Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2005

In 2005, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 27,147 mortgage applications totaling $10.3 billion, down 15% from 2004. The average application was for $377,647, and applicants reported an average income of $137,373. 48% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,451), Bethesda-Frederick-Gaithersburg, MD (1,004) and Los Angeles-Long Beach-Glendale, CA (934) (applications in parentheses).

Mortgage Company & Address Chevy Chase Bank, F.S.B.
7501 Wisconsin Ave 13th Flr-W
Bethesda,, MD 20814
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 27,147
Total Mortgage Loan Application Amount $10,251,991,000
Average Mortgage Loan Application Amount $377,647
Highest Mortgage Loan Application Amount $12,000,000
Average Applicant Income $137,373
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chevy Chase Bank, F.S.B. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,391 $ 451,758,000 $ 324,772 $ 115,000
Los Angeles, California 934 $ 672,674,000 $ 720,207 $ 227,000
Montgomery, Maryland 879 $ 222,639,000 $ 253,286 $ 98,000
Clark, Nevada 741 $ 230,102,000 $ 310,529 $ 126,000
Prince George's, Maryland 605 $ 108,955,000 $ 180,090 $ 78,000
Fairfax, Virginia 572 $ 198,938,000 $ 347,793 $ 115,000
San Diego, California 563 $ 342,396,000 $ 608,163 $ 155,000
King, Washington 508 $ 204,832,000 $ 403,212 $ 123,000
Orange, California 506 $ 359,444,000 $ 710,363 $ 205,000
Riverside, California 400 $ 152,396,000 $ 380,990 $ 154,000
Broward, Florida 395 $ 138,325,000 $ 350,189 $ 163,000
Palm Beach, Florida 387 $ 149,694,000 $ 386,806 $ 136,000
Contra Costa, California 341 $ 187,697,000 $ 550,431 $ 169,000
Prince William, Virginia 333 $ 98,001,000 $ 294,297 $ 90,000
Bergen, New Jersey 325 $ 181,914,000 $ 559,735 $ 191,000
Sacramento, California 316 $ 103,980,000 $ 329,050 $ 121,000
District of Columbia, District Of Columbia 313 $ 79,885,000 $ 255,223 $ 108,000
Santa Clara, California 302 $ 227,063,000 $ 751,864 $ 181,000
Miami-Dade, Florida 286 $ 116,059,000 $ 405,800 $ 224,000
Alameda, California 273 $ 144,979,000 $ 531,058 $ 210,000
Loudoun, Virginia 261 $ 83,950,000 $ 321,647 $ 117,000
Suffolk, New York 252 $ 199,706,000 $ 792,484 $ 269,000
St. Louis, Missouri 248 $ 63,514,000 $ 256,104 $ 116,000
Cook, Illinois 237 $ 71,409,000 $ 301,303 $ 131,000
San Bernardino, California 226 $ 72,665,000 $ 321,526 $ 124,000
Monmouth, New Jersey 221 $ 108,418,000 $ 490,579 $ 193,000
San Mateo, California 212 $ 161,259,000 $ 760,655 $ 201,000
Anne Arundel, Maryland 205 $ 63,863,000 $ 311,526 $ 112,000
Marin, California 198 $ 173,032,000 $ 873,898 $ 261,000
Pima, Arizona 180 $ 39,759,000 $ 220,883 $ 87,000
Ocean, New Jersey 180 $ 77,129,000 $ 428,494 $ 169,000
Arapahoe, Colorado 174 $ 50,219,000 $ 288,614 $ 88,000
San Francisco, California 172 $ 125,940,000 $ 732,209 $ 224,000
Pierce, Washington 160 $ 39,104,000 $ 244,400 $ 130,000
Lee, Florida 157 $ 55,564,000 $ 353,910 $ 151,000
Jefferson, Colorado 155 $ 41,049,000 $ 264,832 $ 113,000
Collier, Florida 150 $ 89,651,000 $ 597,673 $ 215,000
Middlesex, New Jersey 149 $ 43,973,000 $ 295,120 $ 108,000
Snohomish, Washington 146 $ 42,883,000 $ 293,719 $ 102,000
Morris, New Jersey 143 $ 76,032,000 $ 531,692 $ 256,000
San Joaquin, California 141 $ 49,932,000 $ 354,127 $ 110,000
Pinellas, Florida 141 $ 42,481,000 $ 301,283 $ 147,000
Denver, Colorado 139 $ 34,476,000 $ 248,028 $ 116,000
Orange, Florida 136 $ 36,622,000 $ 269,279 $ 112,000
Hillsborough, Florida 135 $ 37,763,000 $ 279,725 $ 107,000
Sonoma, California 134 $ 66,676,000 $ 497,582 $ 187,000
St. Charles, Missouri 130 $ 25,248,000 $ 194,215 $ 172,000
Frederick, Maryland 125 $ 27,182,000 $ 217,456 $ 103,000
Sarasota, Florida 114 $ 57,542,000 $ 504,754 $ 285,000
