Central Pacfic Mortgage Mortgage Lending & HMDA Data, 2006
In 2006, Central Pacfic Mortgage of Folsom, CA reported 19,265 mortgage applications totaling $4.3 billion, up 23% from 2005. The average application was for $223,072, and applicants reported an average income of $100,857. 59% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Portland-Vancouver-Beaverton, OR-WA (1,692), Sacramento--Arden-Arcade--Roseville, CA (1,030) and Phoenix-Mesa-Scottsdale, AZ (869) (applications in parentheses).
| Mortgage Company & Address | Central Pacfic Mortgage 950 Iron Point Rd Suite 200 Folsom, CA 95630 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,265 |
| Total Mortgage Loan Application Amount | $4,297,485,000 |
| Average Mortgage Loan Application Amount | $223,072 |
| Highest Mortgage Loan Application Amount | $7,975,000 |
| Average Applicant Income | $100,857 |
| Highest Applicant Income | $1,853,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Central Pacfic Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Portland-Vancouver-Beaverton, OR-WA | 1,692 | $ 336,140,000 | $ 198,664 | $ 106,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,030 | $ 274,669,000 | $ 266,668 | $ 105,000 |
| Phoenix-Mesa-Scottsdale, AZ | 869 | $ 169,333,000 | $ 194,859 | $ 117,000 |
| Oakland-Fremont-Hayward, CA | 856 | $ 329,306,000 | $ 384,703 | $ 151,000 |
| San Diego-Carlsbad-San Marcos, CA | 720 | $ 233,062,000 | $ 323,697 | $ 109,000 |
| Seattle-Bellevue-Everett, WA | 647 | $ 169,883,000 | $ 262,570 | $ 103,000 |
| Orlando-Kissimmee, FL | 507 | $ 98,081,000 | $ 193,453 | $ 91,000 |
| San Luis Obispo-Paso Robles, CA | 487 | $ 169,551,000 | $ 348,154 | $ 136,000 |
| Riverside-San Bernardino-Ontario, CA | 373 | $ 102,820,000 | $ 275,656 | $ 113,000 |
| Bakersfield, CA | 365 | $ 68,878,000 | $ 188,706 | $ 78,000 |
| Tucson, AZ | 349 | $ 53,097,000 | $ 152,140 | $ 86,000 |
| Santa Barbara-Santa Maria, CA | 312 | $ 90,598,000 | $ 290,378 | $ 106,000 |
| Kennewick-Richland-Pasco, WA | 301 | $ 33,238,000 | $ 110,425 | $ 67,000 |
| Spokane, WA | 292 | $ 36,375,000 | $ 124,571 | $ 73,000 |
| Fresno, CA | 284 | $ 56,149,000 | $ 197,707 | $ 113,000 |
| Salinas, CA | 268 | $ 105,823,000 | $ 394,861 | $ 144,000 |
| Los Angeles-Long Beach-Glendale, CA | 263 | $ 96,208,000 | $ 365,809 | $ 130,000 |
| Lexington-Fayette, KY | 249 | $ 27,279,000 | $ 109,554 | $ 56,000 |
| Vallejo-Fairfield, CA | 242 | $ 74,681,000 | $ 308,599 | $ 117,000 |
| Dallas-Plano-Irving, TX | 241 | $ 31,171,000 | $ 129,340 | $ 119,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 238 | $ 57,898,000 | $ 243,268 | $ 83,928 |
| Providence-New Bedford-Fall River, RI-MA | 206 | $ 45,889,000 | $ 222,762 | $ 81,776 |
| Tampa-St. Petersburg-Clearwater, FL | 205 | $ 37,374,000 | $ 182,312 | $ 85,000 |
| Atlanta-Sandy Springs-Marietta, GA | 189 | $ 25,206,000 | $ 133,365 | $ 81,000 |
