Chase Manhattan Bank USA, NA Mortgage Lending & HMDA Data, 2008
In 2008, Chase Manhattan Bank USA, NA of Newark, DE reported 14,017 mortgage applications totaling $3.0 billion, down 90% from 2007. The average application was for $217,371, and applicants reported an average income of $104,775. 29% of its applications resulted in an originated loan and 69% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (800), Los Angeles-Long Beach-Glendale, CA (401) and Atlanta-Sandy Springs-Marietta, GA (317) (applications in parentheses).
| Mortgage Company & Address | Chase Manhattan Bank USA, NA 200 White Clay Center Dr Newark, DE 19711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,017 |
| Total Mortgage Loan Application Amount | $3,046,903,000 |
| Average Mortgage Loan Application Amount | $217,371 |
| Highest Mortgage Loan Application Amount | $2,243,000 |
| Average Applicant Income | $104,775 |
| Highest Applicant Income | $8,250,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chase Manhattan Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 800 | $ 191,350,000 | $ 239,187 | $ 83,000 |
| Los Angeles-Long Beach-Glendale, CA | 401 | $ 175,183,000 | $ 436,865 | $ 142,000 |
| Atlanta-Sandy Springs-Marietta, GA | 317 | $ 73,261,000 | $ 231,107 | $ 112,000 |
| Philadelphia, PA | 301 | $ 50,238,000 | $ 166,903 | $ 90,000 |
| St. Louis, MO-IL | 283 | $ 39,736,000 | $ 140,409 | $ 71,123 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 277 | $ 102,365,000 | $ 369,548 | $ 125,996 |
| Newark-Union, NJ-PA | 267 | $ 81,257,000 | $ 304,333 | $ 108,022 |
| Riverside-San Bernardino-Ontario, CA | 266 | $ 76,168,000 | $ 286,345 | $ 109,000 |
| Miami-Miami Beach-Kendall, FL | 231 | $ 55,681,000 | $ 241,043 | $ 99,000 |
| Phoenix-Mesa-Scottsdale, AZ | 188 | $ 46,560,000 | $ 247,659 | $ 148,000 |
| Baltimore-Towson, MD | 183 | $ 38,211,000 | $ 208,803 | $ 91,000 |
| Houston-Sugar Land-Baytown, TX | 180 | $ 28,119,000 | $ 156,216 | $ 113,000 |
| Detroit-Livonia-Dearborn, MI | 179 | $ 17,155,000 | $ 95,837 | $ 55,000 |
| New York-White Plains-Wayne, NY-NJ | 176 | $ 70,254,000 | $ 399,170 | $ 203,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 152 | $ 41,725,000 | $ 274,506 | $ 113,782 |
| New Orleans-Metairie-Kenner, LA | 152 | $ 23,017,000 | $ 151,427 | $ 143,000 |
| Portland-Vancouver-Beaverton, OR-WA | 143 | $ 45,722,000 | $ 319,734 | $ 140,272 |
| Edison-New Brunswick, NJ | 141 | $ 48,763,000 | $ 345,836 | $ 167,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 130 | $ 33,635,000 | $ 258,730 | $ 178,000 |
| Cleveland-Elyria-Mentor, OH | 129 | $ 17,814,000 | $ 138,093 | $ 69,000 |
| Seattle-Bellevue-Everett, WA | 127 | $ 45,012,000 | $ 354,425 | $ 127,000 |
| Tampa-St. Petersburg-Clearwater, FL | 125 | $ 21,841,000 | $ 174,728 | $ 82,000 |
| Orlando-Kissimmee, FL | 124 | $ 26,885,000 | $ 216,814 | $ 108,000 |
| Milwaukee-Waukesha-West Allis, WI | 109 | $ 13,783,000 | $ 126,449 | $ 58,000 |
| Memphis, TN-MS-AR | 107 | $ 13,734,000 | $ 128,355 | $ 77,757 |
| Providence-New Bedford-Fall River, RI-MA | 106 | $ 24,864,000 | $ 234,566 | $ 109,160 |
| New Haven-Milford, CT | 104 | $ 22,878,000 | $ 219,980 | $ 92,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 102 | $ 19,393,000 | $ 190,127 | $ 92,196 |
| Kansas City, MO-KS | 101 | $ 16,069,000 | $ 159,099 | $ 83,138 |
| Warren-Troy-Farmington Hills, MI | 100 | $ 27,676,000 | $ 276,760 | $ 136,000 |
