Central Pacfic Mortgage Mortgage Lending & HMDA Data, 2006

In 2006, Central Pacfic Mortgage of Folsom, CA reported 19,265 mortgage applications totaling $4.3 billion, up 23% from 2005. The average application was for $223,072, and applicants reported an average income of $100,857. 59% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Portland-Vancouver-Beaverton, OR-WA (1,692), Sacramento--Arden-Arcade--Roseville, CA (1,030) and Phoenix-Mesa-Scottsdale, AZ (869) (applications in parentheses).

Mortgage Company & Address Central Pacfic Mortgage
950 Iron Point Rd Suite 200
Folsom, CA 95630
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 19,265
Total Mortgage Loan Application Amount $4,297,485,000
Average Mortgage Loan Application Amount $223,072
Highest Mortgage Loan Application Amount $7,975,000
Average Applicant Income $100,857
Highest Applicant Income $1,853,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Central Pacfic Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Central Pacfic Mortgage by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 754 $ 152,147,000 $ 201,786 $ 122,000
San Diego, California 720 $ 233,062,000 $ 323,697 $ 109,000
Sacramento, California 566 $ 133,133,000 $ 235,217 $ 96,000
Clark, Washington 560 $ 112,671,000 $ 201,198 $ 105,000
King, Washington 507 $ 141,174,000 $ 278,449 $ 110,000
Contra Costa, California 501 $ 194,220,000 $ 387,664 $ 157,000
San Luis Obispo, California 487 $ 169,551,000 $ 348,154 $ 136,000
Multnomah, Oregon 479 $ 86,975,000 $ 181,576 $ 102,000
Kern, California 365 $ 68,878,000 $ 188,706 $ 78,000
Alameda, California 355 $ 135,086,000 $ 380,523 $ 141,000
Pima, Arizona 349 $ 53,097,000 $ 152,140 $ 86,000
Clackamas, Oregon 321 $ 69,175,000 $ 215,498 $ 120,000
Santa Barbara, California 312 $ 90,598,000 $ 290,378 $ 106,000
Spokane, Washington 292 $ 36,375,000 $ 124,571 $ 73,000
Fresno, California 284 $ 56,149,000 $ 197,707 $ 113,000
Monterey, California 268 $ 105,823,000 $ 394,861 $ 144,000
Los Angeles, California 263 $ 96,208,000 $ 365,809 $ 130,000
El Dorado, California 260 $ 81,022,000 $ 311,623 $ 117,000
Washington, Oregon 256 $ 54,403,000 $ 212,511 $ 100,000
Riverside, California 252 $ 72,907,000 $ 289,313 $ 117,000
Solano, California 242 $ 74,681,000 $ 308,599 $ 117,000
Benton, Washington 210 $ 23,913,000 $ 113,871 $ 71,000
Orange, Florida 188 $ 38,114,000 $ 202,734 $ 99,000
Polk, Florida 186 $ 25,559,000 $ 137,413 $ 80,000
Douglas, Oregon 176 $ 25,881,000 $ 147,051 $ 70,000
Ventura, California 170 $ 61,666,000 $ 362,741 $ 153,000
Placer, California 166 $ 49,205,000 $ 296,415 $ 114,000
Klamath, Oregon 166 $ 26,234,000 $ 158,036 $ 75,000
Humboldt, California 163 $ 34,344,000 $ 210,699 $ 77,000
Lake, Florida 163 $ 26,829,000 $ 164,595 $ 94,000
Cowlitz, Washington 160 $ 21,256,000 $ 132,850 $ 66,000
San Joaquin, California 155 $ 46,993,000 $ 303,180 $ 135,000
Palm Beach, Florida 150 $ 34,606,000 $ 230,706 $ 103,000
Pierce, Washington 150 $ 28,685,000 $ 191,233 $ 97,000
Snohomish, Washington 140 $ 28,709,000 $ 205,064 $ 79,000
Prince George's, Maryland 139 $ 30,619,000 $ 220,280 $ 59,000
Merced, California 137 $ 33,190,000 $ 242,262 $ 93,000
Orange, California 134 $ 65,627,000 $ 489,753 $ 155,000
Volusia, Florida 129 $ 21,001,000 $ 162,798 $ 79,000
Jefferson, Kentucky 129 $ 13,701,000 $ 106,209 $ 72,000
Tarrant, Texas 128 $ 11,291,000 $ 88,210 $ 92,000
Santa Clara, California 126 $ 58,062,000 $ 460,809 $ 164,000
Fayette, Kentucky 126 $ 13,760,000 $ 109,206 $ 64,000
Sonoma, California 125 $ 45,439,000 $ 363,512 $ 124,000
Hillsborough, Florida 124 $ 22,164,000 $ 178,741 $ 89,000
Kootenai, Idaho 122 $ 21,294,000 $ 174,540 $ 89,000