| Lakeland, FL | 186 | $ 25,559,000 | $ 137,413 | $ 80,000 |
| Fort Smith, AR-OK | 181 | $ 18,697,000 | $ 103,298 | $ 65,618 |
| Louisville-Jefferson County, KY-IN | 173 | $ 19,456,000 | $ 112,462 | $ 68,346 |
| Oxnard-Thousand Oaks-Ventura, CA | 170 | $ 61,666,000 | $ 362,741 | $ 153,000 |
| Longview, WA | 160 | $ 21,256,000 | $ 132,850 | $ 66,000 |
| Stockton, CA | 155 | $ 46,993,000 | $ 303,180 | $ 135,000 |
| Tacoma, WA | 150 | $ 28,685,000 | $ 191,233 | $ 97,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 150 | $ 34,606,000 | $ 230,706 | $ 103,000 |
| New York-White Plains-Wayne, NY-NJ | 146 | $ 41,341,000 | $ 283,157 | $ 112,000 |
| Baltimore-Towson, MD | 139 | $ 25,610,000 | $ 184,244 | $ 68,000 |
| Fort Worth-Arlington, TX | 137 | $ 12,246,000 | $ 89,386 | $ 93,000 |
| Merced, CA | 137 | $ 33,190,000 | $ 242,262 | $ 93,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 136 | $ 61,792,000 | $ 454,352 | $ 162,000 |
| Santa Ana-Anaheim-Irvine, CA | 134 | $ 65,627,000 | $ 489,753 | $ 155,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 129 | $ 21,001,000 | $ 162,798 | $ 79,000 |
| Santa Rosa-Petaluma, CA | 125 | $ 45,439,000 | $ 363,512 | $ 124,000 |
| Coeur D'Alene, ID | 122 | $ 21,294,000 | $ 174,540 | $ 89,000 |
| Yuba City, CA | 114 | $ 19,973,000 | $ 175,201 | $ 83,000 |
| Modesto, CA | 109 | $ 26,348,000 | $ 241,724 | $ 84,000 |
| San Francisco-San Mateo-Redwood City, CA | 109 | $ 60,800,000 | $ 557,798 | $ 177,000 |
| Visalia-Porterville, CA | 106 | $ 18,276,000 | $ 172,415 | $ 88,000 |
| Bend, OR | 97 | $ 22,043,000 | $ 227,247 | $ 112,000 |
| Port St. Lucie-Fort Pierce, FL | 93 | $ 16,169,000 | $ 173,860 | $ 77,000 |
| Edison, NJ | 92 | $ 24,185,000 | $ 262,880 | $ 117,000 |
| Memphis, TN-MS-AR | 84 | $ 9,883,000 | $ 117,654 | $ 83,928 |
| Newark-Union, NJ-PA | 81 | $ 20,541,000 | $ 253,592 | $ 128,543 |
| Napa, CA | 80 | $ 30,741,000 | $ 384,262 | $ 127,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 79 | $ 21,037,000 | $ 266,291 | $ 111,000 |
| Philadelphia, PA | 79 | $ 13,396,000 | $ 169,569 | $ 91,000 |
| Yakima, WA | 77 | $ 8,105,000 | $ 105,259 | $ 55,000 |
| Palm Bay-Melbourne-Titusville, FL | 68 | $ 13,137,000 | $ 193,191 | $ 75,000 |
| Salem, OR | 67 | $ 10,405,000 | $ 155,298 | $ 85,000 |
| Columbus, GA-AL | 66 | $ 8,188,000 | $ 124,060 | $ 53,060 |
| Columbus, OH | 61 | $ 8,133,000 | $ 133,327 | $ 60,000 |
| Eugene-Springfield, OR | 60 | $ 14,368,000 | $ 239,466 | $ 90,000 |
| Charleston-North Charleston, SC | 59 | $ 8,353,000 | $ 141,576 | $ 141,000 |
| Redding, CA | 58 | $ 10,265,000 | $ 176,982 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 51 | $ 11,492,000 | $ 225,333 | $ 108,000 |
| Miami-Miami Beach-Kendall, FL | 51 | $ 16,666,000 | $ 326,784 | $ 159,000 |
| Sarasota-Bradenton-Venice, FL | 48 | $ 12,260,000 | $ 255,416 | $ 128,000 |
| Auburn-Opelika, AL | 44 | $ 5,270,000 | $ 119,772 | $ 56,000 |
