Chase Manhattan Bank USA, NA Mortgage Lending & HMDA Data, 2005
In 2005, Chase Manhattan Bank USA, NA of Newark, DE reported 116,345 mortgage applications totaling $17.5 billion, up 12% from 2004. The average application was for $150,275, and applicants reported an average income of $69,977. 41% of its applications resulted in an originated loan and 57% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,418), Miami-Miami Beach-Kendall, FL (4,091) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (3,171) (applications in parentheses).
| Mortgage Company & Address | Chase Manhattan Bank USA, NA 200 White Clay Center Dr Newark, DE 19711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 116,345 |
| Total Mortgage Loan Application Amount | $17,483,768,000 |
| Average Mortgage Loan Application Amount | $150,275 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $69,977 |
| Highest Applicant Income | $9,192,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chase Manhattan Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 4,418 | $ 750,429,000 | $ 169,857 | $ 77,000 |
| Miami-Miami Beach-Kendall, FL | 4,091 | $ 685,559,000 | $ 167,577 | $ 89,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,171 | $ 553,590,000 | $ 174,578 | $ 81,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,861 | $ 775,927,000 | $ 271,208 | $ 105,000 |
| Riverside-San Bernardino-Ontario, CA | 2,652 | $ 583,661,000 | $ 220,083 | $ 89,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,603 | $ 452,353,000 | $ 173,781 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,471 | $ 340,741,000 | $ 137,895 | $ 71,000 |
| St. Louis, MO-IL | 2,412 | $ 275,783,000 | $ 114,337 | $ 56,000 |
| Philadelphia, PA | 2,407 | $ 288,638,000 | $ 119,916 | $ 75,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,180 | $ 305,793,000 | $ 140,272 | $ 79,000 |
| Orlando, FL | 1,864 | $ 291,418,000 | $ 156,340 | $ 74,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,727 | $ 311,606,000 | $ 180,431 | $ 79,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,610 | $ 290,787,000 | $ 180,613 | $ 79,000 |
| Detroit-Livonia-Dearborn, MI | 1,558 | $ 151,965,000 | $ 97,538 | $ 67,000 |
| Warren-Farmington Hills-Troy, MI | 1,388 | $ 221,658,000 | $ 159,695 | $ 73,000 |
| Baltimore-Towson, MD | 1,328 | $ 210,239,000 | $ 158,312 | $ 89,000 |
| Newark-Union, NJ-PA | 1,316 | $ 303,784,000 | $ 230,838 | $ 96,000 |
| Edison, NJ | 1,269 | $ 277,892,000 | $ 218,985 | $ 90,000 |
| Cleveland-Elyria-Mentor, OH | 1,061 | $ 115,158,000 | $ 108,537 | $ 65,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,010 | $ 127,400,000 | $ 126,138 | $ 69,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 945 | $ 133,298,000 | $ 141,056 | $ 68,000 |
| Pittsburgh, PA | 903 | $ 91,776,000 | $ 101,634 | $ 60,000 |
| Denver-Aurora, CO | 880 | $ 162,660,000 | $ 184,840 | $ 75,000 |
| Las Vegas-Paradise, NV | 876 | $ 175,293,000 | $ 200,106 | $ 69,000 |
| Camden, NJ | 868 | $ 134,171,000 | $ 154,574 | $ 74,000 |
| Columbus, OH | 814 | $ 103,558,000 | $ 127,221 | $ 77,000 |
| Indianapolis, IN | 784 | $ 89,741,000 | $ 114,465 | $ 70,000 |
| Nashville-Davidson--Murfreesboro, TN | 738 | $ 92,725,000 | $ 125,643 | $ 89,000 |
| New Orleans-Metairie-Kenner, LA | 708 | $ 79,765,000 | $ 112,662 | $ 63,000 |
| Jacksonville, FL | 678 | $ 85,011,000 | $ 125,384 | $ 68,000 |
| Seattle-Bellevue-Everett, WA | 675 | $ 142,649,000 | $ 211,331 | $ 88,000 |
| Cincinnati-Middletown, OH-KY-IN | 657 | $ 78,760,000 | $ 119,878 | $ 76,000 |