| Dallas-Plano-Irving, TX | 99 | $ 18,943,000 | $ 191,343 | $ 95,000 |
| Bridgeport-Stamford-Norwalk, CT | 98 | $ 35,836,000 | $ 365,673 | $ 162,000 |
| Richmond, VA | 94 | $ 18,967,000 | $ 201,776 | $ 91,000 |
| Charlotte-Gastonia-Concord, NC-SC | 92 | $ 20,715,000 | $ 225,163 | $ 117,043 |
| Indianapolis-Carmel, IN | 92 | $ 12,132,000 | $ 131,869 | $ 125,000 |
| Pittsburgh, PA | 92 | $ 10,548,000 | $ 114,652 | $ 72,000 |
| Cincinnati-Middletown, OH-KY-IN | 90 | $ 13,077,000 | $ 145,300 | $ 89,066 |
| Salt Lake City, UT | 87 | $ 32,025,000 | $ 368,103 | $ 156,000 |
| Camden, NJ | 85 | $ 16,756,000 | $ 197,129 | $ 85,000 |
| Denver-Aurora, CO | 84 | $ 25,063,000 | $ 298,369 | $ 111,000 |
| Columbus, OH | 83 | $ 12,382,000 | $ 149,180 | $ 75,000 |
| Hartford-West Hartford-East Hartford, CT | 81 | $ 18,177,000 | $ 224,407 | $ 119,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 79 | $ 32,803,000 | $ 415,227 | $ 154,000 |
| Oakland-Fremont-Hayward, CA | 76 | $ 33,943,000 | $ 446,618 | $ 150,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 74 | $ 13,049,000 | $ 176,337 | $ 86,000 |
| Oklahoma City, OK | 74 | $ 8,445,000 | $ 114,121 | $ 66,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 74 | $ 22,631,000 | $ 305,824 | $ 166,000 |
| Baton Rouge, LA | 73 | $ 9,601,000 | $ 131,520 | $ 95,000 |
| Tucson, AZ | 72 | $ 12,355,000 | $ 171,597 | $ 87,000 |
| Gary, IN | 71 | $ 8,860,000 | $ 124,788 | $ 71,000 |
| Santa Ana-Anaheim-Irvine, CA | 68 | $ 37,617,000 | $ 553,191 | $ 215,000 |
| Jacksonville, FL | 67 | $ 11,054,000 | $ 164,985 | $ 81,000 |
| Boston-Quincy, MA | 65 | $ 21,284,000 | $ 327,446 | $ 131,000 |
| Little Rock-North Little Rock-Conway, AR | 64 | $ 8,596,000 | $ 134,312 | $ 61,000 |
| Tulsa, OK | 64 | $ 8,782,000 | $ 137,218 | $ 96,000 |
| Wilmington, DE-MD-NJ | 61 | $ 11,679,000 | $ 191,459 | $ 136,557 |
| San Antonio, TX | 55 | $ 6,166,000 | $ 112,109 | $ 70,000 |
| Fort Worth-Arlington, TX | 53 | $ 7,387,000 | $ 139,377 | $ 95,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 52 | $ 11,649,000 | $ 224,019 | $ 119,576 |
| Jackson, MS | 51 | $ 6,934,000 | $ 135,960 | $ 62,000 |
| Knoxville, TN | 49 | $ 6,652,000 | $ 135,755 | $ 61,000 |
| Las Vegas-Paradise, NV | 49 | $ 15,294,000 | $ 312,122 | $ 136,000 |
| Provo-Orem, UT | 48 | $ 18,892,000 | $ 393,583 | $ 231,000 |
| Raleigh-Cary, NC | 48 | $ 10,876,000 | $ 226,583 | $ 113,000 |
| Fresno, CA | 47 | $ 11,897,000 | $ 253,127 | $ 97,000 |
| Tacoma, WA | 47 | $ 16,691,000 | $ 355,127 | $ 163,000 |
| Bethesda-Frederick-Gaithersburg, MD | 46 | $ 18,762,000 | $ 407,869 | $ 298,000 |
| El Paso, TX | 44 | $ 4,758,000 | $ 108,136 | $ 60,000 |
| Lakeland-Winter Haven, FL | 44 | $ 6,646,000 | $ 151,045 | $ 81,000 |
| Louisville-Jefferson County, KY-IN | 44 | $ 6,497,000 | $ 147,659 | $ 61,454 |
| Albuquerque, NM | 43 | $ 8,444,000 | $ 196,372 | $ 84,000 |
| Boise City-Nampa, ID | 43 | $ 9,772,000 | $ 227,255 | $ 129,000 |
| San Diego-Carlsbad-San Marcos, CA | 43 | $ 16,677,000 | $ 387,837 | $ 116,000 |
| Akron, OH | 40 | $ 4,564,000 | $ 114,100 | $ 110,000 |
| Birmingham-Hoover, AL | 37 | $ 3,676,000 | $ 99,351 | $ 54,000 |
| Cape Coral-Fort Myers, FL | 37 | $ 10,078,000 | $ 272,378 | $ 164,000 |
| Lake County-Kenosha County, IL-WI | 37 | $ 8,122,000 | $ 219,513 | $ 97,432 |
| Shreveport-Bossier City, LA | 35 | $ 3,662,000 | $ 104,628 | $ 59,000 |
