Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2005
In 2005, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 27,147 mortgage applications totaling $10.3 billion, down 15% from 2004. The average application was for $377,647, and applicants reported an average income of $137,373. 48% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,451), Bethesda-Frederick-Gaithersburg, MD (1,004) and Los Angeles-Long Beach-Glendale, CA (934) (applications in parentheses).
| Mortgage Company & Address | Chevy Chase Bank, F.S.B. 7501 Wisconsin Ave 13th Flr-W Bethesda,, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,147 |
| Total Mortgage Loan Application Amount | $10,251,991,000 |
| Average Mortgage Loan Application Amount | $377,647 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $137,373 |
| Highest Applicant Income | $9,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 1,451 | $ 464,161,000 | $ 319,890 | $ 108,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1,004 | $ 249,821,000 | $ 248,825 | $ 99,000 |
| Los Angeles-Long Beach-Glendale, CA | 934 | $ 672,674,000 | $ 720,207 | $ 227,000 |
| Las Vegas-Paradise, NV | 741 | $ 230,102,000 | $ 310,529 | $ 126,000 |
| Denver-Aurora, CO | 709 | $ 191,851,000 | $ 270,593 | $ 103,000 |
| Seattle-Bellevue-Everett, WA | 654 | $ 247,715,000 | $ 378,769 | $ 115,000 |
| Edison, NJ | 633 | $ 265,325,000 | $ 419,154 | $ 153,000 |
| Riverside-San Bernardino-Ontario, CA | 626 | $ 225,061,000 | $ 359,522 | $ 139,000 |
| Oakland-Fremont-Hayward, CA | 614 | $ 332,676,000 | $ 541,817 | $ 188,000 |
| San Francisco-San Mateo-Redwood City, CA | 582 | $ 460,231,000 | $ 790,774 | $ 225,000 |
| San Diego-Carlsbad-San Marcos, CA | 563 | $ 342,396,000 | $ 608,163 | $ 155,000 |
| St. Louis, MO-IL | 524 | $ 114,704,000 | $ 218,900 | $ 111,000 |
| Baltimore-Towson, MD | 521 | $ 137,259,000 | $ 263,452 | $ 102,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 510 | $ 191,586,000 | $ 375,658 | $ 157,000 |
| Santa Ana-Anaheim-Irvine, CA | 506 | $ 359,444,000 | $ 710,363 | $ 205,000 |
| Newark-Union, NJ-PA | 409 | $ 179,392,000 | $ 438,611 | $ 164,000 |
| New York-Wayne-White Plains, NY-NJ | 404 | $ 255,440,000 | $ 632,277 | $ 205,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 395 | $ 138,325,000 | $ 350,189 | $ 163,000 |
| Chicago-Naperville-Joliet, IL | 392 | $ 112,977,000 | $ 288,206 | $ 111,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 387 | $ 149,694,000 | $ 386,806 | $ 136,000 |
| Tampa-St. Petersburg-Clearwater, FL | 329 | $ 91,688,000 | $ 278,686 | $ 121,000 |
| Nassau-Suffolk, NY | 323 | $ 243,583,000 | $ 754,126 | $ 242,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 313 | $ 79,885,000 | $ 255,223 | $ 108,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 310 | $ 231,095,000 | $ 745,467 | $ 180,000 |
| Miami-Miami Beach-Kendall, FL | 286 | $ 116,059,000 | $ 405,800 | $ 224,000 |
| Philadelphia, PA | 264 | $ 97,944,000 | $ 371,000 | $ 148,000 |
| Atlanta-Sandy Springs-Marietta, GA | 256 | $ 94,461,000 | $ 368,988 | $ 135,000 |
| Orlando, FL | 240 | $ 62,870,000 | $ 261,958 | $ 115,000 |
| Dallas-Plano-Irving, TX | 190 | $ 48,731,000 | $ 256,478 | $ 127,000 |
| Sarasota-Bradenton-Venice, FL | 190 | $ 95,087,000 | $ 500,457 | $ 238,000 |