Jackson, Missouri 114 $ 17,465,000 $ 153,201 $ 74,000
Washoe, Nevada 114 $ 47,246,000 $ 414,438 $ 163,000
Placer, California 112 $ 53,242,000 $ 475,375 $ 176,000
Howard, Maryland 112 $ 28,140,000 $ 251,250 $ 111,000
Ventura, California 111 $ 77,999,000 $ 702,693 $ 187,000
Fairfield, Connecticut 108 $ 94,242,000 $ 872,611 $ 223,000
Solano, California 107 $ 42,307,000 $ 395,392 $ 116,000
Westchester, New York 107 $ 69,468,000 $ 649,233 $ 214,000
Douglas, Colorado 104 $ 33,512,000 $ 322,230 $ 140,000
Adams, Colorado 101 $ 22,546,000 $ 223,227 $ 69,000
Salt Lake, Utah 99 $ 20,768,000 $ 209,777 $ 77,000
Santa Barbara, California 95 $ 105,946,000 $ 1,115,221 $ 321,000
Johnson, Kansas 95 $ 21,595,000 $ 227,315 $ 297,000
Sussex, Delaware 90 $ 28,085,000 $ 312,055 $ 133,000
Essex, New Jersey 90 $ 35,449,000 $ 393,877 $ 128,000
Hudson, New Jersey 89 $ 31,363,000 $ 352,393 $ 142,000
Fulton, Georgia 88 $ 46,732,000 $ 531,045 $ 210,000
Wake, North Carolina 87 $ 19,101,000 $ 219,551 $ 88,000
Jefferson, Missouri 86 $ 14,484,000 $ 168,418 $ 71,000
Kitsap, Washington 86 $ 27,090,000 $ 315,000 $ 152,000
Chester, Pennsylvania 84 $ 37,187,000 $ 442,702 $ 203,000
Somerset, New Jersey 83 $ 35,805,000 $ 431,385 $ 144,000
Baltimore, Maryland 82 $ 19,841,000 $ 241,963 $ 98,000
Passaic, New Jersey 80 $ 24,721,000 $ 309,012 $ 111,000
Queens, New York 80 $ 33,098,000 $ 413,725 $ 126,000
San Luis Obispo, California 77 $ 38,583,000 $ 501,077 $ 163,000
Kern, California 76 $ 19,452,000 $ 255,947 $ 101,000
Weld, Colorado 76 $ 18,080,000 $ 237,894 $ 97,000
Manatee, Florida 76 $ 37,545,000 $ 494,013 $ 182,000
Union, New Jersey 76 $ 28,775,000 $ 378,618 $ 114,000
Stanislaus, California 74 $ 23,702,000 $ 320,297 $ 96,000
DuPage, Illinois 73 $ 22,177,000 $ 303,794 $ 106,000
Middlesex, Massachusetts 73 $ 31,975,000 $ 438,013 $ 133,000
Nassau, New York 71 $ 43,877,000 $ 617,985 $ 207,000
Duval, Florida 69 $ 17,780,000 $ 257,681 $ 118,000
Boulder, Colorado 68 $ 26,525,000 $ 390,073 $ 158,000
New York, New York 68 $ 83,125,000 $ 1,222,426 $ 502,000
Hunterdon, New Jersey 66 $ 28,109,000 $ 425,893 $ 151,000
Alexandria, Virginia 65 $ 21,767,000 $ 334,876 $ 124,000
Arlington, Virginia 65 $ 24,751,000 $ 380,784 $ 177,000
Stafford, Virginia 64 $ 18,347,000 $ 286,671 $ 94,000
El Paso, Colorado 63 $ 13,821,000 $ 219,380 $ 93,000
Tarrant, Texas 63 $ 17,386,000 $ 275,968 $ 163,000
Mercer, New Jersey 62 $ 18,246,000 $ 294,290 $ 106,000
Cass, North Dakota 62 $ 9,641,000 $ 155,500 $ 75,000
Collin, Texas 62 $ 15,922,000 $ 256,806 $ 147,000
Pinal, Arizona 60 $ 12,403,000 $ 206,716 $ 89,000
Brevard, Florida 60 $ 16,431,000 $ 273,850 $ 134,000
Burlington, New Jersey 60 $ 16,753,000 $ 279,216 $ 111,000
Charles, Maryland 59 $ 11,785,000 $ 199,745 $ 85,000
Fresno, California 58 $ 16,075,000 $ 277,155 $ 111,000
Atlantic, New Jersey 58 $ 27,185,000 $ 468,706 $ 216,000
Kings, New York 58 $ 32,474,000 $ 559,896 $ 169,000
Multnomah, Oregon 57 $ 10,489,000 $ 184,017 $ 102,000
Spotsylvania, Virginia 57 $ 15,735,000 $ 276,052 $ 100,000
Mecklenburg, North Carolina 56 $ 15,737,000 $ 281,017 $ 165,000
Montgomery, Pennsylvania 56 $ 21,069,000 $ 376,232 $ 142,000
Franklin, Ohio 55 $ 9,667,000 $ 175,763 $ 89,000
Dallas, Texas 55 $ 15,117,000 $ 274,854 $ 129,000
Monterey, California 54 $ 53,129,000 $ 983,870 $ 400,000
Polk, Florida 54 $ 9,203,000 $ 170,425 $ 76,000
Bucks, Pennsylvania 54 $ 17,497,000 $ 324,018 $ 132,000
Baltimore City, Maryland 53 $ 9,335,000 $ 176,132 $ 92,000
Denton, Texas 52 $ 13,694,000 $ 263,346 $ 133,000
Essex, Massachusetts 50 $ 21,763,000 $ 435,260 $ 121,000
Cape May, New Jersey 50 $ 21,509,000 $ 430,180 $ 190,000
Guilford, North Carolina 49 $ 9,848,000 $ 200,979 $ 101,000
New Castle, Delaware 48 $ 14,347,000 $ 298,895 $ 107,000