| Bakersfield, CA | 33 | $ 6,661,000 | $ 201,848 | $ 80,000 |
| Omaha-Council Bluffs, NE-IA | 33 | $ 4,390,000 | $ 133,030 | $ 68,090 |
| Worcester, MA | 33 | $ 6,099,000 | $ 184,818 | $ 63,000 |
| Portland-South Portland-Biddeford, ME | 32 | $ 7,555,000 | $ 236,093 | $ 124,000 |
| Spokane, WA | 32 | $ 6,623,000 | $ 206,968 | $ 93,000 |
| Springfield, MA | 32 | $ 5,316,000 | $ 166,125 | $ 224,000 |
| Austin-Round Rock, TX | 31 | $ 5,960,000 | $ 192,258 | $ 122,000 |
| Ogden-Clearfield, UT | 30 | $ 6,713,000 | $ 223,766 | $ 92,000 |
| Port St. Lucie, FL | 30 | $ 6,676,000 | $ 222,533 | $ 89,000 |
| Scranton--Wilkes-Barre, PA | 30 | $ 2,898,000 | $ 96,600 | $ 70,000 |
| Chattanooga, TN-GA | 29 | $ 4,714,000 | $ 162,551 | $ 82,655 |
| Lake Havasu City-Kingman, AZ | 29 | $ 4,664,000 | $ 160,827 | $ 84,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 29 | $ 11,199,000 | $ 386,172 | $ 321,000 |
| Palm Bay-Melbourne-Titusville, FL | 29 | $ 5,789,000 | $ 199,620 | $ 97,000 |
| Youngstown-Warren-Boardman, OH-PA | 29 | $ 2,545,000 | $ 87,758 | $ 63,551 |
| Atlantic City-Hammonton, NJ | 28 | $ 6,914,000 | $ 246,928 | $ 123,000 |
| Cambridge-Newton-Framingham, MA | 27 | $ 9,835,000 | $ 364,259 | $ 133,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 5,968,000 | $ 221,037 | $ 143,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 27 | $ 4,650,000 | $ 172,222 | $ 68,555 |
| Ocala, FL | 27 | $ 3,962,000 | $ 146,740 | $ 157,000 |
| Salem, OR | 27 | $ 6,535,000 | $ 242,037 | $ 101,000 |
| Visalia-Porterville, CA | 27 | $ 5,710,000 | $ 211,481 | $ 107,000 |
| Bradenton-Sarasota-Venice, FL | 26 | $ 5,577,000 | $ 214,500 | $ 101,000 |
| Charleston-North Charleston-Summerville, SC | 26 | $ 7,476,000 | $ 287,538 | $ 106,000 |
| Mobile, AL | 26 | $ 2,450,000 | $ 94,230 | $ 52,000 |
| San Francisco-San Mateo-Redwood City, CA | 25 | $ 16,372,000 | $ 654,880 | $ 260,000 |
| Dayton, OH | 24 | $ 2,521,000 | $ 105,041 | $ 62,000 |
| Greensboro-High Point, NC | 24 | $ 4,518,000 | $ 188,250 | $ 95,000 |
| Columbia, SC | 23 | $ 2,971,000 | $ 129,173 | $ 72,000 |
| Eugene-Springfield, OR | 23 | $ 6,222,000 | $ 270,521 | $ 210,000 |
| Norwich-New London, CT | 22 | $ 4,603,000 | $ 209,227 | $ 85,000 |
| Peabody, MA | 22 | $ 6,432,000 | $ 292,363 | $ 130,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 22 | $ 11,672,000 | $ 530,545 | $ 265,000 |
| Toledo, OH | 22 | $ 1,691,000 | $ 76,863 | $ 50,000 |
| Asheville, NC | 21 | $ 5,406,000 | $ 257,428 | $ 123,000 |
| Hickory-Lenoir-Morganton, NC | 21 | $ 3,409,000 | $ 162,333 | $ 99,000 |
| Stockton, CA | 21 | $ 6,604,000 | $ 314,476 | $ 111,000 |
| Trenton-Ewing, NJ | 21 | $ 3,309,000 | $ 157,571 | $ 77,000 |
| Coeur D'Alene, ID | 20 | $ 5,124,000 | $ 256,200 | $ 89,000 |
| Naples-Marco Island, FL | 20 | $ 5,360,000 | $ 268,000 | $ 250,000 |
| Pensacola-Ferry Pass-Brent, FL | 20 | $ 3,458,000 | $ 172,900 | $ 91,000 |
| South Bend-Mishawaka, IN-MI | 20 | $ 1,895,000 | $ 94,750 | $ 100,250 |
| Wilmington, NC | 20 | $ 4,274,000 | $ 213,700 | $ 84,000 |
| Canton-Massillon, OH | 19 | $ 1,909,000 | $ 100,473 | $ 70,000 |
| Fort Wayne, IN | 19 | $ 2,005,000 | $ 105,526 | $ 62,000 |
| Harrisburg-Carlisle, PA | 19 | $ 2,593,000 | $ 136,473 | $ 68,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 19 | $ 8,741,000 | $ 460,052 | $ 380,000 |
| Charleston, WV | 18 | $ 1,855,000 | $ 103,055 | $ 52,000 |