San Bernardino, California 121 $ 29,913,000 $ 247,214 $ 106,000
Del Norte, California 116 $ 21,767,000 $ 187,646 $ 69,000
Pinal, Arizona 115 $ 17,186,000 $ 149,443 $ 84,000
Stanislaus, California 109 $ 26,348,000 $ 241,724 $ 84,000
Bergen, New Jersey 109 $ 30,059,000 $ 275,770 $ 121,000
Dallas, Texas 107 $ 12,084,000 $ 112,934 $ 123,000
Tulare, California 106 $ 18,276,000 $ 172,415 $ 88,000
Sebastian, Arkansas 105 $ 10,830,000 $ 103,142 $ 67,000
Deschutes, Oregon 97 $ 22,043,000 $ 227,247 $ 112,000
Franklin, Washington 91 $ 9,325,000 $ 102,472 $ 58,000
Curry, Oregon 87 $ 18,558,000 $ 213,310 $ 101,000
Osceola, Florida 82 $ 17,859,000 $ 217,792 $ 62,000
Collin, Texas 81 $ 12,236,000 $ 151,061 $ 125,000
Napa, California 80 $ 30,741,000 $ 384,262 $ 127,000
Horry, South Carolina 79 $ 21,037,000 $ 266,291 $ 111,000
Yakima, Washington 77 $ 8,105,000 $ 105,259 $ 55,000
Shelby, Tennessee 75 $ 8,665,000 $ 115,533 $ 86,000
Seminole, Florida 74 $ 15,279,000 $ 206,472 $ 98,000
St. Lucie, Florida 74 $ 12,745,000 $ 172,229 $ 67,000
Rutherford, North Carolina 70 $ 5,841,000 $ 83,442 $ 51,000
Brevard, Florida 68 $ 13,137,000 $ 193,191 $ 75,000
Providence, Rhode Island 67 $ 12,646,000 $ 188,746 $ 73,000
Jessamine, Kentucky 66 $ 7,427,000 $ 112,530 $ 46,000
Yuba, California 62 $ 10,229,000 $ 164,983 $ 73,000
Walla Walla, Washington 62 $ 10,698,000 $ 172,548 $ 99,000
Lane, Oregon 60 $ 14,368,000 $ 239,466 $ 90,000
Coos, Oregon 59 $ 11,190,000 $ 189,661 $ 83,000
Shasta, California 58 $ 10,265,000 $ 176,982 $ 74,000
Kent, Rhode Island 57 $ 9,601,000 $ 168,438 $ 76,000
San Mateo, California 55 $ 24,838,000 $ 451,600 $ 137,000
Pinellas, Florida 55 $ 11,226,000 $ 204,109 $ 82,000
Pacific, Washington 53 $ 7,080,000 $ 133,584 $ 80,000
Sutter, California 52 $ 9,744,000 $ 187,384 $ 96,000
Lee, Florida 51 $ 11,492,000 $ 225,333 $ 108,000
Miami-Dade, Florida 51 $ 16,666,000 $ 326,784 $ 159,000
Marion, Oregon 49 $ 7,647,000 $ 156,061 $ 74,000
Madison, Kentucky 48 $ 4,867,000 $ 101,395 $ 46,000
Gwinnett, Georgia 47 $ 5,711,000 $ 121,510 $ 57,000
Lincoln, Oregon 46 $ 9,390,000 $ 204,130 $ 63,000
Lee, Alabama 44 $ 5,270,000 $ 119,772 $ 56,000
Madera, California 44 $ 9,162,000 $ 208,227 $ 92,000
Franklin, Ohio 44 $ 5,160,000 $ 117,272 $ 53,000
Butte, California 42 $ 8,137,000 $ 193,738 $ 58,000
Baltimore City, Maryland 42 $ 4,923,000 $ 117,214 $ 45,000
Russell, Alabama 41 $ 4,574,000 $ 111,560 $ 47,000
Crawford, Arkansas 41 $ 5,084,000 $ 124,000 $ 72,000
Broward, Florida 40 $ 8,904,000 $ 222,600 $ 92,000
Sarasota, Florida 40 $ 9,826,000 $ 245,650 $ 128,000
Crook, Oregon 40 $ 5,883,000 $ 147,075 $ 62,000
Howell, Missouri 39 $ 3,213,000 $ 82,384 $ 42,000
Kittitas, Washington 39 $ 6,962,000 $ 178,512 $ 56,000
Yolo, California 38 $ 11,309,000 $ 297,605 $ 110,000
District of Columbia, District Of Columbia 38 $ 8,004,000 $ 210,631 $ 95,000
Denton, Texas 38 $ 5,146,000 $ 135,421 $ 99,000
Sevier, Tennessee 37 $ 3,789,000 $ 102,405 $ 114,000
Fulton, Georgia 36 $ 6,455,000 $ 179,305 $ 119,000
Anne Arundel, Maryland 36 $ 9,147,000 $ 254,083 $ 87,000
Wayne, Michigan 35 $ 5,184,000 $ 148,114 $ 128,000
Ashe, North Carolina 35 $ 4,269,000 $ 121,971 $ 61,000
Columbia, Oregon 35 $ 5,046,000 $ 144,171 $ 56,000
Umatilla, Oregon 35 $ 3,945,000 $ 112,714 $ 66,000
Yamhill, Oregon 35 $ 6,735,000 $ 192,428 $ 108,000
Newport, Rhode Island 35 $ 10,888,000 $ 311,085 $ 103,000
Charleston, South Carolina 34 $ 5,477,000 $ 161,088 $ 138,000
Knox, Tennessee 34 $ 3,220,000 $ 94,705 $ 68,000
Whatcom, Washington 34 $ 5,678,000 $ 167,000 $ 57,000
Baltimore, Maryland 33 $ 5,333,000 $ 161,606 $ 85,000
Somerset, New Jersey 32 $ 9,066,000 $ 283,312 $ 119,000