Monroe, Florida 48 $ 22,688,000 $ 472,666 $ 186,000
St. Lucie, Florida 48 $ 12,675,000 $ 264,062 $ 100,000
Volusia, Florida 47 $ 12,591,000 $ 267,893 $ 103,000
Will, Illinois 47 $ 11,457,000 $ 243,765 $ 87,000
El Dorado, California 46 $ 20,543,000 $ 446,586 $ 163,000
Marion, Indiana 46 $ 9,581,000 $ 208,282 $ 79,000
Virginia Beach, Virginia 46 $ 10,422,000 $ 226,565 $ 89,000
Osceola, Florida 44 $ 10,223,000 $ 232,340 $ 122,000
Washington, Maryland 44 $ 7,820,000 $ 177,727 $ 66,000
Worcester, Massachusetts 44 $ 12,464,000 $ 283,272 $ 93,000
Oakland, Michigan 44 $ 31,992,000 $ 727,090 $ 315,000
Hamilton, Ohio 44 $ 8,559,000 $ 194,522 $ 89,000
Napa, California 43 $ 35,152,000 $ 817,488 $ 268,000
Pasco, Florida 43 $ 10,116,000 $ 235,255 $ 112,000
Honolulu, Hawaii 43 $ 23,299,000 $ 541,837 $ 244,000
Carroll, Maryland 43 $ 10,052,000 $ 233,767 $ 79,000
Worcester, Maryland 43 $ 13,000,000 $ 302,325 $ 137,000
Philadelphia, Pennsylvania 43 $ 10,304,000 $ 239,627 $ 110,000
Harris, Texas 43 $ 8,841,000 $ 205,604 $ 95,000
Clackamas, Oregon 42 $ 12,561,000 $ 299,071 $ 103,000
DeKalb, Georgia 41 $ 11,565,000 $ 282,073 $ 103,000
Sedgwick, Kansas 41 $ 6,123,000 $ 149,341 $ 78,000
Thurston, Washington 41 $ 8,710,000 $ 212,439 $ 101,000
Wayne, Michigan 40 $ 12,042,000 $ 301,050 $ 98,000
Orange, New York 40 $ 12,824,000 $ 320,600 $ 121,000
Washington, Oregon 40 $ 10,341,000 $ 258,525 $ 98,000
Utah, Utah 40 $ 9,578,000 $ 239,450 $ 75,000
Hamilton, Indiana 39 $ 8,954,000 $ 229,589 $ 71,000
Hillsborough, New Hampshire 39 $ 9,493,000 $ 243,410 $ 102,000
Seminole, Florida 37 $ 11,334,000 $ 306,324 $ 129,000
Camden, New Jersey 37 $ 7,672,000 $ 207,351 $ 95,000
Santa Cruz, California 36 $ 22,997,000 $ 638,805 $ 214,000
Yolo, California 36 $ 13,821,000 $ 383,916 $ 249,000
Richmond, New York 36 $ 11,715,000 $ 325,416 $ 146,000
Larimer, Colorado 35 $ 10,249,000 $ 292,828 $ 141,000
Plymouth, Massachusetts 34 $ 12,598,000 $ 370,529 $ 107,000
St. Louis City, Missouri 34 $ 6,940,000 $ 204,117 $ 80,000
Sussex, New Jersey 34 $ 11,027,000 $ 324,323 $ 131,000
Burleigh, North Dakota 34 $ 4,698,000 $ 138,176 $ 71,000
Clark, Washington 34 $ 8,707,000 $ 256,088 $ 70,000
Yavapai, Arizona 33 $ 9,915,000 $ 300,454 $ 140,000
Ada, Idaho 33 $ 6,855,000 $ 207,727 $ 108,000
Nevada, California 32 $ 13,867,000 $ 433,343 $ 328,000
Clay, Missouri 32 $ 5,625,000 $ 175,781 $ 93,000
Merced, California 31 $ 8,614,000 $ 277,870 $ 123,000
Cobb, Georgia 31 $ 9,678,000 $ 312,193 $ 141,000
Suffolk, Massachusetts 31 $ 10,599,000 $ 341,903 $ 130,000
Beaufort, South Carolina 31 $ 18,201,000 $ 587,129 $ 277,000
Fauquier, Virginia 31 $ 9,675,000 $ 312,096 $ 105,000
Eagle, Colorado 30 $ 24,190,000 $ 806,333 $ 531,000
Norfolk, Massachusetts 30 $ 12,976,000 $ 432,533 $ 147,000
Hennepin, Minnesota 30 $ 7,493,000 $ 249,766 $ 82,000
Davis, Utah 30 $ 5,769,000 $ 192,300 $ 86,000
Indian River, Florida 29 $ 13,047,000 $ 449,896 $ 213,000
St. Johns, Florida 29 $ 11,603,000 $ 400,103 $ 170,000
Gwinnett, Georgia 29 $ 7,436,000 $ 256,413 $ 97,000
Gloucester, New Jersey 29 $ 7,337,000 $ 253,000 $ 114,000
Chesterfield, Virginia 29 $ 6,109,000 $ 210,655 $ 90,000
Rockland, New York 28 $ 13,922,000 $ 497,214 $ 156,000
New Hanover, North Carolina 28 $ 9,595,000 $ 342,678 $ 127,000
Henrico, Virginia 28 $ 6,051,000 $ 216,107 $ 96,000
Shasta, California 27 $ 7,855,000 $ 290,925 $ 118,000
Lake, Illinois 27 $ 12,225,000 $ 452,777 $ 187,000
Calvert, Maryland 27 $ 7,456,000 $ 276,148 $ 147,000
Bernalillo, New Mexico 27 $ 7,101,000 $ 263,000 $ 150,000
Delaware, Pennsylvania 27 $ 11,887,000 $ 440,259 $ 144,000
New Haven, Connecticut 26 $ 6,409,000 $ 246,500 $ 114,000
Hawaii, Hawaii 26 $ 12,672,000 $ 487,384 $ 207,000
Butler, Ohio 26 $ 6,199,000 $ 238,423 $ 110,000
Maui, Hawaii 25 $ 18,265,000 $ 730,600 $ 509,000