| Fort Smith, AR-OK | 18 | $ 1,678,000 | $ 93,222 | $ 39,944 |
| Montgomery, AL | 18 | $ 1,658,000 | $ 92,111 | $ 51,000 |
| Reading, PA | 18 | $ 2,601,000 | $ 144,500 | $ 68,000 |
| Flint, MI | 17 | $ 1,767,000 | $ 103,941 | $ 50,000 |
| Lafayette, LA | 17 | $ 2,322,000 | $ 136,588 | $ 83,000 |
| Macon, GA | 17 | $ 2,674,000 | $ 157,294 | $ 122,000 |
| York-Hanover, PA | 17 | $ 3,818,000 | $ 224,588 | $ 82,000 |
| Bremerton-Silverdale, WA | 16 | $ 4,025,000 | $ 251,562 | $ 90,000 |
| Greenville-Mauldin-Easley, SC | 16 | $ 3,288,000 | $ 205,500 | $ 178,000 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 3,110,000 | $ 194,375 | $ 105,187 |
| Rockingham County-Strafford County, NH | 16 | $ 3,754,000 | $ 234,625 | $ 89,000 |
| Colorado Springs, CO | 15 | $ 3,308,000 | $ 220,533 | $ 83,000 |
| Columbus, GA-AL | 15 | $ 2,640,000 | $ 176,000 | $ 82,533 |
| Durham, NC | 15 | $ 3,739,000 | $ 249,266 | $ 364,000 |
| Green Bay, WI | 15 | $ 2,321,000 | $ 154,733 | $ 57,000 |
| Gulfport-Biloxi, MS | 15 | $ 2,436,000 | $ 162,400 | $ 88,000 |
| Huntsville, AL | 15 | $ 2,072,000 | $ 138,133 | $ 60,000 |
| Madison, WI | 15 | $ 3,496,000 | $ 233,066 | $ 132,000 |
| Salinas, CA | 15 | $ 6,004,000 | $ 400,266 | $ 115,000 |
| Savannah, GA | 15 | $ 2,487,000 | $ 165,800 | $ 61,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 4,157,000 | $ 296,928 | $ 144,142 |
| Chico, CA | 14 | $ 1,780,000 | $ 127,142 | $ 44,000 |
| Fayetteville, NC | 14 | $ 1,340,000 | $ 95,714 | $ 83,000 |
| Hattiesburg, MS | 14 | $ 1,353,000 | $ 96,642 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 1,134,000 | $ 81,000 | $ 49,928 |
| Lynchburg, VA | 14 | $ 2,571,000 | $ 183,642 | $ 64,000 |
| Modesto, CA | 14 | $ 4,202,000 | $ 300,142 | $ 84,000 |
| Santa Fe, NM | 14 | $ 3,396,000 | $ 242,571 | $ 71,000 |
| Barnstable Town, MA | 13 | $ 4,569,000 | $ 351,461 | $ 158,000 |
| Bend, OR | 13 | $ 4,298,000 | $ 330,615 | $ 104,000 |
| Boulder, CO | 13 | $ 5,178,000 | $ 398,307 | $ 211,000 |
| Grand Junction, CO | 13 | $ 3,934,000 | $ 302,615 | $ 136,000 |
| Joplin, MO | 13 | $ 1,649,000 | $ 126,846 | $ 63,000 |
| Kingsport-Bristol-Bristol, TN-VA | 13 | $ 1,739,000 | $ 133,769 | $ 78,615 |
| Laredo, TX | 13 | $ 1,228,000 | $ 94,461 | $ 60,000 |
| Pine Bluff, AR | 13 | $ 1,352,000 | $ 104,000 | $ 62,000 |
| Prescott, AZ | 13 | $ 3,054,000 | $ 234,923 | $ 89,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 5,960,000 | $ 458,461 | $ 162,000 |
| Wheeling, WV-OH | 13 | $ 1,378,000 | $ 106,000 | $ 59,846 |
| Bangor, ME | 12 | $ 1,761,000 | $ 146,750 | $ 56,000 |
| Honolulu, HI | 12 | $ 6,987,000 | $ 582,250 | $ 159,000 |
| Lancaster, PA | 12 | $ 3,035,000 | $ 252,916 | $ 172,000 |
| Madera, CA | 12 | $ 2,936,000 | $ 244,666 | $ 169,000 |
| McAllen-Edinburg-Mission, TX | 12 | $ 1,647,000 | $ 137,250 | $ 82,000 |
| Olympia, WA | 12 | $ 4,933,000 | $ 411,083 | $ 143,000 |
| Pascagoula, MS | 12 | $ 1,144,000 | $ 95,333 | $ 68,000 |
| Punta Gorda, FL | 12 | $ 1,828,000 | $ 152,333 | $ 72,000 |
| Redding, CA | 12 | $ 2,679,000 | $ 223,250 | $ 278,000 |
| Santa Rosa-Petaluma, CA | 12 | $ 5,065,000 | $ 422,083 | $ 302,000 |
| St. George, UT | 12 | $ 5,302,000 | $ 441,833 | $ 200,000 |
| Grand Rapids-Wyoming, MI | 11 | $ 1,606,000 | $ 146,000 | $ 66,000 |
| Houma-Bayou Cane-Thibodaux, LA | 11 | $ 1,023,000 | $ 93,000 | $ 111,000 |
| Longview, WA | 11 | $ 2,106,000 | $ 191,454 | $ 75,000 |