| Oakland-Fremont-Hayward, CA | 618 | $ 194,358,000 | $ 314,495 | $ 112,000 |
| Bridgeport-Stamford-Norwalk, CT | 595 | $ 133,146,000 | $ 223,774 | $ 116,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 587 | $ 146,250,000 | $ 249,148 | $ 91,000 |
| Providence-New Bedford-Fall River, RI-MA | 582 | $ 109,759,000 | $ 188,589 | $ 86,000 |
| Port St. Lucie-Fort Pierce, FL | 580 | $ 93,021,000 | $ 160,381 | $ 75,000 |
| Richmond, VA | 578 | $ 78,956,000 | $ 136,602 | $ 64,000 |
| Sarasota-Bradenton-Venice, FL | 570 | $ 96,194,000 | $ 168,761 | $ 71,000 |
| Tucson, AZ | 554 | $ 75,710,000 | $ 136,660 | $ 71,000 |
| Cape Coral-Fort Myers, FL | 532 | $ 84,801,000 | $ 159,400 | $ 75,000 |
| San Diego-Carlsbad-San Marcos, CA | 523 | $ 149,217,000 | $ 285,309 | $ 150,000 |
| New Haven-Milford, CT | 517 | $ 81,735,000 | $ 158,094 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 508 | $ 72,186,000 | $ 142,098 | $ 72,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 507 | $ 95,912,000 | $ 189,175 | $ 86,000 |
| Kansas City, MO-KS | 478 | $ 49,120,000 | $ 102,761 | $ 61,000 |
| Louisville, KY-IN | 466 | $ 53,874,000 | $ 115,609 | $ 60,000 |
| Charlotte-Gastonia-Concord, NC-SC | 464 | $ 57,129,000 | $ 123,122 | $ 62,000 |
| Oklahoma City, OK | 463 | $ 42,268,000 | $ 91,291 | $ 70,000 |
| Santa Ana-Anaheim-Irvine, CA | 462 | $ 168,649,000 | $ 365,041 | $ 114,000 |
| Hartford-West Hartford-East Hartford, CT | 456 | $ 71,028,000 | $ 155,763 | $ 68,000 |
| Boston-Quincy, MA | 455 | $ 111,377,000 | $ 244,784 | $ 103,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 454 | $ 59,966,000 | $ 132,083 | $ 73,000 |
| Lakeland, FL | 439 | $ 50,935,000 | $ 116,025 | $ 71,000 |
| Gary, IN | 433 | $ 45,211,000 | $ 104,413 | $ 62,000 |
| Knoxville, TN | 431 | $ 45,149,000 | $ 104,754 | $ 63,000 |
| Portland-Vancouver-Beaverton, OR-WA | 428 | $ 75,963,000 | $ 177,483 | $ 97,000 |
| Bethesda-Frederick-Gaithersburg, MD | 423 | $ 98,820,000 | $ 233,617 | $ 90,000 |
| Wilmington, DE-MD-NJ | 412 | $ 65,281,000 | $ 158,449 | $ 70,000 |
| Tulsa, OK | 405 | $ 38,338,000 | $ 94,661 | $ 68,000 |
| Tacoma, WA | 374 | $ 65,450,000 | $ 175,000 | $ 73,000 |
| Memphis, TN-MS-AR | 354 | $ 35,544,000 | $ 100,406 | $ 85,000 |
| Akron, OH | 353 | $ 38,717,000 | $ 109,679 | $ 65,000 |
| Dayton, OH | 341 | $ 35,965,000 | $ 105,469 | $ 73,000 |
| Baton Rouge, LA | 331 | $ 34,141,000 | $ 103,145 | $ 54,000 |
| Flint, MI | 330 | $ 31,138,000 | $ 94,357 | $ 54,000 |
| Houston-Baytown-Sugar Land, TX | 329 | $ 27,049,000 | $ 82,215 | $ 65,000 |
| Bakersfield, CA | 325 | $ 51,801,000 | $ 159,387 | $ 67,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 322 | $ 41,126,000 | $ 127,720 | $ 66,000 |
| Fresno, CA | 322 | $ 56,103,000 | $ 174,232 | $ 78,000 |
| Birmingham-Hoover, AL | 301 | $ 29,324,000 | $ 97,421 | $ 59,000 |
| Albuquerque, NM | 297 | $ 36,996,000 | $ 124,565 | $ 64,000 |
| Stockton, CA | 295 | $ 74,321,000 | $ 251,935 | $ 116,000 |
| Jackson, MS | 284 | $ 23,647,000 | $ 83,264 | $ 51,000 |
| Toledo, OH | 275 | $ 25,806,000 | $ 93,840 | $ 53,000 |
| Grand Rapids-Wyoming, MI | 263 | $ 28,100,000 | $ 106,844 | $ 54,000 |
| Little Rock-North Little Rock, AR | 258 | $ 22,645,000 | $ 87,771 | $ 56,000 |
| Lake County-Kenosha County, IL-WI | 254 | $ 47,276,000 | $ 186,125 | $ 220,000 |
| Naples-Marco Island, FL | 250 | $ 52,307,000 | $ 209,228 | $ 100,000 |
| Cambridge-Newton-Framingham, MA | 246 | $ 61,386,000 | $ 249,536 | $ 102,000 |
| Manchester-Nashua, NH | 242 | $ 43,779,000 | $ 180,904 | $ 93,000 |