Bristol, Massachusetts 25 $ 6,290,000 $ 251,600 $ 106,000
Charleston, South Carolina 25 $ 8,652,000 $ 346,080 $ 185,000
Charlotte, Florida 24 $ 9,402,000 $ 391,750 $ 247,000
Polk, Iowa 24 $ 3,386,000 $ 141,083 $ 72,000
Hartford, Connecticut 23 $ 7,001,000 $ 304,391 $ 137,000
Lake, Florida 23 $ 4,691,000 $ 203,956 $ 96,000
Rockingham, New Hampshire 23 $ 6,906,000 $ 300,260 $ 97,000
Cuyahoga, Ohio 23 $ 5,182,000 $ 225,304 $ 220,000
Flagler, Florida 22 $ 6,811,000 $ 309,590 $ 159,000
Kane, Illinois 22 $ 5,094,000 $ 231,545 $ 85,000
Wyandotte, Kansas 22 $ 2,635,000 $ 119,772 $ 58,000
Douglas, Nevada 22 $ 16,764,000 $ 762,000 $ 232,000
Warren, New Jersey 22 $ 7,326,000 $ 333,000 $ 118,000
Horry, South Carolina 22 $ 5,385,000 $ 244,772 $ 133,000
Escambia, Florida 21 $ 6,534,000 $ 311,142 $ 299,000
Barnstable, Massachusetts 21 $ 13,474,000 $ 641,619 $ 296,000
Kent, Michigan 21 $ 3,476,000 $ 165,523 $ 68,000
Cass, Missouri 21 $ 3,256,000 $ 155,047 $ 62,000
Mahoning, Ohio 21 $ 2,363,000 $ 112,523 $ 55,000
Deschutes, Oregon 21 $ 9,202,000 $ 438,190 $ 229,000
Chesapeake, Virginia 21 $ 5,393,000 $ 256,809 $ 95,000
Teton, Wyoming 21 $ 15,236,000 $ 725,523 $ 948,000
Coconino, Arizona 20 $ 5,281,000 $ 264,050 $ 136,000
Clay, Florida 20 $ 4,176,000 $ 208,800 $ 106,000
Greenville, South Carolina 20 $ 3,240,000 $ 162,000 $ 69,000
Davidson, Tennessee 20 $ 3,160,000 $ 158,000 $ 70,000
Walton, Florida 19 $ 11,896,000 $ 626,105 $ 432,000
Jefferson, Kentucky 19 $ 3,278,000 $ 172,526 $ 554,000
Oklahoma, Oklahoma 19 $ 4,581,000 $ 241,105 $ 147,000
Tulsa, Oklahoma 19 $ 2,987,000 $ 157,210 $ 78,000
Frederick, Virginia 19 $ 3,913,000 $ 205,947 $ 78,000
Tulare, California 18 $ 3,859,000 $ 214,388 $ 75,000
Martin, Florida 18 $ 6,981,000 $ 387,833 $ 164,000
Okaloosa, Florida 18 $ 4,962,000 $ 275,666 $ 129,000
Forsyth, Georgia 18 $ 4,130,000 $ 229,444 $ 113,000
Dutchess, New York 18 $ 6,655,000 $ 369,722 $ 118,000
Dare, North Carolina 18 $ 10,239,000 $ 568,833 $ 305,000
Forsyth, North Carolina 18 $ 4,201,000 $ 233,388 $ 119,000
Travis, Texas 18 $ 4,833,000 $ 268,500 $ 234,000
Newport News, Virginia 18 $ 2,292,000 $ 127,333 $ 52,000
Summit, Colorado 17 $ 7,148,000 $ 420,470 $ 234,000
Douglas, Kansas 17 $ 2,550,000 $ 150,000 $ 82,000
Durham, North Carolina 17 $ 2,849,000 $ 167,588 $ 135,000
Iredell, North Carolina 17 $ 5,795,000 $ 340,882 $ 113,000
Montgomery, Ohio 17 $ 5,161,000 $ 303,588 $ 114,000
Fairfax City, Virginia 17 $ 4,215,000 $ 247,941 $ 109,000
Hampton, Virginia 17 $ 2,524,000 $ 148,470 $ 74,000
Bay, Florida 16 $ 6,131,000 $ 383,187 $ 220,000
Washington, Minnesota 16 $ 4,172,000 $ 260,750 $ 127,000
Spokane, Washington 16 $ 2,775,000 $ 173,437 $ 78,000
Dane, Wisconsin 16 $ 3,336,000 $ 208,500 $ 86,000
Marion, Florida 15 $ 6,169,000 $ 411,266 $ 153,000
Queen Anne's, Maryland 15 $ 4,126,000 $ 275,066 $ 128,000
Wicomico, Maryland 15 $ 2,245,000 $ 149,666 $ 61,000
Bronx, New York 15 $ 4,929,000 $ 328,600 $ 146,000
Summit, Utah 15 $ 7,194,000 $ 479,600 $ 317,000
James City, Virginia 15 $ 3,704,000 $ 246,933 $ 99,000
Whatcom, Washington 15 $ 3,334,000 $ 222,266 $ 127,000
Litchfield, Connecticut 14 $ 5,050,000 $ 360,714 $ 130,000
Hendricks, Indiana 14 $ 2,161,000 $ 154,357 $ 71,000
Cecil, Maryland 14 $ 4,335,000 $ 309,642 $ 116,000
St. Mary's, Maryland 14 $ 2,624,000 $ 187,428 $ 73,000
Nantucket, Massachusetts 14 $ 13,499,000 $ 964,214 $ 615,000
Macomb, Michigan 14 $ 2,429,000 $ 173,500 $ 71,000
Clay, Minnesota 14 $ 1,980,000 $ 141,428 $ 63,000
Greene, Missouri 14 $ 2,924,000 $ 208,857 $ 121,000
Santa Fe, New Mexico 14 $ 4,635,000 $ 331,071 $ 148,000
Delaware, Ohio 14 $ 3,743,000 $ 267,357 $ 107,000
Allegheny, Pennsylvania 14 $ 2,015,000 $ 143,928 $ 124,000
York, South Carolina 14 $ 3,405,000 $ 243,214 $ 117,000