| Monroe, LA | 11 | $ 876,000 | $ 79,636 | $ 59,000 |
| Ocean City, NJ | 11 | $ 4,464,000 | $ 405,818 | $ 285,000 |
| Rockford, IL | 11 | $ 1,318,000 | $ 119,818 | $ 68,000 |
| Salisbury, MD | 11 | $ 2,028,000 | $ 184,363 | $ 58,000 |
| Vineland-Millville-Bridgeton, NJ | 11 | $ 1,500,000 | $ 136,363 | $ 94,000 |
| Winston-Salem, NC | 11 | $ 1,386,000 | $ 126,000 | $ 45,000 |
| Gainesville, GA | 10 | $ 2,184,000 | $ 218,400 | $ 106,000 |
| Kennewick-Pasco-Richland, WA | 10 | $ 1,308,000 | $ 130,800 | $ 75,000 |
| Las Cruces, NM | 10 | $ 1,031,000 | $ 103,100 | $ 52,000 |
| Midland, TX | 10 | $ 914,000 | $ 91,400 | $ 115,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 2,213,000 | $ 221,300 | $ 103,000 |
| Racine, WI | 10 | $ 1,218,000 | $ 121,800 | $ 64,000 |
| Wichita, KS | 10 | $ 1,339,000 | $ 133,900 | $ 73,000 |
| Yakima, WA | 10 | $ 1,482,000 | $ 148,200 | $ 65,000 |
| Beaumont-Port Arthur, TX | 9 | $ 598,000 | $ 66,444 | $ 60,000 |
| Duluth, MN-WI | 9 | $ 935,000 | $ 103,888 | $ 56,333 |
| Florence, SC | 9 | $ 1,887,000 | $ 209,666 | $ 161,000 |
| Fort Collins-Loveland, CO | 9 | $ 3,573,000 | $ 397,000 | $ 137,000 |
| Hot Springs, AR | 9 | $ 1,251,000 | $ 139,000 | $ 64,000 |
| Jackson, MI | 9 | $ 1,104,000 | $ 122,666 | $ 41,000 |
| Kalamazoo-Portage, MI | 9 | $ 1,006,000 | $ 111,777 | $ 52,000 |
| Lake Charles, LA | 9 | $ 815,000 | $ 90,555 | $ 52,000 |
| Lexington-Fayette, KY | 9 | $ 1,267,000 | $ 140,777 | $ 143,000 |
| Manchester-Nashua, NH | 9 | $ 1,955,000 | $ 217,222 | $ 115,000 |
| Peoria, IL | 9 | $ 1,094,000 | $ 121,555 | $ 92,000 |
| Springfield, MO | 9 | $ 1,363,000 | $ 151,444 | $ 43,000 |
| Tallahassee, FL | 9 | $ 1,766,000 | $ 196,222 | $ 89,000 |
| Terre Haute, IN | 9 | $ 1,102,000 | $ 122,444 | $ 59,000 |
| Winchester, VA-WV | 9 | $ 2,005,000 | $ 222,777 | $ 72,666 |
| Ann Arbor, MI | 8 | $ 1,637,000 | $ 204,625 | $ 82,000 |
| Billings, MT | 8 | $ 1,567,000 | $ 195,875 | $ 88,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 1,253,000 | $ 156,625 | $ 67,000 |
| Idaho Falls, ID | 8 | $ 1,406,000 | $ 175,750 | $ 78,000 |
| Johnstown, PA | 8 | $ 1,154,000 | $ 144,250 | $ 57,000 |
| Merced, CA | 8 | $ 2,539,000 | $ 317,375 | $ 101,000 |
| Michigan City-La Porte, IN | 8 | $ 1,480,000 | $ 185,000 | $ 204,000 |
| Niles-Benton Harbor, MI | 8 | $ 1,960,000 | $ 245,000 | $ 98,000 |
| Tuscaloosa, AL | 8 | $ 1,019,000 | $ 127,375 | $ 38,000 |
| Bloomington, IN | 7 | $ 1,776,000 | $ 253,714 | $ 232,000 |
| Charlottesville, VA | 7 | $ 856,000 | $ 122,285 | $ 44,000 |
| Cumberland, MD-WV | 7 | $ 543,000 | $ 77,571 | $ 44,428 |
| Dalton, GA | 7 | $ 838,000 | $ 119,714 | $ 53,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 480,000 | $ 68,571 | $ 45,571 |
| Decatur, AL | 7 | $ 710,000 | $ 101,428 | $ 35,000 |
| Des Moines-West Des Moines, IA | 7 | $ 916,000 | $ 130,857 | $ 93,000 |
| Dothan, AL | 7 | $ 915,000 | $ 130,714 | $ 106,000 |
| Dover, DE | 7 | $ 1,033,000 | $ 147,571 | $ 217,000 |
| Elkhart-Goshen, IN | 7 | $ 508,000 | $ 72,571 | $ 46,000 |
| Evansville, IN-KY | 7 | $ 732,000 | $ 104,571 | $ 57,000 |
| Flagstaff, AZ | 7 | $ 1,431,000 | $ 204,428 | $ 92,000 |
| Gadsden, AL | 7 | $ 601,000 | $ 85,857 | $ 46,000 |
| Gainesville, FL | 7 | $ 1,295,000 | $ 185,000 | $ 68,000 |
| Greeley, CO | 7 | $ 1,655,000 | $ 236,428 | $ 105,000 |
| Greenville, NC | 7 | $ 639,000 | $ 91,285 | $ 66,000 |