Duval, Florida 31 $ 3,822,000 $ 123,290 $ 66,000
Montgomery, Pennsylvania 30 $ 5,668,000 $ 188,933 $ 123,000
Texas, Missouri 29 $ 2,618,000 $ 90,275 $ 49,000
Marin, California 28 $ 14,583,000 $ 520,821 $ 229,000
Bonner, Idaho 28 $ 5,915,000 $ 211,250 $ 125,000
Essex, New Jersey 28 $ 6,340,000 $ 226,428 $ 172,000
Mecklenburg, North Carolina 28 $ 3,479,000 $ 124,250 $ 140,000
Passaic, New Jersey 27 $ 7,803,000 $ 289,000 $ 75,000
Lake, California 26 $ 6,681,000 $ 256,961 $ 92,000
San Francisco, California 26 $ 21,379,000 $ 822,269 $ 205,000
Santa Cruz, California 26 $ 10,578,000 $ 406,846 $ 161,000
Highlands, Florida 26 $ 2,439,000 $ 93,807 $ 92,000
Boyd, Kentucky 26 $ 2,358,000 $ 90,692 $ 48,000
Clark, Kentucky 26 $ 2,492,000 $ 95,846 $ 41,000
Nevada, California 25 $ 6,394,000 $ 255,760 $ 137,000
Alachua, Florida 25 $ 3,265,000 $ 130,600 $ 111,000
Kent, Michigan 25 $ 2,412,000 $ 96,480 $ 41,000
Clark, Nevada 25 $ 5,546,000 $ 221,840 $ 91,000
Macomb, Michigan 24 $ 3,041,000 $ 126,708 $ 74,000
Douglas, Nevada 24 $ 7,794,000 $ 324,750 $ 102,000
Middlesex, New Jersey 24 $ 5,283,000 $ 220,125 $ 86,000
Bristol, Rhode Island 24 $ 6,335,000 $ 263,958 $ 69,000
Travis, Texas 24 $ 2,536,000 $ 105,666 $ 109,000
Grant, Washington 24 $ 2,790,000 $ 116,250 $ 100,000
Sequoyah, Oklahoma 23 $ 1,939,000 $ 84,304 $ 58,000
Cobb, Georgia 22 $ 2,732,000 $ 124,181 $ 55,000
Morris, New Jersey 22 $ 6,338,000 $ 288,090 $ 110,000
Mendocino, California 21 $ 6,575,000 $ 313,095 $ 98,000
Carroll, Georgia 21 $ 2,073,000 $ 98,714 $ 84,000
McLennan, Texas 21 $ 1,379,000 $ 65,666 $ 41,000
Stevens, Washington 21 $ 2,906,000 $ 138,380 $ 45,000
Kings, California 20 $ 3,361,000 $ 168,050 $ 50,000
Pasco, Florida 20 $ 3,131,000 $ 156,550 $ 67,000
Muscogee, Georgia 20 $ 2,695,000 $ 134,750 $ 64,000
Garrard, Kentucky 20 $ 1,935,000 $ 96,750 $ 48,000
Rockcastle, Kentucky 20 $ 2,151,000 $ 107,550 $ 53,000
Montgomery, Maryland 20 $ 4,713,000 $ 235,650 $ 74,000
Amador, California 19 $ 4,464,000 $ 234,947 $ 72,000
Collier, Florida 19 $ 11,191,000 $ 589,000 $ 200,000
Martin, Florida 19 $ 3,424,000 $ 180,210 $ 117,000
Ocean, New Jersey 19 $ 5,028,000 $ 264,631 $ 128,000
Jefferson, Oregon 19 $ 2,523,000 $ 132,789 $ 104,000
Philadelphia, Pennsylvania 19 $ 1,642,000 $ 86,421 $ 39,000
Skagit, Washington 19 $ 3,921,000 $ 206,368 $ 89,000
Anchorage, Alaska 18 $ 3,110,000 $ 172,777 $ 102,000
Mercer, Kentucky 18 $ 1,835,000 $ 101,944 $ 49,000
Polk, Oregon 18 $ 2,758,000 $ 153,222 $ 116,000
Bucks, Pennsylvania 18 $ 4,224,000 $ 234,666 $ 103,000
Thurston, Washington 18 $ 3,431,000 $ 190,611 $ 94,000
Calaveras, California 17 $ 3,928,000 $ 231,058 $ 171,000
Bradford, Florida 17 $ 1,890,000 $ 111,176 $ 40,000
Carter, Kentucky 17 $ 1,421,000 $ 83,588 $ 43,000
Greenup, Kentucky 17 $ 1,389,000 $ 81,705 $ 49,000
Monmouth, New Jersey 17 $ 4,808,000 $ 282,823 $ 141,000
Washington, Rhode Island 17 $ 4,286,000 $ 252,117 $ 91,000
Berkeley, South Carolina 17 $ 1,690,000 $ 99,411 $ 178,000
Greenville, South Carolina 17 $ 2,027,000 $ 119,235 $ 81,000
Prince William, Virginia 17 $ 6,850,000 $ 402,941 $ 116,000
Apache, Arizona 16 $ 1,699,000 $ 106,187 $ 100,000
Jackson, Oregon 16 $ 3,611,000 $ 225,687 $ 129,000
Fairfax, Virginia 16 $ 4,787,000 $ 299,187 $ 200,000
Madison, Alabama 15 $ 1,724,000 $ 114,933 $ 89,000
Kitsap, Washington 15 $ 2,739,000 $ 182,600 $ 57,000
Twin Falls, Idaho 14 $ 1,783,000 $ 127,357 $ 53,000
Scott, Kentucky 14 $ 1,562,000 $ 111,571 $ 59,000
Washoe, Nevada 14 $ 3,253,000 $ 232,357 $ 161,000
Monroe, Pennsylvania 14 $ 1,795,000 $ 128,214 $ 123,000
Mohave, Arizona 13 $ 2,420,000 $ 186,153 $ 97,000