Manassas, Virginia 14 $ 3,117,000 $ 222,642 $ 94,000
Island, Washington 14 $ 3,803,000 $ 271,642 $ 102,000
Mohave, Arizona 13 $ 3,405,000 $ 261,923 $ 117,000
Amador, California 13 $ 4,836,000 $ 372,000 $ 122,000
Sutter, California 13 $ 3,164,000 $ 243,384 $ 83,000
Garfield, Colorado 13 $ 5,853,000 $ 450,230 $ 109,000
Kootenai, Idaho 13 $ 3,352,000 $ 257,846 $ 125,000
Cumberland, Maine 13 $ 3,071,000 $ 236,230 $ 87,000
York, Maine 13 $ 4,329,000 $ 333,000 $ 136,000
Warren, Ohio 13 $ 4,315,000 $ 331,923 $ 167,000
Providence, Rhode Island 13 $ 2,943,000 $ 226,384 $ 80,000
Butte, California 12 $ 3,773,000 $ 314,416 $ 174,000
Madera, California 12 $ 3,139,000 $ 261,583 $ 71,000
Elbert, Colorado 12 $ 4,728,000 $ 394,000 $ 125,000
Routt, Colorado 12 $ 5,490,000 $ 457,500 $ 172,000
Madison, Illinois 12 $ 3,513,000 $ 292,750 $ 81,000
Dakota, Minnesota 12 $ 2,162,000 $ 180,166 $ 62,000
Ramsey, Minnesota 12 $ 2,783,000 $ 231,916 $ 100,000
Franklin, Missouri 12 $ 2,082,000 $ 173,500 $ 53,000
Putnam, New York 12 $ 6,709,000 $ 559,083 $ 191,000
Lorain, Ohio 12 $ 2,158,000 $ 179,833 $ 76,000
Jackson, Oregon 12 $ 3,635,000 $ 302,916 $ 125,000
Marion, Oregon 12 $ 2,166,000 $ 180,500 $ 74,000
Williamson, Tennessee 12 $ 5,677,000 $ 473,083 $ 173,000
Culpeper, Virginia 12 $ 3,211,000 $ 267,583 $ 87,000
Hanover, Virginia 12 $ 3,108,000 $ 259,000 $ 115,000
Richmond City, Virginia 12 $ 3,581,000 $ 298,416 $ 162,000
Anchorage, Alaska 11 $ 2,482,000 $ 225,636 $ 102,000
Mendocino, California 11 $ 4,420,000 $ 401,818 $ 301,000
Broomfield, Colorado 11 $ 2,562,000 $ 232,909 $ 78,000
New London, Connecticut 11 $ 1,943,000 $ 176,636 $ 73,000
Santa Rosa, Florida 11 $ 3,204,000 $ 291,272 $ 96,000
Harford, Maryland 11 $ 1,902,000 $ 172,909 $ 70,000
Anoka, Minnesota 11 $ 2,345,000 $ 213,181 $ 50,000
Buncombe, North Carolina 11 $ 2,251,000 $ 204,636 $ 89,000
Pender, North Carolina 11 $ 6,059,000 $ 550,818 $ 187,000
Summit, Ohio 11 $ 1,405,000 $ 127,727 $ 67,000
Northampton, Pennsylvania 11 $ 2,871,000 $ 261,000 $ 57,000
York, Pennsylvania 11 $ 1,599,000 $ 145,363 $ 67,000
Albemarle, Virginia 11 $ 3,180,000 $ 289,090 $ 108,000
Warren, Virginia 11 $ 2,056,000 $ 186,909 $ 85,000
Skagit, Washington 11 $ 2,870,000 $ 260,909 $ 86,000
Milwaukee, Wisconsin 11 $ 1,409,000 $ 128,090 $ 57,000
Baldwin, Alabama 10 $ 3,239,000 $ 323,900 $ 165,000
Lake, California 10 $ 2,760,000 $ 276,000 $ 103,000
Tuolumne, California 10 $ 2,955,000 $ 295,500 $ 105,000
Kent, Delaware 10 $ 2,563,000 $ 256,300 $ 105,000
Hernando, Florida 10 $ 1,328,000 $ 132,800 $ 87,000
Leon, Florida 10 $ 2,191,000 $ 219,100 $ 128,000
Blaine, Idaho 10 $ 4,858,000 $ 485,800 $ 168,000
St. Clair, Illinois 10 $ 1,469,000 $ 146,900 $ 84,000
Lake, Indiana 10 $ 1,472,000 $ 147,200 $ 80,000
Oldham, Kentucky 10 $ 3,098,000 $ 309,800 $ 148,000
Merrimack, New Hampshire 10 $ 2,278,000 $ 227,800 $ 140,000
Brunswick, North Carolina 10 $ 2,418,000 $ 241,800 $ 131,000
Morton, North Dakota 10 $ 1,869,000 $ 186,900 $ 91,000
Clermont, Ohio 10 $ 2,343,000 $ 234,300 $ 129,000
Lancaster, Pennsylvania 10 $ 1,371,000 $ 137,100 $ 59,000
Lehigh, Pennsylvania 10 $ 2,450,000 $ 245,000 $ 121,000
Richland, South Carolina 10 $ 2,196,000 $ 219,600 $ 107,000
Montgomery, Texas 10 $ 3,302,000 $ 330,200 $ 208,000
Washington, Utah 10 $ 2,073,000 $ 207,300 $ 113,000
Weber, Utah 10 $ 1,964,000 $ 196,400 $ 70,000
York, Virginia 10 $ 2,398,000 $ 239,800 $ 81,000
Mason, Washington 10 $ 2,387,000 $ 238,700 $ 92,000
Navajo, Arizona 9 $ 2,619,000 $ 291,000 $ 232,000
Yuma, Arizona 9 $ 2,496,000 $ 277,333 $ 106,000
Tehama, California 9 $ 1,993,000 $ 221,444 $ 141,000
Pueblo, Colorado 9 $ 1,155,000 $ 128,333 $ 98,000
McHenry, Illinois 9 $ 2,224,000 $ 247,111 $ 108,000
Johnson, Indiana 9 $ 1,638,000 $ 182,000 $ 73,000
Fayette, Kentucky 9 $ 1,878,000 $ 208,666 $ 67,000
