Champions Funding, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Champions Funding, LLC of Gilbert, AZ reported 19,403 mortgage applications totaling $8.7 billion, up 259% from 2024. The average application was for $448,468, and applicants reported an average income of $528,183. 57% of its applications resulted in an originated loan and 21% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (1,024), Houston-The Woodlands-Sugar Land, TX (866) and Miami-Miami Beach-Kendall, FL (648) (applications in parentheses).
| Mortgage Company & Address | Champions Funding, LLC 365 E Germann Rd #140 Gilbert, AZ 85297 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 19,403 |
| Total Mortgage Loan Application Amount | $8,701,635,000 |
| Average Mortgage Loan Application Amount | $448,468 |
| Highest Mortgage Loan Application Amount | $7,285,000 |
| Average Applicant Income | $528,183 |
| Highest Applicant Income | $9,840,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Champions Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,287 | $ 539,195,000 | $ 418,954 | $ 744,326 |
| New York-Jersey City-White Plains, NY-NJ | 1,024 | $ 735,280,000 | $ 718,046 | $ 932,307 |
| Houston-The Woodlands-Sugar Land, TX | 866 | $ 287,500,000 | $ 331,986 | $ 427,000 |
| Miami-Miami Beach-Kendall, FL | 648 | $ 377,730,000 | $ 582,916 | $ 766,000 |
| Los Angeles-Long Beach-Glendale, CA | 598 | $ 498,530,000 | $ 833,662 | $ 595,000 |
| Phoenix-Mesa-Scottsdale, AZ | 496 | $ 209,540,000 | $ 422,459 | $ 505,000 |
| Atlanta-Sandy Springs-Roswell, GA | 471 | $ 186,005,000 | $ 394,915 | $ 494,000 |
| Orlando-Kissimmee-Sanford, FL | 449 | $ 185,745,000 | $ 413,685 | $ 409,000 |
| Riverside-San Bernardino-Ontario, CA | 442 | $ 241,670,000 | $ 546,764 | $ 519,000 |
| Dallas-Plano-Irving, TX | 432 | $ 169,480,000 | $ 392,314 | $ 421,000 |
| Newark, NJ-PA | 411 | $ 219,025,000 | $ 532,907 | $ 301,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 391 | $ 174,435,000 | $ 446,125 | $ 458,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 317 | $ 164,585,000 | $ 519,195 | $ 567,000 |
| Chicago-Naperville, IL | 308 | $ 110,580,000 | $ 359,025 | $ 237,000 |
| Tampa, FL | 306 | $ 104,330,000 | $ 340,947 | $ 291,000 |
| Nassau County-Suffolk County, NY | 301 | $ 201,465,000 | $ 669,318 | $ 828,000 |
| San Diego-Carlsbad, CA | 261 | $ 207,795,000 | $ 796,149 | $ 570,000 |
| Lakewood-New Brunswick, NJ | 259 | $ 127,175,000 | $ 491,023 | $ 498,000 |
| Anaheim-Santa Ana-Irvine, CA | 243 | $ 243,255,000 | $ 1,001,049 | $ 968,000 |
| Cape Coral-Fort Myers, FL | 208 | $ 70,190,000 | $ 337,451 | $ 370,000 |
| North Port-Sarasota-Bradenton, FL | 206 | $ 90,440,000 | $ 439,029 | $ 374,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 201 | $ 95,255,000 | $ 473,905 | $ 503,000 |
| Philadelphia, PA | 198 | $ 54,940,000 | $ 277,474 | $ 166,000 |
| Denver-Aurora-Lakewood, CO | 195 | $ 103,635,000 | $ 531,461 | $ 374,000 |
| San Antonio-New Braunfels, TX | 195 | $ 52,485,000 | $ 269,153 | $ 360,000 |
| Charlotte-Concord-Gastonia, NC-SC | 185 | $ 68,615,000 | $ 370,891 | $ 557,848 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 182 | $ 80,090,000 | $ 440,054 | $ 543,000 |
| Austin-Round Rock, TX | 179 | $ 88,875,000 | $ 496,508 | $ 529,000 |
| Trenton, NJ | 172 | $ 41,160,000 | $ 239,302 | $ 159,000 |
| St. Petersburg-Clearwater-Largo, FL | 167 | $ 69,415,000 | $ 415,658 | $ 651,000 |
| Fort Worth-Arlington, TX | 161 | $ 47,645,000 | $ 295,931 | $ 214,000 |
| Oakland-Hayward-Berkeley, CA | 159 | $ 111,395,000 | $ 700,597 | $ 614,000 |