| Raleigh-Cary, NC | 239 | $ 30,978,000 | $ 129,615 | $ 80,000 |
| Shreveport-Bossier City, LA | 234 | $ 20,535,000 | $ 87,756 | $ 52,000 |
| Colorado Springs, CO | 230 | $ 37,752,000 | $ 164,139 | $ 78,000 |
| Modesto, CA | 224 | $ 52,132,000 | $ 232,732 | $ 107,000 |
| Portland-South Portland-Biddeford, ME | 224 | $ 38,984,000 | $ 174,035 | $ 77,000 |
| Youngstown-Warren-Boardman, OH-PA | 219 | $ 16,748,000 | $ 76,474 | $ 42,000 |
| Pensacola-Ferry Pass-Brent, FL | 213 | $ 25,658,000 | $ 120,460 | $ 69,000 |
| Rockingham County-Strafford County, NH | 212 | $ 42,678,000 | $ 201,311 | $ 84,000 |
| Ocala, FL | 207 | $ 24,625,000 | $ 118,961 | $ 61,000 |
| Lansing-East Lansing, MI | 203 | $ 25,055,000 | $ 123,423 | $ 63,000 |
| Columbia, SC | 202 | $ 21,463,000 | $ 106,252 | $ 73,000 |
| Atlantic City, NJ | 200 | $ 32,443,000 | $ 162,215 | $ 76,000 |
| Greensboro-High Point, NC | 199 | $ 21,584,000 | $ 108,462 | $ 56,000 |
| Salt Lake City, UT | 197 | $ 30,884,000 | $ 156,771 | $ 85,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 192 | $ 61,437,000 | $ 319,984 | $ 101,000 |
| Worcester, MA | 192 | $ 36,775,000 | $ 191,536 | $ 84,000 |
| Madison, WI | 189 | $ 29,444,000 | $ 155,788 | $ 69,000 |
| Essex County, MA | 185 | $ 45,294,000 | $ 244,832 | $ 85,000 |
| Charleston-North Charleston, SC | 180 | $ 23,102,000 | $ 128,344 | $ 79,000 |
| Canton-Massillon, OH | 179 | $ 17,943,000 | $ 100,240 | $ 49,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 179 | $ 60,706,000 | $ 339,139 | $ 112,000 |
| Greenville, SC | 177 | $ 19,741,000 | $ 111,531 | $ 56,000 |
| Springfield, MA | 175 | $ 24,150,000 | $ 138,000 | $ 61,000 |
| Visalia-Porterville, CA | 175 | $ 26,916,000 | $ 153,805 | $ 62,000 |
| Asheville, NC | 170 | $ 21,135,000 | $ 124,323 | $ 58,000 |
| Trenton-Ewing, NJ | 168 | $ 27,104,000 | $ 161,333 | $ 71,000 |
| Reading, PA | 167 | $ 17,997,000 | $ 107,766 | $ 70,000 |
| Charleston, WV | 165 | $ 14,193,000 | $ 86,018 | $ 49,000 |
| Punta Gorda, FL | 164 | $ 23,258,000 | $ 141,817 | $ 73,000 |
| Rockford, IL | 160 | $ 16,431,000 | $ 102,693 | $ 57,000 |
| Green Bay, WI | 157 | $ 20,320,000 | $ 129,426 | $ 58,000 |
| Vallejo-Fairfield, CA | 157 | $ 47,303,000 | $ 301,292 | $ 105,000 |
| Lexington-Fayette, KY | 155 | $ 16,161,000 | $ 104,264 | $ 51,000 |
| Reno-Sparks, NV | 155 | $ 30,156,000 | $ 194,554 | $ 74,000 |
| Scranton--Wilkes-Barre, PA | 155 | $ 12,912,000 | $ 83,303 | $ 50,000 |
| Dallas-Plano-Irving, TX | 148 | $ 15,134,000 | $ 102,256 | $ 86,000 |
| Winston-Salem, NC | 148 | $ 16,786,000 | $ 113,418 | $ 53,000 |
| Greeley, CO | 140 | $ 25,355,000 | $ 181,107 | $ 82,000 |
| Monroe, LA | 139 | $ 10,694,000 | $ 76,935 | $ 58,000 |
| Tallahassee, FL | 139 | $ 17,300,000 | $ 124,460 | $ 55,000 |
| Gainesville, FL | 133 | $ 14,880,000 | $ 111,879 | $ 67,000 |
| South Bend-Mishawaka, IN-MI | 132 | $ 11,010,000 | $ 83,409 | $ 42,000 |
| Chattanooga, TN-GA | 130 | $ 13,772,000 | $ 105,938 | $ 52,000 |
| Peoria, IL | 130 | $ 10,484,000 | $ 80,646 | $ 57,000 |
| York-Hanover, PA | 124 | $ 15,479,000 | $ 124,830 | $ 71,000 |
| Savannah, GA | 123 | $ 14,331,000 | $ 116,512 | $ 73,000 |
| San Antonio, TX | 122 | $ 10,202,000 | $ 83,622 | $ 98,000 |
| Fayetteville, NC | 121 | $ 10,799,000 | $ 89,247 | $ 56,000 |
| Fort Wayne, IN | 121 | $ 10,014,000 | $ 82,760 | $ 43,000 |
| Hickory-Lenoir-Morganton, NC | 120 | $ 11,174,000 | $ 93,116 | $ 47,000 |
| Prescott, AZ | 119 | $ 20,152,000 | $ 169,344 | $ 86,000 |