Ingham, Michigan 9 $ 2,817,000 $ 313,000 $ 153,000
Livingston, Michigan 9 $ 2,715,000 $ 301,666 $ 140,000
Platte, Missouri 9 $ 1,916,000 $ 212,888 $ 93,000
Douglas, Nebraska 9 $ 1,531,000 $ 170,111 $ 61,000
Carteret, North Carolina 9 $ 3,698,000 $ 410,888 $ 199,000
Catawba, North Carolina 9 $ 3,088,000 $ 343,111 $ 124,000
Currituck, North Carolina 9 $ 6,825,000 $ 758,333 $ 314,000
Stark, North Dakota 9 $ 1,303,000 $ 144,777 $ 67,000
Medina, Ohio 9 $ 1,544,000 $ 171,555 $ 87,000
Lane, Oregon 9 $ 1,653,000 $ 183,666 $ 80,000
Monroe, Pennsylvania 9 $ 1,836,000 $ 204,000 $ 105,000
Pike, Pennsylvania 9 $ 1,916,000 $ 212,888 $ 102,000
Hamilton, Tennessee 9 $ 1,968,000 $ 218,666 $ 71,000
Bexar, Texas 9 $ 4,812,000 $ 534,666 $ 340,000
Ellis, Texas 9 $ 1,564,000 $ 173,777 $ 102,000
Falls Church, Virginia 9 $ 3,026,000 $ 336,222 $ 145,000
Shenandoah, Virginia 9 $ 1,654,000 $ 183,777 $ 117,000
Humboldt, California 8 $ 2,478,000 $ 309,750 $ 81,000
Imperial, California 8 $ 1,477,000 $ 184,625 $ 96,000
San Benito, California 8 $ 4,032,000 $ 504,000 $ 171,000
Park, Colorado 8 $ 1,639,000 $ 204,875 $ 64,000
Chatham, Georgia 8 $ 2,817,000 $ 352,125 $ 131,000
Porter, Indiana 8 $ 1,571,000 $ 196,375 $ 80,000
Vanderburgh, Indiana 8 $ 2,139,000 $ 267,375 $ 64,000
Caroline, Maryland 8 $ 1,013,000 $ 126,625 $ 86,000
Talbot, Maryland 8 $ 3,011,000 $ 376,375 $ 135,000
Hampden, Massachusetts 8 $ 1,422,000 $ 177,750 $ 101,000
Warren, Missouri 8 $ 1,413,000 $ 176,625 $ 71,000
Orange, North Carolina 8 $ 2,643,000 $ 330,375 $ 211,000
Licking, Ohio 8 $ 951,000 $ 118,875 $ 146,000
Lucas, Ohio 8 $ 1,614,000 $ 201,750 $ 98,000
Stark, Ohio 8 $ 1,267,000 $ 158,375 $ 89,000
Trumbull, Ohio 8 $ 1,051,000 $ 131,375 $ 67,000
Franklin, Pennsylvania 8 $ 1,033,000 $ 129,125 $ 62,000
Minnehaha, South Dakota 8 $ 1,533,000 $ 191,625 $ 84,000
Fort Bend, Texas 8 $ 1,370,000 $ 171,250 $ 87,000
Norfolk, Virginia 8 $ 2,081,000 $ 260,125 $ 150,000
Orange, Virginia 8 $ 2,026,000 $ 253,250 $ 151,000
Chelan, Washington 8 $ 2,628,000 $ 328,500 $ 301,000
Yakima, Washington 8 $ 1,349,000 $ 168,625 $ 95,000
Jefferson, West Virginia 8 $ 2,141,000 $ 267,625 $ 112,000
Sebastian, Arkansas 7 $ 1,756,000 $ 250,857 $ 80,000
San Miguel, Colorado 7 $ 11,042,000 $ 1,577,428 $ 906,000
Windham, Connecticut 7 $ 1,980,000 $ 282,857 $ 127,000
Cherokee, Georgia 7 $ 2,512,000 $ 358,857 $ 201,000
Clayton, Georgia 7 $ 961,000 $ 137,285 $ 65,000
Henry, Georgia 7 $ 1,322,000 $ 188,857 $ 67,000
Paulding, Georgia 7 $ 1,141,000 $ 163,000 $ 85,000
Allen, Indiana 7 $ 1,248,000 $ 178,285 $ 85,000
Elkhart, Indiana 7 $ 821,000 $ 117,285 $ 48,000
Linn, Iowa 7 $ 1,046,000 $ 149,428 $ 53,000
Genesee, Michigan 7 $ 1,535,000 $ 219,285 $ 95,000
Salem, New Jersey 7 $ 1,527,000 $ 218,142 $ 80,000
Monroe, New York 7 $ 1,167,000 $ 166,714 $ 139,000
Union, North Carolina 7 $ 1,494,000 $ 213,428 $ 101,000
Sevier, Tennessee 7 $ 1,847,000 $ 263,857 $ 103,000
Shelby, Tennessee 7 $ 3,709,000 $ 529,857 $ 233,000
Manassas Park, Virginia 7 $ 1,612,000 $ 230,285 $ 71,000
Racine, Wisconsin 7 $ 1,069,000 $ 152,714 $ 73,000
Waukesha, Wisconsin 7 $ 1,346,000 $ 192,285 $ 79,000
Jefferson, Alabama 6 $ 1,101,000 $ 183,500 $ 79,000
Cochise, Arizona 6 $ 1,063,000 $ 177,166 $ 132,000
Washington, Arkansas 6 $ 1,283,000 $ 213,833 $ 90,000
Kings, California 6 $ 1,027,000 $ 171,166 $ 81,000
Grand, Colorado 6 $ 2,092,000 $ 348,666 $ 274,000
Canyon, Idaho 6 $ 533,000 $ 88,833 $ 110,000
Reno, Kansas 6 $ 1,074,000 $ 179,000 $ 78,000
Orleans, Louisiana 6 $ 1,753,000 $ 292,166 $ 119,000
Marquette, Michigan 6 $ 805,000 $ 134,166 $ 104,000
Washtenaw, Michigan 6 $ 1,308,000 $ 218,000 $ 89,000
Otter Tail, Minnesota 6 $ 694,000 $ 115,666 $ 74,000
Scott, Minnesota 6 $ 1,044,000 $ 174,000 $ 105,000
Wright, Minnesota 6 $ 1,381,000 $ 230,166 $ 73,000