| Lakeland-Winter Haven, FL | 158 | $ 41,300,000 | $ 261,392 | $ 299,000 |
| Las Vegas-Henderson-Paradise, NV | 156 | $ 85,730,000 | $ 549,551 | $ 301,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 144 | $ 63,190,000 | $ 438,819 | $ 1,025,000 |
| Jacksonville, FL | 139 | $ 42,145,000 | $ 303,201 | $ 243,000 |
| Bridgeport-Stamford-Norwalk, CT | 132 | $ 70,740,000 | $ 535,909 | $ 464,000 |
| Memphis, TN-MS-AR | 126 | $ 24,250,000 | $ 192,460 | $ 184,000 |
| Baltimore-Columbia-Towson, MD | 123 | $ 33,735,000 | $ 274,268 | $ 250,000 |
| New Haven-Milford, CT | 108 | $ 38,330,000 | $ 354,907 | $ 165,000 |
| Warren-Troy-Farmington Hills, MI | 103 | $ 28,885,000 | $ 280,436 | $ 175,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 102 | $ 29,750,000 | $ 291,666 | $ 220,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 99 | $ 22,485,000 | $ 227,121 | $ 109,000 |
| Punta Gorda, FL | 96 | $ 29,800,000 | $ 310,416 | $ 1,949,000 |
| Marietta, GA | 94 | $ 37,350,000 | $ 397,340 | $ 303,000 |
| Waterbury-Shelton, CT | 94 | $ 28,690,000 | $ 305,212 | $ 133,000 |
| Kansas City, MO-KS | 93 | $ 23,085,000 | $ 248,225 | $ 1,220,000 |
| Naples-Immokalee-Marco Island, FL | 91 | $ 40,585,000 | $ 445,989 | $ 522,000 |
| Arlington-Alexandria-Reston, VA-WV | 89 | $ 44,015,000 | $ 494,550 | $ 380,000 |
| Cleveland, OH | 89 | $ 19,605,000 | $ 220,280 | $ 286,000 |
| Port St. Lucie, FL | 89 | $ 32,845,000 | $ 369,044 | $ 164,000 |
| Indianapolis-Carmel-Anderson, IN | 87 | $ 20,645,000 | $ 237,298 | $ 142,000 |
| Seattle-Bellevue-Everett, WA | 86 | $ 55,930,000 | $ 650,348 | $ 343,000 |
| Cincinnati, OH-KY-IN | 85 | $ 21,305,000 | $ 250,647 | $ 252,000 |
| McAllen-Edinburg-Mission, TX | 85 | $ 26,745,000 | $ 314,647 | $ 492,000 |
| Ocala, FL | 85 | $ 21,465,000 | $ 252,529 | $ 1,578,000 |
| Camden, NJ | 81 | $ 22,925,000 | $ 283,024 | $ 214,000 |
| Palm Bay-Melbourne-Titusville, FL | 81 | $ 22,185,000 | $ 273,888 | $ 248,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 77 | $ 22,415,000 | $ 291,103 | $ 167,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 77 | $ 37,605,000 | $ 488,376 | $ 546,571 |
| Oxnard-Thousand Oaks-Ventura, CA | 76 | $ 47,970,000 | $ 631,184 | $ 401,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 75 | $ 72,185,000 | $ 962,466 | $ 697,000 |
| Detroit-Dearborn-Livonia, MI | 74 | $ 17,510,000 | $ 236,621 | $ 108,000 |
| St. Louis, MO-IL | 72 | $ 14,990,000 | $ 208,194 | $ 78,000 |
| Urban Honolulu, HI | 72 | $ 53,080,000 | $ 737,222 | $ 309,000 |
| Fresno, CA | 71 | $ 23,705,000 | $ 333,873 | $ 324,000 |
| Birmingham-Hoover, AL | 70 | $ 12,880,000 | $ 184,000 | $ 0 |
| Charleston-North Charleston, SC | 69 | $ 26,155,000 | $ 379,057 | $ 439,000 |
| Washington, DC-MD | 69 | $ 31,505,000 | $ 456,594 | $ 229,811 |
| Albany-Schenectady-Troy, NY | 68 | $ 16,130,000 | $ 237,205 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 68 | $ 17,450,000 | $ 256,617 | $ 398,000 |
| Hartford-West Hartford-East Hartford, CT | 66 | $ 23,320,000 | $ 353,333 | $ 1,124,000 |
| Montgomery County-Bucks County-Chester County, PA | 63 | $ 22,605,000 | $ 358,809 | $ 703,000 |
| Bakersfield, CA | 58 | $ 18,530,000 | $ 319,482 | $ 130,000 |
| New Orleans-Metairie, LA | 58 | $ 17,870,000 | $ 308,103 | $ 833,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 57 | $ 19,745,000 | $ 346,403 | $ 201,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 57 | $ 18,205,000 | $ 319,385 | $ 253,000 |
| Knoxville, TN | 52 | $ 16,500,000 | $ 317,307 | $ 1,233,000 |