| Jacksonville, FL | 44 | $ 6,289,000 | $ 142,931 | $ 97,000 |
| Madera, CA | 44 | $ 9,162,000 | $ 208,227 | $ 92,000 |
| Huntington-Ashland, WV-KY-OH | 43 | $ 3,747,000 | $ 87,139 | $ 48,000 |
| Chico, CA | 42 | $ 8,137,000 | $ 193,738 | $ 58,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 8,904,000 | $ 222,600 | $ 92,000 |
| Knoxville, TN | 38 | $ 3,705,000 | $ 97,500 | $ 64,000 |
| Charlotte-Gastonia-Concord, NC-SC | 37 | $ 4,452,000 | $ 120,324 | $ 114,810 |
| Warren-Troy-Farmington Hills, MI | 36 | $ 5,955,000 | $ 165,416 | $ 106,000 |
| Detroit-Livonia-Dearborn, MI | 35 | $ 5,184,000 | $ 148,114 | $ 128,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 34 | $ 6,750,000 | $ 198,529 | $ 90,323 |
| Bellingham, WA | 34 | $ 5,678,000 | $ 167,000 | $ 57,000 |
| Richmond, VA | 34 | $ 5,448,000 | $ 160,235 | $ 58,000 |
| Austin-Round Rock, TX | 28 | $ 2,926,000 | $ 104,500 | $ 114,000 |
| Greenville, SC | 28 | $ 3,218,000 | $ 114,928 | $ 73,000 |
| Anchorage, AK | 27 | $ 4,030,000 | $ 149,259 | $ 105,000 |
| Bethesda-Gaithersburg-Frederick, MD | 27 | $ 6,228,000 | $ 230,666 | $ 79,000 |
| Santa Cruz-Watsonville, CA | 26 | $ 10,578,000 | $ 406,846 | $ 161,000 |
| Gainesville, FL | 25 | $ 3,265,000 | $ 130,600 | $ 111,000 |
| Grand Rapids-Wyoming, MI | 25 | $ 2,412,000 | $ 96,480 | $ 41,000 |
| Las Vegas-Paradise, NV | 25 | $ 5,546,000 | $ 221,840 | $ 91,000 |
| Houston-Sugar Land-Baytown, TX | 24 | $ 2,053,000 | $ 85,541 | $ 126,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 23 | $ 3,807,000 | $ 165,521 | $ 80,000 |
| Waco, TX | 21 | $ 1,379,000 | $ 65,666 | $ 41,000 |
| Hanford-Corcoran, CA | 20 | $ 3,361,000 | $ 168,050 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 19 | $ 3,921,000 | $ 206,368 | $ 89,000 |
| Naples-Marco Island, FL | 19 | $ 11,191,000 | $ 589,000 | $ 200,000 |
| Camden, NJ | 18 | $ 2,887,000 | $ 160,388 | $ 77,000 |
| Olympia, WA | 18 | $ 3,431,000 | $ 190,611 | $ 94,000 |
| Huntsville, AL | 17 | $ 1,987,000 | $ 116,882 | $ 83,000 |
| Longview, TX | 16 | $ 1,409,000 | $ 88,062 | $ 82,000 |
| Medford, OR | 16 | $ 3,611,000 | $ 225,687 | $ 129,000 |
| Bremerton-Silverdale, WA | 15 | $ 2,739,000 | $ 182,600 | $ 57,000 |
| Birmingham-Hoover, AL | 14 | $ 1,533,000 | $ 109,500 | $ 77,000 |
| Lansing-East Lansing, MI | 14 | $ 1,281,000 | $ 91,500 | $ 74,000 |
| Reno-Sparks, NV | 14 | $ 3,253,000 | $ 232,357 | $ 161,000 |
| Ann Arbor, MI | 13 | $ 1,728,000 | $ 132,923 | $ 73,000 |
| Corvallis, OR | 13 | $ 2,246,000 | $ 172,769 | $ 96,000 |
| Boise City-Nampa, ID | 12 | $ 1,445,000 | $ 120,416 | $ 73,000 |
| Chattanooga, TN-GA | 12 | $ 1,481,000 | $ 123,416 | $ 104,000 |
| Nashville-Davidson--Murfreesboro, TN | 12 | $ 1,092,000 | $ 91,000 | $ 62,000 |
| Denver-Aurora, CO | 11 | $ 3,017,000 | $ 274,272 | $ 112,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 1,116,000 | $ 101,454 | $ 36,000 |
| El Centro, CA | 10 | $ 1,614,000 | $ 161,400 | $ 87,000 |