| Kansas City, MO-KS | 182 | $ 29,144,000 | $ 160,131 | $ 79,000 |
| Tucson, AZ | 180 | $ 39,759,000 | $ 220,883 | $ 87,000 |
| Tacoma, WA | 160 | $ 39,104,000 | $ 244,400 | $ 130,000 |
| Cape Coral-Fort Myers, FL | 157 | $ 55,564,000 | $ 353,910 | $ 151,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 152 | $ 32,940,000 | $ 216,710 | $ 90,000 |
| Naples-Marco Island, FL | 150 | $ 89,651,000 | $ 597,673 | $ 215,000 |
| Portland-Vancouver-Beaverton, OR-WA | 147 | $ 35,376,000 | $ 240,653 | $ 101,000 |
| Stockton, CA | 141 | $ 49,932,000 | $ 354,127 | $ 110,000 |
| Santa Rosa-Petaluma, CA | 134 | $ 66,676,000 | $ 497,582 | $ 187,000 |
| Camden, NJ | 126 | $ 31,762,000 | $ 252,079 | $ 107,000 |
| Jacksonville, FL | 120 | $ 34,350,000 | $ 286,250 | $ 128,000 |
| Indianapolis, IN | 119 | $ 24,625,000 | $ 206,932 | $ 74,000 |
| Salt Lake City, UT | 119 | $ 28,504,000 | $ 239,529 | $ 147,000 |
| Reno-Sparks, NV | 116 | $ 47,729,000 | $ 411,456 | $ 156,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 111 | $ 77,999,000 | $ 702,693 | $ 187,000 |
| Bridgeport-Stamford-Norwalk, CT | 108 | $ 94,242,000 | $ 872,611 | $ 223,000 |
| Vallejo-Fairfield, CA | 107 | $ 42,307,000 | $ 395,392 | $ 116,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 99 | $ 23,069,000 | $ 233,020 | $ 91,000 |
| Richmond, VA | 96 | $ 21,653,000 | $ 225,552 | $ 102,000 |
| Boston-Quincy, MA | 95 | $ 36,173,000 | $ 380,768 | $ 130,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 95 | $ 105,946,000 | $ 1,115,221 | $ 321,000 |
| Raleigh-Cary, NC | 94 | $ 20,418,000 | $ 217,212 | $ 85,000 |
| Cincinnati-Middletown, OH-KY-IN | 93 | $ 21,416,000 | $ 230,279 | $ 117,000 |
| Columbus, OH | 89 | $ 16,504,000 | $ 185,438 | $ 101,000 |
| Bremerton-Silverdale, WA | 86 | $ 27,090,000 | $ 315,000 | $ 152,000 |
| San Luis Obispo-Paso Robles, CA | 77 | $ 38,583,000 | $ 501,077 | $ 163,000 |
| Bakersfield, CA | 76 | $ 19,452,000 | $ 255,947 | $ 101,000 |
| Greeley, CO | 76 | $ 18,080,000 | $ 237,894 | $ 97,000 |
| Modesto, CA | 74 | $ 23,702,000 | $ 320,297 | $ 96,000 |
| Cambridge-Newton-Framingham, MA | 73 | $ 31,975,000 | $ 438,013 | $ 133,000 |
| Warren-Farmington Hills-Troy, MI | 72 | $ 38,679,000 | $ 537,208 | $ 212,000 |
| Fort Worth-Arlington, TX | 71 | $ 18,556,000 | $ 261,352 | $ 149,000 |
| Houston-Baytown-Sugar Land, TX | 71 | $ 16,237,000 | $ 228,690 | $ 121,000 |
| Charlotte-Gastonia-Concord, NC-SC | 69 | $ 18,066,000 | $ 261,826 | $ 144,000 |
| Boulder, CO | 68 | $ 26,525,000 | $ 390,073 | $ 158,000 |
| Colorado Springs, CO | 66 | $ 14,451,000 | $ 218,954 | $ 89,000 |
| Port St. Lucie-Fort Pierce, FL | 66 | $ 19,656,000 | $ 297,818 | $ 118,000 |
| Fargo, ND-MN | 62 | $ 9,641,000 | $ 155,500 | $ 75,000 |
| Trenton-Ewing, NJ | 62 | $ 18,246,000 | $ 294,290 | $ 106,000 |
| Palm Bay-Melbourne-Titusville, FL | 60 | $ 16,431,000 | $ 273,850 | $ 134,000 |
| Atlantic City, NJ | 58 | $ 27,185,000 | $ 468,706 | $ 216,000 |
| Fresno, CA | 58 | $ 16,075,000 | $ 277,155 | $ 111,000 |
| Greensboro-High Point, NC | 58 | $ 10,954,000 | $ 188,862 | $ 96,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 58 | $ 19,479,000 | $ 335,844 | $ 120,000 |