Lincoln, Missouri 6 $ 1,023,000 $ 170,500 $ 58,000
Gallatin, Montana 6 $ 3,000,000 $ 500,000 $ 423,000
Lancaster, Nebraska 6 $ 1,142,000 $ 190,333 $ 95,000
Lyon, Nevada 6 $ 1,406,000 $ 234,333 $ 205,000
Albany, New York 6 $ 902,000 $ 150,333 $ 98,000
Ulster, New York 6 $ 3,435,000 $ 572,500 $ 268,000
Onslow, North Carolina 6 $ 2,614,000 $ 435,666 $ 139,000
Randolph, North Carolina 6 $ 824,000 $ 137,333 $ 111,000
Portage, Ohio 6 $ 1,052,000 $ 175,333 $ 83,000
Polk, Oregon 6 $ 902,000 $ 150,333 $ 69,000
Yamhill, Oregon 6 $ 1,712,000 $ 285,333 $ 105,000
Kent, Rhode Island 6 $ 1,264,000 $ 210,666 $ 93,000
Galveston, Texas 6 $ 1,985,000 $ 330,833 $ 212,000
Kaufman, Texas 6 $ 918,000 $ 153,000 $ 69,000
Rockwall, Texas 6 $ 1,516,000 $ 252,666 $ 112,000
Williamson, Texas 6 $ 1,227,000 $ 204,500 $ 99,000
Chittenden, Vermont 6 $ 1,786,000 $ 297,666 $ 168,000
Benton, Washington 6 $ 1,272,000 $ 212,000 $ 156,000
Jefferson, Washington 6 $ 1,366,000 $ 227,666 $ 104,000
Kittitas, Washington 6 $ 2,604,000 $ 434,000 $ 198,000
Berkeley, West Virginia 6 $ 1,364,000 $ 227,333 $ 61,000
Brown, Wisconsin 6 $ 579,000 $ 96,500 $ 74,000
Kenosha, Wisconsin 6 $ 987,000 $ 164,500 $ 78,000
Mobile, Alabama 5 $ 667,000 $ 133,400 $ 66,000
Gila, Arizona 5 $ 674,000 $ 134,800 $ 51,000
Calaveras, California 5 $ 1,205,000 $ 241,000 $ 81,000
Yuba, California 5 $ 1,458,000 $ 291,600 $ 133,000
Delta, Colorado 5 $ 920,000 $ 184,000 $ 65,000
Fremont, Colorado 5 $ 606,000 $ 121,200 $ 55,000
Fayette, Georgia 5 $ 1,636,000 $ 327,200 $ 118,000
Hall, Georgia 5 $ 2,175,000 $ 435,000 $ 192,000
Winnebago, Illinois 5 $ 375,000 $ 75,000 $ 71,000
Monroe, Indiana 5 $ 933,000 $ 186,600 $ 64,000
Leavenworth, Kansas 5 $ 925,000 $ 185,000 $ 80,000
McPherson, Kansas 5 $ 703,000 $ 140,600 $ 59,000
Campbell, Kentucky 5 $ 1,220,000 $ 244,000 $ 138,000
Madison, Kentucky 5 $ 1,440,000 $ 288,000 $ 78,000
Berkshire, Massachusetts 5 $ 1,960,000 $ 392,000 $ 290,000
Eaton, Michigan 5 $ 879,000 $ 175,800 $ 64,000
Lenawee, Michigan 5 $ 668,000 $ 133,600 $ 91,000
Camden, Missouri 5 $ 1,071,000 $ 214,200 $ 231,000
Broome, New York 5 $ 518,000 $ 103,600 $ 60,000
Saratoga, New York 5 $ 2,107,000 $ 421,400 $ 195,000
Warren, New York 5 $ 1,769,000 $ 353,800 $ 201,000
Cabarrus, North Carolina 5 $ 485,000 $ 97,000 $ 56,000
Chatham, North Carolina 5 $ 1,080,000 $ 216,000 $ 123,000
Johnston, North Carolina 5 $ 877,000 $ 175,400 $ 70,000
Watauga, North Carolina 5 $ 1,639,000 $ 327,800 $ 350,000
Clinton, Ohio 5 $ 794,000 $ 158,800 $ 63,000
Greene, Ohio 5 $ 1,137,000 $ 227,400 $ 76,000
Cleveland, Oklahoma 5 $ 1,155,000 $ 231,000 $ 70,000
Berks, Pennsylvania 5 $ 895,000 $ 179,000 $ 92,000
Dauphin, Pennsylvania 5 $ 739,000 $ 147,800 $ 104,000
Washington, Pennsylvania 5 $ 1,254,000 $ 250,800 $ 91,000
Lexington, South Carolina 5 $ 1,216,000 $ 243,200 $ 77,000
Bradley, Tennessee 5 $ 855,000 $ 171,000 $ 94,000
Tooele, Utah 5 $ 542,000 $ 108,400 $ 66,000
Bennington, Vermont 5 $ 1,559,000 $ 311,800 $ 406,000
Augusta, Virginia 5 $ 813,000 $ 162,600 $ 96,000
Fredericksburg, Virginia 5 $ 2,028,000 $ 405,600 $ 105,000
King George, Virginia 5 $ 1,592,000 $ 318,400 $ 102,000
Montgomery, Virginia 5 $ 970,000 $ 194,000 $ 68,000
Suffolk, Virginia 5 $ 1,714,000 $ 342,800 $ 93,000
Grays Harbor, Washington 5 $ 609,000 $ 121,800 $ 74,000
San Juan, Washington 5 $ 2,876,000 $ 575,200 $ 161,000
Shelby, Alabama 4 $ 576,000 $ 144,000 $ 86,000
Santa Cruz, Arizona 4 $ 864,000 $ 216,000 $ 77,000
Mariposa, California 4 $ 906,000 $ 226,500 $ 46,000
Plumas, California 4 $ 1,588,000 $ 397,000 $ 182,000
Archuleta, Colorado 4 $ 1,464,000 $ 366,000 $ 129,000
Chaffee, Colorado 4 $ 1,331,000 $ 332,750 $ 169,000
Clear Creek, Colorado 4 $ 860,000 $ 215,000 $ 108,000
Alachua, Florida 4 $ 918,000 $ 229,500 $ 166,000