Navajo, Arizona 13 $ 1,882,000 $ 144,769 $ 127,000
Montgomery, Kentucky 13 $ 963,000 $ 74,076 $ 42,000
Harford, Maryland 13 $ 2,698,000 $ 207,538 $ 63,000
Washtenaw, Michigan 13 $ 1,728,000 $ 132,923 $ 73,000
Union, New Jersey 13 $ 3,330,000 $ 256,153 $ 98,000
Warren, New Jersey 13 $ 2,766,000 $ 212,769 $ 86,000
Benton, Oregon 13 $ 2,246,000 $ 172,769 $ 96,000
Gregg, Texas 13 $ 1,103,000 $ 84,846 $ 84,000
Tehama, California 12 $ 2,203,000 $ 183,583 $ 81,000
Lincoln, Kentucky 12 $ 853,000 $ 71,083 $ 32,000
Northampton, Pennsylvania 12 $ 2,349,000 $ 195,750 $ 122,000
Chesterfield, South Carolina 12 $ 1,037,000 $ 86,416 $ 66,000
Hamilton, Tennessee 12 $ 1,481,000 $ 123,416 $ 104,000
Bullitt, Kentucky 11 $ 1,351,000 $ 122,818 $ 53,000
Charles, Maryland 11 $ 2,758,000 $ 250,727 $ 78,000
Le Flore, Oklahoma 11 $ 732,000 $ 66,545 $ 36,000
Greene, Tennessee 11 $ 865,000 $ 78,636 $ 45,000
Harris, Texas 11 $ 835,000 $ 75,909 $ 85,000
Lewis, Washington 11 $ 1,195,000 $ 108,636 $ 57,000
Imperial, California 10 $ 1,614,000 $ 161,400 $ 87,000
San Benito, California 10 $ 3,730,000 $ 373,000 $ 141,000
Charlotte, Florida 10 $ 1,462,000 $ 146,200 $ 164,000
DeKalb, Georgia 10 $ 1,469,000 $ 146,900 $ 68,000
Shoshone, Idaho 10 $ 1,481,000 $ 148,100 $ 226,000
Valley, Idaho 10 $ 1,617,000 $ 161,700 $ 348,000
Bourbon, Kentucky 10 $ 1,210,000 $ 121,000 $ 55,000
Harrison, Kentucky 10 $ 806,000 $ 80,600 $ 35,000
Rowan, Kentucky 10 $ 945,000 $ 94,500 $ 39,000
Oakland, Michigan 10 $ 2,522,000 $ 252,200 $ 180,000
Jackson, Missouri 10 $ 514,000 $ 51,400 $ 93,000
Burlington, New Jersey 10 $ 1,754,000 $ 175,400 $ 96,000
Hudson, New Jersey 10 $ 3,479,000 $ 347,900 $ 118,000
Delaware, Ohio 10 $ 2,152,000 $ 215,200 $ 88,000
Chesterfield, Virginia 10 $ 1,399,000 $ 139,900 $ 33,000
Matanuska-Susitna, Alaska 9 $ 920,000 $ 102,222 $ 113,000
Cochise, Arizona 9 $ 1,119,000 $ 124,333 $ 94,000
El Paso, Colorado 9 $ 838,000 $ 93,111 $ 67,000
Marion, Kentucky 9 $ 628,000 $ 69,777 $ 31,000
Morgan, Kentucky 9 $ 710,000 $ 78,888 $ 48,000
Nelson, Kentucky 9 $ 809,000 $ 89,888 $ 35,000
Powell, Kentucky 9 $ 714,000 $ 79,333 $ 35,000
Carson City, Nevada 9 $ 2,030,000 $ 225,555 $ 128,000
Hunterdon, New Jersey 9 $ 3,020,000 $ 335,555 $ 127,000
Tulsa, Oklahoma 9 $ 691,000 $ 76,777 $ 208,000
Lehigh, Pennsylvania 9 $ 1,635,000 $ 181,666 $ 55,000
Pickens, South Carolina 9 $ 1,005,000 $ 111,666 $ 67,000
Rockwall, Texas 9 $ 1,222,000 $ 135,777 $ 139,000
Shelby, Alabama 8 $ 794,000 $ 99,250 $ 93,000
Glenn, California 8 $ 1,349,000 $ 168,625 $ 67,000
New Castle, Delaware 8 $ 1,193,000 $ 149,125 $ 33,000
Manatee, Florida 8 $ 2,434,000 $ 304,250 $ 125,000
Butts, Georgia 8 $ 232,000 $ 29,000 $ 162,000
Ada, Idaho 8 $ 1,000,000 $ 125,000 $ 79,000
Boundary, Idaho 8 $ 1,134,000 $ 141,750 $ 65,000
Franklin, Kentucky 8 $ 741,000 $ 92,625 $ 76,000
Pulaski, Kentucky 8 $ 512,000 $ 64,000 $ 33,000
Carroll, Maryland 8 $ 1,843,000 $ 230,375 $ 42,000
Ingham, Michigan 8 $ 427,000 $ 53,375 $ 59,000
Sussex, New Jersey 8 $ 1,388,000 $ 173,500 $ 73,000
Josephine, Oregon 8 $ 1,730,000 $ 216,250 $ 132,000
Linn, Oregon 8 $ 1,055,000 $ 131,875 $ 29,000
Chester, Pennsylvania 8 $ 1,337,000 $ 167,125 $ 86,000
Dorchester, South Carolina 8 $ 1,186,000 $ 148,250 $ 79,000
Bexar, Texas 8 $ 475,000 $ 59,375 $ 75,000
Loudoun, Virginia 8 $ 2,274,000 $ 284,250 $ 139,000
Santa Cruz, Arizona 7 $ 1,340,000 $ 191,428 $ 85,000
Yavapai, Arizona 7 $ 1,257,000 $ 179,571 $ 274,000
Garland, Arkansas 7 $ 543,000 $ 77,571 $ 49,000
Logan, Arkansas 7 $ 620,000 $ 88,571 $ 45,000
Flagler, Florida 7 $ 1,224,000 $ 174,857 $ 101,000
Forsyth, Georgia 7 $ 1,736,000 $ 248,000 $ 157,000