| Morristown, TN | 7 | $ 1,421,000 | $ 203,000 | $ 87,000 |
| Roanoke, VA | 7 | $ 1,033,000 | $ 147,571 | $ 78,000 |
| Saginaw-Saginaw Township North, MI | 7 | $ 493,000 | $ 70,428 | $ 83,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 3,795,000 | $ 542,142 | $ 201,000 |
| Vallejo-Fairfield, CA | 7 | $ 4,573,000 | $ 653,285 | $ 174,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 718,000 | $ 102,571 | $ 78,857 |
| Yuma, AZ | 7 | $ 868,000 | $ 124,000 | $ 42,000 |
| Anniston-Oxford, AL | 6 | $ 598,000 | $ 99,666 | $ 49,000 |
| Appleton, WI | 6 | $ 786,000 | $ 131,000 | $ 65,000 |
| Athens-Clarke County, GA | 6 | $ 944,000 | $ 157,333 | $ 65,000 |
| Bellingham, WA | 6 | $ 1,599,000 | $ 266,500 | $ 121,000 |
| Clarksville, TN-KY | 6 | $ 982,000 | $ 163,666 | $ 71,000 |
| Corpus Christi, TX | 6 | $ 679,000 | $ 113,166 | $ 89,000 |
| El Centro, CA | 6 | $ 1,026,000 | $ 171,000 | $ 48,000 |
| Janesville, WI | 6 | $ 480,000 | $ 80,000 | $ 80,000 |
| Kankakee-Bradley, IL | 6 | $ 785,000 | $ 130,833 | $ 49,000 |
| Lewiston-Auburn, ME | 6 | $ 650,000 | $ 108,333 | $ 44,000 |
| Lima, OH | 6 | $ 704,000 | $ 117,333 | $ 96,000 |
| Lincoln, NE | 6 | $ 1,219,000 | $ 203,166 | $ 162,000 |
| Longview, TX | 6 | $ 671,000 | $ 111,833 | $ 84,000 |
| Mansfield, OH | 6 | $ 482,000 | $ 80,333 | $ 36,000 |
| Medford, OR | 6 | $ 2,853,000 | $ 475,500 | $ 199,000 |
| Muskegon-Norton Shores, MI | 6 | $ 456,000 | $ 76,000 | $ 39,000 |
| Oshkosh-Neenah, WI | 6 | $ 1,015,000 | $ 169,166 | $ 120,000 |
| Pueblo, CO | 6 | $ 442,000 | $ 73,666 | $ 244,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 1,860,000 | $ 310,000 | $ 142,000 |
| Springfield, IL | 6 | $ 425,000 | $ 70,833 | $ 69,000 |
| St. Joseph, MO-KS | 6 | $ 531,000 | $ 88,500 | $ 37,000 |
| Wausau, WI | 6 | $ 1,041,000 | $ 173,500 | $ 55,000 |
| Alexandria, LA | 5 | $ 310,000 | $ 62,000 | $ 40,000 |
| Altoona, PA | 5 | $ 398,000 | $ 79,600 | $ 38,000 |
| Brownsville-Harlingen, TX | 5 | $ 664,000 | $ 132,800 | $ 94,000 |
| Burlington-South Burlington, VT | 5 | $ 1,409,000 | $ 281,800 | $ 115,000 |
| Champaign-Urbana, IL | 5 | $ 426,000 | $ 85,200 | $ 56,000 |
| Danville, VA | 5 | $ 519,000 | $ 103,800 | $ 51,000 |
| Erie, PA | 5 | $ 485,000 | $ 97,000 | $ 56,000 |
| Fort Walton Beach-Crestview-Destin, FL | 5 | $ 1,172,000 | $ 234,400 | $ 107,000 |
| Johnson City, TN | 5 | $ 743,000 | $ 148,600 | $ 40,000 |
| Kokomo, IN | 5 | $ 492,000 | $ 98,400 | $ 48,000 |
| Lansing-East Lansing, MI | 5 | $ 577,000 | $ 115,400 | $ 63,000 |
| Lawrence, KS | 5 | $ 874,000 | $ 174,800 | $ 94,000 |
| Morgantown, WV | 5 | $ 458,000 | $ 91,600 | $ 46,000 |
| Palm Coast, FL | 5 | $ 590,000 | $ 118,000 | $ 41,000 |
| Panama City-Lynn Haven, FL | 5 | $ 909,000 | $ 181,800 | $ 219,000 |
| Rochester, MN | 5 | $ 1,363,000 | $ 272,600 | $ 142,000 |
| Victoria, TX | 5 | $ 473,000 | $ 94,600 | $ 74,000 |
| Wenatchee, WA | 5 | $ 943,000 | $ 188,600 | $ 118,000 |
| Williamsport, PA | 5 | $ 872,000 | $ 174,400 | $ 58,000 |
| Albany, GA | 4 | $ 410,000 | $ 102,500 | $ 39,000 |
| Anderson, SC | 4 | $ 568,000 | $ 142,000 | $ 47,000 |
| Brunswick, GA | 4 | $ 356,000 | $ 89,000 | $ 51,000 |
| Cheyenne, WY | 4 | $ 887,000 | $ 221,750 | $ 113,000 |
| Fargo, ND-MN | 4 | $ 807,000 | $ 201,750 | $ 68,000 |
| Fond Du Lac, WI | 4 | $ 376,000 | $ 94,000 | $ 48,000 |
| Killeen-Temple-Fort Hood, TX | 4 | $ 231,000 | $ 57,750 | $ 40,000 |