| San Francisco-Redwood City-South San Francisco, CA | 51 | $ 43,015,000 | $ 843,431 | $ 781,000 |
| Richmond, VA | 50 | $ 14,030,000 | $ 280,600 | $ 279,000 |
| Vineland-Bridgeton, NJ | 50 | $ 9,680,000 | $ 193,600 | $ 344,000 |
| Tacoma-Lakewood, WA | 49 | $ 24,075,000 | $ 491,326 | $ 425,000 |
| Providence-Warwick, RI-MA | 48 | $ 24,060,000 | $ 501,250 | $ 487,000 |
| Raleigh, NC | 47 | $ 19,895,000 | $ 423,297 | $ 472,000 |
| Colorado Springs, CO | 46 | $ 19,810,000 | $ 430,652 | $ 189,000 |
| Atlantic City-Hammonton, NJ | 45 | $ 22,245,000 | $ 494,333 | $ 719,000 |
| Columbus, OH | 45 | $ 12,215,000 | $ 271,444 | $ 195,000 |
| Greenville-Anderson-Mauldin, SC | 44 | $ 12,030,000 | $ 273,409 | $ 416,000 |
| Stockton-Lodi, CA | 44 | $ 22,280,000 | $ 506,363 | $ 487,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 41 | $ 9,115,000 | $ 222,317 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 41 | $ 12,055,000 | $ 294,024 | $ 441,000 |
| Santa Maria-Santa Barbara, CA | 40 | $ 31,390,000 | $ 784,750 | $ 1,825,000 |
| Killeen-Temple, TX | 39 | $ 8,675,000 | $ 222,435 | $ 771,000 |
| El Paso, TX | 38 | $ 7,780,000 | $ 204,736 | $ 228,000 |
| Greensboro-High Point, NC | 37 | $ 9,085,000 | $ 245,540 | $ 479,000 |
| Modesto, CA | 37 | $ 16,525,000 | $ 446,621 | $ 263,000 |
| Crestview-Fort Walton Beach-Destin, FL | 36 | $ 29,660,000 | $ 823,888 | $ 2,746,000 |
| Binghamton, NY | 35 | $ 7,035,000 | $ 201,000 | $ 0 |
| Durham-Chapel Hill, NC | 35 | $ 12,785,000 | $ 365,285 | $ 525,000 |
| Wilmington, DE-MD-NJ | 34 | $ 9,110,000 | $ 267,941 | $ 313,363 |
| Lake County-Porter County-Jasper County, IN | 33 | $ 8,455,000 | $ 256,212 | $ 197,000 |
| Omaha-Council Bluffs, NE-IA | 33 | $ 6,025,000 | $ 182,575 | $ 0 |
| Panama City, FL | 33 | $ 14,815,000 | $ 448,939 | $ 1,024,000 |
| Pittsburgh, PA | 33 | $ 9,005,000 | $ 272,878 | $ 621,000 |
| Savannah, GA | 33 | $ 13,735,000 | $ 416,212 | $ 498,000 |
| Tucson, AZ | 33 | $ 8,925,000 | $ 270,454 | $ 85,000 |
| Wilmington, NC | 33 | $ 17,595,000 | $ 533,181 | $ 303,000 |
| Oklahoma City, OK | 32 | $ 6,730,000 | $ 210,312 | $ 229,000 |
| Salinas, CA | 32 | $ 19,310,000 | $ 603,437 | $ 501,000 |
| Vallejo-Fairfield, CA | 32 | $ 13,630,000 | $ 425,937 | $ 400,000 |
| Boise City, ID | 31 | $ 12,685,000 | $ 409,193 | $ 377,000 |
| Santa Rosa, CA | 31 | $ 23,055,000 | $ 743,709 | $ 637,000 |
| Kingston, NY | 30 | $ 9,890,000 | $ 329,666 | $ 0 |
| Reno, NV | 30 | $ 13,330,000 | $ 444,333 | $ 249,000 |
| Salt Lake City, UT | 30 | $ 22,490,000 | $ 749,666 | $ 400,000 |
| Kahului-Wailuku-Lahaina, HI | 28 | $ 20,880,000 | $ 745,714 | $ 374,000 |
| Visalia-Porterville, CA | 28 | $ 7,600,000 | $ 271,428 | $ 97,000 |
| Boston, MA | 27 | $ 13,695,000 | $ 507,222 | $ 0 |
| Chattanooga, TN-GA | 27 | $ 8,385,000 | $ 310,555 | $ 212,000 |
| Everett, WA | 27 | $ 15,345,000 | $ 568,333 | $ 271,000 |
| Lake County-Kenosha County, IL-WI | 27 | $ 10,185,000 | $ 377,222 | $ 252,000 |
| Tulsa, OK | 27 | $ 6,105,000 | $ 226,111 | $ 105,000 |
| Sebastian-Vero Beach, FL | 26 | $ 9,060,000 | $ 348,461 | $ 131,000 |
| Brownsville-Harlingen, TX | 25 | $ 6,535,000 | $ 261,400 | $ 1,559,000 |
| Norwich-New London, CT | 25 | $ 8,605,000 | $ 344,200 | $ 231,000 |
| Pueblo, CO | 25 | $ 5,985,000 | $ 239,400 | $ 180,000 |
| Spartanburg, SC | 25 | $ 6,655,000 | $ 266,200 | $ 85,000 |
| Winston-Salem, NC | 25 | $ 7,835,000 | $ 313,400 | $ 197,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 8,070,000 | $ 336,250 | $ 255,000 |