Wayne, Kentucky 7 $ 633,000 $ 90,428 $ 46,000
Woodford, Kentucky 7 $ 828,000 $ 118,285 $ 50,000
Frederick, Maryland 7 $ 1,515,000 $ 216,428 $ 93,000
Spartanburg, South Carolina 7 $ 798,000 $ 114,000 $ 50,000
Rutherford, Tennessee 7 $ 520,000 $ 74,285 $ 86,000
Hampton, Virginia 7 $ 993,000 $ 141,857 $ 66,000
Hanover, Virginia 7 $ 1,411,000 $ 201,571 $ 52,000
Clallam, Washington 7 $ 1,020,000 $ 145,714 $ 437,000
Chambers, Alabama 6 $ 874,000 $ 145,666 $ 62,000
Clay, Florida 6 $ 833,000 $ 138,833 $ 52,000
Escambia, Florida 6 $ 587,000 $ 97,833 $ 35,000
Hernando, Florida 6 $ 853,000 $ 142,166 $ 91,000
Marion, Florida 6 $ 1,023,000 $ 170,500 $ 49,000
St. Johns, Florida 6 $ 1,574,000 $ 262,333 $ 308,000
Cherokee, Georgia 6 $ 767,000 $ 127,833 $ 39,000
Clark, Indiana 6 $ 808,000 $ 134,666 $ 78,000
Hardin, Kentucky 6 $ 601,000 $ 100,166 $ 38,000
Laurel, Kentucky 6 $ 472,000 $ 78,666 $ 46,000
Marshall, Kentucky 6 $ 469,000 $ 78,166 $ 48,000
Shelby, Kentucky 6 $ 843,000 $ 140,500 $ 41,000
Howard, Maryland 6 $ 1,446,000 $ 241,000 $ 73,000
Bristol, Massachusetts 6 $ 2,133,000 $ 355,500 $ 141,000
Shannon, Missouri 6 $ 431,000 $ 71,833 $ 33,000
Tillamook, Oregon 6 $ 965,000 $ 160,833 $ 183,000
Union, Oregon 6 $ 420,000 $ 70,000 $ 129,000
Oconee, South Carolina 6 $ 598,000 $ 99,666 $ 83,000
Henrico, Virginia 6 $ 1,388,000 $ 231,333 $ 105,000
Island, Washington 6 $ 2,436,000 $ 406,000 $ 82,000
Skamania, Washington 6 $ 1,135,000 $ 189,166 $ 179,000
Whitman, Washington 6 $ 714,000 $ 119,000 $ 46,000
Jefferson, Alabama 5 $ 518,000 $ 103,600 $ 45,000
Colusa, California 5 $ 960,000 $ 192,000 $ 60,000
Tuolumne, California 5 $ 1,672,000 $ 334,400 $ 44,000
Denver, Colorado 5 $ 1,153,000 $ 230,600 $ 54,000
Santa Rosa, Florida 5 $ 529,000 $ 105,800 $ 38,000
Union, Florida 5 $ 929,000 $ 185,800 $ 51,000
Douglas, Georgia 5 $ 377,000 $ 75,400 $ 35,000
Cassia, Idaho 5 $ 522,000 $ 104,400 $ 50,000
Anderson, Kentucky 5 $ 410,000 $ 82,000 $ 66,000
Casey, Kentucky 5 $ 350,000 $ 70,000 $ 39,000
St. Mary's, Maryland 5 $ 873,000 $ 174,600 $ 187,000
Clinton, Michigan 5 $ 802,000 $ 160,400 $ 91,000
Atlantic, New Jersey 5 $ 1,267,000 $ 253,400 $ 66,000
Davidson, Tennessee 5 $ 572,000 $ 114,400 $ 28,000
Hamblen, Tennessee 5 $ 294,000 $ 58,800 $ 84,000
Brazoria, Texas 5 $ 272,000 $ 54,400 $ 309,000
Cameron, Texas 5 $ 1,837,000 $ 367,400 $ 341,000
Hidalgo, Texas 5 $ 496,000 $ 99,200 $ 58,000
Newport News, Virginia 5 $ 697,000 $ 139,400 $ 58,000
Richmond City, Virginia 5 $ 464,000 $ 92,800 $ 66,000
Coconino, Arizona 4 $ 476,000 $ 119,000 $ 102,000
Leon, Florida 4 $ 428,000 $ 107,000 $ 92,000
Sumter, Florida 4 $ 484,000 $ 121,000 $ 41,000
Suwannee, Florida 4 $ 330,000 $ 82,500 $ 54,000
Clayton, Georgia 4 $ 496,000 $ 124,000 $ 58,000
Harris, Georgia 4 $ 738,000 $ 184,500 $ 62,000
Paulding, Georgia 4 $ 527,000 $ 131,750 $ 80,000
Richmond, Georgia 4 $ 196,000 $ 49,000 $ 49,000
Benewah, Idaho 4 $ 311,000 $ 77,750 $ 35,000
Gooding, Idaho 4 $ 390,000 $ 97,500 $ 56,000
Nez Perce, Idaho 4 $ 426,000 $ 106,500 $ 58,000
Jennings, Indiana 4 $ 241,000 $ 60,250 $ 42,000
Lake, Indiana 4 $ 363,000 $ 90,750 $ 53,000
Marion, Indiana 4 $ 300,000 $ 75,000 $ 104,000
Tippecanoe, Indiana 4 $ 507,000 $ 126,750 $ 47,000
Boyle, Kentucky 4 $ 330,000 $ 82,500 $ 39,000
Breckinridge, Kentucky 4 $ 234,000 $ 58,500 $ 42,000
Christian, Kentucky 4 $ 275,000 $ 68,750 $ 35,000
Oldham, Kentucky 4 $ 862,000 $ 215,500 $ 96,000
Owen, Kentucky 4 $ 383,000 $ 95,750 $ 49,000
Norfolk, Massachusetts 4 $ 1,035,000 $ 258,750 $ 166,000
Taney, Missouri 4 $ 700,000 $ 175,000 $ 23,000
Missoula, Montana 4 $ 426,000 $ 106,500 $ 101,000
Camden, New Jersey 4 $ 530,000 $ 132,500 $ 62,000