| Saginaw-Saginaw Township North, MI | 119 | $ 10,019,000 | $ 84,193 | $ 45,000 |
| Racine, WI | 118 | $ 14,872,000 | $ 126,033 | $ 57,000 |
| Wichita, KS | 118 | $ 10,290,000 | $ 87,203 | $ 53,000 |
| Wilmington, NC | 118 | $ 14,759,000 | $ 125,076 | $ 51,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 115 | $ 11,562,000 | $ 100,539 | $ 58,000 |
| Dover, DE | 112 | $ 15,479,000 | $ 138,205 | $ 59,000 |
| Kalamazoo-Portage, MI | 112 | $ 9,988,000 | $ 89,178 | $ 47,000 |
| Muskegon-Norton Shores, MI | 112 | $ 8,484,000 | $ 75,750 | $ 43,000 |
| Augusta-Richmond County, GA-SC | 111 | $ 10,116,000 | $ 91,135 | $ 58,000 |
| Montgomery, AL | 111 | $ 9,060,000 | $ 81,621 | $ 46,000 |
| Harrisburg-Carlisle, PA | 110 | $ 10,830,000 | $ 98,454 | $ 64,000 |
| Houma-Bayou Cane-Thibodaux, LA | 110 | $ 8,987,000 | $ 81,700 | $ 47,000 |
| Salem, OR | 109 | $ 15,097,000 | $ 138,504 | $ 67,000 |
| Fort Collins-Loveland, CO | 108 | $ 20,920,000 | $ 193,703 | $ 69,000 |
| Norwich-New London, CT | 107 | $ 18,905,000 | $ 176,682 | $ 85,000 |
| Lafayette, LA | 104 | $ 10,258,000 | $ 98,634 | $ 50,000 |
| Niles-Benton Harbor, MI | 104 | $ 10,494,000 | $ 100,903 | $ 50,000 |
| Springfield, MO | 103 | $ 10,565,000 | $ 102,572 | $ 48,000 |
| Fort Worth-Arlington, TX | 102 | $ 9,348,000 | $ 91,647 | $ 88,000 |
| Macon, GA | 101 | $ 9,435,000 | $ 93,415 | $ 57,000 |
| Appleton, WI | 100 | $ 12,662,000 | $ 126,620 | $ 78,000 |
| San Francisco-San Mateo-Redwood City, CA | 100 | $ 34,613,000 | $ 346,130 | $ 111,000 |
| Mobile, AL | 98 | $ 8,219,000 | $ 83,867 | $ 48,000 |
| Spartanburg, SC | 97 | $ 8,496,000 | $ 87,587 | $ 47,000 |
| Vero Beach, FL | 97 | $ 13,421,000 | $ 138,360 | $ 73,000 |
| Durham, NC | 96 | $ 13,400,000 | $ 139,583 | $ 72,000 |
| Eugene-Springfield, OR | 96 | $ 15,791,000 | $ 164,489 | $ 74,000 |
| Merced, CA | 94 | $ 20,099,000 | $ 213,819 | $ 86,000 |
| Vineland-Millville-Bridgeton, NJ | 94 | $ 12,284,000 | $ 130,680 | $ 87,000 |
| Ann Arbor, MI | 93 | $ 15,746,000 | $ 169,311 | $ 80,000 |
| Elkhart-Goshen, IN | 93 | $ 9,907,000 | $ 106,526 | $ 56,000 |
| Huntsville, AL | 93 | $ 8,562,000 | $ 92,064 | $ 54,000 |
| Omaha-Council Bluffs, NE-IA | 93 | $ 10,831,000 | $ 116,462 | $ 51,000 |
| Columbus, GA-AL | 90 | $ 9,327,000 | $ 103,633 | $ 53,000 |
| Santa Rosa-Petaluma, CA | 90 | $ 26,166,000 | $ 290,733 | $ 141,000 |
| Lancaster, PA | 89 | $ 10,158,000 | $ 114,134 | $ 52,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 87 | $ 10,958,000 | $ 125,954 | $ 75,000 |
| Morristown, TN | 86 | $ 8,208,000 | $ 95,441 | $ 53,000 |
| Redding, CA | 86 | $ 15,027,000 | $ 174,732 | $ 66,000 |
| Chico, CA | 84 | $ 13,504,000 | $ 160,761 | $ 55,000 |
| Kingsport-Bristol-Bristol, TN-VA | 84 | $ 7,517,000 | $ 89,488 | $ 51,000 |
| Boise City-Nampa, ID | 83 | $ 10,494,000 | $ 126,433 | $ 72,000 |
| Lake Charles, LA | 82 | $ 6,783,000 | $ 82,719 | $ 71,000 |
| Roanoke, VA | 82 | $ 9,444,000 | $ 115,170 | $ 57,000 |
| Santa Fe, NM | 82 | $ 16,175,000 | $ 197,256 | $ 80,000 |
| Spokane, WA | 82 | $ 9,643,000 | $ 117,597 | $ 64,000 |
| Olympia, WA | 81 | $ 13,498,000 | $ 166,641 | $ 77,000 |
| Yuba City, CA | 81 | $ 16,082,000 | $ 198,543 | $ 76,000 |
| Yuma, AZ | 81 | $ 9,490,000 | $ 117,160 | $ 57,000 |
| Fort Walton Beach-Crestview-Destin, FL | 80 | $ 11,214,000 | $ 140,175 | $ 50,000 |
| Huntington-Ashland, WV-KY-OH | 78 | $ 6,277,000 | $ 80,474 | $ 47,000 |
| Madera, CA | 78 | $ 17,199,000 | $ 220,500 | $ 79,000 |
| Ogden-Clearfield, UT | 78 | $ 9,837,000 | $ 126,115 | $ 67,000 |