| Provo-Orem, UT | 24 | $ 12,210,000 | $ 508,750 | $ 930,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 23 | $ 6,035,000 | $ 262,391 | $ 162,391 |
| Columbia, SC | 22 | $ 6,790,000 | $ 308,636 | $ 1,333,000 |
| Corpus Christi, TX | 22 | $ 8,370,000 | $ 380,454 | $ 0 |
| Fayetteville, NC | 22 | $ 4,760,000 | $ 216,363 | $ 81,000 |
| Homosassa Springs, FL | 22 | $ 5,580,000 | $ 253,636 | $ 143,000 |
| Albuquerque, NM | 21 | $ 7,035,000 | $ 335,000 | $ 304,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 21 | $ 17,385,000 | $ 827,857 | $ 249,000 |
| Toledo, OH | 21 | $ 3,575,000 | $ 170,238 | $ 127,000 |
| Gainesville, GA | 20 | $ 10,180,000 | $ 509,000 | $ 298,000 |
| Lubbock, TX | 20 | $ 4,000,000 | $ 200,000 | $ 1,601,000 |
| Gainesville, FL | 19 | $ 4,795,000 | $ 252,368 | $ 77,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 7,655,000 | $ 402,894 | $ 302,000 |
| Cambridge-Newton-Framingham, MA | 18 | $ 12,350,000 | $ 686,111 | $ 0 |
| Springfield, MA | 18 | $ 5,900,000 | $ 327,777 | $ 0 |
| Yuma, AZ | 18 | $ 4,160,000 | $ 231,111 | $ 0 |
| Elgin, IL | 17 | $ 4,915,000 | $ 289,117 | $ 223,000 |
| Washington-Baltimore-Arlington, DC | 17 | $ 7,245,000 | $ 426,176 | $ 166,000 |
| Worcester, MA-CT | 17 | $ 8,005,000 | $ 470,882 | $ 0 |
| Akron, OH | 16 | $ 3,570,000 | $ 223,125 | $ 120,000 |
| Asheville, NC | 16 | $ 6,770,000 | $ 423,125 | $ 595,000 |
| El Centro, CA | 16 | $ 4,740,000 | $ 296,250 | $ 0 |
| Grand Rapids-Wyoming, MI | 16 | $ 6,440,000 | $ 402,500 | $ 413,000 |
| Greeley, CO | 16 | $ 6,280,000 | $ 392,500 | $ 0 |
| Boulder, CO | 15 | $ 11,715,000 | $ 781,000 | $ 2,259,000 |
| Rochester, NY | 15 | $ 5,035,000 | $ 335,666 | $ 264,000 |
| Santa Cruz-Watsonville, CA | 15 | $ 8,245,000 | $ 549,666 | $ 295,000 |
| Sherman-Denison, TX | 15 | $ 6,665,000 | $ 444,333 | $ 409,000 |
| Tallahassee, FL | 15 | $ 3,365,000 | $ 224,333 | $ 163,000 |
| Bend-Redmond, OR | 14 | $ 10,220,000 | $ 730,000 | $ 495,000 |
| Chico, CA | 14 | $ 6,040,000 | $ 431,428 | $ 612,000 |
| Clarksville, TN-KY | 14 | $ 2,860,000 | $ 204,285 | $ 0 |
| Merced, CA | 14 | $ 5,040,000 | $ 360,000 | $ 8,988,000 |
| Anchorage, AK | 13 | $ 8,595,000 | $ 661,153 | $ 0 |
| Eugene, OR | 13 | $ 3,955,000 | $ 304,230 | $ 300,000 |
| Lansing-East Lansing, MI | 13 | $ 3,395,000 | $ 261,153 | $ 89,000 |
| Little Rock-North Little Rock-Conway, AR | 13 | $ 2,645,000 | $ 203,461 | $ 0 |
| Louisville/Jefferson County, KY-IN | 13 | $ 2,575,000 | $ 198,076 | $ 0 |
| Napa, CA | 13 | $ 14,505,000 | $ 1,115,769 | $ 847,000 |
| Syracuse, NY | 13 | $ 2,215,000 | $ 170,384 | $ 0 |
| Wildwood-The Villages, FL | 13 | $ 4,735,000 | $ 364,230 | $ 2,205,000 |
| Yuba City, CA | 13 | $ 5,195,000 | $ 399,615 | $ 159,000 |
| Baton Rouge, LA | 12 | $ 2,250,000 | $ 187,500 | $ 0 |
| Beaumont-Port Arthur, TX | 12 | $ 2,480,000 | $ 206,666 | $ 0 |
| Bremerton-Silverdale, WA | 12 | $ 9,990,000 | $ 832,500 | $ 587,000 |
| Coeur D'Alene, ID | 12 | $ 7,200,000 | $ 600,000 | $ 533,000 |
| College Station-Bryan, TX | 12 | $ 4,340,000 | $ 361,666 | $ 243,000 |
| Flagstaff, AZ | 12 | $ 6,710,000 | $ 559,166 | $ 2,600,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 4,910,000 | $ 409,166 | $ 334,000 |
| Parkersburg-Vienna, WV | 12 | $ 1,390,000 | $ 115,833 | $ 0 |
| Salem, OR | 12 | $ 3,840,000 | $ 320,000 | $ 96,000 |
| Yakima, WA | 12 | $ 4,040,000 | $ 336,666 | $ 948,000 |
| Daphne-Fairhope-Foley, AL | 11 | $ 3,695,000 | $ 335,909 | $ 120,000 |
| Hanford-Corcoran, CA | 11 | $ 2,105,000 | $ 191,363 | $ 0 |
| Harrisburg-Carlisle, PA | 11 | $ 2,115,000 | $ 192,272 | $ 50,000 |