Gloucester, New Jersey 4 $ 603,000 $ 150,750 $ 43,000
Alleghany, North Carolina 4 $ 720,000 $ 180,000 $ 88,000
Buncombe, North Carolina 4 $ 450,000 $ 112,500 $ 43,000
Gaston, North Carolina 4 $ 451,000 $ 112,750 $ 19,000
Wake, North Carolina 4 $ 568,000 $ 142,000 $ 57,000
Watauga, North Carolina 4 $ 709,000 $ 177,250 $ 81,000
Licking, Ohio 4 $ 519,000 $ 129,750 $ 71,000
Clatsop, Oregon 4 $ 751,000 $ 187,750 $ 153,000
Malheur, Oregon 4 $ 709,000 $ 177,250 $ 78,000
Delaware, Pennsylvania 4 $ 525,000 $ 131,250 $ 61,000
Grayson, Texas 4 $ 426,000 $ 106,500 $ 222,000
Johnson, Texas 4 $ 228,000 $ 57,000 $ 98,000
Parker, Texas 4 $ 597,000 $ 149,250 $ 120,000
Smith, Texas 4 $ 486,000 $ 121,500 $ 83,000
Williamson, Texas 4 $ 390,000 $ 97,500 $ 142,000
Adams, Washington 4 $ 323,000 $ 80,750 $ 28,000
Grays Harbor, Washington 4 $ 342,000 $ 85,500 $ 87,000
Lincoln, Washington 4 $ 399,000 $ 99,750 $ 60,000
Colbert, Alabama 3 $ 221,000 $ 73,666 $ 13,000
Gila, Arizona 3 $ 477,000 $ 159,000 $ 42,000
Yuma, Arizona 3 $ 775,000 $ 258,333 $ 106,000
Pulaski, Arkansas 3 $ 277,000 $ 92,333 $ 47,000
Washington, Arkansas 3 $ 283,000 $ 94,333 $ 83,000
Plumas, California 3 $ 775,000 $ 258,333 $ 64,000
Sierra, California 3 $ 738,000 $ 246,000 $ 100,000
Boulder, Colorado 3 $ 1,420,000 $ 473,333 $ 199,000
Jefferson, Colorado 3 $ 1,073,000 $ 357,666 $ 197,000
Bartow, Georgia 3 $ 388,000 $ 129,333 $ 43,000
Hall, Georgia 3 $ 395,000 $ 131,666 $ 105,000
Haralson, Georgia 3 $ 196,000 $ 65,333 $ 28,000
Henry, Georgia 3 $ 400,000 $ 133,333 $ 94,000
Thomas, Georgia 3 $ 291,000 $ 97,000 $ 8,000
Upson, Georgia 3 $ 267,000 $ 89,000 $ 46,000
Canyon, Idaho 3 $ 305,000 $ 101,666 $ 56,000
Payette, Idaho 3 $ 350,000 $ 116,666 $ 55,000
Crawford, Indiana 3 $ 100,000 $ 33,333 $ 32,000
Jackson, Kentucky 3 $ 320,000 $ 106,666 $ 37,000
Magoffin, Kentucky 3 $ 189,000 $ 63,000 $ 272,000
Mason, Kentucky 3 $ 186,000 $ 62,000 $ 33,000
Meade, Kentucky 3 $ 258,000 $ 86,000 $ 27,000
Menifee, Kentucky 3 $ 184,000 $ 61,333 $ 54,000
Spencer, Kentucky 3 $ 429,000 $ 143,000 $ 101,000
Trigg, Kentucky 3 $ 221,000 $ 73,666 $ 36,000
Wolfe, Kentucky 3 $ 385,000 $ 128,333 $ 52,000
Clare, Michigan 3 $ 303,000 $ 101,000 $ 283,000
DeSoto, Mississippi 3 $ 468,000 $ 156,000 $ 110,000
Miller, Missouri 3 $ 160,000 $ 53,333 $ 110,000
Pettis, Missouri 3 $ 186,000 $ 62,000 $ 49,000
Lyon, Nevada 3 $ 356,000 $ 118,666 $ 63,000
Rowan, North Carolina 3 $ 212,000 $ 70,666 $ 178,000
Greene, Ohio 3 $ 431,000 $ 143,666 $ 70,000
Garvin, Oklahoma 3 $ 447,000 $ 149,000 $ 63,000
Ellis, Texas 3 $ 307,000 $ 102,333 $ 62,000
Galveston, Texas 3 $ 384,000 $ 128,000 $ 110,000
Henderson, Texas 3 $ 501,000 $ 167,000 $ 121,000
Hunt, Texas 3 $ 176,000 $ 58,666 $ 48,000
Somervell, Texas 3 $ 307,000 $ 102,333 $ 133,000
Buena Vista, Virginia 3 $ 350,000 $ 116,666 $ 43,000
Stafford, Virginia 3 $ 958,000 $ 319,333 $ 132,000
Virginia Beach, Virginia 3 $ 437,000 $ 145,666 $ 114,000
Chelan, Washington 3 $ 375,000 $ 125,000 $ 52,000
Douglas, Washington 3 $ 372,000 $ 124,000 $ 61,000
Klickitat, Washington 3 $ 282,000 $ 94,000 $ 57,000
Mason, Washington 3 $ 650,000 $ 216,666 $ 64,000
Okanogan, Washington 3 $ 392,000 $ 130,666 $ 54,000
Pend Oreille, Washington 3 $ 355,000 $ 118,333 $ 38,000
Dale, Alabama 2 $ 363,000 $ 181,500 $ 48,000
Elmore, Alabama 2 $ 175,000 $ 87,500 $ 41,000
Limestone, Alabama 2 $ 263,000 $ 131,500 $ 35,000
Kodiak Island, Alaska 2 $ 230,000 $ 115,000 $ 88,000
Benton, Arkansas 2 $ 167,000 $ 83,500 $ 17,000
Lassen, California 2 $ 334,000 $ 167,000 $ 133,000
Mariposa, California 2 $ 685,000 $ 342,500 $ 96,000
Mono, California 2 $ 525,000 $ 262,500 $ 262,000