| Lakeland, FL | 54 | $ 9,203,000 | $ 170,425 | $ 76,000 |
| Salinas, CA | 54 | $ 53,129,000 | $ 983,870 | $ 400,000 |
| Cleveland-Elyria-Mentor, OH | 52 | $ 11,535,000 | $ 221,826 | $ 145,000 |
| Essex County, MA | 50 | $ 21,763,000 | $ 435,260 | $ 121,000 |
| Ocean City, NJ | 50 | $ 21,509,000 | $ 430,180 | $ 190,000 |
| Wichita, KS | 50 | $ 7,552,000 | $ 151,040 | $ 81,000 |
| Wilmington, NC | 49 | $ 18,072,000 | $ 368,816 | $ 146,000 |
| Wilmington, DE-MD-NJ | 48 | $ 14,347,000 | $ 298,895 | $ 107,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 47 | $ 12,591,000 | $ 267,893 | $ 103,000 |
| Bismarck, ND | 44 | $ 6,567,000 | $ 149,250 | $ 79,000 |
| Hagerstown-Martinsburg, MD-WV | 44 | $ 7,820,000 | $ 177,727 | $ 66,000 |
| Worcester, MA | 44 | $ 12,464,000 | $ 283,272 | $ 93,000 |
| Honolulu, HI | 43 | $ 23,299,000 | $ 541,837 | $ 244,000 |
| Napa, CA | 43 | $ 35,152,000 | $ 817,488 | $ 268,000 |
| Nashville-Davidson--Murfreesboro, TN | 41 | $ 10,072,000 | $ 245,658 | $ 93,000 |
| Ogden-Clearfield, UT | 41 | $ 7,908,000 | $ 192,878 | $ 78,000 |
| Olympia, WA | 41 | $ 8,710,000 | $ 212,439 | $ 101,000 |
| Detroit-Livonia-Dearborn, MI | 40 | $ 12,042,000 | $ 301,050 | $ 98,000 |
| Provo-Orem, UT | 40 | $ 9,578,000 | $ 239,450 | $ 75,000 |
| Boise City-Nampa, ID | 39 | $ 7,388,000 | $ 189,435 | $ 108,000 |
| Manchester-Nashua, NH | 39 | $ 9,493,000 | $ 243,410 | $ 102,000 |
| Santa Cruz-Watsonville, CA | 36 | $ 22,997,000 | $ 638,805 | $ 214,000 |
| Fort Collins-Loveland, CO | 35 | $ 10,249,000 | $ 292,828 | $ 141,000 |
| Prescott, AZ | 33 | $ 9,915,000 | $ 300,454 | $ 140,000 |
| Durham, NC | 32 | $ 6,868,000 | $ 214,625 | $ 139,000 |
| Pensacola-Ferry Pass-Brent, FL | 32 | $ 9,738,000 | $ 304,312 | $ 224,000 |
| Albuquerque, NM | 31 | $ 7,873,000 | $ 253,967 | $ 139,000 |
| Louisville, KY-IN | 31 | $ 6,710,000 | $ 216,451 | $ 344,000 |
| Merced, CA | 31 | $ 8,614,000 | $ 277,870 | $ 123,000 |
| Des Moines, IA | 30 | $ 4,219,000 | $ 140,633 | $ 68,000 |
| Charleston-North Charleston, SC | 29 | $ 9,475,000 | $ 326,724 | $ 169,000 |
| Pittsburgh, PA | 29 | $ 4,651,000 | $ 160,379 | $ 111,000 |
| Portland-South Portland-Biddeford, ME | 29 | $ 8,154,000 | $ 281,172 | $ 113,000 |
| Vero Beach, FL | 29 | $ 13,047,000 | $ 449,896 | $ 213,000 |
| Youngstown-Warren-Boardman, OH-PA | 29 | $ 3,414,000 | $ 117,724 | $ 60,000 |
| Hartford-West Hartford-East Hartford, CT | 27 | $ 7,658,000 | $ 283,629 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 27 | $ 12,225,000 | $ 452,777 | $ 187,000 |
| Redding, CA | 27 | $ 7,855,000 | $ 290,925 | $ 118,000 |
| Austin-Round Rock, TX | 26 | $ 6,350,000 | $ 244,230 | $ 191,000 |
| New Haven-Milford, CT | 26 | $ 6,409,000 | $ 246,500 | $ 114,000 |
| Oklahoma City, OK | 26 | $ 5,955,000 | $ 229,038 | $ 118,000 |
| Dayton, OH | 25 | $ 6,683,000 | $ 267,320 | $ 96,000 |
| Rockingham County-Strafford County, NH | 25 | $ 7,267,000 | $ 290,680 | $ 90,000 |
| Greenville, SC | 24 | $ 5,108,000 | $ 212,833 | $ 100,000 |
| Providence-New Bedford-Fall River, RI-MA | 24 | $ 6,173,000 | $ 257,208 | $ 100,000 |
| Punta Gorda, FL | 24 | $ 9,402,000 | $ 391,750 | $ 247,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 23 | $ 5,870,000 | $ 255,217 | $ 120,000 |