| Sebring, FL | 11 | $ 2,565,000 | $ 233,181 | $ 142,000 |
| Spokane-Spokane Valley, WA | 11 | $ 4,715,000 | $ 428,636 | $ 133,000 |
| St. George, UT | 11 | $ 7,435,000 | $ 675,909 | $ 217,000 |
| Warner Robins, GA | 11 | $ 3,265,000 | $ 296,818 | $ 0 |
| Abilene, TX | 10 | $ 2,320,000 | $ 232,000 | $ 142,000 |
| Burlington, NC | 10 | $ 2,050,000 | $ 205,000 | $ 49,000 |
| Dayton-Springfield-Kettering, OH | 10 | $ 1,820,000 | $ 182,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 5,790,000 | $ 579,000 | $ 891,000 |
| Lynchburg, VA | 10 | $ 1,740,000 | $ 174,000 | $ 0 |
| Reading, PA | 10 | $ 2,340,000 | $ 234,000 | $ 143,000 |
| Redding, CA | 10 | $ 3,320,000 | $ 332,000 | $ 0 |
| Ann Arbor, MI | 9 | $ 3,435,000 | $ 381,666 | $ 0 |
| Barnstable Town, MA | 9 | $ 6,725,000 | $ 747,222 | $ 466,000 |
| Billings, MT | 9 | $ 3,075,000 | $ 341,666 | $ 140,000 |
| Columbus, GA-AL | 9 | $ 2,145,000 | $ 238,333 | $ 98,000 |
| Green Bay, WI | 9 | $ 2,555,000 | $ 283,888 | $ 595,000 |
| Kenosha, WI | 9 | $ 2,165,000 | $ 240,555 | $ 0 |
| Manchester-Nashua, NH | 9 | $ 3,665,000 | $ 407,222 | $ 0 |
| Medford, OR | 9 | $ 3,095,000 | $ 343,888 | $ 0 |
| Midland, TX | 9 | $ 3,835,000 | $ 426,111 | $ 3,483,000 |
| Mobile, AL | 9 | $ 1,625,000 | $ 180,555 | $ 0 |
| San Rafael, CA | 9 | $ 8,735,000 | $ 970,555 | $ 726,000 |
| Athens-Clarke County, GA | 8 | $ 3,240,000 | $ 405,000 | $ 0 |
| Charleston, WV | 8 | $ 1,450,000 | $ 181,250 | $ 0 |
| Charlottesville, VA | 8 | $ 2,430,000 | $ 303,750 | $ 120,000 |
| Cleveland, TN | 8 | $ 4,050,000 | $ 506,250 | $ 0 |
| Lima, OH | 8 | $ 1,380,000 | $ 172,500 | $ 0 |
| Macon-Bibb County, GA | 8 | $ 1,500,000 | $ 187,500 | $ 0 |
| Ogden-Clearfield, UT | 8 | $ 4,830,000 | $ 603,750 | $ 471,000 |
| Olympia-Tumwater, WA | 8 | $ 2,830,000 | $ 353,750 | $ 118,000 |
| Rockford, IL | 8 | $ 2,070,000 | $ 258,750 | $ 1,013,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 2,710,000 | $ 338,750 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 1,860,000 | $ 232,500 | $ 105,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,665,000 | $ 237,857 | $ 158,000 |
| Dalton, GA | 7 | $ 1,655,000 | $ 236,428 | $ 0 |
| Florence, SC | 7 | $ 1,555,000 | $ 222,142 | $ 0 |
| Goldsboro, NC | 7 | $ 1,095,000 | $ 156,428 | $ 49,000 |
| Jackson, MS | 7 | $ 3,785,000 | $ 540,714 | $ 0 |
| Longview, TX | 7 | $ 1,275,000 | $ 182,142 | $ 86,000 |
| Portland-South Portland, ME | 7 | $ 2,335,000 | $ 333,571 | $ 304,000 |
| Tyler, TX | 7 | $ 1,695,000 | $ 242,142 | $ 228,000 |
| Waco, TX | 7 | $ 1,355,000 | $ 193,571 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 1,470,000 | $ 245,000 | $ 134,000 |
| Des Moines-West Des Moines, IA | 6 | $ 1,950,000 | $ 325,000 | $ 0 |
| Farmington, NM | 6 | $ 1,110,000 | $ 185,000 | $ 0 |
| Fort Collins, CO | 6 | $ 2,800,000 | $ 466,666 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,910,000 | $ 318,333 | $ 0 |
| Harrisonburg, VA | 6 | $ 1,490,000 | $ 248,333 | $ 24,000 |
| Kokomo, IN | 6 | $ 880,000 | $ 146,666 | $ 0 |
| Lexington Park, MD | 6 | $ 1,740,000 | $ 290,000 | $ 221,000 |
| Odessa, TX | 6 | $ 1,410,000 | $ 235,000 | $ 100,000 |
| Racine, WI | 6 | $ 1,190,000 | $ 198,333 | $ 0 |
| Roanoke, VA | 6 | $ 1,120,000 | $ 186,666 | $ 0 |
| Springfield, MO | 6 | $ 1,070,000 | $ 178,333 | $ 0 |
| Utica-Rome, NY | 6 | $ 1,210,000 | $ 201,666 | $ 0 |
| Winchester, VA-WV | 6 | $ 1,700,000 | $ 283,333 | $ 170,000 |
| Amarillo, TX | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Auburn-Opelika, AL | 5 | $ 1,315,000 | $ 263,000 | $ 0 |