Siskiyou, California 2 $ 241,000 $ 120,500 $ 84,000
Trinity, California 2 $ 185,000 $ 92,500 $ 42,000
Chaffee, Colorado 2 $ 203,000 $ 101,500 $ 60,000
Larimer, Colorado 2 $ 140,000 $ 70,000 $ 50,000
Montezuma, Colorado 2 $ 599,000 $ 299,500 $ 399,000
Rio Grande, Colorado 2 $ 601,000 $ 300,500 $ 480,000
Hartford, Connecticut 2 $ 366,000 $ 183,000 $ 258,000
Windham, Connecticut 2 $ 239,000 $ 119,500 $ 52,000
Sussex, Delaware 2 $ 495,000 $ 247,500 $ 76,000
Indian River, Florida 2 $ 419,000 $ 209,500 $ 108,000
Putnam, Florida 2 $ 203,000 $ 101,500 $ 57,000
Chatham, Georgia 2 $ 480,000 $ 240,000 $ 103,000
Floyd, Georgia 2 $ 201,000 $ 100,500 $ 64,000
Houston, Georgia 2 $ 325,000 $ 162,500 $ 30,000
Pike, Georgia 2 $ 256,000 $ 128,000 $ 48,000
Talbot, Georgia 2 $ 153,000 $ 76,500 $ 82,000
Hawaii, Hawaii 2 $ 439,000 $ 219,500 $ 238,000
Bannock, Idaho 2 $ 776,000 $ 388,000 $ 75,000
Miami, Indiana 2 $ 112,000 $ 56,000 $ 22,000
Orange, Indiana 2 $ 200,000 $ 100,000 $ 61,000
Adair, Kentucky 2 $ 189,000 $ 94,500 $ 42,000
Boone, Kentucky 2 $ 245,000 $ 122,500 $ 53,000
Campbell, Kentucky 2 $ 410,000 $ 205,000 $ 85,000
Elliott, Kentucky 2 $ 155,000 $ 77,500 $ 31,000
Estill, Kentucky 2 $ 95,000 $ 47,500 $ 34,000
Fleming, Kentucky 2 $ 121,000 $ 60,500 $ 33,000
Grayson, Kentucky 2 $ 137,000 $ 68,500 $ 87,000
Henry, Kentucky 2 $ 395,000 $ 197,500 $ 55,000
Logan, Kentucky 2 $ 160,000 $ 80,000 $ 50,000
McCracken, Kentucky 2 $ 346,000 $ 173,000 $ 76,000
Muhlenberg, Kentucky 2 $ 221,000 $ 110,500 $ 51,000
Russell, Kentucky 2 $ 138,000 $ 69,000 $ 38,000
Simpson, Kentucky 2 $ 236,000 $ 118,000 $ 46,000
Jackson, Michigan 2 $ 96,000 $ 48,000 $ 51,000
Marshall, Mississippi 2 $ 117,000 $ 58,500 $ 26,000
Rankin, Mississippi 2 $ 252,000 $ 126,000 $ 54,000
Christian, Missouri 2 $ 209,000 $ 104,500 $ 52,000
Dent, Missouri 2 $ 358,000 $ 179,000 $ 44,000
Douglas, Missouri 2 $ 156,000 $ 78,000 $ 103,000
Flathead, Montana 2 $ 682,000 $ 341,000 $ 181,000
Cape May, New Jersey 2 $ 400,000 $ 200,000 $ 73,000
Mercer, New Jersey 2 $ 766,000 $ 383,000 $ 149,000
Bernalillo, New Mexico 2 $ 341,000 $ 170,500 $ 54,000
Cabarrus, North Carolina 2 $ 156,000 $ 78,000 $ 52,000
Cleveland, North Carolina 2 $ 114,000 $ 57,000 $ 31,000
Duplin, North Carolina 2 $ 51,000 $ 25,500 $ 0
Guilford, North Carolina 2 $ 263,000 $ 131,500 $ 42,000
Iredell, North Carolina 2 $ 104,000 $ 52,000 $ 122,000
Jackson, North Carolina 2 $ 184,000 $ 92,000 $ 72,000
New Hanover, North Carolina 2 $ 121,000 $ 60,500 $ 69,000
Pender, North Carolina 2 $ 351,000 $ 175,500 $ 122,000
Polk, North Carolina 2 $ 317,000 $ 158,500 $ 86,000
Madison, Ohio 2 $ 206,000 $ 103,000 $ 62,000
Cleveland, Oklahoma 2 $ 168,000 $ 84,000 $ 28,000
McClain, Oklahoma 2 $ 69,000 $ 34,500 $ 48,000
McCurtain, Oklahoma 2 $ 97,000 $ 48,500 $ 30,000
Wallowa, Oregon 2 $ 752,000 $ 376,000 $ 188,000
Wasco, Oregon 2 $ 171,000 $ 85,500 $ 58,000
Anderson, South Carolina 2 $ 183,000 $ 91,500 $ 61,000
Colleton, South Carolina 2 $ 376,000 $ 188,000 $ 60,000
Georgetown, South Carolina 2 $ 256,000 $ 128,000 $ 144,000
Laurens, South Carolina 2 $ 186,000 $ 93,000 $ 25,000
Blount, Tennessee 2 $ 193,000 $ 96,500 $ 52,000
Campbell, Tennessee 2 $ 124,000 $ 62,000 $ 0
Cocke, Tennessee 2 $ 294,000 $ 147,000 $ 99,000
Fayette, Tennessee 2 $ 478,000 $ 239,000 $ 78,000
Franklin, Tennessee 2 $ 66,000 $ 33,000 $ 0
Grainger, Tennessee 2 $ 85,000 $ 42,500 $ 39,000
Jefferson, Tennessee 2 $ 425,000 $ 212,500 $ 126,000
Washington, Tennessee 2 $ 313,000 $ 156,500 $ 61,000
Anderson, Texas 2 $ 66,000 $ 33,000 $ 96,000
El Paso, Texas 2 $ 216,000 $ 108,000 $ 18,000
Fort Bend, Texas 2 $ 196,000 $ 98,000 $ 0
Montgomery, Texas 2 $ 221,000 $ 110,500 $ 63,000