| Anderson, SC | 77 | $ 7,304,000 | $ 94,857 | $ 52,000 |
| Gulfport-Biloxi, MS | 74 | $ 7,929,000 | $ 107,148 | $ 50,000 |
| Bremerton-Silverdale, WA | 72 | $ 12,225,000 | $ 169,791 | $ 93,000 |
| Duluth, MN-WI | 72 | $ 7,107,000 | $ 98,708 | $ 67,000 |
| Jackson, MI | 72 | $ 8,085,000 | $ 112,291 | $ 49,000 |
| Fort Smith, AR-OK | 71 | $ 4,939,000 | $ 69,563 | $ 50,000 |
| Ocean City, NJ | 71 | $ 13,810,000 | $ 194,507 | $ 80,000 |
| Coeur D'Alene, ID | 70 | $ 11,087,000 | $ 158,385 | $ 56,000 |
| El Centro, CA | 70 | $ 12,024,000 | $ 171,771 | $ 58,000 |
| Salinas, CA | 70 | $ 21,909,000 | $ 312,985 | $ 103,000 |
| Charlottesville, VA | 69 | $ 8,518,000 | $ 123,449 | $ 52,000 |
| Springfield, IL | 68 | $ 5,070,000 | $ 74,558 | $ 50,000 |
| Lynchburg, VA | 67 | $ 7,476,000 | $ 111,582 | $ 57,000 |
| Panama City-Lynn Haven, FL | 67 | $ 7,935,000 | $ 118,432 | $ 64,000 |
| Provo-Orem, UT | 67 | $ 10,128,000 | $ 151,164 | $ 76,000 |
| Battle Creek, MI | 66 | $ 6,212,000 | $ 94,121 | $ 54,000 |
| Florence, SC | 65 | $ 6,425,000 | $ 98,846 | $ 47,000 |
| Barnstable Town, MA | 64 | $ 14,558,000 | $ 227,468 | $ 77,000 |
| Bend, OR | 64 | $ 13,403,000 | $ 209,421 | $ 116,000 |
| Boulder, CO | 64 | $ 12,553,000 | $ 196,140 | $ 73,000 |
| Hagerstown-Martinsburg, MD-WV | 64 | $ 10,225,000 | $ 159,765 | $ 73,000 |
| Joplin, MO | 64 | $ 4,763,000 | $ 74,421 | $ 41,000 |
| Mansfield, OH | 63 | $ 5,468,000 | $ 86,793 | $ 52,000 |
| Bloomington, IN | 61 | $ 6,508,000 | $ 106,688 | $ 57,000 |
| Pascagoula, MS | 61 | $ 4,774,000 | $ 78,262 | $ 101,000 |
| Alexandria, LA | 60 | $ 5,204,000 | $ 86,733 | $ 63,000 |
| Champaign-Urbana, IL | 60 | $ 5,824,000 | $ 97,066 | $ 47,000 |
| Clarksville, TN-KY | 60 | $ 5,450,000 | $ 90,833 | $ 49,000 |
| Janesville, WI | 59 | $ 6,053,000 | $ 102,593 | $ 46,000 |
| Johnson City, TN | 59 | $ 5,836,000 | $ 98,915 | $ 56,000 |
| Las Cruces, NM | 59 | $ 6,904,000 | $ 117,016 | $ 66,000 |
| Medford, OR | 58 | $ 11,215,000 | $ 193,362 | $ 110,000 |
| Austin-Round Rock, TX | 57 | $ 6,173,000 | $ 108,298 | $ 85,000 |
| Evansville, IN-KY | 57 | $ 4,638,000 | $ 81,368 | $ 54,000 |
| Monroe, MI | 57 | $ 8,179,000 | $ 143,491 | $ 70,000 |
| Lima, OH | 56 | $ 4,104,000 | $ 73,285 | $ 64,000 |
| Pine Bluff, AR | 55 | $ 3,958,000 | $ 71,963 | $ 58,000 |
| Salisbury, MD | 55 | $ 6,527,000 | $ 118,672 | $ 49,000 |
| Terre Haute, IN | 55 | $ 4,159,000 | $ 75,618 | $ 46,000 |
| Bangor, ME | 54 | $ 4,806,000 | $ 89,000 | $ 38,000 |
| Blacksburg-Christiansburg-Radford, VA | 54 | $ 5,175,000 | $ 95,833 | $ 43,000 |
| Eau Claire, WI | 54 | $ 6,488,000 | $ 120,148 | $ 68,000 |
| Topeka, KS | 54 | $ 4,901,000 | $ 90,759 | $ 52,000 |
| Winchester, VA-WV | 54 | $ 8,991,000 | $ 166,500 | $ 63,000 |
| Pueblo, CO | 53 | $ 6,720,000 | $ 126,792 | $ 58,000 |
| St. Joseph, MO-KS | 53 | $ 4,316,000 | $ 81,433 | $ 41,000 |
| Columbia, MO | 52 | $ 7,463,000 | $ 143,519 | $ 67,000 |
| Elizabethtown, KY | 52 | $ 5,408,000 | $ 104,000 | $ 52,000 |
| Morgantown, WV | 52 | $ 3,780,000 | $ 72,692 | $ 48,000 |
| Dothan, AL | 50 | $ 3,612,000 | $ 72,240 | $ 47,000 |
| Erie, PA | 50 | $ 4,007,000 | $ 80,140 | $ 60,000 |
| Holland-Grand Haven, MI | 50 | $ 6,361,000 | $ 127,220 | $ 51,000 |
| Kennewick-Richland-Pasco, WA | 50 | $ 5,856,000 | $ 117,120 | $ 58,000 |
| Rocky Mount, NC | 50 | $ 3,831,000 | $ 76,620 | $ 50,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 50 | $ 12,835,000 | $ 256,700 | $ 85,000 |
| Anderson, IN | 49 | $ 3,929,000 | $ 80,183 | $ 42,000 |