| Battle Creek, MI | 5 | $ 965,000 | $ 193,000 | $ 326,000 |
| Brunswick, GA | 5 | $ 2,225,000 | $ 445,000 | $ 2,780,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 1,185,000 | $ 237,000 | $ 446,000 |
| Dover, DE | 5 | $ 1,085,000 | $ 217,000 | $ 0 |
| Fort Wayne, IN | 5 | $ 1,515,000 | $ 303,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 985,000 | $ 197,000 | $ 58,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,445,000 | $ 289,000 | $ 0 |
| Idaho Falls, ID | 5 | $ 2,415,000 | $ 483,000 | $ 852,000 |
| Kankakee, IL | 5 | $ 1,145,000 | $ 229,000 | $ 76,000 |
| Kennewick-Richland, WA | 5 | $ 2,195,000 | $ 439,000 | $ 641,000 |
| Lake Charles, LA | 5 | $ 845,000 | $ 169,000 | $ 626,000 |
| Lancaster, PA | 5 | $ 1,545,000 | $ 309,000 | $ 245,000 |
| Laredo, TX | 5 | $ 1,645,000 | $ 329,000 | $ 198,000 |
| Michigan City-La Porte, IN | 5 | $ 705,000 | $ 141,000 | $ 0 |
| Morristown, TN | 5 | $ 1,835,000 | $ 367,000 | $ 62,000 |
| Niles-Benton Harbor, MI | 5 | $ 2,705,000 | $ 541,000 | $ 987,000 |
| Rocky Mount, NC | 5 | $ 835,000 | $ 167,000 | $ 0 |
| San Angelo, TX | 5 | $ 815,000 | $ 163,000 | $ 74,000 |
| Bellingham, WA | 4 | $ 1,750,000 | $ 437,500 | $ 146,000 |
| Canton-Massillon, OH | 4 | $ 1,130,000 | $ 282,500 | $ 0 |
| Glens Falls, NY | 4 | $ 1,080,000 | $ 270,000 | $ 0 |
| Grants Pass, OR | 4 | $ 1,130,000 | $ 282,500 | $ 0 |
| Jacksonville, NC | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 950,000 | $ 237,500 | $ 0 |
| Las Cruces, NM | 4 | $ 870,000 | $ 217,500 | $ 0 |
| Lincoln, NE | 4 | $ 880,000 | $ 220,000 | $ 0 |
| Missoula, MT | 4 | $ 1,990,000 | $ 497,500 | $ 0 |
| Montgomery, AL | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Rome, GA | 4 | $ 1,010,000 | $ 252,500 | $ 106,000 |
| Saginaw, MI | 4 | $ 610,000 | $ 152,500 | $ 0 |
| Santa Fe, NM | 4 | $ 1,670,000 | $ 417,500 | $ 0 |
| Texarkana, TX-AR | 4 | $ 850,000 | $ 212,500 | $ 2,000 |
| Wichita, KS | 4 | $ 700,000 | $ 175,000 | $ 0 |
| York-Hanover, PA | 4 | $ 630,000 | $ 157,500 | $ 0 |
| Bozeman, MT | 3 | $ 2,725,000 | $ 908,333 | $ 276,000 |
| Burlington-South Burlington, VT | 3 | $ 1,185,000 | $ 395,000 | $ 182,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Cheyenne, WY | 3 | $ 1,765,000 | $ 588,333 | $ 0 |
| Corvallis, OR | 3 | $ 1,245,000 | $ 415,000 | $ 0 |
| Dubuque, IA | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Eau Claire, WI | 3 | $ 1,225,000 | $ 408,333 | $ 89,000 |
| Fond Du Lac, WI | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Hinesville, GA | 3 | $ 895,000 | $ 298,333 | $ 0 |
| Huntsville, AL | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Jackson, MI | 3 | $ 835,000 | $ 278,333 | $ 988,000 |
| Joplin, MO | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Kalamazoo-Portage, MI | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Lafayette-West Lafayette, IN | 3 | $ 685,000 | $ 228,333 | $ 188,000 |
| Lexington-Fayette, KY | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Logan, UT-ID | 3 | $ 3,005,000 | $ 1,001,666 | $ 1,125,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 1,485,000 | $ 495,000 | $ 749,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 1,605,000 | $ 535,000 | $ 0 |
| St. Cloud, MN | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Traverse City, MI | 3 | $ 2,765,000 | $ 921,666 | $ 0 |
| Twin Falls, ID | 3 | $ 1,935,000 | $ 645,000 | $ 0 |
| Albany, GA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Albany, OR | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Altoona, PA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Appleton, WI | 2 | $ 510,000 | $ 255,000 | $ 220,000 |