| Grand Rapids-Wyoming, MI | 23 | $ 4,981,000 | $ 216,565 | $ 115,000 |
| Tulsa, OK | 23 | $ 3,780,000 | $ 164,347 | $ 81,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 22 | $ 5,385,000 | $ 244,772 | $ 133,000 |
| Barnstable Town, MA | 21 | $ 13,474,000 | $ 641,619 | $ 296,000 |
| Bend, OR | 21 | $ 9,202,000 | $ 438,190 | $ 229,000 |
| Milwaukee-Waukesha-West Allis, WI | 21 | $ 2,816,000 | $ 134,095 | $ 61,000 |
| Flagstaff, AZ | 20 | $ 5,281,000 | $ 264,050 | $ 136,000 |
| Gary, IN | 20 | $ 3,359,000 | $ 167,950 | $ 84,000 |
| Winchester, VA-WV | 20 | $ 4,224,000 | $ 211,200 | $ 73,000 |
| Salisbury, MD | 19 | $ 2,993,000 | $ 157,526 | $ 72,000 |
| Charlottesville, VA | 18 | $ 4,586,000 | $ 254,777 | $ 90,000 |
| Fort Walton Beach-Crestview-Destin, FL | 18 | $ 4,962,000 | $ 275,666 | $ 129,000 |
| Lansing-East Lansing, MI | 18 | $ 4,970,000 | $ 276,111 | $ 119,000 |
| Salem, OR | 18 | $ 3,068,000 | $ 170,444 | $ 72,000 |
| Visalia-Porterville, CA | 18 | $ 3,859,000 | $ 214,388 | $ 75,000 |
| Winston-Salem, NC | 18 | $ 4,201,000 | $ 233,388 | $ 119,000 |
| Yuba City, CA | 18 | $ 4,622,000 | $ 256,777 | $ 100,000 |
| Akron, OH | 17 | $ 2,457,000 | $ 144,529 | $ 72,000 |
| Lawrence, KS | 17 | $ 2,550,000 | $ 150,000 | $ 82,000 |
| Madison, WI | 17 | $ 3,550,000 | $ 208,823 | $ 93,000 |
| Albany-Schenectady-Troy, NY | 16 | $ 3,979,000 | $ 248,687 | $ 142,000 |
| Columbia, SC | 16 | $ 3,516,000 | $ 219,750 | $ 93,000 |
| Hickory-Lenoir-Morganton, NC | 16 | $ 4,068,000 | $ 254,250 | $ 121,000 |
| Panama City-Lynn Haven, FL | 16 | $ 6,131,000 | $ 383,187 | $ 220,000 |
| Spokane, WA | 16 | $ 2,775,000 | $ 173,437 | $ 78,000 |
| Springfield, MO | 16 | $ 3,299,000 | $ 206,187 | $ 104,000 |
| Bellingham, WA | 15 | $ 3,334,000 | $ 222,266 | $ 127,000 |
| Ocala, FL | 15 | $ 6,169,000 | $ 411,266 | $ 153,000 |
| Asheville, NC | 14 | $ 2,747,000 | $ 196,214 | $ 86,000 |
| Omaha-Council Bluffs, NE-IA | 14 | $ 2,425,000 | $ 173,214 | $ 64,000 |
| Santa Fe, NM | 14 | $ 4,635,000 | $ 331,071 | $ 148,000 |
| Anchorage, AK | 13 | $ 2,935,000 | $ 225,769 | $ 95,000 |
| Coeur D'Alene, ID | 13 | $ 3,352,000 | $ 257,846 | $ 125,000 |
| New Orleans-Metairie-Kenner, LA | 13 | $ 3,020,000 | $ 232,307 | $ 98,000 |
| Rochester, NY | 13 | $ 1,540,000 | $ 118,461 | $ 101,000 |
| Springfield, MA | 13 | $ 2,343,000 | $ 180,230 | $ 93,000 |
| Toledo, OH | 13 | $ 2,647,000 | $ 203,615 | $ 85,000 |
| Chico, CA | 12 | $ 3,773,000 | $ 314,416 | $ 174,000 |
| Madera, CA | 12 | $ 3,139,000 | $ 261,583 | $ 71,000 |
| Medford, OR | 12 | $ 3,635,000 | $ 302,916 | $ 125,000 |
| Evansville, IN-KY | 11 | $ 2,592,000 | $ 235,636 | $ 73,000 |
| Lexington-Fayette, KY | 11 | $ 2,185,000 | $ 198,636 | $ 65,000 |
| Little Rock-North Little Rock, AR | 11 | $ 3,023,000 | $ 274,818 | $ 145,000 |
| Mount Vernon-Anacortes, WA | 11 | $ 2,870,000 | $ 260,909 | $ 86,000 |
| Norwich-New London, CT | 11 | $ 1,943,000 | $ 176,636 | $ 73,000 |
| Tallahassee, FL | 11 | $ 2,431,000 | $ 221,000 | $ 123,000 |
| York-Hanover, PA | 11 | $ 1,599,000 | $ 145,363 | $ 67,000 |
| Birmingham-Hoover, AL | 10 | $ 1,677,000 | $ 167,700 | $ 82,000 |
| Dover, DE | 10 | $ 2,563,000 | $ 256,300 | $ 105,000 |
| Lancaster, PA | 10 | $ 1,371,000 | $ 137,100 | $ 59,000 |