| Des Moines, IA | 49 | $ 6,431,000 | $ 131,244 | $ 73,000 |
| Grand Junction, CO | 49 | $ 7,157,000 | $ 146,061 | $ 67,000 |
| Oshkosh-Neenah, WI | 49 | $ 4,426,000 | $ 90,326 | $ 53,000 |
| Bloomington-Normal, IL | 48 | $ 4,611,000 | $ 96,062 | $ 50,000 |
| Cleveland, TN | 48 | $ 5,309,000 | $ 110,604 | $ 42,000 |
| Springfield, OH | 48 | $ 4,895,000 | $ 101,979 | $ 72,000 |
| St. Cloud, MN | 48 | $ 6,398,000 | $ 133,291 | $ 88,000 |
| San Luis Obispo-Paso Robles, CA | 47 | $ 13,542,000 | $ 288,127 | $ 166,000 |
| Kankakee-Bradley, IL | 46 | $ 5,298,000 | $ 115,173 | $ 54,000 |
| Hattiesburg, MS | 45 | $ 3,483,000 | $ 77,400 | $ 45,000 |
| Lafayette, IN | 45 | $ 5,221,000 | $ 116,022 | $ 55,000 |
| Michigan City-La Porte, IN | 45 | $ 4,486,000 | $ 99,688 | $ 43,000 |
| Albany, GA | 44 | $ 3,869,000 | $ 87,931 | $ 48,000 |
| McAllen-Edinburg-Pharr, TX | 44 | $ 2,371,000 | $ 53,886 | $ 79,000 |
| Jonesboro, AR | 43 | $ 2,968,000 | $ 69,023 | $ 66,000 |
| Sumter, SC | 42 | $ 3,204,000 | $ 76,285 | $ 36,000 |
| Tuscaloosa, AL | 42 | $ 3,834,000 | $ 91,285 | $ 58,000 |
| Greenville, NC | 41 | $ 4,196,000 | $ 102,341 | $ 53,000 |
| Lewiston-Auburn, ME | 41 | $ 4,501,000 | $ 109,780 | $ 43,000 |
| Athens-Clarke County, GA | 40 | $ 4,658,000 | $ 116,450 | $ 59,000 |
| Bellingham, WA | 40 | $ 7,243,000 | $ 181,075 | $ 79,000 |
| Farmington, NM | 40 | $ 4,574,000 | $ 114,350 | $ 57,000 |
| Gainesville, GA | 40 | $ 5,086,000 | $ 127,150 | $ 57,000 |
| Anniston-Oxford, AL | 39 | $ 3,031,000 | $ 77,717 | $ 43,000 |
| Decatur, IL | 39 | $ 2,899,000 | $ 74,333 | $ 42,000 |
| Jacksonville, NC | 39 | $ 4,071,000 | $ 104,384 | $ 53,000 |
| Pittsfield, MA | 39 | $ 5,601,000 | $ 143,615 | $ 78,000 |
| Yakima, WA | 39 | $ 4,452,000 | $ 114,153 | $ 79,000 |
| Bay City, MI | 38 | $ 2,679,000 | $ 70,500 | $ 45,000 |
| El Paso, TX | 38 | $ 2,764,000 | $ 72,736 | $ 51,000 |
| Flagstaff, AZ | 38 | $ 6,103,000 | $ 160,605 | $ 66,000 |
| Warner Robins, GA | 38 | $ 3,030,000 | $ 79,736 | $ 50,000 |
| Muncie, IN | 37 | $ 2,525,000 | $ 68,243 | $ 38,000 |
| Decatur, AL | 35 | $ 3,105,000 | $ 88,714 | $ 47,000 |
| Hot Springs, AR | 34 | $ 3,003,000 | $ 88,323 | $ 46,000 |
| Hanford-Corcoran, CA | 33 | $ 5,266,000 | $ 159,575 | $ 70,000 |
| Jackson, TN | 33 | $ 3,015,000 | $ 91,363 | $ 52,000 |
| Lebanon, PA | 33 | $ 2,750,000 | $ 83,333 | $ 60,000 |
| Mount Vernon-Anacortes, WA | 33 | $ 6,195,000 | $ 187,727 | $ 96,000 |
| Rochester, MN | 33 | $ 4,158,000 | $ 126,000 | $ 62,000 |
| Wheeling, WV-OH | 33 | $ 2,260,000 | $ 68,484 | $ 39,000 |
| Auburn-Opelika, AL | 32 | $ 3,254,000 | $ 101,687 | $ 59,000 |
| Gadsden, AL | 32 | $ 2,330,000 | $ 72,812 | $ 48,000 |
| Jefferson City, MO | 32 | $ 2,960,000 | $ 92,500 | $ 73,000 |
| Parkersburg-Marietta, WV-OH | 32 | $ 2,348,000 | $ 73,375 | $ 76,000 |
| St. George, UT | 32 | $ 5,314,000 | $ 166,062 | $ 67,000 |
| Valdosta, GA | 32 | $ 3,432,000 | $ 107,250 | $ 58,000 |
| Brunswick, GA | 31 | $ 3,201,000 | $ 103,258 | $ 58,000 |
| Dalton, GA | 31 | $ 3,080,000 | $ 99,354 | $ 60,000 |
| Danville, VA | 31 | $ 2,668,000 | $ 86,064 | $ 42,000 |
| Kokomo, IN | 31 | $ 2,915,000 | $ 94,032 | $ 46,000 |
| Longview, WA | 31 | $ 3,955,000 | $ 127,580 | $ 53,000 |
| Wausau, WI | 31 | $ 3,566,000 | $ 115,032 | $ 60,000 |
| Lincoln, NE | 30 | $ 3,266,000 | $ 108,866 | $ 58,000 |
| Rome, GA | 30 | $ 3,514,000 | $ 117,133 | $ 57,000 |
| Altoona, PA | 29 | $ 2,272,000 | $ 78,344 | $ 41,000 |
| Cumberland, MD-WV | 29 | $ 2,191,000 | $ 75,551 | $ 37,000 |