| Lafayette, IN | 4 | $ 411,000 | $ 102,750 | $ 109,000 |
| Lawton, OK | 4 | $ 509,000 | $ 127,250 | $ 63,000 |
| Logan, UT-ID | 4 | $ 881,000 | $ 220,250 | $ 67,500 |
| Muncie, IN | 4 | $ 467,000 | $ 116,750 | $ 303,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 402,000 | $ 100,500 | $ 30,000 |
| Pocatello, ID | 4 | $ 346,000 | $ 86,500 | $ 49,000 |
| Rocky Mount, NC | 4 | $ 267,000 | $ 66,750 | $ 49,000 |
| Sumter, SC | 4 | $ 331,000 | $ 82,750 | $ 88,000 |
| Topeka, KS | 4 | $ 313,000 | $ 78,250 | $ 56,000 |
| Wichita Falls, TX | 4 | $ 477,000 | $ 119,250 | $ 119,000 |
| Yuba City, CA | 4 | $ 882,000 | $ 220,500 | $ 265,000 |
| Burlington, NC | 3 | $ 355,000 | $ 118,333 | $ 44,000 |
| Columbus, IN | 3 | $ 482,000 | $ 160,666 | $ 46,000 |
| Farmington, NM | 3 | $ 317,000 | $ 105,666 | $ 95,000 |
| Florence-Muscle Shoals, AL | 3 | $ 387,000 | $ 129,000 | $ 58,000 |
| Hanford-Corcoran, CA | 3 | $ 374,000 | $ 124,666 | $ 76,000 |
| Jackson, TN | 3 | $ 246,000 | $ 82,000 | $ 28,000 |
| Jacksonville, NC | 3 | $ 546,000 | $ 182,000 | $ 47,000 |
| La Crosse, WI-MN | 3 | $ 496,000 | $ 165,333 | $ 66,000 |
| Odessa, TX | 3 | $ 180,000 | $ 60,000 | $ 80,000 |
| Pittsfield, MA | 3 | $ 603,000 | $ 201,000 | $ 60,000 |
| Rome, GA | 3 | $ 312,000 | $ 104,000 | $ 52,000 |
| Sandusky, OH | 3 | $ 218,000 | $ 72,666 | $ 82,000 |
| Sebastian-Vero Beach, FL | 3 | $ 2,195,000 | $ 731,666 | $ 384,000 |
| Sioux City, IA-NE-SD | 3 | $ 811,000 | $ 270,333 | $ 122,333 |
| Spartanburg, SC | 3 | $ 384,000 | $ 128,000 | $ 59,000 |
| Springfield, OH | 3 | $ 172,000 | $ 57,333 | $ 49,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 276,000 | $ 92,000 | $ 44,000 |
| Tyler, TX | 3 | $ 921,000 | $ 307,000 | $ 68,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 281,000 | $ 93,666 | $ 33,000 |
| Abilene, TX | 2 | $ 61,000 | $ 30,500 | $ 34,000 |
| Auburn-Opelika, AL | 2 | $ 145,000 | $ 72,500 | $ 34,000 |
| Battle Creek, MI | 2 | $ 213,000 | $ 106,500 | $ 47,000 |
| Bismarck, ND | 2 | $ 226,000 | $ 113,000 | $ 85,000 |
| Bowling Green, KY | 2 | $ 266,000 | $ 133,000 | $ 69,000 |
| College Station-Bryan, TX | 2 | $ 252,000 | $ 126,000 | $ 45,000 |
| Columbia, MO | 2 | $ 229,000 | $ 114,500 | $ 56,000 |
| Decatur, IL | 2 | $ 244,000 | $ 122,000 | $ 77,000 |
| Elizabethtown, KY | 2 | $ 184,000 | $ 92,000 | $ 64,000 |
| Goldsboro, NC | 2 | $ 135,000 | $ 67,500 | $ 28,000 |
| Harrisonburg, VA | 2 | $ 730,000 | $ 365,000 | $ 335,000 |
| Lebanon, PA | 2 | $ 229,000 | $ 114,500 | $ 45,000 |
| Monroe, MI | 2 | $ 603,000 | $ 301,500 | $ 78,000 |
| Napa, CA | 2 | $ 881,000 | $ 440,500 | $ 180,000 |
| Rapid City, SD | 2 | $ 460,000 | $ 230,000 | $ 106,000 |
| San Angelo, TX | 2 | $ 141,000 | $ 70,500 | $ 32,000 |
| Sheboygan, WI | 2 | $ 197,000 | $ 98,500 | $ 30,000 |
| Sherman-Denison, TX | 2 | $ 170,000 | $ 85,000 | $ 50,000 |
| State College, PA | 2 | $ 212,000 | $ 106,000 | $ 42,000 |
| Warner Robins, GA | 2 | $ 128,000 | $ 64,000 | $ 45,000 |
| Amarillo, TX | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Bay City, MI | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| Bloomington-Normal, IL | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Casper, WY | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Cedar Rapids, IA | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Cleveland, TN | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Danville, IL | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Eau Claire, WI | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