Citrus, Florida 4 $ 1,145,000 $ 286,250 $ 115,000
Sumter, Florida 4 $ 754,000 $ 188,500 $ 108,000
Catoosa, Georgia 4 $ 1,039,000 $ 259,750 $ 107,000
Jackson, Georgia 4 $ 990,000 $ 247,500 $ 122,000
Bonneville, Idaho 4 $ 438,000 $ 109,500 $ 240,000
Teton, Idaho 4 $ 842,000 $ 210,500 $ 104,000
Bond, Illinois 4 $ 618,000 $ 154,500 $ 75,000
Kendall, Illinois 4 $ 616,000 $ 154,000 $ 94,000
Boone, Indiana 4 $ 898,000 $ 224,500 $ 79,000
Hancock, Indiana 4 $ 721,000 $ 180,250 $ 45,000
LaPorte, Indiana 4 $ 558,000 $ 139,500 $ 73,000
Madison, Indiana 4 $ 732,000 $ 183,000 $ 129,000
Tippecanoe, Indiana 4 $ 419,000 $ 104,750 $ 55,000
Buena Vista, Iowa 4 $ 217,000 $ 54,250 $ 33,000
Story, Iowa 4 $ 685,000 $ 171,250 $ 77,000
Butler, Kansas 4 $ 687,000 $ 171,750 $ 96,000
Lyon, Kansas 4 $ 543,000 $ 135,750 $ 87,000
Miami, Kansas 4 $ 804,000 $ 201,000 $ 68,000
Shawnee, Kansas 4 $ 496,000 $ 124,000 $ 56,000
Boone, Kentucky 4 $ 701,000 $ 175,250 $ 88,000
Somerset, Maryland 4 $ 748,000 $ 187,000 $ 119,000
Dukes, Massachusetts 4 $ 3,300,000 $ 825,000 $ 328,000
Calhoun, Michigan 4 $ 1,301,000 $ 325,250 $ 99,000
Clinton, Michigan 4 $ 1,274,000 $ 318,500 $ 129,000
Kalamazoo, Michigan 4 $ 504,000 $ 126,000 $ 108,000
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Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 19,070 $7,351,903,000 $302,450 $12,000,000 $136,509 $9,600,000
Home Purchase 7,026 $2,845,079,000 $305,823 $5,715,000 $152,882 $6,415,000
Home Improvement 1,051 $55,009,000 $31,428 $320,000 $64,771 $1,500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,585 $6,685,097,000 $309,196 $9,000,000 $155,000 $9,600,000
Not Provided 5,548 $1,981,931,000 $287,549 $5,610,000 $130,196 $6,030,000
Hispanic 1,823 $544,142,000 $217,450 $3,443,000 $89,675 $2,382,000
Black or African American 1,540 $391,339,000 $252,105 $3,600,000 $133,263 $6,415,000
Asian 1,264 $526,622,000 $268,292 $12,000,000 $107,682 $4,033,000
Not applicable 157 $51,937,000 $325,250 $1,200,000 $28,562 $457,000
Native Hawaiian or Other Pacific Islander 132 $46,279,000 $269,571 $2,939,000 $103,285 $840,000
American Indian or Alaskan Native 98 $24,644,000 $225,857 $999,000 $91,904 $367,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,142 $10,251,393,000 $292,941 $12,000,000 $138,156 $9,600,000
VA-guaranteed (Veterans Administration) 3 $437,000 $142,500 $172,000 $73,000 $99,000
FHA-insured (Federal Housing Administration) 2 $161,000 $80,000 $89,000 $30,000 $60,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,157 $5,233,172,000 $295,745 $9,000,000 $134,745 $9,300,000
Loan Purchased By The Institution 6,487 $2,032,193,000 $291,434 $5,610,000 $126,978 $9,600,000
Application Withdrawn By Applicant 5,440 $2,393,731,000 $325,568 $12,000,000 $162,921 $9,087,000
Application Approved But Not Accepted 835 $285,032,000 $272,782 $3,402,000 $143,195 $3,000,000
Application Denied By Financial Institution 739 $98,108,000 $161,800 $5,000,000 $92,657 $2,292,000
File Closed For Incompleteness 489 $209,755,000 $355,108 $7,000,000 $134,486 $3,034,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 324 $29,348,000 $61,750 $358,000 $65,083 $244,000
Debt-To-Income Ratio 242 $32,737,000 $167,375 $2,000,000 $76,625 $684,000
Collateral 99 $17,124,000 $196,360 $1,645,000 $121,240 $1,500,000
Other 58 $11,201,000 $221,058 $2,380,000 $149,529 $2,292,000
Unverifiable Information 6 $6,202,000 $1,801,666 $5,000,000 $485,666 $1,200,000
Credit Application Incomplete 5 $695,000 $90,500 $300,000 $38,000 $138,000
Employment History 4 $508,000 $107,000 $250,000 $77,333 $171,000
Insufficient Cash (Downpayment, Closing Cost) 1 $293,000 $293,000 $293,000 $104,000 $104,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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