Upshur, Texas 2 $ 140,000 $ 70,000 $ 79,000
Webb, Texas 2 $ 73,000 $ 36,500 $ 600,000
Salt Lake, Utah 2 $ 154,000 $ 77,000 $ 60,000
Alexandria, Virginia 2 $ 352,000 $ 176,000 $ 116,000
Arlington, Virginia 2 $ 591,000 $ 295,500 $ 82,000
Augusta, Virginia 2 $ 300,000 $ 150,000 $ 58,000
Caroline, Virginia 2 $ 261,000 $ 130,500 $ 72,000
Culpeper, Virginia 2 $ 420,000 $ 210,000 $ 131,000
Essex, Virginia 2 $ 190,000 $ 95,000 $ 134,000
Fluvanna, Virginia 2 $ 250,000 $ 125,000 $ 54,000
Frederick, Virginia 2 $ 170,000 $ 85,000 $ 0
Isle of Wight, Virginia 2 $ 433,000 $ 216,500 $ 126,000
James City, Virginia 2 $ 701,000 $ 350,500 $ 75,000
New Kent, Virginia 2 $ 201,000 $ 100,500 $ 64,000
Pittsylvania, Virginia 2 $ 116,000 $ 58,000 $ 26,000
Asotin, Washington 2 $ 339,000 $ 169,500 $ 92,000
Columbia, Washington 2 $ 424,000 $ 212,000 $ 59,000
Berkeley, West Virginia 2 $ 309,000 $ 154,500 $ 0
Houston, Alabama 1 $ 150,000 $ 150,000 $ 36,000
Lauderdale, Alabama 1 $ 81,000 $ 81,000 $ 25,000
Macon, Alabama 1 $ 90,000 $ 90,000 $ 51,000
Mobile, Alabama 1 $ 280,000 $ 280,000 $ 197,000
Morgan, Alabama 1 $ 186,000 $ 186,000 $ 97,000
St. Clair, Alabama 1 $ 221,000 $ 221,000 $ 107,000
Graham, Arizona 1 $ 64,000 $ 64,000 $ 118,000
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Mortgage Loan Application Detail Totals for Central Pacfic Mortgage in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,108 $1,959,860,000 $193,000 $3,247,000 $102,000 $1,740,000
Refinancing 8,514 $2,189,643,000 $257,000 $7,975,000 $101,000 $1,853,000
Home Improvement 643 $147,982,000 $230,000 $2,000,000 $81,000 $1,143,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,205 $2,670,908,000 $218,000 $7,975,000 $104,000 $1,853,000
Hispanic 3,105 $732,678,000 $235,000 $2,100,000 $93,000 $1,740,000
Not Provided 1,645 $374,709,000 $227,000 $3,247,000 $90,000 $1,505,000
Black or African American 1,319 $252,200,000 $191,000 $1,826,000 $91,000 $1,073,000
Asian 741 $210,202,000 $283,000 $1,760,000 $122,000 $1,268,000
Native Hawaiian or Other Pacific Islander 155 $40,221,000 $259,000 $944,000 $111,000 $423,000
American Indian or Alaskan Native 74 $12,873,000 $173,000 $680,000 $112,000 $423,000
Not applicable 21 $3,694,000 $175,000 $528,000 $22,000 $78,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,392 $4,159,666,000 $226,000 $7,975,000 $103,000 $1,853,000
FHA-insured (Federal Housing Administration) 625 $94,929,000 $151,000 $462,000 $53,000 $195,000
VA-guaranteed (Veterans Administration) 188 $35,708,000 $189,000 $411,000 $60,000 $190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 60 $7,182,000 $119,000 $335,000 $38,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,458 $2,483,182,000 $216,000 $2,625,000 $100,000 $1,661,000
Application Denied By Financial Institution 2,448 $576,766,000 $235,000 $7,975,000 $110,000 $1,853,000
Application Approved But Not Accepted 2,324 $592,416,000 $254,000 $2,020,000 $108,000 $1,583,000
Application Withdrawn By Applicant 2,228 $428,483,000 $192,000 $3,195,000 $82,000 $1,204,000
File Closed For Incompleteness 590 $170,915,000 $289,000 $2,145,000 $132,000 $1,740,000
Loan Purchased By The Institution 203 $42,207,000 $207,000 $852,000 $76,000 $780,000
Preapproval Approved but not Accepted 11 $2,846,000 $258,000 $609,000 $173,000 $744,000
Preapproval Denied by Financial Institution 3 $670,000 $223,000 $417,000 $129,000 $132,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Pacfic Mortgage's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Central Pacfic Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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