Wisconsin 4 $ 670,000 $ 167,500 $ 200,000
De Witt, Illinois 3 $ 385,000 $ 128,333 $ 67,000
Peoria, Illinois 3 $ 275,000 $ 91,666 $ 93,000
Lawrence, Indiana 3 $ 495,000 $ 165,000 $ 59,000
Porter, Indiana 3 $ 555,000 $ 185,000 $ 65,000
Cass, Michigan 3 $ 725,000 $ 241,666 $ 200,000
Jackson, Michigan 3 $ 395,000 $ 131,666 $ 56,000
Fond du Lac, Wisconsin 3 $ 535,000 $ 178,333 $ 78,000
Kenosha, Wisconsin 3 $ 625,000 $ 208,333 $ 123,000
Collier, Florida 2 $ 950,000 $ 475,000 $ 372,000
Tazewell, Illinois 2 $ 150,000 $ 75,000 $ 30,000
Allen, Indiana 2 $ 500,000 $ 250,000 $ 94,000
Jackson, Indiana 2 $ 200,000 $ 100,000 $ 42,000
Madison, Indiana 2 $ 320,000 $ 160,000 $ 57,000
Tippecanoe, Indiana 2 $ 480,000 $ 240,000 $ 98,000
Calhoun, Michigan 2 $ 250,000 $ 125,000 $ 83,000
Dane, Wisconsin 2 $ 530,000 $ 265,000 $ 199,000
Oconto, Wisconsin 2 $ 2,670,000 $ 1,335,000 $ 0
Oneida, Wisconsin 2 $ 500,000 $ 250,000 $ 152,000
Maricopa, Arizona 1 $ 315,000 $ 315,000 $ 115,000
Orange, California 1 $ 455,000 $ 455,000 $ 150,000
Boulder, Colorado 1 $ 305,000 $ 305,000 $ 80,000
Duval, Florida 1 $ 395,000 $ 395,000 $ 102,000
Lee, Florida 1 $ 175,000 $ 175,000 $ 140,000
Manatee, Florida 1 $ 105,000 $ 105,000 $ 120,000
Martin, Florida 1 $ 475,000 $ 475,000 $ 606,000
Sarasota, Florida 1 $ 365,000 $ 365,000 $ 245,000
Boone, Illinois 1 $ 125,000 $ 125,000 $ 131,000
Ford, Illinois 1 $ 95,000 $ 95,000 $ 105,000
Grundy, Illinois 1 $ 245,000 $ 245,000 $ 65,000
Henry, Illinois 1 $ 95,000 $ 95,000 $ 54,000
Kankakee, Illinois 1 $ 175,000 $ 175,000 $ 143,000
Mason, Illinois 1 $ 125,000 $ 125,000 $ 53,000
Union, Illinois 1 $ 225,000 $ 225,000 $ 81,000
Woodford, Illinois 1 $ 65,000 $ 65,000 $ 105,000
Bartholomew, Indiana 1 $ 185,000 $ 185,000 $ 76,000
Cass, Indiana 1 $ 75,000 $ 75,000 $ 60,000
Delaware, Indiana 1 $ 245,000 $ 245,000 $ 90,000
LaPorte, Indiana 1 $ 245,000 $ 245,000 $ 77,000
Marshall, Indiana 1 $ 245,000 $ 245,000 $ 182,000
Monroe, Indiana 1 $ 205,000 $ 205,000 $ 61,000
Parke, Indiana 1 $ 255,000 $ 255,000 $ 71,000
Putnam, Indiana 1 $ 155,000 $ 155,000 $ 0
Vermillion, Indiana 1 $ 125,000 $ 125,000 $ 52,000
Gratiot, Michigan 1 $ 155,000 $ 155,000 $ 77,000
Ionia, Michigan 1 $ 235,000 $ 235,000 $ 58,000
Kent, Michigan 1 $ 355,000 $ 355,000 $ 385,000
Muskegon, Michigan 1 $ 405,000 $ 405,000 $ 123,000
Oakland, Michigan 1 $ 295,000 $ 295,000 $ 87,000
Shiawassee, Michigan 1 $ 105,000 $ 105,000 $ 71,000
Van Buren, Michigan 1 $ 205,000 $ 205,000 $ 374,000
Wayne, Michigan 1 $ 275,000 $ 275,000 $ 150,000
Iron, Missouri 1 $ 205,000 $ 205,000 $ 54,000
Dare, North Carolina 1 $ 405,000 $ 405,000 $ 0
Davidson, Tennessee 1 $ 245,000 $ 245,000 $ 117,000
Loudoun, Virginia 1 $ 745,000 $ 745,000 $ 318,000
Calumet, Wisconsin 1 $ 175,000 $ 175,000 $ 83,000
Columbia, Wisconsin 1 $ 85,000 $ 85,000 $ 45,000
Dodge, Wisconsin 1 $ 245,000 $ 245,000 $ 155,000