| San Antonio, TX | 10 | $ 4,932,000 | $ 493,200 | $ 300,000 |
| Savannah, GA | 10 | $ 3,212,000 | $ 321,200 | $ 118,000 |
| Sioux Falls, SD | 10 | $ 1,962,000 | $ 196,200 | $ 78,000 |
| St. George, UT | 10 | $ 2,073,000 | $ 207,300 | $ 113,000 |
| Chattanooga, TN-GA | 9 | $ 1,968,000 | $ 218,666 | $ 71,000 |
| Eugene-Springfield, OR | 9 | $ 1,653,000 | $ 183,666 | $ 80,000 |
| Fort Smith, AR-OK | 9 | $ 2,044,000 | $ 227,111 | $ 76,000 |
| Fort Wayne, IN | 9 | $ 1,538,000 | $ 170,888 | $ 77,000 |
| Pueblo, CO | 9 | $ 1,155,000 | $ 128,333 | $ 98,000 |
| Wenatchee, WA | 9 | $ 2,773,000 | $ 308,111 | $ 268,000 |
| Yuma, AZ | 9 | $ 2,496,000 | $ 277,333 | $ 106,000 |
| Canton-Massillon, OH | 8 | $ 1,267,000 | $ 158,375 | $ 89,000 |
| El Centro, CA | 8 | $ 1,477,000 | $ 184,625 | $ 96,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,506,000 | $ 188,250 | $ 107,000 |
| Harrisburg-Carlisle, PA | 8 | $ 1,077,000 | $ 134,625 | $ 92,000 |
| Memphis, TN-MS-AR | 8 | $ 3,872,000 | $ 484,000 | $ 215,000 |
| Roanoke, VA | 8 | $ 1,764,000 | $ 220,500 | $ 93,000 |
| Yakima, WA | 8 | $ 1,349,000 | $ 168,625 | $ 95,000 |
| Buffalo-Niagara Falls, NY | 7 | $ 442,000 | $ 63,142 | $ 82,000 |
| Burlington-South Burlington, VT | 7 | $ 2,022,000 | $ 288,857 | $ 150,000 |
| Cedar Rapids, IA | 7 | $ 1,046,000 | $ 149,428 | $ 53,000 |
| Elkhart-Goshen, IN | 7 | $ 821,000 | $ 117,285 | $ 48,000 |
| Flint, MI | 7 | $ 1,535,000 | $ 219,285 | $ 95,000 |
| Glens Falls, NY | 7 | $ 1,906,000 | $ 272,285 | $ 162,000 |
| Racine, WI | 7 | $ 1,069,000 | $ 152,714 | $ 73,000 |
| Ann Arbor, MI | 6 | $ 1,308,000 | $ 218,000 | $ 89,000 |
| Baton Rouge, LA | 6 | $ 945,000 | $ 157,500 | $ 58,000 |
| Green Bay, WI | 6 | $ 579,000 | $ 96,500 | $ 74,000 |
| Hanford-Corcoran, CA | 6 | $ 1,027,000 | $ 171,166 | $ 81,000 |
| Jacksonville, NC | 6 | $ 2,614,000 | $ 435,666 | $ 139,000 |
| Kennewick-Richland-Pasco, WA | 6 | $ 1,272,000 | $ 212,000 | $ 156,000 |
| Kingston, NY | 6 | $ 3,435,000 | $ 572,500 | $ 268,000 |
| Lincoln, NE | 6 | $ 1,142,000 | $ 190,333 | $ 95,000 |
| Lynchburg, VA | 6 | $ 1,669,000 | $ 278,166 | $ 163,000 |
| Binghamton, NY | 5 | $ 518,000 | $ 103,600 | $ 60,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 970,000 | $ 194,000 | $ 68,000 |
| Bloomington, IN | 5 | $ 933,000 | $ 186,600 | $ 64,000 |
| Cleveland, TN | 5 | $ 855,000 | $ 171,000 | $ 94,000 |
| Gainesville, GA | 5 | $ 2,175,000 | $ 435,000 | $ 192,000 |
| Jackson, MS | 5 | $ 876,000 | $ 175,200 | $ 68,000 |
| Kalamazoo-Portage, MI | 5 | $ 561,000 | $ 112,200 | $ 93,000 |
| Mobile, AL | 5 | $ 667,000 | $ 133,400 | $ 66,000 |
| Pittsfield, MA | 5 | $ 1,960,000 | $ 392,000 | $ 290,000 |
| Reading, PA | 5 | $ 895,000 | $ 179,000 | $ 92,000 |
| Rockford, IL | 5 | $ 375,000 | $ 75,000 | $ 71,000 |
| Shreveport-Bossier City, LA | 5 | $ 870,000 | $ 174,000 | $ 152,000 |
| Topeka, KS | 5 | $ 1,087,000 | $ 217,400 | $ 127,000 |
| Ames, IA | 4 | $ 685,000 | $ 171,250 | $ 77,000 |
| Anderson, IN | 4 | $ 732,000 | $ 183,000 | $ 129,000 |
| Battle Creek, MI | 4 | $ 1,301,000 | $ 325,250 | $ 99,000 |
| Fayetteville, NC | 4 | $ 390,000 | $ 97,500 | $ 75,000 |
| Gainesville, FL | 4 | $ 918,000 | $ 229,500 | $ 166,000 |