| Danville, IL | 28 | $ 1,831,000 | $ 65,392 | $ 59,000 |
| Sandusky, OH | 28 | $ 2,992,000 | $ 106,857 | $ 80,000 |
| Weirton-Steubenville, WV-OH | 28 | $ 1,920,000 | $ 68,571 | $ 45,000 |
| Billings, MT | 27 | $ 3,229,000 | $ 119,592 | $ 63,000 |
| Bowling Green, KY | 27 | $ 2,255,000 | $ 83,518 | $ 46,000 |
| Goldsboro, NC | 27 | $ 2,239,000 | $ 82,925 | $ 43,000 |
| Sheboygan, WI | 27 | $ 3,092,000 | $ 114,518 | $ 62,000 |
| Casper, WY | 26 | $ 2,709,000 | $ 104,192 | $ 46,000 |
| Johnstown, PA | 26 | $ 1,874,000 | $ 72,076 | $ 41,000 |
| Owensboro, KY | 26 | $ 2,235,000 | $ 85,961 | $ 50,000 |
| Lawton, OK | 25 | $ 2,321,000 | $ 92,840 | $ 98,000 |
| Brownsville-Harlingen, TX | 24 | $ 1,777,000 | $ 74,041 | $ 54,000 |
| Cheyenne, WY | 24 | $ 2,861,000 | $ 119,208 | $ 52,000 |
| Columbus, IN | 24 | $ 2,630,000 | $ 109,583 | $ 60,000 |
| Sioux Falls, SD | 24 | $ 2,267,000 | $ 94,458 | $ 63,000 |
| Williamsport, PA | 24 | $ 1,686,000 | $ 70,250 | $ 37,000 |
| Burlington, NC | 23 | $ 1,984,000 | $ 86,260 | $ 60,000 |
| Florence-Muscle Shoals, AL | 23 | $ 1,760,000 | $ 76,521 | $ 52,000 |
| Fond Du Lac, WI | 23 | $ 2,158,000 | $ 93,826 | $ 44,000 |
| Hinesville-Fort Stewart, GA | 22 | $ 1,907,000 | $ 86,681 | $ 62,000 |
| Wenatchee, WA | 22 | $ 3,608,000 | $ 164,000 | $ 85,000 |
| Beaumont-Port Arthur, TX | 20 | $ 1,102,000 | $ 55,100 | $ 62,000 |
| La Crosse, WI-MN | 19 | $ 2,021,000 | $ 106,368 | $ 50,000 |
| Cedar Rapids, IA | 18 | $ 1,920,000 | $ 106,666 | $ 53,000 |
| Idaho Falls, ID | 18 | $ 1,859,000 | $ 103,277 | $ 60,000 |
| Napa, CA | 18 | $ 5,935,000 | $ 329,722 | $ 169,000 |
| Tyler, TX | 18 | $ 1,341,000 | $ 74,500 | $ 45,000 |
| Killeen-Temple-Fort Hood, TX | 17 | $ 946,000 | $ 55,647 | $ 42,000 |
| Burlington-South Burlington, VT | 16 | $ 3,043,000 | $ 190,187 | $ 69,000 |
| Honolulu, HI | 16 | $ 5,025,000 | $ 314,062 | $ 91,000 |
| State College, PA | 16 | $ 1,823,000 | $ 113,937 | $ 49,000 |
| Corpus Christi, TX | 15 | $ 1,102,000 | $ 73,466 | $ 81,000 |
| Pocatello, ID | 15 | $ 1,580,000 | $ 105,333 | $ 51,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 4,825,000 | $ 344,642 | $ 109,000 |
| Lawrence, KS | 13 | $ 1,599,000 | $ 123,000 | $ 237,000 |
| Missoula, MT | 13 | $ 2,025,000 | $ 155,769 | $ 64,000 |
| Harrisonburg, VA | 12 | $ 1,964,000 | $ 163,666 | $ 52,000 |
| Carson City, NV | 11 | $ 2,353,000 | $ 213,909 | $ 62,000 |
| Corvallis, OR | 11 | $ 1,846,000 | $ 167,818 | $ 78,000 |
| Great Falls, MT | 11 | $ 969,000 | $ 88,090 | $ 42,000 |
| Lubbock, TX | 11 | $ 637,000 | $ 57,909 | $ 49,000 |
| Midland, TX | 11 | $ 479,000 | $ 43,545 | $ 39,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 642,000 | $ 64,200 | $ 40,000 |
| Amarillo, TX | 9 | $ 511,000 | $ 56,777 | $ 44,000 |
| Grand Forks, ND-MN | 9 | $ 618,000 | $ 68,666 | $ 36,000 |
| Longview, TX | 9 | $ 529,000 | $ 58,777 | $ 51,000 |
| Fargo, ND-MN | 8 | $ 994,000 | $ 124,250 | $ 68,000 |
| Texarkana, Tx-Texarkana, AR | 8 | $ 620,000 | $ 77,500 | $ 55,000 |
| Bismarck, ND | 7 | $ 593,000 | $ 84,714 | $ 69,000 |
| Rapid City, SD | 7 | $ 787,000 | $ 112,428 | $ 165,000 |
| Sherman-Denison, TX | 7 | $ 763,000 | $ 109,000 | $ 89,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 926,000 | $ 154,333 | $ 67,000 |
| Victoria, TX | 6 | $ 244,000 | $ 40,666 | $ 50,000 |
| Wichita Falls, TX | 6 | $ 1,260,000 | $ 210,000 | $ 46,000 |
| Abilene, TX | 5 | $ 249,000 | $ 49,800 | $ 45,000 |
| Laredo, TX | 5 | $ 539,000 | $ 107,800 | $ 61,000 |
| Odessa, TX | 5 | $ 236,000 | $ 47,200 | $ 480,000 |