Douglas, Wisconsin 1 $ 205,000 $ 205,000 $ 155,000
Green Lake, Wisconsin 1 $ 115,000 $ 115,000 $ 37,000
Jefferson, Wisconsin 1 $ 175,000 $ 175,000 $ 79,000
Racine, Wisconsin 1 $ 275,000 $ 275,000 $ 67,000
Rock, Wisconsin 1 $ 165,000 $ 165,000 $ 90,000
Winnebago, Wisconsin 1 $ 185,000 $ 185,000 $ 131,000

Mortgage Loan Application Detail Totals for Cibm Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 879 $170,295,000 $193,000 $2,445,000 $89,000 $577,000
Refinancing 427 $114,175,000 $267,000 $3,485,000 $142,000 $829,000
Cash-out Refinancing 179 $37,045,000 $206,000 $605,000 $119,000 $774,000
Other Purpose 62 $5,500,000 $88,000 $475,000 $142,000 $826,000
Home Improvement 60 $4,810,000 $80,000 $335,000 $141,000 $730,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,252 $263,550,000 $210,000 $855,000 $110,000 $829,000
Not Provided 134 $18,040,000 $134,000 $725,000 $131,000 $829,000
Hispanic 79 $15,355,000 $194,000 $465,000 $97,000 $262,000
Black or African American 70 $13,580,000 $194,000 $485,000 $85,000 $265,000
Asian 27 $4,235,000 $156,000 $285,000 $144,000 $555,000
Not applicable 10 $10,600,000 $1,060,000 $3,485,000 $0 $0
American Indian or Alaskan Native 3 $395,000 $131,000 $205,000 $68,000 $90,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,325 $281,235,000 $212,000 $3,485,000 $118,000 $829,000
FHA-insured (Federal Housing Administration) 201 $33,125,000 $164,000 $405,000 $67,000 $165,000
VA-guaranteed (Veterans Administration) 66 $15,280,000 $231,000 $475,000 $82,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $2,185,000 $145,000 $195,000 $58,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,295 $272,825,000 $210,000 $3,485,000 $114,000 $829,000
Application Withdrawn By Applicant 203 $43,215,000 $212,000 $855,000 $105,000 $730,000
Application Denied By Financial Institution 72 $9,910,000 $137,000 $395,000 $81,000 $430,000
Loan Purchased By The Institution 22 $2,870,000 $130,000 $345,000 $52,000 $128,000
Application Approved But Not Accepted 14 $2,970,000 $212,000 $465,000 $104,000 $160,000
Preapproval Denied by Financial Institution 1 $35,000 $35,000 $35,000 $14,000 $14,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,534 $321,880,000 $209,000 $3,485,000 $111,000 $829,000
Credit History 23 $3,415,000 $148,000 $395,000 $80,000 $430,000
Debt-To-Income Ratio 20 $2,440,000 $122,000 $305,000 $65,000 $138,000
Other 10 $1,360,000 $136,000 $205,000 $60,000 $104,000
Collateral 9 $995,000 $110,000 $195,000 $94,000 $181,000
Employment History 6 $790,000 $131,000 $185,000 $45,000 $60,000
Unverifiable Information 4 $880,000 $220,000 $375,000 $142,000 $227,000
Credit Application Incomplete 1 $65,000 $65,000 $65,000 $429,000 $429,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cibm Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

Download the Wisconsin Lender List