| Kansas City, MO-KS | 10 | $ 514,000 | $ 51,400 | $ 93,000 |
| Punta Gorda, FL | 10 | $ 1,462,000 | $ 146,200 | $ 164,000 |
| Carson City, NV | 9 | $ 2,030,000 | $ 225,555 | $ 128,000 |
| Colorado Springs, CO | 9 | $ 838,000 | $ 93,111 | $ 67,000 |
| Morristown, TN | 9 | $ 804,000 | $ 89,333 | $ 83,000 |
| Tulsa, OK | 9 | $ 691,000 | $ 76,777 | $ 208,000 |
| San Antonio, TX | 8 | $ 475,000 | $ 59,375 | $ 75,000 |
| Wilmington, DE-MD-NJ | 8 | $ 1,193,000 | $ 149,125 | $ 33,000 |
| Clarksville, TN-KY | 7 | $ 496,000 | $ 70,857 | $ 36,000 |
| Hot Springs, AR | 7 | $ 543,000 | $ 77,571 | $ 49,000 |
| Indianapolis-Carmel, IN | 7 | $ 776,000 | $ 110,857 | $ 95,000 |
| Prescott, AZ | 7 | $ 1,257,000 | $ 179,571 | $ 274,000 |
| Spartanburg, SC | 7 | $ 798,000 | $ 114,000 | $ 50,000 |
| Asheville, NC | 6 | $ 539,000 | $ 89,833 | $ 34,000 |
| Cincinnati-Middletown, OH-KY-IN | 6 | $ 1,121,000 | $ 186,833 | $ 80,833 |
| Elizabethtown, KY | 6 | $ 601,000 | $ 100,166 | $ 38,000 |
| Lewiston, ID-WA | 6 | $ 765,000 | $ 127,500 | $ 69,333 |
| Ocala, FL | 6 | $ 1,023,000 | $ 170,500 | $ 49,000 |
| Wenatchee, WA | 6 | $ 747,000 | $ 124,500 | $ 56,000 |
| Atlantic City, NJ | 5 | $ 1,267,000 | $ 253,400 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 371,000 | $ 74,200 | $ 39,200 |
| Boston-Quincy, MA | 5 | $ 1,405,000 | $ 281,000 | $ 180,000 |
| Brownsville-Harlingen, TX | 5 | $ 1,837,000 | $ 367,400 | $ 341,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 450,000 | $ 90,000 | $ 57,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 496,000 | $ 99,200 | $ 58,000 |
| Oklahoma City, OK | 5 | $ 322,000 | $ 64,400 | $ 45,000 |
| Dayton, OH | 4 | $ 527,000 | $ 131,750 | $ 64,000 |
| Flagstaff, AZ | 4 | $ 476,000 | $ 119,000 | $ 102,000 |
| Florence-Muscle Shoals, AL | 4 | $ 302,000 | $ 75,500 | $ 16,000 |
| Gary, IN | 4 | $ 363,000 | $ 90,750 | $ 53,000 |
| Lafayette, IN | 4 | $ 507,000 | $ 126,750 | $ 47,000 |
| Little Rock-North Little Rock, AR | 4 | $ 557,000 | $ 139,250 | $ 65,000 |
| Missoula, MT | 4 | $ 426,000 | $ 106,500 | $ 101,000 |
| Raleigh-Cary, NC | 4 | $ 568,000 | $ 142,000 | $ 57,000 |
| Sherman-Denison, TX | 4 | $ 426,000 | $ 106,500 | $ 222,000 |
| Springfield, MO | 4 | $ 359,000 | $ 89,750 | $ 37,000 |
| Tallahassee, FL | 4 | $ 428,000 | $ 107,000 | $ 92,000 |
| Tyler, TX | 4 | $ 486,000 | $ 121,500 | $ 83,000 |
| Wilmington, NC | 4 | $ 472,000 | $ 118,000 | $ 95,000 |
| Boulder, CO | 3 | $ 1,420,000 | $ 473,333 | $ 199,000 |
| Charlottesville, VA | 3 | $ 588,000 | $ 196,000 | $ 100,000 |
| Gainesville, GA | 3 | $ 395,000 | $ 131,666 | $ 105,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 705,000 | $ 235,000 | $ 229,000 |
| Jackson, MS | 3 | $ 360,000 | $ 120,000 | $ 54,000 |
| Pocatello, ID | 3 | $ 887,000 | $ 295,666 | $ 63,000 |
| Yuma, AZ | 3 | $ 775,000 | $ 258,333 | $ 106,000 |