| Great Falls, MT | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Holland-Grand Haven, MI | 1 | $ 209,000 | $ 209,000 | $ 87,000 |
| Jefferson City, MO | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Jonesboro, AR | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Lewiston, ID-WA | 1 | $ 140,000 | $ 140,000 | $ 280,000 |
| Lubbock, TX | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Missoula, MT | 1 | $ 248,000 | $ 248,000 | $ 92,000 |
| Nassau-Suffolk, NY | 1 | $ 77,000 | $ 77,000 | $ 95,000 |
| Reno-Sparks, NV | 1 | $ 332,000 | $ 332,000 | $ 70,000 |
| Sioux Falls, SD | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| St. Cloud, MN | 1 | $ 194,000 | $ 194,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Chase Manhattan Bank USA, NA in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,520 | $2,453,504,000 | $212,000 | $2,243,000 | $101,000 | $4,661,000 |
| Home Purchase | 1,978 | $515,667,000 | $260,000 | $1,913,000 | $133,000 | $8,250,000 |
| Home Improvement | 519 | $77,732,000 | $149,000 | $1,306,000 | $81,000 | $893,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,758 | $1,477,869,000 | $218,000 | $2,243,000 | $111,000 | $4,200,000 |
| Black or African American | 3,010 | $550,992,000 | $183,000 | $1,344,000 | $79,000 | $4,661,000 |
| Not Provided | 2,225 | $506,545,000 | $227,000 | $1,913,000 | $115,000 | $8,250,000 |
| Hispanic | 1,654 | $397,592,000 | $240,000 | $2,061,000 | $102,000 | $2,117,000 |
| Asian | 234 | $82,392,000 | $352,000 | $1,095,000 | $173,000 | $2,400,000 |
| American Indian or Alaskan Native | 81 | $12,483,000 | $154,000 | $703,000 | $78,000 | $385,000 |
| Native Hawaiian or Other Pacific Islander | 55 | $19,030,000 | $346,000 | $1,470,000 | $119,000 | $480,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,017 | $3,046,903,000 | $217,000 | $2,243,000 | $104,000 | $8,250,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 9,707 | $2,183,870,000 | $224,000 | $2,243,000 | $107,000 | $4,500,000 |
| Loan Originated | 4,122 | $825,889,000 | $200,000 | $1,600,000 | $99,000 | $8,250,000 |
| Application Approved But Not Accepted | 125 | $23,149,000 | $185,000 | $1,330,000 | $90,000 | $585,000 |
| Application Withdrawn By Applicant | 63 | $13,995,000 | $222,000 | $800,000 | $66,000 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 4,573 | $981,771,000 | $214,000 | $2,243,000 | $110,000 | $3,600,000 |
| Collateral | 1,874 | $386,837,000 | $206,000 | $1,476,000 | $113,000 | $4,500,000 |
| Debt-To-Income Ratio | 1,416 | $364,181,000 | $257,000 | $1,313,000 | $74,000 | $2,417,000 |
| Credit History | 924 | $194,945,000 | $210,000 | $1,000,000 | $103,000 | $2,400,000 |
| Unverifiable Information | 451 | $129,447,000 | $287,000 | $1,913,000 | $128,000 | $1,158,000 |
| Other | 438 | $119,044,000 | $271,000 | $1,910,000 | $153,000 | $3,441,000 |
| Employment History | 29 | $7,104,000 | $244,000 | $1,095,000 | $80,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $541,000 | $270,000 | $490,000 | $78,000 | $127,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chase Manhattan Bank USA, NA's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chase Manhattan Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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