| Grand Forks, ND-MN | 4 | $ 584,000 | $ 146,000 | $ 70,000 |
| Harrisonburg, VA | 4 | $ 260,000 | $ 65,000 | $ 114,000 |
| Idaho Falls, ID | 4 | $ 438,000 | $ 109,500 | $ 240,000 |
| Lafayette, IN | 4 | $ 419,000 | $ 104,750 | $ 55,000 |
| Longview, WA | 4 | $ 624,000 | $ 156,000 | $ 71,000 |
| Michigan City-La Porte, IN | 4 | $ 558,000 | $ 139,500 | $ 73,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 341,000 | $ 85,250 | $ 76,000 |
| Springfield, OH | 4 | $ 542,000 | $ 135,500 | $ 68,000 |
| State College, PA | 4 | $ 662,000 | $ 165,500 | $ 80,000 |
| Utica-Rome, NY | 4 | $ 985,000 | $ 246,250 | $ 117,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 451,000 | $ 112,750 | $ 80,000 |
| Anderson, SC | 3 | $ 292,000 | $ 97,333 | $ 69,000 |
| Appleton, WI | 3 | $ 1,104,000 | $ 368,000 | $ 303,000 |
| Brunswick, GA | 3 | $ 1,475,000 | $ 491,666 | $ 271,000 |
| Carson City, NV | 3 | $ 868,000 | $ 289,333 | $ 93,000 |
| Cheyenne, WY | 3 | $ 508,000 | $ 169,333 | $ 77,000 |
| Dothan, AL | 3 | $ 417,000 | $ 139,000 | $ 77,000 |
| El Paso, TX | 3 | $ 312,000 | $ 104,000 | $ 337,000 |
| Grand Junction, CO | 3 | $ 368,000 | $ 122,666 | $ 51,000 |
| Great Falls, MT | 3 | $ 682,000 | $ 227,333 | $ 73,000 |
| Hattiesburg, MS | 3 | $ 506,000 | $ 168,666 | $ 50,000 |
| Huntsville, AL | 3 | $ 393,000 | $ 131,000 | $ 81,000 |
| Iowa City, IA | 3 | $ 518,000 | $ 172,666 | $ 65,000 |
| Janesville, WI | 3 | $ 582,000 | $ 194,000 | $ 111,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 505,000 | $ 168,333 | $ 113,000 |
| Knoxville, TN | 3 | $ 885,000 | $ 295,000 | $ 110,000 |
| Las Cruces, NM | 3 | $ 887,000 | $ 295,666 | $ 101,000 |
| Lewiston, ID-WA | 3 | $ 418,000 | $ 139,333 | $ 138,000 |
| Logan, UT-ID | 3 | $ 105,000 | $ 35,000 | $ 33,000 |
| Rochester, MN | 3 | $ 220,000 | $ 73,333 | $ 42,000 |
| Sherman-Denison, TX | 3 | $ 544,000 | $ 181,333 | $ 89,000 |
| Albany, GA | 2 | $ 398,000 | $ 199,000 | $ 102,000 |
| Amarillo, TX | 2 | $ 318,000 | $ 159,000 | $ 92,000 |
| Athens-Clarke County, GA | 2 | $ 413,000 | $ 206,500 | $ 41,000 |
| Bangor, ME | 2 | $ 387,000 | $ 193,500 | $ 73,000 |
| Brownsville-Harlingen, TX | 2 | $ 193,000 | $ 96,500 | $ 102,000 |
| Burlington, NC | 2 | $ 340,000 | $ 170,000 | $ 72,000 |
| Corvallis, OR | 2 | $ 332,000 | $ 166,000 | $ 88,000 |
| Cumberland, MD-WV | 2 | $ 282,000 | $ 141,000 | $ 80,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 248,000 | $ 124,000 | $ 75,000 |
| Duluth, MN-WI | 2 | $ 466,000 | $ 233,000 | $ 74,000 |
| Eau Claire, WI | 2 | $ 435,000 | $ 217,500 | $ 91,000 |
| Farmington, NM | 2 | $ 167,000 | $ 83,500 | $ 48,000 |
| Florence, SC | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Gulfport-Biloxi, MS | 2 | $ 637,000 | $ 318,500 | $ 398,000 |
| Jefferson City, MO | 2 | $ 250,000 | $ 125,000 | $ 111,000 |
| Johnstown, PA | 2 | $ 78,000 | $ 39,000 | $ 106,000 |
| Kokomo, IN | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
| Longview, TX | 2 | $ 95,000 | $ 47,500 | $ 166,000 |
| Monroe, LA | 2 | $ 495,000 | $ 247,500 | $ 111,000 |
| Monroe, MI | 2 | $ 491,000 | $ 245,500 | $ 91,000 |
| Morristown, TN | 2 | $ 437,000 | $ 218,500 | $ 124,000 |
| Niles-Benton Harbor, MI | 2 | $ 2,160,000 | $ 1,080,000 | $ 288,000 |