| Albuquerque, NM | 2 | $ 341,000 | $ 170,500 | $ 54,000 |
| Anderson, SC | 2 | $ 183,000 | $ 91,500 | $ 61,000 |
| Bowling Green, KY | 2 | $ 157,000 | $ 78,500 | $ 28,000 |
| Columbia, SC | 2 | $ 163,000 | $ 81,500 | $ 72,000 |
| Danville, VA | 2 | $ 116,000 | $ 58,000 | $ 26,000 |
| El Paso, TX | 2 | $ 216,000 | $ 108,000 | $ 18,000 |
| Fort Collins-Loveland, CO | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| Greensboro-High Point, NC | 2 | $ 263,000 | $ 131,500 | $ 42,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 195,000 | $ 97,500 | $ 75,000 |
| Jackson, MI | 2 | $ 96,000 | $ 48,000 | $ 51,000 |
| Johnson City, TN | 2 | $ 313,000 | $ 156,500 | $ 61,000 |
| Laredo, TX | 2 | $ 73,000 | $ 36,500 | $ 600,000 |
| Montgomery, AL | 2 | $ 175,000 | $ 87,500 | $ 41,000 |
| Ocean City, NJ | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Rome, GA | 2 | $ 201,000 | $ 100,500 | $ 64,000 |
| Salt Lake City, UT | 2 | $ 154,000 | $ 77,000 | $ 60,000 |
| Savannah, GA | 2 | $ 480,000 | $ 240,000 | $ 103,000 |
| Sebastian-Vero Beach, FL | 2 | $ 419,000 | $ 209,500 | $ 108,000 |
| St. Louis, MO-IL | 2 | $ 157,000 | $ 78,500 | $ 53,000 |
| Toledo, OH | 2 | $ 251,000 | $ 125,500 | $ 84,000 |
| Trenton-Ewing, NJ | 2 | $ 766,000 | $ 383,000 | $ 149,000 |
| Warner Robins, GA | 2 | $ 325,000 | $ 162,500 | $ 30,000 |
| Winchester, VA-WV | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Akron, OH | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Cleveland, TN | 1 | $ 133,000 | $ 133,000 | $ 300,000 |
| Decatur, AL | 1 | $ 186,000 | $ 186,000 | $ 97,000 |
| Dothan, AL | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Evansville, IN-KY | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Flint, MI | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 148,000 | $ 148,000 | $ 78,000 |
| Fort Wayne, IN | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Holland-Grand Haven, MI | 1 | $ 385,000 | $ 385,000 | $ 275,000 |
| Kalamazoo-Portage, MI | 1 | $ 117,000 | $ 117,000 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 32,000 | $ 32,000 | $ 57,000 |
| Lynchburg, VA | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Macon, GA | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Mobile, AL | 1 | $ 280,000 | $ 280,000 | $ 197,000 |
| Nassau-Suffolk, NY | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Niles-Benton Harbor, MI | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Norwich-New London, CT | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Owensboro, KY | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
| Pittsburgh, PA | 1 | $ 180,000 | $ 180,000 | $ 56,000 |
| Pittsfield, MA | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Reading, PA | 1 | $ 196,000 | $ 196,000 | $ 48,000 |
| Roanoke, VA | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
| Rocky Mount, NC | 1 | $ 77,000 | $ 77,000 | $ 14,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 146,000 | $ 146,000 | $ 91,000 |