| San Angelo, TX | 5 | $ 130,000 | $ 26,000 | $ 73,000 |
| Sioux City, IA-NE-SD | 5 | $ 702,000 | $ 140,400 | $ 65,000 |
| Waco, TX | 5 | $ 356,000 | $ 71,200 | $ 57,000 |
| College Station-Bryan, TX | 4 | $ 323,000 | $ 80,750 | $ 54,000 |
| Lewiston, ID-WA | 4 | $ 488,000 | $ 122,000 | $ 51,000 |
| Logan, UT-ID | 4 | $ 533,000 | $ 133,250 | $ 63,000 |
| New York-Wayne-White Plains, NY-NJ | 4 | $ 521,000 | $ 130,250 | $ 89,000 |
| Iowa City, IA | 3 | $ 429,000 | $ 143,000 | $ 50,000 |
| Nassau-Suffolk, NY | 3 | $ 828,000 | $ 276,000 | $ 176,000 |
| Dubuque, IA | 2 | $ 204,000 | $ 102,000 | $ 44,000 |
| Ames, IA | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 27,000 | $ 27,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Chase Manhattan Bank USA, NA in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 91,468 | $13,722,247,000 | $137,780 | $25,000,000 | $66,740 | $9,192,000 |
| Home Purchase | 20,657 | $3,174,379,000 | $139,300 | $1,000,000 | $83,080 | $7,213,000 |
| Home Improvement | 4,220 | $587,142,000 | $124,755 | $1,000,000 | $67,734 | $1,854,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 55,255 | $8,145,824,000 | $140,160 | $25,000,000 | $78,760 | $9,192,000 |
| Not Provided | 22,646 | $3,411,276,000 | $138,660 | $2,000,000 | $67,840 | $2,227,000 |
| Black or African American | 19,527 | $2,495,776,000 | $123,250 | $1,200,000 | $63,208 | $7,232,000 |
| Hispanic | 15,644 | $2,814,841,000 | $133,081 | $1,000,000 | $70,632 | $7,213,000 |
| Asian | 2,163 | $447,417,000 | $157,326 | $1,000,000 | $82,826 | $2,832,000 |
| American Indian or Alaskan Native | 718 | $90,245,000 | $123,104 | $600,000 | $62,104 | $665,000 |
| Native Hawaiian or Other Pacific Islander | 391 | $78,337,000 | $149,756 | $1,000,000 | $70,219 | $1,040,000 |
| Not applicable | 1 | $52,000 | $52,000 | $52,000 | $26,000 | $26,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 116,345 | $17,483,768,000 | $137,840 | $25,000,000 | $69,920 | $9,192,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 66,667 | $9,452,383,000 | $133,080 | $25,000,000 | $69,200 | $9,192,000 |
| Loan Originated | 47,185 | $7,626,175,000 | $144,326 | $1,000,000 | $72,306 | $4,200,000 |
| Application Approved But Not Accepted | 1,312 | $243,203,000 | $159,666 | $975,000 | $68,133 | $1,350,000 |
| Application Withdrawn By Applicant | 976 | $131,599,000 | $127,191 | $1,000,000 | $60,893 | $745,000 |
| File Closed For Incompleteness | 205 | $30,408,000 | $162,975 | $644,000 | $90,600 | $2,794,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 46,591 | $6,522,969,000 | $132,100 | $1,700,000 | $69,120 | $9,192,000 |
| Collateral | 8,963 | $1,207,918,000 | $137,142 | $1,000,000 | $74,265 | $7,213,000 |
| Debt-To-Income Ratio | 4,575 | $725,128,000 | $133,510 | $25,000,000 | $44,326 | $720,000 |
| Credit History | 4,158 | $569,645,000 | $121,666 | $1,095,000 | $61,750 | $7,098,000 |
| Other | 1,355 | $249,041,000 | $151,531 | $1,030,000 | $89,000 | $6,358,000 |
| Unverifiable Information | 755 | $140,598,000 | $145,340 | $1,000,000 | $75,295 | $1,985,000 |
| Employment History | 231 | $27,360,000 | $111,692 | $420,000 | $60,692 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $9,724,000 | $273,857 | $1,000,000 | $103,904 | $1,040,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chase Manhattan Bank USA, NA's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chase Manhattan Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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