| Bangor, ME | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Beckley, WV | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Columbus, IN | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Evansville, IN-KY | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Fairbanks, AK | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Janesville-Beloit, WI | 2 | $ 450,000 | $ 225,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Lawrence, KS | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Longview, WA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Madison, WI | 2 | $ 590,000 | $ 295,000 | $ 87,000 |
| Monroe, LA | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Monroe, MI | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Morgantown, WV | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,030,000 | $ 515,000 | $ 114,000 |
| Muskegon, MI | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Pocatello, ID | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Rockingham County-Strafford County, NH | 2 | $ 1,500,000 | $ 750,000 | $ 0 |
| Sheboygan, WI | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Sumter, SC | 2 | $ 340,000 | $ 170,000 | $ 173,000 |
| Terre Haute, IN | 2 | $ 830,000 | $ 415,000 | $ 518,000 |
| Tuscaloosa, AL | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Watertown-Fort Drum, NY | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Wenatchee, WA | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Wichita Falls, TX | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Amherst Town-Northampton, MA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bay City, MI | 1 | $ 315,000 | $ 315,000 | $ 741,000 |
| Bloomington, IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bloomington, IN | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Bowling Green, KY | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Carson City, NV | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Cedar Rapids, IA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dothan, AL | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Eagle Pass, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 555,000 | $ 555,000 | $ 313,000 |
| Elmira, NY | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Erie, PA | 1 | $ 325,000 | $ 325,000 | $ 348,000 |
| Fargo, ND-MN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Flint, MI | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Gettysburg, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Grand Junction, CO | 1 | $ 1,005,000 | $ 1,005,000 | $ 683,000 |
| Great Falls, MT | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Greenville, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hammond, LA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hot Springs, AR | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Iowa City, IA | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Ithaca, NY | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Jackson, TN | 1 | $ 315,000 | $ 315,000 | $ 402,000 |
| Johnson City, TN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Jonesboro, AR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lafayette, LA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Mansfield, OH | 1 | $ 475,000 | $ 475,000 | $ 325,000 |