| Oshkosh-Neenah, WI | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Pascagoula, MS | 2 | $ 804,000 | $ 402,000 | $ 121,000 |
| Peoria, IL | 2 | $ 364,000 | $ 182,000 | $ 77,000 |
| Rapid City, SD | 2 | $ 257,000 | $ 128,500 | $ 45,000 |
| Rocky Mount, NC | 2 | $ 308,000 | $ 154,000 | $ 104,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 149,000 | $ 74,500 | $ 52,000 |
| Springfield, IL | 2 | $ 202,000 | $ 101,000 | $ 61,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 219,000 | $ 109,500 | $ 55,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 138,000 | $ 69,000 | $ 26,000 |
| Wausau, WI | 2 | $ 208,000 | $ 104,000 | $ 54,000 |
| Abilene, TX | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Alexandria, LA | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Altoona, PA | 1 | $ 230,000 | $ 230,000 | $ 53,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| College Station-Bryan, TX | 1 | $ 101,000 | $ 101,000 | $ 73,000 |
| Columbus, GA-AL | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Corpus Christi, TX | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| Dalton, GA | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Danville, IL | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Decatur, IL | 1 | $ 16,000 | $ 16,000 | $ 59,000 |
| Dubuque, IA | 1 | $ 148,000 | $ 148,000 | $ 61,000 |
| Erie, PA | 1 | $ 264,000 | $ 264,000 | $ 103,000 |
| Florence-Muscle Shoals, AL | 1 | $ 54,000 | $ 54,000 | $ 107,000 |
| Goldsboro, NC | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Holland-Grand Haven, MI | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Hot Springs, AR | 1 | $ 202,000 | $ 202,000 | $ 79,000 |
| Ithaca, NY | 1 | $ 164,000 | $ 164,000 | $ 68,000 |
| Jackson, MI | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Jackson, TN | 1 | $ 93,000 | $ 93,000 | $ 115,000 |
| Jonesboro, AR | 1 | $ 146,000 | $ 146,000 | $ 69,000 |
| La Crosse, WI-MN | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Lafayette, LA | 1 | $ 147,000 | $ 147,000 | $ 120,000 |
| Lawton, OK | 1 | $ 206,000 | $ 206,000 | $ 138,000 |
| Lebanon, PA | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Lewiston-Auburn, ME | 1 | $ 147,000 | $ 147,000 | $ 102,000 |
| Lima, OH | 1 | $ 57,000 | $ 57,000 | $ 81,000 |
| Lubbock, TX | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Macon, GA | 1 | $ 188,000 | $ 188,000 | $ 214,000 |
| Mansfield, OH | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| McAllen-Edinburg-Pharr, TX | 1 | $ 256,000 | $ 256,000 | $ 75,000 |
| Midland, TX | 1 | $ 204,000 | $ 204,000 | $ 49,000 |
| Missoula, MT | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Morgantown, WV | 1 | $ 117,000 | $ 117,000 | $ 85,000 |
| Muncie, IN | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Rome, GA | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 99,000 | $ 99,000 | $ 62,000 |
| Sheboygan, WI | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Spartanburg, SC | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| St. Cloud, MN | 1 | $ 153,000 | $ 153,000 | $ 98,000 |
| St. Joseph, MO-KS | 1 | $ 150,000 | $ 150,000 | $ 540,000 |
| Sumter, SC | 1 | $ 64,000 | $ 64,000 | $ 120,000 |