| Winston-Salem, NC | 1 | $ 99,000 | $ 99,000 | $ 16,000 |
| Worcester, MA | 1 | $ 274,000 | $ 274,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Central Pacfic Mortgage in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,108 | $1,959,860,000 | $193,000 | $3,247,000 | $102,000 | $1,740,000 |
| Refinancing | 8,514 | $2,189,643,000 | $257,000 | $7,975,000 | $101,000 | $1,853,000 |
| Home Improvement | 643 | $147,982,000 | $230,000 | $2,000,000 | $81,000 | $1,143,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,205 | $2,670,908,000 | $218,000 | $7,975,000 | $104,000 | $1,853,000 |
| Hispanic | 3,105 | $732,678,000 | $235,000 | $2,100,000 | $93,000 | $1,740,000 |
| Not Provided | 1,645 | $374,709,000 | $227,000 | $3,247,000 | $90,000 | $1,505,000 |
| Black or African American | 1,319 | $252,200,000 | $191,000 | $1,826,000 | $91,000 | $1,073,000 |
| Asian | 741 | $210,202,000 | $283,000 | $1,760,000 | $122,000 | $1,268,000 |
| Native Hawaiian or Other Pacific Islander | 155 | $40,221,000 | $259,000 | $944,000 | $111,000 | $423,000 |
| American Indian or Alaskan Native | 74 | $12,873,000 | $173,000 | $680,000 | $112,000 | $423,000 |
| Not applicable | 21 | $3,694,000 | $175,000 | $528,000 | $22,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,392 | $4,159,666,000 | $226,000 | $7,975,000 | $103,000 | $1,853,000 |
| FHA-insured (Federal Housing Administration) | 625 | $94,929,000 | $151,000 | $462,000 | $53,000 | $195,000 |
| VA-guaranteed (Veterans Administration) | 188 | $35,708,000 | $189,000 | $411,000 | $60,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $7,182,000 | $119,000 | $335,000 | $38,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,458 | $2,483,182,000 | $216,000 | $2,625,000 | $100,000 | $1,661,000 |
| Application Denied By Financial Institution | 2,448 | $576,766,000 | $235,000 | $7,975,000 | $110,000 | $1,853,000 |
| Application Approved But Not Accepted | 2,324 | $592,416,000 | $254,000 | $2,020,000 | $108,000 | $1,583,000 |
| Application Withdrawn By Applicant | 2,228 | $428,483,000 | $192,000 | $3,195,000 | $82,000 | $1,204,000 |
| File Closed For Incompleteness | 590 | $170,915,000 | $289,000 | $2,145,000 | $132,000 | $1,740,000 |
| Loan Purchased By The Institution | 203 | $42,207,000 | $207,000 | $852,000 | $76,000 | $780,000 |
| Preapproval Approved but not Accepted | 11 | $2,846,000 | $258,000 | $609,000 | $173,000 | $744,000 |
| Preapproval Denied by Financial Institution | 3 | $670,000 | $223,000 | $417,000 | $129,000 | $132,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Pacfic Mortgage's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central Pacfic Mortgage's mortgage approval patterns.
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For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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