| Muncie, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pittsfield, MA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Rochester, MN | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Sandusky, OH | 1 | $ 435,000 | $ 435,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Springfield, OH | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Topeka, KS | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Valdosta, GA | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Victoria, TX | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Walla Walla, WA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wausau, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Champions Funding, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,736 | $3,898,430,000 | $446,000 | $3,905,000 | $442,000 | $9,840,000 |
| Cash-out Refinancing | 7,948 | $3,487,810,000 | $438,000 | $7,285,000 | $598,000 | $8,402,000 |
| Refinancing | 2,719 | $1,315,395,000 | $483,000 | $5,005,000 | $601,000 | $9,600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 5,768 | $2,382,960,000 | $413,000 | $5,005,000 | $408,000 | $8,988,000 |
| White | 5,237 | $2,570,065,000 | $490,000 | $7,285,000 | $629,000 | $9,840,000 |
| Not applicable | 2,872 | $1,178,010,000 | $410,000 | $3,005,000 | $0 | $0 |
| Not Provided | 2,323 | $1,170,705,000 | $503,000 | $5,005,000 | $588,000 | $8,666,000 |
| Asian | 1,649 | $764,805,000 | $463,000 | $3,005,000 | $436,000 | $3,666,000 |
| Black or African American | 1,476 | $597,130,000 | $404,000 | $3,905,000 | $593,000 | $6,782,000 |
| American Indian or Alaskan Native | 55 | $25,855,000 | $470,000 | $2,105,000 | $1,042,000 | $4,207,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $12,105,000 | $526,000 | $1,485,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,403 | $8,701,635,000 | $448,000 | $7,285,000 | $507,000 | $9,840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,067 | $4,679,175,000 | $422,000 | $5,005,000 | $498,000 | $9,600,000 |
| Application Denied By Financial Institution | 4,009 | $1,961,145,000 | $489,000 | $7,285,000 | $524,000 | $9,840,000 |
| Application Withdrawn By Applicant | 3,258 | $1,546,340,000 | $474,000 | $4,005,000 | $0 | $0 |
| File Closed For Incompleteness | 774 | $379,540,000 | $490,000 | $3,005,000 | $0 | $0 |
| Loan Purchased By The Institution | 259 | $118,255,000 | $456,000 | $2,995,000 | $0 | $0 |
| Application Approved But Not Accepted | 35 | $13,275,000 | $379,000 | $1,205,000 | $309,000 | $664,000 |
| Preapproval Approved but not Accepted | 1 | $3,905,000 | $3,905,000 | $3,905,000 | $2,133,000 | $2,133,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,394 | $6,740,490,000 | $437,000 | $5,005,000 | $498,000 | $9,600,000 |
| Credit Application Incomplete | 2,000 | $984,050,000 | $492,000 | $7,285,000 | $587,000 | $7,179,000 |
| Other | 1,102 | $524,880,000 | $476,000 | $5,005,000 | $548,000 | $9,840,000 |
| Collateral | 400 | $207,250,000 | $518,000 | $3,005,000 | $494,000 | $3,285,000 |
| Credit History | 251 | $113,035,000 | $450,000 | $3,005,000 | $590,000 | $7,352,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 122 | $53,090,000 | $435,000 | $2,505,000 | $356,000 | $1,783,000 |
| Debt-To-Income Ratio | 83 | $55,745,000 | $671,000 | $5,005,000 | $190,000 | $1,225,000 |
| Unverifiable Information | 33 | $16,305,000 | $494,000 | $2,405,000 | $370,000 | $1,389,000 |
| Employment History | 18 | $6,790,000 | $377,000 | $1,205,000 | $164,000 | $504,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Champions Funding, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Champions Funding, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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