| Syracuse, NY | 1 | $ 12,000 | $ 12,000 | $ 68,000 |
| Terre Haute, IN | 1 | $ 48,000 | $ 48,000 | $ 73,000 |
| Tuscaloosa, AL | 1 | $ 13,000 | $ 13,000 | $ 34,000 |
| Tyler, TX | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Victoria, TX | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Warner Robins, GA | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| Williamsport, PA | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,070 | $7,351,903,000 | $302,450 | $12,000,000 | $136,509 | $9,600,000 |
| Home Purchase | 7,026 | $2,845,079,000 | $305,823 | $5,715,000 | $152,882 | $6,415,000 |
| Home Improvement | 1,051 | $55,009,000 | $31,428 | $320,000 | $64,771 | $1,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,585 | $6,685,097,000 | $309,196 | $9,000,000 | $155,000 | $9,600,000 |
| Not Provided | 5,548 | $1,981,931,000 | $287,549 | $5,610,000 | $130,196 | $6,030,000 |
| Hispanic | 1,823 | $544,142,000 | $217,450 | $3,443,000 | $89,675 | $2,382,000 |
| Black or African American | 1,540 | $391,339,000 | $252,105 | $3,600,000 | $133,263 | $6,415,000 |
| Asian | 1,264 | $526,622,000 | $268,292 | $12,000,000 | $107,682 | $4,033,000 |
| Not applicable | 157 | $51,937,000 | $325,250 | $1,200,000 | $28,562 | $457,000 |
| Native Hawaiian or Other Pacific Islander | 132 | $46,279,000 | $269,571 | $2,939,000 | $103,285 | $840,000 |
| American Indian or Alaskan Native | 98 | $24,644,000 | $225,857 | $999,000 | $91,904 | $367,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,142 | $10,251,393,000 | $292,941 | $12,000,000 | $138,156 | $9,600,000 |
| VA-guaranteed (Veterans Administration) | 3 | $437,000 | $142,500 | $172,000 | $73,000 | $99,000 |
| FHA-insured (Federal Housing Administration) | 2 | $161,000 | $80,000 | $89,000 | $30,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,157 | $5,233,172,000 | $295,745 | $9,000,000 | $134,745 | $9,300,000 |
| Loan Purchased By The Institution | 6,487 | $2,032,193,000 | $291,434 | $5,610,000 | $126,978 | $9,600,000 |
| Application Withdrawn By Applicant | 5,440 | $2,393,731,000 | $325,568 | $12,000,000 | $162,921 | $9,087,000 |
| Application Approved But Not Accepted | 835 | $285,032,000 | $272,782 | $3,402,000 | $143,195 | $3,000,000 |
| Application Denied By Financial Institution | 739 | $98,108,000 | $161,800 | $5,000,000 | $92,657 | $2,292,000 |
| File Closed For Incompleteness | 489 | $209,755,000 | $355,108 | $7,000,000 | $134,486 | $3,034,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 324 | $29,348,000 | $61,750 | $358,000 | $65,083 | $244,000 |
| Debt-To-Income Ratio | 242 | $32,737,000 | $167,375 | $2,000,000 | $76,625 | $684,000 |
| Collateral | 99 | $17,124,000 | $196,360 | $1,645,000 | $121,240 | $1,500,000 |
| Other | 58 | $11,201,000 | $221,058 | $2,380,000 | $149,529 | $2,292,000 |
| Unverifiable Information | 6 | $6,202,000 | $1,801,666 | $5,000,000 | $485,666 | $1,200,000 |
| Credit Application Incomplete | 5 | $695,000 | $90,500 | $300,000 | $38,000 | $138,000 |
| Employment History | 4 | $508,000 | $107,000 | $250,000 | $77,333 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $293,000 | $293,000 | $293,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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